MTB.PRC / M & T Bank Corp. - Документы SEC, Годовой отчет, Доверенное заявление

М&Т Банк Корп.
US ˙ NYSE
ЭТОТ СИМВОЛ БОЛЬШЕ НЕ АКТИВЕН

Основная статистика
LEI 549300WYXDDBYRASEG81
CIK 36270
SEC Filings
All companies that sell securities in the United States must register with the Securities and Exchange Commission (SEC) and file reports on a regular basis. These reports include company annual reports (10K, 10Q), news updates (8K), investor presentations (found in 8Ks), insider trades (form 4), ownership reports (13D, and 13G), and reports related to the specific securities sold, such as registration statements and prospectus. This page shows recent SEC filings related to M & T Bank Corp.
SEC Filings (Chronological Order)
На этой странице представлен полный хронологический список документов SEC, за исключением документов о собственности, которые мы предоставляем в других местах.
August 4, 2025 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2025 Commission File Number 1-9861 M&T BANK CORPORATION (Exact name of registrant as specified in its charter) New York 16-0968385 (State or other jurisdiction of incorporation or organiza

July 30, 2025 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 30, 2025 M&T BANK CORPORATI

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 30, 2025 M&T BANK CORPORATION (Exact name of registrant as specified in its charter) New York (State or other jurisdiction of incorporation) 1-9861 16-0968385 (Commission File N

July 29, 2025 FWP

PRICING TERM SHEET July 28, 2025 M&T Bank Corporation $750,000,000 5.400% Fixed-Rate Reset Subordinated Medium-Term Notes, Series B due 2035 (“Notes”) Issuer: M&T Bank Corporation Issuer Ratings*: Baa1 / BBB / A-/ A(low) (Outlook: Stable / Stable / S

Filed Pursuant to Rule 433 Registration No. 333-274646 July 28, 2025 PRICING TERM SHEET July 28, 2025 M&T Bank Corporation $750,000,000 5.400% Fixed-Rate Reset Subordinated Medium-Term Notes, Series B due 2035 (“Notes”) Issuer: M&T Bank Corporation Issuer Ratings*: Baa1 / BBB / A-/ A(low) (Outlook: Stable / Stable / Stable / Stable) (Moody’s / S&P / Fitch / DBRS) Ranking: Subordinated Offering For

July 29, 2025 424B2

Subordinated Medium-Term Notes, Series B Due 9 Months or More from Date of Issue

424B2 Filed Pursuant to Rule 424(b)(2) Registration No. 333-274646 PRICING SUPPLEMENT No. 7, dated July 28, 2025 (To prospectus, dated September 22, 2023, and prospectus supplement, dated September 22, 2023) Subordinated Medium-Term Notes, Series B Due 9 Months or More from Date of Issue This pricing supplement supplements the terms and conditions in the prospectus, dated September 22, 2023 (the “

July 29, 2025 EX-FILING FEES

Table 1: Newly Registered and Carry Forward Securities

Calculation of Filing Fee Tables S-3 M&T BANK CORP Table 1: Newly Registered and Carry Forward Securities Security Type Security Class Title Fee Calculation or Carry Forward Rule Amount Registered Proposed Maximum Offering Price Per Unit Maximum Aggregate Offering Price Fee Rate Amount of Registration Fee Carry Forward Form Type Carry Forward File Number Carry Forward Initial Effective Date Filing Fee Previously Paid in Connection with Unsold Securities to be Carried Forward Newly Registered Securities Fees to be Paid 1 Debt 5.

July 28, 2025 424B5

SUBJECT TO COMPLETION, DATED JULY 28, 2025

424B5 This pricing supplement relates to an effective registration statement under the Securities Act of 1933, as amended, but it is not complete and may be changed.

July 16, 2025 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): July 16, 2025 M&T BANK CORPORATIO

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): July 16, 2025 M&T BANK CORPORATION (Exact name of registrant as specified in its charter) New York (State or other jurisdiction of incorporation) 1-9861 (Commission File Number) 16-09

July 16, 2025 EX-99.2

Earnings Results 2nd Quarter 2025 July 16, 2025 Exhibit 99.2 2 This presentation may contain forward-looking statements regarding M&T Bank Corporation (“M&T”) within the meaning of the Private Securities Litigation Reform Act of 1995 and the rules an

earningspresentation2q2 Earnings Results 2nd Quarter 2025 July 16, 2025 Exhibit 99.

July 16, 2025 EX-99.1

M&T Bank Corporation (NYSE:MTB) announces second quarter 2025 results

Exhibit 99.1 News Release One M&T Plaza, Buffalo, NY 14203 July 16, 2025 M&T Bank Corporation (NYSE:MTB) announces second quarter 2025 results M&T Bank Corporation ("M&T" or "the Company") reports quarterly net income of $716 million or $4.24 of diluted earnings per common share. (Dollars in millions, except per share data) 2Q25 1Q25 2Q24 Earnings Highlights Net interest income $ 1,713 $ 1,695 $ 1

June 18, 2025 EX-99.1

Financial statements and supplemental schedule of the M&T Bank Corporation Retirement Savings Plan for the year ended December 31,

Exhibit 99.1 INDEX TO FINANCIAL STATEMENTS AND SUPPLEMENTAL SCHEDULE OF THE M&T BANK CORPORATION RETIREMENT SAVINGS PLAN Page(s) Report of Independent Registered Public Accounting Firm 6 Financial Statements Statements of Net Assets Available for Benefits as of December 31, 2024 and 2023 7 Statements of Changes in Net Assets Available for Benefits for the years ended December 31, 2024 and 2023 8 N

June 18, 2025 11-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 11-K [X] ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2024 [ ] TRANSITION REPORT PURSUANT TO SECTION

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 11-K [X] ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2024 or [ ] TRANSITION REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission file number 1-9861 A. Full title of the plan and the address of the plan, if different fro

June 17, 2025 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 17, 2025 M&T BANK CORPORATION (Exact name of registrant as specified in its charter) New York (State or other jurisdiction of incorporation) 1-9861 16-0968385 (Commission File N

June 11, 2025 424B2

Senior Medium-Term Notes, Series A Due 9 Months or More from Date of Issue

Filed Pursuant to Rule 424(b)(2) Registration No. 333-274646 PRICING SUPPLEMENT No. 6, dated June 10, 2025 (To prospectus, dated September 22, 2023, and prospectus supplement, dated September 22, 2023) Senior Medium-Term Notes, Series A Due 9 Months or More from Date of Issue This pricing supplement supplements the terms and conditions in the prospectus, dated September 22, 2023 (the “base prospec

June 11, 2025 FWP

PRICING TERM SHEET June 10, 2025 M&T Bank Corporation $750,000,000 5.179% Fixed Rate/Floating Rate Senior Medium-Term Notes, Series A due 2031 (“Notes”) Issuer: M&T Bank Corporation Issuer Ratings*: Baa1 / BBB+ / A / A (Outlook: Stable / Stable / Sta

FWP Filed Pursuant to Rule 433  Registration No. 333-274646  June 10, 2025        PRICING TERM SHEET June 10, 2025 M&T Bank Corporation $750,000,000 5.179% Fixed Rate/Floating Rate Senior Medium-Term Notes, Series A due 2031 (“Notes”) Issuer: M&T Bank Corporation Issuer Ratings*: Baa1 / BBB+ / A / A (Outlook: Stable / Stable / Stable / Stable) (Moody’s / S&P / Fitch / DBRS) Offering Format: SEC Re

June 11, 2025 EX-FILING FEES

Calculation of Filing Fee Tables Form 424(b)(2) (Form Type) M&T Bank Corporation (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered and Carry Forward Securities

Exhibit 107 FILING FEES Calculation of Filing Fee Tables Form 424(b)(2) (Form Type) M&T Bank Corporation (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered and Carry Forward Securities Security  Type  Security Class Title (1) Fee Calculation or Carry Forward Rule Amount Registered Proposed Maximum Offering Price Per Unit Maximum Aggregate Offering Price Fee Rate Amount of Registration Fee Fees to  Be  Paid  Debt  5.

June 10, 2025 EX-99.1

Investor Update 2nd Quarter 2025 JUNE 2025 Exhibit 99.1 Forward-Looking Statements and Non-GAAP Financial Measures This presentation may contain forward-looking statements regarding M&T Bank Corporation (“M&T”) within the meaning of the Private Secur

Investor Update 2nd Quarter 2025 JUNE 2025 Exhibit 99.1 Forward-Looking Statements and Non-GAAP Financial Measures This presentation may contain forward-looking statements regarding M&T Bank Corporation (“M&T”) within the meaning of the Private Securities Litigation Reform Act of 1995 and the rules and regulations of the Securities and Exchange Commission (“SEC”). Any statement that does not descr

June 10, 2025 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): June 10, 2025 M&T BANK CORPORATION (Exact name of registrant as specified in its charter) New York (State or other jurisdiction of incorporation) 1-9861 (Commission File Number) 16-09

May 6, 2025 EX-99.1

Investor Update 2nd Quarter 2025 MAY 2025 Exhibit 99.1 Forward-Looking Statements and Non-GAAP Financial Measures This presentation may contain forward-looking statements regarding M&T Bank Corporation (“M&T”) within the meaning of the Private Securi

Investor Update 2nd Quarter 2025 MAY 2025 Exhibit 99.1 Forward-Looking Statements and Non-GAAP Financial Measures This presentation may contain forward-looking statements regarding M&T Bank Corporation (“M&T”) within the meaning of the Private Securities Litigation Reform Act of 1995 and the rules and regulations of the Securities and Exchange Commission (“SEC”). Any statement that does not descri

May 6, 2025 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): May 6, 2025 M&T BANK CORPORATION (Exact name of registrant as specified in its charter) New York (State or other jurisdiction of incorporation) 1-9861 (Commission File Number) 16-0968

May 5, 2025 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2025 Commission File Number 1-9861 M&T BANK CORPORATION (Exact name of registrant as specified in its charter) New York 16-0968385 (State or other jurisdiction of incorporation or organiz

April 17, 2025 8-K

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): April 15, 2025 M&T BANK CORPORATION (Exact name of registrant as specified in its charter) New York (State or other jurisdiction of incorporation) 1-9861 (Commission File Number) 16-0

April 14, 2025 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): April 14, 2025 M&T BANK CORPORATION (Exact name of registrant as specified in its charter) New York (State or other jurisdiction of incorporation) 1-9861 (Commission File Number) 16-0

April 14, 2025 EX-99.1

M&T Bank Corporation (NYSE:MTB) announces first quarter 2025 results

Exhibit 99.1 News Release One M&T Plaza, Buffalo, NY 14203 April 14, 2025 M&T Bank Corporation (NYSE:MTB) announces first quarter 2025 results M&T Bank Corporation ("M&T" or "the Company") reports quarterly net income of $584 million or $3.32 of diluted earnings per common share. (Dollars in millions, except per share data) 1Q25 4Q24 1Q24 Earnings Highlights Net interest income $ 1,695 $ 1,728 $ 1

April 14, 2025 EX-99.2

Earnings Results 1st Quarter 2025 April 14, 2025 Exhibit 99.2 2 This presentation may contain forward-looking statements regarding M&T Bank Corporation (“M&T”) within the meaning of the Private Securities Litigation Reform Act of 1995 and the rules a

Earnings Results 1st Quarter 2025 April 14, 2025 Exhibit 99.2 2 This presentation may contain forward-looking statements regarding M&T Bank Corporation (“M&T”) within the meaning of the Private Securities Litigation Reform Act of 1995 and the rules and regulations of the Securities and Exchange Commission (“SEC”). Any statement that does not describe historical or current facts is a forward-lookin

March 4, 2025 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): March 4, 2025 M&T BANK CORPORATION (Exact name of registrant as specified in its charter) New York (State or other jurisdiction of incorporation) 1-9861 (Commission File Number) 16-09

March 4, 2025 DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☑ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☐ Defin

March 4, 2025 EX-99.1

Investor Update 1st Quarter 2025 MARCH 2025 Exhibit 99.1 Forward-Looking Statements and Non-GAAP Financial Measures This presentation may contain forward-looking statements regarding M&T Bank Corporation (“M&T”) within the meaning of the Private Secu

Investor Update 1st Quarter 2025 MARCH 2025 Exhibit 99.1 Forward-Looking Statements and Non-GAAP Financial Measures This presentation may contain forward-looking statements regarding M&T Bank Corporation (“M&T”) within the meaning of the Private Securities Litigation Reform Act of 1995 and the rules and regulations of the Securities and Exchange Commission (“SEC”). Any statement that does not desc

March 4, 2025 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant  ☑ Filed by a Party other than the Registrant  ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule

February 19, 2025 EX-4.2

Description of Registrant’s Securities. Filed herewith.

EXHIBIT 4.2 M&T BANK CORPORATION DESCRIPTION OF SECURITIES REGISTERED PURSUANT TO SECTION 12 OF THE SECURITIES AND EXCHANGE ACT OF 1934 AS OF DECEMBER 31, 2024 The following description of M&T Bank Corporation’s (“M&T”) securities registered pursuant to Section 12 of the Securities and Exchange Act of 1934, as amended, is a summary, does not purport to be complete and is qualified in its entirety

February 19, 2025 EX-21.1

Subsidiaries of the R

Exhibit 21.1 Subsidiaries of Registrant Subsidiary Name State of Incorporation Manufacturers and Traders Trust Company (a/k/a M&T Bank) New York M&T Bank Corporation and its banking subsidiaries, including Manufacturers and Traders Trust Company, have a number of other subsidiaries that did not represent, individually or collectively, a significant portion of the Company’s consolidated assets, net

February 19, 2025 EX-19.1

M&T Bank Corporation Insider Trading Policy, as amended

EXHIBIT 19.1 Adopted: April 19, 2005 Last Amended: September 17, 2024 M&T BANK CORPORATION INSIDER TRADING POLICY This Insider Trading Policy (this “Policy”) of M&T Bank Corporation and its subsidiaries (collectively referred to as “M&T”) is designed to promote compliance with federal and state securities laws and to protect M&T, as well as its representatives, from the very serious liabilities an

February 19, 2025 10-K

t UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-K

t UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-K x ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2024 Commission file number 1-9861 M&T BANK CORPORATION (Exact name of registrant as specified in its charter) New York (State of incorporation) 16-0968385 (I.R.S. Employer Identification No

February 10, 2025 EX-99

JOINT FILING AGREEMENT

JOINT FILING AGREEMENT The undersigned hereby agree that this Schedule 13G (the “Schedule 13G”) with respect to the common stock of M&T Bank Corporation is, and any additional amendment thereto signed by each of the undersigned shall be, filed on behalf of each undersigned pursuant to and in accordance with the provisions of 13d-1(k) under the Securities Exchange Act of 1934, as amended, and that all subsequent amendments to the Schedule 13G shall be filed on behalf of each of the undersigned without the necessity of filing additional joint filing agreements.

January 22, 2025 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): January 22, 2025 M&T BANK CORPORATION (Exact name of registrant as specified in its charter) New York (State or other jurisdiction of incorporation) 1-9861 (Commission File Number) 16

January 22, 2025 EX-99.1

M&T Bank Corporation Announces Common Stock Repurchase Program

Exhibit 99.1 FOR IMMEDIATE RELEASE M&T Bank Corporation Announces Common Stock Repurchase Program BUFFALO, N.Y., January 22, 2025 - M&T Bank Corporation ("M&T") (NYSE:MTB) announced that its Board of Directors authorized a share repurchase program to repurchase up to $4.0 billion of M&T common stock, $0.50 par value per share, on the open market or in privately negotiated transactions. The authori

January 16, 2025 EX-99.1

M&T Bank Corporation (NYSE:MTB) announces fourth quarter 2024 results

Exhibit 99.1 News Release One M&T Plaza, Buffalo, NY 14203 January 16, 2025 M&T Bank Corporation (NYSE:MTB) announces fourth quarter 2024 results M&T Bank Corporation ("M&T" or "the Company") reports quarterly net income of $681 million or $3.86 of diluted earnings per common share and full-year net income of $2.59 billion or $14.64 of diluted earnings per common share. (Dollars in millions, excep

January 16, 2025 EX-99.2

Earnings Results 4th Quarter 2024 January 16, 2025 Exhibit 99.2 2 This presentation may contain forward-looking statements regarding M&T Bank Corporation (“M&T”) within the meaning of the Private Securities Litigation Reform Act of 1995 and the rules

Earnings Results 4th Quarter 2024 January 16, 2025 Exhibit 99.2 2 This presentation may contain forward-looking statements regarding M&T Bank Corporation (“M&T”) within the meaning of the Private Securities Litigation Reform Act of 1995 and the rules and regulations of the Securities and Exchange Commission (“SEC”). Any statement that does not describe historical or current facts is a forward-look

January 16, 2025 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): January 16, 2025 M&T BANK CORPORA

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): January 16, 2025 M&T BANK CORPORATION (Exact name of registrant as specified in its charter) New York (State or other jurisdiction of incorporation) 1-9861 (Commission File Number) 16

December 17, 2024 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 17, 2024 M&T BANK CORPORATION (Exact name of registrant as specified in its charter) New York (State or other jurisdiction of incorporation) 1-9861 16-0968385 (Commission Fi

December 12, 2024 EX-FILING FEES

Calculation of Filing Fee Tables Form 424(b)(2) (Form Type) M&T Bank Corporation (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered and Carry Forward Securities

Exhibit 107 FILING FEES Calculation of Filing Fee Tables Form 424(b)(2) (Form Type) M&T Bank Corporation (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered and Carry Forward Securities Security  Type  Security Class Title (1) Fee Calculation or Carry Forward Rule Amount Registered Proposed Maximum Offering Price Per Unit Maximum Aggregate Offering Price Fee Rate Amount of Registration Fee Fees to Be Paid Debt  4.

December 12, 2024 424B2

Senior Medium-Term Notes, Series A Due 9 Months or More from Date of Issue

424B2 1 d860113d424b2.htm 424B2 Filed Pursuant to Rule 424(b)(2) Registration No. 333-274646 PRICING SUPPLEMENT No. 5, dated December 10, 2024 (To prospectus, dated September 22, 2023, and prospectus supplement, dated September 22, 2023) Senior Medium-Term Notes, Series A Due 9 Months or More from Date of Issue This pricing supplement supplements the terms and conditions in the prospectus, dated S

December 12, 2024 EX-FILING FEES

Calculation of Filing Fee Tables Form 424(b)(2) (Form Type) M&T Bank Corporation (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered and Carry Forward Securities

Exhibit 107 FILING FEES Calculation of Filing Fee Tables Form 424(b)(2) (Form Type) M&T Bank Corporation (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered and Carry Forward Securities Security  Type  Security Class Title (1) Fee Calculation or Carry Forward Rule Amount Registered Proposed Maximum Offering Price Per Unit Maximum Aggregate Offering Price Fee Rate Amount of Registration Fee Fees to Be Paid Debt  5.

December 12, 2024 424B2

Senior Medium-Term Notes, Series A Due 9 Months or More from Date of Issue

Filed Pursuant to Rule 424(b)(2) Registration No. 333-274646 PRICING SUPPLEMENT No. 4, dated December 10, 2024 (To prospectus, dated September 22, 2023, and prospectus supplement, dated September 22, 2023) Senior Medium-Term Notes, Series A Due 9 Months or More from Date of Issue This pricing supplement supplements the terms and conditions in the prospectus, dated September 22, 2023 (the “base pro

December 11, 2024 FWP

PRICING TERM SHEET December 10, 2024 M&T Bank Corporation $500,000,000 4.833% Fixed Rate/Floating Rate Senior Medium-Term Notes, Series A due 2029 (“Notes”) Issuer: M&T Bank Corporation Issuer Ratings*: Baa1 / BBB+ / A / A (Outlook: Stable / Negative

Filed Pursuant to Rule 433 Registration No. 333-274646 December 10, 2024 PRICING TERM SHEET December 10, 2024 M&T Bank Corporation $500,000,000 4.833% Fixed Rate/Floating Rate Senior Medium-Term Notes, Series A due 2029 (“Notes”) Issuer: M&T Bank Corporation Issuer Ratings*: Baa1 / BBB+ / A / A (Outlook: Stable / Negative / Stable / Stable) (Moody’s / S&P / Fitch / DBRS) Offering Format: SEC Regis

December 11, 2024 FWP

PRICING TERM SHEET December 10, 2024 M&T Bank Corporation $1,000,000,000 5.385% Fixed Rate/Floating Rate Senior Medium-Term Notes, Series A due 2036 (“Notes”) Issuer: M&T Bank Corporation Issuer Ratings*: Baa1 / BBB+ / A / A (Outlook: Stable / Negati

Filed Pursuant to Rule 433 Registration No. 333-274646 December 10, 2024 PRICING TERM SHEET December 10, 2024 M&T Bank Corporation $1,000,000,000 5.385% Fixed Rate/Floating Rate Senior Medium-Term Notes, Series A due 2036 (“Notes”) Issuer: M&T Bank Corporation Issuer Ratings*: Baa1 / BBB+ / A / A (Outlook: Stable / Negative / Stable / Stable) (Moody’s / S&P / Fitch / DBRS) Offering Format: SEC Reg

December 10, 2024 EX-99.1

Investor Update 4th Quarter 2024 DECEMBER 2024 Exhibit 99.1 Forward-Looking Statements and Non-GAAP Financial Measures This presentation may contain forward-looking statements regarding M&T Bank Corporation (“M&T”) within the meaning of the Private S

Investor Update 4th Quarter 2024 DECEMBER 2024 Exhibit 99.1 Forward-Looking Statements and Non-GAAP Financial Measures This presentation may contain forward-looking statements regarding M&T Bank Corporation (“M&T”) within the meaning of the Private Securities Litigation Reform Act of 1995 and the rules and regulations of the Securities and Exchange Commission (“SEC”). Any statement that does not d

December 10, 2024 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): December 10, 2024 M&T BANK CORPOR

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): December 10, 2024 M&T BANK CORPORATION (Exact name of registrant as specified in its charter) New York (State or other jurisdiction of incorporation) 1-9861 (Commission File Number) 1

December 10, 2024 424B5

SUBJECT TO COMPLETION, DATED DECEMBER 10, 2024

424B5 Filed Pursuant to Rule 424(b)(5) Registration No. 333-274646 This pricing supplement relates to an effective registration statement under the Securities Act of 1933, as amended, but it is not complete and may be changed. This pricing supplement and the accompanying prospectus and prospectus supplement are not an offer to sell these securities and they are not soliciting an offer to buy these

December 10, 2024 424B5

SUBJECT TO COMPLETION, DATED DECEMBER 10, 2024

424B5 Filed Pursuant to Rule 424(b)(5) Registration No. 333-274646 This pricing supplement relates to an effective registration statement under the Securities Act of 1933, as amended, but it is not complete and may be changed. This pricing supplement and the accompanying prospectus and prospectus supplement are not an offer to sell these securities and they are not soliciting an offer to buy these

November 8, 2024 SC 13G/A

MTB / M&T Bank Corporation / WELLINGTON MANAGEMENT GROUP LLP - SEC SCHEDULE 13G Passive Investment

SC 13G/A 1 SEC13GFiling.htm SEC SCHEDULE 13G UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 3 )* M&T Bank Corporation (Name of Issuer) Common Stock (Title of Class of Securities) 55261F104 (CUSIP Number) September 30, 2024 (Date of Event Which Requires Filing of this Statement) Check the appropriate box

November 8, 2024 EX-99

JOINT FILING AGREEMENT

EX-99 2 Rule13DJointFilingAgreement.htm JOINT FILING AGREEMENT JOINT FILING AGREEMENT The undersigned hereby agree that this Schedule 13G (the “Schedule 13G”) with respect to the common stock of M&T Bank Corporation is, and any additional amendment thereto signed by each of the undersigned shall be, filed on behalf of each undersigned pursuant to and in accordance with the provisions of 13d-1(k) u

November 5, 2024 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2024 Commission File Number 1-9861 M&T BANK CORPORATION (Exact name of registrant as specified in its charter) New York 16-0968385 (State or other jurisdiction of incorporation or org

October 17, 2024 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): October 17, 2024 M&T BANK CORPORATION (Exact name of registrant as specified in its charter) New York (State or other jurisdiction of incorporation) 1-9861 (Commission File Number) 16

October 17, 2024 EX-99.2

Earnings Results 3rd Quarter 2024 October 17, 2024 Exhibit 99.2 2 This presentation may contain forward-looking statements regarding M&T Bank Corporation (“M&T”) within the meaning of the Private Securities Litigation Reform Act of 1995 and the rules

Earnings Results 3rd Quarter 2024 October 17, 2024 Exhibit 99.2 2 This presentation may contain forward-looking statements regarding M&T Bank Corporation (“M&T”) within the meaning of the Private Securities Litigation Reform Act of 1995 and the rules and regulations of the Securities and Exchange Commission (“SEC”). Any statement that does not describe historical or current facts is a forward-look

October 17, 2024 EX-99.1

M&T Bank Corporation (NYSE:MTB) announces third quarter 2024 results

Exhibit 99.1 News Release One M&T Plaza, Buffalo, NY 14203 October 17, 2024 M&T Bank Corporation (NYSE:MTB) announces third quarter 2024 results M&T Bank Corporation ("M&T" or "the Company") reports quarterly net income of $721 million or $4.02 of diluted earnings per common share. (Dollars in millions, except per share data) 3Q24 2Q24 3Q23 Earnings Highlights Net interest income $ 1,726 $ 1,718 $

September 10, 2024 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): September 10, 2024 M&T BANK CORPORATION (Exact name of registrant as specified in its charter) New York (State or other jurisdiction of incorporation) 1-9861 (Commission File Number)

September 10, 2024 EX-99.1

Investor Update 3rd Quarter 2024 SEPTEMBER 2024 Exhibit 99.1 Disclaimer This presentation may contain forward-looking statements regarding M&T Bank Corporation (“M&T”) within the meaning of the Private Securities Litigation Reform Act of 1995 and the

Investor Update 3rd Quarter 2024 SEPTEMBER 2024 Exhibit 99.1 Disclaimer This presentation may contain forward-looking statements regarding M&T Bank Corporation (“M&T”) within the meaning of the Private Securities Litigation Reform Act of 1995 and the rules and regulations of the Securities and Exchange Commission (“SEC”). Any statement that does not describe historical or current facts is a forwar

August 5, 2024 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2024 Commission File Number 1-9861 M&T BANK CORPORATION (Exact name of registrant as specified in its charter) New York 16-0968385 (State or other jurisdiction of incorporation or organiza

July 18, 2024 EX-99.1

M&T Bank Corporation (NYSE:MTB) announces second quarter 2024 results

Exhibit 99.1 News Release One M&T Plaza, Buffalo, NY 14203 July 18, 2024 M&T Bank Corporation (NYSE:MTB) announces second quarter 2024 results M&T Bank Corporation ("M&T" or "the Company") reports quarterly net income of $655 million or $3.73 of diluted earnings per common share. (Dollars in millions, except per share data) 2Q24 1Q24 2Q23 Earnings Highlights Net interest income $ 1,718 $ 1,680 $ 1

July 18, 2024 EX-99.2

Earnings Results 2nd Quarter 2024 July 18, 2024 Exhibit 99.2 2 This presentation may contain forward-looking statements regarding M&T Bank Corporation (“M&T”) within the meaning of the Private Securities Litigation Reform Act of 1995 and the rules an

earningspresentation2q2 Earnings Results 2nd Quarter 2024 July 18, 2024 Exhibit 99.

July 18, 2024 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): July 18, 2024 M&T BANK CORPORATIO

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): July 18, 2024 M&T BANK CORPORATION (Exact name of registrant as specified in its charter) New York (State or other jurisdiction of incorporation) 1-9861 (Commission File Number) 16-09

July 10, 2024 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): July 10, 2024 M&T BANK CORPORATIO

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): July 10, 2024 M&T BANK CORPORATION (Exact name of registrant as specified in its charter) New York (State or other jurisdiction of incorporation) 1-9861 16-0968385 (Commission File Nu

June 26, 2024 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): June 20, 2024 M&T BANK CORPORATIO

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): June 20, 2024 M&T BANK CORPORATION (Exact name of registrant as specified in its charter) New York (State or other jurisdiction of incorporation) 1-9861 16-0968385 (Commission File Nu

June 20, 2024 11-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 11-K [X] ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2023 [ ] TRANSITION REPORT PURSUANT TO SECTION

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 11-K [X] ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2023 or [ ] TRANSITION REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission file number 1-9861 A. Full title of the plan and the address of the plan, if different fro

June 20, 2024 EX-99.1

Financial statements and supplemental schedule of the M&T Bank Corporation Retirement Savings Plan for the year ended December 31, 202

Exhibit 99.1 INDEX TO FINANCIAL STATEMENTS AND SUPPLEMENTAL SCHEDULE OF THE M&T BANK CORPORATION RETIREMENT SAVINGS PLAN Page(s) Report of Independent Registered Public Accounting Firm 6 Financial Statements Statements of Net Assets Available for Benefits as of December 31, 2023 and 2022 7 Statements of Changes in Net Assets Available for Benefits for the years ended December 31, 2023 and 2022 8 N

June 11, 2024 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): June 11, 2024 M&T BANK CORPORATION (Exact name of registrant as specified in its charter) New York (State or other jurisdiction of incorporation) 1-9861 (Commission File Number) 16-09

June 11, 2024 EX-99.1

Investor Update 2nd Quarter 2024 JUNE 2024 Exhibit 99.1 Disclaimer This presentation may contain forward-looking statements regarding M&T Bank Corporation (“M&T”) within the meaning of the Private Securities Litigation Reform Act of 1995 and the rule

Investor Update 2nd Quarter 2024 JUNE 2024 Exhibit 99.1 Disclaimer This presentation may contain forward-looking statements regarding M&T Bank Corporation (“M&T”) within the meaning of the Private Securities Litigation Reform Act of 1995 and the rules and regulations of the Securities and Exchange Commission (“SEC”). Any statement that does not describe historical or current facts is a forward-loo

May 13, 2024 8-A12B

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-A FOR REGISTRATION OF CERTAIN CLASSES OF SECURITIES PURSUANT TO SECTION 12(b) OR (g) OF THE SECURITIES EXCHANGE ACT OF 1934 M&T BANK CORPORATION (Exact Name of Registrant

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-A FOR REGISTRATION OF CERTAIN CLASSES OF SECURITIES PURSUANT TO SECTION 12(b) OR (g) OF THE SECURITIES EXCHANGE ACT OF 1934 M&T BANK CORPORATION (Exact Name of Registrant as Specified in its Charter) New York 16-0968385 (State or other jurisdiction of incorporation or organization) (I.R.S. Employer Identification No.) O

May 13, 2024 EX-3.1

Certificate of Amendment to Restated Certificate of Incorporation of M&T Bank Corporation, with respect to Perpetual 7.500% Non-Cumulative Preferred Stock, Series J, filed with the New York Department of State on May 9, 2024.

EX-3.1 Exhibit 3.1 CERTIFICATE OF AMENDMENT OF THE CERTIFICATE OF INCORPORATION OF M&T BANK CORPORATION Under Section 805 of the Business Corporation Law The undersigned, being the Senior Executive Vice President and Treasurer of M&T Bank Corporation (the “Corporation”), and the Corporate Secretary of the Corporation, do hereby certify and set forth as follows: (1) The name of the Corporation is M

May 13, 2024 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 9, 2024 M&T BANK CORPORATION

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 9, 2024 M&T BANK CORPORATION (Exact name of registrant as specified in its charter) New York (State or other jurisdiction of incorporation) 1-9861 16-0968385 (Commission File Num

May 13, 2024 EX-1.1

Underwriting Agreement, dated as of May 6, 2024, by and between M&T Bank Corporation and Morgan Stanley & Co. LLC, BofA Securities, Inc., J.P. Morgan Securities LLC, RBC Capital Markets, LLC, UBS Securities LLC and Wells Fargo Securities, LLC, as representatives of the several underwriters named in Schedule A thereto.

Exhibit 1.1 NOTICE REGARDING UNDERWRITING AGREEMENT The attached Underwriting Agreement is a contractual document that establishes and governs the legal relations among the parties with respect to the transactions described therein. The Underwriting Agreement is not intended to be a source for investors of factual, business, or operational information about the Company. The representations and war

May 13, 2024 EX-4.1

Deposit Agreement, dated as of May 13, 2024, among M&T Bank Corporation, Computershare Inc., Computershare Trust Company, N.A. and the holders from time to time of the depositary receipts described therein.

Exhibit 4.1 DEPOSIT AGREEMENT Among M&T BANK CORPORATION, as Issuer and COMPUTERSHARE INC. AND COMPUTERSHARE TRUST COMPANY, N.A., jointly as Depositary, and THE HOLDERS FROM TIME TO TIME OF THE DEPOSITARY RECEIPTS DESCRIBED HEREIN Dated as of May 13, 2024 Table of Contents Page Article I DEFINED TERMS 1 Section 1.1 Definitions 1 Article II FORM OF RECEIPTS, DEPOSIT OF PREFERRED STOCK, EXECUTION AN

May 8, 2024 EX-FILING FEES

Calculation of Filing Fee Tables Form 424(b)(5) (Form Type) M&T Bank Corporation (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered and Carry Forward Securities Security Type Security Class Title (1) Fee Calculation or C

Exhibit 107 FILING FEES Calculation of Filing Fee Tables Form 424(b)(5) (Form Type) M&T Bank Corporation (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered and Carry Forward Securities Security Type Security Class Title (1) Fee Calculation or Carry Forward Rule Amount Registered Proposed Maximum Offering Price Per Unit Maximum Aggregate Offering Price Fee Rate Amount of Registration Fee Fees to Be  Paid Equity Depositary Shares Each Representing a  1/400th Interest  in a Share of Perpetual 7.

May 8, 2024 424B5

30,000,000 Depositary Shares Each Representing a 1/400th Interest in a Share of Perpetual 7.500% Non-Cumulative Preferred Stock, Series J

424B5 Table of Contents Filed Pursuant to Rule 424(b)(5) Registration No. 333-274646 PROSPECTUS SUPPLEMENT (To prospectus dated September 22, 2023) 30,000,000 Depositary Shares Each Representing a 1/400th Interest in a Share of Perpetual 7.500% Non-Cumulative Preferred Stock, Series J We are offering 30,000,000 depositary shares, each representing a 1/400th ownership interest in a share of our Per

May 7, 2024 FWP

M&T Bank Corporation 30,000,000 Depositary Shares, Each Representing a 1/400th Interest in a Share of Perpetual 7.500% Non-Cumulative Preferred Stock, Series J Pricing Term Sheet Issuer: M&T Bank Corporation (the “Issuer”) Expected Ratings (Moody’s/S

Filed Pursuant to Rule 433 Registration No. 333-274646 May 6, 2024 M&T Bank Corporation 30,000,000 Depositary Shares, Each Representing a 1/400th Interest in a Share of Perpetual 7.500% Non-Cumulative Preferred Stock, Series J Pricing Term Sheet Issuer: M&T Bank Corporation (the “Issuer”) Expected Ratings (Moody’s/S&P/Fitch/DBRS)*: Baa3/BB+/BBB-/BBB (high) Securities: Depositary shares (the “Depos

May 6, 2024 424B5

SUBJECT TO COMPLETION, DATED MAY 6, 2024

Table of Contents Filed Pursuant to Rule 424(b)(5) Registration No. 333-274646 The information in this preliminary prospectus supplement is not complete and may be changed. This preliminary prospectus supplement and the accompanying prospectus are not an offer to sell these securities and are not soliciting an offer to buy these securities in any state where the offer or sale is not prohibited. SU

May 3, 2024 EX-99.1

Disclaimer This presentation may contain forward-looking statements regarding M&T Bank Corporation (“M&T”) within the meaning of the Private Securities Litigation Reform Act of 1995 and the rules and regulations of the Securities and Exchange Commiss

Investor Update 2nd Quarter 2024 May 2024 Exhibit 99.1 Disclaimer This presentation may contain forward-looking statements regarding M&T Bank Corporation (“M&T”) within the meaning of the Private Securities Litigation Reform Act of 1995 and the rules and regulations of the Securities and Exchange Commission (“SEC”). Any statement that does not describe historical or current facts is a forward-look

May 3, 2024 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2024 Commission File Number 1-9861 M&T BANK CORPORATION (Exact name of registrant as specified in its charter) New York 16-0968385 (State or other jurisdiction of incorporation or organiz

May 3, 2024 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 3, 2024 M&T BANK CORPORATION

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 3, 2024 M&T BANK CORPORATION (Exact name of registrant as specified in its charter) New York (State or other jurisdiction of incorporation) 1-9861 16-0968385 (Commission File Num

May 3, 2024 EX-10.1

Retirement and Consulting Agreement, dated as of February 8, 2024, by and between Doris Meister and M&T Bank. Filed herewith.*

EXHIBIT 10.1 M&T Bank One M&T Plaza, Human Resources, 7th Floor, Buffalo, NY 14203 716-842-5094 FAX 716-842-4374 February 8, 2024 Doris Meister RE: Retirement & Consulting Agreement Dear Doris, This Retirement & Consulting Agreement (“Agreement”) sets forth the terms of the Agreement between Doris Meister (“You” or “Consultant”) and Manufacturers and Traders Trust Company (“M&T Bank”) with respect

April 18, 2024 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 16, 2024 M&T BANK CORPORATION (Exact name of registrant as specified in its charter) New York (State or other jurisdiction of incorporation) 1-9861 16-0968385 (Commission File

April 15, 2024 EX-99

Disclaimer This presentation may contain forward-looking statements regarding M&T Bank Corporation (“M&T”) within the meaning of the Private Securities Litigation Reform Act of 1995 and the rules and regulations of the Securities and Exchange Commiss

Earnings Results 1st Quarter 2024 April 15, 2024 Exhibit 99.1 Disclaimer This presentation may contain forward-looking statements regarding M&T Bank Corporation (“M&T”) within the meaning of the Private Securities Litigation Reform Act of 1995 and the rules and regulations of the Securities and Exchange Commission (“SEC”). Any statement that does not describe historical or current facts is a forwa

April 15, 2024 EX-99.1

M&T Bank Corporation (NYSE:MTB) announces first quarter 2024 results

Exhibit 99.1 News Release One M&T Plaza, Buffalo, NY 14203 April 15, 2024 M&T Bank Corporation (NYSE:MTB) announces first quarter 2024 results M&T Bank Corporation ("M&T" or "the Company") reports quarterly net income of $531 million or $3.02 of diluted earnings per common share. (Dollars in millions, except per share data) 1Q24 4Q23 1Q23 Earnings Highlights Net interest income $ 1,680 $ 1,722 $ 1

April 15, 2024 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 15, 2024 M&T BANK CORPORATION (Exact name of registrant as specified in its charter) New York (State or other jurisdiction of incorporation) 1-9861 16-0968385 (Commission File

April 15, 2024 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): April 15, 2024 M&T BANK CORPORATION (Exact name of registrant as specified in its charter) New York (State or other jurisdiction of incorporation) 1-9861 (Commission File Number) 16-0

March 13, 2024 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 13, 2024 M&T BANK CORPORATION (Exact name of registrant as specified in its charter) New York (State or other jurisdiction of incorporation) 1-9861 16-0968385 (Commission File

March 12, 2024 FWP

PRICING TERM SHEET March 11, 2024 M&T Bank Corporation $850,000,000 6.082% Fixed Rate/Floating Rate Senior Medium-Term Notes, Series A due 2032 (“Notes”) Issuer: M&T Bank Corporation Issuer Ratings*: Baa1 / BBB+ / A / A (high) (Outlook: Stable / Stab

Filed Pursuant to Rule 433 Registration No. 333-274646 March 11, 2024 PRICING TERM SHEET March 11, 2024 M&T Bank Corporation $850,000,000 6.082% Fixed Rate/Floating Rate Senior Medium-Term Notes, Series A due 2032 (“Notes”) Issuer: M&T Bank Corporation Issuer Ratings*: Baa1 / BBB+ / A / A (high) (Outlook: Stable / Stable / Negative / Negative) (Moody’s / S&P / Fitch / DBRS) Offering Format: SEC Re

March 12, 2024 424B2

Senior Medium-Term Notes, Series A Due 9 Months or More from Date of Issue

Filed Pursuant to Rule 424(b)(2) Registration No. 333-274646 PRICING SUPPLEMENT No. 3, dated March 11, 2024 (To prospectus, dated September 22, 2023, and prospectus supplement, dated September 22, 2023) Senior Medium-Term Notes, Series A Due 9 Months or More from Date of Issue This pricing supplement supplements the terms and conditions in the prospectus, dated September 22, 2023 (the “base prospe

March 12, 2024 EX-FILING FEES

Calculation of Filing Fee Tables Form 424(b)(2) (Form Type) M&T Bank Corporation (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered and Carry Forward Securities Security  Type  Security Class Title (1) Fee Calculation or

Exhibit 107 FILING FEES Calculation of Filing Fee Tables Form 424(b)(2) (Form Type) M&T Bank Corporation (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered and Carry Forward Securities Security  Type  Security Class Title (1) Fee Calculation or Carry Forward Rule Amount Registered Proposed Maximum Offering Price Per Unit Maximum Aggregate Offering Price Fee Rate Amount of Registration Fee Fees to Be Paid Debt  6.

March 5, 2024 EX-99.1

Disclaimer This presentation may contain forward-looking statements regarding M&T Bank Corporation (“M&T”) within the meaning of the Private Securities Litigation Reform Act of 1995 and the rules and regulations of the Securities and Exchange Commiss

Investor Update 1st Quarter 2024 March 2024 Exhibit 99.1 Disclaimer This presentation may contain forward-looking statements regarding M&T Bank Corporation (“M&T”) within the meaning of the Private Securities Litigation Reform Act of 1995 and the rules and regulations of the Securities and Exchange Commission (“SEC”). Any statement that does not describe historical or current facts is a forward-lo

March 5, 2024 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.  )

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.  ) Filed by the Registrant ☑ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 1

March 5, 2024 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 5, 2024 M&T BANK CORPORATION (Exact name of registrant as specified in its charter) New York (State or other jurisdiction of incorporation) 1-9861 16-0968385 (Commission File N

March 5, 2024 DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☑ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☐ Defin

February 21, 2024 EX-3.2

Amended and Restated Bylaws of M&T Bank Corporation, effective February 21, 2024. Filed herewith.

EXHIBIT 3.2 M&T BANK CORPORATION AMENDED AND RESTATED BYLAWS (effective as of February 21, 2024) AMENDED AND RESTATED BYLAWS OF M&T BANK CORPORATION Article I Meetings of Stockholders Section 1 Annual Meeting: The annual meeting of the stockholders of the Corporation, for the election of directors and for the transaction of such other business as may be set forth in the notice of the meeting, shal

February 21, 2024 EX-4.2

Description of Registrant’s Securities. Filed herewith.

EXHIBIT 4.2 M&T BANK CORPORATION DESCRIPTION OF SECURITIES REGISTERED PURSUANT TO SECTION 12 OF THE SECURITIES AND EXCHANGE ACT OF 1934 AS OF DECEMBER 31, 2023 The following description of M&T Bank Corporation’s (“M&T”) securities registered pursuant to Section 12 of the Securities and Exchange Act of 1934, as amended, is a summary, does not purport to be complete and is qualified in its entirety

February 21, 2024 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-K

t UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2023 Commission file number 1-9861 M&T BANK CORPORATION (Exact name of registrant as specified in its charter) New York 16-0968385 (State of incorporation) (I.R.S. Employer Identification No

February 21, 2024 EX-10.22

First Amendment, effective November 30, 2023, to the M&T Bank Corporation Leadership Retirement Savings Plan, as amended and restated effective as of January 1, 2020.

EXHIBIT 10.22 FIRST AMENDMENT TO M&T BANK CORPORATION LEADERSHIP RETIREMENT SAVINGS PLAN WHEREAS, Manufacturers and Traders Trust Company (the “Company”) sponsors the M&T Bank Corporation Leadership Retirement Savings Plan, most recently restated effective January 1, 2020 (the “Plan”); and WHEREAS, Section 8.1 of the Plan permits the Company to amend the Plan at any time; and WHEREAS, the Company

February 21, 2024 EX-97.1

M&T Bank Corporation Executive Compensation Recoupment Policy. Filed herewith.

EXHIBIT 97.1 M&T Bank Corporation Executive Compensation Recoupment Policy Effective Adoption Date: October 2, 2023 Section 1. Purpose. M&T Bank Corporation (the “Company”) has adopted this Compensation Recoupment Policy (this “Policy”) to implement a mandatory clawback policy in the event of a Restatement in compliance with the applicable rules of the New York Stock Exchange (the “NYSE”). Any cap

February 21, 2024 EX-10.23

M&T Bank Corporation Form of Performance Share Unit Award Agreement. Filed herewith.*

EXHIBIT 10.23 M&T BANK CORPORATION 2019 EQUITY INCENTIVE COMPENSATION PLAN * * * PERFORMANCE SHARE UNIT AWARD AGREEMENT GRANTEE: DATE OF GRANT: PERFORMANCE SHARE UNITS (“Target Award”): PERFORMANCE PERIOD: M&T Bank Corporation (the “Company”) hereby grants to the Grantee this Performance Share Unit Award. This grant is made pursuant to the M&T Bank Corporation 2019 Equity Incentive Compensation Pl

February 21, 2024 EX-10.17

M&T Bank Corporation Employee Severance Pay Plan, restated June 1, 2021 (with amended Appendix A effective March 28, 2022). Filed herewith.*

EXHIBIT 10.17 M&T BANK CORPORATION EMPLOYEE SEVERANCE PAY PLAN AND SUMMARY PLAN DESCRIPTION (Restated June 1, 2021) ARTICLE 1. ESTABLISHMENT OF THE PLAN Section 1.1. Establishment of the Plan. M&T Bank Corporation hereby restates the M&T Bank Corporation Employee Severance Pay Plan (the “Plan”). The Plan is designed to provide severance pay and other benefits to eligible employees of M&T Bank Corp

February 13, 2024 SC 13G/A

MTB / M&T Bank Corporation / VANGUARD GROUP INC - SCHEDULE 13G/A Passive Investment

SC 13G/A 1 tv01379-mtbankcorp.htm SCHEDULE 13G/A SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 (Amendment No.: 11)* Name of issuer: M&T Bank Corp Title of Class of Securities: Common Stock CUSIP Number: 55261F104 Date of Event Which Requires Filing of this Statement: December 29, 2023 Check the appropriate box to designate the rule

February 9, 2024 SC 13G/A

MTB / M&T Bank Corporation / WELLINGTON MANAGEMENT GROUP LLP - SEC SCHEDULE 13G Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 2 )* M&T Bank Corporation (Name of Issuer) Common Stock (Title of Class of Securities) 55261F104 (CUSIP Number) December 29, 2023 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which this S

January 18, 2024 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 18, 2024 M&T BANK CORPOR

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 18, 2024 M&T BANK CORPORATION (Exact name of registrant as specified in its charter) New York (State or other jurisdiction of incorporation) 1-9861 16-0968385 (Commission Fil

January 18, 2024 EX-99.1

Disclaimer This presentation may contain forward-looking statements regarding M&T Bank Corporation (“M&T”) within the meaning of the Private Securities Litigation Reform Act of 1995 and the rules and regulations of the Securities and Exchange Commiss

Exhibit 99.1 Disclaimer This presentation may contain forward-looking statements regarding M&T Bank Corporation (“M&T”) within the meaning of the Private Securities Litigation Reform Act of 1995 and the rules and regulations of the Securities and Exchange Commission (“SEC”). Any statement that does not describe historical or current facts is a forward-looking statement, including statements based

January 18, 2024 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 18, 2024 M&T BANK CORPOR

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 18, 2024 M&T BANK CORPORATION (Exact name of registrant as specified in its charter) New York (State or other jurisdiction of incorporation) 1-9861 16-0968385 (Commission Fil

January 18, 2024 EX-99.1

M&T Bank Corporation (NYSE:MTB) announces fourth quarter and full-year 2023 results

Exhibit 99.1 One M&T Plaza, Buffalo, NY 14203 News Release January 18, 2024 M&T Bank Corporation (NYSE:MTB) announces fourth quarter and full-year 2023 results M&T Bank Corporation ("M&T" or "the Company") reports quarterly net income of $482 million or $2.74 of diluted earnings per common share and full-year net income of $2.74 billion or $15.79 of diluted earnings per common share. (Dollars in m

December 5, 2023 EX-99.1

Disclaimer This presentation may contain forward-looking statements regarding M&T Bank Corporation (“M&T”) within the meaning of the Private Securities Litigation Reform Act of 1995 and the rules and regulations of the Securities and Exchange Commiss

Investor Update 4th Quarter 2023 December 2023 Exhibit 99.1 Disclaimer This presentation may contain forward-looking statements regarding M&T Bank Corporation (“M&T”) within the meaning of the Private Securities Litigation Reform Act of 1995 and the rules and regulations of the Securities and Exchange Commission (“SEC”). Any statement that does not describe historical or current facts is a forward

December 5, 2023 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 5, 2023 M&T BANK CORPORATION (Exact name of registrant as specified in its charter) New York (State or other jurisdiction of incorporation) 1-9861 16-0968385 (Commission Fil

November 21, 2023 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 21, 2023 M&T BANK CORPORATION (Exact name of registrant as specified in its charter) New York (State or other jurisdiction of incorporation) 1-9861 16-0968385 (Commission Fi

November 21, 2023 EX-FILING FEES

Calculation of Filing Fee Tables Form 424(b)(2) (Form Type) M&T Bank Corporation (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered and Carry Forward Securities Security Type Security Class Title (1) Fee Calculation or C

Exhibit 107 FILING FEES Calculation of Filing Fee Tables Form 424(b)(2) (Form Type) M&T Bank Corporation (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered and Carry Forward Securities Security Type Security Class Title (1) Fee Calculation or Carry Forward Rule Amount Registered Proposed Maximum Offering Price Per Unit Maximum Aggregate Offering Price Fee Rate Amount of Registration Fee Fees to Be Paid Debt 7.

November 21, 2023 424B2

Senior Medium-Term Notes, Series A Due 9 Months or More from Date of Issue

Filed Pursuant to Rule 424(b)(2) Registration No. 333-274646 PRICING SUPPLEMENT No. 2, dated November 17, 2023 (To prospectus, dated September 22, 2023, and prospectus supplement, dated September 22, 2023) Senior Medium-Term Notes, Series A Due 9 Months or More from Date of Issue This pricing supplement supplements the terms and conditions in the prospectus, dated September 22, 2023 (the “base pro

November 20, 2023 FWP

Final Term Sheet PRICING TERM SHEET November 17, 2023 M&T Bank Corporation $250,000,000 7.413% Fixed Rate/Floating Rate Senior Medium-Term Notes, Series A due 2029 (“Notes”) Issuer: M&T Bank Corporation Issuer Ratings*: Baa1 / BBB+ / A / A (high) (Ou

Filed Pursuant to Rule 433 Registration No. 333-274646 November 17, 2023 Final Term Sheet PRICING TERM SHEET November 17, 2023 M&T Bank Corporation $250,000,000 7.413% Fixed Rate/Floating Rate Senior Medium-Term Notes, Series A due 2029 (“Notes”) Issuer: M&T Bank Corporation Issuer Ratings*: Baa1 / BBB+ / A / A (high) (Outlook: Stable / Stable / Negative / Negative) (Moody’s / S&P / Fitch / DBRS)

November 17, 2023 424B5

SUBJECT TO COMPLETION, DATED NOVEMBER 17, 2023

Filed Pursuant to Rule 424(b)(5) Registration No. 333-274646 This pricing supplement relates to an effective registration statement under the Securities Act of 1933, as amended, but it is not complete and may be changed. This pricing supplement and the accompanying prospectus and prospectus supplement are not an offer to sell these securities and they are not soliciting an offer to buy these secur

November 6, 2023 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2023 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission File Number 1-9861 M&T BANK CORPORATION (Exact name of registrant as spec

October 30, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 30, 2023 M&T BANK CORPOR

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 30, 2023 M&T BANK CORPORATION (Exact name of registrant as specified in its charter) New York (State or other jurisdiction of incorporation) 1-9861 16-0968385 (Commission Fil

October 27, 2023 FWP

Final Term Sheet PRICING TERM SHEET October 26, 2023 M&T Bank Corporation $750,000,000 7.413% Fixed Rate/Floating Rate Senior Medium-Term Notes, Series A due 2029 (“Notes”) Issuer: M&T Bank Corporation Issuer Ratings*: Baa1 / BBB+ / A / A (high) (Out

Filed Pursuant to Rule 433 Registration No. 333-274646 October 26, 2023 Final Term Sheet PRICING TERM SHEET October 26, 2023 M&T Bank Corporation $750,000,000 7.413% Fixed Rate/Floating Rate Senior Medium-Term Notes, Series A due 2029 (“Notes”) Issuer: M&T Bank Corporation Issuer Ratings*: Baa1 / BBB+ / A / A (high) (Outlook: Stable / Stable / Negative / Negative) (Moody’s / S&P / Fitch / DBRS) Of

October 27, 2023 EX-FILING FEES

Calculation of Filing Fee Tables Form 424(b)(2) (Form Type) M&T Bank Corporation (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered and Carry Forward Securities Security Type Security Class Title (1) Fee Calculation or C

Exhibit 107 FILING FEES Calculation of Filing Fee Tables Form 424(b)(2) (Form Type) M&T Bank Corporation (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered and Carry Forward Securities Security Type Security Class Title (1) Fee Calculation or Carry Forward Rule Amount Registered Proposed Maximum Offering Price Per Unit Maximum Aggregate Offering Price Fee Rate Amount of Registration Fee Fees to Be Paid Debt 7.

October 27, 2023 424B2

Senior Medium-Term Notes, Series A Due 9 Months or More from Date of Issue

Filed Pursuant to Rule 424(b)(2) Registration No. 333-274646 PRICING SUPPLEMENT No. 1, dated October 26, 2023 (To prospectus, dated September 22, 2023, and prospectus supplement, dated September 22, 2023) Senior Medium-Term Notes, Series A Due 9 Months or More from Date of Issue This pricing supplement supplements the terms and conditions in the prospectus, dated September 22, 2023 (the “base pros

October 26, 2023 424B5

SUBJECT TO COMPLETION, DATED OCTOBER 26, 2023

Filed Pursuant to Rule 424(b)(5) Registration No. 333-274646 This pricing supplement relates to an effective registration statement under the Securities Act of 1933, as amended, but it is not complete and may be changed. This pricing supplement and the accompanying prospectus and prospectus supplement are not an offer to sell these securities and they are not soliciting an offer to buy these secur

October 18, 2023 EX-99.1

M&T Bank Corporation (NYSE:MTB) announces third quarter 2023 results

Exhibit 99.1 One M&T Plaza, Buffalo, NY 14203 News Release October 18, 2023 M&T Bank Corporation (NYSE:MTB) announces third quarter 2023 results M&T Bank Corporation ("M&T" or "the Company") reports net income of $690 million or $3.98 of diluted earnings per common share. (Dollars in millions, except per share data) 3Q23 2Q23 3Q22 Earnings Highlights Net interest income $ 1,775 $ 1,799 $ 1,679 Tax

October 18, 2023 EX-99.1

Disclaimer This presentation may contain forward-looking statements regarding M&T Bank Corporation (“M&T”) within the meaning of the Private Securities Litigation Reform Act of 1995 and the rules and regulations of the Securities and Exchange Commiss

Exhibit 99.1 Disclaimer This presentation may contain forward-looking statements regarding M&T Bank Corporation (“M&T”) within the meaning of the Private Securities Litigation Reform Act of 1995 and the rules and regulations of the Securities and Exchange Commission (“SEC”). Any statement that does not describe historical or current facts is a forward-looking statement, including statements based

October 18, 2023 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 18, 2023 M&T BANK CORPORATION (Exact name of registrant as specified in its charter) New York (State or other jurisdiction of incorporation) 1-9861 16-0968385 (Commission Fil

October 18, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 18, 2023 M&T BANK CORPOR

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 18, 2023 M&T BANK CORPORATION (Exact name of registrant as specified in its charter) New York (State or other jurisdiction of incorporation) 1-9861 16-0968385 (Commission Fil

September 22, 2023 EX-23.(B)

Consent of KPMG LLP.**

EX-(23)(b) Exhibit (23)(b) Consent of Independent Registered Public Accounting Firm We consent to the incorporation by reference in the registration statement on Form S-3 (Registration Statement) of M&T Bank Corporation of our report dated March 1, 2021, with respect to the consolidated statements of condition of People’s United Financial, Inc.

September 22, 2023 EX-4.3(A)

(a)  Form of Master Global Note for the Senior Series A Notes

Exhibit 4.3(a) THIS MASTER GLOBAL NOTE IS AN OBLIGATION OF SOLELY M&T BANK CORPORATION AND IS NOT A DEPOSIT OR OTHER OBLIGATION OF MANUFACTURERS AND TRADERS TRUST COMPANY, WILMINGTON TRUST, NATIONAL ASSOCIATION OR ANY OTHER BANK AND IS NOT INSURED OR GUARANTEED BY THE FEDERAL DEPOSIT INSURANCE CORPORATION OR ANY OTHER GOVERNMENTAL AGENCY OR INSURER. EACH PURCHASER OR HOLDER OF THIS MASTER GLOBAL N

September 22, 2023 424B5

Senior Medium-Term Notes, Series A Subordinated Medium-Term Notes, Series B Due 9 Months or More from Date of Issue

Table of Contents Filed Pursuant to Rule 424(b)(5) Registration No. 333-274646 PROSPECTUS SUPPLEMENT (To Prospectus dated September 22, 2023) Senior Medium-Term Notes, Series A Subordinated Medium-Term Notes, Series B Due 9 Months or More from Date of Issue We may use this prospectus supplement to offer our senior medium-term notes, Series A, and subordinated medium-term notes, Series B, from time

September 22, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 22, 2023 M&T BANK CORP

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 22, 2023 M&T BANK CORPORATION (Exact name of registrant as specified in its charter) New York (State or other jurisdiction of incorporation) 1-9861 16-0968385 (Commission F

September 22, 2023 EX-25.(B)

Form T-1 Statement of Eligibility of The Bank of New York Mellon to act as trustee under the Subordinated Indenture dated as of September 22, 2023.**

Exhibit (25)(b) UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM T-1 STATEMENT OF ELIGIBILITY UNDER THE TRUST INDENTURE ACT OF 1939 OF A CORPORATION DESIGNATED TO ACT AS TRUSTEE ☐ CHECK IF AN APPLICATION TO DETERMINE ELIGIBILITY OF A TRUSTEE PURSUANT TO SECTION 305(b)(2) THE BANK OF NEW YORK MELLON (Exact name of trustee as specified in its charter) New York 13-5160382

September 22, 2023 EX-23.(A)

Consent of PricewaterhouseCoopers LLP.**

EX-(23)(a) Exhibit (23)(a) CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM We hereby consent to the incorporation by reference in this Registration Statement on Form S-3 of M&T Bank Corporation of our report dated February 22, 2023 relating to the financial statements and the effectiveness of internal control over financial reporting, which appears in M&T Bank Corporation’s Annual Report on Form 10-K for the year ended December 31, 2022.

September 22, 2023 EX-1.1

Distribution Agreement, dated September 22, 2023, between M&T Bank Corporation, RBC Capital Markets, LLC, and each of the other Agents listed on Schedule I thereto, relating to the Senior Medium-Term Notes, Series A and Subordinated Medium-Term Notes, Series B.

Exhibit 1.1 EXECUTION VERSION M&T Bank Corporation Senior Medium-Term Notes, Series A Subordinated Medium-Term Notes, Series B Due Nine Months or More From Date of Issue DISTRIBUTION AGREEMENT September 22, 2023 RBC CAPITAL MARKETS, LLC Brookfield Place 200 Vesey Street, 8th Floor New York, NY 10281 AND EACH OF THE OTHER AGENTS LISTED ON SCHEDULE I HERETO Ladies and Gentlemen: M&T Bank Corporation

September 22, 2023 EX-5.(A)

Consent of Squire Patton Boggs (US) LLP (included in Exhibit (5)(a)).**

EX-(5)(a) Exhibit (5)(a) Squire Patton Boggs (US) LLP 201 E. Fourth St., Suite 1900 Cincinnati, Ohio 45202 O +1 513 361 1200 F  +1 513 361 1201 squirepattonboggs.com September 22, 2023 M&T Bank Corporation One M&T Plaza Buffalo, New York 14203 Ladies and Gentlemen: We have acted as counsel to M&T Bank Corporation, a New York corporation (the “Company”), in connection with a new automatic shelf Reg

September 22, 2023 EX-4.2

Officers’ Certificate of M&T Bank Corporation, dated September 22, 2023, relating to the Senior Medium-Term Notes, Series B.

EX-4.2 Exhibit 4.2 M&T BANK CORPORATION Subordinated Medium-Term Notes, Series B Officers’ Certificate Pursuant to the Indenture dated as of September 22, 2023, relating to unsecured and subordinated notes (as may be amended or supplemented from time to time, collectively, the “Indenture”) between M&T Bank Corporation, a corporation organized and existing under the laws of the State of New York (t

September 22, 2023 EX-4.(K)

Subordinated Indenture, dated as of September 22, 2023, by and between M&T Bank Corporation and The Bank of New York Mellon.**

Exhibit (4)(k) INDENTURE BETWEEN M&T BANK CORPORATION AND THE BANK OF NEW YORK MELLON (AS TRUSTEE) dated as of September 22, 2023 SUBORDINATED DEBT SECURITIES CERTAIN SECTIONS OF THIS INDENTURE RELATING TO SECTIONS 310 THROUGH 318, INCLUSIVE, OF THE TRUST INDENTURE ACT OF 1939: TRUST INDENTURE ACT SECTION INDENTURE SECTION Sections 310 (a)(1) 6.

September 22, 2023 EX-4.1

Officers’ Certificate of M&T Bank Corporation, dated September 22, 2023, relating to the Senior Medium-Term Notes, Series A.

Exhibit 4.1 M&T BANK CORPORATION Senior Medium-Term Notes, Series A Officers’ Certificate Pursuant to the Indenture dated as of May 24, 2007, as supplemented by the Third Supplemental Indenture, dated as of August 16, 2022, relating to unsecured and unsubordinated notes (as so amended, and as may be further amended or supplemented from time to time, collectively, the “Indenture”) between M&T Bank

September 22, 2023 EX-25.(D)

Form T-1 Statement of Eligibility of The Bank of New York Mellon to act as trustee under the Indenture dated as of May 24, 2007.**

Exhibit (25)(d) UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM T-1 STATEMENT OF ELIGIBILITY UNDER THE TRUST INDENTURE ACT OF 1939 OF A CORPORATION DESIGNATED TO ACT AS TRUSTEE ☐ CHECK IF AN APPLICATION TO DETERMINE ELIGIBILITY OF A TRUSTEE PURSUANT TO SECTION 305(b)(2) THE BANK OF NEW YORK MELLON (Exact name of trustee as specified in its charter) New York 13-5160382

September 22, 2023 EX-4.3(B)

(b)  Form of Master Global Note for the Subordinated Senior B Notes

Exhibit 4.3(b) THIS MASTER GLOBAL NOTE IS AN OBLIGATION OF SOLELY M&T BANK CORPORATION AND IS NOT A DEPOSIT OR OTHER OBLIGATION OF MANUFACTURERS AND TRADERS TRUST COMPANY, WILMINGTON TRUST, NATIONAL ASSOCIATION OR ANY OTHER BANK AND IS NOT INSURED OR GUARANTEED BY THE FEDERAL DEPOSIT INSURANCE CORPORATION OR ANY OTHER GOVERNMENTAL AGENCY OR INSURER. EACH PURCHASER OR HOLDER OF THIS MASTER GLOBAL N

September 22, 2023 EX-FILING FEES

Calculation of Filing Fee Table**

Exhibit 107 FILING FEES Calculation of Filing Fee Tables Form S-3 (Form Type) M&T Bank Corporation (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered and Carry Forward Securities Security Type Security Class Title (1) Fee Calculation or Carry Forward Rule Amount Registered Proposed Maximum Offering Price Per Unit Maximum Aggregate Offering Price Fee Rate Amount of Registration Fee Carry Forward Form Type Carry Forward File Number Carry Forward Initial Effective Date Filing Fee Previously Paid In Connection with Unsold Securities to be Carried Forward Newly Registered Securities Fees to Be Paid Debt Debt Securities Rule 456(b) and 457(r)(4) (2) (2) (2) (4) (4) Equity Preferred Stock, par value $1.

September 22, 2023 S-3ASR

As filed with the Securities and Exchange Commission on September 22, 2023

Table of Contents As filed with the Securities and Exchange Commission on September 22, 2023 Registration No.

September 8, 2023 EX-99.1

Disclaimer This presentation may contain forward-looking statements regarding M&T Bank Corporation (“M&T”) within the meaning of the Private Securities Litigation Reform Act of 1995 and the rules and regulations of the Securities and Exchange Commiss

Investor Update 3rd Quarter 2023 Exhibit 99.1 Disclaimer This presentation may contain forward-looking statements regarding M&T Bank Corporation (“M&T”) within the meaning of the Private Securities Litigation Reform Act of 1995 and the rules and regulations of the Securities and Exchange Commission (“SEC”). Any statement that does not describe historical or current facts is a forward-looking state

September 8, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 8, 2023 M&T BANK CORPO

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 8, 2023 M&T BANK CORPORATION (Exact name of registrant as specified in its charter) New York (State or other jurisdiction of incorporation) 1-9861 16-0968385 (Commission Fi

August 8, 2023 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2023 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission File Number 1-9861 M&T BANK CORPORATION (Exact name of registrant as specified

July 19, 2023 EX-99.1

M&T BANK CORPORATION ANNOUNCES SECOND QUARTER RESULTS

Exhibit 99.1 FOR IMMEDIATE RELEASE: July 19, 2023 M&T BANK CORPORATION ANNOUNCES SECOND QUARTER RESULTS BUFFALO, NEW YORK - M&T Bank Corporation (“M&T”) (NYSE: MTB) today reported its results of operations for the quarter ended June 30, 2023. GAAP Results of Operations. Diluted earnings per common share measured in accordance with generally accepted accounting principles (“GAAP”) were $5.05 in the

July 19, 2023 EX-99.1

Disclaimer This presentation may contain forward-looking statements regarding M&T Bank Corporation (“M&T”) within the meaning of the Private Securities Litigation Reform Act of 1995 and the rules and regulations of the Securities and Exchange Commiss

Earnings Results 2nd Quarter 2023 JULY 19, 2023 Exhibit 99.1 Disclaimer This presentation may contain forward-looking statements regarding M&T Bank Corporation (“M&T”) within the meaning of the Private Securities Litigation Reform Act of 1995 and the rules and regulations of the Securities and Exchange Commission (“SEC”). Any statement that does not describe historical or current facts is a forwar

July 19, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 19, 2023 M&T BANK CORPORATI

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 19, 2023 M&T BANK CORPORATION (Exact name of registrant as specified in its charter) New York (State or other jurisdiction of incorporation) 1-9861 16-0968385 (Commission File N

July 19, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 19, 2023 M&T BANK CORPORATI

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 19, 2023 M&T BANK CORPORATION (Exact name of registrant as specified in its charter) New York (State or other jurisdiction of incorporation) 1-9861 16-0968385 (Commission File N

July 6, 2023 8-K/A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 8-K/A (Amendment No. 1) CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 12, 2023

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 8-K/A (Amendment No. 1) CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 12, 2023 M&T BANK CORPORATION (Exact name of registrant as specified in its charter) New York (State or other jurisdiction of incorporation) 1-9861 16-0968385

June 23, 2023 11-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 11-K [X] ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2022 [ ] TRANSITION REPORT PURSUANT TO SECTION

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 11-K [X] ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2022 or [ ] TRANSITION REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission file number 1-9861 A. Full title of the plan and the address of the plan, if different fro

June 23, 2023 EX-99.1

INDEX TO FINANCIAL STATEMENTS AND SUPPLEMENTAL SCHEDULE OF THE M&T BANK CORPORATION RETIREMENT SAVINGS PLAN

Exhibit 99.1 INDEX TO FINANCIAL STATEMENTS AND SUPPLEMENTAL SCHEDULE OF THE M&T BANK CORPORATION RETIREMENT SAVINGS PLAN Page(s) Report of Independent Registered Public Accounting Firm 6 Financial Statements Statements of Net Assets Available for Benefits as of December 31, 2022 and 2021 7 Statements of Changes in Net Assets Available for Benefits for the years ended December 31, 2022 and 2021 8 N

June 13, 2023 EX-99.1

Disclaimer This presentation may contain forward-looking statements regarding M&T Bank Corporation (“M&T”) within the meaning of the Private Securities Litigation Reform Act of 1995 and the rules and regulations of the Securities and Exchange Commiss

EX-99.1 Investor Update | Second Quarter 2023 Exhibit 99.1 Disclaimer This presentation may contain forward-looking statements regarding M&T Bank Corporation (“M&T”) within the meaning of the Private Securities Litigation Reform Act of 1995 and the rules and regulations of the Securities and Exchange Commission (“SEC”). Any statement that does not describe historical or current facts is a forward-

June 13, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 13, 2023 M&T BANK CORPORATI

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 13, 2023 M&T BANK CORPORATION (Exact name of registrant as specified in its charter) New York (State or other jurisdiction of incorporation) 1-9861 16-0968385 (Commission File N

May 17, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 12, 2023 M&T BANK CORPORATIO

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 12, 2023 M&T BANK CORPORATION (Exact name of registrant as specified in its charter) New York (State or other jurisdiction of incorporation) 1-9861 16-0968385 (Commission File Nu

May 15, 2023 10-Q/A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q/A (Amendment No. 1)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q/A (Amendment No. 1) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2023 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission File Number 1-9861 M&T BANK CORPORATION (Exact name of re

May 5, 2023 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2023 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission File Number 1-9861 M&T BANK CORPORATION (Exact name of registrant as specifie

May 2, 2023 EX-99.1

Disclaimer This presentation may contain forward-looking statements regarding M&T Bank Corporation (“M&T”) within the meaning of the Private Securities Litigation Reform Act of 1995 and the rules and regulations of the Securities and Exchange Commiss

EX-99.1 Fixed Income Update | Second Quarter 2023 Exhibit 99.1 Disclaimer This presentation may contain forward-looking statements regarding M&T Bank Corporation (“M&T”) within the meaning of the Private Securities Litigation Reform Act of 1995 and the rules and regulations of the Securities and Exchange Commission (“SEC”). Any statement that does not describe historical or current facts is a forw

May 2, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 2, 2023 M&T BANK CORPORATION

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 2, 2023 M&T BANK CORPORATION (Exact name of registrant as specified in its charter) New York (State or other jurisdiction of incorporation) 1-9861 16-0968385 (Commission File Num

April 20, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 18, 2023 M&T BANK CORPORAT

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 18, 2023 M&T BANK CORPORATION (Exact name of registrant as specified in its charter) New York (State or other jurisdiction of incorporation) 1-9861 16-0968385 (Commission File

April 18, 2023 EX-FILING FEES

Filing Fee Table.

Exhibit 107.1 Calculation of Filing Fee Tables FORM S-8 (Form Type) M&T Bank Corporation (Exact Name of Registrant as Specified in its Charter) Newly Registered Securities Security Type Security Class Title Fee Calculation Rule Amount Registered(1) Proposed Maximum Offering Price Per Unit(3) Proposed Maximum Aggregate Offering Price Fee Rate Amount of Registration Fee Equity Common Stock, par valu

April 18, 2023 S-8

As filed with the Securities and Exchange Commission on April 18, 2023

S-8 As filed with the Securities and Exchange Commission on April 18, 2023 Registration Statement No.

April 17, 2023 EX-99

M&T BANK CORPORATION ANNOUNCES FIRST QUARTER RESULTS

Exhibit 99.1 FOR IMMEDIATE RELEASE: April 17, 2023 M&T BANK CORPORATION ANNOUNCES FIRST QUARTER RESULTS BUFFALO, NEW YORK - M&T Bank Corporation (“M&T”) (NYSE: MTB) today reported its results of operations for the quarter ended March 31, 2023. GAAP Results of Operations. Diluted earnings per common share measured in accordance with generally accepted accounting principles (“GAAP”) were $4.01 in th

April 17, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 17, 2023 M&T BANK CORPORAT

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 17, 2023 M&T BANK CORPORATION (Exact name of registrant as specified in its charter) New York (State or other jurisdiction of incorporation) 1-9861 16-0968385 (Commission File

March 7, 2023 DEF 14A

M&T Bank Corporation 2019 Equity Incentive Compensation Plan (amended and restated effective as of April 18, 2023), incorporated by reference to Appendix B to the Proxy Statement of M&T Bank Corporation, dated March 7, 2023 (File No. 001-09861).

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☑ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14

March 7, 2023 DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

DEFA14A Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

March 7, 2023 EX-99.1

Disclaimer This presentation may contain forward-looking statements regarding M&T Bank Corporation (“M&T”) within the meaning of the Private Securities Litigation Reform Act of 1995. Any statement that does not describe historical or current facts is

EX-99.1 Investor Update | First Quarter 2023 Exhibit 99.1 Disclaimer This presentation may contain forward-looking statements regarding M&T Bank Corporation (“M&T”) within the meaning of the Private Securities Litigation Reform Act of 1995. Any statement that does not describe historical or current facts is a forward-looking statement, including statements based on current expectations, estimates

March 7, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 7, 2023 M&T BANK CORPORATI

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 7, 2023 M&T BANK CORPORATION (Exact name of registrant as specified in its charter) New York (State or other jurisdiction of incorporation) 1-9861 16-0968385 (Commission File N

February 22, 2023 10-K

Form 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2022 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission file number 1-9861 M&T BANK CORPORATION (Exact name of registrant as specified in

February 22, 2023 EX-10

M&T Bank Corporation Form of Directors’ Restricted Stock Unit Award Agreement (one-year vesting). Filed herewith.*

M&T BANK CORPORATION 2019 EQUITY INCENTIVE COMPENSATION PLAN * * * DIRECTORS’ RESTRICTED STOCK UNIT AWARD AGREEMENT M&T Bank Corporation (the “Company”) hereby grants to the Grantee the number of Restricted Stock Units provided below (the “Restricted Stock Unit Award”).

February 22, 2023 EX-4

Exhibit 4.2

EX-4 2 mtb-ex42.htm EX-4.2 EXHIBIT 4.2 M&T BANK CORPORATION DESCRIPTION OF SECURITIES REGISTERED PURSUANT TO SECTION 12 OF THE SECURITIES AND EXCHANGE ACT OF 1934 AS OF DECEMBER 31, 2022 The following description of M&T Bank Corporation’s (“M&T”) securities registered pursuant to Section 12 of the Securities and Exchange Act of 1934, as amended, is a summary, does not purport to be complete and is

February 22, 2023 EX-10

M&T Bank Corporation Form of Performance Share Unit Award Agreement. Filed herewith.*

M&T BANK CORPORATION 2019 EQUITY INCENTIVE COMPENSATION PLAN * * * PERFORMANCE SHARE UNIT AWARD AGREEMENT GRANTEE: DATE OF GRANT: PERFORMANCE SHARE UNITS (“Target Award”): PERFORMANCE PERIOD: M&T Bank Corporation (the “Company”) hereby grants to the Grantee this Performance Share Unit Award.

February 9, 2023 SC 13G/A

MTB / M & T Bank Corp. / VANGUARD GROUP INC - SCHEDULE 13G/A Passive Investment

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 (Amendment No.: 10)* Name of issuer: M&T Bank Corp. Title of Class of Securities: Common Stock CUSIP Number: 55261F104 Date of Event Which Requires Filing of this Statement: December 30, 2022 Check the appropriate box to designate the rule pursuant to which this Schedule is filed: ☒ Rul

February 8, 2023 11-KT

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C 20549 FORM 11-K ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C 20549 FORM 11-K ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 (Mark One) ☐ ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 OR ☒ TRANSITION REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from January 1,

February 6, 2023 SC 13G/A

MTB / M & T Bank Corp. / WELLINGTON MANAGEMENT GROUP LLP - SEC SCHEDULE 13G Passive Investment

SC 13G/A 1 SEC13GFiling.htm SEC SCHEDULE 13G UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 1 )* M&T Bank Corporation (Name of Issuer) Common Stock (Title of Class of Securities) 55261F104 (CUSIP Number) December 30, 2022 (Date of Event Which Requires Filing of this Statement) Check the appropriate box t

January 27, 2023 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 27, 2023 M&T BANK CORPORATION (Exact name of registrant as specified in its charter) New York (State or other jurisdiction of incorporation) 1-9861 16-0968385 (Commission Fil

January 27, 2023 EX-4.1

Fourth Supplemental Indenture, dated as of January 27, 2023, by and between M&T Bank Corporation and The Bank of New York Mellon, incorporated by reference to Exhibit 4.1 to M&T’s Current Report on Form 8-K (File No. 001-09861), filed with the SEC on January 27, 2023.

EXHIBIT 4.1 FOURTH SUPPLEMENTAL INDENTURE THIS FOURTH SUPPLEMENTAL INDENTURE (“Fourth Supplemental Indenture”) dated as of January 27, 2023, by and between M&T Bank Corporation, a corporation organized and existing under the laws of the State of New York (the “Company”), and The Bank of New York Mellon, a New York banking corporation, as trustee (the “Trustee”) under the Indenture, dated as of May

January 27, 2023 EX-1.1

Underwriting Agreement, dated as of January 24, 2023, by and among M&T Bank Corporation, BofA Securities, Inc., Barclays Capital Inc., Morgan Stanley & Co. LLC and M&T Securities, Inc., as representatives of the several underwriters named in Schedule A thereto.

EXHIBIT 1.1 M&T BANK CORPORATION (a New York corporation) $1,000,000,000 5.053% Fixed Rate/Floating Rate Senior Notes due 2034 UNDERWRITING AGREEMENT January 24, 2023 BofA Securities, Inc. Barclays Capital Inc. Morgan Stanley & Co. LLC M&T Securities, Inc. As Representatives of the several Underwriters listed in Schedule A hereto c/o BofA Securities, Inc. One Bryant Park New York, NY 10036 c/o Bar

January 27, 2023 EX-4.4

Form of Global Note for the Senior Notes

EXHIBIT 4.4 THIS SECURITY IS A GLOBAL SECURITY WITHIN THE MEANING OF THE INDENTURE HEREINAFTER REFERRED TO AND IS REGISTERED IN THE NAME OF A DEPOSITARY OR A NOMINEE THEREOF. UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION (“DTC”), NEW YORK, NEW YORK, TO THE COMPANY OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE OR P

January 26, 2023 424B2

$1,000,000,000 5.053% Fixed Rate/Floating Rate Senior Notes due 2034

Table of Contents Filed Pursuant to Rule 424(b)(2) Registration No. 333-259888 PROSPECTUS SUPPLEMENT (To Prospectus Dated September 29, 2021) $1,000,000,000 5.053% Fixed Rate/Floating Rate Senior Notes due 2034 M&T Bank Corporation, a New York corporation (“M&T”), is offering $1,000,000,000 aggregate principal amount of Fixed Rate/Floating Rate Senior Notes (the “Notes”). The Notes will initially

January 26, 2023 EX-FILING FEES

Calculation of Filing Fee Table Form 424(b)(2) (Form Type) M&T BANK CORPORATION (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered and Carry Forward Securities Security Type Security Class Title Fee Calculation or Carry

Exhibit 107 Calculation of Filing Fee Table Form 424(b)(2) (Form Type) M&T BANK CORPORATION (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered and Carry Forward Securities Security Type Security Class Title Fee Calculation or Carry Forward Rule Amount Registered Proposed Maximum Offering Price Per Unit Maximum Aggregate Offering Price Fee Rate Amount of Registration Fee Fees to Be Paid Debt 5.

January 25, 2023 FWP

Final Term Sheet PRICING TERM SHEET January 24, 2023 M&T Bank Corporation $1,000,000,000 5.053% Fixed Rate/Floating Rate Senior Notes due 2034 (“Notes”) Issuer: M&T Bank Corporation Issuer Ratings*: A3 / BBB+ / A / A (high) (Outlook: Stable / Stable

Free Writing Prospectus Filed Pursuant to Rule 433 Registration No. 333-259888 Final Term Sheet PRICING TERM SHEET January 24, 2023 M&T Bank Corporation $1,000,000,000 5.053% Fixed Rate/Floating Rate Senior Notes due 2034 (“Notes”) Issuer: M&T Bank Corporation Issuer Ratings*: A3 / BBB+ / A / A (high) (Outlook: Stable / Stable / Negative / Stable) (Moody’s / S&P / Fitch / DBRS) Offering Format: SE

January 24, 2023 424B5

SUBJECT TO COMPLETION, DATED JANUARY 24, 2023

Table of Contents Filed Pursuant to Rule 424(b)(5) Registration No. 333-259888 The information in this preliminary prospectus supplement is not complete and may be changed. This preliminary prospectus supplement and the accompanying prospectus are not an offer to sell these securities and it is not soliciting an offer to buy these securities in any state or other jurisdiction where the offer or sa

January 19, 2023 EX-99.1

Earnings Highlights

Exhibit 99.1 FOR IMMEDIATE RELEASE: January 19, 2023 M&T BANK CORPORATION ANNOUNCES FOURTH QUARTER AND FULL-YEAR RESULTS BUFFALO, NEW YORK - M&T Bank Corporation (“M&T”) (NYSE: MTB) today reported its results of operations for the full year and quarter ended December 31, 2022. GAAP Results of Operations. Diluted earnings per common share measured in accordance with generally accepted accounting pr

January 19, 2023 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 19, 2023 M&T BANK CORPORATION (Exact name of registrant as specified in its charter) New York (State or other jurisdiction of incorporation) 1-9861 16-0968385 (Commission Fil

January 18, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 18, 2023 M&T BANK CORPOR

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 18, 2023 M&T BANK CORPORATION (Exact name of registrant as specified in its charter) New York (State or other jurisdiction of incorporation) 1-9861 16-0968385 (Commission Fil

January 18, 2023 EX-99.1

M&T Bank Corporation Elects Carlton J. Charles to Board of Directors

Exhibit 99.1 FOR IMMEDIATE RELEASE M&T Bank Corporation Elects Carlton J. Charles to Board of Directors BUFFALO, N.Y., January 18, 2023 – M&T Bank Corporation (NYSE: MTB) (“M&T”) announced today the election of Carlton J. Charles, Senior Vice President, Treasury and Risk Management at Hearst, to its Board of Directors, effective January 18, 2023. Upon his election, Mr. Charles was appointed as a m

January 3, 2023 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 30, 2022 M&T BANK CORPORATION (Exact name of registrant as specified in its charter) New York (State or other jurisdiction of incorporation) 1-9861 16-0968385 (Commission Fi

December 19, 2022 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 19, 2022 M&T BANK CORPO

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 19, 2022 M&T BANK CORPORATION (Exact name of registrant as specified in its charter) New York (State or other jurisdiction of incorporation) 1-9861 16-0968385 (Commission Fi

December 19, 2022 EX-99.1

M&T Bank’s Wilmington Trust Agrees to Sell CIT Business to Madison Dearborn Partners Transaction creates a strong foundation to support CIT’s continued growth and expanded services and offerings

EX-99.1 Exhibit 99.1 M&T Bank’s Wilmington Trust Agrees to Sell CIT Business to Madison Dearborn Partners Transaction creates a strong foundation to support CIT’s continued growth and expanded services and offerings CHICAGO, IL & WILMINGTON, DE – December 19, 2022 – Wilmington Trust, N.A. (“Wilmington Trust”), a leader in wealth management and corporate and institutional services and a wholly-owne

December 14, 2022 EX-99.1

M&T Bank Corporation Announces Key Leadership Changes Daryl Bible to join as Chief Financial Officer Darren King and Chris Kay to assume expanded responsibilities

Exhibit 99.1 M&T Bank Corporation Announces Key Leadership Changes Daryl Bible to join as Chief Financial Officer Darren King and Chris Kay to assume expanded responsibilities BUFFALO, N.Y., December 14, 2022?M&T Bank Corporation (NYSE: MTB) (?M&T?) today announced several key changes to its leadership team, reporting to Chairman and Chief Executive Officer Ren? Jones. Daryl Bible will join M&T as

December 14, 2022 8-K

Regulation FD Disclosure, Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 14, 2022 M&T BANK CORPORATION (Exact name of registrant as specified in its charter) New York (State or other jurisdiction of incorporation) 1-9861 16-0968385 (Commission Fi

December 6, 2022 EX-99.1

Disclaimer This presentation may contain forward-looking statements regarding M&T Bank Corporation (“M&T”) within the meaning of the Private Securities Litigation Reform Act of 1995. Any statement that does not describe historical or current facts is

Investor Update | Fourth Quarter 2022 Exhibit 99.1 Disclaimer This presentation may contain forward-looking statements regarding M&T Bank Corporation (?M&T?) within the meaning of the Private Securities Litigation Reform Act of 1995. Any statement that does not describe historical or current facts is a forward-looking statement, including statements based on current expectations, estimates and pro

December 6, 2022 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 6, 2022 M&T BANK CORPORATION (Exact name of registrant as specified in its charter) New York (State or other jurisdiction of incorporation) 1-9861 16-0968385 (Commission Fil

November 18, 2022 8-K

Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 15, 2022 M&T BANK CORPORATION (Exact name of registrant as specified in its charter) New York (State or other jurisdiction of incorporation) 1-9861 16-0968385 (Commission Fi

November 18, 2022 EX-3.1

Restated Certificate of Incorporation of M&T Bank Corporation, effective November 16, 2022. Incorporated by reference to Exhibit 3.1 to the Form 8-K dated November 18, 2022 (File No. 1-9861).

EXHIBIT 3.1 RESTATED CERTIFICATE OF INCORPORATION OF M&T BANK CORPORATION Under Section 807 of the Business Corporation Law The undersigned, being the President and Chief Operating Officer and Senior Vice President and Corporate Secretary of M&T Bank Corporation (the ?Corporation?), do hereby certify and set forth: (1) The name of the Corporation is M&T BANK CORPORATION. The name under which the C

November 18, 2022 EX-3.2

Amended and Restated Bylaws of M&T Bank Corporation, effective as of November 15, 2022.

EXHIBIT 3.2 M&T BANK CORPORATION AMENDED AND RESTATED BYLAWS (effective as of November 15, 2022) AMENDED AND RESTATED BYLAWS OF M&T BANK CORPORATION ARTICLE I Meetings of Stockholders Section 1. Annual Meeting: The annual meeting of the stockholders of the Corporation, for the election of directors and for the transaction of such other business as may be set forth in the notice of the meeting, sha

November 7, 2022 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2022 or ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission File Number 1-9861 M&T BANK CORPORATION (Exact name of registrant as spec

October 19, 2022 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 19, 2022 M&T BANK CORPOR

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 19, 2022 M&T BANK CORPORATION (Exact name of registrant as specified in its charter) New York (State or other jurisdiction of incorporation) 1-9861 16-0968385 (Commission Fil

October 19, 2022 EX-99.1

M&T BANK CORPORATION ANNOUNCES THIRD QUARTER RESULTS

Exhibit 99.1 FOR IMMEDIATE RELEASE: October 19, 2022 M&T BANK CORPORATION ANNOUNCES THIRD QUARTER RESULTS BUFFALO, NEW YORK - M&T Bank Corporation (“M&T”) (NYSE: MTB) today reported its results of operations for the quarter ended September 30, 2022. GAAP Results of Operations. Diluted earnings per common share measured in accordance with generally accepted accounting principles (“GAAP”) were $3.53

September 29, 2022 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 29, 2022 M&T BANK CORPORATION (Exact name of registrant as specified in its charter) New York (State or other jurisdiction of incorporation) 1-9861 16-0968385 (Commission F

September 29, 2022 EX-99.1

M&T Bank Corporation Announces Agreement to Sell M&T Insurance Agency to Arthur J. Gallagher & Co.

Exhibit 99.1 M&T Bank Corporation Announces Agreement to Sell M&T Insurance Agency to Arthur J. Gallagher & Co. BUFFALO, NY, September 29, 2022 ? M&T Bank Corp. (?M&T Bank?) announced today that it has signed a definitive agreement to sell M&T Insurance Agency, Inc. (?MTIA?) to Arthur J. Gallagher & Co. (?Gallagher?). The transaction is subject to regulatory approval and is expected to close durin

September 13, 2022 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 13, 2022 M&T BANK CORPORATION (Exact name of registrant as specified in its charter) New York (State or other jurisdiction of incorporation) 1-9861 16-0968385 (Commission F

September 13, 2022 EX-99.1

This presentation may contain forward-looking statements regarding M&T Bank Corporation (“M&T”) within the meaning of the Private Securities Litigation Reform Act of 1995. Any statement that does not describe historical or current facts is a forward-

Investor Update | Third Quarter 2022 Exhibit 99.1 This presentation may contain forward-looking statements regarding M&T Bank Corporation (?M&T?) within the meaning of the Private Securities Litigation Reform Act of 1995. Any statement that does not describe historical or current facts is a forward-looking statement, including statements based on current expectations, estimates and projections abo

August 31, 2022 11-KT

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C 20549 FORM 11-K ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

11-KT 1 d378404d11kt.htm 11-KT Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C 20549 FORM 11-K ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 (Mark One) ☐ ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 OR ☒ TRANSITION REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the tra

August 16, 2022 EX-4.3

Form of Global Note for the Senior Notes

EXHIBIT 4.3 THIS SECURITY IS A GLOBAL SECURITY WITHIN THE MEANING OF THE INDENTURE HEREINAFTER REFERRED TO AND IS REGISTERED IN THE NAME OF A DEPOSITARY OR A NOMINEE THEREOF. UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION (?DTC?), NEW YORK, NEW YORK, TO THE COMPANY OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE OR P

August 16, 2022 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 16, 2022 M&T BANK CORPORATION (Exact name of registrant as specified in its charter) New York (State or other jurisdiction of incorporation) 1-9861 16-0968385 (Commission File

August 16, 2022 EX-1.1

Underwriting Agreement, dated as of August 9, 2022, by and between M&T Bank Corporation and RBC Capital Markets, LLC, Barclays Capital Inc. and M&T Securities, Inc., as representatives of the several underwriters named in Schedule A thereto.

EXHIBIT 1.1 M&T BANK CORPORATION (a New York corporation) $500,000,000 4.553% Fixed Rate/Floating Rate Senior Notes due 2028 UNDERWRITING AGREEMENT August 9, 2022 RBC Capital Markets, LLC Barclays Capital Inc. M&T Securities, Inc. As Representatives of the several Underwriters listed in Schedule A hereto c/o RBC Capital Markets, LLC 200 Vesey Street New York, NY 10281 c/o Barclays Capital Inc. 745

August 16, 2022 EX-4.1

Third Supplemental Indenture, dated as of August 16, 2022 by and between M&T Bank Corporation and The Bank of New York Mellon, incorporated by reference to Exhibit 4.1 to M&T’s Current Report on Form 8-K (File No. 001-09861), filed with the SEC on August 16, 2022.

EXHIBIT 4.1 THIRD SUPPLEMENTAL INDENTURE THIS THIRD SUPPLEMENTAL INDENTURE (?Third Supplemental Indenture?) dated as of August 16, 2022, by and between M&T Bank Corporation, a corporation organized and existing under the laws of the State of New York (the ?Company?), and The Bank of New York Mellon, a New York banking corporation, as trustee (the ?Trustee?) under the Indenture, dated as of May 24,

August 10, 2022 424B2

$500,000,000 4.553% Fixed Rate/Floating Rate Senior Notes due 2028

Table of Contents Filed Pursuant to Rule 424(b)(2) Registration No. 333-259888 PROSPECTUS SUPPLEMENT (To Prospectus Dated September 29, 2021) $500,000,000 4.553% Fixed Rate/Floating Rate Senior Notes due 2028 M&T Bank Corporation, a New York corporation (?M&T?), is offering $500,000,000 aggregate principal amount of Fixed Rate/Floating Rate Senior Notes (the ?Notes?). The Notes will initially bear

August 10, 2022 EX-FILING FEES

Calculation of Filing Fee Table Form 424(b)(2) (Form Type) M&T BANK CORPORATION (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered and Carry Forward Securities

Exhibit 107 Calculation of Filing Fee Table Form 424(b)(2) (Form Type) M&T BANK CORPORATION (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered and Carry Forward Securities Security Type Security Class Title Fee Calculation or Carry Forward Rule Amount Registered Proposed Maximum Offering Price Per Unit Maximum Aggregate Offering Price Fee Rate Amount of Registration Fee Fees to Be Paid Debt 4.

August 9, 2022 424B5

SUBJECT TO COMPLETION, DATED AUGUST 9, 2022

Table of Contents Filed Pursuant to Rule 424(b)(5) Registration No. 333-259888 The information in this preliminary prospectus supplement is not complete and may be changed. This preliminary prospectus supplement and the accompanying prospectus are not an offer to sell these securities and it is not soliciting an offer to buy these securities in any state or other jurisdiction where the offer or sa

August 9, 2022 FWP

Final Term Sheet PRICING TERM SHEET August 9, 2022 M&T Bank Corporation $500,000,000 4.553% Fixed Rate/Floating Rate Senior Notes due 2028 (“Notes”) Issuer: M&T Bank Corporation Issuer Ratings*: A3 / BBB+ / A / A (high) (Outlook: Stable / Stable / Ne

Free Writing Prospectus Filed Pursuant to Rule 433 Registration No. 333-259888 Final Term Sheet PRICING TERM SHEET August 9, 2022 M&T Bank Corporation $500,000,000 4.553% Fixed Rate/Floating Rate Senior Notes due 2028 (?Notes?) Issuer: M&T Bank Corporation Issuer Ratings*: A3 / BBB+ / A / A (high) (Outlook: Stable / Stable / Negative / Stable) (Moody?s / S&P / Fitch / DBRS) Offering Format: SEC Re

August 5, 2022 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2022 or ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission File Number 1-9861 M&T BANK CORPORATION (Exact name of registrant as specified

July 20, 2022 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 20, 2022 M&T BANK CORPORATION (Exact name of registrant as specified in its charter) New York (State or other jurisdiction of incorporation) 1-9861 16-0968385 (Commission File N

July 20, 2022 EX-99.1

M&T BANK CORPORATION ANNOUNCES SECOND QUARTER RESULTS

Exhibit 99.1 FOR IMMEDIATE RELEASE: July 20, 2022 M&T BANK CORPORATION ANNOUNCES SECOND QUARTER RESULTS BUFFALO, NEW YORK - M&T Bank Corporation (?M&T?) (NYSE: MTB) today reported its results of operations for the quarter ended June 30, 2022. GAAP Results of Operations. Diluted earnings per common share measured in accordance with generally accepted accounting principles (?GAAP?) were $1.08 in the

June 29, 2022 11-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C 20549 FORM 11-K ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C 20549 FORM 11-K ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 (Mark One) ? ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2021 OR ? TRANSITION REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transiti

June 29, 2022 EX-99.1

Financial statements and supplemental schedule of the M&T Bank Corporation Retirement Savings Plan for the year ended December 31, 2021, prepared in accordance with the financial reporting requirements of ERISA

Exhibit 99.1 INDEX TO FINANCIAL STATEMENTS AND SUPPLEMENTAL SCHEDULE OF THE M&T BANK CORPORATION RETIREMENT SAVINGS PLAN Page(s) Report of Independent Registered Public Accounting Firm 6 Financial Statements Statements of Net Assets Available for Benefits as of December 31, 2021 and 2020 7 Statements of Changes in Net Assets Available for Benefits for the years ended December 31, 2021 and 2020 8 N

June 29, 2022 11-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 11-K [X] ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2021 [ ] TRANSITION REPORT PURSUANT TO SECTION

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 11-K [X] ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2021 or [ ] TRANSITION REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission file number 1-9861 A. Full title of the plan and the address of the plan, if different fro

June 28, 2022 11-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C 20549 FORM 11-K ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C 20549 FORM 11-K ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 (Mark One) ? ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2021 OR ? TRANSITION REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 193

June 16, 2022 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 16, 2022 M&T BANK CORPORATION (Exact name of registrant as specified in its charter) New York (State or other jurisdiction of incorporation) 1-9861 16-0968385 (Commission File N

June 16, 2022 EX-99.1

M&T Bank Corporation President and Chief Operating Officer Rich Gold Announces Retirement

Exhibit 99.1 M&T Bank Corporation President and Chief Operating Officer Rich Gold Announces Retirement BUFFALO, N.Y., June 16, 2022 ? Richard (?Rich?) Gold, president and chief operating officer for M&T Bank Corporation (NYSE: MTB) has announced his intention to retire, effective after the first quarter of 2023. Gold plans to remain on the Board of Directors of M&T Bank. ?It?s difficult to oversta

June 10, 2022 8-K/A

Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 8-K/A CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 1, 2022 M&T BANK CORPORATION (Exact name of registrant as specified in its charter) New York (State or other jurisdiction of incorporation) 1-9861 16-0968385 (Commission File

June 10, 2022 EX-99.2

UNAUDITED PRO FORMA COMBINED CONDENSED FINANCIAL STATEMENTS

Exhibit 99.2 Unaudited pro forma combined condensed balance sheet of M&T as of December 31, 2021, giving effect to the Merger as if it had been completed on December 31, 2021, and the unaudited pro forma combined condensed income statement of M&T for the fiscal year ended December 31, 2021, giving effect to the Merger as if it had been completed on January 1, 2021, and the notes related thereto. 1

June 10, 2022 EX-99.1

Audited consolidated financial statements of People’s United Financial, Inc. as of December 31, 2021 and 2020, and for each of the fiscal years ended December 31, 2021, 2020 and 2019, and the notes related thereto.

EX-99.1 Exhibit 99.1 Audited consolidated financial statements of People’s United Financial, Inc. as of December 31, 2021 and 2020, and for each of the fiscal years ended December 31, 2021, 2020 and 2019, and the notes related thereto. 1 Report of Independent Registered Public Accounting Firm To the Stockholders and Board of Directors People’s United Financial, Inc.: Opinion on the Consolidated Fi

May 18, 2022 EX-99.1

This presentation may contain forward-looking statements regarding M&T Bank Corporation (“M&T”) within the meaning of the Private Securities Litigation Reform Act of 1995. Any statement that does not describe historical or current facts is a forward-

Investor Update | Second Quarter 2022 Exhibit 99.1 This presentation may contain forward-looking statements regarding M&T Bank Corporation (?M&T?) within the meaning of the Private Securities Litigation Reform Act of 1995. Any statement that does not describe historical or current facts is a forward-looking statement, including statements based on current expectations, estimates and projections ab

May 18, 2022 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 18, 2022 M&T BANK CORPORATION (Exact name of registrant as specified in its charter) New York (State or other jurisdiction of incorporation) 1-9861 16-0968385 (Commission File Nu

May 5, 2022 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2022 or ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission File Number 1-9861 M&T BANK CORPORATION (Exact name of registrant as specifie

April 29, 2022 8-K

Other Events, Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 25, 2022 M&T BANK CORPORATION (Exact name of registrant as specified in its charter) New York (State or other jurisdiction of incorporation) 1-9861 16-0968385 (Commission File

April 20, 2022 EX-99.1

M&T Bank Corporation Retirement Savings Plan (January 1, 2020 Restatement and Amendment No. 64) (the “Plan”)

Exhibit 99.1 M&T BANK CORPORATION RETIREMENT SAVINGS PLAN January 1, 2020 Restatement and Amendment No. 64 TABLE OF CONTENTS ARTICLE I NAME; EFFECTIVE DATE 1 ARTICLE 2 DEFINITIONS 2 ARTICLE 3 ELIGIBILITY 9 Section 3.1 Eligibility To Participate 9 Section 3.2 Rehired Employees 10 Section 3.3 Rights of Certain Veterans 10 ARTICLE 4 CONTRIBUTIONS 13 Section 4.1 Employee Pretax and Employee Roth Contr

April 20, 2022 EX-99.2

Amendment to No. 65 to the Plan.

Exhibit 99.2 AMENDMENT NO. 65 TO THE M&T BANK CORPORATION RETIREMENT SAVINGS PLAN (January 1, 2020 Restatement) Manufacturers and Traders Trust Company (the ?Corporation?) hereby adopts this Amendment No. 65 to the M&T Bank Corporation Retirement Savings Plan (January 1, 2020 Restatement) (the ?Plan?). WITNESSETH WHEREAS, under Section 12.7, the Corporation may amend the Plan; and WHEREAS, the Cor

April 20, 2022 S-8

As filed with the Securities and Exchange Commission on April 20, 2022

As filed with the Securities and Exchange Commission on April 20, 2022 Registration Statement No.

April 20, 2022 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 20, 2022 M&T BANK CORPORATION (Exact name of registrant as specified in its charter) New York (State or other jurisdiction of incorporation) 1-9861 16-0968385 (Commission File

April 20, 2022 EX-99.1

M&T BANK CORPORATION ANNOUNCES FIRST QUARTER RESULTS

Exhibit 99.1 FOR IMMEDIATE RELEASE: April 20, 2022 M&T BANK CORPORATION ANNOUNCES FIRST QUARTER RESULTS BUFFALO, NEW YORK - M&T Bank Corporation (?M&T?) (NYSE: MTB) today reported its results of operations for the quarter ended March 31, 2022. GAAP Results of Operations. Diluted earnings per common share measured in accordance with generally accepted accounting principles (?GAAP?) were $2.62 in th

April 20, 2022 EX-99.3

Amendment to No. 66 to the Plan.

Exhibit 99.3 AMENDMENT NO. 66 TO THE M&T BANK CORPORATION RETIREMENT SAVINGS PLAN (January 1, 2020 Restatement) Manufacturers and Traders Trust Company (the ?Corporation?) hereby adopts this Amendment No. 66 to the M&T Bank Corporation Retirement Savings Plan (January 1, 2020 Restatement) (the ?Plan?). WITNESSETH WHEREAS, under Section 12.7, the Corporation may amend the Plan; and WHEREAS, the Cor

April 20, 2022 EX-24.1

Power of Attorney.

Exhibit 24.1 POWER OF ATTORNEY KNOW ALL PERSONS BY THESE PRESENTS, that the undersigned directors and/or officers of M&T Bank Corporation, a corporation organized under the laws of the State of New York (the ?Corporation?), hereby constitute and appoint Ren? F. Jones, Darren J. King, Laura P. O?Hara, Esq. and Stephen T. Wilson, Esq. and each of them (with full power to each of them to act alone),

April 20, 2022 EX-FILING FEES

Filing fee table.

Exhibit 107 Calculation of Filing Fee Tables FORM S-8 (Form Type) M&T Bank Corporation (Exact Name of Registrant as Specified in its Charter) Newly Registered Securities Security Type Security Class Title Fee Calculation Rule Amount Registered(1) Proposed Maximum Offering Price Per Unit(2) Proposed Maximum Aggregate Offering Price Fee Rate Amount of Registration Fee(3) Equity Common Stock, par value $0.

April 4, 2022 EX-FILING FEES

Calculation of Filing Fee Tables FORM S-3 (Form Type) M&T Bank Corporation (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered and Carry Forward Securities Security Type Security Class Title Fee Calculation or Carry Forwa

EXHIBIT 107 Calculation of Filing Fee Tables FORM S-3 (Form Type) M&T Bank Corporation (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered and Carry Forward Securities Security Type Security Class Title Fee Calculation or Carry Forward Rule Amount Registered (1) (2) Proposed Maximum Offering Price Per Unit(3) Maximum Aggregate Offering Price Fee Rate Amount of Registration Fee Carry Forward Form Type Carry Forward File Number Carry Forward Initial Effective Date Filing Fee Previously Paid In Connection with Unsold Securities to be Carried Forward Newly Registered Securities Fees To Be Paid Equity Common stock, par value $0.

April 4, 2022 EX-4.12

Agreement of Transfer Between United Bank 401(k) Plan and People’s United Bank, N.A. 401(k) Employee Savings Plan, dated September 12, 2021.

Exhibit 4.12 AGREEMENT OF TRANSFER BETWEEN UNITED BANK 401(k) PLAN AND PEOPLE?S UNITED BANK, N.A. 401(k) EMPLOYEE SAVINGS PLAN WHEREAS, People?s United Bank, National Association (the ?Bank?), and its corporate predecessors have maintained a tax-qualified savings plan for the benefit of the employees of the Bank and some of its affiliates, which plan has been amended and restated from time to time

April 4, 2022 EX-10.1

Non-Competition and Non-Solicitation Agreement, dated as of February 21, 2021, by and between John P. Barnes and People’s United Financial, Inc. Incorporated by reference to Exhibit 10.1 of the Current Report on Form 8-K of M&T Bank Corporation filed on April 4, 2022. (File No. 1-9861).*

Exhibit 10.1 Execution Version NON-COMPETITION AND NON-SOLICITATION AGREEMENT THIS NON-COMPETITION AND NON-SOLICITATION AGREEMENT (the ?Agreement?), dated as of February 21, 2021, by and among People?s United Financial, Inc. (the ?Company?), a Delaware corporation, and John P. Barnes (?Executive?) is effective as of the Closing (as defined below) (the ?Effective Date?). For purposes of this Agreem

April 4, 2022 EX-99.1

M&T Bank Corporation Completes Acquisition of People’s United Financial, Inc. Combined company creates a $200 billion banking franchise serving communities in the Northeast and Mid-Atlantic from Maine to Virginia and Washington, D.C. Systems conversi

Exhibit 99.1 M&T Bank Corporation Completes Acquisition of People?s United Financial, Inc. Combined company creates a $200 billion banking franchise serving communities in the Northeast and Mid-Atlantic from Maine to Virginia and Washington, D.C. Systems conversion expected to take place in the third quarter of 2022 BUFFALO, N.Y., April 2, 2022 ? M&T Bank Corporation (NYSE: MTB) (?M&T?) announced

April 4, 2022 EX-4.11

People’s United Bank, N.A. 401(k) Employee Savings Plan Sixth Amendment and Restatement, dated January 1, 2020.

Exhibit 4.11 PEOPLE?S UNITED BANK, N.A. 401(k) EMPLOYEE SAVINGS PLAN SIXTH AMENDMENT AND RESTATEMENT January 1, 2020 Table of Contents Page INTRODUCTION ARTICLE I DEFINITIONS 3 ARTICLE II CREDITED SERVICE 17 2.1 Computation of Credited Service 17 2.2 Employment in Affiliated Group 18 2.3 Service to Acquired Entities 18 2.4 Breaks in Service 24 2.5 Transfer to or From Employment Within the United S

April 4, 2022 EX-24.1

Power of Attorney of Directors and Officers of M&T Bank Corporation.

Exhibit 24.1 POWER OF ATTORNEY KNOW ALL PERSONS BY THESE PRESENTS, that the undersigned directors and/or officers of M&T Bank Corporation, a corporation organized under the laws of the State of New York (the ?Corporation?), hereby constitute and appoint Ren? F. Jones, Darren J. King and Laura P. O?Hara, Esq., Thomas M. Gordon, Esq., and Stephen T. Wilson, Esq. and each of them (with full power to

April 4, 2022 EX-10.2

Non-Competition and Non-Solicitation Agreement, dated as of February 21, 2021, by and between Kirk W. Walters and People’s United Financial, Inc. Incorporated by reference to Exhibit 10.2 of the Current Report on Form 8-K of M&T Bank Corporation filed on April 4, 2022. (File No. 1-9861).*

Exhibit 10.2 Execution Version NON-COMPETITION AND NON-SOLICITATION AGREEMENT THIS NON-COMPETITION AND NON-SOLICITATION AGREEMENT (the ?Agreement?), dated as of February 21, 2021, by and among People?s United Financial, Inc. (the ?Company?), a Delaware corporation, and Kirk W. Walters (?Executive?) is effective as of the Closing (as defined below) (the ?Effective Date?). For purposes of this Agree

April 4, 2022 EX-3.2

Certificate of Amendment to the Restated Certificate of Incorporation of M&T Bank Corporation with respect to Perpetual Fixed-to-Floating Rate Non-Cumulative Preferred Stock, Series H, dated April 1, 2022, incorporated by reference to Exhibit 3.2 of M&T Bank Corporation’s Form 8-K dated April 4, 2022.

Exhibit 3.2 CERTIFICATE OF AMENDMENT OF THE CERTIFICATE OF INCORPORATION OF M&T BANK CORPORATION Under Section 805 of the Business Corporation Law The undersigned, being the President and Chief Operating Officer and Senior Vice President and Corporate Secretary of M&T Bank Corporation (the ?Corporation?), do hereby certify and set forth as follows: (1) The name of the Corporation is M&T BANK CORPO

April 4, 2022 S-8 POS

As filed with the Securities and Exchange Commission on April 4, 2022

As filed with the Securities and Exchange Commission on April 4, 2022 Registration No.

April 4, 2022 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year, Material Modification to Rights of Security Holders, Financial Statements and Exhibits, Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant, Completion of Acquisition or Disposition of Assets, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 1, 2022 M&T BANK CORPORATION (Exact name of registrant as specified in its charter) New York (State or other jurisdiction of incorporation) 1-9861 16-0968385 (Commission File N

April 4, 2022 EX-FILING FEES

Filing Fee Table.

EXHIBIT 107 Calculation of Filing Fee Tables FORM S-8 (Form Type) M&T Bank Corporation (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered Securities Security Type Security Class Title Fee Calculation Rule Amount Registered(1)(2) Proposed Maximum Offering Price Per Unit(3) Proposed Maximum Aggregate Offering Price Fee Rate Amount of Registration Fee(4) Equity Common stock, par value $0.

April 4, 2022 424B5

11,896 Shares of Common Stock M&T Bank Corporation

Table of Contents Filed Pursuant to Rule 424(b)(5) Registration No. 333-259888 PROSPECTUS SUPPLEMENT (To Prospectus Dated September 29, 2021) 11,896 Shares of Common Stock of M&T Bank Corporation M&T Bank Corporation (?M&T?) is registering a total of up to 11,896 shares of its common stock, par value $0.50 per share (?M&T common stock?), that are issuable upon the vesting or exercise of certain eq

April 4, 2022 EX-4.13

First Amendment to the People’s United Bank, N.A. 401(k) Employee Savings Plan Sixth Amendment and Restatement, dated September 12, 2021.

Exhibit 4.13 FIRST AMENDMENT TO THE PEOPLE?S UNITED BANK, N.A. 401(k) EMPLOYEE SAVINGS PLAN SIXTH AMENDMENT AND RESTATEMENT WHEREAS, People?s United Bank, National Association, a national banking association organized under the law of the United States (the ?Bank?) maintains the People?s United Bank 401(k) Employee Savings Plan for the benefit of certain of its employees who meet certain qualifica

April 4, 2022 EX-4.14

Second Amendment to the People’s United Bank, N.A. 401(k) Employee Savings Plan Sixth Amendment and Restatement, dated February 25, 2022.

Exhibit 4.14 SECOND AMENDMENT TO THE PEOPLE?S UNITED BANK, N.A. 401(k) EMPLOYEE SAVINGS PLAN SIXTH AMENDMENT AND RESTATEMENT WHEREAS, People?s United Bank, National Association, a national banking association organized under the laws of the United States (the ?Bank?), maintains the People?s United Bank, N.A. 401(k) Employee Savings Plan (the ?Plan?) for the benefit of certain of its employees who

April 4, 2022 EX-3.1

Certificate of Amendment to the Restated Certificate of Incorporation of M&T Bank Corporation with respect to Authorized Capital Stock and Authorized Preferred Stock, dated April 1, 2022, incorporated by reference to Exhibit 3.1 of M&T Bank Corporation’s Form 8-K dated April 4, 2022.

Exhibit 3.1 CERTIFICATE OF AMENDMENT OF THE CERTIFICATE OF INCORPORATION OF M&T BANK CORPORATION Under Section 805 of the Business Corporation Law The undersigned, being the President and Chief Operating Officer and Senior Vice President and Corporate Secretary of M&T Bank Corporation (the ?Corporation?), do hereby certify and set forth as follows: (1) The name of the Corporation is M&T BANK CORPO

April 4, 2022 S-8

As filed with the Securities and Exchange Commission on April 4, 2022

As filed with the Securities and Exchange Commission on April 4, 2022 Registration No.

March 31, 2022 EX-3.10

Form of Certificate of Amendment to the Restated Certificate of Incorporation of M&T Bank Corporation—New M&T Preferred Stock

EX-3.10 3 d312034dex310.htm EX-3.10 Exhibit 3.10 CERTIFICATE OF AMENDMENT OF THE CERTIFICATE OF INCORPORATION OF M&T BANK CORPORATION Under Section 805 of the Business Corporation Law The undersigned, being the [ ] and [ ] of M&T Bank Corporation (the “Corporation”), do hereby certify and set forth as follows: (1) The name of the Corporation is M&T BANK CORPORATION. The name under which the Corpor

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