HCDPQ / Harbor Custom Development, Inc. - Preferred Stock - Документы SEC, Годовой отчет, Доверенное заявление

Harbour Custom Development, Inc. — Привилегированные акции
US ˙ OTCPK ˙ US41150T2078
ЭТОТ СИМВОЛ БОЛЬШЕ НЕ АКТИВЕН

Основная статистика
LEI 549300X40TN4PVCY6F45
CIK 1784567
SEC Filings
All companies that sell securities in the United States must register with the Securities and Exchange Commission (SEC) and file reports on a regular basis. These reports include company annual reports (10K, 10Q), news updates (8K), investor presentations (found in 8Ks), insider trades (form 4), ownership reports (13D, and 13G), and reports related to the specific securities sold, such as registration statements and prospectus. This page shows recent SEC filings related to Harbor Custom Development, Inc. - Preferred Stock
SEC Filings (Chronological Order)
На этой странице представлен полный хронологический список документов SEC, за исключением документов о собственности, которые мы предоставляем в других местах.
May 8, 2024 15-12G

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 15 CERTIFICATION AND NOTICE OF TERMINATION OF REGISTRATION UNDER SECTION 12(g) OF THE SECURITIES EXCHANGE ACT OF 1934 OR SUSPENSION OF DUTY TO FILE REPORTS UNDER SECTIONS 13

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 15 CERTIFICATION AND NOTICE OF TERMINATION OF REGISTRATION UNDER SECTION 12(g) OF THE SECURITIES EXCHANGE ACT OF 1934 OR SUSPENSION OF DUTY TO FILE REPORTS UNDER SECTIONS 13 AND 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934. Commission File Number 001-39266 Harbor Custom Development, Inc. (Exact name of registrant as speci

April 22, 2024 POS AM

As filed with the Securities and Exchange Commission on April 22, 2024

As filed with the Securities and Exchange Commission on April 22, 2024 Registration No.

April 22, 2024 S-8 POS

As filed with the Securities and Exchange Commission on April 22, 2024

As filed with the Securities and Exchange Commission on April 22, 2024 Registration No.

April 22, 2024 S-8 POS

As filed with the Securities and Exchange Commission on April 22, 2024

S-8 POS 1 forms-8pos.htm As filed with the Securities and Exchange Commission on April 22, 2024 Registration No. 333-257462 333-265609 UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 POST-EFFECTIVE AMENDMENT NO. 1 TO FORM S-8 REGISTRATION STATEMENT NO. 333-257462 POST-EFFECTIVE AMENDMENT NO. 1 TO FORM S-8 REGISTRATION STATEMENT NO. 333-265609 UNDER THE SECURITIES ACT OF 193

April 22, 2024 POS AM

As filed with the Securities and Exchange Commission on April 22, 2024

As filed with the Securities and Exchange Commission on April 22, 2024 Registration No.

April 22, 2024 POS AM

As filed with the Securities and Exchange Commission on April 22, 2024

As filed with the Securities and Exchange Commission on April 22, 2024 Registration No.

April 22, 2024 POS AM

As filed with the Securities and Exchange Commission on April 22, 2024

As filed with the Securities and Exchange Commission on April 22, 2024 Registration No.

April 22, 2024 POS AM

As filed with the Securities and Exchange Commission on April 22, 2024

As filed with the Securities and Exchange Commission on April 22, 2024 Registration No.

April 22, 2024 POS AM

As filed with the Securities and Exchange Commission on April 22, 2024

As filed with the Securities and Exchange Commission on April 22, 2024 Registration No.

April 22, 2024 RW

Harbor Custom Development, Inc. 1201 Pacific Avenue, Suite 1200 Tacoma, Washington 98402 (253) 649-0636

Harbor Custom Development, Inc. 1201 Pacific Avenue, Suite 1200 Tacoma, Washington 98402 (253) 649-0636 April 22, 2024 VIA EDGAR Division of Corporation Finance United States Securities and Exchange Commission 100 F Street, N.E. Washington, D.C. 20549 Re: Harbor Custom Development, Inc. Registration Statement on Form S-3 (File No.: 333-267350) Ladies and Gentlemen: Harbor Custom Development, Inc.,

April 22, 2024 POS AM

As filed with the Securities and Exchange Commission on April 22, 2024

As filed with the Securities and Exchange Commission on April 22, 2024 Registration No.

April 22, 2024 POS AM

As filed with the Securities and Exchange Commission on April 22, 2024

As filed with the Securities and Exchange Commission on April 22, 2024 Registration No.

March 29, 2024 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period fromto Commission file number 001-39266 Harbor Custom Development,

March 8, 2024 8-K

Other Events, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 5, 2024 Harbor Custom Development, Inc.

March 8, 2024 EX-99.2

UNITED STATES BANKRUPTCY COURT FOR THE WESTERN DISTRICT OF WASHINGTON AT TACOMA

Exhibit 99.2 UNITED STATES BANKRUPTCY COURT FOR THE WESTERN DISTRICT OF WASHINGTON AT TACOMA In re: HARBOR CUSTOM DEVELOPMENT, INC., et al., Debtors. 1 LEAD CASE NO. 23-42180-MJH (Jointly Administered) DISCLOSURE STATEMENT IN SUPPORT OF DEBTORS’ JOINT CHAPTER 11 PLAN THIS IS NOT A SOLICITATION OF VOTES TO ACCEPT OR REJECT THE PLAN. ACCEPTANCES OR REJECTIONS MAY NOT BE SOLICITED UNTIL THIS DISCLOSU

March 8, 2024 EX-99.1

UNITED STATES BANKRUPTCY COURT FOR THE WESTERN DISTRICT OF WASHINGTON AT TACOMA

Exhibit 99.1 The Honorable Mary Jo Heston Chapter 11 UNITED STATES BANKRUPTCY COURT FOR THE WESTERN DISTRICT OF WASHINGTON AT TACOMA In re: HARBOR CUSTOM DEVELOPMENT, INC., et al., Debtors.1 LEAD CASE NO. 23-42180-MJH (Jointly Administered) DEBTORS’ JOINT CHAPTER 11 PLAN SUMMARY OF PLAN Harbor Custom Development, Inc. and the other jointly administered debtors-in-possession (together, the “Debtors

February 21, 2024 8-K

Notice of Delisting or Failure to Satisfy a Continued Listing Rule or Standard; Transfer of Listing, Other Events, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 15, 2024 Harbor Custom Development, Inc.

February 21, 2024 EX-99.1

Harbor Custom Development, Inc., Announces Intentions to Liquidate via Chater 11 Plan

Exhibit 99.1 Harbor Custom Development, Inc., Announces Intentions to Liquidate via Chater 11 Plan TACOMA, Wash., February 16, 2024, (GLOBENEWSWIRE) – As previously announced, on December 11, 2023, Harbor Custom Development, Inc. (OTC PK: HCDIQ, HCDPQ, HCDWQ, HCDZQ) (collectively with certain of its wholly owned subsidiaries described below, “the Company”) voluntarily filed for protection under Ch

February 8, 2024 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 2, 2024 Harbor Custom Deve

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 2, 2024 Harbor Custom Development, Inc.

January 18, 2024 CORRESP

2 Park Plaza, Suite 850 ˖ Irvine, California 92614 1150 South Olive Street, Suite 10-128 ˖ Los Angeles, California 90015 Telephone: 949-788-8900 ˖ Facsimile: 949-788-8980 ˖ www.fkbrlegal.com *Professional Corporation ˖ †Of Counsel ˖ ‡Certified Specia

ATTORNEYS AT LAW Michael J. FitzGerald* Eoin L. Kreditor* Lynne Bolduc Robert C. Risbrough George Vausher, LLM, CPA‡ David M. Lawrence Charles C. McKenna Brook John Changala Natalie F. Foti Josephine Rachelle Aranda Pfrancez C. Quijano January 18, 2024 William Allen Miller Litao Zhou Ikechukwu (Ike) Ubaka John M. Marston† Ralph G. Martinez† Deborah M. Rosenthal† Maria M. Rullo† VIA EDGAR Author’s

January 18, 2024 10-K/A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K/A (Amendment No. 1)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K/A (Amendment No. 1) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2022 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period fromto Commission file number 001-39266 Harbor

December 27, 2023 8-K

Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 20, 2023 Harbor Custom Development, Inc.

December 19, 2023 EX-99.1

Interim Order Approving Notification and Hearing Procedures for Certain Transfers of Common and Preferred Stock and Granting Related Relief

Exhibit 99.1

December 19, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 15, 2023 Harbor Custom Dev

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 15, 2023 Harbor Custom Development, Inc.

December 18, 2023 SC 13G/A

HCDI / Harbor Custom Development, Inc. / Griffin Sterling Passive Investment

SC 13G/A 1 formsc13ga.htm UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G/A Under the Securities Exchange Act of 1934 Harbor Custom Development, Inc. (Name of Issuer) Common Stock (Title of Class of Securities) 41150T108 (CUSIP Number) Sterling Griffin 11505 Burnham Drive, Suite 301 Gig Harbor, Washington 98332 (253) 649-0636 (Name, Address and Telephone Number

December 15, 2023 EX-99.1

Harbor Custom Development, Inc., Announces Chapter 11 Bankruptcy Protection Filing

Exhibit 99.1 Harbor Custom Development, Inc., Announces Chapter 11 Bankruptcy Protection Filing TACOMA, Wash., December 11, 2023, (GLOBENEWSWIRE) — Harbor Custom Development, Inc. (Nasdaq: HCDI, HCDIP, HCDIW, HCDIZ) (collectively with certain of its wholly owned subsidiaries described below, “HCDI” or “the Company”), a real estate company involved in all aspects of the land development cycle, and

December 15, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 11, 2023 Harbor Custom Dev

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 11, 2023 Harbor Custom Development, Inc.

December 6, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 30, 2023 Harbor Custom Dev

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 30, 2023 Harbor Custom Development, Inc.

December 1, 2023 EX-10.1

Executive Compensation Clawback Policy of Harbor Custom Development, Inc.

Exhibit 10.1 EXECUTIVE COMPENSATION CLAWBACK POLICY Adopted and approved on November 30, 2023 1. Purpose of this Policy 1.1. Harbor Custom Development, Inc. (the “Company”) is committed to upholding the highest standards of business ethics and compliance with all applicable laws, rules, and regulations. In line with this commitment, the Company has adopted this Executive Compensation Clawback Poli

December 1, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 30, 2023 Harbor Custom Dev

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 30, 2023 Harbor Custom Development, Inc.

November 27, 2023 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Triggering Events That Accelerate or Increase a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 20, 2023 Harbor Custom Development, Inc.

November 14, 2023 EX-10.2

Form of Director Indemnification Agreement

hcdiindemnificationagree 1 HARBOR CUSTOM DEVELOPMENT, INC. INDEMNIFICATION AGREEMENT This Indemnification Agreement (this “Agreement”) is made as of , 2023, and is between Harbor Custom Development, Inc., a Washington corporation (the “Company”), and (“Indemnitee”). RECITALS WHEREAS, Indemnitee’s service to the Company substantially benefits the Company; WHEREAS, competent and experienced individu

November 14, 2023 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2023 ☐ TRANSITION REPORT PURSUANT T

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-39266 HARBOR CUSTOM DEVELOPMENT, INC.

November 14, 2023 EX-10.1

Employment Agreement with Shelly Crocker

hcdishellycrockeremploy 1 EMPLOYMENT AGREEMENT THIS EMPLOYMENT AGREEMENT (this “Agreement”), dated and effective as of November , 2023 (the “Effective Date”), is entered into by and between Harbor Custom Development, Inc.

September 22, 2023 EX-99.1

Harbor Custom Development, Inc., Announces Board of Directors’ Resignation

Harbor Custom Development, Inc., Announces Board of Directors’ Resignation TACOMA, Wash., September 22, 2023, (GLOBENEWSWIRE) - Harbor Custom Development, Inc. (Nasdaq: HCDI, HCDIP, HCDIW, HCDIZ) (“Harbor,” “Harbor Custom Homes®,” or the “Company”), a real estate company involved in all aspects of the land development cycle, today announced Wally Walker has accepted a position with the University

September 22, 2023 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Notice of Delisting or Failure to Satisfy a Continued Listing Rule or Standard; Transfer of Listing, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): September 18, 2023 Harbor Custom Development, Inc. (Exact name of registrant as specified in its charter) Washington 001-39266 46-4827436 (State or other jurisdiction of incorporation

August 14, 2023 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2023 ☐ TRANSITION REPORT PURSUANT TO SEC

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-39266 HARBOR CUSTOM DEVELOPMENT, INC.

August 14, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): August 14, 2023 Harbor Custom Dev

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): August 14, 2023 Harbor Custom Development, Inc. (Exact name of registrant as specified in its charter) Washington 001-39266 46-4827436 (State or other jurisdiction of incorporation) (

August 14, 2023 EX-99.1

Harbor Custom Development, Inc. Reports 2023 Second Quarter and Year to Date Financial Results

Harbor Custom Development, Inc. Reports 2023 Second Quarter and Year to Date Financial Results TACOMA, Wash., August 14, 2023, (GLOBENEWSWIRE) - Harbor Custom Development, Inc. (Nasdaq: HCDI, HCDIP, HCDIW, HCDIZ) (“Harbor,” “Harbor Custom Homes®,” or the “Company”), a real estate company involved in all aspects of the land development cycle, today announced its financial results for the second qua

July 17, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): July 12, 2023 Harbor Custom Devel

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): July 12, 2023 Harbor Custom Development, Inc. (Exact name of registrant as specified in its charter) Washington 001-39266 46-4827436 (State or other jurisdiction of incorporation) (Co

July 17, 2023 EX-99.1

Harbor Custom Development, Inc., Announces Interim CEO at the Annual Meeting of Shareholders

Harbor Custom Development, Inc., Announces Interim CEO at the Annual Meeting of Shareholders TACOMA, Wash., July 13, 2023, (GLOBENEWSWIRE) - Harbor Custom Development, Inc. (Nasdaq: HCDI, HCDIP, HCDIW, HCDIZ) (“Harbor,” “Harbor Custom Homes®,”or the “Company”), a real estate company involved in all aspects of the land development cycle, announced Jeff Habersetzer as the Company’s Interim Chief Exe

June 26, 2023 EX-99.1

Harbor Custom Development, Inc. Announces Change in Executive Leadership

Exhibit 99.1 Harbor Custom Development, Inc. Announces Change in Executive Leadership TACOMA, Wash., June 26, 2023, (GLOBENEWSWIRE) -Harbor Custom Development, Inc. (Nasdaq: HCDI, HCDIP, HCDIW, HCDIZ) (“Harbor,” “Harbor Custom Homes®,” or the “Company”), a real estate company involved in all aspects of the land development cycle, today announced Lance Brown, Chief Financial Officer, will be resign

June 26, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): June 20, 2023 Harbor Custom Devel

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): June 20, 2023 Harbor Custom Development, Inc. (Exact name of registrant as specified in its charter) Washington 001-39266 46-4827436 (State or other jurisdiction of incorporation) (Co

June 20, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): June 20, 2023 Harbor Custom Devel

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): June 20, 2023 Harbor Custom Development, Inc. (Exact name of registrant as specified in its charter) Washington 001-39266 46-4827436 (State or other jurisdiction of incorporation) (Co

June 20, 2023 EX-99.1

Harbor Custom Development, Inc. Closes Mills Crossing Townhomes Sale in Bremerton, WA for $14,250,000 Mills Crossing will provide affordable housing to Kitsap County area residents.

Harbor Custom Development, Inc. Closes Mills Crossing Townhomes Sale in Bremerton, WA for $14,250,000 Mills Crossing will provide affordable housing to Kitsap County area residents. TACOMA, Wash., June 20, 2023, (GLOBENEWSWIRE) - Harbor Custom Development, Inc. (Nasdaq: HCDI, HCDIP, HCDIW, HCDIZ) ("Harbor," "Harbor Custom Homes®," or the "Company"), a real estate company involved in all aspects of

May 30, 2023 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☒ Defin

May 22, 2023 EX-99.1

Harbor Custom Development, Inc. Announces Pricing of $10 Million Public Offering TACOMA, Wash., May 16, 2023 (GLOBE NEWSWIRE) -- Harbor Custom Development, Inc. (Nasdaq: HCDI, HCDIP, HCDIW, HCDIZ) ("Harbor," "Harbor Custom Homes®," or the "Company"),

pressreleaseissuedmay162 Harbor Custom Development, Inc. Announces Pricing of $10 Million Public Offering TACOMA, Wash., May 16, 2023 (GLOBE NEWSWIRE) - Harbor Custom Development, Inc. (Nasdaq: HCDI, HCDIP, HCDIW, HCDIZ) ("Harbor," "Harbor Custom Homes®," or the "Company"), a real estate company involved in all aspects of the land development cycle, today announced the pricing of a public offering

May 22, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): May 16, 2023 Harbor Custom Develo

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): May 16, 2023 Harbor Custom Development, Inc. (Exact name of registrant as specified in its charter) Washington 001-39266 46-4827436 (State or other jurisdiction of incorporation) (Com

May 22, 2023 EX-99.2

Harbor Custom Development, Inc. Announces Closing of $10 Million Public Offering TACOMA, Wash., May 18, 2023 (GLOBE NEWSWIRE) -- Harbor Custom Development, Inc. (Nasdaq: HCDI, HCDIP, HCDIW, HCDIZ) ("Harbor," "Harbor Custom Homes®," or the "Company"),

pressreleaseissuedmay182 Harbor Custom Development, Inc. Announces Closing of $10 Million Public Offering TACOMA, Wash., May 18, 2023 (GLOBE NEWSWIRE) - Harbor Custom Development, Inc. (Nasdaq: HCDI, HCDIP, HCDIW, HCDIZ) ("Harbor," "Harbor Custom Homes®," or the "Company"), a real estate company involved in all aspects of the land development cycle, today announced the closing of its previously an

May 22, 2023 EX-10.1

Form of Securities Purchase Agreement

a101securitiespurchaseag 1 SECURITIES PURCHASE AGREEMENT This Securities Purchase Agreement (this “Agreement”) is dated as of May 16, 2023, between Harbor Custom Development, Inc.

May 22, 2023 EX-4.1

Form of Warrant

a41warrant 1 COMMON STOCK PURCHASE WARRANT HARBOR CUSTOM DEVELOPMENT, INC. Warrant Shares: Initial Exercise Date: , 2023 THIS COMMON STOCK PURCHASE WARRANT (the “Warrant”) certifies that, for value received, or its assigns (the “Holder”) is entitled, upon the terms and subject to the limitations on exercise and the conditions hereinafter set forth, at any time on or after the date set forth above

May 22, 2023 EX-4.2

Form of Pre-Funded Warrant

a42pre-fundedwarrant 1 PRE-FUNDED COMMON STOCK PURCHASE WARRANT HARBOR CUSTOM DEVELOPMENT, INC.

May 22, 2023 EX-4.3

Form of Placement Agent Warrant

a43hcdipawarrant 1 PLACEMENT AGENT COMMON STOCK PURCHASE WARRANT HARBOR CUSTOM DEVELOPMENT, INC.

May 17, 2023 PRE 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

PRE 14A 1 pre14a542023.htm PRE 14A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☒ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as per

May 17, 2023 424B3

Up to 160,500 Shares of Common Stock Pre-Funded Warrants to Purchase up to 1,790,718 Shares of Common Stock (and shares of common stock underlying the Pre-Funded Warrants) Warrants to Purchase up to 1,951,218 Shares of Common Stock (and shares of com

Filed Pursuant to Rule 424(b)(3) Registration Statement No. 333-271550 PROSPECTUS Up to 160,500 Shares of Common Stock Pre-Funded Warrants to Purchase up to 1,790,718 Shares of Common Stock (and shares of common stock underlying the Pre-Funded Warrants) Warrants to Purchase up to 1,951,218 Shares of Common Stock (and shares of common stock underlying the Warrants) Placement Agent Warrants to Purch

May 16, 2023 8-K

Financial Statements and Exhibits, Shareholder Director Nominations

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): May 15, 2023 Harbor Custom Development, Inc. (Exact name of registrant as specified in its charter) Washington 001-39266 46-4827436 (State or other jurisdiction of incorporation) (Com

May 15, 2023 CORRESP

Harbor Custom Development, Inc. 1201 Pacific Avenue, Suite 1200 Tacoma, WA 98402

Harbor Custom Development, Inc. 1201 Pacific Avenue, Suite 1200 Tacoma, WA 98402 May 15, 2023 VIA EDGAR United States Securities and Exchange Commission Division of Corporation Finance 100 F Street, N.E. Washington, D.C. 20549 Attn: Kibum Park Re: Harbor Custom Development, Inc. Registration Statement on Form S-1, as amended Filed on May 11, 2023 File No. 333-271550 Dear Mr. Park: In accordance wi

May 15, 2023 CORRESP

Harbor Custom Development, Inc. 1201 Pacific Avenue, Suite 1200 Tacoma, WA 98402

Harbor Custom Development, Inc. 1201 Pacific Avenue, Suite 1200 Tacoma, WA 98402 May 15, 2023 VIA EDGAR United States Securities and Exchange Commission Division of Corporation Finance 100 F Street, N.E. Washington, D.C. 20549 Attn: Kibum Park Re: Harbor Custom Development, Inc. Registration Statement on Form S-1, as amended Filed on May 11, 2023 File No. 333-271550 Dear Mr. Park: In accordance wi

May 15, 2023 EX-99.1

Harbor Custom Development, Inc. Reports 2023 First Quarter Financial Results

Harbor Custom Development, Inc. Reports 2023 First Quarter Financial Results TACOMA, Wash., May 15, 2023, (GLOBENEWSWIRE) - Harbor Custom Development, Inc. (Nasdaq: HCDI, HCDIP, HCDIW, HCDIZ) (“Harbor,” “Harbor Custom Homes®,” or the “Company”), an innovative real estate company involved in all aspects of the land development cycle, today announced its financial results for the first quarter ended

May 15, 2023 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2023 ☐ TRANSITION REPORT PURSUANT TO SE

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-39266 HARBOR CUSTOM DEVELOPMENT, INC.

May 15, 2023 CORRESP

Harbor Custom Development, Inc. 1201 Pacific Avenue, Suite 1200 Tacoma, WA 98402

Harbor Custom Development, Inc. 1201 Pacific Avenue, Suite 1200 Tacoma, WA 98402 May 15, 2023 VIA EDGAR United States Securities and Exchange Commission Division of Corporation Finance 100 F Street, N.E. Washington, D.C. 20549 Attn: Kibum Park Re: Harbor Custom Development, Inc. Registration Statement on Form S-1, as amended Filed on May 11, 2023 File No. 333-271550 Withdrawal of Acceleration Requ

May 15, 2023 EX-10.17

Amendment to Engagement Letter with H.C. Wainwright & Co., LLC

Exhibit 10.17 Execution Version January 19, 2023 STRICTLY CONFIDENTIAL Harbor Custom Development, Inc. 1201 Pacific Avenue, Suite 1200 Tacoma, WA 98402 Attn: Sterling Griffin, Chief Executive Officer and President Dear Mr. Griffin: Reference is made to the engagement letter (the “Engagement Letter”), dated as of October 5, 2022, by and between Harbor Custom Development, Inc. (the “Company”) and H.

May 15, 2023 S-1/A

As filed with the U.S. Securities and Exchange Commission on May 15, 2023

As filed with the U.S. Securities and Exchange Commission on May 15, 2023 Registration No. 333-271550 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Amendment No. 2 to FORM S-1 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 Harbor Custom Development, Inc. (Exact Name of Registrant as Specified in Its Charter) Washington 1531 46-4827436 (State or Other Jurisdiction

May 15, 2023 CORRESP

430 Park Avenue | New York, NY 10022 | 212.356.0500 | www.hcwco.com Member: FINRA/SIPC

May 16, 2023 VIA EMAIL AND EDGAR U.S. Securities and Exchange Commission Division of Corporation Finance Washington, DC 20549 Re: Harbor Custom Development, Inc. Registration Statement on Form S-1 (Registration No. 333-271550) - Concurrence in Acceleration Request Ladies and Gentlemen: H.C. Wainwright & Co., LLC (“Wainwright”), solely acting as placement agent on a best-efforts basis in an offerin

May 15, 2023 EX-10.16

Engagement Letter with H.C. Wainwright & Co., LLC

Exhibit 10.16 Execution Version October 5, 2022 STRICTLY CONFIDENTIAL Harbor Custom Development, Inc. 1201 Pacific Avenue, Suite 1200 Tacoma, WA 98402 Attn: Sterling Griffin, Chief Executive Officer and President Dear Mr. Griffin: This letter agreement (this “Agreement”) constitutes the agreement between Harbor Custom Development, Inc. (the “Company”) and H.C. Wainwright & Co., LLC (“Wainwright”),

May 15, 2023 CORRESP

430 Park Avenue | New York, NY 10022 | 212.356.0500 | www.hcwco.com Member: FINRA/SIPC

May 15, 2023 VIA EMAIL AND EDGAR U.S. Securities and Exchange Commission Division of Corporation Finance Washington, DC 20549 Re: Harbor Custom Development, Inc. Registration Statement on Form S-1 (Registration No. 333-271550) - Concurrence in Acceleration Request Ladies and Gentlemen: H.C. Wainwright & Co., LLC (“Wainwright”), solely acting as placement agent on a best-efforts basis in an offerin

May 15, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): May 15, 2023 Harbor Custom Develo

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): May 15, 2023 Harbor Custom Development, Inc. (Exact name of registrant as specified in its charter) Washington 001-39266 46-4827436 (State or other jurisdiction of incorporation) (Com

May 11, 2023 EX-4.10

Form of Placement Agent Warrant

Exhibit 4.10 PLACEMENT AGENT COMMON STOCK PURCHASE WARRANT HARBOR CUSTOM DEVELOPMENT, INC. Warrant Shares: Initial Exercise Date: , 2023 THIS PLACEMENT AGENT COMMON STOCK PURCHASE WARRANT (the “Warrant”) certifies that, for value received, or its assigns (the “Holder”) is entitled, upon the terms and subject to the limitations on exercise and the conditions hereinafter set forth, at any time on or

May 11, 2023 EX-10.1

Letter Agreement, dated May 11, 2023, between Harbor Custom Development, Inc. and Sterling Griffin

sterlingretirementxlett May 11, 2023 Sterling Griffin Via email Dear Sterling: On behalf of the Board of Directors (the “Board”), I am writing to let you know that your Notice of Retirement dated May 11, 2023 has been received and approved by the Board.

May 11, 2023 EX-FILING FEES

Calculation of Filing Fee Table

Exhibit 107 Calculation of Filing Fee Table FORM S-1 (Form Type) Harbor Custom Development, Inc.

May 11, 2023 EX-4.9

Form of Pre-funded Warrant

Exhibit 4.9 PRE-FUNDED COMMON STOCK PURCHASE WARRANT HARBOR CUSTOM DEVELOPMENT, INC. Warrant Shares: Initial Exercise Date: , 2023 THIS PRE-FUNDED COMMON STOCK PURCHASE WARRANT (the “Warrant”) certifies that, for value received, or its assigns (the “Holder”) is entitled, upon the terms and subject to the limitations on exercise and the conditions hereinafter set forth, at any time on or after the

May 11, 2023 8-K

Regulation FD Disclosure, Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): May 11, 2023 Harbor Custom Development, Inc. (Exact name of registrant as specified in its charter) Washington 001-39266 46-4827436 (State or other jurisdiction of incorporation) (Com

May 11, 2023 EX-99.1

Harbor Custom Development, Inc. Announces Executive Team Transition Sterling Griffin, Strategic Advisor Jeff Habersetzer, Interim CEO and President

Harbor Custom Development, Inc. Announces Executive Team Transition Sterling Griffin, Strategic Advisor Jeff Habersetzer, Interim CEO and President TACOMA, Wash., May 11, 2023, (GLOBENEWSWIRE) - Harbor Custom Development, Inc. (Nasdaq: HCDI, HCDIP, HCDIW, HCDIZ) ("Harbor," "Harbor Custom Homes®," or the "Company"), a real estate company involved in all aspects of the land development cycle, today

May 11, 2023 S-1/A

As filed with the U.S. Securities and Exchange Commission on May 11, 2023

As filed with the U.S. Securities and Exchange Commission on May 11, 2023 Registration No. 333-271550 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Amendment No. 1 to FORM S-1 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 Harbor Custom Development, Inc. (Exact Name of Registrant as Specified in Its Charter) Washington 1531 46-4827436 (State or Other Jurisdiction

May 11, 2023 SC 13G

US41150T2078 / PREFERRED STOCK / Fundenberger Matthew Alexander Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. )* Harbor Custom Development, Inc. (Name of Issuer) Series A Cumulative Convertible Preferred Stock (Title of Class of Securities) 41150T207 (CUSIP Number) May 11, 2023 (Date of Event Which Requires Filing of This Statement) Check the appropriate box to desi

May 11, 2023 EX-4.8

Form of Warrant

Exhibit 4.8 COMMON STOCK PURCHASE WARRANT HARBOR CUSTOM DEVELOPMENT, INC. Warrant Shares: Initial Exercise Date: , 2023 THIS COMMON STOCK PURCHASE WARRANT (the “Warrant”) certifies that, for value received, or its assigns (the “Holder”) is entitled, upon the terms and subject to the limitations on exercise and the conditions hereinafter set forth, at any time on or after the date set forth above (

May 11, 2023 EX-10.15

Form of Securities Purchase Agreement

Exhibit 10.15 SECURITIES PURCHASE AGREEMENT This Securities Purchase Agreement (this “Agreement”) is dated as of , 2023, between Harbor Custom Development, Inc., a Washington corporation (the “Company”), and each purchaser identified on the signature pages hereto (each, including its successors and assigns, a “Purchaser” and collectively the “Purchasers”). WHEREAS, subject to the terms and conditi

May 10, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): May 10, 2023 Harbor Custom Develo

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): May 10, 2023 Harbor Custom Development, Inc. (Exact name of registrant as specified in its charter) Washington 001-39266 46-4827436 (State or other jurisdiction of incorporation) (Com

May 10, 2023 EX-99.1

Harbor Custom Development, Inc. Announces Buyer Waives All Contingencies on $14,250,000 Sale of Townhomes Mills Crossing will provide affordable housing to Kitsap County area residents.

Harbor Custom Development, Inc. Announces Buyer Waives All Contingencies on $14,250,000 Sale of Townhomes Mills Crossing will provide affordable housing to Kitsap County area residents. TACOMA, Wash., May 10, 2023, (GLOBENEWSWIRE) - Harbor Custom Development, Inc. (Nasdaq: HCDI, HCDIP, HCDIW, HCDIZ) ("Harbor," "Harbor Custom Homes®," or the "Company"), a real estate company involved in all aspects

May 1, 2023 EX-FILING FEES

Calculation of Filing Fee Table

Exhibit 107 Calculation of Filing Fee Table FORM S-1 (Form Type) Harbor Custom Development, Inc.

May 1, 2023 EX-21.1

List of Subsidiaries

Exhibit 21.1 List of Subsidiaries Names Dates of Formation 1. Belfair Apartments, LLC December 3, 2019 2. Pacific Ridge CMS, LLC May 24, 2021 3. Tanglewilde, LLC June 25, 2021 4. HCDI FL CONDO LLC July 30, 2021 5. HCDI Mira, LLC August 31, 2021 6. HCDI, Bridgeview LLC October 28, 2021 7. HCDI Wyndstone, LLC September 15, 2021 8. HCDI at Semiahmoo, LLC December 17, 2021 9. Mills Crossing, LLC July

May 1, 2023 S-1

Power of Attorney (included in signature page)

As filed with the U.S. Securities and Exchange Commission on May 1, 2023 Registration No. 333-[ ] UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM S-1 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 Harbor Custom Development, Inc. (Exact Name of Registrant as Specified in Its Charter) Washington 1531 46-4827436 (State or Other Jurisdiction of Incorporation or Or

March 31, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): March 31, 2023 Harbor Custom Deve

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): March 31, 2023 Harbor Custom Development, Inc. (Exact name of registrant as specified in its charter) Washington 001-39266 46-4827436 (State or other jurisdiction of incorporation) (C

March 31, 2023 EX-4.7

Description of Capital Stock

DESCRIPTION OF CAPITAL STOCK General We were formed as a Washington limited liability company in February 2014 and converted into a Washington corporation on October 1, 2018.

March 31, 2023 EX-10.15

Employment Agreement with Sterling Griffin, dated May 26, 2022

exhibit1015-sterlinggrif

March 31, 2023 10-K

Form 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2022 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-39266 Harbor Custom Development,

March 31, 2023 EX-10.17

Amended Loan Agreement with BankUnited N.A., dated February 22, 2023

exhibit1017-amendmenttol DocuSign Envelope ID: 3063131A-376C-4574-B2F4-A2F4479B02E7 DocuSign Envelope ID: 3063131A-376C-4574-B2F4-A2F4479B02E7 DocuSign Envelope ID: 3063131A-376C-4574-B2F4-A2F4479B02E7 DocuSign Envelope ID: 3063131A-376C-4574-B2F4-A2F4479B02E7 DocuSign Envelope ID: 3063131A-376C-4574-B2F4-A2F4479B02E7 DocuSign Envelope ID: 3063131A-376C-4574-B2F4-A2F4479B02E7 DocuSign Envelope ID:

March 31, 2023 EX-10.16

Employment Agreement with Jeffrey Habersetzer, dated May 26, 2022

exhibit1016-jeffhaberset

March 31, 2023 EX-99.1

Harbor Custom Development, Inc. Reports Fourth Quarter and Full Year 2022 Results

Harbor Custom Development, Inc. Reports Fourth Quarter and Full Year 2022 Results TACOMA, Wash., March 31, 2023, (GLOBENEWSWIRE) - Harbor Custom Development, Inc. (Nasdaq: HCDI, HCDIP, HCDIW, HCDIZ) (“Harbor,” “Harbor Custom Homes®,” or the “Company”), an innovative real estate company involved in all aspects of the land development cycle, today announced its financial results for the fourth quart

March 21, 2023 EX-99.1

Harbor Custom Development, Inc. Announces Regaining Nasdaq Compliance

Harbor Custom Development, Inc. Announces Regaining Nasdaq Compliance TACOMA, Wash., March 21, 2023 (GLOBE NEWSWIRE) - Harbor Custom Development, Inc. (Nasdaq: HCDI, HCDIP, HCDIW, HCDIZ) (“Harbor,” “Harbor Custom Homes®,” or the “Company”), an innovative real estate company involved in all aspects of the land development cycle, today announced the Company has regained compliance with the continued

March 21, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): March 20, 2023 Harbor Custom Deve

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): March 20, 2023 Harbor Custom Development, Inc. (Exact name of registrant as specified in its charter) Washington 001-39266 46-4827436 (State or other jurisdiction of incorporation) (C

March 8, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): March 8, 2023 Harbor Custom Devel

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): March 8, 2023 Harbor Custom Development, Inc. (Exact name of registrant as specified in its charter) Washington 001-39266 46-4827436 (State or other jurisdiction of incorporation) (Co

March 8, 2023 EX-99.1

Harbor Custom Development, Inc. Provides Preliminary 2022 Guidance Update

Harbor Custom Development, Inc. Provides Preliminary 2022 Guidance Update TACOMA, Wash., March 8, 2023 (GLOBE NEWSWIRE) - Harbor Custom Development, Inc. (Nasdaq: HCDI, HCDIP, HCDIW, HCDIZ) (“Harbor,” “Harbor Custom Homes®,” or the “Company”), an innovative real estate company involved in all aspects of the land development cycle, today announced that based on its preliminary results, it does not

March 3, 2023 EX-3.1

Articles of Amendment of Articles of Incorporation of the Registrant, dated March 1, 2023

March 3, 2023 EX-99.1

Harbor Custom Development, Inc. Announces Reverse Stock Split

Harbor Custom Development, Inc. Announces Reverse Stock Split TACOMA, Wash., March 3, 2023 (GLOBE NEWSWIRE) - Harbor Custom Development, Inc. (Nasdaq: HCDI, HCDIP, HCDIW, HCDIZ) (“Harbor,” “Harbor Custom Homes®,” or the “Company”), an innovative real estate company involved in all aspects of the land development cycle, today announced it will effect a 1-for-20 reverse stock split of its issued and

March 3, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): March 1, 2023 Harbor Custom Devel

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): March 1, 2023 Harbor Custom Development, Inc. (Exact name of registrant as specified in its charter) Washington 001-39266 46-4827436 (State or other jurisdiction of incorporation) (Co

February 24, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): February 23, 2023 Harbor Custom D

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): February 23, 2023 Harbor Custom Development, Inc. (Exact name of registrant as specified in its charter) Washington 001-39266 46-4827436 (State or other jurisdiction of incorporation)

February 24, 2023 EX-99.1

Harbor Custom Development, Inc. Announces Restructuring of Loan with Bank United

Harbor Custom Development, Inc. Announces Restructuring of Loan with Bank United TACOMA, Wash., February 24, 2023 (GLOBE NEWSWIRE) - Harbor Custom Development, Inc. (Nasdaq: HCDI, HCDIP, HCDIW, HCDIZ) (“Harbor,” “Harbor Custom Homes®,” or the “Company”), an innovative real estate company involved in all aspects of the land development cycle, today announced it has successfully restructured its loa

February 23, 2023 EX-99.1

Harbor Custom Development, Inc Contracts to Sell Mills Crossing Townhomes for $14,250,000 Mills Crossing is one of six Harbor Custom Development, Inc. projects currently under construction.

Harbor Custom Development, Inc Contracts to Sell Mills Crossing Townhomes for $14,250,000 Mills Crossing is one of six Harbor Custom Development, Inc.

February 23, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): February 21, 2023 Harbor Custom D

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): February 21, 2023 Harbor Custom Development, Inc. (Exact name of registrant as specified in its charter) Washington 001-39266 46-4827436 (State or other jurisdiction of incorporation)

February 17, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): February 17, 2023 Harbor Custom D

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): February 17, 2023 Harbor Custom Development, Inc. (Exact name of registrant as specified in its charter) Washington 001-39266 46-4827436 (State or other jurisdiction of incorporation)

February 17, 2023 EX-99.1

Harbor Custom Development, Inc. Stockholders Authorize Reverse Stock Split at Special Meeting

Harbor Custom Development, Inc. Stockholders Authorize Reverse Stock Split at Special Meeting TACOMA, Wash., February 17, 2023 (GLOBE NEWSWIRE) - Harbor Custom Development, Inc. (Nasdaq: HCDI, HCDIP, HCDIW, HCDIZ) (“Harbor,” “Harbor Custom Homes®,” or the “Company”), an innovative real estate company involved in all aspects of the land development cycle, today announced Harbor’s stockholders voted

February 10, 2023 DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☐ Defin

February 1, 2023 DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☐ Defin

January 25, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): January 20, 2023 Harbor Custom De

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): January 20, 2023 Harbor Custom Development, Inc. (Exact name of registrant as specified in its charter) Washington 001-39266 46-4827436 (State or other jurisdiction of incorporation)

January 24, 2023 DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☐ Defin

January 4, 2023 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

DEF 14A 1 definitiveproxystatementon.htm DEF 14A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commissio

December 20, 2022 PRE 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☒ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☐ Defin

December 16, 2022 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): December 13, 2022 Harbor Custom D

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): December 13, 2022 Harbor Custom Development, Inc. (Exact name of registrant as specified in its charter) Washington 001-39266 46-4827436 (State or other jurisdiction of incorporation)

December 13, 2022 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): December 12, 2022 Harbor Custom D

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): December 12, 2022 Harbor Custom Development, Inc. (Exact name of registrant as specified in its charter) Washington 001-39266 46-4827436 (State or other jurisdiction of incorporation)

November 14, 2022 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2022 ☐ TRANSITION REPORT PURSUANT T

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2022 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-39266 HARBOR CUSTOM DEVELOPMENT, INC.

November 14, 2022 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): November 14, 2022 Harbor Custom Development, Inc. (Exact name of registrant as specified in its charter) Washington 001-39266 46-4827436 (State or other jurisdiction of incorporation)

November 14, 2022 EX-99.1

Harbor Custom Development, Inc. Reports 2022 Third Quarter Financial Results

Harbor Custom Development, Inc. Reports 2022 Third Quarter Financial Results Tacoma, Washington – (GLOBENEWSWIRE) – November 14, 2022 – Harbor Custom Development, Inc. (“Harbor,” “Harbor Custom Homes®,” or the “Company”), (NASDAQ: HCDI; HCDIP; HCDIW; HCDIZ), an innovative and market leading real estate company involved in all aspects of the land development cycle, today announced its financial res

November 10, 2022 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): November 10, 2022 Harbor Custom D

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): November 10, 2022 Harbor Custom Development, Inc. (Exact name of registrant as specified in its charter) Washington 001-39266 46-4827436 (State or other jurisdiction of incorporation)

October 28, 2022 8-K

Triggering Events That Accelerate or Increase a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 25, 2022 Harbor Custom Development, Inc.

October 17, 2022 CORRESP

Harbor Custom Development, Inc. 1201 Pacific Avenue, Suite 1200 Tacoma, WA 98402

Harbor Custom Development, Inc. 1201 Pacific Avenue, Suite 1200 Tacoma, WA 98402 October 17, 2022 VIA EDGAR United States Securities and Exchange Commission Division of Corporation Finance 100 F Street, N.E. Washington, D.C. 20549 Attn: Nana McLean Re: Harbor Custom Development, Inc. Registration Statement on Form S-3 (File No. 333- 267350) Filed on September 9, 2022, as amended Dear Ms. McLean: I

October 17, 2022 CORRESP

Harbor Custom Development, Inc. 1201 Pacific Avenue, Suite 1200 Tacoma, WA 98402

Harbor Custom Development, Inc. 1201 Pacific Avenue, Suite 1200 Tacoma, WA 98402 October 17, 2022 VIA EDGAR Securities and Exchange Commission Division of Corporation Finance Washington, D.C. 20549 Attention: Nana McLean Re: Harbor Custom Development, Inc. Registration Statement on Form S-3 (File No. 333-267350) Filed on September 9, 2022, as amended Withdrawal of Acceleration Request Dear Ms. McL

October 17, 2022 CORRESP

Harbor Custom Development, Inc. 1201 Pacific Avenue, Suite 1200 Tacoma, WA 98402

Harbor Custom Development, Inc. 1201 Pacific Avenue, Suite 1200 Tacoma, WA 98402 October 17, 2022 VIA EDGAR United States Securities and Exchange Commission Division of Corporation Finance 100 F Street, N.E. Washington, D.C. 20549 Attn: Nana McLean Re: Harbor Custom Development, Inc. Registration Statement on Form S-3 (File No. 333- 267350) Filed on September 9, 2022, as amended Dear Ms. McLean: I

October 11, 2022 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): October 10, 2022 Harbor Custom De

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): October 10, 2022 Harbor Custom Development, Inc. (Exact name of registrant as specified in its charter) Washington 001-39266 46-4827436 (State or other jurisdiction of incorporation)

September 15, 2022 8-K

Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): September 14, 2022 Harbor Custom Development, Inc. (Exact name of registrant as specified in its charter) Washington 001-39266 46-4827436 (State or other jurisdiction of incorporation

September 14, 2022 S-3/A

As filed with the Securities and Exchange Commission on September 14, 2022

As filed with the Securities and Exchange Commission on September 14, 2022 Registration No.

September 14, 2022 EX-FILING FEES

Calculation of Filing Fees Table

Exhibit 107 Calculation of Filing Fees Table Form S-3 (Form Type) Harbor Custom Development, Inc.

September 9, 2022 EX-4.7

Form of Indenture for Senior Debt Securities between the Registrant and Trustee to be designated

Exhibit 4.7 HARBOR CUSTOM DEVELOPMENT, INC. As Issuer, AND [], As Trustee INDENTURE DATED AS OF [] [], 20[] SENIOR DEBT SECURITIES CROSS-REFERENCE TABLE (1) Section of Trust Indenture Act of 1939, as Amended Indenture 310(a) 7.10 310(b) 7.09; 7.11 310(c) Inapplicable 311(a) 7.14 311(b) 7.14 311(c) Inapplicable 312(a) 5.02(a) 312(b) 5.02(c) 312(c) Inapplicable 313(a) 5.04(a) 313(b) 5.04(b) 313(c) 5

September 9, 2022 EX-FILING FEES

Calculation of Filing Fees Table

EX-FILING FEES 5 ex107.htm Exhibit 107 Calculation of Filing Fees Table Form S-3 (Form Type) Harbor Custom Development, Inc. (Exact name of Registrant as Specified in its Charter) Table 1: Newly Registered and Carry Forward Securities Security Type Security Class Title Fee Calculation on or Carry Forward Rule Amount Registered (1) Proposed Maximum Offering Price Per Unit (2) Maximum Aggregate Offe

September 9, 2022 EX-4.8

Form of Indenture for Subordinated Debt Securities between the Registrant and Trustee to be designated

Exhibit 4.8 HARBOR CUSTOM DEVELOPMENT, INC. As Issuer, AND [], As Trustee INDENTURE DATED AS OF [] [], 20[] SUBORDINATED DEBT SECURITIES CROSS-REFERENCE TABLE (1) Section of Trust Indenture Act of 1939, as Amended Indenture 310(a) 7.10 310(b) 7.09; 7.11 310(c) Inapplicable 311(a) 7.14 311(b) 7.14 311(c) Inapplicable 312(a) 5.02(a) 312(b) 5.02(c) 312(c) Inapplicable 313(a) 5.04(a) 313(b) 5.04(b) 31

September 9, 2022 S-3

As filed with the Securities and Exchange Commission on September 9, 2022

As filed with the Securities and Exchange Commission on September 9, 2022 Registration No.

August 15, 2022 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2022 ☐ TRANSITION REPORT PURSUANT TO SEC

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2022 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-39266 HARBOR CUSTOM DEVELOPMENT, INC.

August 15, 2022 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): August 15, 2022 Harbor Custom Development, Inc. (Exact name of registrant as specified in its charter) Washington 001-39266 46-4827436 (State or other jurisdiction of incorporation) (

August 15, 2022 EX-99.1

Harbor Custom Development, Inc. Reports 2022 Second Quarter and Half Year Financial Results

EX-99.1 2 exhibit991pressreleaseaugu.htm EX-99.1 Harbor Custom Development, Inc. Reports 2022 Second Quarter and Half Year Financial Results Tacoma, Washington – (GLOBENEWSWIRE) – August 15, 2022 – Harbor Custom Development, Inc. (“Harbor,” “Harbor Custom Homes®,” or the “Company”), (NASDAQ: HCDI; HCDIP; HCDIW; HCDIZ), an innovative and market leading real estate company involved in all aspects of

August 12, 2022 8-K

Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): August 10, 2022 Harbor Custom Development, Inc. (Exact name of registrant as specified in its charter) Washington 001-39266 46-4827436 (State or other jurisdiction of incorporation) (

August 3, 2022 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): August 3, 2022 Harbor Custom Development, Inc. (Exact name of registrant as specified in its charter) Washington 001-39266 46-4827436 (State or other jurisdiction of incorporation) (C

August 3, 2022 EX-99.1

CEO Letter to Harbor Custom Development, Inc. Shareholders August 3, 2022

CEO Letter to Harbor Custom Development, Inc. Shareholders August 3, 2022 Dear Harbor Custom Development, Inc. Shareholders, As most of you are aware, the real estate, construction, and housing markets have been plagued with several negative trends including supply chain challenges, rising material and labor costs due to inflation, a lack of affordability, and most recently, rising mortgage intere

July 14, 2022 8-K

Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): July 13, 2022 Harbor Custom Development, Inc. (Exact name of registrant as specified in its charter) Washington 001-39266 46-4827436 (State or other jurisdiction of incorporation) (Co

June 15, 2022 8-K

Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 13, 2022 Harbor Custom Development, Inc.

June 15, 2022 EX-FILING FEES

Filing Fee Table

Exhibit 107 Calculation of Filing Fee Table Form S-8 (Form Type) Harbor Custom Development, Inc.

June 15, 2022 S-8

As filed with the Securities and Exchange Commission on June 15, 2022

As filed with the Securities and Exchange Commission on June 15, 2022 Registration No.

June 7, 2022 8-K

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 1, 2022 Harbor Custom Development, Inc.

May 16, 2022 EX-99.1

Harbor Custom Development, Inc. Authorizes New Stock Repurchase Program

Exhibit 99.1 Harbor Custom Development, Inc. Authorizes New Stock Repurchase Program Tacoma, Washington ? (GLOBENEWSWIRE) ? May 16, 2022 - The Board of Directors of Harbor Custom Development, Inc. (?Harbor,? ?Harbor Custom Homes?,? or the ?Company?), (NASDAQ: HCDI; HCDIP; HCDIW, HCDIZ) on May 10, 2022, authorized a stock repurchase plan of up to an aggregate of $5.0 million, excluding fees and exp

May 16, 2022 8-K

Other Events, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 10, 2022 Harbor Custom Development, Inc.

May 13, 2022 8-K

Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 10, 2022 Harbor Custom Development, Inc.

May 12, 2022 DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ? Filed by a Party other than the Registrant ? Check the appropriate box: ? Preliminary Proxy Statement ? Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ? Defin

May 12, 2022 EX-99.1

Harbor Custom Development, Inc. Reports Record Revenues In 2022 First Quarter Financial Results Continued Strength in Buyer Demand Drives Year-over-Year Sales Increase of 106.0%

Harbor Custom Development, Inc. Reports Record Revenues In 2022 First Quarter Financial Results Continued Strength in Buyer Demand Drives Year-over-Year Sales Increase of 106.0% Tacoma, Washington ? (GLOBENEWSWIRE) ? May 12, 2022 ? Harbor Custom Development, Inc. (?Harbor,? ?Harbor Custom Homes?,? or the ?Company?), (NASDAQ: HCDI; HCDIP; HCDIW, HCDIZ), an innovative and market leading real estate

May 12, 2022 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2022 ☐ TRANSITION REPORT PURSUANT TO SE

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2022 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-39266 HARBOR CUSTOM DEVELOPMENT, INC.

May 12, 2022 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): May 12, 2022 Harbor Custom Development, Inc. (Exact name of registrant as specified in its charter) Washington 001-39266 46-4827436 (State or other jurisdiction of incorporation) (Com

May 2, 2022 10-Q/A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q/A AMENDMENT NO. 1 TO QUARTERLY REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarter ended September 30, 2021 Commission File Number: 00

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q/A AMENDMENT NO.

May 2, 2022 10-K/A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K/A AMENDMENT NO. 1

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K/A AMENDMENT NO. 1 ? ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2021 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-39266 Harbor C

April 21, 2022 8-K

Non-Reliance on Previously Issued Financial Statements or a Related Audit Report or Completed Interim Review, Results of Operations and Financial Condition, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): April 19, 2022 Harbor Custom Development, Inc. (Exact name of registrant as specified in its charter) Washington 001-39266 46-4827436 (State or other jurisdiction of incorporation) (C

April 21, 2022 CORRESP

2 Park Plaza, Suite 850 ˖ Irvine, California 92614 | 800 West Sixth Street, Suite 1500 ˖ Los Angeles, California 90017 Telephone: 949-788-8900 ˖ Facsimile: 949-788-8980 ˖ www.fkbrlegal.com *Professional Corporation ˖ †Of Counsel ˖ ‡Certified Speciali

ATTORNEYS AT LAW Michael J. FitzGerald* Eoin L. Kreditor* Lynne Bolduc Robert C. Risbrough George Vausher, LLM, CPA? David M. Lawrence Robert M. Yoakum Sherilyn Learned O?Dell Charles C. McKenna David R. Hunt Natalie F. Foti Brook John Changala April 22, 2022 Josephine Rachelle Aranda Pfrancez C. Quijano VIA EDGAR William Allen Miller Securities and Exchange Commission John M. Marston? Division of

April 21, 2022 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ? Filed by a Party other than the Registrant ? Check the appropriate box: ? Preliminary Proxy Statement ? Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ? Defin

April 21, 2022 EX-99.1

Harbor Custom Development, Inc. Announces a Restatement of Diluted Earnings Per Share (EPS)

Exhibit 99.1 Harbor Custom Development, Inc. Announces a Restatement of Diluted Earnings Per Share (EPS) Gig Harbor, Washington ? (GLOBENEWSWIRE) ? April 21, 2022 ? Harbor Custom Development, Inc. (Nasdaq: HCDI, HCDIP, HCDIW, HCDIZ) (?Harbor,? ?Harbor Custom Homes?,? or the ?Company?), an innovative and market leading real estate company involved in all aspects of the land development cycle, today

April 13, 2022 8-K

Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 10, 2022 Harbor Custom Development, Inc.

April 11, 2022 PRE 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ? Filed by a Party other than the Registrant ? Check the appropriate box: ? Preliminary Proxy Statement ? Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ? Defin

April 11, 2022 SC 13G

HCDI / Harbor Custom Development Inc / Tiburon Opportunity Fund, L.P. Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 13G UNDER THE SECURITIES EXCHANGE ACT OF 1934 (AMENDMENT NO. ) Harbor Custom Development, Inc. (Name of Issuer) Common Stock, Preferred, Warrants (Title of Class of Securities) 41150T108 (CUSIP Number) Check the appropriate box to designate the rule pursuant to which this Schedule is filed: ☐ Rule 13d-1(b) ☐ Rule 13d-

March 24, 2022 EX-10.14

Employment Agreement with Lance Brown dated November 1, 2021.

EMPLOYMENT AGREEMENT THIS EMPLOYMENT AGREEMENT (this ?Agreement?), dated and effective as of November 1, 2021 (the ?Effective Date?), is entered into by and between Harbor Custom Development, Inc.

March 24, 2022 EX-10.13

Lease Agreement with University Street Properties I, LLC, dated July 27, 2021

March 24, 2022 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2021 ☐ TRANSITION REPORT PURSUANT TO SECTI

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ? ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2021 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-39266 Harbor Custom Development,

March 24, 2022 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): March 24, 2022 Harbor Custom Development, Inc. (Exact name of registrant as specified in its charter) Washington 001-39266 46-4827436 (State or other jurisdiction of incorporation) (C

March 24, 2022 EX-99.1

Harbor Custom Development, Inc. Reports 2021 Fourth Quarter and Full Year Results and Provides Full Year 2022 Outlook Continued Strength in Buyer Demand Drives Full Year Sales Increase of 43.6%

Harbor Custom Development, Inc. Reports 2021 Fourth Quarter and Full Year Results and Provides Full Year 2022 Outlook Continued Strength in Buyer Demand Drives Full Year Sales Increase of 43.6% Gig Harbor, Washington ? (GLOBENEWSWIRE) ? March 24, 2022 ? Harbor Custom Development, Inc. (?Harbor,? ?Harbor Custom Homes?,? or the ?Company?), (NASDAQ: HCDI; HCDIP; HCDIW, HCDIZ), an innovative and marke

March 17, 2022 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 16, 2022 Harbor Custom Development, Inc.

March 15, 2022 8-K

Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 14, 2022 Harbor Custom Development, Inc.

March 10, 2022 EX-1.2

Security Agreement with BankUnited, N.A., dated March 7, 2022

Exhibit 1.2

March 10, 2022 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): March 10, 2022 Harbor Custom Development, Inc. (Exact name of registrant as specified in its charter) Washington 333-237507 46-4827436 (State or other jurisdiction of incorporation) (

March 10, 2022 EX-1.3

Revolving Line of Credit Promissory Note with Bank-United N.A., dated March 7, 2022

Exhibit 1.3

March 10, 2022 EX-99.1

Harbor Custom Development, Inc. Provides Preliminary Fourth Quarter 2021 Financial Results and Announces Fourth Quarter Record Earnings Conference Call

Harbor Custom Development, Inc. Provides Preliminary Fourth Quarter 2021 Financial Results and Announces Fourth Quarter Record Earnings Conference Call Gig Harbor, Washington ? (GLOBENEWSWIRE) ? March 10, 2022 ? Harbor Custom Development, Inc. (?Harbor,? ?Harbor Custom Homes?,? or the ?Company?), (NASDAQ: HCDI; HCDIP; HCDIW, HCDIZ), an innovative and market leading real estate company involved in

March 10, 2022 EX-1.1

Loan Agreement with BankUnited, N.A., dated March 7, 2022

Exhibit 1.1

March 10, 2022 EX-99.1

Harbor Custom Development, Inc. Announces the Completion of New Senior Secured Revolving Credit Facility of $25 Million

Exhibit 99.1 Harbor Custom Development, Inc. Announces the Completion of New Senior Secured Revolving Credit Facility of $25 Million Gig Harbor, Washington, Mar. 9, 2022 (GLOBE NEWSWIRE) ? Harbor Custom Development, Inc. (Nasdaq: HCDI, HCDIP, HCDIW, HCDIZ) (?Harbor,? ?Harbor Custom Homes?,? or the ?Company?), an innovative and market leading real estate company involved in all aspects of the land

March 10, 2022 8-K

Entry into a Material Definitive Agreement, Other Events, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 7, 2022 Harbor Custom Development, Inc.

February 2, 2022 8-K

Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 26, 2022 Harbor Custom Development, Inc.

January 20, 2022 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 20, 2022 Harbor Custom Development, Inc.

January 20, 2022 EX-99.1

Investor Presentation, January 2022

Exhibit 99.1

January 18, 2022 8-K

Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 12, 2022 Harbor Custom Development, Inc.

December 28, 2021 8-K

Other Events, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 17, 2021 Harbor Custom Development, Inc.

December 28, 2021 EX-99.1

Harbor Custom Development, Inc. Announces Acceptance of Bitcoin and 12 Other Digital Currencies for its Real Estate

EX-99.1 2 ex99-1.htm Exhibit 99.1 Harbor Custom Development, Inc. Announces Acceptance of Bitcoin and 12 Other Digital Currencies for its Real Estate Harbor Opens up Residential Sales to $1 + Trillion Digital Currency Marketplace Gig Harbor, Washington , Dec. 17, 2021 (GLOBE NEWSWIRE) — Harbor Custom Development, Inc. (Nasdaq: HCDI, HCDIP, HCDIW, HCDIZ) (“Harbor,” “Harbor Custom Homes®,” or the “C

December 16, 2021 8-K

Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 14, 2021 Harbor Custom Development, Inc.

November 22, 2021 8-K

Other Events, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 19, 2021 Harbor Custom Development, Inc.

November 15, 2021 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q QUARTERLY REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarter ended September 30, 2021 Commission File Number: 000-237507 HARBOR CUSTO

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q QUARTERLY REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarter ended September 30, 2021 Commission File Number: 000-237507 HARBOR CUSTOM DEVELOPMENT, INC.

November 15, 2021 EX-99.1

Harbor Custom Development, Inc. Reports 2021 Third Quarter Results

Exhibit 99.1 Harbor Custom Development, Inc. Reports 2021 Third Quarter Results Gig Harbor, Washington ? (GLOBENEWSWIRE) ? November 15, 2021 ? Harbor Custom Development, Inc. (?Harbor,? ?Harbor Custom Homes?,? or the ?Company?), (NASDAQ: HCDI; HCDIP; HCDIW, HCDIZ), an innovative and market leading real estate company involved in all aspects of the land development cycle, today announced the financ

November 15, 2021 8-K

Results of Operations and Financial Condition, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 15, 2021 Harbor Custom Development, Inc.

November 15, 2021 8-K

Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 11, 2021 Harbor Custom Development, Inc.

November 12, 2021 8-K

Regulation FD Disclosure

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 10, 2021 Harbor Custom Development, Inc.

November 12, 2021 8-K

Regulation FD Disclosure

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 5, 2021 Harbor Custom Development, Inc.

November 5, 2021 8-K

Other Events, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 3, 2021 Harbor Custom Development, Inc.

November 5, 2021 EX-99.1

Harbor Custom Development, Inc. Authorizes New Stock Repurchase Program

Exhibit 99.1 Harbor Custom Development, Inc. Authorizes New Stock Repurchase Program Gig Harbor, Washington, Nov. 04, 2021 (GLOBE NEWSWIRE) ?The Board of Directors of Harbor Custom Development, Inc. (?Harbor,? ?Harbor Custom Homes?,? or the ?Company?), (NASDAQ: HCDI; HCDIP; HCDIW, HCDIZ) on November 3, 2021, approved a new stock repurchase program authorizing the repurchase of up to $5 million wor

November 2, 2021 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 29, 2021 Harbor Custom Development, Inc.

November 2, 2021 EX-99.1

Harbor Custom Development, Inc. Appoints Chief Financial Officer

EX-99.1 2 ex99-1.htm Exhibit 99.1 Harbor Custom Development, Inc. Appoints Chief Financial Officer Gig Harbor, Washington, November 2, 2021 (GLOBE NEWSWIRE) — Harbor Custom Development, Inc. (Nasdaq: HCDI, HCDIP, HCDIW, HCDIZ) (“Harbor,” “Harbor Custom Homes®,” or the “Company”), an innovative and market leading real estate company involved in all aspects of the land development cycle, today annou

November 1, 2021 EX-99.1

Harbor Custom Development, Inc. Releases Third Quarter Financial Results and Reports Record Net Income of $3.6 million

Exhibit 99.1 Harbor Custom Development, Inc. Releases Third Quarter Financial Results and Reports Record Net Income of $3.6 million Gig Harbor, Washington – (GLOBENEWSWIRE) – November 1, 2021 – Harbor Custom Development, Inc. (“Harbor,” “Harbor Custom Homes®,” or the “Company”), (NASDAQ: HCDI; HCDIP; HCDIW, HCDIZ), an innovative and market leading real estate company involved in all aspects of the

November 1, 2021 8-K

Results of Operations and Financial Condition, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 1, 2021 Harbor Custom Development, Inc.

October 25, 2021 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 19, 2021 Harbor Custom Development, Inc.

October 19, 2021 8-K

Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 13, 2021 Harbor Custom Development, Inc.

October 8, 2021 EX-4.1

Warrant Agency Agreement between the Registrant and Mountain Share Transfer, Inc., dated October 7, 2021

Exhibit 4.1 WARRANT AGENCY AGREEMENT This WARRANT AGENCY AGREEMENT (this ?Warrant Agreement?) is dated as of October 7, 2021 (the ?Issuance Date?) between Harbor Custom Development, Inc., a Washington corporation (the ?Company?), and Mountain Share Transfer, Inc., a Georgia corporation (the ?Warrant Agent?). WHEREAS, pursuant to the terms of that certain Underwriting Agreement (?Underwriting Agree

October 8, 2021 EX-1.1

Underwriting Agreement, dated October 4, 2021, by and between Harbor Custom Development, Inc. and ThinkEquity LLC

Exhibit 1.1 UNDERWRITING AGREEMENT between HARBOR CUSTOM DEVELOPMENT, INC. And THINKEQUITY LLC as Representative of the Several Underwriters HARBOR CUSTOM DEVELOPMENT, INC. UNDERWRITING AGREEMENT New York, New York October 4, 2021 ThinkEquity LLC As Representative of the Several Underwriters named on Schedule 1 attached hereto 17 State Street, 22nd Floor New York, New York 10004 Ladies and Gentlem

October 8, 2021 8-K

Entry into a Material Definitive Agreement, Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year, Other Events, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 4, 2021 Harbor Custom Development, Inc.

October 8, 2021 EX-99.2

Harbor Custom Development, Inc. Announces Closing of $36 Million Public Offering of Convertible Preferred Shares & Warrants

Exhibit 99.2 Harbor Custom Development, Inc. Announces Closing of $36 Million Public Offering of Convertible Preferred Shares & Warrants Gig Harbor, Washington, October 7, 2021 ? Harbor Custom Development, Inc. (Nasdaq: HCDI, HCDIP, HCDIW, HCDIZ) (?Harbor,? ?Harbor Custom Homes?,? or the ?Company?), an innovative and market leading real estate company involved in all aspects of the land developmen

October 8, 2021 EX-99.1

Harbor Custom Development, Inc. Announces Pricing of $36 Million Public Offering of Convertible Preferred Shares & Warrants

Exhibit 99.1 Harbor Custom Development, Inc. Announces Pricing of $36 Million Public Offering of Convertible Preferred Shares & Warrants Gig Harbor, Washington, October 4, 2021 ? Harbor Custom Development, Inc. (Nasdaq: HCDI, HCDIP, HCDIW, HCDIZ) (?Harbor,? ?Harbor Custom Homes?,? or the ?Company?), an innovative and market leading real estate company involved in all aspects of the land developmen

October 5, 2021 424B4

The date of this prospectus is October 5, 2021 TABLE OF CONTENTS

424B4 1 form424b4.htm PROSPECTUS Filed Pursuant to Rule 424(b)(4) Registration Nos. 333-259465 and 333-260040 2,400,000 Shares of 8.0% Series A Cumulative Convertible Preferred Stock (Liquidation Preference $25.00 per Share) Warrants to Purchase 12,000,000 Shares of Common Stock Harbor Custom Development, Inc. Harbor Custom Development, Inc. (“we,” “us,” or the “Company”) is offering on a firm com

October 4, 2021 S-1MEF

As filed with the U.S. Securities and Exchange Commission on October 4, 2021

As filed with the U.S. Securities and Exchange Commission on October 4, 2021 Registration No. 333-[ ] UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM S-1 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 Harbor Custom Development, Inc. (Exact Name of Registrant as Specified in Its Charter) Washington 1531 46-4827436 (State or Other Jurisdiction of Incorporation o

September 30, 2021 CORRESP

ThinkEquity LLC 17 State Street, 22nd Floor New York, NY 10004

CORRESP 1 filename1.htm ThinkEquity LLC 17 State Street, 22nd Floor New York, NY 10004 September 30, 2021 Via EDGAR Securities and Exchange Commission Division of Corporation Finance – Office of Real Estate and Construction 100 F Street, NE Washington, D.C. 20549 Attention: Shih-Kue Chen Re: Harbor Custom Development, Inc. (the “Company”) File No. 333-259465 Registration Statement on Form S-1 Ladi

September 30, 2021 CORRESP

Harbor Custom Development, Inc. 11505 Burnham Dr., Suite 301 Gig Harbor, WA 98332

CORRESP 1 filename1.htm Harbor Custom Development, Inc. 11505 Burnham Dr., Suite 301 Gig Harbor, WA 98332 September 30, 2021 VIA EDGAR Securities and Exchange Commission Division of Corporation Finance Office of Real Estate & Construction 100 F Street, N.E. Washington, D.C. 20549 Attention: Shih-Kue Chen Re: Harbor Custom Development, Inc. Registration Statement on Form S-1, as amended Filed Septe

September 27, 2021 FWP

FWP

September 24, 2021 S-1/A

As filed with the U.S. Securities and Exchange Commission on September 24, 2021

As filed with the U.S. Securities and Exchange Commission on September 24, 2021 Registration No. 333-259465 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 AMENDMENT NO. 2 TO FORM S-1 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 Harbor Custom Development, Inc. (Exact Name of Registrant as Specified in Its Charter) Washington 1531 46-4827436 (State or Other Jurisd

September 24, 2021 EX-4.4

Form of Warrant Agency Agreement

Exhibit 4.4 WARRANT AGENCY AGREEMENT This WARRANT AGENCY AGREEMENT (this ?Warrant Agreement?) is dated as of , 2021 (the ?Issuance Date?) between Harbor Custom Development, Inc., a Washington corporation (the ?Company?), and Mountain Share Transfer, Inc., a Georgia corporation (the ?Warrant Agent?). WHEREAS, pursuant to the terms of that certain Underwriting Agreement (?Underwriting Agreement?), d

September 24, 2021 EX-1.1

Form of Underwriting Agreement between the Registrant and ThinkEquity

EX-1.1 2 ex1-1.htm Exhibit 1.1 UNDERWRITING AGREEMENT between HARBOR CUSTOM DEVELOPMENT, INC. And THINKEQUITY LLC as Representative of the Several Underwriters HARBOR CUSTOM DEVELOPMENT, INC. UNDERWRITING AGREEMENT New York, New York [●], 2021 ThinkEquity LLC As Representative of the Several Underwriters named on Schedule 1 attached hereto 17 State Street, 22nd Floor New York, New York 10004 Ladie

September 24, 2021 CORRESP

September 24, 2021

September 24, 2021 VIA EDGAR Securities and Exchange Commission Division of Corporation Finance Office of Real Estate & Construction Washington, D.

September 24, 2021 8-A12B

Form 8-A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-A For Registration of Certain Classes of Securities Pursuant to Section 12(b) or 12(g) of the Securities Exchange Act of 1934 HARBOR CUSTOM DEVELOPMENT, INC. (Exact name of registrant as specified in its charter) Washington 46-4827436 (State or other jurisdiction of incorporation or organization) (I.R.S. Employer Identi

September 24, 2021 CORRESP

ThinkEquity LLC 17 State Street, 22nd Floor New York, NY 10004

CORRESP 1 filename1.htm ThinkEquity LLC 17 State Street, 22nd Floor New York, NY 10004 September 24, 2021 Via EDGAR Securities and Exchange Commission Division of Corporation Finance – Office of Real Estate and Construction 100 F Street, NE Washington, D.C. 20549 Attention: Shih-Kue Chen Re: Harbor Custom Development, Inc. (the “Company”) File No. 333-259465 Registration Statement on Form S-1 With

September 22, 2021 CORRESP

ThinkEquity LLC 17 State Street, 22nd Floor New York, NY 10004

CORRESP 1 filename1.htm ThinkEquity LLC 17 State Street, 22nd Floor New York, NY 10004 September 22, 2021 Via EDGAR Securities and Exchange Commission Division of Corporation Finance – Office of Real Estate and Construction 100 F Street, NE Washington, D.C. 20549 Attention: Shih-Kue Chen Re: Harbor Custom Development, Inc. (the “Company”) File No. 333-259465 Registration Statement on Form S-1 Ladi

September 22, 2021 CORRESP

Harbor Custom Development, Inc. 11505 Burnham Dr., Suite 301 Gig Harbor, WA 98332

Harbor Custom Development, Inc. 11505 Burnham Dr., Suite 301 Gig Harbor, WA 98332 September 22, 2021 VIA EDGAR Securities and Exchange Commission Division of Corporation Finance Office of Real Estate & Construction 100 F Street, N.E. Washington, D.C. 20549 Attention: Shih-Kue Chen Re: Harbor Custom Development, Inc. Registration Statement on Form S-1, as amended Filed September 10, 2021 File No. 3

September 21, 2021 S-1/A

As filed with the U.S. Securities and Exchange Commission on September 21, 2021

As filed with the U.S. Securities and Exchange Commission on September 21, 2021 Registration No. 333-259465 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 AMENDMENT NO. 1 TO FORM S-1 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 Harbor Custom Development, Inc. (Exact Name of Registrant as Specified in Its Charter) Washington 1531 46-4827436 (State or Other Jurisd

September 21, 2021 EX-1.1

Form of Underwriting Agreement (including Form of Underwriter’s Representative’s Warrant Agreement) between the Registrant and ThinkEquity

EX-1.1 2 ex1-1.htm Exhibit 1.1 UNDERWRITING AGREEMENT between HARBOR CUSTOM DEVELOPMENT, INC. And THINKEQUITY LLC as Representative of the Several Underwriters HARBOR CUSTOM DEVELOPMENT, INC. UNDERWRITING AGREEMENT New York, New York [●], 2021 ThinkEquity LLC As Representative of the Several Underwriters named on Schedule 1 attached hereto 17 State Street, 22nd Floor New York, New York 10004 Ladie

September 20, 2021 8-K

Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 20, 2021 Harbor Custom Development, Inc.

September 17, 2021 FWP

FWP

FWP 1 formfwp.htm

September 10, 2021 EX-3.7

Certificate of Amendment of Certificate of Designation of 8.0% Series A Cumulative Convertible Preferred Stock, dated August 13, 2021

Exhibit 3.7 CERTIFICATE OF AMENDMENT OF CERTIFICATE OF DESIGNATION OF 8.0% SERIES A CUMULATIVE CONVERTIBLE PREFERRED STOCK OF HARBOR CUSTOM DEVELOPMENT, INC. (Pursuant to Section 23B.06.020 of the Revised Code of Washington) Harbor Custom Development, Inc., a Washington corporation (hereinafter called the ?Company?), does hereby certify as follows: 1. That by resolution of the Board of Directors o

September 10, 2021 S-1

As filed with the U.S. Securities and Exchange Commission on September 10, 2021

As filed with the U.S. Securities and Exchange Commission on September 10, 2021 Registration No. 333-[ ] UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM S-1 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 Harbor Custom Development, Inc. (Exact Name of Registrant as Specified in Its Charter) Washington 1531 46-4827436 (State or Other Jurisdiction of Incorporatio

August 31, 2021 8-K

Changes in Control of Registrant, Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 27, 2021 Harbor Custom Development, Inc.

August 18, 2021 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 12, 2021 Harbor Custom Development, Inc.

August 18, 2021 8-K

Regulation FD Disclosure

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 17, 2021 Harbor Custom Development, Inc.

August 16, 2021 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q QUARTERLY REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarter ended June 30, 2021 Commission File Number: 000-237507 HARBOR CUSTOM DEV

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q QUARTERLY REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarter ended June 30, 2021 Commission File Number: 000-237507 HARBOR CUSTOM DEVELOPMENT, INC.

August 16, 2021 EX-99.1

Harbor Custom Development, Inc. Releases Second Quarter Financial Results - Reports Increases in Gross Revenues of 70% and Net Income of 346% over 2020

EX-99.1 2 ex99-1.htm Exhibit 99.1 Harbor Custom Development, Inc. Releases Second Quarter Financial Results - Reports Increases in Gross Revenues of 70% and Net Income of 346% over 2020 Gig Harbor, Washington – (GLOBENEWSWIRE) – August 16, 2021 – Harbor Custom Development, Inc. (“Harbor,” “Harbor Custom Homes®,” or the “Company”), (NASDAQ: HCDI; HCDIP; HCDIW), an innovative and market leading real

August 16, 2021 8-K

Results of Operations and Financial Condition, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 16, 2021 Harbor Custom Development, Inc.

August 2, 2021 POS AM

As filed with the U.S. Securities and Exchange Commission on August 2, 2021.

As filed with the U.S. Securities and Exchange Commission on August 2, 2021. Registration No. 333-237507 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 POST-EFFECTIVE AMENDMENT NO. 1 TO FORM S-1 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 Harbor Custom Development, Inc. (Exact Name of Registrant as Specified in Its Charter) Washington 1531 46-4827436 (State or

July 27, 2021 POS AM

As filed with the U.S. Securities and Exchange Commission on July 27, 2021.

As filed with the U.S. Securities and Exchange Commission on July 27, 2021. Registration No. 333-251946 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 POST-EFFECTIVE AMENDMENT NO. 1 TO FORM S-1 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 Harbor Custom Development, Inc. (Exact Name of Registrant as Specified in Its Charter) Washington 1531 46-4827436 (State or O

July 27, 2021 AW

July 27, 2021

July 27, 2021 VIA EDGAR SUBMISSION Securities Exchange Commission 100 F Street N.E. Washington, D.C. 20549 Re: Harbor Custom Development, Inc. Withdrawal of Amendment to Registration Statement on Form POS AM Filed on July 13, 2021 File No. 333-256918 To Whom it May Concern: Pursuant to Rule 477 promulgated under the Securities Act of 1933, as amended (the ?Securities Act?), Harbor Custom Developme

July 21, 2021 8-K

Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 21, 2021 Harbor Custom Development, Inc.

July 14, 2021 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 8, 2021 Harbor Custom Developm

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 8, 2021 Harbor Custom Development, Inc.

July 13, 2021 POS AM

As filed with the U.S. Securities and Exchange Commission on July 13, 2021.

POS AM 1 formposam.htm As filed with the U.S. Securities and Exchange Commission on July 13, 2021. Registration No. 333-251946 333-256918 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 POST-EFFECTIVE AMENDMENT NO.1 TO FORM S-1 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 Harbor Custom Development, Inc. (Exact Name of Registrant as Specified in Its Charter) Washi

July 13, 2021 POS AM

As filed with the U.S. Securities and Exchange Commission on July 13, 2021.

As filed with the U.S. Securities and Exchange Commission on July 13, 2021. Registration No. 333-251946 333-256918 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 POST-EFFECTIVE AMENDMENT NO.1 TO FORM S-1 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 Harbor Custom Development, Inc. (Exact Name of Registrant as Specified in Its Charter) Washington 1531 46-4827436 (

July 7, 2021 8-K

Regulation FD Disclosure

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 30, 2021 Harbor Custom Development, Inc.

July 2, 2021 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 28, 2021 Harbor Custom Development, Inc.

June 28, 2021 S-8

As filed with the Securities and Exchange Commission on June 28, 2021

As filed with the Securities and Exchange Commission on June 28, 2021 Registration No.

June 14, 2021 EX-99.1

Harbor Custom Development, Inc. Announces Closing of $30.0 Million Public Offering of Convertible Preferred Shares & Warrants

Exhibit 99.1 Harbor Custom Development, Inc. Announces Closing of $30.0 Million Public Offering of Convertible Preferred Shares & Warrants Gig Harbor, Washington, June 11, 2021 ? Harbor Custom Development, Inc. (Nasdaq: HCDI, HCDIP, HCDIW) (?Harbor,? ?Harbor Custom Homes?,? or the ?Company?), an innovative and market leading real estate company involved in all aspects of the land development cycle

June 14, 2021 8-K

Submission of Matters to a Vote of Security Holders, Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

8-K 1 form8-k.htm UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 8, 2021 Harbor Custom Development, Inc. (Exact name of registrant as specified in its charter) Washington 333-237507 46-4827436 (State or other jurisdiction of in

June 14, 2021 EX-4.1

Warrant Agency Agreement between the Registrant and Mountain Share Transfer, Inc., dated June 11, 2021

EX-4.1 2 ex4-1.htm Exhibit 4.1 WARRANT AGENCY AGREEMENT This WARRANT AGENCY AGREEMENT (this “Warrant Agreement”) is dated as of June 11, 2021 (the “Issuance Date”) between Harbor Custom Development, Inc., a Washington corporation (the “Company”), and Mountain Share Transfer, Inc., a Georgia corporation (the “Warrant Agent”). WHEREAS, pursuant to the terms of that certain Underwriting Agreement (“U

June 14, 2021 8-K

Entry into a Material Definitive Agreement, Other Events, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 11, 2021 Harbor Custom Development, Inc.

June 10, 2021 EX-1.1

Underwriting Agreement, dated June 9, 2021, by and between Harbor Custom Development, Inc. and ThinkEquity, a division of Fordham Financial Management, Inc.

EX-1.1 2 ex1-1.htm Exhibit 1.1 UNDERWRITING AGREEMENT between HARBOR CUSTOM DEVELOPMENT, INC. And THINKEQUITY A DIVISION OF FORDHAM FINANCIAL MANAGEMENT, INC. as Representative of the Several Underwriters HARBOR CUSTOM DEVELOPMENT, INC. UNDERWRITING AGREEMENT New York, New York June 9, 2021 ThinkEquity A Division of Fordham Financial Management, Inc. As Representative of the Several Underwriters n

June 10, 2021 EX-3.1

Certificate of Designation of 8.0% Series A Cumulative Convertible Preferred Stock, dated June 8, 2021

Exhibit 3.1 CERTIFICATE OF DESIGNATION 8.0% SERIES A CUMULATIVE CONVERTIBLE PREFERRED STOCK OF HARBOR CUSTOM DEVELOPMENT, INC. The undersigned, Sterling Griffin, does hereby certify: 1. That he is the duly elected and acting President and Chief Executive Officer of Harbor Custom Development, Inc., a Washington corporation (the ?Company?). 2. That, pursuant to the authority conferred by the Company

June 10, 2021 424B4

a division of Fordham Financial Management, Inc. The date of this prospectus is June 9, 2021 TABLE OF CONTENTS

PROSPECTUS Filed Pursuant to Rule 424(b)(4) Registration Nos. 333-255229 and 333-256918 1,200,000 Shares of 8.0% Series A Cumulative Convertible Preferred Stock (Liquidation Preference $25.00 per Share) Warrants to Purchase 3,600,000 Shares of Common Stock Harbor Custom Development, Inc. Harbor Custom Development, Inc. (?we,? ?us,? or the ?Company?) is offering on a firm commitment basis (this ?Of

June 10, 2021 8-K

Entry into a Material Definitive Agreement, Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year, Other Events, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 8, 2021 Harbor Custom Development, Inc.

June 10, 2021 424B4

a division of Fordham Financial Management, Inc. The date of this prospectus is June 9, 2021 TABLE OF CONTENTS

PROSPECTUS Filed Pursuant to Rule 424(b)(4) Registration Nos. 333-255229 and 333-256918 1,200,000 Shares of 8.0% Series A Cumulative Convertible Preferred Stock (Liquidation Preference $25.00 per Share) Warrants to Purchase 3,600,000 Shares of Common Stock Harbor Custom Development, Inc. Harbor Custom Development, Inc. (?we,? ?us,? or the ?Company?) is offering on a firm commitment basis (this ?Of

June 10, 2021 EX-99.1

Harbor Custom Development, Inc. Announces Pricing of $30 Million Public Offering of Convertible Preferred Shares & Warrants

Exhibit 99.1 Harbor Custom Development, Inc. Announces Pricing of $30 Million Public Offering of Convertible Preferred Shares & Warrants Gig Harbor, Washington, June 9, 2021 ? Harbor Custom Development, Inc. (Nasdaq: HCDI) ( ?Harbor,? ?Harbor Custom Homes?,? or the ?Company?), an innovative and market leading real estate company involved in all aspects of the land development cycle, today announce

June 9, 2021 S-1MEF

As filed with the U.S. Securities and Exchange Commission on June 9, 2021.

As filed with the U.S. Securities and Exchange Commission on June 9, 2021. Registration No. 333-[ ] UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM S-1 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 Harbor Custom Development, Inc. (Exact Name of Registrant as Specified in Its Charter) Washington 1531 46-4827436 (State or Other Jurisdiction of Incorporation or

June 9, 2021 8-A12B

Form 8-A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-A For Registration of Certain Classes of Securities Pursuant to Section 12(b) or 12(g) of the Securities Exchange Act of 1934 HARBOR CUSTOM DEVELOPMENT, INC. (Exact name of registrant as specified in its charter) Washington 46-4827436 (State or other jurisdiction of incorporation or organization) (I.R.S. Employer Identi

June 8, 2021 8-K

Regulation FD Disclosure

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 8, 2021 Harbor Custom Development, Inc.

June 4, 2021 CORRESP

ThinkEquity, a division of Fordham Financial Management, Inc. 17 State Street, 22nd Floor New York, NY 10004

ThinkEquity, a division of Fordham Financial Management, Inc. 17 State Street, 22nd Floor New York, NY 10004 June 4, 2021 Via EDGAR Securities and Exchange Commission Division of Corporation Finance ? Office of Real Estate and Construction 100 F Street, NE Washington, D.C. 20549 Attention: Ronald E. Alper Re: Harbor Custom Development, Inc. (the ?Company?) File No. 333-255229 Registration Statemen

June 4, 2021 CORRESP

Harbor Custom Development, Inc. 11505 Burnham Dr., Suite 301 Gig Harbor, WA 98332

Harbor Custom Development, Inc. 11505 Burnham Dr., Suite 301 Gig Harbor, WA 98332 June 4, 2021 VIA EDGAR Securities and Exchange Commission Division of Corporation Finance Office of Real Estate & Construction 100 F Street, N.E. Washington, D.C. 20549 Attention: Mary Beth Breslin Re: Harbor Custom Development, Inc. Registration Statement on Form S-1, as amended Filed April 14, 2021 File No. 333-255

June 3, 2021 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

8-K 1 form8-k.htm UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 2, 2021 Harbor Custom Development, Inc. (Exact name of registrant as specified in its charter) Washington 001-39266 46-4827436 (State or other jurisdiction of inc

May 20, 2021 S-1/A

As filed with the U.S. Securities and Exchange Commission on May 20, 2021.

As filed with the U.S. Securities and Exchange Commission on May 20, 2021. Registration No. 333-255229 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 AMENDMENT NO. 1 TO FORM S-1 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 Harbor Custom Development, Inc. (Exact Name of Registrant as Specified in Its Charter) Washington 1531 46-4827436 (State or Other Jurisdictio

May 20, 2021 FWP

FWP

May 20, 2021 EX-1.1

Form of Underwriting Agreement (including Form of Underwriter’s Representative’s Warrant Agreement) between the Registrant and ThinkEquity

Exhibit 1.1 UNDERWRITING AGREEMENT between HARBOR CUSTOM DEVELOPMENT, INC. And THINKEQUITY A DIVISION OF FORDHAM FINANCIAL MANAGEMENT, INC. as Representative of the Several Underwriters HARBOR CUSTOM DEVELOPMENT, INC. UNDERWRITING AGREEMENT New York, New York [?], 2021 ThinkEquity A Division of Fordham Financial Management, Inc. As Representative of the Several Underwriters named on Schedule 1 att

May 17, 2021 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 17, 2021 Harbor Custom Development, Inc.

May 17, 2021 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q QUARTERLY REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarter ended March 31, 2021 Commission File Number: 000-237507 HARBOR CUSTOM DE

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q QUARTERLY REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarter ended March 31, 2021 Commission File Number: 000-237507 HARBOR CUSTOM DEVELOPMENT, INC.

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