MFI / mF International Limited - Документы SEC, Годовой отчет, Доверенное заявление

МФ Интернэшнл Лимитед

Основная статистика
CIK 827230
SEC Filings
All companies that sell securities in the United States must register with the Securities and Exchange Commission (SEC) and file reports on a regular basis. These reports include company annual reports (10K, 10Q), news updates (8K), investor presentations (found in 8Ks), insider trades (form 4), ownership reports (13D, and 13G), and reports related to the specific securities sold, such as registration statements and prospectus. This page shows recent SEC filings related to mF International Limited
SEC Filings (Chronological Order)
На этой странице представлен полный хронологический список документов SEC, за исключением документов о собственности, которые мы предоставляем в других местах.
February 9, 2017 SC 13G/A

MFI / Microfinancial Inc / DIMENSIONAL FUND ADVISORS LP - SCHEDULE 13G/A Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 3)* MICROFINANCIAL INC (Name of Issuer) Common Stock (Title of Class of Securities) 595072109 (CUSIP Number) December 31, 2016 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which this Sche

February 9, 2016 SC 13G/A

MFI / Microfinancial Inc / DIMENSIONAL FUND ADVISORS LP - SCHEDULE 13G/A Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 3)* MICROFINANCIAL INC (Name of Issuer) Common Stock (Title of Class of Securities) 595072109 (CUSIP Number) December 31, 2015 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which this Sche

February 5, 2015 SC 13G/A

MFI / Microfinancial Inc / DIMENSIONAL FUND ADVISORS LP - SCHEDULE 13G/A Passive Investment

SC 13G/A 1 rrd225.htm SCHEDULE 13G/A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 2)* MICROFINANCIAL INC (Name of Issuer) Common Stock (Title of Class of Securities) 595072109 (CUSIP Number) December 31, 2014 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate

January 23, 2015 EX-3.1

The Commonwealth of Massachusetts

Exhibit 3.1 D PC The Commonwealth of Massachusetts William Francis Galvin Secretary of the Commonwealth One Ashburton Place, Boston, Massachusetts 02108-1512 Restated Articles of Organization (General Laws Chapter 156D, Section 10.07; 950 CMR 113,35) (1) Exact name of corporation: MicroFinancial Incorporated (2) Registered office address: 16 New England Executive Park, Suite 200, Burlington, MA 01

January 23, 2015 S-8 POS

MFI / Microfinancial Inc S-8 POS - - S-8 POS

Registration No. 333-77211 SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 POST-EFFECTIVE AMENDMENT NO. 1 TO FORM S-8 REGISTRATION STATEMENT UNDER THE SECURITIES EXCHANGE ACT OF 1933 MicroFinancial Incorporated (Exact name of registrant as specified in its charter) Massachusetts 04-2962824 (State or other jurisdiction of incorporation or organization) (I.R.S. Employer Identification No.)

January 23, 2015 S-8 POS

MFI / Microfinancial Inc S-8 POS - - S-8 POS

Registration No. 333-182818 SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 POST-EFFECTIVE AMENDMENT NO. 1 TO FORM S-8 REGISTRATION STATEMENT UNDER THE SECURITIES EXCHANGE ACT OF 1933 MicroFinancial Incorporated (Exact name of registrant as specified in its charter) Massachusetts 04-2962824 (State or other jurisdiction of incorporation or organization) (I.R.S. Employer Identification No.

January 23, 2015 S-8 POS

MFI / Microfinancial Inc S-8 POS - - S-8 POS

Registration No. 333-75801 SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 POST-EFFECTIVE AMENDMENT NO. 1 TO FORM S-8 REGISTRATION STATEMENT UNDER THE SECURITIES EXCHANGE ACT OF 1933 MicroFinancial Incorporated (Exact name of registrant as specified in its charter) Massachusetts 04-2962824 (State or other jurisdiction of incorporation or organization) (I.R.S. Employer Identification No.)

January 23, 2015 EX-3.2

AMENDED AND RESTATED BY-LAWS MICROFINANCIAL INCORPORATED ARTICLE I ARTICLES OF ORGANIZATION

EX-3.2 3 a15-30311ex3d2.htm EX-3.2 Exhibit 3.2 AMENDED AND RESTATED BY-LAWS OF MICROFINANCIAL INCORPORATED ARTICLE I ARTICLES OF ORGANIZATION The name of the corporation shall be as set forth in the articles of organization of the corporation (the “Articles”). The corporation shall have the purpose of engaging in any lawful business, unless a more limited purpose is set forth in the Articles. The

January 23, 2015 S-8 POS

MFI / Microfinancial Inc S-8 POS - - S-8 POS

Registration No. 333-151809 SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 POST-EFFECTIVE AMENDMENT NO. 1 TO FORM S-8 REGISTRATION STATEMENT UNDER THE SECURITIES EXCHANGE ACT OF 1933 MicroFinancial Incorporated (Exact name of registrant as specified in its charter) Massachusetts 04-2962824 (State or other jurisdiction of incorporation or organization) (I.R.S. Employer Identification No.

January 23, 2015 S-8 POS

MFI / Microfinancial Inc S-8 POS - - S-8 POS

S-8 POS 1 a15-30123s8pos.htm S-8 POS Registration No. 333-85324 SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 POST-EFFECTIVE AMENDMENT NO. 1 TO FORM S-8 REGISTRATION STATEMENT UNDER THE SECURITIES EXCHANGE ACT OF 1933 MicroFinancial Incorporated (Exact name of registrant as specified in its charter) Massachusetts 04-2962824 (State or other jurisdiction of incorporation or organization)

January 23, 2015 8-K

Changes in Control of Registrant, Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year, Entry into a Material Definitive Agreement, Termination of a Material Definitive Agreement, Material Modification to Rights of Security Holders, Unregistered Sales of Equity Securities, Notice of Delisting or Failure to Satisfy a Continued Listing Rule or Standard; Transfer of Listing, Financial Statements and Exhibits, Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant, Completion of Acquisition or Disposition of Assets

8-K 1 a15-303118k.htm 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): January 20, 2015 MICROFINANCIAL INCORPORATED (Exact name of registrant as specified in its charter) MASSACHUSETTS (State or other jurisdiction of incorporati

January 23, 2015 POS AM

MFI / Microfinancial Inc POS AM - - POS AM

Registration No. 333-122020 SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 POST-EFFECTIVE AMENDMENT NO. 1 TO FORM S-3 REGISTRATION STATEMENT UNDER THE SECURITIES EXCHANGE ACT OF 1933 MicroFinancial Incorporated (Exact name of registrant as specified in its charter) Massachusetts 04-2962824 (State or other jurisdiction of incorporation or organization) (I.R.S. Employer Identification No.

January 22, 2015 SC 14D9/A

MFI / Microfinancial Inc SC 14D9/A - - SC 14D9

SC 14D9/A 1 a14-263515sc14d9a.htm SC 14D9 UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 14D-9 (Amendment No. 3) SOLICITATION/RECOMMENDATION STATEMENT UNDER SECTION 14(d)(4) OF THE SECURITIES EXCHANGE ACT OF 1934 MicroFinancial Incorporated (Name of Subject Company) MicroFinancial Incorporated (Name of Person(s) Filing Statement) Common Stock, par value $0.01 per

January 9, 2015 EX-99.(A)(13)

MEMORANDUM OF UNDERSTANDING

EX-99.(A)(13) 2 a14-263514ex99da13.htm EX-99.(A)(13) Exhibit (a)(13) MEMORANDUM OF UNDERSTANDING WHEREAS, (a) Michael Zumbluskas and Andrew James Dehn (collectively, “Plaintiffs,” and each a “Plaintiff”); and (b) Microfinancial Incorporated (“MFI” or the “Company”), Fortress Investment Group LLC (“Fortress”), MF Parent LP (“MF Parent”) and MF Merger Sub, Corp. (“Merger Sub”), and (c) Peter R. Bley

January 9, 2015 SC 14D9/A

MFI / Microfinancial Inc SC 14D9/A - - SC 14D9/A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 14D-9 (Amendment No. 2) SOLICITATION/RECOMMENDATION STATEMENT UNDER SECTION 14(d)(4) OF THE SECURITIES EXCHANGE ACT OF 1934 MicroFinancial Incorporated (Name of Subject Company) MicroFinancial Incorporated (Name of Person(s) Filing Statement) Common Stock, par value $0.01 per share (Title of Class of Securities) 59507

January 2, 2015 EX-99.(A)(10)

- MicroFinancial Incorporated Announces Cash Dividend -

Exhibit (a)(10) Release January 2, 2015 Contact: For Immediate Release Richard Latour CEO Tel: 781-994-4800 - MicroFinancial Incorporated Announces Cash Dividend - Burlington, MA— January 2, 2015 — MicroFinancial Incorporated (Nasdaq: MFI) announced today that its Board of Directors declared a cash dividend of $0.

January 2, 2015 SC 14D9/A

MFI / Microfinancial Inc SC 14D9/A - - SC 14D9/A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 14D-9 (Amendment No. 1) SOLICITATION/RECOMMENDATION STATEMENT UNDER SECTION 14(d)(4) OF THE SECURITIES EXCHANGE ACT OF 1934 MicroFinancial Incorporated (Name of Subject Company) MicroFinancial Incorporated (Name of Person(s) Filing Statement) Common Stock, par value $0.01 per share (Title of Class of Securities) 59507

December 19, 2014 EX-99.(E)(4)(V)

AMENDMENT TO THE AMENDED AND RESTATED EMPLOYMENT AGREEMENT

EX-99.(E)(4)(V) 4 a2222562zex-99e4v.htm EX-99.(E)(4)(V) Exhibit (e)(4)(v) AMENDMENT TO THE AMENDED AND RESTATED EMPLOYMENT AGREEMENT THIS AMENDMENT TO THE AMENDED AND RESTATED EMPLOYMENT AGREEMENT by and between MicroFinancial Incorporated, a Massachusetts corporation, and its subsidiaries (the “Company”) and James Jackson (the “Executive”), dated as of December 13, 2014. WHEREAS, the Company and

December 19, 2014 EX-99.(A)(8)

Sincerely, Richard F. Latour President and Chief Executive Officer

QuickLinks - Click here to rapidly navigate through this document Exhibit (a)(8) December 19, 2014 Dear MicroFinancial Shareholder: We are pleased to report that MicroFinancial has entered into a Merger Agreement with MF Parent LP, an affiliate of Fortress Investment Group LLC, that provides for the acquisition of MicroFinancial common stock at a price of $10.

December 19, 2014 EX-99.(E)(4)(X)

AMENDMENT TO THE AMENDED AND RESTATED EMPLOYMENT AGREEMENT

Exhibit (e)(4)(x) AMENDMENT TO THE AMENDED AND RESTATED EMPLOYMENT AGREEMENT THIS AMENDMENT TO THE AMENDED AND RESTATED EMPLOYMENT AGREEMENT by and between MicroFinancial Incorporated, a Massachusetts corporation, and its subsidiaries (the “Company”) and Steven LaCreta (the “Executive”), dated as of December 13, 2014.

December 19, 2014 EX-99.(E)(4)(III)

AMENDMENT TO THE AMENDED AND RESTATED EMPLOYMENT AGREEMENT

Exhibit (e)(4)(iii) AMENDMENT TO THE AMENDED AND RESTATED EMPLOYMENT AGREEMENT THIS AMENDMENT TO THE AMENDED AND RESTATED EMPLOYMENT AGREEMENT by and between MicroFinancial Incorporated, a Massachusetts corporation, and its subsidiaries (the “Company”) and Richard F.

December 19, 2014 SC 14D9

MFI / Microfinancial Inc SC 14D9 - - SC 14D9

Use these links to rapidly review the document TABLE OF CONTENTS Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.

December 19, 2014 EX-99.(E)(4)(VIII)

AMENDMENT TO THE EMPLOYMENT AGREEMENT

Exhibit (e)(4)(viii) AMENDMENT TO THE EMPLOYMENT AGREEMENT THIS AMENDMENT TO THE EMPLOYMENT AGREEMENT by and between MicroFinancial Incorporated, a Massachusetts corporation, and its subsidiaries (the “Company”) and Stephen Constantino (the “Executive”), dated as of December 13, 2014.

December 18, 2014 EX-10.5

THIRD AMENDED AND RESTATED CREDIT AGREEMENT SANTANDER BANK, N.A., as Agent THE LENDERS PARTY HERETO, TIMEPAYMENT CORP., MF2 HOLDINGS LLC December 13, 2014

Exhibit 10.5 THIRD AMENDED AND RESTATED CREDIT AGREEMENT AMONG SANTANDER BANK, N.A., as Agent THE LENDERS PARTY HERETO, TIMEPAYMENT CORP., AND MF2 HOLDINGS LLC Dated: December 13, 2014 Table of Contents Page SECTION I DEFINITIONS 2 1.1 Definitions 2 1.2 Rules of Interpretation 25 SECTION II DESCRIPTION OF CREDIT 25 2.1 Revolving Credit Loans 25 2.2 The Notes 29 2.3 Notice and Manner of Borrowing o

December 18, 2014 EX-10.6

ESCROW AGREEMENT

EX-10.6 4 a2222570zex-106.htm EX-10.6 Exhibit 10.6 ESCROW AGREEMENT THIS ESCROW AGREEMENT (this “Escrow Agreement”) is made as of December 13, 2014, by and among TIMEPAYMENT CORP., a Delaware corporation (“TimePayment”), MF2 HOLDINGS LLC, a Delaware limited liability company (“MF2”, and together with TimePayment, a “Borrower” and collectively the “Borrowers”), SANTANDER BANK, N.A. having an office

December 18, 2014 EX-10.4

CREDIT AGREEMENT SANTANDER BANK, N.A., as Agent THE LENDERS PARTY HERETO, TIMEPAYMENT CORP., MF2 HOLDINGS LLC December 13, 2014

Exhibit 10.4 CREDIT AGREEMENT AMONG SANTANDER BANK, N.A., as Agent THE LENDERS PARTY HERETO, TIMEPAYMENT CORP., AND MF2 HOLDINGS LLC Dated: December 13, 2014 Table of Contents Page SECTION I DEFINITIONS 1 1.1 Definitions 1 1.2 Rules of Interpretation 24 SECTION II DESCRIPTION OF CREDIT 25 2.1 Revolving Credit Loans 25 2.2 The Notes 28 2.3 Notice and Manner of Borrowing or Conversion of Loans 28 2.

December 18, 2014 8-K/A

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year, Entry into a Material Definitive Agreement, Unregistered Sales of Equity Securities, Financial Statements and Exhibits, Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant, Other Events

8-K/A 1 a2222570z8-ka.htm 8-K/A QuickLinks - Click here to rapidly navigate through this document UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K/A CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): December 11, 2014 MICROFINANCIAL INCORPORATED (Exact name of registrant as specifie

December 16, 2014 EX-3.1

AMENDED AND RESTATED BY-LAWS MICROFINANCIAL INCORPORATED

Exhibit 3.1 AMENDMENT TO AMENDED AND RESTATED BY-LAWS OF MICROFINANCIAL INCORPORATED THIS AMENDMENT to the Amended and Restated By-Laws (the “By-Laws”) of MicroFinancial Incorporated, a Massachusetts corporation (the “Corporation”), was duly enacted and approved on the 11th day of December, 2014 in accordance with Article VI(a) of the Corporation’s Restated Articles of Organization and Section 10

December 16, 2014 EX-10.3

AMENDED AND RESTATED EMPLOYMENT AGREEMENT

Exhibit 10.3 AMENDED AND RESTATED EMPLOYMENT AGREEMENT This Amended and Restated Employment Agreement (this “Agreement”), dated as of December 13, 2014 (the “Execution Date”), is between MicroFinancial Incorporated, a Delaware corporation (the “Company”), and Steven J. LaCreta (the “Executive”) (collectively, the “Parties” and each, a “Party”). In addition to the terms defined elsewhere herein, in

December 16, 2014 EX-10.2

AMENDED AND RESTATED EMPLOYMENT AGREEMENT

Exhibit 10.2 AMENDED AND RESTATED EMPLOYMENT AGREEMENT This Amended and Restated Employment Agreement (this “Agreement”), dated as of December 13, 2014 (the “Execution Date”), is between MicroFinancial Incorporated, a Delaware corporation (the “Company”), and James R. Jackson, Jr. (the “Executive”) (collectively, the “Parties” and each, a “Party”). In addition to the terms defined elsewhere herein

December 16, 2014 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year, Entry into a Material Definitive Agreement, Unregistered Sales of Equity Securities, Financial Statements and Exhibits, Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant, Other Events

8-K 1 a2222550z8-k.htm 8-K QuickLinks - Click here to rapidly navigate through this document UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): December 11, 2014 MICROFINANCIAL INCORPORATED (Exact name of registrant as specified in it

December 16, 2014 EX-10.1

AMENDED AND RESTATED EMPLOYMENT AGREEMENT

Exhibit 10.1 AMENDED AND RESTATED EMPLOYMENT AGREEMENT This Amended and Restated Employment Agreement (this “Agreement”), dated as of December 13, 2014 (the “Execution Date”), is between MicroFinancial Incorporated, a Delaware corporation (the “Company”), and Richard F. Latour (the “Executive”) (collectively, the “Parties” and each, a “Party”). In addition to the terms defined elsewhere herein, in

December 16, 2014 EX-2.1

AGREEMENT AND PLAN OF MERGER by and among MF PARENT LP MF MERGER SUB CORP. and MICROFINANCIAL INCORPORATED Dated as of December 13, 2014 TABLE OF CONTENTS

QuickLinks - Click here to rapidly navigate through this document Exhibit 2.1 EXECUTION COPY AGREEMENT AND PLAN OF MERGER by and among MF PARENT LP MF MERGER SUB CORP. and MICROFINANCIAL INCORPORATED Dated as of December 13, 2014 TABLE OF CONTENTS Page ARTICLE I THE OFFER 2 1.1 The Offer 2 1.2 Seller Actions 4 1.3 Directors 5 1.4 Top-Up Option 6 ARTICLE II THE MERGER 7 2.1 The Merger 7 2.2 Closing

December 16, 2014 EX-99.1

MICROFINANCIAL INCORPORATED ENTERS INTO AGREEMENT TO BE ACQUIRED BY FUNDS MANAGED BY FORTRESS INVESTMENT GROUP

Exhibit 99.1 For Immediate Release MICROFINANCIAL INCORPORATED ENTERS INTO AGREEMENT TO BE ACQUIRED BY FUNDS MANAGED BY FORTRESS INVESTMENT GROUP Burlington, MA, December 15, 2014—MicroFinancial Incorporated (NASDAQ: MFI) (“MicroFinancial” or the “Company”) has entered into a definitive agreement with MF Parent LP (“Parent”) and MF Merger Sub Corp. (“Purchaser”), each an affiliate of funds managed

December 15, 2014 SC14D9C

MFI / Microfinancial Inc SC14D9C - - SC 14D9C

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 14D-9 SOLICITATION/RECOMMENDATION STATEMENT UNDER SECTION 14(d)(4) OF THE SECURITIES EXCHANGE ACT OF 1934 MicroFinancial Incorporated (Name of Subject Company) MicroFinancial Incorporated (Name of Person(s) Filing Statement) Common Stock, par value $0.01 per share (Title of Class of Securities) 595072109 (CUSIP Number

December 11, 2014 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

Form 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): December 8, 2014 MICROFINANCIAL INCORPORATED (Exact name of registrant as specified in its charter) MASSACHUSETTS (State or other jurisdiction of incorporation) 001-14771 04-

November 14, 2014 10-Q

MFI / Microfinancial Inc 10-Q - Quarterly Report - 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ý QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES AND EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2014 or ¨ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES AND EXCHANGE ACT OF 1934 Commission File No. 1-14771 MICROFINANCIAL INCO

October 16, 2014 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): October 15, 2014 MICROFINANCIAL INCORPORATED (Exact name of registrant as specified in its charter) MASSACHUSETTS (State or other jurisdiction of incorporation) 1-14771 04-2962824 (Co

October 16, 2014 EX-99.1

MICROFINANCIAL INCORPORATED ANNOUNCES THIRD QUARTER 2014 RESULTS

EX-99.1 2 mfiearningsrelease3q14draf.htm EXHIBIT Exhibit 99.1 For Release October 15, 2014 Contact: 4:01 pm Dave Mossberg Three Part Advisors, LLC Tel: 817-310-0051 MICROFINANCIAL INCORPORATED ANNOUNCES THIRD QUARTER 2014 RESULTS Burlington, MA – October 15, 2014 - MicroFinancial Incorporated (NASDAQ: MFI), a financial intermediary specializing in vendor-based leasing and finance programs for micr

July 30, 2014 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): July 29, 2014 MICROFINANCIAL INCORPORATED (Exact name of registrant as specified in its charter) MASSACHUSETTS (State or other jurisdiction of incorporation) 001-14771 04-2962824

July 30, 2014 EX-99

MicroFinancial Incorporated Announces Stock Repurchase Program

EX-99 2 d767001dex99.htm EX-99 Exhibit 99 Contact: For Release July 29, 2014 Dave Mossberg 4:01 pm Three Part Advisors, LLC Tel: 817-310-0051 MicroFinancial Incorporated Announces Stock Repurchase Program Burlington, MA – July 29, 2014 – MicroFinancial Incorporated (NASDAQ: MFI), a financial intermediary specializing in vendor-based leasing and finance programs for microticket transactions, today

July 17, 2014 EX-99.1

MICROFINANCIAL INCORPORATED ANNOUNCES SECOND QUARTER 2014 RESULTS

EX-99.1 2 d758378dex991.htm EX-99.1 Exhibit 99.1 For Release July 16, 2014 Contact: 4:01 pm Dave Mossberg Three Part Advisors, LLC Tel: 817-310-0051 MICROFINANCIAL INCORPORATED ANNOUNCES SECOND QUARTER 2014 RESULTS Burlington, MA — July 16, 2014 — MicroFinancial Incorporated (NASDAQ: MFI), a financial intermediary specializing in vendor-based leasing and finance programs for microticket transactio

July 17, 2014 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

Form 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): July 16, 2014 MICROFINANCIAL INCORPORATED (Exact name of registrant as specified in its charter) MASSACHUSETTS (State or other jurisdiction of incorporation) 1-14771 04-29628

May 13, 2014 8-K

Submission of Matters to a Vote of Security Holders

8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): May 8, 2014 MICROFINANCIAL INCORPORATED (Exact name of registrant as specified in its charter) MASSACHUSETTS (State or other jurisdiction of incorporation) 001-14771 04-2962824 (C

April 17, 2014 EX-99.1

MICROFINANCIAL INCORPORATED ANNOUNCES FIRST QUARTER 2014 RESULTS

EX-99.1 Exhibit 99.1 April 16, 2014 Contact: 4:01 pm Dave Mossberg Three Part Advisors, LLC Tel: 817-310-0051 MICROFINANCIAL INCORPORATED ANNOUNCES FIRST QUARTER 2014 RESULTS Burlington, MA — April 16, 2014 — MicroFinancial Incorporated (NASDAQ:MFI) a financial intermediary specializing in vendor based leasing and finance programs for microticket transactions, today announced financial results for

April 17, 2014 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): April 16, 2014 MICROFINANCIAL INCORPORATED (Exact name of registrant as specified in its charter) MASSACHUSETTS (State or other jurisdiction of incorporation) 1-14771 04-2962824 (

April 11, 2014 DEF 14A

- DEF 14A

DEF 14A Table of Contents SCHEDULE 14A INFORMATION PROXY STATEMENT PURSUANT TO SECTION 14(a) OF THE SECURITIES EXCHANGE ACT OF 1934 (AMENDMENT NO.

February 13, 2014 SC 13G/A

MFI / Microfinancial Inc / Boyle Brian - BRIAN E. BOYLE SC 13GA NO 14 12-31-2013 (MICROFINANCIAL INC) Passive Investment

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G/A Under the Securities Exchange Act of 1934 (Amendment No. 14) MicroFinancial Incorporated (Name of Issuer) Common Stock (Title of Class of Securities) 595072 1 09 (CUSIP Number) December 31, 2013 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which this Sched

February 13, 2014 SC 13G/A

MFI / Microfinancial Inc / HARDER TORRENCE C - TORRENCE C HARDER SC 13G A NO 14 12-31-2013 (MICROFINANCIAL INC) Passive Investment

SC 13G/A 1 formsc13ga.htm TORRENCE C HARDER SC 13G A NO 14 12-31-2013 (MICROFINANCIAL INC) SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G/A Under the Securities Exchange Act of 1934 (Amendment No. 14) MicroFinancial Incorporated (Name of Issuer) Common Stock (Title of Class of Securities) 595072 1 09 (CUSIP Number) December 31, 2013 (Date of Event Which Requires Filing of t

February 13, 2014 SC 13G/A

MFI / Microfinancial Inc / BLEYLEBEN PETER R - PETER R. BLEYLEBEN SC 13GA 12-31-2013 (MICROFINANCIAL INCORPORATED) Passive Investment

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G/A Under the Securities Exchange Act of 1934 (Amendment No. 14) MicroFinancial Incorporated (Name of Issuer) Common Stock (Title of Class of Securities) 595072 1 09 (CUSIP Number) December 31, 2013 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which this Sched

February 10, 2014 SC 13G/A

MFI / Microfinancial Inc / DIMENSIONAL FUND ADVISORS LP - SCHEDULE 13G/A Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 1)* MICROFINANCIAL INC (Name of Issuer) Common Stock (Title of Class of Securities) 595072109 (CUSIP Number) December 31, 2013 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which this Sche

January 30, 2014 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): January 29, 2014 MICROFINANCIAL INCORPORATED (Exact name of registrant as specified in its charter) MASSACHUSETTS (State or other jurisdiction of incorporation) 1-14771 04-2962824

January 30, 2014 EX-99.1

4:01 pm

EX-99.1 Exhibit 99.1 For Release January 29, 2014 4:01 pm Contact: Dave Mossberg Three Part Advisors, LLC Tel: 817-310-0051 MICROFINANCIAL INCORPORATED ANNOUNCES FOURTH QUARTER AND YEAR END 2013 RESULTS Burlington, MA – January 29, 2014 – MicroFinancial Incorporated (Nasdaq:MFI), a financial intermediary specializing in vendor-based leasing and finance programs for microticket transactions, today

October 17, 2013 EX-99.1

MICROFINANCIAL INCORPORATED ANNOUNCES THIRD QUARTER 2013 RESULTS

EX-99.1 Exhibit 99.1 For Release October 16, 2013 Contact: 4:01 pm Dave Mossberg Three Part Advisors, LLC Tel: 817-310-0051 MICROFINANCIAL INCORPORATED ANNOUNCES THIRD QUARTER 2013 RESULTS Burlington, MA – October 16, 2013 – MicroFinancial Incorporated (NASDAQ: MFI), a financial intermediary specializing in vendor-based leasing and finance programs for microticket transactions, today announced fin

October 17, 2013 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): October 16, 2013 MICROFINANCIAL INCORPORATED (Exact name of registrant as specified in its charter) MASSACHUSETTS (State or other jurisdiction of incorporation) 1-14771 04-2962824 (Co

September 26, 2013 8-K/A

Submission of Matters to a Vote of Security Holders - 8-K/A

8-K/A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K/A CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): May 9, 2013 MICROFINANCIAL INCORPORATED (Exact name of registrant as specified in its charter) MASSACHUSETTS (State or other jurisdiction of incorporation) 001-14771 04-296282

July 18, 2013 EX-99.1

MICROFINANCIAL INCORPORATED ANNOUNCES SECOND QUARTER 2013 RESULTS

EX-99.1 Exhibit 99.1 For Release July 17, 2013 Contact: 4:01 pm Dave Mossberg Three Part Advisors, LLC Tel: 817-310-0051 MICROFINANCIAL INCORPORATED ANNOUNCES SECOND QUARTER 2013 RESULTS Burlington, MA – July 17, 2013 – MicroFinancial Incorporated (NASDAQ: MFI), a financial intermediary specializing in vendor-based leasing and finance programs for microticket transactions, today announced financia

July 18, 2013 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): July 17, 2013 MICROFINANCIAL INCORPORATED (Exact name of registrant as specified in its charter) MASSACHUSETTS (State or other jurisdiction of incorporation) 1-14771 04-2962824 (Commi

May 13, 2013 8-K

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): May 9, 2013 MICROFINANCIAL INCORPORATED (Exact name of registrant as specified in its charter) MASSACHUSETTS (State or other jurisdiction of incorporation) 001-14771 04-2962824 (Commi

April 18, 2013 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition - FORM 8-K

Form 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): April 17, 2013 MICROFINANCIAL INCORPORATED (Exact name of registrant as specified in its charter) MASSACHUSETTS (State or other jurisdiction of incorporation) 1-14771 04-2962

April 18, 2013 EX-99.1

MICROFINANCIAL INCORPORATED ANNOUNCES FIRST QUARTER 2013 RESULTS

EX-99.1 Exhibit 99.1 April 17, 2013 Contact: 4:01 pm Dave Mossberg Three Part Advisors, LLC Tel: 817-310-0051 MICROFINANCIAL INCORPORATED ANNOUNCES FIRST QUARTER 2013 RESULTS Burlington, MA — April 17, 2013 — MicroFinancial Incorporated (NASDAQ:MFI) a financial intermediary specializing in vendor based leasing and finance programs for microticket transactions, today announced financial results for

April 11, 2013 DEF 14A

- DEFINITIVE PROXY STATEMENT

DEF 14A 1 d511605ddef14a.htm DEFINITIVE PROXY STATEMENT Table of Contents SCHEDULE 14A INFORMATION PROXY STATEMENT PURSUANT TO SECTION 14(a) OF THE SECURITIES EXCHANGE ACT OF 1934 (AMENDMENT NO. ) FILED BY THE REGISTRANT x FILED BY A PARTY OTHER THAN THE REGISTRANT ¨ Check the appropriate box: ¨ Preliminary Proxy Statement ¨ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(

February 14, 2013 SC 13G/A

MFI / Microfinancial Inc / HARDER TORRENCE C - TORRENCE C HARDER SC 13GA NO 13 12-31-2012 (MICROFINANCIAL INC) Passive Investment

SC 13G/A 1 formsc13ga.htm TORRENCE C HARDER SC 13GA NO 13 12-31-2012 (MICROFINANCIAL INC) SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G/A Under the Securities Exchange Act of 1934 (Amendment No. 13) MicroFinancial Incorporated (Name of Issuer) Common Stock (Title of Class of Securities) 595072 1 09 (CUSIP Number) December 31, 2012 (Date of Event Which Requires Filing of th

February 13, 2013 SC 13G/A

MFI / Microfinancial Inc / Boyle Brian - BRIAN E BOYLE SC 13GA 12-31-2012 (MICROFINANCIAL INCORPORATED) Passive Investment

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G/A Under the Securities Exchange Act of 1934 (Amendment No. 13) MicroFinancial Incorporated (Name of Issuer) Common Stock (Title of Class of Securities) 595072 1 09 (CUSIP Number) December 31, 2012 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which this Sched

February 13, 2013 SC 13G/A

MFI / Microfinancial Inc / BLEYLEBEN PETER R - PETER R BLEYLEBEN SC 13G/A NO 13 12-31-2012 (MICROFINANCIAL INC) Passive Investment

SC 13G/A 1 formsc13ga.htm PETER R BLEYLEBEN SC 13G/A NO 13 12-31-2012 (MICROFINANCIAL INC) SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G/A Under the Securities Exchange Act of 1934 (Amendment No. 13) MicroFinancial Incorporated (Name of Issuer) Common Stock (Title of Class of Securities) 595072 1 09 (CUSIP Number) December 31, 2012 (Date of Event Which Requires Filing of t

February 11, 2013 SC 13G

MFI / Microfinancial Inc / DIMENSIONAL FUND ADVISORS LP - SCHEDULE 13G Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. )* MICROFINANCIAL INC (Name of Issuer) Common Stock (Title of Class of Securities) 595072109 (CUSIP Number) December 31, 2012 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which this Sched

February 4, 2013 EX-99.1

MICROFINANCIAL INCORPORATED ANNOUNCES FOURTH QUARTER AND YEAR END 2012 RESULTS

Press Release Exhibit 99.1 For Release January 30, 2013 4:01 pm Contact: Dave Mossberg Three Part Advisors, LLC Tel: 817-310-0051 MICROFINANCIAL INCORPORATED ANNOUNCES FOURTH QUARTER AND YEAR END 2012 RESULTS Burlington, MA – January 30, 2013 — MicroFinancial Incorporated (Nasdaq:MFI), a financial intermediary specializing in vendor-based leasing and finance programs for microticket transactions,

February 4, 2013 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): January 30, 2013 MICROFINANCIAL INCORPORATED (Exact name of registrant as specified in its charter) MASSACHUSETTS 1-14771 04-2962824 (State or other jurisdiction of incorporation) (Co

February 4, 2013 EX-10.2

AMENDED AND RESTATED EMPLOYMENT AGREEMENT

Amended and Restated Employment Agreement (Steven LaCreta) Exhibit 10.2 AMENDED AND RESTATED EMPLOYMENT AGREEMENT THIS AMENDED AND RESTATED EMPLOYMENT AGREEMENT by and between MicroFinancial Incorporated, a Massachusetts corporation, and its subsidiaries (the “Company”), and Steven LaCreta (the “Executive”), dated as of February 1, 2013 (this “Agreement”). WHEREAS, Executive and the Company entere

February 4, 2013 EX-10.1

AMENDED AND RESTATED EMPLOYMENT AGREEMENT

Amended and Restated Employment Agreement (James Jackson) Exhibit 10.1 AMENDED AND RESTATED EMPLOYMENT AGREEMENT THIS AMENDED AND RESTATED EMPLOYMENT AGREEMENT by and between MicroFinancial Incorporated, a Massachusetts corporation, and its subsidiaries (the “Company”), and James Jackson (the “Executive”), dated as of February 1, 2013 (this “Agreement”). WHEREAS, Executive and the Company entered

December 28, 2012 8-K

Entry into a Material Definitive Agreement, Financial Statements and Exhibits - FORM 8-K

Form 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): December 21, 2012 MICROFINANCIAL INCORPORATED (Exact name of registrant as specified in its charter) MASSACHUSETTS (State or other jurisdiction of incorporation) 1-14771 04-2

December 28, 2012 EX-10.1

SECOND AMENDED AND RESTATED CREDIT AGREEMENT SOVEREIGN BANK, N.A., as Agent THE LENDERS PARTY HERETO TIMEPAYMENT CORP. December 21, 2012 Table of Contents Page SECTION I DEFINITIONS 1 1.1 Definitions 1 1.2 Rules of Interpretation 18 SECTION II DESCRI

Amended and Restated Credit Agreement Exhibit 10.1 EXECUTION VERSION SECOND AMENDED AND RESTATED CREDIT AGREEMENT AMONG SOVEREIGN BANK, N.A., as Agent THE LENDERS PARTY HERETO AND TIMEPAYMENT CORP. Dated: December 21, 2012 Table of Contents Page SECTION I DEFINITIONS 1 1.1 Definitions 1 1.2 Rules of Interpretation 18 SECTION II DESCRIPTION OF CREDIT 19 2.1 Revolving Credit Loans 19 2.2 The Notes 2

October 25, 2012 EX-99

MICROFINANCIAL INCORPORATED ANNOUNCES THIRD QUARTER 2012 RESULTS

Press Release Exhibit 99 For Release October 24, 2012 Contact: 4:01 pm Dave Mossberg Three Part Advisors, LLC Tel: 817-310-0051 MICROFINANCIAL INCORPORATED ANNOUNCES THIRD QUARTER 2012 RESULTS Burlington, MA – October 24, 2012 – MicroFinancial Incorporated (NASDAQ: MFI), a financial intermediary specializing in vendor-based leasing and finance programs for microticket transactions, today announced financial results for the third quarter and the nine months ended September 30, 2012.

October 25, 2012 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): October 24, 2012 MICROFINANCIAL INCORPORATED (Exact name of registrant as specified in its charter) MASSACHUSETTS (State or other jurisdiction of incorporation) 1-14771 04-2962824 (Co

July 24, 2012 EX-99.1

MICROFINANCIAL INCORPORATED 2012 EQUITY INCENTIVE PLAN

2012 Equity Incentive Plan Exhibit 99.1 MICROFINANCIAL INCORPORATED 2012 EQUITY INCENTIVE PLAN 1. Purpose. The purpose of the MicroFinancial Incorporated 2012 Equity Incentive Plan (the “Plan”) is to attract and retain persons who are expected to make important contributions to the Company and its Affiliates, to provide an incentive for them to achieve the Company’s goals, and to enable them to pa

July 24, 2012 S-8

- FORM S-8

Form S-8 As filed with the Securities and Exchange Commission on July 24, 2012 Registration No.

July 19, 2012 EX-99

MICROFINANCIAL INCORPORATED ANNOUNCES SECOND QUARTER 2012 RESULTS

PRESS RELEASE Exhibit 99 For Release July 18, 2012 4:01 pm Contact: Dave Mossberg Three Part Advisors, LLC Tel: 817-310-0051 MICROFINANCIAL INCORPORATED ANNOUNCES SECOND QUARTER 2012 RESULTS Burlington, MA — July 18, 2012 — MicroFinancial Incorporated (NASDAQ: MFI), a financial intermediary specializing in vendor-based leasing and finance programs for microticket transactions, today announced financial results for the second quarter and the six months ended June 30, 2012.

July 19, 2012 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition - FORM 8-K

FORM 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): July 18, 2012 MICROFINANCIAL INCORPORATED (Exact name of registrant as specified in its charter) MASSACHUSETTS (State or other jurisdiction of incorporation) 1-14771 04-29628

May 14, 2012 8-K

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): May 10, 2012 MICROFINANCIAL INCORPORATED (Exact name of registrant as specified in its charter) MASSACHUSETTS (State or other jurisdiction of incorporation) 001-14771 04-2962824 (Comm

April 19, 2012 EX-99

MICROFINANCIAL INCORPORATED ANNOUNCES FIRST QUARTER 2012 RESULTS

Press Release Exhibit 99 April 18, 2012 Contact: 4:01 pm Dave Mossberg Three Part Advisors, LLC Tel: 817-310-0051 MICROFINANCIAL INCORPORATED ANNOUNCES FIRST QUARTER 2012 RESULTS Burlington, MA — April 18, 2012 — MicroFinancial Incorporated (NASDAQ:MFI) a financial intermediary specializing in vendor based leasing and finance programs for microticket transactions, today announced financial results for the first quarter ended March 31, 2012.

April 19, 2012 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): April 18, 2012 MICROFINANCIAL INCORPORATED (Exact name of registrant as specified in its charter) MASSACHUSETTS (State or other jurisdiction of incorporation) 1-14771 04-2962824 (Comm

April 11, 2012 DEF 14A

- DEFINITIVE PROXY STATEMENT

DEF 14A 1 d329256ddef14a.htm DEFINITIVE PROXY STATEMENT Table of Contents SCHEDULE 14A INFORMATION PROXY STATEMENT PURSUANT TO SECTION 14(a) OF THE SECURITIES EXCHANGE ACT OF 1934 (AMENDMENT NO. ) FILED BY THE REGISTRANT x FILED BY A PARTY OTHER THAN THE REGISTRANT ¨ Check the appropriate box: ¨ Preliminary Proxy Statement ¨ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(

February 13, 2012 SC 13G/A

MFI / Microfinancial Inc / BLEYLEBEN PETER R - PETER BLEYLEBEN SC13 GA-12 12-31-2011 (MICROFINANCIAL) Passive Investment

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G/A Under the Securities Exchange Act of 1934 (Amendment No. 12) MicroFinancial Incorporated (Name of Issuer) Common Stock (Title of Class of Securities) 595072 1 09 (CUSIP Number) December 31, 2011 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which this Sched

February 13, 2012 SC 13G/A

MFI / Microfinancial Inc / HARDER TORRENCE C - TORRENCE HARDER SC 13GA 12-31-2011 Passive Investment

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G/A Under the Securities Exchange Act of 1934 (Amendment No. 12) MicroFinancial Incorporated (Name of Issuer) Common Stock (Title of Class of Securities) 595072 1 09 (CUSIP Number) December 31, 2011 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which this Sched

February 13, 2012 SC 13G/A

MFI / Microfinancial Inc / Boyle Brian - BRIAN BOYLE SC 13G A #12 12-31-2011 Passive Investment

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G/A Under the Securities Exchange Act of 1934 (Amendment No. 12) MicroFinancial Incorporated (Name of Issuer) Common Stock (Title of Class of Securities) 595072 1 09 (CUSIP Number) December 31, 2011 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which this Sched

February 13, 2012 SC 13G/A

MFI / Microfinancial Inc / LATOUR RICHARD F - RICHARD LATOUR SC 13G A 12-31-2011 Passive Investment

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G/A Under the Securities Exchange Act of 1934 (Amendment No. 7) MicroFinancial Incorporated (Name of Issuer) Common Stock (Title of Class of Securities) 595072 1 09 (CUSIP Number) December 31, 2011 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which this Schedu

February 13, 2012 EX-24

POWER OF ATTORNEY

Exhibit 24 POWER OF ATTORNEY Know all by these presents that the undersigned hereby constitutes and appoints each of Gerald P.

February 2, 2012 EX-99

MICROFINANCIAL INCORPORATED ANNOUNCES FOURTH QUARTER AND YEAR END 2011 RESULTS

Press Release Exhibit 99 For Release February 1, 2012 Contact: 4:01 pm Dave Mossberg Three Part Advisors, LLC Tel: 817-310-0051 MICROFINANCIAL INCORPORATED ANNOUNCES FOURTH QUARTER AND YEAR END 2011 RESULTS Burlington, MA – February 1, 2012 — MicroFinancial Incorporated (Nasdaq:MFI), a financial intermediary specializing in vendor-based leasing and finance programs for microticket transactions, today announced financial results for the fourth quarter and the year ended December 31, 2011.

February 2, 2012 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition - FORM 8-K

Form 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): February 1, 2012 MICROFINANCIAL INCORPORATED (Exact name of registrant as specified in its charter) MASSACHUSETTS (State or other jurisdiction of incorporation) 1-14771 04-29

Fintel data has been cited in the following publications:
Daily Mail Fox Business Business Insider Wall Street Journal The Washington Post Bloomberg Financial Times Globe and Mail
NASDAQ.com Reuters The Guardian Associated Press FactCheck.org Snopes Politifact
Federal Register The Intercept Forbes Fortune Magazine TheStreet Time Magazine Canadian Broadcasting Corporation International Business Times
Cambridge University Press Investopedia MarketWatch NY Daily News Entrepreneur Newsweek Barron's El Economista