DIMC / Dimeco, Inc. - Документы SEC, Годовой отчет, Доверенное заявление

Димеко, ООО
US ˙ OTCPK ˙ US25432W1045

Основная статистика
CIK 898037
SEC Filings
All companies that sell securities in the United States must register with the Securities and Exchange Commission (SEC) and file reports on a regular basis. These reports include company annual reports (10K, 10Q), news updates (8K), investor presentations (found in 8Ks), insider trades (form 4), ownership reports (13D, and 13G), and reports related to the specific securities sold, such as registration statements and prospectus. This page shows recent SEC filings related to Dimeco, Inc.
SEC Filings (Chronological Order)
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March 27, 2013 EX-13

MANAGEMENT’S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF OPERATION

Exhibit 13 BALANCED DIMECO, INC. 2012 ANNUAL REPORT CONTENTS 1 Financial Highlights 2 President’s Message 8 Office Locations & Investor Information 9 Management’s Discussion and Analysis of Financial Condition and Results of Operation 27 Summary of Selected Financial Data 28 Management’s Annual Report on Internal Control Over Financial Reporting 29 Report on Independent Registered Public Accountin

March 27, 2013 EX-21

SUBSIDIARIES OF THE REGISTRANT

Exhibit 21 SUBSIDIARIES OF THE REGISTRANT Parent Dimeco, Inc. Subsidiaries of Dimeco, Inc. State or Other Jurisdiction of Incorporation Percentage Ownership The Dime Bank Pennsylvania 100 % Subsidiaries of The Dime Bank State or Other Jurisdiction of Incorporation Percentage Ownership TDB Insurance Services, LLC Pennsylvania 100 %

March 27, 2013 10-K

Annual Report - FORM 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) x ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Fiscal Year Ended December 31, 2012 or ¨ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 0-49639 DIMECO, INC. (Exa

March 27, 2013 DEF 14A

- DEFINITIVE PROXY STATEMENT - DIMECO, INC.

DEF 14A 1 v339354def14a.htm DEFINITIVE PROXY STATEMENT - DIMECO, INC. UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant x Filed by a Party other than the Registrant ¨ Check the appropriate box: ¨ Preliminary Proxy Statement ¨ Confidential, fo

January 22, 2013 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

8-K 1 v3327278k.htm FORM 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report - January 22, 2013 DIMECO, INC. (Exact name of registrant as specified in its charter) Pennsylvania 0-49639 23-2250152 (State or other jurisdiction (Commission (IRS Employer of incorporation)

January 22, 2013 EX-99.1

DIMECO, INC. ANNOUNCES 2012 FINAL QUARTER EARNINGS

NEWS RELEASE TO BUSINESS EDITOR DIMECO, INC. ANNOUNCES 2012 FINAL QUARTER EARNINGS Honesdale, Pennsylvania/ January 22, 2013/ Dimeco, Inc. (OTCBB: DIMC), the holding company for The Dime Bank, released unaudited financial results for the year 2012. Dimeco, Inc., the “Company”, continued sound, planned growth to end the year with $603,605,000 in total assets, an increase of $21,711,000 or 3.7% over

January 2, 2013 15-12G

- FORM 15-12G

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 15 Certification and Notice of Termination of Registration under Section 12(g) of the Securities Exchange Act of 1934 or Suspension of Duty to File Reports under Sections 13 and 15(d) of the Securities Exchange Act of 1934. Commission File Number 0-49639 Dimeco, Inc. (Exact name of registrant as specified in its charter)

December 26, 2012 S-8 POS

- POST-EFFECTIVE AMENDMENT TO A S-8 REGISTRATION STATEMENT.

As filed with the Securities and Exchange Commission on December 26, 2012 Registration No.

December 26, 2012 S-8 POS

- POST-EFFECTIVE AMENDMENT TO A S-8 REGISTRATION STATEMENT.

As filed with the Securities and Exchange Commission on December 26, 2012 Registration No.

December 26, 2012 S-3DPOS

- POST-EFFECTIVE AMENDMENT TO A S-3D REGISTRATION STATEMENT.

As filed with the Securities and Exchange Commission on December 26, 2012 Registration No.

December 26, 2012 S-8 POS

- POST-EFFECTIVE AMENDMENT TO A S-8 REGISTRATION STATEMENT.

As filed with the Securities and Exchange Commission on December 26, 2012 Registration No.

December 19, 2012 EX-99.1

DIMECO, INC. ANNOUNCES DECISION TO DEREGISTER ITS COMMON STOCK

EX-99.1 2 v330592ex99-1.htm EXHIBIT 99.1 NEWS RELEASE TO: BUSINESS EDITOR DIMECO, INC. ANNOUNCES DECISION TO DEREGISTER ITS COMMON STOCK Honesdale, Pennsylvania/ December 19, 2012 — Dimeco, Inc. (OTCBB: DIMC), the holding company for The Dime Bank, today announced that it plans to deregister its common stock and suspend its reporting obligations with the Securities and Exchange Commission (“SEC”).

December 19, 2012 8-K

Financial Statements and Exhibits, Other Events - FORM 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) December 19, 2012 DIMECO, INC. (Exact Name of Registrant as Specified in Its Charter) Pennsylvania 0-49639 23-2250152 (State or other jurisdiction of (Commission (IRS Employer incorpor

November 14, 2012 10-Q

Quarterly Report - FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 Form 10-Q S QUARTERLY REPORT UNDER SECTION 13 OF 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2012 or £ TRANSITION REPORT UNDER SECTION 13 OF 15(d) OF THE EXCHANGE ACT Or the transition period from to Commission File Number 33-58936 Dimeco, Inc.

November 14, 2012 EX-99

REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

EX-99 5 v326279ex99.htm EXHIBIT 99 Exhibit 99 REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM Board of Directors Dimeco, Inc. We have reviewed the accompanying consolidated balance sheet of Dimeco, Inc. and subsidiary (the “Company”) as of September 30, 2012, and the related consolidated statements of income and comprehensive income for the three- and nine- month periods ended September 30

October 19, 2012 EX-99.1

DIMECO, INC. REPORTS EARNINGS AT SEPTEMBER 30, 2012

EX-99.1 2 v326234ex99-1.htm PRESS RELEASE NEWS RELEASE TO BUSINESS EDITOR DIMECO, INC. REPORTS EARNINGS AT SEPTEMBER 30, 2012 Honesdale, PA, October 19, 2012/ Dimeco, Inc. (Nasdaq “DIMC”), parent company of The Dime Bank, reported earnings for the nine months ended September 30, 2012 of $4,997,000, an increase of 21.3% over the same period in 2011. The main component of improved earnings came from

October 19, 2012 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

8-K 1 v3262348k.htm FORM 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report - October 19, 2012 DIMECO, INC. (Exact name of registrant as specified in its charter) Pennsylvania 0-49639 23-2250152 (State or other jurisdiction (Commission (IRS Employer of incorporation)

September 6, 2012 10-Q/A

Quarterly Report - FORM 10-Q/A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 Form 10-Q/A (Amendment No.

August 13, 2012 EX-99

REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

EX-99 5 v320978ex99.htm REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM Exhibit 99 REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM Board of Directors Dimeco, Inc. We have reviewed the accompanying consolidated balance sheet of Dimeco, Inc. and subsidiary (the “Company”) as of June 30, 2012, and the related consolidated statements of income and comprehensive income for the three- an

August 13, 2012 10-Q

Quarterly Report - FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 Form 10-Q x QUARTERLY REPORT UNDER SECTION 13 OF 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2012 or ¨ TRANSITION REPORT UNDER SECTION 13 OF 15(d) OF THE EXCHANGE ACT Or the transition period from to Commission File Number 33-58936 Dimeco, Inc.

July 27, 2012 CORRESP

-

July 27, 2012 Mr. John Nolan Senior Assistant Chief Accountant United States Securities and Exchange Commission Washington, D.C. 20549 Dear Mr. Nolan: I am writing in response to your letter dated July 20, 2012. Your comment was directed toward the Form 10Q for the quarterly period ended March 31, 2012. In particular, you addressed the disclosure relating to troubled debt restructurings. We did no

July 20, 2012 EX-99

DIMECO, INC. ANNOUNCES JUNE 30, 2012 EARNINGS

EX-99 2 v319187ex99.htm PRESS RELEASE NEWS RELEASE TO BUSINESS EDITOR DIMECO, INC. ANNOUNCES JUNE 30, 2012 EARNINGS Honesdale, PA, July 20, 2012/ Dimeco, Inc. (Nasdaq DIMC), parent company of The Dime Bank, reported year-to-date net income for 2012 of $3,250,000, or 10.7% greater than income earned for the first half of 2011. This level of net income provided a return on average assets of 1.11% an

July 20, 2012 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition - FORM 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report - July 20, 2012 DIMECO, INC.

May 15, 2012 EX-99

REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

EX-99 5 v312691ex99.htm REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM Exhibit 99 REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM Board of Directors Dimeco, Inc. We have reviewed the accompanying consolidated balance sheet of Dimeco, Inc. and subsidiary (the “Company”) as of March 31, 2012, and the related consolidated statements of income, comprehensive income, changes in stockho

May 15, 2012 10-Q

Quarterly Report - FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 Form 10-Q x QUARTERLY REPORT UNDER SECTION 13 OF 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2012 or ¨ TRANSITION REPORT UNDER SECTION 13 OF 15(d) OF THE EXCHANGE ACT Or the transition period from to Commission File Number 33-58936 Dimeco, Inc.

April 30, 2012 8-K

Financial Statements and Exhibits, Submission of Matters to a Vote of Security Holders

8-K 1 v3111888k.htm FORM 8-K SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) April 26, 2012 DIMECO, INC. (Exact name of registrant as specified in its charter) Pennsylvania 0-49637 23-2250152 (State or other jurisdiction of incorporation) (Commis

April 30, 2012 EX-99.1

DIMECO, INC. 2012 ANNUAL MEETING OF STOCKHOLDERS

EX-99.1 2 v311188ex99-1.htm EXHIBIT 99.1 - PRESS RELEASE EXHIBIT 99.1 DIMECO, INC. 2012 ANNUAL MEETING OF STOCKHOLDERS Honesdale, Pennsylvania/ April 27, 2012 – Dimeco, Inc. (the “Company), the parent holding company of The Dime Bank (the “Bank”), held its 2012 Annual Meeting of Stockholders on April 26, 2012. The Company’s stock is traded on the over-the-counter (“OTC”) bulletin board under the s

April 20, 2012 EX-99

DIMECO, INC. ANNOUNCES 2012 FIRST QUARTER EARNINGS

EX-99 2 v310110ex-99.htm PRESS RELEASE Exhibit 99 NEWS RELEASE TO BUSINESS EDITOR DIMECO, INC. ANNOUNCES 2012 FIRST QUARTER EARNINGS Honesdale, PA, April 20, 2012/ Dimeco, Inc. (Nasdaq DIMC), parent company of The Dime Bank, reported first quarter 2012 earnings of $1,569,000, an increase of 23.5% over $1,270,000 reported for the first quarter 2011. A key component of this gain was net interest inc

April 20, 2012 8-K

Current Report

8-K 1 v3101108k.htm FORM 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report - April 20, 2012 DIMECO, INC. (Exact name of registrant as specified in its charter) Pennsylvania 0-49639 23-2250152 (State or other jurisdiction (Commission (IRS Employer of incorporation) F

March 23, 2012 10-K

Annual Report - FORM 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) x ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Fiscal Year Ended December 31, 2011 or ¨ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 0-49639 DIMECO, INC. (Exa

March 23, 2012 DEF 14A

- SCHEDULE 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant x Filed by a Party other than the Registrant ¨ Check the appropriate box: ¨ Preliminary Proxy Statement ¨ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) x Defi

March 23, 2012 EX-13

consistency you can measure.

consistency you can measure. CONTENTS 1 Financial Highlights 3 President’s Message 8 Board of Directors and Officers 9 Management’s Discussion & Analysis of Financial Condition and Results of Operation 29 Summary of Selected Financial Data 30 Management’s Annual Report on Internal Control Over Financial Reporting 31 Report on Independent Registered Public Accounting Firm 32 Consolidated Balance Sh

March 23, 2012 EX-10.5

THE DIME BANK CHANGE IN CONTROL SEVERANCE AGREEMENT As Amended and Restated

EX-10.5 3 v306387ex10-5.htm AMENDED AND RESTATED CHANGE IN CONTROL SEVERANCE AGREEMENT WITH MAUREEN H. BEILMAN THE DIME BANK CHANGE IN CONTROL SEVERANCE AGREEMENT As Amended and Restated This Agreement is effective January 1, 2012 (“Effective Date”), and is entered into among The Dime Bank (the “Bank”), a Pennsylvania Banking Corporation, the principal offices for which are located at 820 Church S

March 23, 2012 EX-10.4

THE DIME BANK CHANGE IN CONTROL SEVERANCE AGREEMENT As Amended and Restated

THE DIME BANK CHANGE IN CONTROL SEVERANCE AGREEMENT As Amended and Restated This Agreement is effective January 1, 2012 (“Effective Date”), and is entered into among The Dime Bank (the “Bank”), a Pennsylvania Banking Corporation, the principal offices for which are located at 820 Church Street, Honesdale, PA 18431 (the “Bank”), Dimeco, Inc.

March 23, 2012 EX-21

SUBSIDIARIES OF THE REGISTRANT

EX-21 6 v306387ex21.htm SUBSIDIARIES OF THE REGISTRANT Exhibit 21 SUBSIDIARIES OF THE REGISTRANT Parent Dimeco, Inc. State or Other Jurisdiction Percentage Subsidiaries of Dimeco, Inc. of Incorporation Ownership The Dime Bank Pennsylvania 100% State or Other Jurisdiction Percentage Subsidiaries of The Dime Bank of Incorporation Ownership TDB Insurance Services, LLC Pennsylvania 100%

March 23, 2012 EX-10.6

THE DIME BANK CHANGE IN CONTROL SEVERANCE AGREEMENT As Amended and Restated

EX-10.6 4 v306387ex10-6.htm AMENDED AND RESTATED CHANGE IN CONTROL SEVERANCE AGREEMENT WITH PETER BOCHNOVICH THE DIME BANK CHANGE IN CONTROL SEVERANCE AGREEMENT As Amended and Restated This Agreement is effective January 1, 2012 (“Effective Date”), and is entered into among The Dime Bank (the “Bank”), a Pennsylvania Banking Corporation, the principal offices for which are located at 820 Church Str

January 24, 2012 S-3DPOS

- POST-EFFECTIVE AMENDMENT NO. 1 - DIMECO, INC.

As filed with the Securities and Exchange Commission on January 24, 2012 Registration No.

January 20, 2012 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition - FORM 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report - January 20, 2012 DIMECO, INC.

January 20, 2012 EX-99

DIMECO, INC. ANNOUNCES 2011 FINAL QUARTER EARNINGS

Exhibit 99 DIMECO, INC. ANNOUNCES 2011 FINAL QUARTER EARNINGS Dimeco, Inc. (Nasdaq DIMC), parent company of The Dime Bank, released unaudited financial results for the year 2011. The Company continued solid, planned growth to end the year with $581,894,000 in total assets, an increase of $39,680,000 or 7.3% over balances one year earlier. Contributing to this growth was an increase in the loan por

November 14, 2011 EX-99

REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

Exhibit 99 REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM Board of Directors Dimeco, Inc.

November 14, 2011 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 Form 10-Q x QUARTERLY REPORT UNDER SECTION 13 OF 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2011 ¨ TRANSITION REPORT UNDER SECTION 13

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 Form 10-Q x QUARTERLY REPORT UNDER SECTION 13 OF 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2011 or ? TRANSITION REPORT UNDER SECTION 13 OF 15(d) OF THE EXCHANGE ACT Or the transition period from to Commission File Number 33-58936 Dimeco, Inc.

October 20, 2011 EX-99

DIMECO, INC. REPORTS EARNINGS AT SEPTEMBER 30, 2011

Exhibit 99 NEWS RELEASE TO BUSINESS EDITOR DIMECO, INC. REPORTS EARNINGS AT SEPTEMBER 30, 2011 Honesdale, PA, October 20, 2011/ Dimeco, Inc. (Nasdaq ?DIMC?), parent company of The Dime Bank, reported earnings for the nine months ended September 30, 2011 of $4,118,000, an increase of 15.6% over the same period in 2010. The main component of improved earnings came from net interest income of $14,574

October 20, 2011 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

8-K 1 v2377188k.htm FORM 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report - October 20, 2011 DIMECO, INC. (Exact name of registrant as specified in its charter) Pennsylvania 0-49639 23-2250152 (State or other jurisdiction of incorporation) (Commission File Number)

September 14, 2011 10-Q/A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 Form 10-Q/A (Amendment No. 1) x QUARTERLY REPORT UNDER SECTION 13 OF 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2011 ¨ TRANSITION REPORT U

10-Q/A 1 v23233110qa.htm QUARTERLY REPORT AMENDMENT UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 Form 10-Q/A (Amendment No. 1) x QUARTERLY REPORT UNDER SECTION 13 OF 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2011 or ¨ TRANSITION REPORT UNDER SECTION 13 OF 15(d) OF THE EXCHANGE ACT Or the transition period from to Commission File N

August 15, 2011 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 Form 10-Q x QUARTERLY REPORT UNDER SECTION 13 OF 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2011 ¨ TRANSITION REPORT UNDER SECTION 13 OF 1

10-Q 1 v23204110q.htm FORM 10-Q UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 Form 10-Q x QUARTERLY REPORT UNDER SECTION 13 OF 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2011 or ¨ TRANSITION REPORT UNDER SECTION 13 OF 15(d) OF THE EXCHANGE ACT Or the transition period from to Commission File Number 33-58936 Dimeco, Inc. (Exact name

August 15, 2011 EX-99

REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

EX-99 5 v232041ex99.htm EXHIBIT 99 Exhibit 99 REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM Board of Directors Dimeco, Inc. We have reviewed the accompanying consolidated balance sheet of Dimeco, Inc. and subsidiary as of June 30, 2011, and the related consolidated statements of income and comprehensive income for the three- and six- month periods ended June 30, 2011 and 2010; the consol

July 20, 2011 EX-99.1

DIMECO, INC. ANNOUNCES SECOND QUARTER 2011 EARNINGS

Exhibit 99 NEWS RELEASE TO BUSINESS EDITOR DIMECO, INC. ANNOUNCES SECOND QUARTER 2011 EARNINGS Honesdale, PA, July 20, 2011/ Dimeco, Inc. (Nasdaq DIMC), parent company of The Dime Bank, reported 2011 second quarter earnings of $1,666,000, an increase of $481,000 or 40.6% over the same quarter of the previous year. The primary component of additional earnings was a reduction in interest expense of

July 20, 2011 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report - July 20, 2011 DIMECO, INC.

May 16, 2011 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 Form 10-Q x QUARTERLY REPORT UNDER SECTION 13 OF 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2011 o TRANSITION REPORT UNDER SECTION 13 OF

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 Form 10-Q x QUARTERLY REPORT UNDER SECTION 13 OF 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2011 or o TRANSITION REPORT UNDER SECTION 13 OF 15(d) OF THE EXCHANGE ACT Or the transition period from to Commission File Number 33-58936 Dimeco, Inc.

May 16, 2011 EX-99

REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

EX-99 5 v222850ex99.htm Exhibit 99 REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM Board of Directors Dimeco, Inc. We have reviewed the accompanying consolidated balance sheet of Dimeco, Inc. (the “Company”) and subsidiary as of March 31, 2011; and the related consolidated statements of income and comprehensive income for the three-month periods ended March 31, 2011 and 2010; the consolida

May 3, 2011 8-K

Financial Statements and Exhibits, Submission of Matters to a Vote of Security Holders

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) April 28, 2011 DIMECO, INC. (Exact name of registrant as specified in its charter) Pennsylvania 0-49637 23-2250152 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employ

May 3, 2011 EX-99.1

EXHIBIT 99.1

EX-99.1 2 v220696ex99-1.htm EXHIBIT 99.1 SUBJECT: DIMECO, INC. 2011 ANNUAL MEETING OF STOCKHOLDERS Honesdale, Pennsylvania, May 2, 2011 – Dimeco, Inc. (the “Company), the parent holding company of The Dime Bank, Honesdale, Pennsylvania (the “Bank”), held its 2011 Annual Meeting of Stockholders on April 28, 2011. At the meeting Gary C. Beilman, Robert E. Genirs and Thomas A. Peifer were reelected a

April 25, 2011 EX-99

DIMECO, INC. ANNOUNCES 2011 FIRST QUARTER EARNINGS

Exhibit 99 NEWS RELEASE TO BUSINESS EDITOR DIMECO, INC. ANNOUNCES 2011 FIRST QUARTER EARNINGS Honesdale, PA, April 22, 2011/ Dimeco, Inc. (Nasdaq DIMC), parent company of The Dime Bank, reported first quarter 2011 earnings of $1,270,000, an increase of 15.2% over $1,102,000 reported for the first quarter 2010. A key component of this increase was net interest income, which increased 17.4% in the f

April 25, 2011 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report - April 25, 2011 DIMECO, INC.

March 25, 2011 EX-13

2010 ANNUAL REPORT

Annual Report to Shareholders for the fiscal year ended December 31, 2010 Exhibit 13 2010 ANNUAL REPORT C O M M U N I T Y B a n k i n g T A B L E O F C O N T E N T S President’s Letter 3 Board of Directors 6 Branch Locations 8 Financial Report Index 9 The mission of Dimeco, Inc.

March 25, 2011 EX-21

SUBSIDIARIES OF THE REGISTRANT Parent Dimeco, Inc. Subsidiaries of Dimeco, Inc. State or Other Jurisdiction of Incorporation Percentage Ownership The Dime Bank Pennsylvania 100% Subsidiaries of The Dime Bank State or Other Jurisdiction of Incorporati

EX-21 3 dex21.htm SUBSIDIARIES OF THE REGISTRANT Exhibit 21 SUBSIDIARIES OF THE REGISTRANT Parent Dimeco, Inc. Subsidiaries of Dimeco, Inc. State or Other Jurisdiction of Incorporation Percentage Ownership The Dime Bank Pennsylvania 100% Subsidiaries of The Dime Bank State or Other Jurisdiction of Incorporation Percentage Ownership TDB Insurance Services, LLC Pennsylvania 100%

March 25, 2011 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant x Filed by a Party other than the Registrant ¨ Check the appropriate box: ¨ Preliminary Proxy Statement ¨ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) x Defi

March 25, 2011 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) x ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Fiscal Year Ended December 31, 2010 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 0-49639

February 4, 2011 EX-24

POWER OF ATTORNEY For Executing Forms 3, 4 and 5

POWER OF ATTORNEY For Executing Forms 3, 4 and 5 Know all by these presents, that the undersigned hereby constitutes and appoints each of Gary C.

January 21, 2011 EX-99

DIMECO, INC. ANNOUNCES 2010 FINAL QUARTER EARNINGS

Press Release Exhibit 99 NEWS RELEASE TO BUSINESS EDITOR DIMECO, INC. ANNOUNCES 2010 FINAL QUARTER EARNINGS Dimeco, Inc. (Nasdaq DIMC), parent company of The Dime Bank, released unaudited financial results for the year 2010. Dimeco’s results of operation for the fourth quarter of 2010 were represented by earnings per share of $1.00, a 25.0% increase over earnings in the third quarter of 2010 and 3

January 21, 2011 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report - January 21, 2011 DIMECO, INC.

November 23, 2010 CORRESP

P.O. Box 509 Honesdale, Pennsylvania 18431 570-253-1970

P.O. Box 509 Honesdale, Pennsylvania 18431 570-253-1970 November 23, 2010 Mr. Gregory Dundas Division of Corporate Finance United States Securities and Exchange Commission 450 Fifth Street, N.W. Washington, D.C. 20549 Re: Dimeco, Inc. Form 10-K for the Fiscal Year Ended December 31, 2009 File No. 0-49639 Dear Mr. Dundas, This is in reply to your comments of November 5 regarding the above reference

November 23, 2010 10-K/A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K/A (Amendment No. 1)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K/A (Amendment No. 1) (Mark One) [X] ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Fiscal Year Ended December 31, 2009 OR [ ] TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 0

November 15, 2010 EX-99

REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

Report of Independent Registered Public Accounting Firm Exhibit 99 REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM Board of Directors Dimeco, Inc.

November 15, 2010 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 Form 10-Q [X] QUARTERLY REPORT UNDER SECTION 13 OF 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2010 [ ] TRANSITION REPORT UNDER SECTIO

10-Q 1 d10q.htm FORM 10-Q Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 Form 10-Q [X] QUARTERLY REPORT UNDER SECTION 13 OF 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2010 or [ ] TRANSITION REPORT UNDER SECTION 13 OF 15(d) OF THE EXCHANGE ACT Or the transition period from to Commission File Number 33-58936 Dime

October 20, 2010 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report - October 20, 2010 DIMECO, INC.

October 20, 2010 EX-99

DIMECO, INC. ANNOUNCES EARNINGS AT SEPTEMBER 30, 2010

Press Release Exhibit 99 NEWS RELEASE TO BUSINESS EDITOR DIMECO, INC. ANNOUNCES EARNINGS AT SEPTEMBER 30, 2010 Dimeco, Inc. (Nasdaq “DIMC”), parent company of The Dime Bank, reported earnings for the nine months ended September 30, 2010 of $3,562,000, an increase of 10.5% over the same period in 2009. The main component of improved earnings came from net interest income of $12,570,000, which was 6

September 17, 2010 EX-10.3

STOCK OPTION AGREEMENT FOR INCENTIVE STOCK OPTIONS UNDER SECTION 422 OF THE INTERNAL REVENUE CODE PURSUANT TO THE DIMECO, INC. 2010 EQUITY INCENTIVE PLAN FOR EXECUTIVE OFFICERS

STOCK OPTION AGREEMENT FOR INCENTIVE STOCK OPTIONS UNDER SECTION 422 OF THE INTERNAL REVENUE CODE PURSUANT TO THE DIMECO, INC.

September 17, 2010 EX-10.1

DIMECO, INC. 2010 EQUITY INCENTIVE PLAN

DIMECO, INC. 2010 EQUITY INCENTIVE PLAN 1. PURPOSE OF PLAN. The purpose of this 2010 Equity Incentive Plan is to provide incentives and rewards to officers, employees and directors who contribute to the long-term success and growth of Dimeco, Inc., and its Affiliates, and to assist these entities in attracting and retaining directors, officers and other selected employees with the necessary experi

September 17, 2010 S-8

As filed with the Securities and Exchange Commission on September 17, 2010

S-8 1 s8091710-0322.htm FORM S-8 2010 EQUITY INCENTIVE PLAN - DIMECO, INC. As filed with the Securities and Exchange Commission on September 17, 2010 Registration No. 333- UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM S-8 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 DIMECO, INC. (Exact name of registrant as specified in its charter) Pennsylvania 23-2250152

September 17, 2010 EX-10.2

RESTRICTED STOCK AGREEMENT PURSUANT TO THE DIMECO, INC. 2010 EQUITY INCENTIVE PLAN FOR OFFICERS AND EMPLOYEES

EX-10.2 4 ex10-2.htm EXHIBIT 10.2 - FORM OF RESTIRCTED STOCK AWARD AGREEMENTS RESTRICTED STOCK AGREEMENT PURSUANT TO THE DIMECO, INC. 2010 EQUITY INCENTIVE PLAN FOR OFFICERS AND EMPLOYEES This Agreement shall constitute an award of Restricted Stock (“Award”) for a total of shares of Common Stock of Dimeco, Inc. (the “Corporation”), which is hereby granted to (the “Participant”) at the price determ

September 17, 2010 EX-10.4

STOCK OPTION AGREEMENT FOR NON-STATUTORY STOCK OPTIONS PURSUANT TO THE DIMECO, INC. 2010 EQUITY INCENTIVE PLAN NON-EMPLOYEE DIRECTORS

STOCK OPTION AGREEMENT FOR NON-STATUTORY STOCK OPTIONS PURSUANT TO THE DIMECO, INC.

August 13, 2010 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 Form 10-Q [X] QUARTERLY REPORT UNDER SECTION 13 OF 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2010 [ ] TRANSITION REPORT UNDER SECTION 13

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 Form 10-Q [X] QUARTERLY REPORT UNDER SECTION 13 OF 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2010 or [ ] TRANSITION REPORT UNDER SECTION 13 OF 15(d) OF THE EXCHANGE ACT Or the transition period from to Commission File Number 33-58936 Dimeco, Inc.

August 13, 2010 EX-99

REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

Report of Independent Registered Public Accounting Firm Exhibit 99 REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM Board of Directors Dimeco, Inc.

July 22, 2010 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

8-K 1 d8k.htm FORM 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report - July 22, 2010 DIMECO, INC. (Exact name of registrant as specified in its charter) Pennsylvania 0-49639 23-2250152 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Empl

July 22, 2010 CORRESP

July 22, 2010

July 22, 2010 Mr. Gregory Dundas Division of Corporate Finance United States Securities and Exchange Commission 450 Fifth Street, N.W. Washington, D.C. 20549 Re: Dimeco, Inc. Form 10-K for the Fiscal Year Ended December 31, 2009 File No. 0-49639 Dear Mr. Dundas, This is in reply to your comments of July 9 regarding the above referenced filing. Please note responses as listed below. Form 10-K for t

July 22, 2010 EX-99

DIMECO, INC. ANNOUNCES SECOND QUARTER 2010 EARNINGS

Earnings Release Exhibit 99 NEWS RELEASE TO BUSINESS EDITOR DIMECO, INC. ANNOUNCES SECOND QUARTER 2010 EARNINGS Dimeco, Inc. (Nasdaq DIMC), parent company of The Dime Bank, reported 2010 second quarter earnings of $1,185,000, an increase of $124,000 or 11.7% over the previous year. Net interest income of $4,107,000 was 4.7% greater than that reported for the second quarter of 2009, and noninterest

July 12, 2010 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) July 8, 2010 DIMECO, INC. (Exact name of registrant as specified in its charter) Pennsylvania 0-49637 23-2250152 (State or other jurisdiction of incorporation) (Commission File Number)

July 12, 2010 EX-99

Todd J. Stephens Named New Director at Dimeco, Inc.

Exhibit 99.1 Press Release Todd J. Stephens Named New Director at Dimeco, Inc. Honesdale, PA, July 6, 2010 — The Board of Directors and Gary C. Beilman, president and chief executive officer of The Dime Bank recently announced that Todd J. Stephens is joining the eight existing board members serving The Dime Bank and Dimeco, Inc. (NASDAQ: DIMC), parent company of The Dime Bank. Mr. Stephens comes

May 14, 2010 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 Form 10-Q [X] QUARTERLY REPORT UNDER SECTION 13 OF 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2010 [ ] TRANSITION REPORT UNDER SECTION 13

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 Form 10-Q [X] QUARTERLY REPORT UNDER SECTION 13 OF 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2010 or [ ] TRANSITION REPORT UNDER SECTION 13 OF 15(d) OF THE EXCHANGE ACT Or the transition period from to Commission File Number 33-58936 Dimeco, Inc.

May 14, 2010 EX-99

REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

EX-99 5 dex99.htm REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUTING FIRM Exhibit 99 REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM Board of Directors Dimeco, Inc. We have reviewed the accompanying consolidated balance sheet of Dimeco, Inc. and subsidiary as of March 31, 2010, and the related consolidated statements of income, comprehensive income, and cash flows for the three months ended

April 27, 2010 8-K

Submission of Matters to a Vote of Security Holders, Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) April 22, 2010 DIMECO, INC. (Exact name of registrant as specified in its charter) Pennsylvania 0-49637 23-2250152 (State or other jurisdiction of incorporation) (Commission File Numbe

April 27, 2010 EX-99.1

P. O. BOX 509 • 820 CHURCH STREET • HONESDALE, PENNSYLVANIA • 18431 • 570-253-1970

P. O. BOX 509 ? 820 CHURCH STREET ? HONESDALE, PENNSYLVANIA ? 18431 ? 570-253-1970 FOR IMMEDIATE RELEASE TO: NEWS EDITOR PHOTO ATTACHED SUBJECT: DIMECO, INC. 2010 ANNUAL MEETING OF STOCKHOLDERS Honesdale, Pennsylvania ? Dimeco, Inc. (the ?Company), the parent holding company of The Dime Bank, Honesdale, Pennsylvania (the ?Bank?), announced that its 2010 Annual Meeting of Stockholders was held on A

April 20, 2010 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

8-K 1 d8k.htm FORM 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report - April 20, 2010 DIMECO, INC. (Exact name of registrant as specified in its charter) Pennsylvania 0-49639 23-2250152 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Emp

April 20, 2010 EX-99

DIMECO, INC. ANNOUNCES 2010 FIRST QUARTER EARNINGS

Exhibit 99 NEWS RELEASE TO BUSINESS EDITOR DIMECO, INC. ANNOUNCES 2010 FIRST QUARTER EARNINGS Dimeco, Inc. (Nasdaq DIMC), parent company of The Dime Bank, continued to grow with total assets of $553,246,000 at March 31, 2010, an increase of $81,081,000 or 17.2% from one year earlier. This growth was attained mainly from an increase of $79,094,000 or 20.9% in total deposits, which ended the period

March 18, 2010 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K

10-K 1 d10k.htm FORM 10-K Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) x ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Fiscal Year Ended December 31, 2009 OR ¨ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Comm

March 18, 2010 EX-21

SUBSIDIARIES OF THE REGISTRANT Parent Dimeco, Inc. Subsidiaries of Dimeco, Inc. State or Other Jurisdiction of Incorporation Percentage Ownership The Dime Bank Pennsylvania 100% Subsidiaries of The Dime Bank State or Other Jurisdiction of Incorporati

Subsidiaries of the Registrant Exhibit 21 SUBSIDIARIES OF THE REGISTRANT Parent Dimeco, Inc. Subsidiaries of Dimeco, Inc. State or Other Jurisdiction of Incorporation Percentage Ownership The Dime Bank Pennsylvania 100% Subsidiaries of The Dime Bank State or Other Jurisdiction of Incorporation Percentage Ownership TDB Insurance Services, LLC Pennsylvania 100%

March 18, 2010 EX-3.(II)

AMENDED BYLAWS Dimeco, Inc. Article 1 CORPORATION OFFICE

Exhibit 3 (ii) AMENDED BYLAWS of Dimeco, Inc. Article 1 CORPORATION OFFICE Section 1.1 The registered office of Dimeco, Inc. (the ?Corporation?) shall be located in the Commonwealth of Pennsylvania at such place of business and at an address to be designated from time to time by the Board of Directors upon filing of such notices as may be required by law, and the registered agent shall have a busi

March 18, 2010 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

DEF 14A 1 def14a042210-0322.htm DEFINITIVE PROXY MATERIALS UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant x Filed by a Party other than the Registrant ¨ Check the appropriate box: ¨ Preliminary Proxy Statement ¨ Confidential, for Use of th

March 18, 2010 COVER

Malizia Spidi & Fisch, PC ATTORNEYS AT LAW

Malizia Spidi & Fisch, PC ATTORNEYS AT LAW 901 New York Avenue, N.W. Suite 210 East Washington, D.C. 20001 (202) 434-4660 Facsimile: (202) 434-4661 1900 South Atherton Street Suite 101 State College, PA 16801 (814) 272-3502 Facsimile: (814) 272-3514 James C. Stewart [email protected] writer’s direct dial number (202) 434-4671 By EDGAR March 18, 2010 Securities and Exchange Commission 450 Fift

March 18, 2010 EX-13

DIMECO, INC. 2009 ANNUAL REPORT The mission of Dimeco, Inc. is the operation of a fully integrated financial services institution through its subsidiary The Dime Bank in a market that is defined by the institution?s ability to provide services consis

Annual Report Exhibit 13 DIMECO, INC. 2009 ANNUAL REPORT The mission of Dimeco, Inc. is the operation of a fully integrated financial services institution through its subsidiary The Dime Bank in a market that is defined by the institution’s ability to provide services consistent with sound, prudent principles and to fulfill the social, economic, moral and political considerations ordinarily associ

February 19, 2010 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) February 11, 2010 DIMECO, INC. (Exact name of registrant as specified in its charter) Pennsylvania 0-49637 23-2250152 (State or other jurisdiction of incorporation) (Commission File Nu

February 19, 2010 EX-3.2

DIMECO, INC. OF THE BOARD OF DIRECTORS

DIMECO, INC. RESOLUTIONS OF THE BOARD OF DIRECTORS WHEREAS, the Board of Directors believes that it is desirable and in the best interests of the Corporation and its stockholders to allow its shares to be held in book-entry form. NOW, THEREFORE, BE IT RESOLVED, that Article 18 SHARE CERTIFICATES of the Corporation?s Bylaws be, and hereby is, amended to add the following sentence at the beginning o

January 21, 2010 EX-99

DIMECO, INC. ANNOUNCES 2009 FINAL QUARTER EARNINGS

Press Release Exhibit 99 NEWS RELEASE TO BUSINESS EDITOR DIMECO, INC. ANNOUNCES 2009 FINAL QUARTER EARNINGS Dimeco, Inc. (Nasdaq DIMC), parent company of The Dime Bank, released unaudited financial results for the year 2009. The Company continued solid, steady growth to end the year with $530,657,000 in total assets, an increase of $58,179,000 or 12.3% over balances one year earlier. This increase

January 21, 2010 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report - January 21, 2010 DIMECO, INC.

November 13, 2009 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 Form 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 Form 10-Q [X] QUARTERLY REPORT UNDER SECTION 13 OF 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2009 or [ ] TRANSITION REPORT UNDER SECTION 13 OF 15(d) OF THE EXCHANGE ACT Or the transition period from to Commission File Number 33-58936 Dimeco, Inc.

November 13, 2009 EX-99

REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

Report of Independent Registered Public Accounting Firm Exhibit 99 REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM Board of Directors and Stockholders Dimeco, Inc.

October 21, 2009 EX-99

DIMECO, INC. ANNOUNCES EARNINGS AT SEPTEMBER 30, 2009

Press Release Exhibit 99 NEWS RELEASE TO BUSINESS EDITOR DIMECO, INC. ANNOUNCES EARNINGS AT SEPTEMBER 30, 2009 Dimeco, Inc. (Nasdaq “DIMC”), parent company of The Dime Bank, continued to experience growth with total assets of $514,271,000 at September 30, 2009, an increase of $50,295,000 or 10.8% over September 30, 2008. During this time the loan portfolio grew $32,000,000 or 8.6% to $404,982,000

October 21, 2009 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report - October 21, 2009 DIMECO, INC.

August 14, 2009 EX-99

REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

Report of Independent Registered Public Accounting Firm Exhibit 99 REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM Board of Directors Dimeco, Inc.

August 14, 2009 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 Form 10-Q

Form 10-Q Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 Form 10-Q [X] QUARTERLY REPORT UNDER SECTION 13 OF 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2009 or [ ] TRANSITION REPORT UNDER SECTION 13 OF 15(d) OF THE EXCHANGE ACT Or the transition period from to Commission File Number 000-49639 Dimeco, Inc.

July 21, 2009 EX-99

DIMECO, INC. ANNOUNCES SECOND QUARTER 2009 EARNINGS

Press Release Exhibit 99 NEWS RELEASE TO BUSINESS EDITOR DIMECO, INC. ANNOUNCES SECOND QUARTER 2009 EARNINGS Dimeco, Inc. (Nasdaq DIMC), parent company of The Dime Bank, continued to grow with total assets of $492,271,000 at June 30, 2009, an increase of $46,820,000 or 10.5% from one year earlier. During that period deposits increased $33,178,000 or 9.2%, with balances of $393,830,000 at the end o

July 21, 2009 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report — July 21, 2009 DIMECO, INC.

May 15, 2009 EX-99

REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

Report of Independent Registered Public Accounting Firm Exhibit 99 REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM Board of Directors Dimeco, Inc.

May 15, 2009 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 Form 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 Form 10-Q x QUARTERLY REPORT UNDER SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2009 or ? TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE EXCHANGE ACT Or the transition period from to Commission File Number 33-58936 Dimeco, Inc.

April 23, 2009 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report - April 22, 2009 DIMECO, INC. (Exact name of registrant as specified i

Form 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report - April 22, 2009 DIMECO, INC.

April 23, 2009 EX-99

DIMECO, INC. ANNOUNCES 2009 FIRST QUARTER EARNINGS

News Release Exhibit 99 NEWS RELEASE TO BUSINESS EDITOR DIMECO, INC. ANNOUNCES 2009 FIRST QUARTER EARNINGS Dimeco, Inc. (Nasdaq DIMC), parent company of The Dime Bank, continued to grow with total assets of $472,165,000 at March 31, 2009, an increase of $34,245,000 or 7.8% from one year earlier. This growth was attained from a combination of sources, but mainly from an increase of $16,137,000 or 4

March 24, 2009 EX-21

SUBSIDIARIES OF THE REGISTRANT Parent Dimeco, Inc. Subsidiaries of Dimeco, Inc. State or Other Jurisdiction of Incorporation Percentage Ownership The Dime Bank Pennsylvania 100% Subsidiaries of The Dime Bank State or Other Jurisdiction of Incorporati

Subsidiaries of the Registrant Exhibit 21 SUBSIDIARIES OF THE REGISTRANT Parent Dimeco, Inc. Subsidiaries of Dimeco, Inc. State or Other Jurisdiction of Incorporation Percentage Ownership The Dime Bank Pennsylvania 100% Subsidiaries of The Dime Bank State or Other Jurisdiction of Incorporation Percentage Ownership TDB Insurance Services, LLC Pennsylvania 100%

March 24, 2009 EX-13

DIMECO, INC. 2008 ANNUAL REPORT FINANCIAL HIGHLIGHTS (amounts in thousands, except per share) 2008 2007 % Increase (decrease) Performance for the year ended December 31, Interest income $ 28,175 $ 29,951 (5.9 )% Interest expense $ 10,665 $ 12,601 (15

EX-13 2 dex13.htm ANNUAL REPORT TO SHAREHOLDERS Exhibit 13 DIMECO, INC. 2008 ANNUAL REPORT FINANCIAL HIGHLIGHTS (amounts in thousands, except per share) 2008 2007 % Increase (decrease) Performance for the year ended December 31, Interest income $ 28,175 $ 29,951 (5.9 )% Interest expense $ 10,665 $ 12,601 (15.4 )% Net interest income $ 17,510 $ 17,350 .9 % Net income $ 6,401 $ 6,612 (3.2 )% Shareho

March 24, 2009 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant x Filed by a Party other than the Registrant o Check the appropriate box: o Preliminary Proxy Statement o Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) x Defi

March 24, 2009 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K

10-K 1 d10k.htm FORM 10-K Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) x ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Fiscal Year Ended December 31, 2008 OR ¨ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Comm

March 18, 2009 CORRESP

March 18, 2009

Correspondence March 18, 2009 Mr. Amit Pande Accounting Branch Chief United States Securities and Exchange Commission Division of Corporation Finance 100 F Street, N.E. Washington, D.C. 20549 Re: Dimeco, Inc. – File No. 000-49639 Form 10-K for the Fiscal Year Ended December 31, 2007 Forms 10-Q for the Quarterly Periods Ended March 31, 2008, June 30, 2008 and September 30, 2008 Dear Mr. Pande, In m

March 17, 2009 CORRESP

1

March 16, 2009 Mr. Amit Pande Accounting Branch Chief United States Securities and Exchange Commission Division of Corporation Finance 100 F Street, N.E. Washington, D.C. 20549 Re: Dimeco, Inc. ? File No. 000-49639 Form 10-K for the Fiscal Year Ended December 31, 2007 Forms 10-Q for the Quarterly Periods Ended March 31, 2008, June 30, 2008 and September 30, 2008 Dear Mr. Pande, This letter is in r

February 6, 2009 CORRESP

Dimeco, Inc. Investment Securities September 30, 2008

January 26, 2009 Mr. Amit Pande Accounting Branch Chief United States Securities and Exchange Commission Division of Corporation Finance 100 F Street, N.E. Washington, D.C. 20549 Re: Dimeco, Inc. ? File No. 000-49639 Form 10-K for the Fiscal Year Ended December 31, 2007 Forms 10-Q for the Quarterly Periods Ended March 31, 2008, June 30, 2008 and September 30, 2008 Dear Mr. Pande, This is in reply

January 22, 2009 EX-99

DIMECO, INC. ANNOUNCES 2008 FINAL QUARTER EARNINGS

Exhibit 99 NEWS RELEASE TO BUSINESS EDITOR DIMECO, INC. ANNOUNCES 2008 FINAL QUARTER EARNINGS Dimeco, Inc. (Nasdaq DIMC), parent company of The Dime Bank, released unaudited financial results for the year 2008. The Company continued the growth reported for the previous quarters of this year. Total assets increased $38,156,000 or 8.8% to end the year at $472,478,000. Growth in the loan portfolio wa

January 22, 2009 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report - January 21, 2009 DIMECO, INC.

November 13, 2008 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 Form 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 Form 10-Q x QUARTERLY REPORT UNDER SECTION 13 OF 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2008 or ? TRANSITION REPORT UNDER SECTION 13 OF 15(d) OF THE EXCHANGE ACT Or the transition period from to Commission File Number 33-58936 Dimeco, Inc.

November 13, 2008 EX-99

REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

Report of Independent Registered Public Accounting Firm Exhibit 99 REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM Board of Directors Dimeco, Inc.

October 28, 2008 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report - October 28, 2008 DIMECO, INC.

October 28, 2008 EX-99

DIMECO, INC. ANNOUNCES EARNINGS AT SEPTEMBER 30, 2008

Exhibit 99 NEWS RELEASE TO BUSINESS EDITOR DIMECO, INC. ANNOUNCES EARNINGS AT SEPTEMBER 30, 2008 Dimeco, Inc. (Nasdaq “DIMC”), parent company of The Dime Bank, reported earnings for the nine months ended September 30, 2008 of $4,960,000, up slightly from earnings reported September 30, 2007. Despite the current economic climate and narrowing margins, these earnings included an increase of 2.4% in

August 13, 2008 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 Form 10-Q

Form 10-Q Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 Form 10-Q x QUARTERLY REPORT UNDER SECTION 13 OF 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2008 or ¨ TRANSITION REPORT UNDER SECTION 13 OF 15(d) OF THE EXCHANGE ACT Or the transition period from to Commission File Number 33-58936 Dimeco, Inc.

August 13, 2008 EX-99

REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

Report of Independent Registered Public Accounting Firm Exhibit 99 REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM Board of Directors and Stockholders Dimeco, Inc.

July 23, 2008 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report - July 23, 2008 DIMECO, INC. (Exact name of registrant as specified in

Form 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report - July 23, 2008 DIMECO, INC.

July 23, 2008 EX-99

DIMECO, INC. ANNOUNCES SECOND QUARTER 2008 EARNINGS

News Release Exhibit 99 NEWS RELEASE TO BUSINESS EDITOR DIMECO, INC. ANNOUNCES SECOND QUARTER 2008 EARNINGS Dimeco, Inc. (Nasdaq DIMC), parent company of The Dime Bank, released unaudited financial results for the six months ended June 30, 2008. The Company reported increases in nearly all balance sheet categories over the previous year. Assets increased $18,055,000 or 4.2% to $445,451,000. The lo

May 14, 2008 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 Form 10-Q

Form 10-Q Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 Form 10-Q x QUARTERLY REPORT UNDER SECTION 13 OF 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2008 or ¨ TRANSITION REPORT UNDER SECTION 13 OF 15(d) OF THE EXCHANGE ACT Or the transition period from to Commission File Number 33-58936 Dimeco, Inc.

May 14, 2008 EX-99

REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

Report of Independent Registered Public Accounting Firm Exhibit 99 REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM Board of Directors Dimeco, Inc.

April 23, 2008 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report - April 23, 2008 DIMECO, INC. (Exact name of registrant as specified i

Form 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report - April 23, 2008 DIMECO, INC.

April 23, 2008 EX-99

CONSOLIDATED STATEMENT OF INCOME (unaudited) For the three months ended March 31, (in thousands, except per share) 2008 2007 Interest Income Interest and fees on loans $ 6,636 $ 6,074 Investment securities: Taxable 560 787 Exempt from federal income

DIMECO, INC. CONSOLIDATED STATEMENT OF INCOME (unaudited) For the three months ended March 31, (in thousands, except per share) 2008 2007 Interest Income Interest and fees on loans $ 6,636 $ 6,074 Investment securities: Taxable 560 787 Exempt from federal income tax 142 72 Other 33 54 Total interest income 7,371 6,987 Interest Expense Deposits 2,760 2,760 Short-term borrowings 55 65 Other borrowed

March 21, 2008 EX-99

REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

EX-99 8 dex99.htm REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM Exhibit 99 REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM Board of Directors and Shareholders Dimeco, Inc. We have audited the consolidated statements of financial condition of Dimeco, Inc. and subsidiary as of December 31, 2007 and 2006, and the related consolidated statements of operation, changes in stockholders’

March 21, 2008 EX-21

SUBSIDIARIES OF THE REGISTRANT Parent Dimeco, Inc. Subsidiaries of Dimeco, Inc. State or Other Jurisdiction of Incorporation Percentage Ownership The Dime Bank Pennsylvania 100 % Subsidiaries of The Dime Bank State or Other Jurisdiction of Incorporat

Subsidiaries of the the Registrant Exhibit 21 SUBSIDIARIES OF THE REGISTRANT Parent Dimeco, Inc. Subsidiaries of Dimeco, Inc. State or Other Jurisdiction of Incorporation Percentage Ownership The Dime Bank Pennsylvania 100 % Subsidiaries of The Dime Bank State or Other Jurisdiction of Incorporation Percentage Ownership TDB Insurance Services, LLC Pennsylvania 100 %

March 21, 2008 EX-13

DIMECO, INC. 2007 ANNUAL REPORT

2007 Annual Report Exhibit 13 DIMECO, INC. 2007 ANNUAL REPORT solid dimeco CONTENTS 1 Financial Highlights 2 President’s Message 11 Management’s Discussion and Analysis of Financial Condition and Results of Operation 27 Selected Financial Data 28 Management’s Annual Report on Internal Control Over Financial Reporting 29 Independent Auditor’s Report 30 Financial Statements - Consolidated Balance Sh

March 21, 2008 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) x ANNUAL REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Fiscal Year Ended December 31, 2007 OR ? TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 0-49639 DIMECO, INC

March 21, 2008 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

DEF 14A 1 def14a032208-0322.htm UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant x Filed by a Party other than the Registrant o Check the appropriate box: o Preliminary Proxy Statement o Confidential, for Use of the Commission Only (as permi

January 24, 2008 EX-99

DIMECO, INC. ANNOUNCES 2007 FINAL QUARTER EARNINGS

Exhibit 99 NEWS RELEASE TO BUSINESS EDITOR DIMECO, INC. ANNOUNCES 2007 FINAL QUARTER EARNINGS Dimeco, Inc. (Nasdaq DIMC), parent company of The Dime Bank, released unaudited financial results for the year 2007. The Company experienced healthy growth in all categories during the year leading with an increase of $30,745,000 or 7.6% in total assets to end the year with $434,322,000. Growth in the loa

January 24, 2008 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report - January 23, 2008 DIMECO, INC. (Exact name of registrant as specified

Form 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report - January 23, 2008 DIMECO, INC.

November 14, 2007 EX-99

REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

Report of Independent Registered Public Accounting Firm Exhibit 99 REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM Board of Directors Dimeco, Inc.

November 14, 2007 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 Form 10-Q

Form 10-Q Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 Form 10-Q x QUARTERLY REPORT UNDER SECTION 13 OF 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2007 or ¨ TRANSITION REPORT UNDER SECTION 13 OF 15(d) OF THE EXCHANGE ACT Or the transition period from to Commission File Number 33-58936 Dimeco, Inc.

October 22, 2007 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report - October 22, 2007 DIMECO, INC.

October 22, 2007 EX-99

DIMECO, INC. ANNOUNCES EARNINGS AT SEPTEMBER 30, 2007

News Release Exhibit 99 NEWS RELEASE TO BUSINESS EDITOR DIMECO, INC. ANNOUNCES EARNINGS AT SEPTEMBER 30, 2007 Dimeco, Inc. (Nasdaq “DIMC”), parent company of The Dime Bank, reported earnings for the nine months ended September 30, 2007 of $4,953,000, a 22.5% increase over the same period last year. The main component of this growth was an increase of $1,724,000 or 15.5% in net interest income. Bas

August 13, 2007 EX-99

REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

Report of Independent Registered Public Accounting Firm Exhibit 99 REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM Board of Directors Dimeco, Inc.

August 13, 2007 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 Form 10-Q

Form 10-Q Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 Form 10-Q x QUARTERLY REPORT UNDER SECTION 13 OF 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2007 or ¨ TRANSITION REPORT UNDER SECTION 13 OF 15(d) OF THE EXCHANGE ACT Or the transition period from to Commission File Number 0-49639 Dimeco, Inc.

July 23, 2007 EX-99.1

DIMECO, INC. ANNOUNCES EARNINGS AT JUNE 30, 2007

News Release Exhibit 99 NEWS RELEASE TO BUSINESS EDITOR DIMECO, INC. ANNOUNCES EARNINGS AT JUNE 30, 2007 Dimeco, Inc. (Nasdaq “DIMC”), parent company of The Dime Bank, reported net income of $3,096,000 for the six months ended June 30, 2007, an increase of 20.2% over earnings for the first half of 2006. This growth was mainly attributable to net interest income of $8,283,000, an increase of $1,072

July 23, 2007 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report — July 23, 2007 DIMECO, INC. (Exact name of registrant as specified in

Form 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report — July 23, 2007 DIMECO, INC.

May 14, 2007 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

Form 10-Q Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

May 14, 2007 EX-99

REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

Exhibit 99 REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM Board of Directors and Stockholders Dimeco, Inc.

April 23, 2007 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report — April 23, 2007 DIMECO, INC. (Exact name of registrant as specified i

Form 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report — April 23, 2007 DIMECO, INC.

April 23, 2007 EX-99

DIMECO, INC. ANNOUNCES 2007 FIRST QUARTER EARNINGS

Press Release Exhibit 99 NEWS RELEASE TO BUSINESS EDITOR DIMECO, INC. ANNOUNCES 2007 FIRST QUARTER EARNINGS Dimeco, Inc. (Nasdaq DIMC), parent company of The Dime Bank, reported first quarter 2007 earnings of $1,497,000, an increase of 25.3% over $1,195,000 reported for the first quarter 2006. A key component of this increase was net interest income, which increased 14.0% in the first quarter of 2

March 22, 2007 EX-13

drives you What drives us drives you. We all care about profits, about the community, about partnership and about building trust. No matter how you look at it, when it comes to success, we?re in it together.

Annual Report to Shareholders Table of Contents Exhibit 13 Table of Contents CONTENTS Financial Highlights 1 President’s Message 2 What Drives Us 4 Board of Directors 10 Management’s Discussion and Analysis of Financial Condition and Results of Operation 11 Selected Financial Data 26 Independent Auditor’s Report 27 Financial Statements 28 —Consolidated Balance Sheet —Consolidated Statement of Income —Consolidated Statement of Changes in Stockholders’ Equity —Consolidated Statement of Cash Flows Notes to Consolidated Financial Statements 32 Dimeco, Inc.

March 22, 2007 EX-10.5

THE DIME BANK CHANGE IN CONTROL SEVERANCE AGREEMENT

Exhibit 10.5 THE DIME BANK CHANGE IN CONTROL SEVERANCE AGREEMENT This Agreement is effective April 7, 2005, and is entered into among The Dime Bank (the ?Bank?), a Pennsylvania Banking Corporation, the principal offices for which are located at 820 Church Street, Honesdale, PA 18431 (the ?Bank?), Dimeco, Inc., a Bank Holding Company (the ?Holding Company?) located at the same address, and Maureen

March 22, 2007 EX-10.4

THE DIME BANK CHANGE IN CONTROL SEVERANCE AGREEMENT

Exhibit 10.4 THE DIME BANK CHANGE IN CONTROL SEVERANCE AGREEMENT This Agreement is effective April 7, 2005, and is entered into among The Dime Bank (the ?Bank?), a Pennsylvania Banking Corporation, the principal offices for which are located at 820 Church Street, Honesdale, PA 18431 (the ?Bank?), Dimeco, Inc., a Bank Holding Company (the ?Holding Company?) located at the same address, and Gary C.

March 22, 2007 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) x ANNUAL REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Fiscal Year Ended December 31, 2006 OR ? TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 0-49639 DIMECO, INC. (Exact Name of R

March 22, 2007 EX-10.6

THE DIME BANK CHANGE IN CONTROL SEVERANCE AGREEMENT

EX-10.6 4 dex106.htm CHANGE IN CONTROL SEVERANCE AGREEMENT WITH PETER BOCHNOVICH Exhibit 10.6 THE DIME BANK CHANGE IN CONTROL SEVERANCE AGREEMENT This Agreement is effective April 7, 2005, and is entered into among The Dime Bank (the “Bank”), a Pennsylvania Banking Corporation, the principal offices for which are located at 820 Church Street, Honesdale, PA 18431 (the “Bank”), Dimeco, Inc., a Bank

March 22, 2007 EX-21

SUBSIDIARIES OF THE REGISTRANT Parent Dimeco, Inc. Subsidiaries of Dimeco, Inc. State or Other Jurisdiction of Incorporation Percentage Ownership The Dime Bank Pennsylvania 100 % Subsidiaries of The Dime Bank State or Other Jurisdiction of Incorporat

EX-21 6 dex21.htm SUBSIDIARIES OF THE REGISTRANT Exhibit 21 SUBSIDIARIES OF THE REGISTRANT Parent Dimeco, Inc. Subsidiaries of Dimeco, Inc. State or Other Jurisdiction of Incorporation Percentage Ownership The Dime Bank Pennsylvania 100 % Subsidiaries of The Dime Bank State or Other Jurisdiction of Incorporation Percentage Ownership TDB Insurance Services, LLC Pennsylvania 100 %

January 23, 2007 EX-99

DIMECO, INC. ANNOUNCES 2006 FINAL QUARTER EARNINGS

News Release RE 2006 Final Quarter Earnings Exhibit 99 NEWS RELEASE TO BUSINESS EDITOR DIMECO, INC.

January 23, 2007 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report - January 22, 2007 DIMECO, INC. (Exact name of registrant as specified

Form 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report - January 22, 2007 DIMECO, INC.

November 13, 2006 EX-99

REPORT OF INDEPENDENT REGISTER PUBLIC ACCOUNTING FIRM

Report of Independent Registered Public Accounting Firm Exhibit 99 REPORT OF INDEPENDENT REGISTER PUBLIC ACCOUNTING FIRM Board of Directors Dimeco, Inc.

November 13, 2006 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

Form 10-Q Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

October 24, 2006 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report - October 24, 2006 DIMECO, INC. (Exact name of registrant as specified

Form 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report - October 24, 2006 DIMECO, INC.

October 24, 2006 EX-99

DIMECO, INC. ANNOUNCES EARNINGS AT SEPTEMBER 30, 2006

News Release Exhibit 99 NEWS RELEASE TO BUSINESS EDITOR DIMECO, INC. ANNOUNCES EARNINGS AT SEPTEMBER 30, 2006 Dimeco, Inc. (Nasdaq “DIMC”), parent company of The Dime Bank, reported earnings for the nine months ended September 30, 2006 of $4,043,000, representing a 25.8% increase from September 30, 2005. This increase comes mainly from the increase in net interest income of $1,591,000, a 16.7% inc

August 11, 2006 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

Form 10-Q Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

August 11, 2006 EX-99

REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

Report of Independent Registered Public Accounting Firm Exhibit 99 REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM Board of Directors Dimeco, Inc.

July 25, 2006 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report - July 25, 2006 DIMECO, INC. (Exact name of registrant as specified in

Form 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report - July 25, 2006 DIMECO, INC.

July 25, 2006 EX-99

DIMECO, INC. ANNOUNCES EARNINGS AT JUNE 30, 2006

Exhibit 99 EXHIBIT INDEX NEWS RELEASE TO BUSINESS EDITOR DIMECO, INC. ANNOUNCES EARNINGS AT JUNE 30, 2006 Dimeco, Inc. (Nasdaq “DIMC”), parent company of The Dime Bank, reported net income of $2,575,000 for the six months ended June 30, 2006, representing an increase of 30.7% over the first half of 2005. Earnings growth is mainly attributable to an increase of $1,098,000, or 18.0%, in net interest

June 12, 2006 CORRESP

June 8, 2006

Correspondence Letter June 8, 2006 Mr. John P. Nolan Accounting Branch Chief United States Securities and Exchange Commission Division of Corporate Finance 100 F Street Washington, DC 20549 Dear Mr. Nolan: I am writing in response to your letter of May 26, 2006 regarding Form 10K for the year ended December 31, 2005. Items questioned are outlined in order. Management’s Discussion and Analysis of F

May 15, 2006 EX-99

REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

EX-99 5 dex99.htm ACCOUNTANTS REPORT Exhibit 99 REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM Board of Directors Dimeco, Inc. We have reviewed the accompanying consolidated balance sheet of Dimeco, Inc. and subsidiary as of March 31, 2006, and the related consolidated statements of income, comprehensive income, and cash flows for the three-month periods ended March 31, 2006 and 2005, and

May 15, 2006 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

Form 10-Q Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

April 28, 2006 EX-99.1

DIMECO, INC. ADOPTS STOCK REPURCHASE PLAN AND ITS INTENTION TO REPURCHASE UP TO 10% OF ITS STOCK

Exhibit 99.1 DIMECO, INC. ADOPTS STOCK REPURCHASE PLAN AND ITS INTENTION TO REPURCHASE UP TO 10% OF ITS STOCK Honesdale, Pennsylvania (OTCBB – DIMC) Dimeco, Inc. (the “Company”) announced today the Board of Directors has approved a plan to repurchase up to 152,849 of the outstanding shares of the Company. This buyback represents 10% of the Company’s outstanding shares. “The Company’s Board of Dire

April 28, 2006 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 27, 2006 DIMECO, INC. (Exac

Form 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 27, 2006 DIMECO, INC. (Exact name of registrant as specified in its charter) Pennsylvania 0-49639 23-2250152 (State or other Jurisdiction of Incorporation) (Commission

April 21, 2006 8-K

Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report - April 21, 2006 DIMECO, INC.

April 21, 2006 EX-99

DIMECO, INC. ANNOUNCES 2006 FIRST QUARTER EARNINGS

News Release Exhibit 99 NEWS RELEASE TO BUSINESS EDITOR DIMECO, INC. ANNOUNCES 2006 FIRST QUARTER EARNINGS Dimeco, Inc. (Nasdaq DIMC), parent company of The Dime Bank, reported first quarter 2006 earnings of $1,195,000, an increase of 28.4% over $931,000 reported for the first quarter 2005. Net interest income increased 22.1% during the first quarter of 2006 as compared to the first quarter of 200

March 22, 2006 EX-21

SUBSIDIARIES OF THE REGISTRANT Parent Dimeco, Inc. Subsidiaries of Dimeco, Inc. State or Other Jurisdiction of Incorporation Percentage Ownership The Dime Bank Pennsylvania 100 % Subsidiaries of The Dime Bank State or Other Jurisdiction of Incorporat

Subsidiaries of the Registrant Exhibit 21 SUBSIDIARIES OF THE REGISTRANT Parent Dimeco, Inc. Subsidiaries of Dimeco, Inc. State or Other Jurisdiction of Incorporation Percentage Ownership The Dime Bank Pennsylvania 100 % Subsidiaries of The Dime Bank State or Other Jurisdiction of Incorporation Percentage Ownership TDB Insurance Services, LLC Pennsylvania 100 %

March 22, 2006 EX-13

DIMECO, INC. 2005 ANNUAL REPORT A lot has changed, but some things haven?t 1 Financial Highlights 2 President?s Message 5 Relationships 7 Commitment 9 Dedication 10 Success 11 Management?s Discussion and Analysis of Financial Condition and Results of

Annual Report Exhibit 13 DIMECO, INC. 2005 ANNUAL REPORT A lot has changed, but some things haven’t relationships commitment dedication success CONTENTS 1 Financial Highlights 2 President’s Message 5 Relationships 7 Commitment 9 Dedication 10 Success 11 Management’s Discussion and Analysis of Financial Condition and Results of Operation 26 Selected Financial Data 27 Independent Auditor’s Report 28

March 22, 2006 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K

10-K 1 d10k.htm FORM 10-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) x ANNUAL REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Fiscal Year Ended December 31, 2005 OR ¨ TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 0-49639 DIM

January 25, 2006 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report - January 23, 2006 DIMECO, INC. (Exact name of registrant as specified

Form 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report - January 23, 2006 DIMECO, INC.

January 25, 2006 EX-99

DIMECO, INC. ANNOUNCES 2005 FINAL QUARTER EARNINGS

News Release Exhibit 99 NEWS RELEASE TO BUSINESS EDITOR DIMECO, INC. ANNOUNCES 2005 FINAL QUARTER EARNINGS Dimeco, Inc. (Nasdaq DIMC), parent company of The Dime Bank, released unaudited financial results for the year 2005. The Company continued to experience strong growth in all categories during the year ended December 31, 2005. Comparing 2005 to 2004, total assets increased $32,483,000 or 10.0%

November 10, 2005 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

Form 10-Q Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

November 10, 2005 EX-99

REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

Report of Independent Registered Public Accounting Firm Exhibit 99 REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM Board of Directors Dimeco, Inc.

October 26, 2005 EX-99

DIMECO, INC. ANNOUNCES EARNINGS AT SEPTEMBER 30, 2005

Press Release Exhibit 99 DIMECO, INC. ANNOUNCES EARNINGS AT SEPTEMBER 30, 2005 Dimeco, Inc. (Nasdaq DIMC), parent company of The Dime Bank, reported earnings for the nine months ended September 30, 2005 of $3,214,000, representing earnings per share of $2.08. Net interest income increased 13.2% during the first three quarters of 2005 versus the same period in 2004, reflecting an increase in both i

October 26, 2005 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report - October 26, 2005 DIMECO, INC. (Exact name of registrant as specified

Form 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report - October 26, 2005 DIMECO, INC.

August 12, 2005 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q x QUARTERLY REPORT UNDER SECTION 13 OF 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2005 or ¨ TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE EXCHANGE ACT For the transition period from to Commission File Number 33-58936 Dimeco, Inc. (Exact name of registra

August 12, 2005 EX-99

REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

Report of Independent Registered Public Accounting Firm Exhibit 99 REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM Board of Directors Dimeco, Inc.

July 27, 2005 EX-99

DIMECO, INC. ANNOUNCES EARNINGS AT JUNE 30, 2005

News Release Exhibit 99 NEWS RELEASE TO BUSINESS EDITOR DIMECO, INC. ANNOUNCES EARNINGS AT JUNE 30, 2005 Dimeco, Inc. (Nasdaq “DIMC”), parent company of The Dime Bank, reported earnings of $1,970,000 for the six months ended June 30, 2005, representing an increase of 20.6% over the same period 2004. Interest expense increased 30.5% due to greater deposit volume along with rising interest rates and

July 27, 2005 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report - July 27, 2005 DIMECO, INC. (Exact name of registrant as specified in

Form 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report - July 27, 2005 DIMECO, INC.

May 13, 2005 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q x QUARTERLY REPORT UNDER SECTION 13 OF 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2005 or ¨ TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE EXCHANGE ACT For the transition period from to Commission File Number 33-58936 Dimeco, Inc. (Exact name of registr

May 13, 2005 EX-99

REPORT OF INDEPENDENT REGISTER PUBLIC ACCOUNTING FIRM

Report of Independent Registered Public Accounting Firm Exhibit 99 REPORT OF INDEPENDENT REGISTER PUBLIC ACCOUNTING FIRM Board of Directors Dimeco, Inc.

April 25, 2005 EX-99

DIMECO, INC. ANNOUNCES 2005 FIRST QUARTER EARNINGS

News Release Exhibit 99 NEWS RELEASE TO BUSINESS EDITOR DIMECO, INC. ANNOUNCES 2005 FIRST QUARTER EARNINGS Dimeco, Inc. (Nasdaq DIMC), parent company of The Dime Bank, reported first quarter 2005 earnings of $931,000, an increase of 9.5% over $850,000 reported for the first quarter 2004. Net interest income increased 6.6% during the first quarter of 2005 as compared to the first quarter of 2004. E

April 25, 2005 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report - April 22, 2005 DIMECO, INC. (Exact name of registrant as specified i

Form 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report - April 22, 2005 DIMECO, INC.

March 30, 2005 EX-21

SUBSIDIARIES OF THE REGISTRANT Parent Dimeco, Inc. Subsidiaries of Dimeco, Inc. State or Other Jurisdiction of Incorporation Percentage Ownership The Dime Bank Pennsylvania 100% Subsidiaries of The Dime Bank State or Other Jurisdiction of Incorporati

Subsidiaries of the Registrant Exhibit 21 SUBSIDIARIES OF THE REGISTRANT Parent Dimeco, Inc. Subsidiaries of Dimeco, Inc. State or Other Jurisdiction of Incorporation Percentage Ownership The Dime Bank Pennsylvania 100% Subsidiaries of The Dime Bank State or Other Jurisdiction of Incorporation Percentage Ownership TDB Insurance Services, LLC Pennsylvania 100%

March 30, 2005 EX-13

DIMECO, INC. HONESDALE, PENNSYLVANIA AUDIT REPORT DECEMBER 31, 2004 DIMECO, INC. AUDITED CONSOLIDATED FINANCIAL STATEMENTS DECEMBER 31, 2004 Page Number Report of Independent Registered Public Accounting Firm 1 Financial Statements Consolidated Balan

Annual Report to Shareholders Exhibit 13 DIMECO, INC. HONESDALE, PENNSYLVANIA AUDIT REPORT DECEMBER 31, 2004 DIMECO, INC. AUDITED CONSOLIDATED FINANCIAL STATEMENTS DECEMBER 31, 2004 Page Number Report of Independent Registered Public Accounting Firm 1 Financial Statements Consolidated Balance Sheet 2 Consolidated Statement of Income 3 Consolidated Statement of Changes in Stockholders’ Equity 4 Con

March 30, 2005 EX-3.I

ARTICLES OF INCORPORATION-FOR PROFIT DIMECO, INC. Name of Corporation A TYPE OF CORPORATION INDICATED BELOW

Exhibit 3(i) ARTICLES OF INCORPORATION-FOR PROFIT OF DIMECO, INC. Name of Corporation A TYPE OF CORPORATION INDICATED BELOW Indicate type of domestic corporation: X Business-stock (15 Pa.C.S. ? 1306) Management (15 Pa.C.S. ? 2702) Business-nonstock (15 Pa.C.S. ? 2102) Professional (15 Pa.C.S. ? 2903) Business-statutory close (15 Pa.C.S. ? 2303) Insurance (15 Pa.C.S. ? 3101) Cooperative (15 Pa.C.S.

March 30, 2005 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K

For the Fiscal Year Ended December 31, 2004 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

January 25, 2005 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report - January 24, 2005 DIMECO, INC. (Exact name of registrant as specified

Form 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report - January 24, 2005 DIMECO, INC.

January 25, 2005 EX-99

DIMECO, INC. ANNOUNCES 2004 FINAL QUARTER EARNINGS

News Release Exhibit 99 NEWS RELEASE TO BUSINESS EDITOR DIMECO, INC. ANNOUNCES 2004 FINAL QUARTER EARNINGS Dimeco, Inc. (Nasdaq DIMC), parent company of The Dime Bank, released unaudited financial results for the year 2004. The Company continued to experience growth during the year ended December 31, 2004. Comparing 2004 to 2003, total assets increased $21,417,000 or 7.0% to $325,721,000 while loa

January 10, 2005 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report - January 7, 2005 DIMECO, INC.

November 15, 2004 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

For the quarterly period ended September 30, 2004 Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

November 15, 2004 EX-99

INDEPENDENT ACCOUNTANTS? REPORT

Independent Accountant's Report Exhibit 99 INDEPENDENT ACCOUNTANTS’ REPORT Board of Directors and Stockholders Dimeco, Inc.

October 25, 2004 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549

Form 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) October 22, 2004 DIMECO, INC. (Exact name of registrant as specified in its charter) Pennsylvania 0-49639 23-2250152 (State or Other Jurisdiction of Incorporation) (Commission

October 25, 2004 EX-99

DIMECO, INC. ANNOUNCES EARNINGS AT SEPTEMBER 30, 2004

News Release Exhibit 99 NEWS RELEASE TO BUSINESS EDITOR DIMECO, INC. ANNOUNCES EARNINGS AT SEPTEMBER 30, 2004 Dimeco, Inc. (Nasdaq DIMC), parent company of The Dime Bank, reported earnings for the nine months ended September 30, 2004 of $2,672,000, representing earnings per share of $1.74. Net interest income increased 6.7% during the first three quarters of 2004 versus the same period in 2003. In

October 25, 2004 8-K

Other Events

8-K 1 d8k.htm FORM 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) October 21, 2004 DIMECO, INC. (Exact name of registrant as specified in its charter) Pennsylvania 0-49639 23-2250152 (State or Other Jurisdiction of Incorporatio

October 25, 2004 EX-99.1

DIMECO, INC. ADOPTS STOCK REPURCHASE PLAN AND ITS INTENTION TO REPURCHASE UP TO 5% OF ITS STOCK

Exhibit 99.1 Dimeco, Inc. Contact: Gary C. Beilman Honesdale, Pennsylvania Executive Vice President and Chief Executive Officer (570) 253-1970 www.thedimebank.com FOR IMMEDIATE RELEASE October 22, 2004 DIMECO, INC. ADOPTS STOCK REPURCHASE PLAN AND ITS INTENTION TO REPURCHASE UP TO 5% OF ITS STOCK Honesdale, Pennsylvania (OTCBB ? DIMC) Dimeco, Inc. (the ?Company?) announced today the Board of Direc

August 6, 2004 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q x QUARTERLY REPORT UNDER SECTION 13 OF 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2004 or ¨ TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE EXCHANGE ACT For the transition period from to Commission File Number 33-58936 Dimeco, Inc. (Exact name of registrant as specified in

August 6, 2004 EX-99

REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

Consent of Snodgrass Exhibit 99 REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM Board of Directors and Stockholders Dimeco, Inc.

July 29, 2004 8-K

SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report - July 27, 2004 DIMECO, INC. (Exact name of registrant as specified in its charter)

Form 8K SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report - July 27, 2004 DIMECO, INC.

July 29, 2004 EX-99

DIMECO, INC. CONSOLIDATED STATEMENT OF INCOME (UNAUDITED) Three Months Ended June 30, Six Months Ended June 30, (in thousands, except per share) 2004 2003 2004 2003 Interest Income Interest and fees on loans $ 3,315 $ 3,230 $ 6,547 $ 6,358 Investment

Press release Exhibit 99 July 2004 Dear Shareholders: I am pleased to enclose your Dimeco dividend check, or reinvestment statement, for the Second Quarter of 2004.

May 14, 2004 EX-99

INDEPENDENT ACCOUNTANTS? REPORT

Independent Accountants' Report Exhibit 99 INDEPENDENT ACCOUNTANTS’ REPORT Board of Directors Dimeco, Inc.

May 14, 2004 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

Form 10-Q Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

May 11, 2004 8-K

SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report - May 10, 2004 DIMECO, INC. (Exact name of registrant as specified in its charter) P

Form 8-K SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report - May 10, 2004 DIMECO, INC.

May 11, 2004 EX-99

DIMECO, INC. ANNOUNCES 2004 FIRST QUARTER EARNINGS

Exhibit 99 NEWS RELEASE TO BUSINESS EDITOR DIMECO, INC. ANNOUNCES 2004 FIRST QUARTER EARNINGS Dimeco, Inc. (Nasdaq DIMC), parent company of The Dime Bank, reported first quarter 2004 earnings of $850,000. As a result of lower market interest rates, interest income decreased 1.5% while interest expense decreased 17.6% compared to the same period in 2003 resulting in an overall increase of 6.4% in n

March 22, 2004 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

DEF 14A 1 ddef14a.htm DEFINITIVE PROXY STATEMENT UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by Registrant x Filed by a Party other than the Registrant ¨ Check the appropriate box: ¨ Preliminary Proxy Statement ¨ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6

March 22, 2004 10KSB

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-KSB

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-KSB (Mark One) x ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2003 - OR - ¨ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to SEC File Number: 0-49639 DIMECO, INC. (Exact name of sma

March 22, 2004 EX-14

CODE OF ETHICS CONFLICT OF INTEREST (DIMECO, INC. AND THE DIME BANK) May 22, 2003

Code of Ethics for Principal Executive Officers and Senior Financial Officers Exhibit 14.

March 22, 2004 EX-13

STATEMENT OF INTEREST SENSITIVITY GAP (In thousands) 90 days or less >90 days but < 1 year 1 - 5 years >5 years Total Assets: Interest-bearing deposits and federal funds sold $ 2,717 $ ? $ ? $ ? $ 2,717 Mortgage loans held for sale 654 ? ? ? 654 Inve

Portions of the Annual Report to Stockholders EXHIBIT 13 Management’s Discussion and Analysis of Financial Condition and Results of Operations This consolidated review and analysis of Dimeco, Inc.

February 13, 2004 PRE 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

Preliminary Proxy Statement UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

January 23, 2004 8-K

SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report - January 23, 2004 DIMECO, INC. (Exact name of registrant as specified in its charte

FORM 8-K SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report - January 23, 2004 DIMECO, INC.

January 23, 2004 EX-99

DIMECO, INC. ANNOUNCES 2003 FINAL QUARTER EARNINGS

NEWS RELEASE Exhibit 99 NEWS RELEASE TO BUSINESS EDITOR DIMECO, INC. ANNOUNCES 2003 FINAL QUARTER EARNINGS Dimeco, Inc. (Nasdaq DIMC), parent company of The Dime Bank, reported 2003 earnings of $3,854,000, representing an increase of 14.3% over the $3,371,000 reported for the year 2002. Net interest income increased 7.8% during the year 2003 versus the year 2002 from $9,850,000 to $10,622,000. Res

December 18, 2003 S-3D

As filed with the Securities and Exchange Commission on December 18, 2003

S-3D 1 ds3d.htm FORM S-3 Table of Contents As filed with the Securities and Exchange Commission on December 18, 2003 Registration No. 333- UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM S-3 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 Dimeco, Inc. (Exact name of registrant as specified in its charter) PENNSYLVANIA 23-2250152 (State or other jurisdiction of

November 13, 2003 EX-99

INDEPENDENT ACCOUNTANTS? REPORT

Independent Accountants Report Exhibit 99 INDEPENDENT ACCOUNTANTS’ REPORT Board of Directors and Stockholders Dimeco, Inc.

November 13, 2003 10QSB

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-QSB

Table of Contents SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-QSB x QUARTERLY REPORT UNDER SECTION 13 OF 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2003 ? TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE EXCHANGE ACT For the transition period from to Commission file Number 33-58936 Dimeco, Inc. (Exact name of registrant as spec

November 12, 2003 8-K

SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report — November 7, 2003 DIMECO, INC. (Exact name of registrant as specified in its charte

Form 8-K SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report — November 7, 2003 DIMECO, INC.

November 12, 2003 EX-99

Exhibit 99

Press Release Exhibit 99 News Release, of Registrant, dated November 7, 2003, re: Dimeco, Inc, Announces Stock Split FOR IMMEDIATE RELEASE NOVEMBER 7, 2003 FOR FURTHER INFORMATION CONTACT: Gary C.

October 23, 2003 EX-99

DIMECO, INC. ANNOUNCES EARNINGS

NEWS RELEASE TO BUSINESS EDITOR DIMECO, INC. ANNOUNCES EARNINGS Dimeco, Inc. (Nasdaq DIMC), parent company of The Dime Bank, reported earnings for the nine months ended September 30, 2003 of $2,866,000, representing an increase of 21.8% over the $2,353,000 reported for the same period 2002. Earnings per share increased $.59 or 19.3%, to $3.65 per share. In addition, dividends declared year to date

October 23, 2003 8-K

SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report - October 22, 2003 DIMECO, INC. (Exact name of registrant as specified in its charte

Form 8-K SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report - October 22, 2003 DIMECO, INC.

August 14, 2003 EX-99

INDEPENDENT ACCOUNTANTS? REPORT

Exhibit 99 INDEPENDENT ACCOUNTANTS? REPORT Board of Directors and Stockholders Dimeco, Inc.

August 14, 2003 10QSB

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549

Table of Contents SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-QSB x QUARTERLY REPORT UNDER SECTION 13 OF 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2003 o TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE EXCHANGE ACT For the transition period from to Commission file Number 33-58936 Dimeco, Inc. (Exact name of registrant as specified

July 28, 2003 EX-99

DIMECO, INC. ANNOUNCES SOLID EARNINGS AT JUNE 30, 2003

PRESS RELEASE EXHIBIT 99 NEWS RELEASE TO BUSINESS EDITOR DIMECO, INC. ANNOUNCES SOLID EARNINGS AT JUNE 30, 2003 Dimeco, Inc. (Nasdaq “DIMC”), parent company of The Dime Bank, reported earnings of $1,845,000 for the six months ended June 30, 2003, representing an increase of 20.3% over the $1,534,000 reported for the same period in 2002. Net interest income increased 7.8% during the first half of 2

July 28, 2003 8-K

SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report - July 23, 2003 DIMECO, INC. (Exact name of registrant as specified in its charter)

FORM 8-K SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report - July 23, 2003 DIMECO, INC.

May 15, 2003 10QSB

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-QSB x QUARTERLY REPORT UNDER SECTION 13 OF 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2003 o TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF T

Form 10QSB SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-QSB x QUARTERLY REPORT UNDER SECTION 13 OF 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2003 o TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE EXCHANGE ACT For the transition period from to Commission file Number 33-58936 Dimeco, Inc. (Exact name of registrant as specified in it

May 15, 2003 EX-99

/s/ S.R. SNODGRASS, A.C.

EX-99 3 dex99.htm INDEPENDENT ACCOUNTANTS' REPORT Exhibit 99 INDEPENDENT ACCOUNTANTS’ REPORT Board of Directors Dimeco, Inc. We have reviewed the accompanying consolidated balance sheet of Dimeco, Inc. and subsidiary as of March 31, 2003, and the related consolidated statements of income, comprehensive income, and cash flows for the three-month period ended March 31, 2003 and 2002 and the consolid

May 15, 2003 EX-99.A

CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350, AS ADOPTED PURSUANT TO SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

Exhibit 99A CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350, AS ADOPTED PURSUANT TO SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002 In connection with the Quarterly Report of Dimeco, Inc. (the Company) on Form 10-QSB for the period ending March 31, 2003 as filed with the Securities and Exchange Commission on the date hereof (May 13, 2003), we, Gary C. Beilman, Chief Executive Officer, and Maureen H

April 25, 2003 EX-99

DIMECO, INC. ANNOUNCES 2003 FIRST QUARTER EARNINGS

Press Release NEWS RELEASE TO BUSINESS EDITOR DIMECO, INC. ANNOUNCES 2003 FIRST QUARTER EARNINGS Dimeco, Inc. (Nasdaq DIMC), parent company of The Dime Bank, reported first quarter 2003 earnings of $929,000, representing an increase of 23.7% over the $751,000 reported for the first quarter 2002. As a result of lower market interest rates, interest income decreased 2.0% and was offset by a decrease

April 25, 2003 8-K

SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report - April 23, 2003 DIMECO, INC. (Exact name of registrant as specified in its charter)

Form 8-K SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report - April 23, 2003 DIMECO, INC.

March 26, 2003 EX-99

EX-99

Exhibit 99 CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350, AS ADOPTED PURSUANT TO SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002 In connection with the Annual Report of Dimeco, Inc. (the "Company") on Form 10-KSB for the year ended December 31, 2002 (the "Report") as filed with the Securities and Exchange Commission, we, Gary C. Beilman, Chief Executive Officer, and Maureen H. Beilman, Chief Fina

March 26, 2003 10KSB

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-KSB

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-KSB (Mark One) x ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2002 - OR - o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to SEC File Number: 0-49639 DIMECO, INC. (Exact name of sma

March 26, 2003 EX-13

EX-13

EXHIBIT 13 DIMECO, INC. 11. - Management's Discussion and Analysis of Financial Condition and Results of Operation 22. - Selected Financial Data 23. - Independent Auditor's Report 24. - Financial Statements . Consolidated Balance Sheet . Consolidated Statement of Income . Consolidated Statement of Changes in Stockholders' Equity . Consolidated Statement of Cash Flows 28. - Notes to Consolidated Fi

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