BKYF / Bank Of Kentucky Financial Corp - Документы SEC, Годовой отчет, Доверенное заявление

Финансовая корпорация Банка Кентукки
US
ЭТОТ СИМВОЛ БОЛЬШЕ НЕ АКТИВЕН

Основная статистика
CIK 934547
SEC Filings
All companies that sell securities in the United States must register with the Securities and Exchange Commission (SEC) and file reports on a regular basis. These reports include company annual reports (10K, 10Q), news updates (8K), investor presentations (found in 8Ks), insider trades (form 4), ownership reports (13D, and 13G), and reports related to the specific securities sold, such as registration statements and prospectus. This page shows recent SEC filings related to Bank Of Kentucky Financial Corp
SEC Filings (Chronological Order)
На этой странице представлен полный хронологический список документов SEC, за исключением документов о собственности, которые мы предоставляем в других местах.
July 2, 2015 15-12B

BKYF FORM 15-12B

Form 15-12B UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 15 CERTIFICATION AND NOTICE OF TERMINATION OF REGISTRATION UNDER SECTION 12(g) OF THE SECURITIES EXCHANGE ACT OF 1934 OR SUSPENSION OF DUTY TO FILE REPORTS UNDER SECTIONS 13 AND 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934. Commission File Number 001-34214 THE BANK OF KENTUCKY FINANCIAL CORPORATION (Exact name

June 22, 2015 8-K

BKYF FORM 8-K (Current Report/Significant Event)

Form 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): June 19, 2015 (Commission File Number) 001-34214 THE BANK OF KENTUCKY FINANCIAL CORPORATION (Exact name of Registrant as specified in its charter) Kentucky 61-1256535 (State

June 22, 2015 S-8 POS

BKYF FORM S-8 POS

Form S-8 POS As filed with the Securities and Exchange Commission on June 22, 2015 Registration Statement No.

June 22, 2015 S-8 POS

BKYF FORM S-8 POS

Form S-8 POS As filed with the Securities and Exchange Commission on June 22, 2015 Registration Statement No.

May 8, 2015 10-Q

BKYF 10-Q (Quarterly Report)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For quarterly period ended March 31, 2015 ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period fromto Commission File Number: 001-34214 THE BANK OF KENTU

March 23, 2015 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): March 23, 2015 (Commission File Number) 001-34214 THE BANK OF KENTUCKY FINANCIAL CORPORATION (Exact name of Registrant as specified in its charter) Kentucky 61-1256535 (State of incor

March 23, 2015 EX-99.1

THE BANK OF KENTUCKY ANNOUNCES QUARTERLY DIVIDEND OF $0.18 PER SHARE

Exhibit 99.1 N E W S R E L E A S E THE BANK OF KENTUCKY ANNOUNCES QUARTERLY DIVIDEND OF $0.18 PER SHARE CRESTVIEW HILLS, KENTUCKY, March 23, 2015 - The Bank of Kentucky Financial Corporation (NASDAQ: BKYF) announced a quarterly cash dividend of $0.18 per common share, payable on April 24, 2015 to shareholders of record as of April 10, 2015. About The Bank of Kentucky Financial Corporation The Bank

March 12, 2015 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K (Mark One) x ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Fiscal Year Ended December 31, 2014 OR ¨ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period fromto. Commission File Number: 001-34214 THE BANK OF KE

March 12, 2015 EX-21

SUBSIDIARIES OF THE REGISTRANT

Exhibit 21 SUBSIDIARIES OF THE REGISTRANT The registrant has one subsidiary, The Bank of Kentucky, Inc. a bank incorporated under the laws of the Commonwealth of Kentucky.

February 12, 2015 SC 13G/A

BKYF / Bank Of Kentucky Financial Corp / PRICE T ROWE ASSOCIATES INC /MD/ - BKYF AS OF 12/31/2014 Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 2) BANK OF KENTUCKY FINL CORP (Name of Issuer) COMMON STOCK (Title of Class of Securities) 062896105 (CUSIP Number) December 31, 2014 (Date of Event which Requires Filing of Statement) Check the appropriate box to designate the Rule pursuant to which this Sc

January 29, 2015 SC 13G

BKYF / Bank Of Kentucky Financial Corp / Cain Rodney S - SC 13G Passive Investment

SC 13G UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. )* THE BANK OF KENTUCKY FINANCIAL CORPORATION (Name of Issuer) Common Shares (Title of Class of Securities) 062896105 (CUSIP Number) * The remainder of this cover page shall be filled out for a reporting person’s initial filing on this form with respe

January 29, 2015 SC 13G

BKYF / Bank Of Kentucky Financial Corp / R.c. Durr Foundation, Inc. - SC 13G Passive Investment

SC 13G UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. )* THE BANK OF KENTUCKY FINANCIAL CORPORATION (Name of Issuer) Common Shares (Title of Class of Securities) 062896105 (CUSIP Number) * The remainder of this cover page shall be filled out for a reporting person’s initial filing on this form with respe

January 16, 2015 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): January 14, 2015 (Commission File Number) 001-34214 THE BANK OF KENTUCKY FINANCIAL CORPORATION (Exact name of Registrant as specified in its charter) Kentucky 61-1256535 (State of inc

January 9, 2015 EX-99.1

SUPPLEMENT TO PROXY STATEMENT/PROSPECTUS

EX-99.1 Exhibit 99.1 SUPPLEMENT TO PROXY STATEMENT/PROSPECTUS We have made the following supplemental disclosures to the Proxy Statement/Prospectus in connection with the proposed settlement of a putative class action captioned Sector Grid Trading Company v. Bank of Kentucky Financial Corporation, et al., No. 14-C1-2302 pending before the Kenton Circuit Court of the Commonwealth of Kentucky. The p

January 9, 2015 EX-99.1

SUPPLEMENT TO PROXY STATEMENT/PROSPECTUS

EX-99.1 Exhibit 99.1 SUPPLEMENT TO PROXY STATEMENT/PROSPECTUS We have made the following supplemental disclosures to the Proxy Statement/Prospectus in connection with the proposed settlement of a putative class action captioned Sector Grid Trading Company v. Bank of Kentucky Financial Corporation, et al., No. 14-C1-2302 pending before the Kenton Circuit Court of the Commonwealth of Kentucky. The p

January 9, 2015 8-K

Current Report

Form 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): January 8, 2015 (Commission File Number) 001-34214 THE BANK OF KENTUCKY FINANCIAL CORPORATION (Exact name of Registrant as specified in its charter) Kentucky 61-1256535 (Stat

January 9, 2015 425

BKYF / Bank Of Kentucky Financial Corp 425 - Merger Prospectus - FORM 8-K

Form 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): January 8, 2015 (Commission File Number) 001-34214 THE BANK OF KENTUCKY FINANCIAL CORPORATION (Exact name of Registrant as specified in its charter) Kentucky 61-1256535 (Stat

December 22, 2014 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): December 22, 2014 (Commission File Number) 001-34214 THE BANK OF KENTUCKY FINANCIAL CORPORATION (Exact name of Registrant as specified in its charter) Kentucky 61-1256535 (State of in

December 22, 2014 EX-99.1

THE BANK OF KENTUCKY ANNOUNCES QUARTERLY DIVIDEND OF $0.18 PER SHARE

Exhibit 99.1 N E W S R E L E A S E THE BANK OF KENTUCKY ANNOUNCES QUARTERLY DIVIDEND OF $0.18 PER SHARE CRESTVIEW HILLS, KENTUCKY, December 22, 2014 - The Bank of Kentucky Financial Corporation (NASDAQ: BKYF) announced a quarterly cash dividend of $0.18 per common share, payable on January 23, 2015 to shareholders of record as of January 9, 2015. About The Bank of Kentucky Financial Corporation Th

December 4, 2014 DEFM14A

BKYF / Bank Of Kentucky Financial Corp DEFM14A - - DEFM14A

DEFM14A 1 d832563ddefm14a.htm DEFM14A Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (RULE 14a-101) Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant x Filed by a Party other than the Registrant ¨ Check the appropriate box: ¨ Preliminary Proxy Statement ¨ Confidential, for Use of the Comm

December 3, 2014 425

BBT / BB&T Corp. 425 - Merger Prospectus -

Filed by BB&T Corporation Commission File No. 001-10853 Pursuant to Rule 425 under the Securities Act of 1933 and deemed filed pursuant to Rule 14a-12 under the Securities Exchange Act of 1934 Subject Company: The Bank of Kentucky Financial Corporation Commission File No. 001-34214 Date: December 3, 2014 [Following is a slide presentation for investors as part of a non-deal road show.] 2 2 Investo

November 7, 2014 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For quarterly period ended September 30, 2014 ¨ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period fromto Commission File Number: 001-34214 THE BANK OF K

October 31, 2014 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): October 29, 2014 (Commission File Number) 001-34214 THE BANK OF KENTUCKY FINANCIAL CORPORATION (Exact name of Registrant as specified in its charter) Kentucky 61-1256535 (State of inc

October 31, 2014 EX-10.1

BANK OF KENTUCKY CRESTVIEW, KENTUCKY EXECUTIVE PRIVATE PENSION PLAN AMENDMENT # 3

Exhibit 10.1 BANK OF KENTUCKY CRESTVIEW, KENTUCKY EXECUTIVE PRIVATE PENSION PLAN AMENDMENT # 3 The undersigned, a duly authorized officer of Bank of Kentucky (“Company”) hereby adopts this Amendment Number 3 to the Bank of Kentucky Executive Private Pension Plan, adopted on September 1, 2003 (“Plan”). The purpose of this Amendment #3 is to recognize the Company’s pending acquisition by BB&T. In co

October 17, 2014 EX-99.1

THE BANK OF KENTUCKY FINANCIAL CORPORATION ANNOUNCES THIRD QUARTER EARNINGS Net income of $4,561,000 for the third quarter

NEWS RELEASE THE BANK OF KENTUCKY FINANCIAL CORPORATION ANNOUNCES THIRD QUARTER EARNINGS Net income of $4,561,000 for the third quarter CRESTVIEW HILLS, KENTUCKY, October 17, 2014 – The Bank of Kentucky Financial Corporation (the “Company”) (NASDAQ: BKYF), the holding company of The Bank of Kentucky, Inc.

October 17, 2014 8-K

Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): October 17, 2014 (Commission File Number) 001-34214 THE BANK OF KENTUCKY FINANCIAL CORPORATION (Exact name of Registrant as specified in its charter) Kentucky 61-1256535 (State of inc

September 22, 2014 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): September 22, 2014 (Commission File Number) 001-34214 THE BANK OF KENTUCKY FINANCIAL CORPORATION (Exact name of Registrant as specified in its charter) Kentucky 61-1256535 (State of i

September 22, 2014 EX-99.1

THE BANK OF KENTUCKY ANNOUNCES QUARTERLY DIVIDEND OF $0.18 PER SHARE

Exhibit 99.1 NEWS RELEASE THE BANK OF KENTUCKY ANNOUNCES QUARTERLY DIVIDEND OF $0.18 PER SHARE CRESTVIEW HILLS, KENTUCKY, September 22, 2014 - The Bank of Kentucky Financial Corporation (NASDAQ: BKYF) announced a quarterly cash dividend of $0.18 per common share, payable on October 24, 2014 to shareholders of record as of October 10, 2014. This dividend represents a $.01 or 6% increase over the di

September 11, 2014 EX-2.1

AGREEMENT AND PLAN OF MERGER Dated as of September 5, 2014 BB&T Corporation The Bank of Kentucky Financial Corporation Table of Contents

Exhibit 2.1 AGREEMENT AND PLAN OF MERGER Dated as of September 5, 2014 between BB&T Corporation and The Bank of Kentucky Financial Corporation Table of Contents Page ARTICLE I Definitions 2 1.1 Certain Definitions 2 1.2 Other Defined Terms 10 1.3 Other Definitional Provisions 12 ARTICLE II The Merger 13 2.1 The Merger 13 2.2 Closing 13 2.3 Effective Time 13 2.4 Effects of the Merger 13 2.5 Charter

September 11, 2014 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): September 5, 2014 (Commission File Number) 001-34214 THE BANK OF KENTUCKY FINANCIAL CORPORATION (Exact name of Registrant as specified in its charter) Kentucky 61-1256535 (State of in

September 11, 2014 EX-10.1

VOTING AND SUPPORT AGREEMENT

EX-10.1 3 v388639ex10-1.htm EXHIBIT 10.1 Exhibit 10.1 EXECUTION VERSION VOTING AND SUPPORT AGREEMENT This Voting and Support Agreement (this “Agreement”), dated as of September 5, 2014, is entered into by and among BB&T Corporation, a North Carolina corporation (“Parent”), and The Bank of Kentucky Financial Corporation, a Kentucky corporation (“BKYF”), and each person executing this Agreement or a

September 11, 2014 EX-10.1

VOTING AND SUPPORT AGREEMENT

Exhibit 10.1 EXECUTION VERSION VOTING AND SUPPORT AGREEMENT This Voting and Support Agreement (this “Agreement”), dated as of September 5, 2014, is entered into by and among BB&T Corporation, a North Carolina corporation (“Parent”), and The Bank of Kentucky Financial Corporation, a Kentucky corporation (“BKYF”), and each person executing this Agreement or a counterpart to this Agreement (each, a “

September 11, 2014 EX-2.1

AGREEMENT AND PLAN OF MERGER Dated as of September 5, 2014 BB&T Corporation The Bank of Kentucky Financial Corporation Table of Contents

Exhibit 2.1 AGREEMENT AND PLAN OF MERGER Dated as of September 5, 2014 between BB&T Corporation and The Bank of Kentucky Financial Corporation Table of Contents Page ARTICLE I Definitions 2 1.1 Certain Definitions 2 1.2 Other Defined Terms 10 1.3 Other Definitional Provisions 12 ARTICLE II The Merger 13 2.1 The Merger 13 2.2 Closing 13 2.3 Effective Time 13 2.4 Effects of the Merger 13 2.5 Charter

September 11, 2014 425

BKYF / Bank Of Kentucky Financial Corp 425 - Merger Prospectus - 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): September 5, 2014 (Commission File Number) 001-34214 THE BANK OF KENTUCKY FINANCIAL CORPORATION (Exact name of Registrant as specified in its charter) Kentucky 61-1256535 (State of in

September 9, 2014 425

TFC / Truist Financial Corporation 425 - Merger Prospectus -

Filed by BB&T Corporation Commission File No. 001-10853 Pursuant to Rule 425 under the Securities Act of 1933 and deemed filed pursuant to Rule 14a-12 under the Securities Exchange Act of 1934 Subject Company: The Bank of Kentucky Financial Corporation Commission File No. 001-34214 [Following are questions and answers prepared by BB&T Corporation for use in media communications with respect to BB&

September 8, 2014 EX-99.1

MORE

EX-99.1 2 v388715ex99-1.htm EX-99.1 Exhibit 99.1 September 8, 2014 FOR IMMEDIATE RELEASE Contacts: ANALYSTS MEDIA Alan Greer Tamera Gjesdal Cynthia A. Williams Executive Vice President Senior Vice President Senior Executive Vice President Investor Relations Investor Relations Corporate Communications (336) 733-3021 (336) 733-3058 (336) 733-1470 BB&T to acquire The Bank of Kentucky Financial Corp.

September 8, 2014 EX-99.1

MORE

Exhibit 99.1 September 8, 2014 FOR IMMEDIATE RELEASE Contacts: ANALYSTS MEDIA Alan Greer Tamera Gjesdal Cynthia A. Williams Executive Vice President Senior Vice President Senior Executive Vice President Investor Relations Investor Relations Corporate Communications (336) 733-3021 (336) 733-3058 (336) 733-1470 BB&T to acquire The Bank of Kentucky Financial Corp. Compelling Strategic Opportunity · A

September 8, 2014 8-K

Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): September 5, 2014 (Commission File Number) 001-34214 THE BANK OF KENTUCKY FINANCIAL CORPORATION (Exact name of Registrant as specified in its charter) Kentucky 61-1256535 (State of in

September 8, 2014 425

BKYF / Bank Of Kentucky Financial Corp 425 - Merger Prospectus - 8-K

425 1 v3887158k.htm 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): September 5, 2014 (Commission File Number) 001-34214 THE BANK OF KENTUCKY FINANCIAL CORPORATION (Exact name of Registrant as specified in its charter) Kentucky

September 8, 2014 425

TFC / Truist Financial Corporation 425 - Merger Prospectus -

Filed by BB&T Corporation Commission File No. 001-10853 Pursuant to Rule 425 Under the Securities Act of 1933 and Deemed Filed Pursuant to Rule 14a-12 under the Securities Exchange Act of 1934 Subject Company: The Bank of Kentucky Financial Corporation Commission File No. 001-34214 Date: September 8, 2014 September 8, 2014 FOR IMMEDIATE RELEASE Contacts: ANALYSTS MEDIA Alan Greer Tamera Gjesdal Cy

August 7, 2014 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For quarterly period ended June 30, 2014 ¨ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period fromto Commission File Number: 001-34214 THE BANK OF KENTUC

July 17, 2014 8-K

Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): July 17, 2014 (Commission File Number) 001-34214 THE BANK OF KENTUCKY FINANCIAL CORPORATION (Exact name of Registrant as specified in its charter) Kentucky 61-1256535 (State of incorp

July 17, 2014 EX-99.1

THE BANK OF KENTUCKY FINANCIAL CORPORATION ANNOUNCES SECOND QUARTER EARNINGS Net income of $5,065,000 for the second quarter, up 13% from 2013

NEWS RELEASE THE BANK OF KENTUCKY FINANCIAL CORPORATION ANNOUNCES SECOND QUARTER EARNINGS Net income of $5,065,000 for the second quarter, up 13% from 2013 CRESTVIEW HILLS, KENTUCKY, July 17, 2014 – The Bank of Kentucky Financial Corporation (the “Company”) (NASDAQ: BKYF), the holding company of The Bank of Kentucky, Inc.

June 23, 2014 EX-99.1

THE BANK OF KENTUCKY ANNOUNCES QUARTERLY DIVIDEND OF $0.18 PER SHARE

NEWS RELEASE THE BANK OF KENTUCKY ANNOUNCES QUARTERLY DIVIDEND OF $0.18 PER SHARE CRESTVIEW HILLS, KENTUCKY, June 23, 2014 - The Bank of Kentucky Financial Corporation (NASDAQ: BKYF) announced a quarterly cash dividend of $0.18 per common share, payable on July 25, 2014 to shareholders of record as of July 11, 2014. This dividend represents a $.01 or 6% increase over the dividend declared in June

June 23, 2014 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): June 23, 2014 (Commission File Number) 001-34214 THE BANK OF KENTUCKY FINANCIAL CORPORATION (Exact name of Registrant as specified in its charter) Kentucky 61-1256535 (State of incorp

May 7, 2014 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For quarterly period ended March 31, 2014 ¨ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period fromto Commission File Number: 001-34214 THE BANK OF KENTU

April 30, 2014 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): April 25, 2014 (Commission File Number) 001-34214 THE BANK OF KENTUCKY FINANCIAL CORPORATION (Exact name of Registrant as specified in its charter) Kentucky 61-1256535 (State of incor

April 17, 2014 EX-99.1

THE BANK OF KENTUCKY FINANCIAL CORPORATION ANNOUNCES FIRST QUARTER EARNINGS Net income of $4,618,000 for the first quarter, up 13% from 2013

NEWS RELEASE THE BANK OF KENTUCKY FINANCIAL CORPORATION ANNOUNCES FIRST QUARTER EARNINGS Net income of $4,618,000 for the first quarter, up 13% from 2013 CRESTVIEW HILLS, KENTUCKY, April 17, 2014 – The Bank of Kentucky Financial Corporation (the “Company”) (NASDAQ: BKYF), the holding company of The Bank of Kentucky, Inc.

April 17, 2014 8-K

Results of Operations and Financial Condition - 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): April 17, 2014 (Commission File Number) 001-34214 THE BANK OF KENTUCKY FINANCIAL CORPORATION (Exact name of Registrant as specified in its charter) Kentucky 61-1256535 (State of incor

March 25, 2014 EX-99.1

THE BANK OF KENTUCKY ANNOUNCES QUARTERLY DIVIDEND OF $0.18 PER SHARE

N E W S R E L E A S E THE BANK OF KENTUCKY ANNOUNCES QUARTERLY DIVIDEND OF $0.18 PER SHARE CRESTVIEW HILLS, KENTUCKY, March 25, 2014 - The Bank of Kentucky Financial Corporation (NASDAQ: BKYF) announced a quarterly cash dividend of $0.18 per common share, payable on April 25, 2014 to shareholders of record as of April 11, 2014. This dividend represents a $.01 or 6% increase over the dividend decla

March 25, 2014 8-K

- 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): March 25, 2014 (Commission File Number) 001-34214 THE BANK OF KENTUCKY FINANCIAL CORPORATION (Exact name of Registrant as specified in its charter) Kentucky 61-1256535 (State of incor

March 17, 2014 DEF 14A

- DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant x Filed by a Party other than the Registrant ¨ Check the appropriate box: ¨ Preliminary Proxy Statement ¨ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) x Definitive

March 7, 2014 EX-21

SUBSIDIARIES OF THE REGISTRANT

Exhibit 21 SUBSIDIARIES OF THE REGISTRANT The registrant has one subsidiary, The Bank of Kentucky, Inc. a bank incorporated under the laws of the Commonwealth of Kentucky.

March 7, 2014 10-K

INDEX TO EXHIBITS

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K (Mark One) x ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Fiscal Year Ended December 31, 2013 OR ¨ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to . Commission File Number: 001-34214 THE BANK OF

February 14, 2014 SC 13G/A

BKYF / Bank Of Kentucky Financial Corp / Wellington Management Group LLP - DISCLOSURE DOCUMENT Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 3)* The Bank of Kentucky Financial Corporation (Name of Issuer) Common Stock (Title of Class of Securities) 062896105 (CUSIP Number) December 31, 2013 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pur

February 10, 2014 SC 13G/A

BKYF / Bank Of Kentucky Financial Corp / PRICE T ROWE ASSOCIATES INC /MD/ - BKYF AS OF 12/31/2013 Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 1)* BANK OF KENTUCKY FINL CORP (Name of Issuer) COMMON STOCK (Title of Class of Securities) 062896105 (CUSIP Number) December 31, 2013 (Date of Event which Requires Filing of Statement) Check the appropriate box to designate the Rule pursuant to which this S

February 5, 2014 SC 13G

BKYF / Bank Of Kentucky Financial Corp / R.c. Durr Foundation, Inc. - SC 13G Passive Investment

SC 13G UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. )* THE BANK OF KENTUCKY FINANCIAL CORPORATION (Name of Issuer) Common Shares (Title of Class of Securities) 062896105 (CUSIP Number) * The remainder of this cover page shall be filled out for a reporting person’s initial filing on this form with respe

February 5, 2014 SC 13G

BKYF / Bank Of Kentucky Financial Corp / Cain Rodney S - SC 13G Passive Investment

SC 13G UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. )* THE BANK OF KENTUCKY FINANCIAL CORPORATION (Name of Issuer) Common Shares (Title of Class of Securities) 062896105 (CUSIP Number) * The remainder of this cover page shall be filled out for a reporting person’s initial filing on this form with respe

January 16, 2014 8-K

Results of Operations and Financial Condition - FORM 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): January 16, 2014 (Commission File Number) 001-34214 THE BANK OF KENTUCKY FINANCIAL CORPORATION (Exact name of Registrant as specified in its charter) Kentucky 61-1256535 (State of inc

January 16, 2014 EX-99.1

THE BANK OF KENTUCKY FINANCIAL CORPORATION ANNOUNCES RECORD EARNINGS FOR 2013 Record net income of $5,775,000 for the fourth quarter, up 15% from 2012

Exhibit 99.1 N E W S R E L E A S E THE BANK OF KENTUCKY FINANCIAL CORPORATION ANNOUNCES RECORD EARNINGS FOR 2013 Record net income of $5,775,000 for the fourth quarter, up 15% from 2012 CRESTVIEW HILLS, KENTUCKY, January 16, 2014 – The Bank of Kentucky Financial Corporation (the “Company”) (NASDAQ: BKYF), the holding company of The Bank of Kentucky, Inc. (the “Bank”), today reported its earnings f

December 23, 2013 EX-99.1

THE BANK OF KENTUCKY RAISES ITS QUARTERLY DIVIDEND 6% TO $0.18 PER SHARE

N E W S R E L E A S E THE BANK OF KENTUCKY RAISES ITS QUARTERLY DIVIDEND 6% TO $0.

December 23, 2013 8-K

- 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): December 23, 2013 (Commission File Number) 001-34214 THE BANK OF KENTUCKY FINANCIAL CORPORATION (Exact name of Registrant as specified in its charter) Kentucky 61-1256535 (State of in

November 6, 2013 10-Q

INCOME TAX EXPENSE

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For quarterly period ended September 30, 2013 ¨ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period fromto Commission File Number: 001-34214 THE BANK OF K

October 17, 2013 8-K

Results of Operations and Financial Condition - FORM 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): October 17, 2013 (Commission File Number) 001-34214 THE BANK OF KENTUCKY FINANCIAL CORPORATION (Exact name of Registrant as specified in its charter) Kentucky 61-1256535 (State of inc

October 17, 2013 EX-99.1

THE BANK OF KENTUCKY FINANCIAL CORPORATION ANNOUNCES RECORD EARNINGS FOR THE THIRD QUARTER Record Net income of $5,415,000 for the third quarter, up 29% from 2012

N E W S R E L E A S E THE BANK OF KENTUCKY FINANCIAL CORPORATION ANNOUNCES RECORD EARNINGS FOR THE THIRD QUARTER Record Net income of $5,415,000 for the third quarter, up 29% from 2012 CRESTVIEW HILLS, KENTUCKY, October 17, 2013 – The Bank of Kentucky Financial Corporation (the “Company”) (NASDAQ: BKYF), the holding company of The Bank of Kentucky, Inc.

September 23, 2013 8-K

- 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): September 23, 2013 (Commission File Number) 001-34214 THE BANK OF KENTUCKY FINANCIAL CORPORATION (Exact name of Registrant as specified in its charter) Kentucky 61-1256535 (State of i

September 23, 2013 EX-99.1

THE BANK OF KENTUCKY ANNOUNCES QUARTERLY DIVIDEND OF $0.17 PER SHARE

NEWS RELEASE THE BANK OF KENTUCKY ANNOUNCES QUARTERLY DIVIDEND OF $0.17 PER SHARE CRESTVIEW HILLS, KENTUCKY, September 23, 2013 - The Bank of Kentucky Financial Corporation (NASDAQ: BKYF) announced a quarterly cash dividend of $0.17 per common share, payable on October 25, 2013 to shareholders of record as of October 11, 2013. The quarterly dividend, if annualized, represents a 10% increase over t

August 6, 2013 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For quarterly period ended June 30, 2013 ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period fromto Commission File Number: 001-34214 THE BANK OF KENTUC

July 18, 2013 EX-99.1

THE BANK OF KENTUCKY FINANCIAL CORPORATION ANNOUNCES SECOND QUARTER EARNINGS

THE BANK OF KENTUCKY FINANCIAL CORPORATION ANNOUNCES SECOND QUARTER EARNINGS CRESTVIEW HILLS, KENTUCKY, July 18, 2013 – The Bank of Kentucky Financial Corporation (the “Company”) (NASDAQ: BKYF), the holding company of The Bank of Kentucky, Inc.

July 18, 2013 8-K

Results of Operations and Financial Condition - 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): July 18, 2013 (Commission File Number) 001-34214 THE BANK OF KENTUCKY FINANCIAL CORPORATION (Exact name of Registrant as specified in its charter) Kentucky 61-1256535 (State of incorp

June 24, 2013 EX-99.1

THE BANK OF KENTUCKY ANNOUNCES QUARTERLY DIVIDEND OF $0.17 PER SHARE

N E W S R E L E A S E THE BANK OF KENTUCKY ANNOUNCES QUARTERLY DIVIDEND OF $0.17 PER SHARE CRESTVIEW HILLS, KENTUCKY, June 24, 2013 - The Bank of Kentucky Financial Corporation (NASDAQ: BKYF) announced a quarterly cash dividend of $0.17 per common share, payable on July 26, 2013 to shareholders of record as of July 12, 2013. The quarterly dividend, if annualized, represents a 10% increase over the

June 24, 2013 8-K

- 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): June 21, 2013 (Commission File Number) 001-34214 THE BANK OF KENTUCKY FINANCIAL CORPORATION (Exact name of Registrant as specified in its charter) Kentucky 61-1256535 (State of incorp

June 24, 2013 EX-99.1

The Bank of Kentucky Announces the Addition of Dr. James C. Votruba to its Board of Directors

FOR IMMEDIATE RELEASE The Bank of Kentucky Announces the Addition of Dr. James C. Votruba to its Board of Directors CRESTVIEW HILLS, KENTUCKY – Monday, June 24, 2013 – The Bank of Kentucky Financial Corporation (the “Company”) (NASDAQ: BKYF), the holding company of The Bank of Kentucky, Inc. (the “Bank”), today announced the addition of Dr. James C. Votruba to the Board of Directors of both the Co

June 24, 2013 8-K

- FORM 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): June 24, 2013 (Commission File Number) 001-34214 THE BANK OF KENTUCKY FINANCIAL CORPORATION (Exact name of Registrant as specified in its charter) Kentucky 61-1256535 (State of incorp

May 29, 2013 8-K

- 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): May 29, 2013 (Commission File Number) 001-34214 THE BANK OF KENTUCKY FINANCIAL CORPORATION (Exact name of Registrant as specified in its charter) Kentucky 61-1256535 (State of incorpo

May 7, 2013 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For quarterly period ended March 31, 2013 ¨ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period fromto Commission File Number: 001-34214 THE BANK OF KENTU

April 24, 2013 8-K

- 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): April 19, 2013 (Commission File Number) 001-34214 THE BANK OF KENTUCKY FINANCIAL CORPORATION (Exact name of Registrant as specified in its charter) Kentucky 61-1256535 (State of incor

April 19, 2013 EX-99.1

THE BANK OF KENTUCKY FINANCIAL CORPORATION ANNOUNCES FIRST QUARTER EARNINGS

N E W S R E L E A S E THE BANK OF KENTUCKY FINANCIAL CORPORATION ANNOUNCES FIRST QUARTER EARNINGS CRESTVIEW HILLS, KENTUCKY, April 18, 2013 – The Bank of Kentucky Financial Corporation (the “Company”) (NASDAQ: BKYF), the holding company of The Bank of Kentucky, Inc.

April 19, 2013 8-K

Results of Operations and Financial Condition - 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): April 18, 2013 (Commission File Number) 001-34214 THE BANK OF KENTUCKY FINANCIAL CORPORATION (Exact name of Registrant as specified in its charter) Kentucky 61-1256535 (State of incor

March 18, 2013 EX-99.1

THE BANK OF KENTUCKY ANNOUNCES FIRST QUARTERLY DIVIDEND OF $0.17 PER SHARE

N E W S R E L E A S E THE BANK OF KENTUCKY ANNOUNCES FIRST QUARTERLY DIVIDEND OF $0.

March 18, 2013 8-K

- FORM 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): March 18, 2013 (Commission File Number) 001-34214 THE BANK OF KENTUCKY FINANCIAL CORPORATION (Exact name of Registrant as specified in its charter) Kentucky 61-1256535 (State of incor

March 15, 2013 DEF 14A

- FORM DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant x Filed by a Party other than the Registrant ¨ Check the appropriate box: ¨ Preliminary Proxy Statement ¨ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) x Definitive

March 8, 2013 EX-21

SUBSIDIARIES OF THE REGISTRANT

Exhibit 21 SUBSIDIARIES OF THE REGISTRANT The registrant has one subsidiary, The Bank of Kentucky, Inc. a bank incorporated under the laws of the Commonwealth of Kentucky.

March 8, 2013 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K (Mark One) x ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Fiscal Year Ended December 31, 2012 OR ¨ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period fromto. Commission File Number: 001-34214 THE BANK OF KE

February 14, 2013 SC 13G/A

BKYF / Bank Of Kentucky Financial Corp / WELLINGTON MANAGEMENT GROUP LLP - DISCLOSURE DOCUMENT Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 2)* The Bank of Kentucky Financial Corporation (Name of Issuer) Common Stock (Title of Class of Securities) 062896105 (CUSIP Number) December 31, 2012 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pur

February 13, 2013 SC 13G

BKYF / Bank Of Kentucky Financial Corp / PRICE T ROWE ASSOCIATES INC /MD/ - BKYF AS OF 12/31/12 Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. )* BANK OF KENTUCKY FINL CORP (Name of Issuer) COMMON STOCK (Title of Class of Securities) 062896105 (CUSIP Number) December 31, 2012 (Date of Event which Requires Filing of Statement) Check the appropriate box to designate the Rule pursuant to which this Sc

February 4, 2013 SC 13G

BKYF / Bank Of Kentucky Financial Corp / Cain Rodney S - SC 13G Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. )* THE BANK OF KENTUCKY FINANCIAL CORPORATION (Name of Issuer) Common Shares (Title of Class of Securities) 062896105 (CUSIP Number) * The remainder of this cover page shall be filled out for a reporting person?s initial filing on this form with respect to t

February 4, 2013 SC 13G

BKYF / Bank Of Kentucky Financial Corp / R.c. Durr Foundation, Inc. - SC 13G Passive Investment

SC 13G 1 d478134dsc13g.htm SC 13G UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. )* THE BANK OF KENTUCKY FINANCIAL CORPORATION (Name of Issuer) Common Shares (Title of Class of Securities) 062896105 (CUSIP Number) * The remainder of this cover page shall be filled out for a reporting person’s initial fil

January 17, 2013 8-K

Results of Operations and Financial Condition - 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): January 17, 2013 (Commission File Number) 001-34214 THE BANK OF KENTUCKY FINANCIAL CORPORATION (Exact name of Registrant as specified in its charter) Kentucky 61-1256535 (State of inc

January 17, 2013 EX-99.1

THE BANK OF KENTUCKY FINANCIAL CORPORATION ANNOUNCES FOURTH QUARTER EARNINGS Net income available to common shareholders of $5,010,000 up 6% for the Fourth quarter

N E W S R E L E A S E THE BANK OF KENTUCKY FINANCIAL CORPORATION ANNOUNCES FOURTH QUARTER EARNINGS Net income available to common shareholders of $5,010,000 up 6% for the Fourth quarter CRESTVIEW HILLS, KENTUCKY, January 17, 2013 – The Bank of Kentucky Financial Corporation (the “Company”) (NASDAQ: BKYF), the holding company of The Bank of Kentucky, Inc.

December 26, 2012 EX-99.1

THE BANK OF KENTUCKY ANNOUNCES FIRST QUARTERLY DIVIDEND OF $0.17 PER SHARE

N E W S R E L E A S E THE BANK OF KENTUCKY ANNOUNCES FIRST QUARTERLY DIVIDEND OF $0.

December 26, 2012 8-K

- 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): December 24, 2012 (Commission File Number) 001-34214 THE BANK OF KENTUCKY FINANCIAL CORPORATION (Exact name of Registrant as specified in its charter) Kentucky 61-1256535 (State of in

November 30, 2012 CORRESP

-

Squire Sanders (US) LLP 221 East 4th Street Suite 2900 Cincinnati, Ohio 45202 O+1 513 361 1200 F+1 513 361 1201 squiresanders.

November 6, 2012 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For quarterly period ended September 30, 2012 ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period fromto Commission File Number: 001-34214 THE BANK OF K

October 18, 2012 EX-99.1

THE BANK OF KENTUCKY FINANCIAL CORPORATION ANNOUNCES THIRD QUARTER EARNINGS Net income available to common shareholders of $4,196,000 up 5% for the third quarter

NEWS RELEASE THE BANK OF KENTUCKY FINANCIAL CORPORATION ANNOUNCES THIRD QUARTER EARNINGS Net income available to common shareholders of $4,196,000 up 5% for the third quarter CRESTVIEW HILLS, KENTUCKY, October 18, 2012 – The Bank of Kentucky Financial Corporation (the “Company”) (NASDAQ: BKYF), the holding company of The Bank of Kentucky, Inc.

October 18, 2012 8-K

Results of Operations and Financial Condition - FORM 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): October 18, 2012 (Commission File Number) 001-34214 THE BANK OF KENTUCKY FINANCIAL CORPORATION (Exact name of Registrant as specified in its charter) Kentucky 61-1256535 (State of inc

September 26, 2012 EX-99.1

THE BANK OF KENTUCKY ANNOUNCES CHANGE TO A QUARTERLY DIVIDEND PAYMENT SCHEDULE

NEWS RELEASE THE BANK OF KENTUCKY ANNOUNCES CHANGE TO A QUARTERLY DIVIDEND PAYMENT SCHEDULE CRESTVIEW HILLS, KENTUCKY, September 26, 2012 –The Board of Directors of The Bank of Kentucky Financial Corporation (NASDAQ: BKYF) voted on September 21, 2012 to change from a semi-annual cash dividend to a quarterly cash dividend, commencing with the fourth quarter of 2012.

September 26, 2012 8-K

- 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): September 26, 2012 (Commission File Number) 001-34214 THE BANK OF KENTUCKY FINANCIAL CORPORATION (Exact name of Registrant as specified in its charter) Kentucky 61-1256535 (State of i

August 20, 2012 8-K

- 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): August 20, 2012 (Commission File Number) 001-34214 THE BANK OF KENTUCKY FINANCIAL CORPORATION (Exact name of Registrant as specified in its charter) Kentucky 61-1256535 (State of inco

August 20, 2012 EX-99.1

THE BANK OF KENTUCKY INCREASES SEMI ANNUAL DIVIDEND 14% TO $0.32 PER SHARE

NEWS RELEASE THE BANK OF KENTUCKY INCREASES SEMI ANNUAL DIVIDEND 14% TO $0.32 PER SHARE CRESTVIEW HILLS, KENTUCKY, August 20, 2012 - The Bank of Kentucky Financial Corporation (NASDAQ: BKYF) announced a semi annual cash dividend of $0.32 per common share, payable on September 21, 2012 to shareholders of record as of September 7, 2012. This cash dividend represents an increase of $0.04 per share (1

August 6, 2012 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For quarterly period ended June 30, 2012 ¨ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period fromto Commission File Number: 001-34214 THE BANK OF KENTUC

July 19, 2012 EX-99.1

THE BANK OF KENTUCKY FINANCIAL CORPORATION ANNOUNCES SECOND QUARTER EARNINGS Net income available to common shareholders up 25% for the second quarter

NEWS RELEASE THE BANK OF KENTUCKY FINANCIAL CORPORATION ANNOUNCES SECOND QUARTER EARNINGS Net income available to common shareholders up 25% for the second quarter CRESTVIEW HILLS, KENTUCKY, July 19, 2012 – The Bank of Kentucky Financial Corporation (the “Company”) (NASDAQ: BKYF), the holding company of The Bank of Kentucky, Inc.

July 19, 2012 8-K

Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): July 19, 2012 (Commission File Number) 001-34214 THE BANK OF KENTUCKY FINANCIAL CORPORATION (Exact name of Registrant as specified in its charter) Kentucky 61-1256535 (State of incorp

July 6, 2012 8-K/A

Submission of Matters to a Vote of Security Holders - FORM 8-K/A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K/A CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): April 20, 2012 (Commission File Number) 001-34214 THE BANK OF KENTUCKY FINANCIAL CORPORATION (Exact name of Registrant as specified in its charter) Kentucky 61-1256535 (State of inc

May 23, 2012 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): May 18, 2012 (Commission File Number) 001-34214 THE BANK OF KENTUCKY FINANCIAL CORPORATION (Exact name of Registrant as specified in its charter) Kentucky 61-1256535 (State of incorpo

May 4, 2012 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For quarterly period ended March 31, 2012 ¨ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period fromto Commission File Number: 001-34214 THE BANK OF KENTU

April 25, 2012 8-K

- 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): April 20, 2012 (Commission File Number) 001-34214 THE BANK OF KENTUCKY FINANCIAL CORPORATION (Exact name of Registrant as specified in its charter) Kentucky 61-1256535 (State of incor

April 19, 2012 EX-99.1

____________________________________________________________ THE BANK OF KENTUCKY FINANCIAL CORPORATION ANNOUNCES FIRST QUARTER EARNINGS Net income available to common shareholders up 39% for the first quarter

N E W S R E L E A S E THE BANK OF KENTUCKY FINANCIAL CORPORATION ANNOUNCES FIRST QUARTER EARNINGS Net income available to common shareholders up 39% for the first quarter CRESTVIEW HILLS, KENTUCKY, April 19, 2012 – The Bank of Kentucky Financial Corporation (the “Company”) (NASDAQ: BKYF), the holding company of The Bank of Kentucky, Inc.

April 19, 2012 8-K

Results of Operations and Financial Condition - 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): April 19, 2012 (Commission File Number) 001-34214 THE BANK OF KENTUCKY FINANCIAL CORPORATION (Exact name of Registrant as specified in its charter) Kentucky 61-1256535 (State of incor

March 16, 2012 DEF 14A

- DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant S Filed by a Party other than the Registrant £ Check the appropriate box: £ Preliminary Proxy Statement £ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) S Definitive

March 9, 2012 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K (Mark One) S ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Fiscal Year Ended December 31, 2011 OR £ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period fromto. Commission File Number: 001-34214 THE BANK OF KE

March 9, 2012 EX-99.2

Principal Financial Officer

Exhibit 99.2 CERTIFICATION Principal Financial Officer I, Martin J. Gerrety, Treasurer and Assistant Secretary of The Bank of Kentucky Financial Corporation (“BKFC”), certify, based on my knowledge, that: (i) The compensation committee of BKFC has discussed, reviewed, and evaluated with senior risk officers at least every six months during any part of the most recently completed fiscal year that w

March 9, 2012 EX-99.1

Principal Executive Officer

Exhibit 99.1 CERTIFICATION Principal Executive Officer I, Robert W. Zapp, President and Chief Executive Officer of The Bank of Kentucky Financial Corporation (?BKFC?), certify, based on my knowledge, that: (i) The compensation committee of BKFC has discussed, reviewed, and evaluated with senior risk officers at least every six months during any part of the most recently completed fiscal year that

March 9, 2012 EX-21

SUBSIDIARIES OF THE REGISTRANT

Exhibit 21 SUBSIDIARIES OF THE REGISTRANT The registrant has one subsidiary, The Bank of Kentucky, Inc. a bank incorporated under the laws of the Commonwealth of Kentucky.

February 15, 2012 8-K

- 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): February 15, 2012 (Commission File Number) 001-34214 THE BANK OF KENTUCKY FINANCIAL CORPORATION (Exact name of Registrant as specified in its charter) Kentucky 61-1256535 (State of in

February 15, 2012 EX-99.1

THE BANK OF KENTUCKY INCREASES SEMI ANNUAL DIVIDEND 7% TO $.30 PER SHARE

NEWS RELEASE THE BANK OF KENTUCKY INCREASES SEMI ANNUAL DIVIDEND 7% TO $.30 PER SHARE CRESTVIEW HILLS, KENTUCKY, February 15, 2012 - The Bank of Kentucky Financial Corporation (NASDAQ: BKYF) announced a semi annual cash dividend of $0.30 per common share, payable on March 23, 2012 to shareholders of record as of March 9, 2012. This cash dividend represents an increase of $ .02 per share (7%) over

February 14, 2012 SC 13G/A

BKYF / Bank Of Kentucky Financial Corp / WELLINGTON MANAGEMENT GROUP LLP - DISCLOSURE DOCUMENT Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 1)* The Bank of Kentucky Financial Corporation (Name of Issuer) Common Stock (Title of Class of Securities) 062896105 (CUSIP Number) December 31, 2011 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pur

February 7, 2012 SC 13G

BKYF / Bank Of Kentucky Financial Corp / Cain Rodney S - SCHEDULE 13G Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. )* THE BANK OF KENTUCKY FINANCIAL CORPORATION (Name of Issuer) Common Shares (Title of Class of Securities) 062896105 (CUSIP Number) * The remainder of this cover page shall be filled out for a reporting person?s initial filing on this form with respect to t

February 7, 2012 SC 13G

BKYF / Bank Of Kentucky Financial Corp / DURR R C - SCHEDULE 13G Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. )* THE BANK OF KENTUCKY FINANCIAL CORPORATION (Name of Issuer) Common Shares (Title of Class of Securities) 062896105 (CUSIP Number) * The remainder of this cover page shall be filled out for a reporting person’s initial filing on this form with respect to t

January 25, 2012 CORRESP

-

THE BANK OF KENTUCKY FINANCIAL CORPORATION 111 Lookout Farm Drive Crestview Hills, Kentucky 41017 (859) 371-2340 January 25, 2012 Via Edgar CORRESPONDENCE Division of Corporation Finance Securities and Exchange Commission 100 F Street, N.

January 25, 2012 8-K

- 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): January 20, 2012 (Commission File Number) 001-34214 THE BANK OF KENTUCKY FINANCIAL CORPORATION (Exact name of Registrant as specified in its charter) Kentucky 61-1256535 (State of inc

January 19, 2012 8-K

Results of Operations and Financial Condition - FORM 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): January 19, 2012 (Commission File Number) 001-34214 THE BANK OF KENTUCKY FINANCIAL CORPORATION (Exact name of Registrant as specified in its charter) Kentucky 61-1256535 (State of inc

January 19, 2012 EX-99.1

THE BANK OF KENTUCKY FINANCIAL CORPORATION ANNOUNCES FOURTH QUARTER EARNINGS Net income available to common shareholders up 59% for the fourth quarter of 2011 and 65% for 2011

NEWS RELEASE THE BANK OF KENTUCKY FINANCIAL CORPORATION ANNOUNCES FOURTH QUARTER EARNINGS Net income available to common shareholders up 59% for the fourth quarter of 2011 and 65% for 2011 CRESTVIEW HILLS, KENTUCKY, January 19, 2012 – The Bank of Kentucky Financial Corporation (the “Company”) (NASDAQ: BKYF), the holding company of The Bank of Kentucky, Inc.

January 13, 2012 S-3/A

- S-3/A

As filed with the Securities and Exchange Commission on January 13, 2012 Registration No.

January 13, 2012 CORRESP

-

Squire Sanders (US) LLP 41 South High Street Suite 2000 Columbus, OH 43215 O +1 614 365 2700 F +1 614 365 2400 squiresanders.

January 5, 2012 EX-24.1

POWER OF ATTORNEY

Exhibit 24.1 POWER OF ATTORNEY KNOW ALL MEN BY THESE PRESENTS, that each person whose signature appears below constitutes and appoints ROBERT W. ZAPP and MARTIN J. GERRETY, or either of them, his true and lawful attorney-in-fact and agent, with full power of substitution and resubstitution, for him and in his name, place and stead, in any and all capacities, to sign and execute on behalf of the un

January 5, 2012 S-3

- S-3

As filed with the Securities and Exchange Commission on January 5, 2012 Registration No.

November 23, 2011 EX-99.1

N E W S R E L E A S E THE BANK OF KENTUCKY FINANCIAL CORPORATION ANNOUNCES REPAYMENT OF TARP INVESTMENT

N E W S R E L E A S E THE BANK OF KENTUCKY FINANCIAL CORPORATION ANNOUNCES REPAYMENT OF TARP INVESTMENT CRESTVIEW HILLS, KENTUCKY, November 23, 2011 – The Bank of Kentucky Financial Corporation (the “Company”) (NASDAQ: BKYF), the holding company of The Bank of Kentucky, Inc.

November 23, 2011 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): November 23, 2011 (Commission File Number) 001-34214 THE BANK OF KENTUCKY FINANCIAL CORPORATION (Exact name of Registrant as specified in its charter) Kentucky 61-1256535 (State of in

November 2, 2011 10-Q

United States SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

United States SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For quarterly period ended September 30, 2011 ¨ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period fromto Commission File Number: 001-34214 THE BANK OF K

October 20, 2011 EX-99.1

THE BANK OF KENTUCKY FINANCIAL CORPORATION ANNOUNCES THIRD QUARTER EARNINGS Net income available to common shareholders up 33% for the third quarter of 2011 and 67% year to date

THE BANK OF KENTUCKY FINANCIAL CORPORATION ANNOUNCES THIRD QUARTER EARNINGS Net income available to common shareholders up 33% for the third quarter of 2011 and 67% year to date CRESTVIEW HILLS, KENTUCKY, October 20, 2011 ? The Bank of Kentucky Financial Corporation (the ?Company?) (NASDAQ: BKYF), the holding company of The Bank of Kentucky, Inc.

October 20, 2011 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): October 20, 2011 (Commission File

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): October 20, 2011 (Commission File Number) 001-34214 THE BANK OF KENTUCKY FINANCIAL CORPORATION (Exact name of Registrant as specified in its charter) Kentucky 61-1256535 (State of inc

August 24, 2011 EX-99.1

THE BANK OF KENTUCKY DECLARES SEMI ANNUAL DIVIDEND OF $.28 PER SHARE

NEWS RELEASE THE BANK OF KENTUCKY DECLARES SEMI ANNUAL DIVIDEND OF $.28 PER SHARE CRESTVIEW HILLS, KENTUCKY, August 23, 2011 - The Bank of Kentucky Financial Corporation (NASDAQ: BKYF) announced a semi annual cash dividend of $0.28 per common share payable on September 23, 2011 to shareholders of record as of September 9, 2011. The $0.28 per common share dividend equals the previous dividend that

August 24, 2011 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): August 23, 2011 (Commission File

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): August 23, 2011 (Commission File Number) 001-34214 THE BANK OF KENTUCKY FINANCIAL CORPORATION (Exact name of Registrant as specified in its charter) Kentucky 61-1256535 (State of inco

August 5, 2011 10-Q

United States Securities and Exchange Commission Washington, D.C. 20549 FORM 10-Q

United States Securities and Exchange Commission Washington, D.C. 20549 FORM 10-Q (Mark One) x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For quarterly period ended June 30, 2011 ¨ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period fromto Commission File Number: 001-34214 THE BANK OF KENTUC

July 20, 2011 EX-99.1

THE BANK OF KENTUCKY FINANCIAL CORPORATION ANNOUNCES SECOND QUARTER EARNINGS Earnings per share up 27% for the Second quarter of 2011 and 49% year to date

NEWS RELEASE THE BANK OF KENTUCKY FINANCIAL CORPORATION ANNOUNCES SECOND QUARTER EARNINGS Earnings per share up 27% for the Second quarter of 2011 and 49% year to date CRESTVIEW HILLS, KENTUCKY, July 20, 2011 – The Bank of Kentucky Financial Corporation (the “Company”) (NASDAQ: BKYF), the holding company of The Bank of Kentucky, Inc.

July 20, 2011 8-K

Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): July 20, 2011 (Commission File Number) 001-34214 THE BANK OF KENTUCKY FINANCIAL CORPORATION (Exact name of Registrant as specified in its charter) Kentucky 61-1256535 (State of incorp

July 1, 2011 EX-99.1

THE BANK OF KENTUCKY, INC. SIGNS PURCHASE AND ASSUMPTION AGREEMENT WITH UNITED KENTUCKY BANK OF PENDLETON COUNTY, INC. Purchase Will Enhance Position as Northern Kentucky’s Leading Community Bank

N E W S R E L E A S E THE BANK OF KENTUCKY, INC. SIGNS PURCHASE AND ASSUMPTION AGREEMENT WITH UNITED KENTUCKY BANK OF PENDLETON COUNTY, INC. Purchase Will Enhance Position as Northern Kentucky?s Leading Community Bank CRESTVIEW HILLS, KENTUCKY, July 1, 2011 ? The Bank of Kentucky Financial Corporation (NASDAQ: BKYF) headquartered in Crestview Hills, Kentucky announced that its subsidiary, The Bank

July 1, 2011 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): July 1, 2011 (Commission File Num

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): July 1, 2011 (Commission File Number) 001-34214 THE BANK OF KENTUCKY FINANCIAL CORPORATION (Exact name of Registrant as specified in its charter) Kentucky 61-1256535 (State of incorpo

May 6, 2011 10-Q

United States Securities and Exchange Commission Washington, D.C. 20549 FORM 10-Q

United States Securities and Exchange Commission Washington, D.C. 20549 FORM 10-Q (Mark One) x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For quarterly period ended March 31, 2011 ¨ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period fromto Commission File Number: 001-34214 THE BANK OF KENTU

April 25, 2011 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): April 21, 2011 (Commission File Number) 001-34214 THE BANK OF KENTUCKY FINANCIAL CORPORATION (Exact name of Registrant as specified in its charter) Kentucky 61-1256535 (State of incor

April 21, 2011 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): April 21, 2011 (Commission File N

Current Report UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): April 21, 2011 (Commission File Number) 001-34214 THE BANK OF KENTUCKY FINANCIAL CORPORATION (Exact name of Registrant as specified in its charter) Kentucky 61-1256535

April 21, 2011 EX-99.1

THE BANK OF KENTUCKY FINANCIAL CORPORATION ANNOUNCES FIRST QUARTER EARNINGS Earnings per share up 83% for the first quarter of 2011

Exhibit 99.1 NEWS RELEASE THE BANK OF KENTUCKY FINANCIAL CORPORATION ANNOUNCES FIRST QUARTER EARNINGS Earnings per share up 83% for the first quarter of 2011 CRESTVIEW HILLS, KENTUCKY, April 21, 2011 ? The Bank of Kentucky Financial Corporation (the ?Company?) (NASDAQ: BKYF), the holding company of The Bank of Kentucky, Inc. (the ?Bank?), today reported its earnings for the first quarter ended Mar

March 18, 2011 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant x Filed by a Party other than the Registrant ¨

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant x Filed by a Party other than the Registrant ¨ Check the appropriate box: ¨ Preliminary Proxy Statement ¨ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) x Definitive

March 11, 2011 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K

Form 10-K Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.

March 11, 2011 EX-99.2

CERTIFICATION PURSUANT TO SECTION 111(b)(4) OF THE EMERGENCY ECONOMIC STABILIZATION ACT OF 2008

Exhibit 99.2 CERTIFICATION PURSUANT TO SECTION 111(b)(4) OF THE EMERGENCY ECONOMIC STABILIZATION ACT OF 2008 I, Martin J. Gerrety, certify, based on my knowledge, that: (i) The compensation committee of The Bank of Kentucky Financial Corporation (?BKFC?) has discussed, reviewed, and evaluated with senior risk officers at least every six months during any part of the most recently completed fiscal

March 11, 2011 EX-99.1

CERTIFICATION PURSUANT TO SECTION 111(b)(4) OF THE EMERGENCY ECONOMIC STABILIZATION ACT OF 2008

Certification of Robert W. Zapp, CEO pursuant to Section III(b)(4) Exhibit 99.1 CERTIFICATION PURSUANT TO SECTION 111(b)(4) OF THE EMERGENCY ECONOMIC STABILIZATION ACT OF 2008 I, Robert W. Zapp, certify, based on my knowledge, that: (i) The compensation committee of The Bank of Kentucky Financial Corporation (“BKFC”) has discussed, reviewed, and evaluated with senior risk officers at least every s

March 11, 2011 EX-21

SUBSIDIARIES OF THE REGISTRANT

Exhibit 21 SUBSIDIARIES OF THE REGISTRANT The registrant has one subsidiary, The Bank of Kentucky, Inc. a bank incorporated under the laws of the Commonwealth of Kentucky.

February 24, 2011 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): February 24, 2011 (Commission Fil

Current Report UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): February 24, 2011 (Commission File Number) 001-34214 THE BANK OF KENTUCKY FINANCIAL CORPORATION (Exact name of Registrant as specified in its charter) Kentucky 61-12565

February 24, 2011 EX-99.1

THE BANK OF KENTUCKY DECLARES SEMI ANNUAL DIVIDEND OF $.28 PER SHARE

Exhibit 99.1 THE BANK OF KENTUCKY DECLARES SEMI ANNUAL DIVIDEND OF $.28 PER SHARE CRESTVIEW HILLS, KENTUCKY, February 24, 2011 - The Bank of Kentucky Financial Corporation (NASDAQ: BKYF) announced a semi annual cash dividend of $0.28 per common share payable on March 25, 2011 to shareholders of record as of March 11, 2011. The $0.28 per common share dividend equals the previous dividend that was p

February 14, 2011 SC 13G

SCHEDULE 13G

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. )* The Bank of Kentucky Financial Corporation (Name of Issuer) Common Stock (Title of Class of Securities) 062896105 (CUSIP Number) December 31, 2010 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule purs

February 8, 2011 SC 13G

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. )* THE BANK OF KENTUCKY FINANCIAL CORPORATION (Name of Issuer) Common Shares (Title of Class of Securities)

Schedule 13G UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. )* THE BANK OF KENTUCKY FINANCIAL CORPORATION (Name of Issuer) Common Shares (Title of Class of Securities) 062896105 (CUSIP Number) * The remainder of this cover page shall be filled out for a reporting person’s initial filing on this form with

February 8, 2011 SC 13G/A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 1)* THE BANK OF KENTUCKY FINANCIAL CORPORATION (Name of Issuer) Common Shares (Title of Class of Securities)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 1)* THE BANK OF KENTUCKY FINANCIAL CORPORATION (Name of Issuer) Common Shares (Title of Class of Securities) 062896105 (CUSIP Number) * The remainder of this cover page shall be filled out for a reporting person?s initial filing on this form with respect to

February 8, 2011 SC 13G

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. )* THE BANK OF KENTUCKY FINANCIAL CORPORATION (Name of Issuer) Common Shares (Title of Class of Securities)

Schedule 13G UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. )* THE BANK OF KENTUCKY FINANCIAL CORPORATION (Name of Issuer) Common Shares (Title of Class of Securities) 062896105 (CUSIP Number) * The remainder of this cover page shall be filled out for a reporting person’s initial filing on this form with

January 20, 2011 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): January 20, 2011 (Commission File

Current Report UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): January 20, 2011 (Commission File Number) 001-34214 THE BANK OF KENTUCKY FINANCIAL CORPORATION (Exact name of Registrant as specified in its charter) Kentucky 61-125653

January 20, 2011 EX-99.1

THE BANK OF KENTUCKY FINANCIAL CORPORATION ANNOUNCES FOURTH QUARTER EARNINGS Earnings per share up 44% for the fourth quarter and 30% for 2010

Exhibit 99.1 THE BANK OF KENTUCKY FINANCIAL CORPORATION ANNOUNCES FOURTH QUARTER EARNINGS Earnings per share up 44% for the fourth quarter and 30% for 2010 CRESTVIEW HILLS, KENTUCKY, January 20, 2011 ? The Bank of Kentucky Financial Corporation (the ?Company?) (NASDAQ: BKYF), the holding company of The Bank of Kentucky, Inc. (the ?Bank?), today reported its earnings for the fourth quarter and twel

December 22, 2010 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): December 22, 2010 (Commission Fil

Current Report UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): December 22, 2010 (Commission File Number) 001-34214 THE BANK OF KENTUCKY FINANCIAL CORPORATION (Exact name of Registrant as specified in its charter) Kentucky 61-12565

December 22, 2010 EX-99.1

THE BANK OF KENTUCKY FINANCIAL CORPORATION ANNOUNCES PARTIAL REPAYMENT OF TARP INVESTMENT

Press Release dated December 22, 2010 Exhibit 99.1 N E W S R E L E A S E THE BANK OF KENTUCKY FINANCIAL CORPORATION ANNOUNCES PARTIAL REPAYMENT OF TARP INVESTMENT CRESTVIEW HILLS, KENTUCKY, December 22, 2010 – The Bank of Kentucky Financial Corporation (the “Company”) (NASDAQ: BKYF), the holding company of The Bank of Kentucky, Inc. (the “Bank”), announced today that it has repurchased $17 million

November 23, 2010 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): November 17, 2010 (Commission Fil

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): November 17, 2010 (Commission File Number) 001-34214 THE BANK OF KENTUCKY FINANCIAL CORPORATION (Exact name of Registrant as specified in its charter) Kentucky 61-1256535 (State of in

November 23, 2010 EX-10.2

BANK OF KENTUCKY CRESTVIEW, KENTUCKY EXECUTIVE PRIVATE PENSION PLAN AMENDMENT # 2

Exhibit 10.2 BANK OF KENTUCKY CRESTVIEW, KENTUCKY EXECUTIVE PRIVATE PENSION PLAN AMENDMENT # 2 The undersigned, a duly authorized officer of Bank of Kentucky (?Company?) hereby adopts this Amendment Number 2 to the Bank of Kentucky Executive Private Pension Plan, adopted on September 1, 2003 (?Plan?). 1. In order to provide a definition of ?Separation from Service? for purposes of new Section 6.3

November 23, 2010 EX-10.3

THE BANK OF KENTUCKY, INC. CRESTVIEW, KENTUCKY EXECUTIVE DEFERRED CONTRIBUTION PLAN TRUST

Exhibit 10.3 THE BANK OF KENTUCKY, INC. CRESTVIEW, KENTUCKY EXECUTIVE DEFERRED CONTRIBUTION PLAN TRUST AGREEMENT THIS TRUST AGREEMENT is made and entered into effective as of the 17th day of November, 2010 by and between The Bank of Kentucky, Inc. (?Employer?) which sponsors The Bank of Kentucky, Inc. Executive Deferred Contribution Plan the ?Plan?), and The Bank of Kentucky, Inc. Trust Department

November 23, 2010 EX-10.1

BANK OF KENTUCKY CRESTVIEW, KENTUCKY EXECUTIVE DEFERRED CONTRIBUTION PLAN AMENDMENT # 3

Exhibit 10.1 BANK OF KENTUCKY CRESTVIEW, KENTUCKY EXECUTIVE DEFERRED CONTRIBUTION PLAN AMENDMENT # 3 The undersigned, a duly authorized officer of Bank of Kentucky (“Company”) hereby adopts this Amendment Number 3 to the Bank of Kentucky Executive Deferred Contribution Plan, adopted on September 1, 2003 (“Plan”). 1. In order to revise the definition of “Disability” to comport with that contained i

November 22, 2010 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): November 17, 2010 (Commission File Number) 001-34214 THE BANK OF KENTUCKY FINANCIAL CORPORATION (Exact name of Registrant as specified in its charter) Kentucky 61-1256535 (State of in

November 22, 2010 EX-99.1

THE BANK OF KENTUCKY FINANCIAL CORPORATION ANNOUNCES THE CLOSING OF ITS PUBLIC OFFERING

THE BANK OF KENTUCKY FINANCIAL CORPORATION ANNOUNCES THE CLOSING OF ITS PUBLIC OFFERING CRESTVIEW HILLS, KENTUCKY, November 22, 2010 ? The Bank of Kentucky Financial Corporation (the ?Company?) (NASDAQ: BKYF), the holding company of The Bank of Kentucky, Inc.

November 22, 2010 EX-1.1

1,535,294 Shares THE BANK OF KENTUCKY FINANCIAL CORPORATION COMMON STOCK (NO PAR VALUE PER SHARE) UNDERWRITING AGREEMENT

EXECUTION COPY 1,535,294 Shares THE BANK OF KENTUCKY FINANCIAL CORPORATION COMMON STOCK (NO PAR VALUE PER SHARE) UNDERWRITING AGREEMENT November 17, 2010 November 17, 2010 ROBERT W.

November 17, 2010 FWP

Pricing Term Sheet The Bank of Kentucky Financial Corporation 1,535,294 Shares of Common Stock

Filed Pursuant to Rule 433 Registration Statement No. 333-163365 Pricing Term Sheet The Bank of Kentucky Financial Corporation 1,535,294 Shares of Common Stock This term sheet to the preliminary prospectus supplement dated November 16, 2010 and the investor presentation dated November 16, 2010 should be read together with the preliminary prospectus supplement and the investor presentation before m

November 17, 2010 424B5

1,535,294 Shares of Common Stock Baird Table of Contents Prospectus Supplement Prospectus About This Prospectus Supplement Where You Can Find More Information Incorporation of Certain Documents By Reference Special Cautionary Notice Regarding Forward

Filed pursuant to Rule 424(b)(5) Registration Statement No. 333-163365 PROSPECTUS SUPPLEMENT (To Prospectus dated November 12, 2010) 1,535,294 Shares of Common Stock We are offering 1,535,294 shares of our common stock. Our common stock is listed on The NASDAQ Global Market under the symbol ?BKYF.? On November 16, 2010, the last reported sale price of our common stock on The NASDAQ Global Market w

November 17, 2010 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): November 17, 2010 (Commission File Number) 001-34214 THE BANK OF KENTUCKY FINANCIAL CORPORATION (Exact name of Registrant as specified in its charter) Kentucky 61-1256535 (State of in

November 17, 2010 EX-99.1

THE BANK OF KENTUCKY FINANCIAL CORPORATION ANNOUNCES UPSIZING AND PRICING OF COMMON STOCK OFFERING

NEWS RELEASE THE BANK OF KENTUCKY FINANCIAL CORPORATION ANNOUNCES UPSIZING AND PRICING OF COMMON STOCK OFFERING CRESTVIEW HILLS, KENTUCKY, November 17, 2010 ? The Bank of Kentucky Financial Corporation (the ?Company?) (NASDAQ: BKYF), the holding company of The Bank of Kentucky, Inc.

November 16, 2010 FWP

Filed Pursuant to Rule 433

Filed Pursuant to Rule 433 Registration No. 333-163365

November 16, 2010 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): November 16, 2010 (Commission Fil

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): November 16, 2010 (Commission File Number) 001-34214 THE BANK OF KENTUCKY FINANCIAL CORPORATION (Exact name of Registrant as specified in its charter) Kentucky 61-1256535 (State of in

November 16, 2010 424B5

Shares of Common Stock Baird Table of Contents Prospectus Supplement Prospectus About This Prospectus Supplement Where You Can Find More Information Incorporation of Certain Documents By Reference Special Cautionary Notice Regarding Forward-Looking S

The information in this preliminary prospectus supplement is not complete and may be changed.

November 16, 2010 EX-99.1

THE BANK OF KENTUCKY FINANCIAL CORPORATION ANNOUNCES COMMON STOCK OFFERING

NEWS RELEASE THE BANK OF KENTUCKY FINANCIAL CORPORATION ANNOUNCES COMMON STOCK OFFERING CRESTVIEW HILLS, KENTUCKY, November 16, 2010 ? The Bank of Kentucky Financial Corporation (the ?Company?) (NASDAQ: BKYF), the holding company of The Bank of Kentucky, Inc.

November 5, 2010 S-3/A

As filed with the U.S. Securities and Exchange Commission on November 5, 2010

Amendment No. 2 to Form S-3 Registration Statement Table of Contents As filed with the U.S. Securities and Exchange Commission on November 5, 2010 Registration No. 333-163365 UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 Pre-Effective Amendment No. 2 to FORM S-3 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 THE BANK OF KENTUCKY FINANCIAL CORPORATION (Exact name

November 5, 2010 10-Q

United States Securities and Exchange Commission Washington, D.C. 20549 FORM 10-Q

Table of Contents United States Securities and Exchange Commission Washington, D.C. 20549 FORM 10-Q (Mark One) x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For quarterly period ended September 30, 2010 ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-

November 5, 2010 EX-12.1

Computation of Ratio of Earnings to Fixed Charges

Exhibit 12.1 Computation of Ratio of Earnings to Fixed Charges (Dollars in thousands) Nine Months Ended September 30, Year ended December 31, 2010 2009 2009 2008 2007 2006 2005 Computation of Earnings Income from continuing operations $ 7,998 $ 6,432 $ 8,760 $ 11,341 $ 11,131 $ 10,452 $ 10,127 Add: Income tax expense 3,000 2,343 3,147 5,016 4,854 4,787 4,595 Income from continuing operations befor

October 21, 2010 8-K

Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): October 21, 2010 (Commission File Number) 001-34214 THE BANK OF KENTUCKY FINANCIAL CORPORATION (Exact name of Registrant as specified in its charter) Kentucky 61-1256535 (State of inc

October 21, 2010 EX-99.1

THE BANK OF KENTUCKY FINANCIAL CORPORATION ANNOUNCES THIRD QUARTER EARNINGS Earnings per share up 194% for the third quarter and 25% for the nine months of 2010

Exhibit 99.1 NEWS RELEASE THE BANK OF KENTUCKY FINANCIAL CORPORATION ANNOUNCES THIRD QUARTER EARNINGS Earnings per share up 194% for the third quarter and 25% for the nine months of 2010 CRESTVIEW HILLS, KENTUCKY, October 21, 2010 ? The Bank of Kentucky Financial Corporation (the ?Company?) (NASDAQ: BKYF), the holding company of The Bank of Kentucky, Inc. (the ?Bank?), today reported its earnings

October 19, 2010 EX-12.1

Computation of Ratio of Earnings to Fixed Charges

Computation of Ratio of Earnings to Fixed Charges Exhibit 12.1 Computation of Ratio of Earnings to Fixed Charges (Dollars in thousands) Six Months Ended June 30, Year ended December 31, 2010 2009 2009 2008 2007 2006 2005 Computation of Earnings Income from continuing operations $ 4,470 $ 4,887 $ 8,760 $ 11,341 $ 11,131 $ 10,452 $ 10,127 Add: Income tax expense 1,534 1,893 3,147 5,016 4,854 4,787 4

October 19, 2010 S-3/A

As filed with the U.S. Securities and Exchange Commission on October 19, 2010

Table of Contents As filed with the U.S. Securities and Exchange Commission on October 19, 2010 Registration No. 333-163365 UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 Pre-Effective Amendment No. 1 to FORM S-3 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 THE BANK OF KENTUCKY FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Kentucky

August 24, 2010 EX-99.1

THE BANK OF KENTUCKY FINANCIAL CORPORATION ANNOUNCES THE ADDITION OF JOHN S. CAIN TO ITS BOARD OF DIRECTORS

Press Release dated August 24, 2010 Exhibit 99.1 THE BANK OF KENTUCKY FINANCIAL CORPORATION ANNOUNCES THE ADDITION OF JOHN S. CAIN TO ITS BOARD OF DIRECTORS CRESTVIEW HILLS, KENTUCKY, August 24, 2010 – The Bank of Kentucky Financial Corporation (the “Company”) (NASDAQ: BKYF), the holding company of The Bank of Kentucky, Inc. (the “Bank”), today announced the addition of John S. Cain, of Ryland Hei

August 24, 2010 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): August 20, 2010 (Commission File

Current Report UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): August 20, 2010 (Commission File Number) 001-34214 THE BANK OF KENTUCKY FINANCIAL CORPORATION (Exact name of Registrant as specified in its charter) Kentucky 61-1256535

August 23, 2010 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): August 23, 2010 (Commission File

Current Report UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): August 23, 2010 (Commission File Number) 001-34214 THE BANK OF KENTUCKY FINANCIAL CORPORATION (Exact name of Registrant as specified in its charter) Kentucky 61-1256535

August 23, 2010 EX-99.1

THE BANK OF KENTUCKY DECLARES SEMI ANNUAL DIVIDEND OF $.28 PER SHARE

Press Release dated August 23, 2010 Exhibit 99.1 NEWS RELEASE THE BANK OF KENTUCKY DECLARES SEMI ANNUAL DIVIDEND OF $.28 PER SHARE CRESTVIEW HILLS, KENTUCKY, August 23, 2010 - The Bank of Kentucky Financial Corporation (NASDAQ: BKYF) announced a semi annual cash dividend of $0.28 per common share payable on September 24, 2010 to shareholders of record as of September 10, 2010. The $0.28 per common

August 6, 2010 10-Q

U.S. Securities and Exchange Commission Washington, D.C. 20549 FORM 10-Q

Table of Contents U.S. Securities and Exchange Commission Washington, D.C. 20549 FORM 10-Q (Mark One) x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For quarterly period ended June 30, 2010 ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-34214 THE BANK

July 22, 2010 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): July 22, 2010 (Commission File Nu

Current Report UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): July 22, 2010 (Commission File Number) 001-34214 THE BANK OF KENTUCKY FINANCIAL CORPORATION (Exact name of Registrant as specified in its charter) Kentucky 61-1256535 (

July 22, 2010 EX-99.1

THE BANK OF KENTUCKY FINANCIAL CORPORATION ANNOUNCES SECOND QUARTER EARNINGS Earnings per share up 37% for the second quarter of 2010

Exhibit 99.1 NEWS RELEASE THE BANK OF KENTUCKY FINANCIAL CORPORATION ANNOUNCES SECOND QUARTER EARNINGS Earnings per share up 37% for the second quarter of 2010 CRESTVIEW HILLS, KENTUCKY, July 22, 2010 ? The Bank of Kentucky Financial Corporation (the ?Company?) (NASDAQ: BKYF), the holding company of The Bank of Kentucky, Inc. (the ?Bank?), today reported its earnings for the second quarter and six

May 7, 2010 10-Q

U.S. Securities and Exchange Commission Washington, D.C. 20549 FORM 10-Q

Quarterly Report Table of Contents U.S. Securities and Exchange Commission Washington, D.C. 20549 FORM 10-Q (Mark One) x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For quarterly period ended March 31, 2010 ¨ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number:

April 29, 2010 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): April 23, 2010 (Commission File N

Current Report UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): April 23, 2010 (Commission File Number) 001-34214 THE BANK OF KENTUCKY FINANCIAL CORPORATION (Exact name of Registrant as specified in its charter) Kentucky 61-1256535

April 23, 2010 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): April 23, 2010 (Commission File N

Current Report UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): April 23, 2010 (Commission File Number) 001-34214 THE BANK OF KENTUCKY FINANCIAL CORPORATION (Exact name of Registrant as specified in its charter) Kentucky 61-1256535

April 23, 2010 EX-99.1

THE BANK OF KENTUCKY FINANCIAL CORPORATION ANNOUNCES FIRST QUARTER EARNINGS

Exhibit 99.1 NEWS RELEASE THE BANK OF KENTUCKY FINANCIAL CORPORATION ANNOUNCES FIRST QUARTER EARNINGS CRESTVIEW HILLS, KENTUCKY, April 23, 2010 ? The Bank of Kentucky Financial Corporation (the ?Company?) (NASDAQ: BKYF), the holding company of The Bank of Kentucky, Inc. (the ?Bank?), today reported its earnings for the first quarter ended March 31, 2010. For the first quarter, the Company reported

March 30, 2010 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant x Filed by a Party other than the Registrant ¨

Definitive Proxy Statement UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

March 12, 2010 EX-99.2

CERTIFICATION PURSUANT TO SECTION 111(b)(4) OF THE EMERGENCY ECONOMIC STABILIZATION ACT OF 2008

Certification of Martin J. Gerrety, Treasurer, pursuant to Section III(b)(4) Exhibit 99.2 CERTIFICATION PURSUANT TO SECTION 111(b)(4) OF THE EMERGENCY ECONOMIC STABILIZATION ACT OF 2008 I, Martin J. Gerrety, certify, based on my knowledge, that: (i) The compensation committee of The Bank of Kentucky Financial Corporation (“BKFC”) has discussed, reviewed, and evaluated with senior risk officers at

March 12, 2010 EX-21

SUBSIDIARIES OF THE REGISTRANT

Subsidiaries of BKFC Exhibit 21 SUBSIDIARIES OF THE REGISTRANT The registrant has one subsidiary, The Bank of Kentucky, Inc., a bank incorporated under the laws of the Commonwealth of Kentucky.

March 12, 2010 EX-99.1

CERTIFICATION PURSUANT TO SECTION 111(b)(4) OF THE EMERGENCY ECONOMIC STABILIZATION ACT OF 2008

Certification of Robert W. Zapp, CEO pursuant to Section III(b)(4) Exhibit 99.1 CERTIFICATION PURSUANT TO SECTION 111(b)(4) OF THE EMERGENCY ECONOMIC STABILIZATION ACT OF 2008 I, Robert W. Zapp, certify, based on my knowledge, that: (i) The compensation committee of The Bank of Kentucky Financial Corporation (“BKFC”) has discussed, reviewed, and evaluated with senior risk officers at least every s

March 12, 2010 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K

Form 10-K Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

March 12, 2010 EX-24

THE BANK OF KENTUCKY FINANCIAL CORPORATION POWER OF ATTORNEY

Exhibit 24 THE BANK OF KENTUCKY FINANCIAL CORPORATION POWER OF ATTORNEY The undersigned directors of The Bank of Kentucky Financial Corporation, a Kentucky corporation, hereby constitute and appoint Robert W.

February 23, 2010 EX-99.1

THE BANK OF KENTUCKY DECLARES SEMI ANNUAL DIVIDEND OF $.28 PER SHARE

Exhibit 99.1 THE BANK OF KENTUCKY DECLARES SEMI ANNUAL DIVIDEND OF $.28 PER SHARE CRESTVIEW HILLS, KENTUCKY, February 23, 2010?The Bank of Kentucky Financial Corporation (NASDAQ: BKYF) announced a semi annual cash dividend of $0.28 per common share payable on March 26, 2010 to shareholders of record as of March 12, 2010. The $0.28 per common share dividend equals the previous dividend that was pai

February 23, 2010 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): February 23, 2010 (Commission Fil

Current Report UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): February 23, 2010 (Commission File Number) 001-34214 THE BANK OF KENTUCKY FINANCIAL CORPORATION (Exact name of Registrant as specified in its charter) Kentucky 61-12565

February 11, 2010 SC 13G

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. )* THE BANK OF KENTUCKY FINANCIAL CORPORATION (Name of issuer) Common Shares (Title of class of securities)

Schedule 13G UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. )* THE BANK OF KENTUCKY FINANCIAL CORPORATION (Name of issuer) Common Shares (Title of class of securities) 062896105 (CUSIP number) * The remainder of this cover page shall be filled out for a reporting person’s initial filing on this form with

February 11, 2010 SC 13G

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. )* THE BANK OF KENTUCKY FINANCIAL CORPORATION (Name of issuer) Common Shares (Title of class of securities)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. )* THE BANK OF KENTUCKY FINANCIAL CORPORATION (Name of issuer) Common Shares (Title of class of securities) 062896105 (CUSIP number) * The remainder of this cover page shall be filled out for a reporting person?s initial filing on this form with respect to t

February 11, 2010 SC 13G

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. )* THE BANK OF KENTUCKY FINANCIAL CORPORATION (Name of issuer) Common Shares (Title of class of securities)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. )* THE BANK OF KENTUCKY FINANCIAL CORPORATION (Name of issuer) Common Shares (Title of class of securities) 062896105 (CUSIP number) * The remainder of this cover page shall be filled out for a reporting person?s initial filing on this form with respect to t

February 1, 2010 CORRESP

February 1, 2010

SEC Response Letter SQUIRE, SANDERS & DEMPSEY L.L.P. 2000 Huntington Center 41 South High Street Columbus, Ohio 43215 Office: +1.614.365.2700 Fax: +1.614.365.2499 February 1, 2010 VIA EDGAR CORRESPONDENCE Securities and Exchange Commission 100 F Street, N.E. Washington, D.C. 20549-3628 Attention: Mr. Michael Clampitt Mr. Jonathan E. Gottlieb Ms. Christina Harley Mr. Marc D. Thomas Division of Corp

January 27, 2010 CORRESP

January 27, 2010

SEC Response Letter SQUIRE, SANDERS & DEMPSEY L.L.P. 2000 Huntington Center 41 South High Street Columbus, Ohio 43215 Office: +1.614.365.2700 Fax: +1.614.365.2499 January 27, 2010 VIA EDGAR CORRESPONDENCE Securities and Exchange Commission 100 F Street, N.E. Washington, D.C. 20549-3628 Attention: Mr. Michael Clampitt Mr. Jonathan E. Gottlieb Division of Corporation Finance Re: The Bank of Kentucky

January 22, 2010 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): January 22, 2010 (Commission File

Current Report UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): January 22, 2010 (Commission File Number) 001-34214 THE BANK OF KENTUCKY FINANCIAL CORPORATION (Exact name of Registrant as specified in its charter) Kentucky 61-125653

January 22, 2010 EX-99.1

THE BANK OF KENTUCKY FINANCIAL CORPORATION ANNOUNCES FOURTH QUARTER EARNINGS

Press Release dated January 22, 2010 Exhibit 99.1 NEWS RELEASE THE BANK OF KENTUCKY FINANCIAL CORPORATION ANNOUNCES FOURTH QUARTER EARNINGS CRESTVIEW HILLS, KENTUCKY, January 22, 2010 – The Bank of Kentucky Financial Corporation (the “Company”) (NASDAQ: BKYF), the holding company of The Bank of Kentucky, Inc. (the “Bank”), today reported its earnings for the fourth quarter and the year ended Decem

December 9, 2009 EX-99.1

Tapke Asset Management, LLC investment professionals join The Bank of Kentucky

Press Release dated December 9, 2009 Exhibit 99.1 Tapke Asset Management, LLC investment professionals join The Bank of Kentucky CRESTVIEW HILLS, KENTUCKY – December 9, 2009 – The Bank of Kentucky Financial Corporation (Nasdaq: BKYF), headquartered in Crestview Hills, Kentucky, announced today that Richard H. Tapke, Jr., President and Managing Director of Tapke Asset Management, LLC, will join BKF

December 9, 2009 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): December 9, 2009 (Commission File

Current Report UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): December 9, 2009 (Commission File Number) 001-34214 THE BANK OF KENTUCKY FINANCIAL CORPORATION (Exact name of Registrant as specified in its charter) Kentucky 61-125653

November 25, 2009 EX-4.3

THE BANK OF KENTUCKY FINANCIAL CORPORATION SENIOR INDENTURE Dated as of Senior Debt Securities TABLE OF CONTENTS Page ARTICLE ONE DEFINITIONS AND OTHER PROVISIONS OF GENERAL APPLICATION 1 Section 101. Definitions 1 Section 102. Compliance Certificate

Exhibit 4.3 THE BANK OF KENTUCKY FINANCIAL CORPORATION Issuer to Trustee SENIOR INDENTURE Dated as of Senior Debt Securities TABLE OF CONTENTS Page ARTICLE ONE DEFINITIONS AND OTHER PROVISIONS OF GENERAL APPLICATION 1 Section 101. Definitions 1 Section 102. Compliance Certificates and Opinions 9 Section 103. Form of Documents Delivered to Trustee 9 Section 104. Acts of Holders 10 Section 105. Noti

November 25, 2009 EX-12.1

Computation of Ratio of Earnings to Fixed Charges

Computation of Ratio of Earnings to Fixed Charges Exhibit 12.1 Computation of Ratio of Earnings to Fixed Charges (Dollars in thousands) Nine Months Ended September 30, Year ended December 31, 2009 2008 2008 2007 2006 2005 2004 Computation of Earnings Income from continuing operations $ 6,432 $ 8,550 $ 11,341 $ 11,131 $ 10,452 $ 10,127 $ 10,058 Add: Income tax expense 2,343 3,795 5,016 4,854 4,787

November 25, 2009 EX-4.5

THE BANK OF KENTUCKY FINANCIAL CORPORATION SUBORDINATED INDENTURE Dated as of Subordinated Debt Securities TABLE OF CONTENTS Page ARTICLE ONE DEFINITIONS AND OTHER PROVISIONS OF GENERAL APPLICATION 1 Section 101. Definitions 1 Section 102. Compliance

Exhibit 4.5 THE BANK OF KENTUCKY FINANCIAL CORPORATION Issuer to Trustee SUBORDINATED INDENTURE Dated as of Subordinated Debt Securities TABLE OF CONTENTS Page ARTICLE ONE DEFINITIONS AND OTHER PROVISIONS OF GENERAL APPLICATION 1 Section 101. Definitions 1 Section 102. Compliance Certificates and Opinions 9 Section 103. Form of Documents Delivered to Trustee 10 Section 104. Acts of Holders 10 Sect

November 25, 2009 EX-24.1

POWER OF ATTORNEY

Exhibit 24.1 POWER OF ATTORNEY KNOW ALL MEN BY THESE PRESENTS, that each person whose signature appears below constitutes and appoints ROBERT W. ZAPP and MARTIN J. GERRETY, or either of them, his true and lawful attorney-in-fact and agent, with full power of substitution and resubstitution, for him and in his name, place and stead, in any and all capacities, to sign and execute on behalf of the un

November 25, 2009 S-3

As filed with the U.S. Securities and Exchange Commission on November 25, 2009

Registration Statement Table of Contents As filed with the U.S. Securities and Exchange Commission on November 25, 2009 Registration No. 333- UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM S-3 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 THE BANK OF KENTUCKY FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Kentucky 61-1256535 (St

November 6, 2009 10-Q

U.S. Securities and Exchange Commission Washington, D.C. 20549 FORM 10-Q

Quarterly Report Table of Contents U.S. Securities and Exchange Commission Washington, D.C. 20549 FORM 10-Q (Mark One) x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For quarterly period ended September 30, 2009 ¨ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Numb

October 22, 2009 EX-99.1

THE BANK OF KENTUCKY FINANCIAL CORPORATION ANNOUNCES THIRD QUARTER EARNINGS

Exhibit 99.1 NEWS RELEASE THE BANK OF KENTUCKY FINANCIAL CORPORATION ANNOUNCES THIRD QUARTER EARNINGS CRESTVIEW HILLS, KENTUCKY, October 22, 2009 ? The Bank of Kentucky Financial Corporation (the ?Company?) (NASDAQ: BKYF), the holding company of The Bank of Kentucky, Inc. (the ?Bank?), today reported its earnings for the third quarter and the nine months ended September 30, 2009. For the third qua

October 22, 2009 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): October 22, 2009 (Commission File

Current Report UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): October 22, 2009 (Commission File Number) 001-34214 THE BANK OF KENTUCKY FINANCIAL CORPORATION (Exact name of Registrant as specified in its charter) Kentucky 61-125653

September 3, 2009 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): September 2, 2009 (Commission Fil

Current Report UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): September 2, 2009 (Commission File Number) 001-34214 THE BANK OF KENTUCKY FINANCIAL CORPORATION (Exact name of Registrant as specified in its charter) Kentucky 61-12565

September 3, 2009 EX-99.1

The Bank of Kentucky and Integra Bank Announce Agreement for Purchase by Bank of Kentucky of Northern Kentucky Branches, Commercial Loans and Other Assets of Integra

Press Release dated September 2, 2009 Exhibit 99.1 News Release The Bank of Kentucky and Integra Bank Announce Agreement for Purchase by Bank of Kentucky of Northern Kentucky Branches, Commercial Loans and Other Assets of Integra CRESTVIEW HILLS, KENTUCKY and EVANSVILLE, INDIANA – September 2, 2009 – The Bank of Kentucky Financial Corporation (Nasdaq: BKYF), headquartered in Crestview Hills, Kentu

August 24, 2009 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): August 24, 2009 (Commission File

Current Report UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): August 24, 2009 (Commission File Number) 001-34214 THE BANK OF KENTUCKY FINANCIAL CORPORATION (Exact name of Registrant as specified in its charter) Kentucky 61-1256535

August 24, 2009 EX-99.1

THE BANK OF KENTUCKY DECLARES SEMI ANNUAL DIVIDEND OF $.28 PER SHARE

Exhibit 99.1 N E W S R E L E A S E THE BANK OF KENTUCKY DECLARES SEMI ANNUAL DIVIDEND OF $.28 PER SHARE CRESTVIEW HILLS, KENTUCKY, August 24, 2009 - The Bank of Kentucky Financial Corporation (NASDAQ: BKYF) announced a semi annual cash dividend of $0.28 per common share payable on September 25, 2009 to shareholders of record as of September 11, 2009. The $0.28 per common share dividend equals the

August 6, 2009 10-Q

U.S. Securities and Exchange Commission Washington, D.C. 20549 FORM 10-Q

Quarterly Report Table of Contents U.S. Securities and Exchange Commission Washington, D.C. 20549 FORM 10-Q (Mark One) x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For quarterly period ended June 30, 2009 ¨ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 0

July 23, 2009 EX-99.1

THE BANK OF KENTUCKY FINANCIAL CORPORATION ANNOUNCES SECOND QUARTER EARNINGS

Exhibit 99.1 NEWS RELEASE THE BANK OF KENTUCKY FINANCIAL CORPORATION ANNOUNCES SECOND QUARTER EARNINGS CRESTVIEW HILLS, KENTUCKY, July 23, 2009 ? The Bank of Kentucky Financial Corporation (the ?Company?) (NASDAQ: BKYF), the holding company of The Bank of Kentucky, Inc. (the ?Bank?), today reported its earnings for the second quarter and the six months ended June 30, 2009. For the second quarter a

July 23, 2009 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): July 23, 2009 (Commission File Nu

Current Report UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): July 23, 2009 (Commission File Number) 001-34214 THE BANK OF KENTUCKY FINANCIAL CORPORATION (Exact name of Registrant as specified in its charter) Kentucky 61-1256535 (

May 8, 2009 10-Q

U.S. Securities and Exchange Commission Washington, D.C. 20549 FORM 10-Q

Quarterly Report Table of Contents U.S. Securities and Exchange Commission Washington, D.C. 20549 FORM 10-Q (Mark One) x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For quarterly period ended March 31, 2009 ¨ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number:

April 17, 2009 EX-99.1

THE BANK OF KENTUCKY FINANCIAL CORPORATION ANNOUNCES FIRST QUARTER EARNINGS Net Income up 12% for 2009

Exhibit 99.1 THE BANK OF KENTUCKY FINANCIAL CORPORATION ANNOUNCES FIRST QUARTER EARNINGS Net Income up 12% for 2009 CRESTVIEW HILLS, KENTUCKY, April 17, 2009 ? The Bank of Kentucky Financial Corporation (the ?Company?) (NASDAQ: BKYF), the holding company of the Bank of Kentucky, Inc. (the ?Bank?), today reported its earnings for the first quarter of 2009. The Company reported an increase in dilute

April 17, 2009 8-K

Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): April 17, 2009 (Commission File Number) 001-34214 THE BANK OF KENTUCKY FINANCIAL CORPORATION (Exact name of Registrant as specified in its charter) Kentucky 61-1256535 (State of incor

March 26, 2009 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant x Filed by a Party other than the Registrant ? Check the appropriate box: ? Preliminary Proxy Statement ? Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) x Definitive

March 13, 2009 PRE 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

Preliminary Proxy Statement UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

March 13, 2009 EX-3.1

ARTICLE OF INCORPORATION THE BANK OF KENTUCKY FINANCIAL CORPORATION

Articles of Incorporation, including all amendments through February 12, 2009 Exhibit 3.

March 13, 2009 EX-24

THE BANK OF KENTUCKY FINANCIAL CORPORATION POWER OF ATTORNEY

Exhibit 24 THE BANK OF KENTUCKY FINANCIAL CORPORATION POWER OF ATTORNEY The undersigned directors of The Bank of Kentucky Financial Corporation, a Kentucky corporation, hereby constitute and appoint Robert W.

March 13, 2009 EX-21

SUBSIDIARIES OF THE REGISTRANT

Exhibit 21 SUBSIDIARIES OF THE REGISTRANT The registrant has one subsidiary, The Bank of Kentucky, Inc. a bank incorporated under the laws of the Commonwealth of Kentucky.

March 13, 2009 10-K

U.S. Securities and Exchange Commission Washington, D.C. 20549 FORM 10-K

Form 10-K Table of Contents U.S. Securities and Exchange Commission Washington, D.C. 20549 FORM 10-K (Mark One) x ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Fiscal Year Ended December 31, 2008 OR ¨ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to . Commission File Number: 0-2

February 27, 2009 EX-99.1

THE BANK OF KENTUCKY DECLARES SEMI ANNUAL DIVIDEND OF $.28 PER SHARE

Exhibit 99.1 NEWS RELEASE THE BANK OF KENTUCKY DECLARES SEMI ANNUAL DIVIDEND OF $.28 PER SHARE CRESTVIEW HILLS, KENTUCKY, February 27, 2009 - The Bank of Kentucky Financial Corporation (NASDAQ:BKYF) announced a semi annual cash dividend of $ .28 per share payable on March 27, 2009 to shareholders of record as of March 13, 2009. The $.28 per share equals the previous dividend that was paid in Septe

February 27, 2009 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): February 27, 2009 (Commission Fil

Current Report UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): February 27, 2009 (Commission File Number) 0-25960 THE BANK OF KENTUCKY FINANCIAL CORPORATION (Exact name of Registrant as specified in its charter) Kentucky 61-1256535

February 19, 2009 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): February 12, 2009 (Commission Fil

Current Report UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): February 12, 2009 (Commission File Number) 001-34214 THE BANK OF KENTUCKY FINANCIAL CORPORATION (Exact name of Registrant as specified in its charter) Kentucky 61-12565

February 19, 2009 EX-4.2

IMPORTANT NOTICE

Exhibit 4.2 IMPORTANT NOTICE THE CORPORATION WILL FURNISH WITHOUT CHARGE, AFTER RECEIPT OF WRITTEN REQUEST THEREFOR, TO EACH STOCKHOLDER WHO SO REQUESTS THE DESIGNATIONS, RELATIVE RIGHTS, PREFERENCES, AND LIMITATIONS APPLICABLE TO EACH CLASS OF STOCK OR SERIES THEREOF OF THE CORPORATION AND THE VARIATIONS IN RIGHTS, PREFERENCES AND LIMITATIONS THEREOF. SUCH REQUEST SHOULD BE ADDRESSED TO THE CORPO

February 19, 2009 EX-4.1

WARRANT TO PURCHASE COMMON STOCK

Warrant to Purchase up to 274,784 shares of Common Stock Exhibit 4.1 WARRANT TO PURCHASE COMMON STOCK THE SECURITIES REPRESENTED BY THIS INSTRUMENT HAVE NOT BEEN REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED, OR THE SECURITIES LAWS OF ANY STATE AND MAY NOT BE TRANSFERRED, SOLD OR OTHERWISE DISPOSED OF EXCEPT WHILE A REGISTRATION STATEMENT RELATING THERETO IS IN EFFECT UNDER SUCH ACT AND

February 19, 2009 EX-10.2

WAIVER

Form of Waiver, executed by each of the Senior Executive Officers Exhibit 10.2 WAIVER In consideration for the benefits I will receive as a result of my employer’s participation in the United States Department of the Treasury’s TARP Capital Purchase Program, I hereby voluntarily waive any claim against the United States or my employer for any changes to my compensation or benefits that are require

February 19, 2009 EX-10.1

UNITED STATES DEPARTMENT OF THE TREASURY 1500 PENNSYLVANIA AVENUE, NW WASHINGTON, D.C. 20220

Exhibit 10.1 UNITED STATES DEPARTMENT OF THE TREASURY 1500 PENNSYLVANIA AVENUE, NW WASHINGTON, D.C. 20220 Dear Ladies and Gentlemen: The company set forth on the signature page hereto (the ?Company?) intends to issue in a private placement the number of shares of a series of its preferred stock set forth on Schedule A hereto (the ?Preferred Shares?) and a warrant to purchase the number of shares o

February 19, 2009 EX-10.3

[Signature Page Follows] Sincerely, THE BANK OF KENTUCKY FINANCIAL CORPORATION By: Name: Title: Intending to be legally bound, I agree with and accept the foregoing terms on the date set forth below. By: Name: Title: Date:

Form of Letter Agreement, executed by each of the Senior Executive Officers Exhibit 10.

February 19, 2009 EX-3.1

SIXTH AMENDMENT ARTICLES OF INCORPORATION THE BANK OF KENTUCKY FINANCIAL CORPORATION

Sixth Amendment to the Company's Articles of Incorporation Exhibit 3.1 SIXTH AMENDMENT TO ARTICLES OF INCORPORATION OF THE BANK OF KENTUCKY FINANCIAL CORPORATION The Bank of Kentucky Financial Corporation, a corporation organized and existing under the laws of the Commonwealth of Kentucky (the “Corporation”), in accordance with the provisions of Section 271B.6-020 of the Kentucky Revised Statutes,

February 4, 2009 SC 13G

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. )* THE BANK OF KENTUCKY FINANCIAL CORPORATION (Name of Issuer) Common Shares (Title of Class of Securities)

Schedule 13G UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. )* THE BANK OF KENTUCKY FINANCIAL CORPORATION (Name of Issuer) Common Shares (Title of Class of Securities) 062896105 (CUSIP Number) * The remainder of this cover page shall be filled out for a reporting person’s initial filing on this form with

February 4, 2009 SC 13G

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. )* THE BANK OF KENTUCKY FINANCIAL CORPORATION (Name of Issuer) Common Shares (Title of Class of Securities)

Schedule 13G UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. )* THE BANK OF KENTUCKY FINANCIAL CORPORATION (Name of Issuer) Common Shares (Title of Class of Securities) 062896105 (CUSIP Number) * The remainder of this cover page shall be filled out for a reporting person’s initial filing on this form with

January 22, 2009 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): January 22, 2009 (Commission File

Current Report UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): January 22, 2009 (Commission File Number) 0-25960 THE BANK OF KENTUCKY FINANCIAL CORPORATION (Exact name of Registrant as specified in its charter) Kentucky 61-1256535

January 22, 2009 EX-99.1

THE BANK OF KENTUCKY FINANCIAL CORPORATION ANNOUNCES FOURTH QUARTER EARNINGS Earnings per share up 5% for 2008

Press Release dated January 22, 2009 Exhibit 99.1 THE BANK OF KENTUCKY FINANCIAL CORPORATION ANNOUNCES FOURTH QUARTER EARNINGS Earnings per share up 5% for 2008 CRESTVIEW HILLS, KENTUCKY, January 22, 2009 – The Bank of Kentucky Financial Corporation (the “Company”) (NASDAQ: BKYF), the holding company of the Bank of Kentucky, Inc. (the “Bank”), today reported its earnings for the fourth quarter and

January 15, 2009 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

Definitive Proxy Statement UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

December 29, 2008 PRER14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. 1)

Revised Preliminary Proxy Statement UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

December 29, 2008 CORRESP

December 29, 2008

SEC Response Letter December 29, 2008 VIA EDGAR AND OVERNIGHT DELIVERY Securities and Exchange Commission 100 F Street, N.

December 19, 2008 PRE 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

Preliminary Proxy Statement UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

November 26, 2008 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): November 21, 2008 (Commission Fil

Current Report UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): November 21, 2008 (Commission File Number) 001-34214 THE BANK OF KENTUCKY FINANCIAL CORPORATION (Exact name of Registrant as specified in its charter) Kentucky 61-12565

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