MCBS / MetroCity Bankshares, Inc. - Документы SEC, Годовой отчет, Доверенное заявление

МетроСити Банкшерс, Инк.
US ˙ NasdaqGS ˙ US59165J1051

Основная статистика
LEI 549300TC6QB7YG0P6F52
CIK 1747068
SEC Filings
All companies that sell securities in the United States must register with the Securities and Exchange Commission (SEC) and file reports on a regular basis. These reports include company annual reports (10K, 10Q), news updates (8K), investor presentations (found in 8Ks), insider trades (form 4), ownership reports (13D, and 13G), and reports related to the specific securities sold, such as registration statements and prospectus. This page shows recent SEC filings related to MetroCity Bankshares, Inc.
SEC Filings (Chronological Order)
На этой странице представлен полный хронологический список документов SEC, за исключением документов о собственности, которые мы предоставляем в других местах.
August 8, 2025 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q

Table of Contents 3 UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.

July 18, 2025 EX-99.1

METROCITY BANKSHARES, INC. REPORTS EARNINGS FOR SECOND QUARTER 2025

Exhibit 99.1 FOR IMMEDIATE RELEASE METROCITY BANKSHARES, INC. REPORTS EARNINGS FOR SECOND QUARTER 2025 ATLANTA, GA (July 18, 2025) – MetroCity Bankshares, Inc. (“MetroCity” or the “Company”) (NASDAQ: MCBS), holding company for Metro City Bank (the “Bank”), today reported net income of $16.8 million, or $0.65 per diluted share, for the second quarter of 2025, compared to $16.3 million, or $0.63 per

July 18, 2025 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 18, 2025 METROCITY BANKSHARES, INC. (Exact name of registrant as specified in its charter) Georgia No. 001-39068 47-2528408 (State or other jurisdiction of incorporation) (Commis

July 16, 2025 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 16, 2025 METROCITY BANKSHARES, INC. (Exact name of registrant as specified in its charter) Georgia No. 001-39068 47-2528408 (State or other jurisdiction of incorporation) (Commis

July 16, 2025 EX-99.1

MetroCity Bankshares, Inc. Declares Quarterly Cash Dividend

Exhibit 99.1 FOR IMMEDIATE RELEASE MetroCity Bankshares, Inc. Declares Quarterly Cash Dividend ATLANTA, GA., July 16, 2025 (PR Newswire) – MetroCity Bankshares, Inc. (the “Company”) (NASDAQ: MCBS) announced today that its board of directors declared a quarterly cash dividend of $0.25 per share on its common stock. The cash dividend is payable on August 8, 2025 to shareholders of record as of July

July 15, 2025 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 15, 2025 METROCITY BANKSHARE

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 15, 2025 METROCITY BANKSHARES, INC. (Exact name of registrant as specified in its charter) Georgia No. 001-39068 47-2528408 (State or other jurisdiction of incorporation) (Commis

July 15, 2025 EX-99.1

MetroCity Bankshares, Inc. and First IC Corporation Receive Regulatory and Shareholder Approval of Strategic Combination

Exhibit 99.1 NASDAQGS: MCBS For Immediate Release July 15, 2025 MetroCity Bankshares, Inc. and First IC Corporation Receive Regulatory and Shareholder Approval of Strategic Combination DORAVILLE, Georgia (PR NEWSWIRE) – MetroCity Bankshares, Inc. (NASDAQ: MCBS) (“MetroCity”), the holding company for Metro City Bank (the “Bank”), and First IC Corporation (OTCEM: FIEB) (“First IC”), the parent compa

June 18, 2025 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 18, 2025 METROCITY BANKSHARE

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 18, 2025 METROCITY BANKSHARES, INC. (Exact name of registrant as specified in its charter) Georgia No. 001-39068 47-2528408 (State or other jurisdiction of incorporation) (Commis

June 6, 2025 424B3

PROXY STATEMENT/PROSPECTUS MERGER PROPOSED — YOUR VOTE IS VERY IMPORTANT

TABLE OF CONTENTS  Filed Pursuant to Rule 424(b)(3)  Registration No. 333-287567 PROXY STATEMENT/PROSPECTUS MERGER PROPOSED — YOUR VOTE IS VERY IMPORTANT To the Shareholders of First IC Corporation: On March 16, 2025, MetroCity Bankshares, Inc., or “MetroCity,” Metro City Bank, First IC Corporation, or “First IC,” and First IC Bank entered into an Agreement and Plan of Reorganization, (which we re

June 4, 2025 CORRESP

June 4, 2025

June 4, 2025 VIA EDGAR United States Securities and Exchange Commission Division of Corporation Finance 100 F.

June 4, 2025 EX-99.1

Consent of Stephens Inc.#

Exhibit 99.1 CONSENT OF STEPHENS INC. We hereby consent to the inclusion of our opinion letter to the Board of Directors of First IC Corporation (the “Company”) as an Appendix to the Proxy Statement/Prospectus relating to the proposed acquisition of the Company contained in the Registration Statement on Form S-4, as filed with the Securities and Exchange Commission, and to the references to our fi

June 4, 2025 S-4/A

As filed with the Securities and Exchange Commission on June 4, 2025

TABLE OF CONTENTS As filed with the Securities and Exchange Commission on June 4, 2025 Registration No.

June 4, 2025 EX-99.2

Form of Proxy for holders of shares of common stock of First IC Corporation#

Exhibit 99.2 FIRST IC CORPORATION PROXY SOLICITED BY THE BOARD OF DIRECTORS FOR THE ANNUAL MEETING OF SHAREHOLDERS TO BE HELD ON JULY 15, 2025 THIS PROXY IS SOLICITED BY THE BOARD OF DIRECTORS OF FIRST IC CORPORATION (“FIRST IC”). WHEN THIS PROXY IS PROPERLY EXECUTED AND RETURNED, AND NOT REVOKED, THE SHARES IT REPRESENTS WILL BE VOTED AT THE ANNUAL MEETING IN ACCORDANCE WITH THE CHOICES SPECIFIED

May 23, 2025 EX-FILING FEES

Filing Fee Table

Exhibit 107 Calculation of Filing Fee Tables Form S-4 MetroCity Bankshares, Inc. Table 1: Newly Registered and Carry Forward Securities Security Type Security Class Title Fee Calculation or Carry Forward Rule Amount Registered (1) Proposed Maximum Offering Price Per Unit Maximum Aggregate Offering Price (2) Fee Rate Amount of Registration Fee (3) Carry Forward Form Type Carry Forward File Number C

May 23, 2025 S-4

As filed with the Securities and Exchange Commission on May 23, 2025

TABLE OF CONTENTS As filed with the Securities and Exchange Commission on May 23, 2025 Registration No.

May 23, 2025 EX-99.1

Consent of Stephens Inc.

Exhibit 99.1 CONSENT OF STEPHENS INC. We hereby consent to the inclusion of our opinion letter to the Board of Directors of First IC Corporation (the “Company”) as an Appendix to the Proxy Statement/Prospectus relating to the proposed acquisition of the Company contained in the Registration Statement on Form S-4, as filed with the Securities and Exchange Commission, and to the references to our fi

May 22, 2025 8-K

Submission of Matters to a Vote of Security Holders

9* UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 22, 2025 METROCITY BANKSHARES, INC. (Exact name of registrant as specified in its charter) Georgia No. 001-39068 47-2528408 (State or other jurisdiction of incorporation) (Comm

May 8, 2025 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q (Mark One) ☒ Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended March 31, 2025 OR ☐ Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from to Commission File Number 00

April 18, 2025 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 18, 2025 METROCITY BANKSHARES, INC. (Exact name of registrant as specified in its charter) Georgia No. 001-39068 47-2528408 (State or other jurisdiction of incorporation) (Commi

April 18, 2025 EX-99.1

METROCITY BANKSHARES, INC. REPORTS EARNINGS FOR FIRST QUARTER 2025

Exhibit 99.1 FOR IMMEDIATE RELEASE METROCITY BANKSHARES, INC. REPORTS EARNINGS FOR FIRST QUARTER 2025 ATLANTA, GA (April 18, 2025) – MetroCity Bankshares, Inc. (“MetroCity” or the “Company”) (NASDAQ: MCBS), holding company for Metro City Bank (the “Bank”), today reported net income of $16.3 million, or $0.63 per diluted share, for the first quarter of 2025, compared to $16.2 million, or $0.63 per

April 16, 2025 EX-99.1

MetroCity Bankshares, Inc. Declares Quarterly Cash Dividend

Exhibit 99.1 FOR IMMEDIATE RELEASE MetroCity Bankshares, Inc. Declares Quarterly Cash Dividend ATLANTA, GA., April 16, 2025 (PR Newswire) – MetroCity Bankshares, Inc. (the “Company”) (NASDAQ: MCBS) announced today that its board of directors declared a quarterly cash dividend of $0.23 per share on its common stock. The cash dividend is payable on May 9, 2025 to shareholders of record as of April 3

April 16, 2025 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 16, 2025 METROCITY BANKSHARES, INC. (Exact name of registrant as specified in its charter) Georgia No. 001-39068 47-2528408 (State or other jurisdiction of incorporation) (Commi

April 15, 2025 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 14A (Rule 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Ame

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 14A (Rule 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy S

April 7, 2025 10-K/A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K/A (Amendment No. 1)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K/A (Amendment No. 1) (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to . Commission File Number 001

March 19, 2025 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 19, 2025 METROCITY BANKSHARES, INC. (Exact name of registrant as specified in its charter) Georgia No. 001-39068 47-2528408 (State or other jurisdiction of incorporation) (Commi

March 17, 2025 EX-99.1

MetroCity Bankshares and First IC Corporation Announce Strategic Combination

Exhibit 99.1 NASDAQGS: MCBS For Immediate Release March 17, 2025 MetroCity Bankshares and First IC Corporation Announce Strategic Combination DORAVILLE, Georgia (PR NEWSWIRE) – MetroCity Bankshares, Inc. (NASDAQ: MCBS) (“MetroCity”), the holding company for Metro City Bank (the “Bank”), and First IC Corporation (OTCEM: FIEB) (“First IC”), the parent company of First IC Bank, both based in Doravill

March 17, 2025 EX-2.1

Agreement and Plan of Reorganization, by and among MetroCity Bankshares, Inc., Metro City Bank, First IC Corporation, and First IC Bank, dated as of March 16, 2025 (incorporated by reference to Exhibit 2.1 to the Company’s Current Report on Form 8-K filed March 17, 2025)

Exhibit 2.1 AGREEMENT AND PLAN OF REORGANIZATION DATED AS OF MARCH 16, 2025 BY AND AMONG METROCITY BANKSHARES, INC., METRO CITY BANK, FIRST IC CORPORATION, AND FIRST IC BANK Table of Contents Page Article I THE MERGER 2 Section 1.01 The Merger 2 Section 1.02 The Bank Merger 2 Section 1.03 Closing 2 Section 1.04 Effective Time 2 Section 1.05 Articles of Incorporation and Bylaws 3 Section 1.06 Direc

March 17, 2025 EX-2.1

Agreement and Plan of Reorganization, by and among MetroCity Bankshares, Inc., Metro City Bank, First IC Corporation, and First IC Bank, dated as of March 16, 2025 (Schedules and exhibits have been omitted pursuant to Item 601(b)(2) of Regulation S-K. A copy of any omitted schedule or exhibit will be furnished supplementally to the SEC upon request; provided, however, that the parties may request confidential treatment pursuant to Rule 24b-2 of the Securities Exchange Act of 1934, as amended, for any document so furnished.)

Exhibit 2.1 AGREEMENT AND PLAN OF REORGANIZATION DATED AS OF MARCH 16, 2025 BY AND AMONG METROCITY BANKSHARES, INC., METRO CITY BANK, FIRST IC CORPORATION, AND FIRST IC BANK Table of Contents Page Article I THE MERGER 2 Section 1.01 The Merger 2 Section 1.02 The Bank Merger 2 Section 1.03 Closing 2 Section 1.04 Effective Time 2 Section 1.05 Articles of Incorporation and Bylaws 3 Section 1.06 Direc

March 17, 2025 EX-10.2

Form of Director Support Agreement (incorporated by reference to Exhibit 10.2 to the Company’s Current Report on Form 8-K filed March 17, 2025)

Exhibit 10.2 FORM OF DIRECTOR SUPPORT AGREEMENT This DIRECTOR SUPPORT AGREEMENT (this “Agreement”) is made and entered into as of March 16, 2025 (the “Execution Date”) by and between MetroCity Bankshares, Inc., a Georgia corporation (“Buyer”), and , an individual resident of the State of Georgia (the “Undersigned”). Terms with their initial letters capitalized and not otherwise defined herein have

March 17, 2025 EX-10.2

Form of Director Support Agreement

Exhibit 10.2 FORM OF DIRECTOR SUPPORT AGREEMENT This DIRECTOR SUPPORT AGREEMENT (this “Agreement”) is made and entered into as of March 16, 2025 (the “Execution Date”) by and between MetroCity Bankshares, Inc., a Georgia corporation (“Buyer”), and , an individual resident of the State of Georgia (the “Undersigned”). Terms with their initial letters capitalized and not otherwise defined herein have

March 17, 2025 425

Page 2

Filed by MetroCity Bankshares, Inc. pursuant to Rule 425 under the Securities Act of 1933 and deemed filed pursuant to Rule 14a-12 under the Securities Exchange Act of 1934 Subject Company: First IC Corporation MetroCity Bankshares, Inc. Commission File No.: 001-39068 Date: March 17, 2025 We look forward to welcoming you to the Metro City Bank family! Metro City Bank and First IC Bank are strong c

March 17, 2025 EX-99.2

Acquisition of First IC Corporation (First IC Bank) March 17, 2025 NASDAQ: MCBS Cautionary Statement Regarding Forward - Looking Statements This communication contains forward - looking statements, including, but not limited to, certain plans, expect

Exhibit 99.2 Acquisition of First IC Corporation (First IC Bank) March 17, 2025 NASDAQ: MCBS Cautionary Statement Regarding Forward - Looking Statements This communication contains forward - looking statements, including, but not limited to, certain plans, expectations, goals, projections, and statements about the benefits of the proposed transaction, the plans, objectives, expectations and intent

March 17, 2025 EX-10.1

Form of Voting Agreement

Exhibit 10.1 FORM OF VOTING AGREEMENT THIS VOTING AGREEMENT (this “Agreement”) is dated as of March 16, 2025, by and between the undersigned holder (“Shareholder”) of voting common stock, $5.00 par value per share (“Company Common Stock”), of First IC Corporation, a Georgia corporation (“Company”), and MetroCity Bankshares, Inc., a Georgia corporation (“Buyer”). All capitalized terms used but not

March 17, 2025 EX-99.2

Acquisition of First IC Corporation (First IC Bank) March 17, 2025 NASDAQ: MCBS Cautionary Statement Regarding Forward - Looking Statements This communication contains forward - looking statements, including, but not limited to, certain plans, expect

Exhibit 99.2 Acquisition of First IC Corporation (First IC Bank) March 17, 2025 NASDAQ: MCBS Cautionary Statement Regarding Forward - Looking Statements This communication contains forward - looking statements, including, but not limited to, certain plans, expectations, goals, projections, and statements about the benefits of the proposed transaction, the plans, objectives, expectations and intent

March 17, 2025 425

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 17, 2025 (March 16, 2025) M

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 17, 2025 (March 16, 2025) METROCITY BANKSHARES, INC. (Exact name of registrant as specified in its charter) Georgia No. 001-39068 47-2528408 (State or other jurisdiction of inco

March 17, 2025 EX-99.1

MetroCity Bankshares and First IC Corporation Announce Strategic Combination

Exhibit 99.1 NASDAQGS: MCBS For Immediate Release March 17, 2025 MetroCity Bankshares and First IC Corporation Announce Strategic Combination DORAVILLE, Georgia (PR NEWSWIRE) – MetroCity Bankshares, Inc. (NASDAQ: MCBS) (“MetroCity”), the holding company for Metro City Bank (the “Bank”), and First IC Corporation (OTCEM: FIEB) (“First IC”), the parent company of First IC Bank, both based in Doravill

March 17, 2025 EX-10.1

Form of Voting Agreement (incorporated by reference to Exhibit 10.1 to the Company’s Current Report on Form 8-K filed March 17, 2025)

Exhibit 10.1 FORM OF VOTING AGREEMENT THIS VOTING AGREEMENT (this “Agreement”) is dated as of March 16, 2025, by and between the undersigned holder (“Shareholder”) of voting common stock, $5.00 par value per share (“Company Common Stock”), of First IC Corporation, a Georgia corporation (“Company”), and MetroCity Bankshares, Inc., a Georgia corporation (“Buyer”). All capitalized terms used but not

March 17, 2025 8-K

Regulation FD Disclosure, Entry into a Material Definitive Agreement, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 17, 2025 (March 16, 2025) METROCITY BANKSHARES, INC. (Exact name of registrant as specified in its charter) Georgia No. 001-39068 47-2528408 (State or other jurisdiction of inco

March 10, 2025 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to . Commission File Number 001-3

March 10, 2025 EX-4.1

Description of Capital Stock of MetroCity Bankshares, Inc. (incorporated by reference to Exhibit 4.1 of the Annual Report on Form 10-K for the year ended December 31, 2024, filed by MetroCity Bankshares, Inc. on March 10, 2025). Instruments defining the rights of the long-term debt securities of MetroCity Bankshares, Inc. and its subsidiaries are omitted pursuant to section (b)(4)(iii)(A) of Item 601 of Regulation S-K. MetroCity Bankshares, Inc. hereby agrees to furnish copies of these instruments to the SEC upon request.

Exhibit 4.1 DESCRIPTION OF CAPITAL STOCK The following description summarizes the terms of our common stock and preferred stock but does not purport to be complete, and it is qualified in its entirety by reference to the applicable provisions of federal law governing bank holding companies, Georgia law and our articles of incorporation and bylaws. Our articles of incorporation and bylaws, as amend

March 10, 2025 EX-19

Insider Trading Policy

Exhibit 19 MetroCity Bankshares, Inc. Insider Trading Policy This Insider Trading Policy (this “Policy”) describes the standards of MetroCity Bankshares, Inc. and its subsidiaries (the “Company”) with respect to trading, and causing the trading of, the Company's securities or securities of certain other publicly traded companies while in possession of confidential information. This Policy applies

March 10, 2025 EX-21.1

List of subsidiaries of MetroCity Bankshares, Inc. (incorporated by reference to Exhibit 21.1 of the Annual Report on Form 10-K for the year ended December 31, 2024, filed by MetroCity Bankshares, Inc. on March 10, 2025).

Exhibit 21.1 SUBSIDIARIES OF METROCITY BANKSHARES, INC. Subsidiary Ownership State of Incorporation Metro City Bank Wholly owned subsidiary of MetroCity Bankshares, Inc. Georgia

January 21, 2025 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 21, 2025 METROCITY BANKSHARES, INC. (Exact name of registrant as specified in its charter) Georgia No. 001-39068 47-2528408 (State or other jurisdiction of incorporation) (Com

January 21, 2025 EX-99.1

METROCITY BANKSHARES, INC. REPORTS EARNINGS FOR FOURTH QUARTER AND YEAR ENDED 2024

Exhibit 99.1 FOR IMMEDIATE RELEASE METROCITY BANKSHARES, INC. REPORTS EARNINGS FOR FOURTH QUARTER AND YEAR ENDED 2024 ATLANTA, GA (January 21, 2025) – MetroCity Bankshares, Inc. (“MetroCity” or the “Company”) (NASDAQ: MCBS), holding company for Metro City Bank (the “Bank”), today reported net income of $16.2 million, or $0.63 per diluted share, for the fourth quarter of 2024, compared to $16.7 mil

January 15, 2025 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 15, 2025 METROCITY BANKSHARES, INC. (Exact name of registrant as specified in its charter) Georgia No. 001-39068 47-2528408 (State or other jurisdiction of incorporation) (Com

January 15, 2025 EX-99.1

MetroCity Bankshares, Inc. Declares Quarterly Cash Dividend

Exhibit 99.1 FOR IMMEDIATE RELEASE MetroCity Bankshares, Inc. Declares Quarterly Cash Dividend ATLANTA, GA., January 15, 2025 (PR Newswire) – MetroCity Bankshares, Inc. (the “Company”) (NASDAQ: MCBS) announced today that its board of directors declared a quarterly cash dividend of $0.23 per share on its common stock. The cash dividend is payable on February 7, 2025 to shareholders of record as of

November 8, 2024 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q (Mark One) ☒ Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended September 30, 2024 OR ☐ Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from to Commission File Numbe

October 18, 2024 EX-99.1

METROCITY BANKSHARES, INC. REPORTS EARNINGS FOR THIRD QUARTER 2024

Exhibit 99.1 FOR IMMEDIATE RELEASE METROCITY BANKSHARES, INC. REPORTS EARNINGS FOR THIRD QUARTER 2024 ATLANTA, GA (October 18, 2024) – MetroCity Bankshares, Inc. (“MetroCity” or the “Company”) (NASDAQ: MCBS), holding company for Metro City Bank (the “Bank”), today reported net income of $16.7 million, or $0.65 per diluted share, for the third quarter of 2024, compared to $16.9 million, or $0.66 pe

October 18, 2024 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 18, 2024 METROCITY BANKSHARES, INC. (Exact name of registrant as specified in its charter) Georgia No. 001-39068 47-2528408 (State or other jurisdiction of incorporation) (Com

October 16, 2024 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 16, 2024 METROCITY BANKSHARES, INC. (Exact name of registrant as specified in its charter) Georgia No. 001-39068 47-2528408 (State or other jurisdiction of incorporation) (Com

October 16, 2024 EX-99.1

MetroCity Bankshares, Inc. Declares Quarterly Cash Dividend and Announces the Continuation of its Share Repurchase Program

Exhibit 99.1 FOR IMMEDIATE RELEASE MetroCity Bankshares, Inc. Declares Quarterly Cash Dividend and Announces the Continuation of its Share Repurchase Program ATLANTA, GA., October 16, 2024 (PR Newswire) – MetroCity Bankshares, Inc. (the “Company”) (NASDAQ: MCBS) announced today that its board of directors declared a quarterly cash dividend of $0.23 per share on its common stock. The cash dividend

September 18, 2024 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 18, 2024 METROCITY BANKSHARES, INC. (Exact name of registrant as specified in its charter) Georgia No. 001-39068 47-2528408 (State or other jurisdiction of incorporation) (C

August 7, 2024 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q (Mark One) ☒ Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended June 30, 2024 OR ☐ Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from to Commission File Number 001

July 26, 2024 EX-99.1

3 Company Overview Headquarters • Doraville, Georgia (Atlanta Metro Area) 2024 Size and Scale • $3.6 billion in total assets • $3.1 billion in gross loans • $2.7 billion in total deposits Focus • Non-conforming mortgage lending, SBA lending and conse

Exhibit 99.1 KBW Community Bank Investor Conference NASDAQ: MCBS July 2024 2 Disclaimer This presentation contains “forward-looking statements” within the meaning of, and subject to the protections of, Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended. These statements may be regarding future events and our expectations and be

July 26, 2024 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 26, 2024 METROCITY BANKSHARES, INC. (Exact name of registrant as specified in its charter) Georgia No. 001-39068 47-2528408 (State or other jurisdiction of incorporation) (Commis

July 19, 2024 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 19, 2024 METROCITY BANKSHARES, INC. (Exact name of registrant as specified in its charter) Georgia No. 001-39068 47-2528408 (State or other jurisdiction of incorporation) (Commis

July 19, 2024 EX-99.1

METROCITY BANKSHARES, INC. REPORTS EARNINGS FOR SECOND QUARTER 2024

Exhibit 99.1 FOR IMMEDIATE RELEASE METROCITY BANKSHARES, INC. REPORTS EARNINGS FOR SECOND QUARTER 2024 ATLANTA, GA (July 19, 2024) – MetroCity Bankshares, Inc. (“MetroCity” or the “Company”) (NASDAQ: MCBS), holding company for Metro City Bank (the “Bank”), today reported net income of $16.9 million, or $0.66 per diluted share, for the second quarter of 2024, compared to $14.6 million, or $0.57 per

July 17, 2024 EX-99.1

MetroCity Bankshares, Inc. Declares Quarterly Cash Dividend

Exhibit 99.1 FOR IMMEDIATE RELEASE MetroCity Bankshares, Inc. Declares Quarterly Cash Dividend ATLANTA, GA (July 17, 2024) – MetroCity Bankshares, Inc. (NASDAQ: MCBS) announced today that its board of directors declared a quarterly cash dividend of $0.20 per share on its common stock. The cash dividend is payable on August 9, 2024 to shareholders of record as of July 31, 2024. About MetroCity Bank

July 17, 2024 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 17, 2024 METROCITY BANKSHARES, INC. (Exact name of registrant as specified in its charter) Georgia No. 001-39068 47-2528408 (State or other jurisdiction of incorporation) (Commis

May 16, 2024 8-K

Submission of Matters to a Vote of Security Holders

9* UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 16, 2024 METROCITY BANKSHARES, INC. (Exact name of registrant as specified in its charter) Georgia No. 001-39068 47-2528408 (State or other jurisdiction of incorporation) (Comm

May 7, 2024 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q (Mark One) ☒ Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended March 31, 2024 OR ☐ Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from to Commission File Number 00

April 19, 2024 EX-99.1

METROCITY BANKSHARES, INC. REPORTS EARNINGS FOR FIRST QUARTER 2024

Exhibit 99.1 FOR IMMEDIATE RELEASE METROCITY BANKSHARES, INC. REPORTS EARNINGS FOR FIRST QUARTER 2024 ATLANTA, GA (April 19, 2024) – MetroCity Bankshares, Inc. (“MetroCity” or the “Company”) (NASDAQ: MCBS), holding company for Metro City Bank (the “Bank”), today reported net income of $14.6 million, or $0.57 per diluted share, for the first quarter of 2024, compared to $11.3 million, or $0.44 per

April 19, 2024 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 19, 2024 METROCITY BANKSHARES, INC. (Exact name of registrant as specified in its charter) Georgia No. 001-39068 47-2528408 (State or other jurisdiction of incorporation) (Commi

April 17, 2024 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 17, 2024 METROCITY BANKSHARES, INC. (Exact name of registrant as specified in its charter) Georgia No. 001-39068 47-2528408 (State or other jurisdiction of incorporation) (Commi

April 17, 2024 EX-99.1

MetroCity Bankshares, Inc. Declares Quarterly Cash Dividend

Exhibit 99.1 FOR IMMEDIATE RELEASE MetroCity Bankshares, Inc. Declares Quarterly Cash Dividend ATLANTA, GA (April 17, 2024) – MetroCity Bankshares, Inc. (NASDAQ: MCBS) announced today that its board of directors declared a quarterly cash dividend of $0.20 per share on its common stock. The cash dividend is payable on May 10, 2024 to shareholders of record as of May 1, 2024. About MetroCity Banksha

April 12, 2024 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 14A (Rule 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Ame

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 14A (Rule 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy S

March 12, 2024 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 12, 2024 METROCITY BANKSHARES, INC. (Exact name of registrant as specified in its charter) Georgia No. 001-39068 47-2528408 (State or other jurisdiction of incorporation) (Commi

March 11, 2024 EX-21.1

Subsidiaries of MetroCity Bankshares, Inc.

Exhibit 21.1 SUBSIDIARIES OF METROCITY BANKSHARES, INC. Subsidiary Ownership State of Incorporation Metro City Bank Wholly owned subsidiary of MetroCity Bankshares, Inc. Georgia

March 11, 2024 EX-97

Incentive Compensation Recovery (“Clawback”) Policy

Exhibit 97 METROCITY BANKSHARES, INC. INCENTIVE COMPENSATION RECOVERY POLICY 1.0 General 1.1 MetroCity Bankshares, Inc. (the “Company”) has adopted this Incentive Compensation Recovery Policy (the “Policy”) in accordance with the applicable listing standards of The Nasdaq Stock Market (“Nasdaq”) and Rule 10D-1 under the Securities Exchange Act of 1934, as amended (the “Exchange Act”). To the exten

March 11, 2024 EX-4.1

Description of Capital Stock of MetroCity Bankshares, Inc.

Exhibit 4.1 DESCRIPTION OF CAPITAL STOCK The following description summarizes the terms of our common stock and preferred stock but does not purport to be complete, and it is qualified in its entirety by reference to the applicable provisions of federal law governing bank holding companies, Georgia law and our articles of incorporation and bylaws. Our articles of incorporation and bylaws, as amend

March 11, 2024 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to . Commission File Number 001-3

January 31, 2024 SC 13G

MCBS / MetroCity Bankshares, Inc. / PAEK NACK Y - SC 13G Passive Investment

SC 13G 1 tmb-20240131xsc13g.htm SC 13G UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. )* MetroCity Bankshares, Inc. (Name of Issuer) Common Stock, $0.01 par value per share (Title of Class of Securities) 59165J105 (CUSIP Number) December 31, 2023 (Date of Event Which Requires Filing of this Statement) Ch

January 23, 2024 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 23, 2024 METROCITY BANKSH

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 23, 2024 METROCITY BANKSHARES, INC. (Exact name of registrant as specified in its charter) Georgia No. 001-39068 47-2528408 (State or other jurisdiction of incorporation) (Com

January 23, 2024 EX-99.1

METROCITY BANKSHARES, INC. REPORTS EARNINGS FOR FOURTH QUARTER AND YEAR ENDED 2023

Exhibit 99.1 FOR IMMEDIATE RELEASE METROCITY BANKSHARES, INC. REPORTS EARNINGS FOR FOURTH QUARTER AND YEAR ENDED 2023 ATLANTA, GA (January 23, 2024) – MetroCity Bankshares, Inc. (“MetroCity” or the “Company”) (NASDAQ: MCBS), holding company for Metro City Bank (the “Bank”), today reported net income of $11.3 million, or $0.44 per diluted share, for the fourth quarter of 2023, compared to $11.4 mil

January 17, 2024 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 17, 2024 METROCITY BANKSHARES, INC. (Exact name of registrant as specified in its charter) Georgia No. 001-39068 47-2528408 (State or other jurisdiction of incorporation) (Com

January 17, 2024 EX-99.1

MetroCity Bankshares, Inc. Declares Quarterly Cash Dividend

Exhibit 99.1 FOR IMMEDIATE RELEASE MetroCity Bankshares, Inc. Declares Quarterly Cash Dividend ATLANTA, GA (January 17, 2024) – MetroCity Bankshares, Inc. (NASDAQ: MCBS) announced today that its board of directors declared a quarterly cash dividend of $0.20 per share on its common stock. The cash dividend is payable on February 9, 2024 to shareholders of record as of January 31, 2024. About MetroC

November 7, 2023 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q (Mark One) ☒ Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended September 30, 2023 OR ☐ Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from to Commission File Numbe

October 20, 2023 EX-99.1

METROCITY BANKSHARES, INC. REPORTS EARNINGS FOR THIRD QUARTER 2023

Exhibit 99.1 FOR IMMEDIATE RELEASE METROCITY BANKSHARES, INC. REPORTS EARNINGS FOR THIRD QUARTER 2023 ATLANTA, GA (October 20, 2023) – MetroCity Bankshares, Inc. (“MetroCity” or the “Company”) (NASDAQ: MCBS), holding company for Metro City Bank (the “Bank”), today reported net income of $11.4 million, or $0.45 per diluted share, for the third quarter of 2023, compared to $13.1 million, or $0.51 pe

October 20, 2023 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 20, 2023 METROCITY BANKSHARES, INC. (Exact name of registrant as specified in its charter) Georgia No. 001-39068 47-2528408 (State or other jurisdiction of incorporation) (Com

October 18, 2023 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 18, 2023 METROCITY BANKSHARES, INC. (Exact name of registrant as specified in its charter) Georgia No. 001-39068 47-2528408 (State or other jurisdiction of incorporation) (Com

October 18, 2023 EX-99.1

MetroCity Bankshares, Inc. Declares Quarterly Cash Dividend

Exhibit 99.1 FOR IMMEDIATE RELEASE MetroCity Bankshares, Inc. Declares Quarterly Cash Dividend ATLANTA, GA (October 18, 2023) – MetroCity Bankshares, Inc. (NASDAQ: MCBS) announced today that its board of directors declared a quarterly cash dividend of $0.18 per share on its common stock. The cash dividend is payable on November 10, 2023 to shareholders of record as of November 1, 2023. About Metro

September 5, 2023 EX-99.1

MetroCity Bankshares, Inc. Announces New Share Repurchase Program

Exhibit 99.1 FOR IMMEDIATE RELEASE MetroCity Bankshares, Inc. Announces New Share Repurchase Program ATLANTA, Ga., September 5, 2023 – MetroCity Bankshares, Inc. (the “Company”) (NASDAQ: MCBS), the holding company for Metro City Bank, announced today that on September 1, 2023, its board of directors adopted a new share repurchase program authorizing the Company to repurchase up to 1,000,000 shares

September 5, 2023 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 5, 2023 (September 1, 2023) METROCITY BANKSHARES, INC. (Exact name of registrant as specified in its charter) Georgia No. 001-39068 47-2528408 (State or other jurisdiction o

August 4, 2023 EX-99.1

3 Company Overview Headquarters • Doraville, Georgia (Atlanta Metro Area) 2023 YTD Size and Scale • $3.5 billion in total assets • $3.0 billion in gross loans • $2.7 billion in total deposits Focus • Non-conforming mortgage lending, SBA lending and c

Exhibit 99.1 KBW Community Bank Investor Conference NASDAQ: MCBS August 2023 2 Disclaimer This presentation contains “forward-looking statements” within the meaning of, and subject to the protections of, Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended. These statements may be regarding future events and our expectations and

August 4, 2023 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 4, 2023 METROCITY BANKSHARES, INC. (Exact name of registrant as specified in its charter) Georgia No. 001-39068 47-2528408 (State or other jurisdiction of incorporation) (Commi

August 4, 2023 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q (Mark One) ☒ Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended June 30, 2023 OR ☐ Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from to Commission File Number 001

July 21, 2023 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 21, 2023 METROCITY BANKSHARES, INC. (Exact name of registrant as specified in its charter) Georgia No. 001-39068 47-2528408 (State or other jurisdiction of incorporation) (Commis

July 21, 2023 EX-99.1

METROCITY BANKSHARES, INC. REPORTS EARNINGS FOR SECOND QUARTER 2023

Exhibit 99.1 FOR IMMEDIATE RELEASE METROCITY BANKSHARES, INC. REPORTS EARNINGS FOR SECOND QUARTER 2023 ATLANTA, GA (July 21, 2023) – MetroCity Bankshares, Inc. (“MetroCity” or the “Company”) (NASDAQ: MCBS), holding company for Metro City Bank (the “Bank”), today reported net income of $13.1 million, or $0.51 per diluted share, for the second quarter of 2023, compared to $15.7 million, or $0.62 per

July 19, 2023 EX-99.1

MetroCity Bankshares, Inc. Declares Quarterly Cash Dividend

Exhibit 99.1 FOR IMMEDIATE RELEASE MetroCity Bankshares, Inc. Declares Quarterly Cash Dividend ATLANTA, GA (July 19, 2023) – MetroCity Bankshares, Inc. (NASDAQ: MCBS) announced today that its board of directors declared a quarterly cash dividend of $0.18 per share on its common stock. The cash dividend is payable on August 11, 2023 to shareholders of record as of August 3, 2023. About MetroCity Ba

July 19, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 19, 2023 METROCITY BANKSHARE

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 19, 2023 METROCITY BANKSHARES, INC. (Exact name of registrant as specified in its charter) Georgia No. 001-39068 47-2528408 (State or other jurisdiction of incorporation) (Commis

May 19, 2023 8-K

Submission of Matters to a Vote of Security Holders

9* UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 19, 2023 (May 18, 2023) METROCITY BANKSHARES, INC. (Exact name of registrant as specified in its charter) Georgia No. 001-39068 47-2528408 (State or other jurisdiction of incor

May 8, 2023 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q (Mark One) ☒ Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended March 31, 2023 OR ☐ Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from to Commission File Number 00

April 21, 2023 EX-99.1

METROCITY BANKSHARES, INC. REPORTS EARNINGS FOR FIRST QUARTER 2023

Exhibit 99.1 FOR IMMEDIATE RELEASE METROCITY BANKSHARES, INC. REPORTS EARNINGS FOR FIRST QUARTER 2023 ATLANTA, GA (April 21, 2023) – MetroCity Bankshares, Inc. (“MetroCity” or the “Company”) (NASDAQ: MCBS), holding company for Metro City Bank (the “Bank”), today reported net income of $15.7 million, or $0.62 per diluted share, for the first quarter of 2023, compared to $10.2 million, or $0.40 per

April 21, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 21, 2023 METROCITY BANKSHAR

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 21, 2023 METROCITY BANKSHARES, INC. (Exact name of registrant as specified in its charter) Georgia No. 001-39068 47-2528408 (State or other jurisdiction of incorporation) (Commi

April 19, 2023 EX-99.1

MetroCity Bankshares, Inc. Declares Quarterly Cash Dividend

Exhibit 99.1 FOR IMMEDIATE RELEASE MetroCity Bankshares, Inc. Declares Quarterly Cash Dividend ATLANTA, GA (April 19, 2023) – MetroCity Bankshares, Inc. (NASDAQ: MCBS) announced today that its board of directors declared a quarterly cash dividend of $0.18 per share on its common stock. The cash dividend is payable on May 12, 2023 to shareholders of record as of May 3, 2023. About MetroCity Banksha

April 19, 2023 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 19, 2023 METROCITY BANKSHARES, INC. (Exact name of registrant as specified in its charter) Georgia No. 001-39068 47-2528408 (State or other jurisdiction of incorporation) (Commi

April 13, 2023 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 14A (Rule 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Ame

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 14A (Rule 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy S

March 10, 2023 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2022 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to . Commission File Number 001-3

March 10, 2023 EX-4.1

Description of Capital Stock of MetroCity Bankshares, Inc.

Exhibit 4.1 DESCRIPTION OF CAPITAL STOCK The following description summarizes the terms of our common stock and preferred stock but does not purport to be complete, and it is qualified in its entirety by reference to the applicable provisions of federal law governing bank holding companies, Georgia law and our articles of incorporation and bylaws. Our articles of incorporation and bylaws, as amend

March 10, 2023 EX-21.1

Subsidiaries of MetroCity Bankshares, Inc.

Exhibit 21.1 SUBSIDIARIES OF METROCITY BANKSHARES, INC. Subsidiary Ownership State of Incorporation Metro City Bank Wholly owned subsidiary of MetroCity Bankshares, Inc. Georgia

February 2, 2023 SC 13G

MCBS / Metrocity Bankshares Inc / PAEK NACK Y - SC 13G Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. )* MetroCity Bankshares, Inc. (Name of Issuer) Common Stock, $0.01 par value per share (Title of Class of Securities) 59165J105 (CUSIP Number) December 31, 2022 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate th

January 23, 2023 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 23, 2023 METROCITY BANKSHARES, INC. (Exact name of registrant as specified in its charter) Georgia No. 001-39068 47-2528408 (State or other jurisdiction of incorporation) (Com

January 23, 2023 EX-99.1

METROCITY BANKSHARES, INC. REPORTS EARNINGS FOR FOURTH QUARTER AND YEAR ENDED 2022

Exhibit 99.1 FOR IMMEDIATE RELEASE METROCITY BANKSHARES, INC. REPORTS EARNINGS FOR FOURTH QUARTER AND YEAR ENDED 2022 ATLANTA, GA (January 23, 2023) – MetroCity Bankshares, Inc. (“MetroCity” or the “Company”) (NASDAQ: MCBS), holding company for Metro City Bank (the “Bank”), today reported net income of $13.2 million, or $0.52 per diluted share, for the fourth quarter of 2022, compared to $16.9 mil

January 18, 2023 EX-99.1

MetroCity Bankshares, Inc. Declares Quarterly Cash Dividend

Exhibit 99.1 FOR IMMEDIATE RELEASE MetroCity Bankshares, Inc. Declares Quarterly Cash Dividend ATLANTA, GA (January 18, 2023) – MetroCity Bankshares, Inc. (NASDAQ: MCBS) announced today that its board of directors declared a quarterly cash dividend of $0.18 per share on its common stock. The cash dividend is payable on February 10, 2023 to shareholders of record as of February 1, 2023. About Metro

January 18, 2023 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 18, 2023 METROCITY BANKSHARES, INC. (Exact name of registrant as specified in its charter) Georgia No. 001-39068 47-2528408 (State or other jurisdiction of incorporation) (Com

November 4, 2022 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q

Table of Contents ? ? UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.

October 21, 2022 EX-99.1

METROCITY BANKSHARES, INC. REPORTS EARNINGS FOR THIRD QUARTER 2022

Exhibit 99.1 ? ? FOR IMMEDIATE RELEASE ? ? METROCITY BANKSHARES, INC. REPORTS EARNINGS FOR THIRD QUARTER 2022 ? ATLANTA, GA (October 21, 2022) ? MetroCity Bankshares, Inc. (?MetroCity? or the ?Company?) (NASDAQ: MCBS), holding company for Metro City Bank (the ?Bank?), today reported net income of $16.9 million, or $0.66 per diluted share, for the third quarter of 2022, compared to $16.1 million, o

October 21, 2022 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

? ? UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 21, 2022 METROCITY BANKSHARES, INC. (Exact name of registrant as specified in its charter) ? ? ? ? Georgia No. 001-39068 47-2528408 (State or other jurisdiction of incorpo

October 19, 2022 EX-99.1

MetroCity Bankshares, Inc. Declares Quarterly Cash Dividend

Exhibit 99.1 FOR IMMEDIATE RELEASE MetroCity Bankshares, Inc. Declares Quarterly Cash Dividend ATLANTA, GA (October 19, 2022) ? MetroCity Bankshares, Inc. (NASDAQ: MCBS) announced today that its board of directors declared a quarterly cash dividend of $0.15 per share on its common stock. The cash dividend is payable on November 10, 2022 to shareholders of record as of November 2, 2022. About Metro

October 19, 2022 8-K

Financial Statements and Exhibits, Other Events

? ? UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 19, 2022 METROCITY BANKSHARES, INC. (Exact name of registrant as specified in its charter) ? ? ? ? Georgia No. 001-39068 47-2528408 (State or other jurisdiction of incorpo

August 5, 2022 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q

Table of Contents ? ? UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.

July 22, 2022 EX-99.1

METROCITY BANKSHARES, INC. REPORTS EARNINGS FOR SECOND QUARTER 2022

Exhibit 99.1 ? ? FOR IMMEDIATE RELEASE ? ? METROCITY BANKSHARES, INC. REPORTS EARNINGS FOR SECOND QUARTER 2022 ? ATLANTA, GA (July 22, 2022) ? MetroCity Bankshares, Inc. (?MetroCity? or the ?Company?) (NASDAQ: MCBS), holding company for Metro City Bank (the ?Bank?), today reported net income of $16.1 million, or $0.63 per diluted share, for the second quarter of 2022, compared to $19.4 million, or

July 22, 2022 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

? ? UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 22, 2022 METROCITY BANKSHARES, INC. (Exact name of registrant as specified in its charter) ? ? ? ? Georgia No. 001-39068 47-2528408 (State or other jurisdiction of incorporat

July 20, 2022 8-K

Financial Statements and Exhibits, Other Events

? ? UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 20, 2022 METROCITY BANKSHARES, INC. (Exact name of registrant as specified in its charter) ? ? ? ? Georgia No. 001-39068 47-2528408 (State or other jurisdiction of incorporat

July 20, 2022 EX-99.1

MetroCity Bankshares, Inc. Declares Quarterly Cash Dividend

Exhibit 99.1 FOR IMMEDIATE RELEASE MetroCity Bankshares, Inc. Declares Quarterly Cash Dividend ATLANTA, GA (July 20, 2022) ? MetroCity Bankshares, Inc. (NASDAQ: MCBS) announced today that its board of directors declared a quarterly cash dividend of $0.15 per share on its common stock. The cash dividend is payable on August 12, 2022 to shareholders of record as of August 3, 2022. About MetroCity Ba

May 20, 2022 8-K

Submission of Matters to a Vote of Security Holders

9* ? UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 20, 2022 (May 19, 2022) METROCITY BANKSHARES, INC. (Exact name of registrant as specified in its charter) ? ? ? ? Georgia No. 001-39068 47-2528408 (State or other jurisdictio

May 6, 2022 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q

Table of Contents ? ? UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.

May 5, 2022 8-K

Other Events

? ? UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 5, 2022 METROCITY BANKSHARES, INC. (Exact name of registrant as specified in its charter) ? ? ? ? Georgia No. 001-39068 47-2528408 (State or other jurisdiction of incorporatio

April 22, 2022 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

? ? UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 22, 2022 METROCITY BANKSHARES, INC. (Exact name of registrant as specified in its charter) ? ? ? ? Georgia No. 001-39068 47-2528408 (State or other jurisdiction of incorpora

April 22, 2022 EX-99.1

METROCITY BANKSHARES, INC. REPORTS EARNINGS FOR FIRST QUARTER 2022

Exhibit 99.1 ? ? FOR IMMEDIATE RELEASE ? ? METROCITY BANKSHARES, INC. REPORTS EARNINGS FOR FIRST QUARTER 2022 ? ATLANTA, GA (April 22, 2022) ? MetroCity Bankshares, Inc. (?MetroCity? or the ?Company?) (NASDAQ: MCBS), holding company for Metro City Bank (the ?Bank?), today reported net income of $19.4 million, or $0.76 per diluted share, for the first quarter of 2022, compared to $17.4 million, or

April 20, 2022 EX-99.1

MetroCity Bankshares, Inc. Declares Quarterly Cash Dividend

Exhibit 99.1 FOR IMMEDIATE RELEASE MetroCity Bankshares, Inc. Declares Quarterly Cash Dividend ATLANTA, GA (April 20, 2022) ? MetroCity Bankshares, Inc. (NASDAQ: MCBS) announced today that its board of directors declared a quarterly cash dividend of $0.15 per share on its common stock. The cash dividend is payable on May 13, 2022 to shareholders of record as of May 4, 2022. About MetroCity Banksha

April 20, 2022 8-K

Financial Statements and Exhibits, Other Events

? ? UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 20, 2022 METROCITY BANKSHARES, INC. (Exact name of registrant as specified in its charter) ? ? ? ? Georgia No. 001-39068 47-2528408 (State or other jurisdiction of incorpora

April 14, 2022 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 14A (Rule 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Ame

Table of Contents ? ? UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.

March 11, 2022 EX-4.1

Description of Capital Stock of MetroCity Bankshares, Inc.

Exhibit 4.1 ? DESCRIPTION OF CAPITAL STOCK ? The following description summarizes the terms of our common stock and preferred stock but does not purport to be complete, and it is qualified in its entirety by reference to the applicable provisions of federal law governing bank holding companies, Georgia law and our articles of incorporation and bylaws. Our articles of incorporation and bylaws, as a

March 11, 2022 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K

Table of Contents ? ? UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.

March 11, 2022 EX-21.1

Subsidiaries of MetroCity Bankshares, Inc.

Exhibit 21.1 SUBSIDIARIES OF METROCITY BANKSHARES, INC. ? ? ? ? ? Subsidiary Ownership State of Incorporation Metro City Bank ? Wholly owned subsidiary of MetroCity Bankshares, Inc. ? Georgia ?

February 2, 2022 SC 13G

MCBS / Metrocity Bankshares Inc / PAEK NACK Y - SC 13G Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ? SCHEDULE 13G ? Under the Securities Exchange Act of 1934 (Amendment No. )* ? MetroCity Bankshares, Inc. (Name of Issuer) Common Stock, $0.01 par value per share (Title of Class of Securities) 59165J105 (CUSIP Number) December 31, 2021 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to design

January 24, 2022 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

? ? UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 24, 2022 METROCITY BANKSHARES, INC. (Exact name of registrant as specified in its charter) ? ? ? ? Georgia No. 001-39068 47-2528408 (State or other jurisdiction of incorpo

January 24, 2022 EX-99.1

METROCITY BANKSHARES, INC. REPORTS EARNINGS FOR FOURTH QUARTER AND YEAR ENDED 2021

Exhibit 99.1 ? ? FOR IMMEDIATE RELEASE ? ? METROCITY BANKSHARES, INC. REPORTS EARNINGS FOR FOURTH QUARTER AND YEAR ENDED 2021 ? ATLANTA, GA (January 24, 2022) ? MetroCity Bankshares, Inc. (?MetroCity? or the ?Company?) (NASDAQ: MCBS), holding company for Metro City Bank (the ?Bank?), today reported net income of $17.4 million, or $0.68 per diluted share, for the fourth quarter of 2021, compared to

January 19, 2022 EX-99.1

MetroCity Bankshares, Inc. Declares Quarterly Cash Dividend

Exhibit 99.1 FOR IMMEDIATE RELEASE MetroCity Bankshares, Inc. Declares Quarterly Cash Dividend ATLANTA, GA (January 19, 2022) ? MetroCity Bankshares, Inc. (NASDAQ: MCBS) announced today that its board of directors declared a quarterly cash dividend of $0.15 per share on its common stock. The cash dividend is payable on February 11, 2022 to shareholders of record as of February 2, 2022. About Metro

January 19, 2022 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits, Other Events

? ? UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 19, 2022 METROCITY BANKSHARES, INC. (Exact name of registrant as specified in its charter) ? ? ? ? Georgia No. 001-39068 47-2528408 (State or other jurisdiction of incorpo

November 5, 2021 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q

Table of Contents ? ? UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.

October 22, 2021 EX-99.1

METROCITY BANKSHARES, INC. REPORTS EARNINGS FOR THIRD QUARTER 2021

Exhibit 99.1 ? ? FOR IMMEDIATE RELEASE ? ? METROCITY BANKSHARES, INC. REPORTS EARNINGS FOR THIRD QUARTER 2021 ? ATLANTA, GA (October 22, 2021) ? MetroCity Bankshares, Inc. (?MetroCity? or the ?Company?) (NASDAQ: MCBS), holding company for Metro City Bank (the ?Bank?), today reported net income of $16.9 million, or $0.66 per diluted share, for the third quarter of 2021, compared to $14.4 million, o

October 22, 2021 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

? ? UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 22, 2021 METROCITY BANKSHARES, INC. (Exact name of registrant as specified in its charter) ? ? ? ? Georgia No. 001-39068 47-2528408 (State or other jurisdiction of incorpo

October 20, 2021 EX-99.1

MetroCity Bankshares, Inc. Declares Quarterly Cash Dividend

Exhibit 99.1 FOR IMMEDIATE RELEASE MetroCity Bankshares, Inc. Declares Quarterly Cash Dividend ATLANTA, GA (October 20, 2021) ? MetroCity Bankshares, Inc. (NASDAQ: MCBS) announced today that its board of directors declared a quarterly cash dividend of $0.14 per share on its common stock. The cash dividend is payable on November 12, 2021 to shareholders of record as of November 3, 2021. About Metro

October 20, 2021 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits, Other Events

? ? UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 20, 2021 METROCITY BANKSHARES, INC. (Exact name of registrant as specified in its charter) ? ? ? ? Georgia No. 001-39068 47-2528408 (State or other jurisdiction of incorpo

August 9, 2021 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q

Table of Contents ? ? UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.

August 2, 2021 EX-99.1

KBW Virtual Community Bank Investor Conference NASDAQ: MCBS August 2021 3 Company Overview Headquarters • Doraville, Georgia (Atlanta Metro Area) 2021 YTD Size and Scale • $2.5 billion in total assets • $2.1 billion in gross loans • $2.0 billion in t

Exhibit 99.1 KBW Virtual Community Bank Investor Conference NASDAQ: MCBS August 2021 2 Disclaimer This presentation contains ?forward-looking statements? within the meaning of, and subject to the protections of, Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended. These statements may be regarding future events and our expectati

August 2, 2021 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

? ? UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 2, 2021 METROCITY BANKSHARES, INC. (Exact name of registrant as specified in its charter) ? ? ? ? Georgia No. 001-39068 47-2528408 (State or other jurisdiction of incorpora

July 23, 2021 EX-99.1

METROCITY BANKSHARES, INC. REPORTS EARNINGS FOR SECOND QUARTER 2021

Exhibit 99.1 ? ? FOR IMMEDIATE RELEASE ? ? METROCITY BANKSHARES, INC. REPORTS EARNINGS FOR SECOND QUARTER 2021 ? ATLANTA, GA (July 23, 2021) ? MetroCity Bankshares, Inc. (?MetroCity? or the ?Company?) (NASDAQ: MCBS), holding company for Metro City Bank (the ?Bank?), today reported net income of $14.4 million, or $0.56 per diluted share, for the second quarter of 2021, compared to $13.0 million, or

July 23, 2021 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

? ? UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 23, 2021 METROCITY BANKSHARES, INC. (Exact name of registrant as specified in its charter) ? ? ? ? Georgia No. 001-39068 47-2528408 (State or other jurisdiction of incorporat

July 21, 2021 EX-99.1

MetroCity Bankshares, Inc. Declares Quarterly Cash Dividend

Exhibit 99.1 FOR IMMEDIATE RELEASE MetroCity Bankshares, Inc. Declares Quarterly Cash Dividend ATLANTA, GA (July 21, 2021) ? MetroCity Bankshares, Inc. (NASDAQ: MCBS) announced today that its board of directors declared a quarterly cash dividend of $0.12 per share on its common stock. The cash dividend is payable on August 12, 2021 to shareholders of record as of August 3, 2021. About MetroCity Ba

July 21, 2021 8-K

Financial Statements and Exhibits, Other Events

? ? UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 21, 2021 METROCITY BANKSHARES, INC. (Exact name of registrant as specified in its charter) ? ? ? ? Georgia No. 001-39068 47-2528408 (State or other jurisdiction of incorporat

May 24, 2021 8-K

Submission of Matters to a Vote of Security Holders

9* ? UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 24, 2021 (May 20, 2021) METROCITY BANKSHARES, INC. (Exact name of registrant as specified in its charter) ? ? ? ? Georgia No. 001-39068 47-2528408 (State or other jurisdictio

May 10, 2021 10-Q

Quarterly Report - 10-Q

Table of Contents ? ? UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.

April 23, 2021 EX-99.1

MetroCity Bankshares, Inc. Announces Share Repurchase Program

Exhibit 99.1 FOR IMMEDIATE RELEASE MetroCity Bankshares, Inc. Announces Share Repurchase Program ATLANTA, Ga., April 23, 2021 ? MetroCity Bankshares, Inc. (the ?Company?) (NASDAQ: MCBS), the holding company for Metro City Bank, announced today that its board of directors has adopted a share repurchase program for the 2021 calendar year. Under the repurchase program, the Company may repurchase up t

April 23, 2021 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

8-K 1 mcbs-20210423x8k.htm 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 23, 2021 METROCITY BANKSHARES, INC. (Exact name of registrant as specified in its charter) Georgia No. 001-39068 47-2528408 (State or other jurisd

April 23, 2021 8-K

Financial Statements and Exhibits, Other Events

? ? UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 23, 2021 (April 21, 2021) METROCITY BANKSHARES, INC. (Exact name of registrant as specified in its charter) ? ? ? ? Georgia No. 001-39068 47-2528408 (State or other jurisdic

April 23, 2021 EX-99.1

METROCITY BANKSHARES, INC. REPORTS EARNINGS FOR FIRST QUARTER 2021

Exhibit 99.1 ? ? FOR IMMEDIATE RELEASE ? ? METROCITY BANKSHARES, INC. REPORTS EARNINGS FOR FIRST QUARTER 2021 ? ATLANTA, GA (April 23, 2021) ? MetroCity Bankshares, Inc. (?MetroCity? or the ?Company?) (NASDAQ: MCBS), holding company for Metro City Bank (the ?Bank?), today reported net income of $13.0 million, or $0.50 per diluted share, for the first quarter of 2021, compared to $9.5 million, or $

April 21, 2021 8-K

Financial Statements and Exhibits, Other Events

? ? UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 21, 2021 METROCITY BANKSHARES, INC. (Exact name of registrant as specified in its charter) ? ? ? ? Georgia No. 001-39068 47-2528408 (State or other jurisdiction of incorpora

April 21, 2021 EX-99.1

MetroCity Bankshares, Inc. Declares Quarterly Cash Dividend

Exhibit 99.1 FOR IMMEDIATE RELEASE MetroCity Bankshares, Inc. Declares Quarterly Cash Dividend ATLANTA, GA (April 21, 2021) – MetroCity Bankshares, Inc. (NASDAQ: MCBS) announced today that its board of directors declared a quarterly cash dividend of $0.10 per share on its common stock. The cash dividend is payable on May 13, 2021 to shareholders of record as of May 4, 2021. About MetroCity Banksha

April 16, 2021 DEF 14A

- DEF 14A

Table of Contents ? ? UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.

March 15, 2021 EX-21.1

Subsidiaries of MetroCity Bankshares, Inc.

Exhibit 21.1 SUBSIDIARIES OF METROCITY BANKSHARES, INC. ? ? ? ? ? Subsidiary Ownership State of Incorporation Metro City Bank ? Wholly owned subsidiary of MetroCity Bankshares, Inc. ? Georgia ?

March 15, 2021 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2020 OR ◻ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission File Number 001-39068 METROCITY BANKSHARES, INC. (Exa

March 15, 2021 EX-4.1

Description of Capital Stock of MetroCity Bankshares, Inc.

Exhibit 4.1 ? DESCRIPTION OF CAPITAL STOCK ? The following description summarizes the terms of our common stock and preferred stock but does not purport to be complete, and it is qualified in its entirety by reference to the applicable provisions of federal law governing bank holding companies, Georgia law and our articles of incorporation and bylaws. Our articles of incorporation and bylaws, as a

February 10, 2021 SC 13G

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. )* MetroCity Bankshares, Inc. (Name of Issuer) Common Stock, $0.01 par value per share (Title of Class of Se

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. )* MetroCity Bankshares, Inc. (Name of Issuer) Common Stock, $0.01 par value per share (Title of Class of Securities) 59165J105 (CUSIP Number) December 31, 2020 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate th

January 22, 2021 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 22, 2021 METROCITY BANKSHARES, INC. (Exact name of registrant as specified in its charter) Georgia No. 001-39068 47-2528408 (State or other jurisdiction of incorporation) (Com

January 22, 2021 EX-99.1

METROCITY BANKSHARES, INC. REPORTS EARNINGS FOR FOURTH QUARTER AND YEAR ENDED 2020

Exhibit 99.1 FOR IMMEDIATE RELEASE METROCITY BANKSHARES, INC. REPORTS EARNINGS FOR FOURTH QUARTER AND YEAR ENDED 2020 ATLANTA, GA (January 22, 2021) – MetroCity Bankshares, Inc. (“MetroCity” or the “Company”) (NASDAQ: MCBS), holding company for Metro City Bank (the “Bank”), today reported net income of $9.5 million, or $0.37 per diluted share, for the fourth quarter of 2020, compared to $9.4 milli

January 20, 2021 8-K

Financial Statements and Exhibits, Other Events - 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 20, 2021 METROCITY BANKSHARES, INC. (Exact name of registrant as specified in its charter) Georgia No. 001-39068 47-2528408 (State or other jurisdiction of incorporation or or

January 20, 2021 EX-99.1

MetroCity Bankshares, Inc. Declares Quarterly Cash Dividend

Exhibit 99.1 FOR IMMEDIATE RELEASE MetroCity Bankshares, Inc. Declares Quarterly Cash Dividend ATLANTA, GA (January 20, 2021) – MetroCity Bankshares, Inc. (NASDAQ: MCBS) announced today that its board of directors declared a quarterly cash dividend of $0.10 per share on its common stock. The cash dividend is payable on February 12, 2021 to shareholders of record as of February 3, 2021. About Metro

November 13, 2020 10-Q

Quarterly Report - 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q (Mark One) ☒ Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended September 30, 2020 OR ☐ Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period to Commission File Number 001

October 23, 2020 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition - 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 23, 2020 METROCITY BANKSHARES, INC. (Exact name of registrant as specified in its charter) Georgia No. 001-39068 47-2528408 (State or other jurisdiction of incorporation) (Com

October 23, 2020 EX-99.1

METROCITY BANKSHARES, INC. REPORTS EARNINGS FOR THIRD QUARTER 2020

Exhibit 99.1 FOR IMMEDIATE RELEASE METROCITY BANKSHARES, INC. REPORTS EARNINGS FOR THIRD QUARTER 2020 ATLANTA, GA (October 23, 2020) – MetroCity Bankshares, Inc. (“MetroCity” or the “Company”) (NASDAQ: MCBS), holding company for Metro City Bank (the “Bank”), today reported net income of $9.4 million, or $0.36 per diluted share, for the third quarter of 2020, compared to $7.7 million, or $0.30 per

October 21, 2020 EX-99.1

MetroCity Bankshares, Inc. Declares Quarterly Cash Dividend

Exhibit 99.1 FOR IMMEDIATE RELEASE MetroCity Bankshares, Inc. Declares Quarterly Cash Dividend ATLANTA, GA (October 21, 2020) – MetroCity Bankshares, Inc. (NASDAQ: MCBS) announced today that its board of directors declared a quarterly cash dividend of $0.09 per share on its common stock. The cash dividend is payable on November 13, 2020 to shareholders of record as of November 4, 2020. About Metro

October 21, 2020 8-K

Financial Statements and Exhibits, Other Events - 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 21, 2020 METROCITY BANKSHARES, INC. (Exact name of registrant as specified in its charter) Georgia No. 001-39068 47-2528408 (State or other jurisdiction of incorporation or or

August 24, 2020 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers - 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 24, 2020 (August 19, 2020) METROCITY BANKSHARES, INC. (Exact name of registrant as specified in its charter) Georgia No. 001-39068 47-2528408 (State or other jurisdiction of in

August 13, 2020 10-Q

Quarterly Report - 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q (Mark One) ☒ Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended June 30, 2020 OR ☐ Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period to Commission File Number 001-3906

July 24, 2020 EX-99.1

METROCITY BANKSHARES, INC. REPORTS EARNINGS FOR SECOND QUARTER 2020

Exhibit 99.1 FOR IMMEDIATE RELEASE METROCITY BANKSHARES, INC. REPORTS EARNINGS FOR SECOND QUARTER 2020 ATLANTA, GA (July 24, 2020) – MetroCity Bankshares, Inc. (“MetroCity” or the “Company”) (NASDAQ: MCBS), holding company for Metro City Bank (the “Bank”), today reported net income of $7.7 million, or $0.30 per diluted share, for the second quarter of 2020, compared to $9.8 million, or $0.38 per d

July 24, 2020 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 24, 2020 METROCITY BANKSHARES, INC. (Exact name of registrant as specified in its charter) Georgia No. 001-39068 47-2528408 (State or other jurisdiction of incorporation) (Commis

July 15, 2020 EX-99.1

MetroCity Bankshares, Inc. Declares Quarterly Cash Dividend

Exhibit 99.1 FOR IMMEDIATE RELEASE MetroCity Bankshares, Inc. Declares Quarterly Cash Dividend ATLANTA, GA (July 15, 2020) – MetroCity Bankshares, Inc. (NASDAQ: MCBS) announced today that its board of directors declared a quarterly cash dividend of $0.09 per share on its common stock. The cash dividend is payable on August 7, 2020 to shareholders of record as of July 31, 2020. About MetroCity Bank

July 15, 2020 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 15, 2020 METROCITY BANKSHARES, INC. (Exact name of registrant as specified in its charter) Georgia No. 001-39068 47-2528408 (State or other jurisdiction of incorporation or organ

May 26, 2020 8-K

Submission of Matters to a Vote of Security Holders

9* UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 26, 2020 (May 21, 2020) METROCITY BANKSHARES, INC. (Exact name of registrant as specified in its charter) Georgia No. 001‑39068 47‑2528408 (State or other jurisdiction of incor

May 15, 2020 10-Q

Quarterly Report - 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q (Mark One) ☒ Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended March 31, 2020 OR ☐ Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period to Commission File Number 001-390

April 24, 2020 EX-99.1

METROCITY BANKSHARES, INC. REPORTS EARNINGS FOR FIRST QUARTER 2020

Exhibit 99.1 FOR IMMEDIATE RELEASE METROCITY BANKSHARES, INC. REPORTS EARNINGS FOR FIRST QUARTER 2020 ATLANTA, GA (April 24, 2020) – MetroCity Bankshares, Inc. (“MetroCity” or the “Company”) (NASDAQ: MCBS), holding company for Metro City Bank (the “Bank”), today reported net income of $9.8 million, or $0.38 per diluted share, for the first quarter of 2020, compared to $10.7 million, or $0.42 per d

April 24, 2020 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 24, 2020 METROCITY BANKSHARES, INC. (Exact name of registrant as specified in its charter) Georgia No. 001‑39068 47‑2528408 (State or other jurisdiction of incorporation) (Commi

April 17, 2020 DEF 14A

MCBS / MetroCity Bankshares Inc. DEF 14A - - DEF 14A

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 14A (Rule 14a‑101) SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for use of the

April 15, 2020 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 15, 2020 METROCITY BANKSHARES, INC. (Exact name of registrant as specified in its charter) Georgia No. 001‑39068 47‑2528408 (State or other jurisdiction of incorporation or orga

April 15, 2020 EX-99.1

MetroCity Bankshares, Inc. Declares Quarterly Cash Dividend

Exhibit 99.1 FOR IMMEDIATE RELEASE MetroCity Bankshares, Inc. Declares Quarterly Cash Dividend ATLANTA, GA (April 15, 2020) – MetroCity Bankshares, Inc. (NASDAQ: MCBS) announced today that its board of directors declared a quarterly cash dividend of $0.11 per share on its common stock. The cash dividend is payable on May 8, 2020 to shareholders of record as of May 1, 2020. About MetroCity Bankshar

March 19, 2020 10-K

MCBS / MetroCity Bankshares Inc. 10-K - Annual Report - 10-K

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K (Mark One) ☒ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2019 OR ◻TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission File Number 001-39068 METROCITY BANKSHARES, INC. (Exa

March 19, 2020 EX-4.1

Description of Capital Stock of MetroCity Bankshares, Inc.

Exhibit 4.1 DESCRIPTION OF CAPITAL STOCK The following description summarizes the terms of our common stock and preferred stock but does not purport to be complete, and it is qualified in its entirety by reference to the applicable provisions of federal law governing bank holding companies, Georgia law and our articles of incorporation and bylaws. Our articles of incorporation and bylaws, as amend

March 19, 2020 EX-21.1

Subsidiaries of MetroCity Bankshares, Inc.

Exhibit 21.1 SUBSIDIARIES OF METROCITY BANKSHARES, INC. Subsidiary Ownership State of Incorporation Metro City Bank Wholly owned subsidiary of MetroCity Bankshares, Inc. Georgia

January 24, 2020 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 24, 2020 METROCITY BANKSHARES, INC. (Exact name of registrant as specified in its charter) Georgia No. 001‑39068 47‑2528408 (State or other jurisdiction of incorporation) (Com

January 24, 2020 EX-99.1

METROCITY BANKSHARES, INC. REPORTS EARNINGS FOR FOURTH QUARTER 2019

Exhibit 99.1 FOR IMMEDIATE RELEASE METROCITY BANKSHARES, INC. REPORTS EARNINGS FOR FOURTH QUARTER 2019 ATLANTA, GA (January 24, 2020) – MetroCity Bankshares, Inc. (“MetroCity” or the “Company”) (NASDAQ: MCBS), holding company for Metro City Bank (the “Bank”), today reported net income of $10.7 million, or $0.42 per diluted share, for the fourth quarter of 2019, compared to $12.4 million, or $0.50

January 15, 2020 EX-99.1

MetroCity Bankshares, Inc. Declares Quarterly Cash Dividend

Exhibit 99.1 FOR IMMEDIATE RELEASE MetroCity Bankshares, Inc. Declares Quarterly Cash Dividend ATLANTA, GA (January 15, 2020) – MetroCity Bankshares, Inc. (NASDAQ: MCBS) announced today that its board of directors declared a quarterly cash dividend of $0.11 per share on its common stock. The cash dividend is payable on February 7, 2020 to shareholders of record as of January 31, 2020. About MetroC

January 15, 2020 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 15, 2020 METROCITY BANKSHARES, INC. (Exact name of registrant as specified in its charter) Georgia No. 001‑39068 47‑2528408 (State or other jurisdiction of incorporation or or

November 8, 2019 10-Q

MCBS / MetroCity Bankshares Inc. 10-Q - Quarterly Report - 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q (Mark One) ☒ Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended September 30, 2019 OR ☐ Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period to Commission File Number 001

October 24, 2019 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 24, 2019 METROCITY BANKSHARES, INC. (Exact name of registrant as specified in its charter) Georgia No. 001‑39068 47‑2528408 (State or other jurisdiction of incorporation) (Com

October 24, 2019 EX-99.1

METROCITY BANKSHARES, INC. REPORTS EARNINGS FOR THIRD QUARTER 2019

Exhibit 99.1 FOR IMMEDIATE RELEASE METROCITY BANKSHARES, INC. REPORTS EARNINGS FOR THIRD QUARTER 2019 ATLANTA, GA (October 24, 2019) – MetroCity Bankshares, Inc. (“MetroCity” or the “Company”) (NASDAQ: MCBS), holding company for Metro City Bank (the “Bank”), today reported net income of $12.4 million, or $0.50 per diluted share, for the third quarter of 2019, compared with $9.9 million, or $0.40 p

October 16, 2019 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 16, 2019 METROCITY BANKSHARES, INC. (Exact name of registrant as specified in its charter) Georgia No. 001‑39068 47‑2528408 (State or other jurisdiction of incorporation or or

October 16, 2019 EX-99.1

MetroCity Bankshares, Inc. Declares Quarterly Cash Dividend

Exhibit 99.1 FOR IMMEDIATE RELEASE MetroCity Bankshares, Inc. Declares Quarterly Cash Dividend ATLANTA, GA (October 16, 2019) – MetroCity Bankshares, Inc. (NASDAQ: MCBS) announced today that its board of directors declared a quarterly cash dividend of $0.11 per share on its common stock. The cash dividend is payable on November 8, 2019 to shareholders of record as of November 1, 2019. About MetroC

October 11, 2019 S-8

MCBS / MetroCity Bankshares Inc. S-8 - - FORM S-8

As filed with the Securities and Exchange Commission on October 11, 2019. Registration No. 333- UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM S-8 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 MetroCity Bankshares, Inc. (Exact Name of Registrant as Specified in its Charter) Georgia 47-2528408 (State or Other Jurisdiction of (I.R.S. Employer Incorporation or Or

October 3, 2019 424B4

1,939,000 Shares Common Stock

TABLE OF CONTENTS  Filed pursuant to Rule 424(b)(4)  Registration No. 333-233625 PROSPECTUS 1,939,000 Shares Common Stock This is the initial public offering of MetroCity Bankshares, Inc. We are offering 1,000,000 shares of our common stock and the selling shareholders are offering 939,000 shares of our common stock. We will not receive any proceeds from the sales of shares by the selling sharehol

September 30, 2019 CORRESP

MCBS / MetroCity Bankshares Inc. CORRESP - -

September 30, 2019 VIA EDGAR CORRESPONDENCE United States Securities and Exchange Commission Division of Corporate Finance 100 F Street, NE Washington, D.

September 30, 2019 CORRESP

MCBS / MetroCity Bankshares Inc. CORRESP - -

Metrocity Bankshares, Inc. 5114 Buford Highway, Doraville, Georgia 30340 September 30, 2019 VIA EDGAR CORRESPONDENCE United States Securities and Exchange Commission Division of Corporate Finance 100 F Street, NE Washington, D.C. 20549 Attention: Eric Envall; Pamela Long Re: MetroCity Bankshares, Inc. Registration Statement on Form S-1 File No. 333-233625 Ladies and Gentlemen: Pursuant to the prov

September 27, 2019 8-A12B

MCBS / MetroCity Bankshares Inc. 8-A12B - - 8-A12B

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-A FOR REGISTRATION OF CERTAIN CLASSES OF SECURITIES PURSUANT TO SECTION 12(b) OR (g) OF THE SECURITIES EXCHANGE ACT OF 1934 MetroCity Bankshares, Inc. (Exact name of registrant as specified in its charter) Georgia (State or other jurisdiction of incorporation or organization) 47-2528408 (I.R.S. Employer Identification N

September 24, 2019 FWP

Initial Public Offering NASDAQ: MCBS September 2019 Free Writing Prospectus Filed Pursuant to Rule 433 Registration Statement No. 333 - 233625 Dated September 24, 2019 2 Disclaimer MetroCity Bankshares , Inc. (“ MetroCity ”, the “Company” or “we”) ha

Initial Public Offering NASDAQ: MCBS September 2019 Free Writing Prospectus Filed Pursuant to Rule 433 Registration Statement No.

September 24, 2019 EX-1.1

Form of Underwriting Agreement

EX-1.1 2 tv528910ex1-1.htm EXHIBIT 1.1 Exhibit 1.1 [•] Shares METROCITY BANKSHARES, INC. Common Stock UNDERWRITING AGREEMENT [•], 2019 KEEFE, BRUYETTE & WOODS, INC. (As representative of the Underwriters listed in Schedule I hereto) c/o Keefe, Bruyette & Woods, Inc. 787 Seventh Avenue 4th Floor New York, New York 10019 Ladies and Gentlemen: MetroCity Bankshares, Inc., a Georgia corporation (the “C

September 24, 2019 S-1/A

MCBS / MetroCity Bankshares Inc. S-1/A - - S-1/A

TABLE OF CONTENTS As filed with the Securities and Exchange Commission on September 24, 2019.

September 4, 2019 EX-10.5

MetroCity Bankshares, Inc. 2018 Omnibus Incentive Plan (incorporated by reference to Exhibit 10.5 to the Company’s Registration Statement on Form S-1 filed September 4, 2019 (File No. 333-233625))*

Exhibit 10.5 METROCITY BANKSHARES, INC. 2018 Omnibus Incentive Plan Article 1 BACKGROUND AND PURPOSE 1.1 BACKGROUND. MetroCity Bankshares, Inc. (the “Company”) adopted the MetroCity Bankshares, Inc. 2018 Stock Option Plan (the “Prior Option Plan”) effective as of April 18, 2018 (the “Effective Date”), and the Prior Option Plan was approved by the Company’s shareholders on May 30, 2018. The Prior O

September 4, 2019 EX-3.2

Amended and Restated Bylaws of MetroCity Bankshares, Inc. (incorporated by reference to Exhibit 3.2 to the Company’s Registration Statement on Form S-1 filed September 4, 2019 (File No. 333-233625)

EX-3.2 3 tv526676ex3-2.htm EXHIBIT 3.2 Exhibit 3.2 AMENDED AND RESTATED BYLAWS OF METROCITY BANKSHARES, INC. AMENDED AND RESTATED BYLAWS OF METROCITY BANKSHARES, INC. ARTICLE One OFFICES 1 ARTICLE Two SHAREHOLDERS MEETINGS 1 2.1 Annual Meeting 1 2.2 Special Meetings 1 2.3 Place 1 2.4 Notice 1 2.5 Quorum 2 2.6 Proxies: Required Vote 2 2.7 Presiding Officer and Secretary 2 2.8 Shareholder List 2 2.9

September 4, 2019 EX-10.3

Amended and Restated Employment Agreement, dated August 21, 2019, by and between Metro City Bank and Howard Kim (incorporated by reference to Exhibit 10.3 to the Company’s Registration Statement on Form S-1 filed September 4, 2019 (File No. 333-233625))*

Exhibit 10.3 AMENDED AND RESTATED EMPLOYMENT AGREEMENT THIS AMENDED AND RESTATED EMPLOYMENT AGREEMENT (“Agreement”) is made and entered into effective as of the 21st day of August, 2019 (the “Effective Date”), by and between METRO CITY BANK, a commercial bank organized and existing under the laws of the State of Georgia (the “Bank”) and HOWARD KIM (“Executive”). This Agreement amends and restates

September 4, 2019 S-1

Power of Attorney*

TABLE OF CONTENTS As filed with the Securities and Exchange Commission on September 4, 2019.

September 4, 2019 EX-10.4

Change in Control Agreement, dated June 27, 2016, by and between MetroCity Bankshares, Inc. and S. Benton Gunter†

Exhibit 10.4 CHANGE IN CONTROL AGREEMENT THIS CHANGE IN CONTROL AGREEMENT (the “Agreement”) is made as of the 27th day of June, 2016, by and between MetroCity Bankshares, Inc. a Georgia corporation (the “Company”) and S. Benton Gunter (the “Employee”) WHEREAS, the Employee is currently employed as Executive Vice President and Chief Financial Officer of the Company; and WHEREAS, the Company desires

September 4, 2019 EX-3.1

Restated Articles of Incorporation of MetroCity Bankshares, Inc. (incorporated by reference to Exhibit 3.1 to the Company’s Registration Statement on Form S-1 filed September 4, 2019 (File No. 333-233625)

Exhibit 3.1 RESTATED ARTICLES OF INCORPORATION OF METROCITY BANKSHARES, INC. 1. The name of the Corporation shall be “MetroCity Bankshares, Inc.” 2. The principal and initial registered office of the Corporation shall be 5441 Buford Highway, Doraville, DeKalb County, Georgia 30340. The initial registered agent at such address shall be S. Benton Gunter. 3. The Corporation shall have the authority,

September 4, 2019 EX-10.1

Amended and Restated Employment Agreement, dated August 21, 2019, by and between Metro City Bank and Nack Paek (incorporated by reference to Exhibit 10.1 to the Company’s Registration Statement on Form S-1 filed September 4, 2019 (File No. 333-233625))*

Exhibit 10.1 AMENDED AND RESTATED EMPLOYMENT AGREEMENT THIS AMENDED AND RESTATED EMPLOYMENT AGREEMENT (“Agreement”) is made and entered into effective as of the 21st day of August, 2019 (the “Effective Date”), by and between METRO CITY BANK, a commercial bank organized and existing under the laws of the State of Georgia (the “Bank”) and NACK Y. PAEK (“Executive”). This Agreement amends and restate

September 4, 2019 EX-21.1

Subsidiaries of MetroCity Bankshares, Inc.

Exhibit 21.1 SUBSIDIARIES OF METROCITY BANKSHARES, INC. Ownership Percentage Name Place of Incorporation 100% Metro City Bank Georgia

September 4, 2019 EX-10.2

Amended and Restated Employment Agreement, dated August 21, 2019, by and between Metro City Bank and Farid Tan (incorporated by reference to Exhibit 10.2 to the Company’s Registration Statement on Form S-1 filed September 4, 2019 (File No. 333-233625))*

EX-10.2 5 tv526676ex10-2.htm EXHIBIT 10.2 Exhibit 10.2 AMENDED AND RESTATED EMPLOYMENT AGREEMENT THIS AMENDED AND RESTATED EMPLOYMENT AGREEMENT (“Agreement”) is made and entered into effective as of the 21st day of August, 2019 (the “Effective Date”), by and between METRO CITY BANK, a commercial bank organized and existing under the laws of the State of Georgia (the “Bank”) and FARID TAN (“Executi

September 4, 2019 CORRESP

MCBS / MetroCity Bankshares Inc. CORRESP - -

One Atlantic Center 1201 West Peachtree Street Atlanta, GA 30309-3424 404-881-7000 | Fax: 404-881-7777 David Park Direct Dial: 404-881-7411 Email: david.

August 2, 2019 DRS

MCBS / MetroCity Bankshares Inc. DRS - -

TABLE OF CONTENTS This draft registration statement has not been publicly filed with the Securities and Exchange Commission and all information herein remains strictly confidential.

September 21, 2018 DRSLTR

MCBS / MetroCity Bankshares Inc. DRSLTR - -

One Atlantic Center 1201 West Peachtree Street Atlanta, GA 30309-3424 404-881-7000 | Fax: 404-881-7777 David Park Direct Dial: 404-881-7411 Email: david.

September 21, 2018 DRS/A

MCBS / MetroCity Bankshares Inc. DRS/A - -

TABLE OF CONTENTS This draft registration statement has not been publicly filed with the Securities and Exchange Commission and all information herein remains strictly confidential.

August 17, 2018 DRS

MCBS / MetroCity Bankshares Inc. DRS - -

TABLE OF CONTENTS This draft registration statement has not been publicly filed with the Securities and Exchange Commission and all information herein remains strictly confidential.

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