OPOF / Old Point Financial Corporation - Документы SEC, Годовой отчет, Доверенное заявление

Финансовая корпорация Олд-Пойнт
US ˙ NasdaqCM ˙ US6801941070
ЭТОТ СИМВОЛ БОЛЬШЕ НЕ АКТИВЕН

Основная статистика
CIK 740971
SEC Filings
All companies that sell securities in the United States must register with the Securities and Exchange Commission (SEC) and file reports on a regular basis. These reports include company annual reports (10K, 10Q), news updates (8K), investor presentations (found in 8Ks), insider trades (form 4), ownership reports (13D, and 13G), and reports related to the specific securities sold, such as registration statements and prospectus. This page shows recent SEC filings related to Old Point Financial Corporation
SEC Filings (Chronological Order)
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September 2, 2025 S-8 POS

As filed with the Securities and Exchange Commission on September 2, 2025

As filed with the Securities and Exchange Commission on September 2, 2025 Registration No.

September 2, 2025 S-8 POS

As filed with the Securities and Exchange Commission on September 2, 2025

As filed with the Securities and Exchange Commission on September 2, 2025 Registration No.

September 2, 2025 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 1, 2025 OLD POINT FINAN

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 1, 2025 OLD POINT FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-12896 54-1265373 (State or other jurisdiction of incorporation) (

September 2, 2025 S-8 POS

As filed with the Securities and Exchange Commission on September 2, 2025

As filed with the Securities and Exchange Commission on September 2, 2025 Registration No.

September 2, 2025 S-8 POS

As filed with the Securities and Exchange Commission on September 2, 2025

As filed with the Securities and Exchange Commission on September 2, 2025 Registration No.

September 2, 2025 S-8 POS

As filed with the Securities and Exchange Commission on September 2, 2025

As filed with the Securities and Exchange Commission on September 2, 2025 Registration No.

August 15, 2025 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 14, 2025 OLD POINT FINANCI

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 14, 2025 OLD POINT FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-12896 54-1265373 (State or other jurisdiction of incorporation) (Co

August 15, 2025 EX-99.1

TowneBank and Old Point Financial Corporation Announce Expected Closing Date and Election Deadline for Merger

Exhibit 99.1 Joint Press Release FOR IMMEDIATE RELEASE TowneBank and Old Point Financial Corporation Announce Expected Closing Date and Election Deadline for Merger Suffolk, Va. and Hampton, Va. (August 14, 2025) – Hampton Roads based TowneBank (NASDAQ: TOWN) and Old Point Financial Corporation (NASDAQCM: OPOF) (“Old Point”), the parent company of The Old Point National Bank of Phoebus (“Old Point

August 14, 2025 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2025 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 000-12896 OLD POINT

July 30, 2025 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 30, 2025 OLD POINT FINANCIAL

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 30, 2025 OLD POINT FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-12896 54-1265373 (State or other jurisdiction of incorporation) (Comm

July 30, 2025 EX-99.1

Old Point Releases Second Quarter 2025 Results

Exhibit 99.1 Old Point Releases Second Quarter 2025 Results Hampton, VA, July 30, 2025 (PRNewswire) – Old Point Financial Corporation (the “Company” or “Old Point”) (NASDAQ "OPOF") reported net income of $1.2 million with diluted earnings per common share of $0.24 for the second quarter of 2025 compared to net income of $2.2 million with diluted earnings per common share of $0.42 for the first qua

July 2, 2025 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 2, 2025 OLD POINT FINANCIAL

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 2, 2025 OLD POINT FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-12896 54-1265373 (State or other jurisdiction of incorporation) (Commi

July 2, 2025 EX-99.1

Old Point Announces Shareholder Approval for Merger

Exhibit 99.1 Old Point Announces Shareholder Approval for Merger Hampton, VA, July 2, 2025 (PRNewswire) – Old Point Financial Corporation (the “Company” or “Old Point”) (NASDAQ: OPOF), holding company of The Old Point National Bank of Phoebus (“Old Point National Bank”), announced today that its shareholders approved the merger of the Company and Old Point National Bank with and into TowneBank. Co

June 23, 2025 DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 23, 2025 OLD POINT FINANCIAL

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 23, 2025 OLD POINT FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-12896 54-1265373 (State or other jurisdiction of incorporation) (Comm

June 23, 2025 8-K

Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 23, 2025 OLD POINT FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-12896 54-1265373 (State or other jurisdiction of incorporation) (Comm

May 27, 2025 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 27, 2025 OLD POINT FINANCIAL

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 27, 2025 OLD POINT FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-12896 54-1265373 (State or other jurisdiction of incorporation) (Commi

May 27, 2025 DEFM14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.   )

TABLE OF CONTENTS UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.   ) Filed by the Registrant ☒ Filed by a party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule

May 27, 2025 EX-99.1

Old Point Financial Corporation Announces Quarterly Dividend

Exhibit 99.1 FOR IMMEDIATE RELEASE Old Point Financial Corporation Announces Quarterly Dividend HAMPTON, Va., May 27, 2025 (PRNewswire) – Old Point Financial Corporation declared a quarterly cash dividend of $0.14 per share on its common stock to be paid on June 30, 2025 to shareholders of record as of June 9, 2025. The dividend amount is the same as the prior quarter’s dividend and based on the s

May 16, 2025 EX-FILING FEES

Calculation of Filing Fee Table Schedule 14A (Form Type) Old Point Financial Corporation (Exact Name of Registrant as Specified in its Charter) Table 1: Transaction Valuation

Exhibit 107 Calculation of Filing Fee Table Schedule 14A (Form Type) Old Point Financial Corporation (Exact Name of Registrant as Specified in its Charter) Table 1: Transaction Valuation Proposed maximum aggregate value of transaction Fee rate Amount of filing fee Fees to be paid $206,542,144 (1)(2) 0.

May 16, 2025 PREM14A

PRELIMINARY — SUBJECT TO COMPLETION — DATED MAY 16, 2025 To the Shareholders of Old Point Financial Corporation MERGER PROPOSED — YOUR VOTE IS VERY IMPORTANT

TABLE OF CONTENTS The information in this proxy statement/offering circular is not complete and may be changed.

May 14, 2025 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2025 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 000-12896 OLD POINT

May 14, 2025 EX-10.5

CHANGE OF CONTROL SEVERANCE AGREEMENT

Exhibit 10.5 CHANGE OF CONTROL SEVERANCE AGREEMENT THIS CHANGE OF CONTROL SEVERANCE AGREEMENT (the “Agreement”), effective this 2nd day of April, 2025, by and between Old Point Financial Corporation (“Old Point”) and Old Point Trust and Financial Services, N.A. (the “Bank”) and A. Eric Kauders, Jr. (“Employee”). W I T N E S S E T H: WHEREAS, Employee is a valuable employee of the Bank; WHEREAS, Ol

May 14, 2025 EX-10.4

CHANGE OF CONTROL SEVERANCE AGREEMENT

Exhibit 10.4 CHANGE OF CONTROL SEVERANCE AGREEMENT THIS CHANGE OF CONTROL SEVERANCE AGREEMENT (the “Agreement”), effective this 2nd day of April, 2025, by and between The Old Point National Bank of Phoebus (the “Bank”) and Andrew B. Buxbaum (“Employee”). W I T N E S S E T H: WHEREAS, Employee is a valuable employee of the Bank; WHEREAS, the Bank wishes to encourage Employee to continue Employee’s

April 30, 2025 EX-10.6

Old Point Financial Corporation INCENTIVE COMPENSATION PLAN 2025 Plan Summary February, 2025

Exhibit 10.6 Old Point Financial Corporation INCENTIVE COMPENSATION PLAN 2025 Plan Summary February, 2025 Old Point Financial Corporation Introduction Old Point Financial Corporation (the “Company”) is committed to rewarding employees for their contributions to the Company’s success. The Incentive Compensation Plan (the Plan) provides an opportunity to earn extra compensation beyond base salary wh

April 30, 2025 DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 30, 2025 OLD POINT FINANCIA

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 30, 2025 OLD POINT FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-12896 54-1265373 (State or other jurisdiction of incorporation) (Com

April 30, 2025 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 30, 2025 OLD POINT FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-12896 54-1265373 (State or other jurisdiction of incorporation) (Com

April 30, 2025 EX-10.18

CHANGE OF CONTROL SEVERANCE AGREEMENT

Exhibit 10.18 CHANGE OF CONTROL SEVERANCE AGREEMENT THIS CHANGE OF CONTROL SEVERANCE AGREEMENT (the “Agreement”), effective this 15th day of November, 2024, by and between The Old Point National Bank of Phoebus (the “Bank”) and Donald S. Buckless (“Employee”). W I T N E S S E T H: WHEREAS, Employee is a valuable employee of the Bank; WHEREAS, the Bank wishes to encourage Employee to continue Emplo

April 30, 2025 10-K/A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K/A (Amendment No. 1)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K/A (Amendment No. 1) (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2024 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 000-1

April 30, 2025 EX-99.1

Press release dated April 30, 2025

Exhibit 99.1 Old Point Releases First Quarter 2025 Results Hampton, VA, April 30, 2025 (PRNewswire) – Old Point Financial Corporation (the “Company” or “Old Point”) (NASDAQ "OPOF") reported net income of $2.2 million with diluted earnings per common share of $0.42 for the first quarter of 2025 compared to net income of $2.9 million with diluted earnings per common share of $0.57 for the fourth qua

April 30, 2025 EX-99.1

Old Point Releases First Quarter 2025 Results

Exhibit 99.1 Old Point Releases First Quarter 2025 Results Hampton, VA, April 30, 2025 (PRNewswire) – Old Point Financial Corporation (the “Company” or “Old Point”) (NASDAQ "OPOF") reported net income of $2.2 million with diluted earnings per common share of $0.42 for the first quarter of 2025 compared to net income of $2.9 million with diluted earnings per common share of $0.57 for the fourth qua

April 7, 2025 EX-10.1

Change of Control Severance Agreement, dated April 2, 2025, by and between The Old Point National Bank of Phoebus and Cathy W. Liles.

Exhibit 10.1 CHANGE OF CONTROL SEVERANCE AGREEMENT THIS CHANGE OF CONTROL SEVERANCE AGREEMENT (the “Agreement”), effective this 2nd day of April, 2025, by and between The Old Point National Bank of Phoebus (the “Bank”) and Cathy W. Liles (“Employee”). W I T N E S S E T H: WHEREAS, Employee is a valuable employee of the Bank; WHEREAS, the Bank wishes to encourage Employee to continue Employee’s car

April 7, 2025 EX-10.2

Change of Control Severance Agreement, dated April 2, 2025, by and between The Old Point National Bank of Phoebus and Thomas Hotchkiss.

Exhibit 10.2 CHANGE OF CONTROL SEVERANCE AGREEMENT THIS CHANGE OF CONTROL SEVERANCE AGREEMENT (the “Agreement”), effective this 2nd day of April, 2025, by and between The Old Point National Bank of Phoebus (the “Bank”) and Thomas Hotchkiss (“Employee”). W I T N E S S E T H: WHEREAS, Employee is a valuable employee of the Bank; WHEREAS, the Bank wishes to encourage Employee to continue Employee’s c

April 7, 2025 EX-99.1

SUPPORT AGREEMENT

Exhibit 99.1 SUPPORT AGREEMENT This Support Agreement (this “Agreement”), dated as of April 2, 2025, is entered into by and between TowneBank, a Virginia banking corporation (“Parent”), and the undersigned shareholder (the “Shareholder”) of Old Point Financial Corporation, a Virginia corporation (“Company”). WHEREAS, subject to the terms and conditions of the Agreement and Plan of Merger (as the s

April 7, 2025 EX-2.1

Agreement and Plan of Merger, dated as of April 2, 2025, by and among Old Point Financial Corporation, The Old Point National Bank of Phoebus, and TowneBank.*

Exhibit 2.1 AGREEMENT AND PLAN OF MERGER by and among OLD POINT FINANCIAL CORPORATION, THE OLD POINT NATIONAL BANK OF PHOEBUS and TOWNEBANK Dated as of April 2, 2025 TABLE OF CONTENTS Page Article 1 The Merger Section 1.01. The Merger 2 Section 1.02. Closing 2 Section 1.03. Effective Time 3 Section 1.04. Effects of the Merger 3 Section 1.05. Conversion of Company Common Stock 3 Section 1.06. Compa

April 7, 2025 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 2, 2025 OLD POINT FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-12896 54-1265373 (State or other jurisdiction of incorporation) (Comm

April 7, 2025 EX-10.2

Change of Control Severance Agreement, dated April 2, 2025, by and between The Old Point National Bank of Phoebus and Thomas Hotchkiss.

Exhibit 10.2 CHANGE OF CONTROL SEVERANCE AGREEMENT THIS CHANGE OF CONTROL SEVERANCE AGREEMENT (the “Agreement”), effective this 2nd day of April, 2025, by and between The Old Point National Bank of Phoebus (the “Bank”) and Thomas Hotchkiss (“Employee”). W I T N E S S E T H: WHEREAS, Employee is a valuable employee of the Bank; WHEREAS, the Bank wishes to encourage Employee to continue Employee’s c

April 7, 2025 EX-2.1

Agreement and Plan of Merger, dated as of April 2, 2025, by and among Old Point Financial Corporation, The Old Point National Bank of Phoebus, and TowneBank.*

Exhibit 2.1 AGREEMENT AND PLAN OF MERGER by and among OLD POINT FINANCIAL CORPORATION, THE OLD POINT NATIONAL BANK OF PHOEBUS and TOWNEBANK Dated as of April 2, 2025 TABLE OF CONTENTS Page Article 1 The Merger Section 1.01. The Merger 2 Section 1.02. Closing 2 Section 1.03. Effective Time 3 Section 1.04. Effects of the Merger 3 Section 1.05. Conversion of Company Common Stock 3 Section 1.06. Compa

April 7, 2025 EX-10.1

Change of Control Severance Agreement, dated April 2, 2025, by and between The Old Point National Bank of Phoebus and Cathy W. Liles.

Exhibit 10.1 CHANGE OF CONTROL SEVERANCE AGREEMENT THIS CHANGE OF CONTROL SEVERANCE AGREEMENT (the “Agreement”), effective this 2nd day of April, 2025, by and between The Old Point National Bank of Phoebus (the “Bank”) and Cathy W. Liles (“Employee”). W I T N E S S E T H: WHEREAS, Employee is a valuable employee of the Bank; WHEREAS, the Bank wishes to encourage Employee to continue Employee’s car

April 7, 2025 DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 2, 2025 OLD POINT FINANCIAL

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 2, 2025 OLD POINT FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-12896 54-1265373 (State or other jurisdiction of incorporation) (Comm

April 7, 2025 EX-99.1

Form of Support Agreement, dated as of April 2, 2025, by and among TowneBank and certain shareholders of Old Point.

Exhibit 99.1 SUPPORT AGREEMENT This Support Agreement (this “Agreement”), dated as of April 2, 2025, is entered into by and between TowneBank, a Virginia banking corporation (“Parent”), and the undersigned shareholder (the “Shareholder”) of Old Point Financial Corporation, a Virginia corporation (“Company”). WHEREAS, subject to the terms and conditions of the Agreement and Plan of Merger (as the s

April 3, 2025 DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 3, 2025 OLD POINT FINANCIAL

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 3, 2025 OLD POINT FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-12896 54-1265373 (State or other jurisdiction of incorporation) (Comm

April 3, 2025 EX-99.2

1 April 2025 TowneBank and Old Point Financial Corporation Merger

Exhibit 99.2 1 April 2025 TowneBank and Old Point Financial Corporation Merger 2 Cautionary Note Regarding Forward - Looking Statements This communication contains certain forward - looking statements as defined by the Private Securities Litigation Reform Act of 199 5. Forward - looking statements are not historical facts, but instead represent only the beliefs, expectations, or opinions of TowneB

April 3, 2025 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 3, 2025 OLD POINT FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-12896 54-1265373 (State or other jurisdiction of incorporation) (Comm

April 3, 2025 DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant x Filed by a Party other than the Registrant o Check the appropriate box: o Preliminary Proxy Statement o Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) o Definitive Proxy State

April 3, 2025 EX-99.2

Investor Presentation of TowneBank, dated April 3, 2025.

Exhibit 99.2 1 April 2025 TowneBank and Old Point Financial Corporation Merger 2 Cautionary Note Regarding Forward - Looking Statements This communication contains certain forward - looking statements as defined by the Private Securities Litigation Reform Act of 199 5. Forward - looking statements are not historical facts, but instead represent only the beliefs, expectations, or opinions of TowneB

April 3, 2025 EX-99.1

Joint Press Release, dated April 3, 2025.

Exhibit 99.1 Joint Press Release FOR IMMEDIATE RELEASE TOWNEBANK AND OLD POINT FINANCIAL CORPORATION ANNOUNCE AGREEMENT TO MERGE Suffolk, Va. and Hampton, Va. (April 3, 2025) – Hampton Roads based TowneBank (NASDAQ: TOWN) and Old Point Financial Corporation (NASDAQCM: OPOF) (“Old Point”), the parent company of The Old Point National Bank of Phoebus (“OPNB”), today announced the signing of a defini

April 3, 2025 DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant x Filed by a Party other than the Registrant o Check the appropriate box: o Preliminary Proxy Statement o Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) o Definitive Proxy State

April 3, 2025 EX-99.1

TOWNEBANK AND OLD POINT FINANCIAL CORPORATION ANNOUNCE AGREEMENT TO MERGE

Exhibit 99.1 Joint Press Release FOR IMMEDIATE RELEASE TOWNEBANK AND OLD POINT FINANCIAL CORPORATION ANNOUNCE AGREEMENT TO MERGE Suffolk, Va. and Hampton, Va. (April 3, 2025) – Hampton Roads based TowneBank (NASDAQ: TOWN) and Old Point Financial Corporation (NASDAQCM: OPOF) (“Old Point”), the parent company of The Old Point National Bank of Phoebus (“OPNB”), today announced the signing of a defini

March 31, 2025 EX-19

Procedures for the Purchase and Sale of Company Common Stock by Section 16 Insiders

Exhibit 19 Insider Trading Policy Policy Owner: Chief Financial Officer Date of Last Review: December 2024 Date of Last Change: December 2019 Purpose: Old Point Financial Corporation and its subsidiaries, The Old Point National Bank of Phoebus and Old Point Trust & Financial Services, N.

March 31, 2025 EX-14

OLD POINT FINANCIAL CORPORATION CODE OF ETHICS

Exhibit 14 Code of Ethics Policy Owner: Human Resources Date of Last Review: March 2025 Date of Last Revision: June 2024 On October 16, 2018, the Board of Directors of Old Point Financial Corporation adopted a new Code of Ethics that applies to the Company’s employees, officers and directors.

March 31, 2025 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2024 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 000-12896 OLD POINT FINAN

March 31, 2025 EX-10.24

AMENDMENT TO THE EMPLOYMENT AGREEMENT

Exhibit 10.24 AMENDMENT TO THE EMPLOYMENT AGREEMENT This AMENDMENT TO THE EMPLOYMENT AGREEMENT by and between Old Point Financial Corporation (the “Holding Company”) and The Old Point National Bank of Phoebus (the “Bank”) (the Holding Company and the Bank are collectively referred to herein as “Old Point”) and Robert F. Shuford, Jr. (hereinafter referred to as “Executive”) is made this 10th day of

February 19, 2025 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 19, 2025 OLD POINT FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-12896 54-1265373 (State or other jurisdiction of incorporation) (

February 19, 2025 EX-99.1

Old Point Financial Corporation Announces Quarterly Dividend

Exhibit 99.1 FOR IMMEDIATE RELEASE Old Point Financial Corporation Announces Quarterly Dividend HAMPTON, Va., February 19, 2025 (PRNewswire) – Old Point Financial Corporation declared a quarterly cash dividend of $0.14 per share on its common stock to be paid on March 28, 2025 to shareholders of record as of March 5, 2025. The dividend amount is the same as the prior quarter’s dividend and based o

January 30, 2025 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 30, 2025 OLD POINT FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-12896 54-1265373 (State or other jurisdiction of incorporation) (C

January 30, 2025 EX-99.1

Old Point Releases Fourth Quarter and Full Year 2024 Results

Exhibit 99.1 Old Point Releases Fourth Quarter and Full Year 2024 Results Hampton, VA, January 30, 2025 (PRNewswire) – Old Point Financial Corporation (the “Company” or “Old Point”) (NASDAQ "OPOF") reported net income of $2.9 million with diluted earnings per common share of $0.57 for the fourth quarter of 2024 compared to net income of $2.4 million with diluted earnings per common share of $0.47

November 20, 2024 EX-99.1

Old Point Financial Corporation Announces Quarterly Dividend

Exhibit 99.1 FOR IMMEDIATE RELEASE Old Point Financial Corporation Announces Quarterly Dividend HAMPTON, Va., November 20, 2024 (PRNewswire) – Old Point Financial Corporation declared a quarterly cash dividend of $0.14 per share on its common stock to be paid on December 27, 2024 to shareholders of record as of December 4, 2024. The dividend amount is the same as the prior quarter’s dividend and b

November 20, 2024 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 19, 2024 OLD POINT FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-12896 54-1265373 (State or other jurisdiction of incorporation) (

November 12, 2024 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2024 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 000-12896 OLD P

November 12, 2024 EX-10.1

Exhibit 10.1

Exhibit 10.1 CHANGE OF CONTROL SEVERANCE AGREEMENT THIS CHANGE OF CONTROL SEVERANCE AGREEMENT (the “Agreement”), effective this 23rd day of May, 2024, by and between The Old Point National Bank of Phoebus (the “Bank”) and Cathy W. Liles (“Employee”). W I T N E S S E T H: WHEREAS, Employee is a valuable employee of the Bank; WHEREAS, the Bank wishes to encourage Employee to continue Employee’s care

November 12, 2024 EX-99.1

OLD POINT ANNOUNCES APPOINTMENT OF CATHY W. LILES AS CHIEF FINANCIAL OFFICER

Exhibit 99.1 OLD POINT ANNOUNCES APPOINTMENT OF CATHY W. LILES AS CHIEF FINANCIAL OFFICER Hampton, Va., November 8, 2024 (PR NEWSWIRE) – Cathy W. Liles has been appointed Senior Vice President and Chief Financial Officer of Old Point Financial Corporation (NASDAQ: OPOF) and Executive Vice President and Chief Financial Officer of Old Point National Bank. Cathy has served as Old Point’s Interim Chie

November 12, 2024 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 6, 2024 OLD POINT FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-12896 54-1265373 (State or other jurisdiction of incorporation) (C

October 24, 2024 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 24, 2024 OLD POINT FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-12896 54-1265373 (State or other jurisdiction of incorporation) (C

October 24, 2024 EX-99.1

Old Point Releases Third Quarter 2024 Results

Exhibit 99.1 Old Point Releases Third Quarter 2024 Results Hampton, VA, October 24, 2024 (PRNewswire) – Old Point Financial Corporation (the “Company” or “Old Point”) (NASDAQ "OPOF") reported net income of $2.4 million with diluted earnings per common share of $0.47 for the third quarter of 2024 compared to net income of $2.5 million with diluted earnings per common share of $0.50 for the second q

August 21, 2024 EX-99.1

Old Point Financial Corporation Announces Quarterly Dividend

Exhibit 99.1 FOR IMMEDIATE RELEASE Old Point Financial Corporation Announces Quarterly Dividend HAMPTON, Va., August 21, 2024 (PRNewswire) – Old Point Financial Corporation declared a quarterly cash dividend of $0.14 per share on its common stock to be paid on September 27, 2024 to shareholders of record as of September 4, 2024. The dividend amount is the same as the prior quarter’s dividend and b

August 21, 2024 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 20, 2024 OLD POINT FINANCI

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 20, 2024 OLD POINT FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-12896 54-1265373 (State or other jurisdiction of incorporation) (Co

August 14, 2024 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2024 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 000-12896 OLD POINT

July 25, 2024 EX-99.1

Old Point Releases Second Quarter 2024 Results

Exhibit 99.1 Old Point Releases Second Quarter 2024 Results Hampton, VA, July 25, 2024 (PRNewswire) – Old Point Financial Corporation (the “Company” or “Old Point”) (NASDAQ "OPOF") reported net income of $2.5 million with diluted earnings per common share of $0.50 for the second quarter of 2024 compared to net income of $1.7 million with diluted earnings per common share of $0.34 for the first qua

July 25, 2024 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 25, 2024 OLD POINT FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-12896 54-1265373 (State or other jurisdiction of incorporation) (Comm

July 16, 2024 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 11, 2024 OLD POINT FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-12896 54-1265373 (State or other jurisdiction of incorporation) (Comm

June 14, 2024 SC 13D/A

OPOF / Old Point Financial Corporation / PL Capital Advisors, LLC Activist Investment

SC 13D/A 1 sch13dano9.htm CUSIP No. 680194107 Page 1 of 7 Pages UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D/A Amendment No. 9 Under the Securities Exchange Act of 1934 OLD POINT FINANCIAL CORPORATION (Name of Issuer) Common Stock, $5.00 par value (Title of Class of Securities) 680194107 (CUSIP Number) Mr. John W. Palmer PL Capital Advisors, LLC 750 Eleventh

May 31, 2024 8-K

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 28, 2024 OLD POINT FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-12896 54-1265373 (State or other jurisdiction of incorporation) (Commi

May 22, 2024 EX-99.1

Old Point Financial Corporation Announces Quarterly Dividend

Exhibit 99.1 FOR IMMEDIATE RELEASE Old Point Financial Corporation Announces Quarterly Dividend HAMPTON, Va., May 22, 2024 (PRNewswire) – Old Point Financial Corporation declared a quarterly cash dividend of $0.14 per share on its common stock to be paid on June 28, 2024 to shareholders of record as of June 5, 2024. The dividend amount is the same as the prior quarter’s dividend and based on the s

May 22, 2024 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 21, 2024 OLD POINT FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-12896 54-1265373 (State or other jurisdiction of incorporation) (Commi

May 14, 2024 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2024 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 000-12896 OLD POINT

April 30, 2024 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 29, 2024 OLD POINT FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-12896 54-1265373 (State or other jurisdiction of incorporation) (Com

April 30, 2024 EX-99.1

Old Point Releases First Quarter 2024 Results

Exhibit 99.1 Old Point Releases First Quarter 2024 Results Hampton, VA, April 30, 2024 (PRNewswire) – Old Point Financial Corporation (the “Company” or “Old Point”) (NASDAQ "OPOF") reported net income of $1.7 million and diluted earnings per common share of $0.34 for the first quarter of 2024 compared to net income of $1.5 million and diluted earnings per common share of $0.29 for the fourth quart

April 23, 2024 8-K/A

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K/A (Amendment No. 1) CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 21, 2024 OLD POINT FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-12896 54-1265373 (State or other jurisdiction of

April 17, 2024 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☒ Definitive Proxy State

April 17, 2024 DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☐ Definitive Proxy State

April 1, 2024 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2023 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 000-12896 OLD POINT FINAN

April 1, 2024 EX-97

CLAWBACK POLICY

Exhibit 97 CLAWBACK POLICY The Board of Directors (the “Board”) of Old Point Financial Corporation (the “Company”) has adopted the following Clawback Policy (this “Policy”) on November 21, 2023, effective as of October 2, 2023 (the “Effective Date”).

March 27, 2024 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 21, 2024 OLD POINT FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-12896 54-1265373 (State or other jurisdiction of incorporation) (Com

February 21, 2024 EX-99.1

Old Point Financial Corporation Announces Quarterly Dividend

Exhibit 99.1 FOR IMMEDIATE RELEASE Old Point Financial Corporation Announces Quarterly Dividend HAMPTON, Va., February 21, 2024 (PRNewswire) – Old Point Financial Corporation declared a quarterly cash dividend of $0.14 per share on its common stock to be paid on March 29, 2024 to shareholders of record as of March 6, 2024. The dividend amount is the same as the prior quarter’s dividend and based o

February 21, 2024 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 20, 2024 OLD POINT FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-12896 54-1265373 (State or other jurisdiction of incorporation) (

February 7, 2024 SC 13G/A

OPOF / Old Point Financial Corporation / FJ Capital Management LLC Passive Investment

SC 13G/A 1 eps11128opof.htm UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 7) * Old Point Financial (OPOF) (Name of Issuer) Common Stock (Title of Class of Securities) 680194107 (CUSIP Number) 12/31/2023 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the ru

January 31, 2024 EX-99.1

Old Point Releases Fourth Quarter and Full Year 2023 Results

Exhibit 99.1 Old Point Releases Fourth Quarter and Full Year 2023 Results Hampton, VA, January 30, 2024 (PRNewswire) – Old Point Financial Corporation (the “Company” or “Old Point”) (NASDAQ "OPOF") reported net income of $1.5 million and diluted earnings per common share of $0.29 for the fourth quarter of 2023, compared to net income of $2.6 million and diluted earnings per common share of $0.53 f

January 31, 2024 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 30, 2024 OLD POINT FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-12896 54-1265373 (State or other jurisdiction of incorporation) (C

December 26, 2023 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 19, 2023 OLD POINT FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-12896 54-1265373 (State or other jurisdiction of incorporation) (

December 26, 2023 EX-99.1

OLD POINT FINANCIAL CORPORATION ANNOUNCES RETIREMENT OF DR. ARTHUR D. GREENE FROM BOARD OF DIRECTORS

Exhibit 99.1 OLD POINT FINANCIAL CORPORATION ANNOUNCES RETIREMENT OF DR. ARTHUR D. GREENE FROM BOARD OF DIRECTORS Hampton, Va., December 26, 2023 (PRNewswire) – Old Point Financial Corporation (the Company) announced that Dr. Arthur D. Greene is retiring from the Boards of Directors of the Company and its wholly-owned subsidiaries, The Old Point National Bank of Phoebus (the Bank) and Old Point Tr

December 21, 2023 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 15, 2023 OLD POINT FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-12896 54-1265373 (State or other jurisdiction of incorporation) (

December 21, 2023 EX-10.2

Exhibit 10.2

Exhibit 10.2 AMENDMENT TO THE EMPLOYMENT AGREEMENT This AMENDMENT TO THE EMPLOYMENT AGREEMENT by and between Old Point Financial Corporation (the “Holding Company”) and The Old Point National Bank of Phoebus (the “Bank”) (the Holding Company and the Bank are collectively referred to herein as “Old Point”) and Joseph R. Witt (hereinafter referred to as “Executive”) is made this 15th day of December

December 21, 2023 EX-10.3

Exhibit 10.3

Exhibit 10.3 CHANGE OF CONTROL SEVERANCE AGREEMENT THIS CHANGE OF CONTROL SEVERANCE AGREEMENT (the “Agreement”), effective this 15th day of December, 2023, by and between The Old Point National Bank of Phoebus (the “Bank”) and Paul M. Pickett (“Employee”). W I T N E S S E T H: WHEREAS, Employee is a valuable employee of the Bank; WHEREAS, the Bank wishes to encourage Employee to continue Employee’

December 21, 2023 EX-10.1

Exhibit 10.1

Exhibit 10.1 AMENDMENT TO THE EMPLOYMENT AGREEMENT This AMENDMENT TO THE EMPLOYMENT AGREEMENT by and between Old Point Financial Corporation (the “Holding Company”) and The Old Point National Bank of Phoebus (the “Bank”) (the Holding Company and the Bank are collectively referred to herein as “Old Point”) and Robert F. Shuford, Jr. (hereinafter referred to as “Executive”) is made this 15th day of

November 22, 2023 EX-99.1

Old Point Financial Corporation Declares Quarterly Dividend

Exhibit 99.1 FOR IMMEDIATE RELEASE Old Point Financial Corporation Declares Quarterly Dividend HAMPTON, Va., November 22, 2023 (PRNewswire) – Old Point Financial Corporation declared a quarterly cash dividend of $0.14 per share on its common stock to be paid on December 29, 2023 to shareholders of record as of December 6, 2023. This dividend amount is the same as the prior quarter’s dividend and b

November 22, 2023 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 21, 2023 OLD POINT FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-12896 54-1265373 (State or other jurisdiction of incorporation) (

November 13, 2023 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2023 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 000-12896 OLD P

October 26, 2023 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 26, 2023 OLD POINT FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-12896 54-1265373 (State or other jurisdiction of incorporation) (C

October 26, 2023 EX-99.1

Old Point Releases Third Quarter 2023 Results

Exhibit 99.1 Old Point Releases Third Quarter 2023 Results Hampton, VA, October 26, 2023 (PRNewswire) – Old Point Financial Corporation (the Company or Old Point) (NASDAQ "OPOF") reported net income of $1.4 million and earnings per diluted common share of $0.27 for the third quarter of 2023 compared to net income of $2.5 million and earnings per diluted common share of $0.51 for the third quarter

October 18, 2023 8-K

Regulation FD Disclosure, Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 18, 2023 OLD POINT FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-12896 54-1265373 (State or other jurisdiction of incorporation) (C

October 18, 2023 EX-99.1

OLD POINT ANNOUNCES APPOINTMENT OF PAUL M. PICKETT AS CHIEF FINANCIAL OFFICER

Exhibit 99.1 OLD POINT ANNOUNCES APPOINTMENT OF PAUL M. PICKETT AS CHIEF FINANCIAL OFFICER Hampton, Va., October 18, 2023 (PR NEWSWIRE) – Paul M. Pickett has been appointed Senior Vice President and Chief Financial Officer of Old Point Financial Corporation (NASDAQ: OPOF) and Executive Vice President and Chief Financial Officer of Old Point National Bank effective October 24, 2023. Mr. Pickett mos

September 6, 2023 8-K/A

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K/A (Amendment No. 1) CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 5, 2023 OLD POINT FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-12896 54-1265373 (State or other jurisdiction of i

August 16, 2023 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 15, 2023 OLD POINT FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-12896 54-1265373 (State or other jurisdiction of incorporation) (Co

August 16, 2023 EX-99.1

Old Point Financial Corporation Declares Quarterly Dividend

Exhibit 99.1 FOR IMMEDIATE RELEASE Old Point Financial Corporation Declares Quarterly Dividend HAMPTON, Va., August 16, 2023 (PRNewswire) – Old Point Financial Corporation declared a quarterly cash dividend of $0.14 per share on its common stock to be paid on September 29, 2023 to shareholders of record as of September 6, 2023. This dividend amount is the same as the prior quarter’s dividend and b

August 14, 2023 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2023 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 000-12896 OLD POINT

August 9, 2023 SC 13D/A

OPOF / Old Point Financial Corp. / SOUTHERN BANCSHARES NC INC - SC 13D/A Activist Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D/A Amendment No. 1 Under the Securities Exchange Act of 1934 OLD POINT FINANCIAL CORPORATION (Name of Issuer) Common Stock, $5.00 par value (Title of Class of Securities) 680194107 (CUSIP Number) Drew M. Covert Chairman of the Board and Chief Executive Officer Southern BancShares (N.C.), Inc. 116 East Main Street M

July 27, 2023 EX-99.1

Old Point Releases Second Quarter 2023 Results

Exhibit 99.1 Old Point Releases Second Quarter 2023 Results Hampton, VA, July 27, 2023 (PRNewswire) – Old Point Financial Corporation (the Company or Old Point) (NASDAQ "OPOF") reported net income of $1.8 million and earnings per diluted common share of $0.36 for the second quarter of 2023 compared to net income of $1.9 million and earnings per diluted common share of $0.37 for the second quarter

July 27, 2023 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 27, 2023 OLD POINT FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-12896 54-1265373 (State or other jurisdiction of incorporation) (Comm

July 7, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 5, 2023 OLD POINT FINANCIAL

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 5, 2023 OLD POINT FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-12896 54-1265373 (State or other jurisdiction of incorporation) (Commi

May 25, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 23, 2023 OLD POINT FINANCIAL

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 23, 2023 OLD POINT FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-12896 54-1265373 (State or other jurisdiction of incorporation) (Commi

May 17, 2023 EX-99.1

Old Point Financial Corporation Declares Quarterly Dividend

Exhibit 99.1 FOR IMMEDIATE RELEASE Old Point Financial Corporation Declares Quarterly Dividend HAMPTON, Va., May 17, 2023 (PRNewswire) – Old Point Financial Corporation declared a quarterly cash dividend of $0.14 per share on its common stock to be paid on June 30, 2023 to shareholders of record as of June 7, 2023. This dividend amount is the same as the prior quarter’s dividend and based on the s

May 17, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 17, 2023 OLD POINT FINANCIAL

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 17, 2023 OLD POINT FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-12896 54-1265373 (State or other jurisdiction of incorporation) (Commi

May 15, 2023 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2023 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 000-12896 OLD POINT

April 28, 2023 EX-99.1

Old Point Releases First Quarter 2023 Results

Exhibit 99.1 Old Point Releases First Quarter 2023 Results Hampton, VA, April 27, 2023 (PRNewswire) – Old Point Financial Corporation (the Company or Old Point) (NASDAQ "OPOF") reported net income of $3.1 million and earnings per diluted common share of $0.62 for the first quarter of 2023 compared to net income of $2.0 million and earnings per diluted common share of $0.39 for the first quarter of

April 28, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 27, 2023 OLD POINT FINANCIA

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 27, 2023 OLD POINT FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-12896 54-1265373 (State or other jurisdiction of incorporation) (Com

April 13, 2023 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☒ Definitive Proxy State

April 13, 2023 DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

DEFA14A 1 brhc20051383defa14a.htm DEFA14A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by

March 31, 2023 EX-10.34

LIFE INSURANCE ENDORSEMENT METHOD SPLIT DOLLAR PLAN

Exhibit 10.34 LIFE INSURANCE ENDORSEMENT METHOD SPLIT DOLLAR PLAN AGREEMENT Insurer: The Northwestern Mutual Life Insurance Company Policy Number: Insurer: Massachusetts Mutual Life Insurance Company Policy Number: Bank: The Old Point National Bank of Phoebus Insured: Relationship of Insured to Bank: Executive The respective rights and duties of the Bank and the Insured in the above-referenced pol

March 31, 2023 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2022 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 000-12896 OLD POINT FINAN

February 22, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 22, 2023 OLD POINT FINAN

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 22, 2023 OLD POINT FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-12896 54-1265373 (State or other jurisdiction of incorporation) (

February 22, 2023 EX-99.1

Old Point Financial Corporation Announces Increase in Quarterly Dividend

Exhibit 99.1 FOR IMMEDIATE RELEASE Old Point Financial Corporation Announces Increase in Quarterly Dividend HAMPTON, Va., February 22, 2023 (PRNewswire) – Old Point Financial Corporation declared a quarterly cash dividend of $0.14 per share on its common stock to be paid on March 31, 2023 to shareholders of record as of March 8, 2023. This dividend represents a $0.01 per share increase, or 7.7%, f

February 17, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 13, 2023 OLD POINT FINAN

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 13, 2023 OLD POINT FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-12896 54-1265373 (State or other jurisdiction of incorporation) (

February 17, 2023 EX-99.1

OLD POINT FINANCIAL CORPORATION ANNOUNCES RETIREMENT OF RUSSELL SMITH EVANS, JR. FROM BOARD OF DIRECTORS

Exhibit 99.1 OLD POINT FINANCIAL CORPORATION ANNOUNCES RETIREMENT OF RUSSELL SMITH EVANS, JR. FROM BOARD OF DIRECTORS Hampton, Va., February 17, 2023 (PRNewswire) – Old Point Financial Corporation (the Company) announced that Russell Smith Evans, Jr. has decided to retire from the Boards of Directors of the Company and its wholly-owned national bank subsidiary, The Old Point National Bank of Phoeb

February 8, 2023 SC 13G/A

OPOF / Old Point Financial Corporation / FJ Capital Management LLC Passive Investment

SC 13G/A 1 eps10615opof.htm UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 6) * Old Point Financial (OPOF) (Name of Issuer) Common Stock (Title of Class of Securities) 680194107 (CUSIP Number) 12/31/2022 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the ru

January 30, 2023 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 26, 2023 OLD POINT FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-12896 54-1265373 (State or other jurisdiction of incorporation) (C

January 30, 2023 EX-99.1

Old Point Releases Fourth Quarter and Full Year 2022 Results

Exhibit 99.1 Old Point Releases Fourth Quarter and Full Year 2022 Results Hampton, VA, January 26, 2023 (PRNewswire) – Old Point Financial Corporation (the Company or Old Point) (NASDAQ “OPOF”) reported net income of $2.6 million and earnings per diluted common share of $0.53 for the fourth quarter of 2022 compared to net income of $1.7 million and earnings per diluted common share of $0.32 for th

November 17, 2022 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 17, 2022 OLD POINT FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-12896 54-1265373 (State or other jurisdiction of incorporation) (

November 17, 2022 EX-99.1

Old Point Financial Corporation Declares Quarterly Dividend

Exhibit 99.1 FOR IMMEDIATE RELEASE Old Point Financial Corporation Declares Quarterly Dividend HAMPTON, Va., November 17, 2022 (PRNewswire) ? Old Point Financial Corporation declared a quarterly cash dividend of $0.13 per share on its common stock to be paid on December 30, 2022 to shareholders of record as of December 7, 2022. The dividend amount is the same as the prior quarter?s dividend and ba

November 14, 2022 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2022 or ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 000-12896 OLD P

October 28, 2022 EX-99.1

Old Point Releases Third Quarter 2022 Results

Exhibit 99.1 Old Point Releases Third Quarter 2022 Results Hampton, VA, October 27, 2022 (PRNewswire) – Old Point Financial Corporation (the Company or Old Point) (NASDAQ "OPOF") reported net income of $2.5 million and earnings per diluted common share of $0.51 for the third quarter of 2022 compared to net income of $1.9 million and earnings per diluted common share of $0.36 for the third quarter

October 28, 2022 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 27, 2022 OLD POINT FINANC

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 27, 2022 OLD POINT FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-12896 54-1265373 (State or other jurisdiction of incorporation) (C

August 17, 2022 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 17, 2022 OLD POINT FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-12896 54-1265373 (State or other jurisdiction of incorporation) (Co

August 17, 2022 EX-99.1

Old Point Financial Corporation Declares Quarterly Dividend

Exhibit 99.1 FOR IMMEDIATE RELEASE Old Point Financial Corporation Declares Quarterly Dividend HAMPTON, Va., August 17, 2022 (PRNewswire) ? Old Point Financial Corporation declared a quarterly cash dividend of $0.13 per share on its common stock to be paid on September 30, 2022 to shareholders of record as of September 7, 2022. The dividend amount is the same as the prior quarter?s dividend and ba

August 15, 2022 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2022 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 000-12896 OLD POINT

July 27, 2022 EX-99.1

Old Point Releases Second Quarter 2022 Results

Exhibit 99.1 Old Point Releases Second Quarter 2022 Results Hampton, VA, July 26, 2022 (PRNewswire) ? Old Point Financial Corporation (the Company or Old Point) (NASDAQ "OPOF") reported net income of $1.9 million and earnings per diluted common share of $0.37 for the second quarter of 2022 compared to net income of $1.8 million and earnings per diluted common share of $0.35 for the second quarter

July 27, 2022 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 26, 2022 OLD POINT FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-12896 54-1265373 (State or other jurisdiction of incorporation) (Comm

June 10, 2022 8-K/A

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K/A CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 27, 2022 OLD POINT FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-12896 54-1265373 (State or other jurisdiction of incorporation) (C

May 26, 2022 8-K

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 24, 2022 OLD POINT FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-12896 54-1265373 (State or other jurisdiction of incorporation) (Commi

May 18, 2022 EX-99.1

Old Point Financial Corporation Declares Quarterly Dividend

Exhibit 99.1 FOR IMMEDIATE RELEASE Old Point Financial Corporation Declares Quarterly Dividend HAMPTON, Va., May 18, 2022 (PRNewswire) ? Old Point Financial Corporation declared a quarterly cash dividend of $0.13 per share on its common stock to be paid on June 24, 2022 to shareholders of record as of June 1, 2022. The dividend amount is the same as the prior quarter?s dividend and based on the st

May 18, 2022 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 18, 2022 OLD POINT FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-12896 54-1265373 (State or other jurisdiction of incorporation) (Commi

May 16, 2022 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2022 or ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 000-12896 OLD POINT

May 12, 2022 SC 13D

OPOF / Old Point Financial Corporation / SOUTHERN BANCSHARES NC INC - SC 13D Activist Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D Under the Securities Exchange Act of 1934 OLD POINT FINANCIAL CORPORATION (Name of Issuer) Common Stock, $5.00 par value (Title of Class of Securities) 680194107 (CUSIP Number) Drew M. Covert Chairman of the Board and Chief Executive Officer Southern BancShares (N.C.), Inc. 116 East Main Street Mount Olive, North

May 5, 2022 EX-24

EX-24

EX-24 2 doc1.txt POWER OF ATTORNEY (PUBLIC): POWER OF ATTORNEY Power of Attorney I, Robert F. Shuford, Jr., do hereby constitute and appoint Elizabeth T. Beale and Sherry W. Banks, my true and lawful attorneys-in-fact, any of whom acting singly is hereby authorized, for me and in my name and on my behalf as a director, officer and/or shareholder of Old Point Financial Corporation, to (i) prepare,

May 3, 2022 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 27, 2022 OLD POINT FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-12896 54-1265373 (State or other jurisdiction of incorporation) (Com

April 29, 2022 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 29, 2022 OLD POINT FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-12896 54-1265373 (State or other jurisdiction of incorporation) (Com

April 29, 2022 EX-99.1

Old Point Releases First Quarter 2022 Results

Exhibit 99.1 Old Point Releases First Quarter 2022 Results Hampton, VA, April 28, 2022 (PRNewswire) ? Old Point Financial Corporation (the Company or Old Point) (NASDAQ "OPOF") reported net income of $2.0 million and earnings per diluted common share of $0.39 for the first quarter of 2022 compared to net income of $3.0 million and earnings per diluted common share of $0.58 for the first quarter of

April 14, 2022 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ? Filed by a Party other than the Registrant ? Check the appropriate box: ? Preliminary Proxy Statement ? Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ? Definitive Proxy State

April 14, 2022 DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ? Filed by a Party other than the Registrant ? Check the appropriate box: ? Preliminary Proxy Statement ? Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ? Definitive Proxy State

March 31, 2022 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ? ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2021 or ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 000-12896 OLD POINT FINAN

March 25, 2022 SC 13D/A

OPOF / Old Point Financial Corporation / PL Capital Advisors, LLC Activist Investment

CUSIP No. 680194107 Page 1 of 8 Pages UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D/A Amendment No. 8 Under the Securities Exchange Act of 1934 OLD POINT FINANCIAL CORPORATION (Name of Issuer) Common Stock, $5.00 par value (Title of Class of Securities) 680194107 (CUSIP Number) Mr. John W. Palmer PL Capital Advisors, LLC 750 Eleventh Street South Suite 202 Na

March 25, 2022 SC 13D/A

OPOF / Old Point Financial Corporation / PL Capital Advisors, LLC Activist Investment

CUSIP No. 680194107 Page 1 of 8 Pages UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D/A Amendment No. 8 Under the Securities Exchange Act of 1934 OLD POINT FINANCIAL CORPORATION (Name of Issuer) Common Stock, $5.00 par value (Title of Class of Securities) 680194107 (CUSIP Number) Mr. John W. Palmer PL Capital Advisors, LLC 750 Eleventh Street South Suite 202 Na

March 21, 2022 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 15, 2022 OLD POINT FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-12896 54-1265373 (State or other jurisdiction of incorporation) (Com

March 21, 2022 EX-99.1

SARAH BOYCE GOLDEN APPOINTED TO OLD POINT BOARD OF DIRECTORS

Exhibit 99.1 SARAH BOYCE GOLDEN APPOINTED TO OLD POINT BOARD OF DIRECTORS Hampton, Va., March 21, 2022 (PR NEWSWIRE) ? Old Point is pleased to announce that Sarah Boyce Golden has been appointed to the Board of Directors for Old Point Financial Corporation (the Company or Old Point) (Nasdaq: OPOF) and Old Point National Bank (the Bank). Ms. Golden is the President and Chief Administrative Officer

February 17, 2022 EX-99.1

Old Point Financial Corporation Declares Quarterly Dividend

Exhibit 99.1 FOR IMMEDIATE RELEASE Old Point Financial Corporation Declares Quarterly Dividend HAMPTON, Va., February 16, 2022 (PRNewswire) ? Old Point Financial Corporation declared a quarterly cash dividend of $0.13 per share on its common stock to be paid on March 25, 2022 to shareholders of record as of March 2, 2022. The dividend amount is the same as the prior quarter?s dividend and based on

February 17, 2022 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 15, 2022 OLD POINT FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-12896 54-1265373 (State or other jurisdiction of incorporation) (

January 31, 2022 SC 13D/A

OPOF / Old Point Financial Corporation / PL Capital Advisors, LLC Activist Investment

CUSIP No. 680194107 Page 1 of 8 Pages UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D/A Amendment No. 7 Under the Securities Exchange Act of 1934 OLD POINT FINANCIAL CORPORATION (Name of Issuer) Common Stock, $5.00 par value (Title of Class of Securities) 680194107 (CUSIP Number) Mr. John W. Palmer PL Capital Advisors, LLC 750 Eleventh Street South Suite 202 Na

January 28, 2022 EX-99.1

Old Point Releases Fourth Quarter and Full Year 2021 Results

Exhibit 99.1 Old Point Releases Fourth Quarter and Full Year 2021 Results Hampton, VA, January 27, 2022 (PRNewswire) ? Old Point Financial Corporation (the Company or Old Point) (NASDAQ "OPOF") reported net income of $1.7 million and earnings per diluted common share of $0.32 for the quarter ended December 31, 2021, as compared to net income of $545 thousand and earnings per diluted common share o

January 28, 2022 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 27, 2022 OLD POINT FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-12896 54-1265373 (State or other jurisdiction of incorporation) (C

November 17, 2021 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 16, 2021 OLD POINT FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-12896 54-1265373 (State or other jurisdiction of incorporation) (

November 17, 2021 EX-99.1

Old Point Financial Corporation Declares Quarterly Dividend

Exhibit 99.1 FOR IMMEDIATE RELEASE Old Point Financial Corporation Declares Quarterly Dividend HAMPTON, Va., November 17, 2021 (PRNewswire) ? Old Point Financial Corporation declared a quarterly cash dividend of $0.13 per share on its common stock to be paid on December 30, 2021 to shareholders of record as of December 1, 2021. The dividend amount is the same as the prior quarter?s dividend and ba

November 15, 2021 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2021 or ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 000-12896 OLD P

October 27, 2021 EX-99.1

Old Point Releases Third Quarter 2021 Results and Announces Share Repurchase Program

Exhibit 99.1 Old Point Releases Third Quarter 2021 Results and Announces Share Repurchase Program Hampton, VA, October 26, 2021 (PRNewswire) ? Old Point Financial Corporation (the Company or Old Point) (NASDAQ "OPOF") reported net income of $1.9 million and earnings per diluted common share of $0.36 for the quarter ended September 30, 2021, as compared to net income of $1.1 million and earnings pe

October 27, 2021 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 26, 2021 OLD POINT FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-12896 54-1265373 (State or other jurisdiction of incorporation) (C

September 17, 2021 8-K/A

Regulation FD Disclosure, Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K/A (Amendment No. 1) CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 20, 2021 OLD POINT FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-12896 54-1265373 (State or other jurisdiction of

September 17, 2021 EX-99.1

OLD POINT ANNOUNCES NEW TRUST PRESIDENT & CEO

Exhibit 99.1 OLD POINT ANNOUNCES NEW TRUST PRESIDENT & CEO Hampton, Va., September 16, 2021 (PR NEWSWIRE) ? Old Point Financial Corporation (Old Point) (Nasdaq: OPOF) is pleased to announce that A. Eric Kauders, Jr. has been appointed as President and Chief Executive Officer for Old Point Trust & Financial Services, N.A. (Old Point Trust). Mr. Kauders has over 20 years of wealth management leaders

August 18, 2021 EX-99.1

Old Point Financial Corporation Announces Increase in Quarterly Dividend

Exhibit 99.1 FOR IMMEDIATE RELEASE Old Point Financial Corporation Announces Increase in Quarterly Dividend HAMPTON, Va., August 18, 2021 (PRNewswire) ? Old Point Financial Corporation declared a quarterly cash dividend of $0.13 per share on its common stock to be paid on September 24, 2021 to shareholders of record as of September 1, 2021. This dividend represents a $0.01 per share increase, or 8

August 18, 2021 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 17, 2021 OLD POINT FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-12896 54-1265373 (State or other jurisdiction of incorporation) (Co

August 17, 2021 EX-99.4

Amendment No. 1, dated August 12, 2021, to Settlement Agreement.

AMENDMENT NO. 1 TO SETTLEMENT AGREEMENT THIS AMENDMENT NO. 1 (this ?Amendment?) to the SETTLEMENT AGREEMENT, which was entered into as of March 16, 2016 (the ?Agreement?), is made and entered into as of August 12, 2021, by and among (a) Old Point Financial Corporation, a Virginia corporation (the ?Company?); (b) Financial Edge Fund, L.P., a Delaware limited partnership, Financial Edge-Strategic Fu

August 17, 2021 EX-99.4

Amendment No. 1, dated August 12, 2021, to Settlement Agreement.

AMENDMENT NO. 1 TO SETTLEMENT AGREEMENT THIS AMENDMENT NO. 1 (this ?Amendment?) to the SETTLEMENT AGREEMENT, which was entered into as of March 16, 2016 (the ?Agreement?), is made and entered into as of August 12, 2021, by and among (a) Old Point Financial Corporation, a Virginia corporation (the ?Company?); (b) Financial Edge Fund, L.P., a Delaware limited partnership, Financial Edge-Strategic Fu

August 17, 2021 SC 13D/A

OPOF / Old Point Financial Corporation / PL Capital Advisors, LLC Activist Investment

CUSIP No. 680194107 Page 1 of 8 Pages UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D/A Amendment No. 6 Under the Securities Exchange Act of 1934 OLD POINT FINANCIAL CORPORATION (Name of Issuer) Common Stock, $5.00 par value (Title of Class of Securities) 680194107 (CUSIP Number) Mr. John W. Palmer PL Capital Advisors, LLC 750 Eleventh Street South Suite 202 Na

August 16, 2021 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2021 or ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 000-12896 OLD POINT

August 16, 2021 EX-10.14.1

AMENDMENT NO. 1 TO SETTLEMENT AGREEMENT

Exhibit 10.14.1 AMENDMENT NO. 1 TO SETTLEMENT AGREEMENT THIS AMENDMENT NO. 1 (this ?Amendment?) to the SETTLEMENT AGREEMENT, which was entered into as of March 16, 2016 (the ?Agreement?), is made and entered into as of August 12, 2021, by and among (a) Old Point Financial Corporation, a Virginia corporation (the ?Company?); (b) Financial Edge Fund, L.P., a Delaware limited partnership, Financial E

July 27, 2021 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 27, 2021 OLD POINT FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-12896 54-1265373 (State or other jurisdiction of incorporation) (Comm

July 27, 2021 EX-99.1

Old Point Releases Second Quarter 2021 Results

Exhibit 99.1 Old Point Releases Second Quarter 2021 Results Hampton, VA, July 27, 2021 (PRNewswire) ? Old Point Financial Corporation (the Company or Old Point) (NASDAQ "OPOF") reported net income of $1.8 million and earnings per diluted common share of $0.35 for the quarter ended June 30, 2021, as compared to net income of $2.5 million and earnings per diluted common share of $0.48 for the second

July 16, 2021 8-K

Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 14, 2021 OLD POINT FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-12896 54-1265373 (State or other jurisdiction of incorporation) (Comm

July 16, 2021 EX-10.1

SUBORDINATED NOTE PURCHASE AGREEMENT

Exhibit 10.1 SUBORDINATED NOTE PURCHASE AGREEMENT This SUBORDINATED NOTE PURCHASE AGREEMENT (this ?Agreement?) is dated as of July 14, 2021, and is made by and among Old Point Financial Corporation, a Virginia corporation (the ?Company?), and the purchasers of the Subordinated Notes (as defined herein) identified on the signature pages hereto (each a ?Purchaser? and collectively, the ?Purchasers?)

July 16, 2021 EX-10.1

SUBORDINATED NOTE PURCHASE AGREEMENT

Exhibit 10.1 SUBORDINATED NOTE PURCHASE AGREEMENT This SUBORDINATED NOTE PURCHASE AGREEMENT (this ?Agreement?) is dated as of July 14, 2021, and is made by and among Old Point Financial Corporation, a Virginia corporation (the ?Company?), and the purchasers of the Subordinated Notes (as defined herein) identified on the signature pages hereto (each a ?Purchaser? and collectively, the ?Purchasers?)

July 16, 2021 EX-99.1

Old Point Announces Completion of $30 Million Subordinated Notes Offering

Exhibit 99.1 FOR IMMEDIATE RELEASE Old Point Announces Completion of $30 Million Subordinated Notes Offering HAMPTON, Va., July 15, 2021 (PRNewswire) ? Old Point Financial Corporation (the Company) announced the completion of its private placement of $30 million of 3.50% Fixed to Floating Rate Subordinated Notes due 2031 (the Notes) to certain qualified institutional buyers and accredited investor

July 16, 2021 EX-99.1

Old Point Announces Completion of $30 Million Subordinated Notes Offering

Exhibit 99.1 FOR IMMEDIATE RELEASE Old Point Announces Completion of $30 Million Subordinated Notes Offering HAMPTON, Va., July 15, 2021 (PRNewswire) ? Old Point Financial Corporation (the Company) announced the completion of its private placement of $30 million of 3.50% Fixed to Floating Rate Subordinated Notes due 2031 (the Notes) to certain qualified institutional buyers and accredited investor

July 16, 2021 EX-4.1

SUBORDINATED NOTE OLD POINT FINANCIAL CORPORATION 3.50% FIXED-TO-FLOATING RATE SUBORDINATED NOTE DUE JULY 15, 2031

Exhibit 4.1 SUBORDINATED NOTE OLD POINT FINANCIAL CORPORATION 3.50% FIXED-TO-FLOATING RATE SUBORDINATED NOTE DUE JULY 15, 2031 THE INDEBTEDNESS EVIDENCED BY THIS SUBORDINATED NOTE IS SUBORDINATED AND JUNIOR IN RIGHT OF PAYMENT TO SENIOR INDEBTEDNESS (AS DEFINED IN SECTION 3 OF THIS SUBORDINATED NOTE) OF OLD POINT FINANCIAL CORPORATION (THE ?COMPANY?), INCLUDING OBLIGATIONS OF THE COMPANY TO ITS GE

July 16, 2021 EX-4.1

SUBORDINATED NOTE OLD POINT FINANCIAL CORPORATION 3.50% FIXED-TO-FLOATING RATE SUBORDINATED NOTE DUE JULY 15, 2031

Exhibit 4.1 SUBORDINATED NOTE OLD POINT FINANCIAL CORPORATION 3.50% FIXED-TO-FLOATING RATE SUBORDINATED NOTE DUE JULY 15, 2031 THE INDEBTEDNESS EVIDENCED BY THIS SUBORDINATED NOTE IS SUBORDINATED AND JUNIOR IN RIGHT OF PAYMENT TO SENIOR INDEBTEDNESS (AS DEFINED IN SECTION 3 OF THIS SUBORDINATED NOTE) OF OLD POINT FINANCIAL CORPORATION (THE ?COMPANY?), INCLUDING OBLIGATIONS OF THE COMPANY TO ITS GE

May 27, 2021 8-K

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 25, 2021 OLD POINT FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-12896 54-1265373 (State or other jurisdiction of incorporation) (Commi

May 20, 2021 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 18, 2021 OLD POINT FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-12896 54-1265373 (State or other jurisdiction of incorporation) (Commi

May 20, 2021 EX-99.1

Old Point Financial Corporation Declares Quarterly Dividend

Exhibit 99.1 FOR IMMEDIATE RELEASE Old Point Financial Corporation Declares Quarterly Dividend HAMPTON, Va., May 20, 2021 (PRNewswire) ? Old Point Financial Corporation declared a quarterly cash dividend of $0.12 per share on its common stock to be paid on June 25, 2021 to shareholders of record as of June 2, 2021. The dividend amount is the same as the prior quarter?s dividend and based on the st

May 14, 2021 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2021 or ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 000-12896 OLD POINT

April 27, 2021 EX-99.1

Old Point Releases First Quarter 2021 Results

Exhibit 99.1 Old Point Releases First Quarter 2021 Results Hampton, VA, April 27, 2021 (PRNewswire) ? Old Point Financial Corporation (the Company or Old Point) (NASDAQ "OPOF") reported net income of $3.0 million, which represents an increase of $1.8 million, or 141%, as compared to net income of $1.3 million for the first quarter of 2020. Earnings per diluted common share was $0.58 and $0.24 for

April 27, 2021 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 27, 2021 OLD POINT FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-12896 54-1265373 (State or other jurisdiction of incorporation) (Com

April 23, 2021 EX-99.1

OLD POINT TRUST PRESIDENT & CEO, EUGENE M. JORDAN II, TO TRANSITION INTO NEW ROLE AT OLD POINT

Exhibit 99.1 OLD POINT TRUST PRESIDENT & CEO, EUGENE M. JORDAN II, TO TRANSITION INTO NEW ROLE AT OLD POINT Hampton, Va., April 22, 2021 (PR NEWSWIRE) ? Old Point Financial Corporation (Old Point) (Nasdaq: OPOF) is pleased to announce that Eugene M. Jordan, II, will transition into the new role of General Counsel and Corporate Secretary for Old Point. Mr. Jordan has served as the President and CEO

April 23, 2021 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 20, 2021 OLD POINT FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-12896 54-1265373 (State or other jurisdiction of incorporation) (Com

April 23, 2021 EX-99.1

OLD POINT TRUST PRESIDENT & CEO, EUGENE M. JORDAN II, TO TRANSITION INTO NEW ROLE AT OLD POINT

Exhibit 99.1 OLD POINT TRUST PRESIDENT & CEO, EUGENE M. JORDAN II, TO TRANSITION INTO NEW ROLE AT OLD POINT Hampton, Va., April 22, 2021 (PR NEWSWIRE) ? Old Point Financial Corporation (Old Point) (Nasdaq: OPOF) is pleased to announce that Eugene M. Jordan, II, will transition into the new role of General Counsel and Corporate Secretary for Old Point. Mr. Jordan has served as the President and CEO

April 23, 2021 EX-99.1

OLD POINT TRUST PRESIDENT & CEO, EUGENE M. JORDAN II, TO TRANSITION INTO NEW ROLE AT OLD POINT

Exhibit 99.1 OLD POINT TRUST PRESIDENT & CEO, EUGENE M. JORDAN II, TO TRANSITION INTO NEW ROLE AT OLD POINT Hampton, Va., April 22, 2021 (PR NEWSWIRE) ? Old Point Financial Corporation (Old Point) (Nasdaq: OPOF) is pleased to announce that Eugene M. Jordan, II, will transition into the new role of General Counsel and Corporate Secretary for Old Point. Mr. Jordan has served as the President and CEO

April 15, 2021 DEFA14A

- DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ? Filed by a Party other than the Registrant ? Check the appropriate box: ? Preliminary Proxy Statement ? Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ? Definitive Proxy State

April 15, 2021 DEF 14A

- DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ? Filed by a Party other than the Registrant ? Check the appropriate box: ? Preliminary Proxy Statement ? Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ? Definitive Proxy State

March 30, 2021 10-K

Annual Report - 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ? ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2020 or ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 000-12896 OLD POINT FINAN

March 18, 2021 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 15, 2021 OLD POINT FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-12896 54-1265373 (State or other jurisdiction of incorporation) (Com

February 18, 2021 EX-99.1

Old Point Financial Corporation Declares Quarterly Dividend

Exhibit 99.1 FOR IMMEDIATE RELEASE Old Point Financial Corporation Declares Quarterly Dividend HAMPTON, Va., February 17, 2021 (PRNewswire) – Old Point Financial Corporation declared a quarterly cash dividend of $0.12 per share on its common stock to be paid on March 26, 2021 to shareholders of record as of March 3, 2021. The dividend amount is the same as the prior quarter’s dividend and based on

February 18, 2021 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 17, 2021 OLD POINT FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-12896 54-1265373 (State or other jurisdiction of incorporation) (

February 18, 2021 EX-99.1

Old Point Financial Corporation Declares Quarterly Dividend

Exhibit 99.1 FOR IMMEDIATE RELEASE Old Point Financial Corporation Declares Quarterly Dividend HAMPTON, Va., February 17, 2021 (PRNewswire) – Old Point Financial Corporation declared a quarterly cash dividend of $0.12 per share on its common stock to be paid on March 26, 2021 to shareholders of record as of March 3, 2021. The dividend amount is the same as the prior quarter’s dividend and based on

February 18, 2021 EX-99.1

Old Point Financial Corporation Declares Quarterly Dividend

Exhibit 99.1 FOR IMMEDIATE RELEASE Old Point Financial Corporation Declares Quarterly Dividend HAMPTON, Va., February 17, 2021 (PRNewswire) – Old Point Financial Corporation declared a quarterly cash dividend of $0.12 per share on its common stock to be paid on March 26, 2021 to shareholders of record as of March 3, 2021. The dividend amount is the same as the prior quarter’s dividend and based on

February 10, 2021 SC 13G/A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 5) *

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 5) * Old Point Financial (OPOF) (Name of Issuer) Common Stock (Title of Class of Securities) 680194107 (CUSIP Number) 12/31/2020 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which this Sc

January 28, 2021 EX-99.1

Old Point Releases Fourth Quarter and Full Year 2020 Results

Exhibit 99.1 Old Point Releases Fourth Quarter and Full Year 2020 Results Hampton, VA, January 27, 2021 (PRNewswire) – Old Point Financial Corporation (the Company or Old Point) (NASDAQ "OPOF") reported net income of $545 thousand and earnings per diluted common share of $0.10 for the quarter ended December 31, 2020, as compared to net income of $2.0 million or $0.38 earnings per diluted common sh

January 28, 2021 EX-99.1

Old Point Releases Fourth Quarter and Full Year 2020 Results

Exhibit 99.1 Old Point Releases Fourth Quarter and Full Year 2020 Results Hampton, VA, January 27, 2021 (PRNewswire) – Old Point Financial Corporation (the Company or Old Point) (NASDAQ "OPOF") reported net income of $545 thousand and earnings per diluted common share of $0.10 for the quarter ended December 31, 2020, as compared to net income of $2.0 million or $0.38 earnings per diluted common sh

January 28, 2021 EX-99.1

Old Point Releases Fourth Quarter and Full Year 2020 Results

Exhibit 99.1 Old Point Releases Fourth Quarter and Full Year 2020 Results Hampton, VA, January 27, 2021 (PRNewswire) – Old Point Financial Corporation (the Company or Old Point) (NASDAQ "OPOF") reported net income of $545 thousand and earnings per diluted common share of $0.10 for the quarter ended December 31, 2020, as compared to net income of $2.0 million or $0.38 earnings per diluted common sh

January 28, 2021 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 27, 2021 OLD POINT FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-12896 54-1265373 (State or other jurisdiction of incorporation) (C

January 22, 2021 EX-99.1

Old Point Announces Branch Optimization and Expense Reduction Initiatives

Exhibit 99.1 FOR IMMEDIATE RELEASE Old Point Announces Branch Optimization and Expense Reduction Initiatives HAMPTON, Va., January 21, 2020 (PRNewswire) – Old Point Financial Corporation (the Company) plans to optimize its branch network as part of its ongoing efforts to accommodate changing customer behaviors and improve operating efficiencies. The Company fully executed the previously disclosed

January 22, 2021 EX-99.1

Old Point Announces Branch Optimization and Expense Reduction Initiatives

Exhibit 99.1 FOR IMMEDIATE RELEASE Old Point Announces Branch Optimization and Expense Reduction Initiatives HAMPTON, Va., January 21, 2020 (PRNewswire) – Old Point Financial Corporation (the Company) plans to optimize its branch network as part of its ongoing efforts to accommodate changing customer behaviors and improve operating efficiencies. The Company fully executed the previously disclosed

January 22, 2021 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 21, 2021 OLD POINT FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-12896 54-1265373 (State or other jurisdiction of incorporation) (C

January 22, 2021 EX-99.1

Old Point Announces Branch Optimization and Expense Reduction Initiatives

Exhibit 99.1 FOR IMMEDIATE RELEASE Old Point Announces Branch Optimization and Expense Reduction Initiatives HAMPTON, Va., January 21, 2020 (PRNewswire) – Old Point Financial Corporation (the Company) plans to optimize its branch network as part of its ongoing efforts to accommodate changing customer behaviors and improve operating efficiencies. The Company fully executed the previously disclosed

January 19, 2021 SC 13D/A

CUSIP No. 680194107 Page 1 of 8 Pages UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D/A Amendment No. 5 Under the Securities Exchange Act of 1934 OLD POINT FINANCIAL CORPORATION (Name of Issuer) Common Stock, $5.0

CUSIP No. 680194107 Page 1 of 8 Pages UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D/A Amendment No. 5 Under the Securities Exchange Act of 1934 OLD POINT FINANCIAL CORPORATION (Name of Issuer) Common Stock, $5.00 par value (Title of Class of Securities) 680194107 (CUSIP Number) Mr. John W. Palmer PL Capital Advisors, LLC 750 Eleventh Street South Suite 202 Na

November 19, 2020 EX-99.1

Old Point Financial Corporation Declares Quarterly Dividend

Exhibit 99.1 FOR IMMEDIATE RELEASE Old Point Financial Corporation Declares Quarterly Dividend HAMPTON, Va., November 18, 2020 (PRNewswire) – Old Point Financial Corporation declared a quarterly cash dividend of $0.12 per share on its common stock to be paid on December 28, 2020 to shareholders of record as of December 2, 2020. The dividend amount is the same as the prior quarter’s dividend and ba

November 19, 2020 EX-99.1

Old Point Financial Corporation Declares Quarterly Dividend

Exhibit 99.1 FOR IMMEDIATE RELEASE Old Point Financial Corporation Declares Quarterly Dividend HAMPTON, Va., November 18, 2020 (PRNewswire) – Old Point Financial Corporation declared a quarterly cash dividend of $0.12 per share on its common stock to be paid on December 28, 2020 to shareholders of record as of December 2, 2020. The dividend amount is the same as the prior quarter’s dividend and ba

November 19, 2020 EX-99.1

Old Point Financial Corporation Declares Quarterly Dividend

Exhibit 99.1 FOR IMMEDIATE RELEASE Old Point Financial Corporation Declares Quarterly Dividend HAMPTON, Va., November 18, 2020 (PRNewswire) – Old Point Financial Corporation declared a quarterly cash dividend of $0.12 per share on its common stock to be paid on December 28, 2020 to shareholders of record as of December 2, 2020. The dividend amount is the same as the prior quarter’s dividend and ba

November 19, 2020 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 17, 2020 OLD POINT FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-12896 54-1265373 (State or other jurisdiction of incorporation) (

November 9, 2020 10-Q

Quarterly Report - 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2020 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 000-12896 OLD P

October 27, 2020 EX-99.1

Old Point Releases Third Quarter 2020 Results

Exhibit 99.1 Old Point Releases Third Quarter 2020 Results Hampton, VA, October 26, 2020 (PRNewswire) – Old Point Financial Corporation (the Company or Old Point) (NASDAQ "OPOF") reported net income of $1.1 million and earnings per diluted common share of $0.21 for the quarter ended September 30, 2020, as compared to net income of $2.2 million or $0.43 earnings per diluted common share for the thi

October 27, 2020 EX-99.1

Old Point Releases Third Quarter 2020 Results

Exhibit 99.1 Old Point Releases Third Quarter 2020 Results Hampton, VA, October 26, 2020 (PRNewswire) – Old Point Financial Corporation (the Company or Old Point) (NASDAQ "OPOF") reported net income of $1.1 million and earnings per diluted common share of $0.21 for the quarter ended September 30, 2020, as compared to net income of $2.2 million or $0.43 earnings per diluted common share for the thi

October 27, 2020 EX-99.1

Old Point Releases Third Quarter 2020 Results

Exhibit 99.1 Old Point Releases Third Quarter 2020 Results Hampton, VA, October 26, 2020 (PRNewswire) – Old Point Financial Corporation (the Company or Old Point) (NASDAQ "OPOF") reported net income of $1.1 million and earnings per diluted common share of $0.21 for the quarter ended September 30, 2020, as compared to net income of $2.2 million or $0.43 earnings per diluted common share for the thi

October 27, 2020 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition - 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 26, 2020 OLD POINT FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-12896 54-1265373 (State or other jurisdiction of incorporation) (C

October 27, 2020 EX-99.1

Old Point Releases Third Quarter 2020 Results

Exhibit 99.1 Old Point Releases Third Quarter 2020 Results Hampton, VA, October 26, 2020 (PRNewswire) – Old Point Financial Corporation (the Company or Old Point) (NASDAQ "OPOF") reported net income of $1.1 million and earnings per diluted common share of $0.21 for the quarter ended September 30, 2020, as compared to net income of $2.2 million or $0.43 earnings per diluted common share for the thi

August 20, 2020 EX-99.1

Old Point Financial Corporation Declares Quarterly Dividend

Exhibit 99.1 FOR IMMEDIATE RELEASE Old Point Financial Corporation Declares Quarterly Dividend HAMPTON, Va., August 20, 2020 (PRNewswire) – Old Point Financial Corporation declared a quarterly cash dividend of $0.12 per share on its common stock to be paid on September 25, 2020 to shareholders of record as of September 2, 2020. The dividend amount is the same as the prior quarter’s dividend and ba

August 20, 2020 EX-99.1

Old Point Financial Corporation Declares Quarterly Dividend

Exhibit 99.1 FOR IMMEDIATE RELEASE Old Point Financial Corporation Declares Quarterly Dividend HAMPTON, Va., August 20, 2020 (PRNewswire) – Old Point Financial Corporation declared a quarterly cash dividend of $0.12 per share on its common stock to be paid on September 25, 2020 to shareholders of record as of September 2, 2020. The dividend amount is the same as the prior quarter’s dividend and ba

August 20, 2020 EX-99.1

Old Point Financial Corporation Declares Quarterly Dividend

Exhibit 99.1 FOR IMMEDIATE RELEASE Old Point Financial Corporation Declares Quarterly Dividend HAMPTON, Va., August 20, 2020 (PRNewswire) – Old Point Financial Corporation declared a quarterly cash dividend of $0.12 per share on its common stock to be paid on September 25, 2020 to shareholders of record as of September 2, 2020. The dividend amount is the same as the prior quarter’s dividend and ba

August 20, 2020 8-K

Regulation FD Disclosure, Financial Statements and Exhibits - 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 18, 2020 OLD POINT FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-12896 54-1265373 (State or other jurisdiction of incorporation) (Co

August 20, 2020 EX-99.1

Old Point Financial Corporation Declares Quarterly Dividend

Exhibit 99.1 FOR IMMEDIATE RELEASE Old Point Financial Corporation Declares Quarterly Dividend HAMPTON, Va., August 20, 2020 (PRNewswire) – Old Point Financial Corporation declared a quarterly cash dividend of $0.12 per share on its common stock to be paid on September 25, 2020 to shareholders of record as of September 2, 2020. The dividend amount is the same as the prior quarter’s dividend and ba

August 10, 2020 EX-32.01

Certification of Chief Executive Officer and Chief Financial Officer pursuant to Section 906 of the Sarbanes-Oxley Act of 2002

Exhibit 32.1 CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350 AS ADOPTED PURSUANT TO SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002 In connection with the Quarterly Report of Old Point Financial Corporation (the “Company”) on Form 10-Q for the quarter ended June 30, 2020 as filed with the Securities and Exchange Commission on the date hereof (the “Report”), the undersigned Chief Executive Officer a

August 10, 2020 EX-32.01

Certification of Chief Executive Officer and Chief Financial Officer pursuant to Section 906 of the Sarbanes-Oxley Act of 2002

Exhibit 32.1 CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350 AS ADOPTED PURSUANT TO SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002 In connection with the Quarterly Report of Old Point Financial Corporation (the “Company”) on Form 10-Q for the quarter ended June 30, 2020 as filed with the Securities and Exchange Commission on the date hereof (the “Report”), the undersigned Chief Executive Officer a

August 10, 2020 EX-31.02

Certification of Chief Financial Officer pursuant to Section 302 of the Sarbanes-Oxley Act of 2002

Exhibit 31.2 CERTIFICATIONS I, Elizabeth T. Beale, certify that: 1. I have reviewed this quarterly report on Form 10-Q of Old Point Financial Corporation; 2. Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misle

August 10, 2020 EX-31.01

Certification of Chief Executive Officer pursuant to Section 302 of the Sarbanes-Oxley Act of 2002

Exhibit 31.1 CERTIFICATIONS I, Robert F. Shuford, Jr., certify that: 1. I have reviewed this quarterly report on Form 10-Q of Old Point Financial Corporation; 2. Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not m

August 10, 2020 EX-31.02

Certification of Chief Financial Officer pursuant to Section 302 of the Sarbanes-Oxley Act of 2002

Exhibit 31.2 CERTIFICATIONS I, Elizabeth T. Beale, certify that: 1. I have reviewed this quarterly report on Form 10-Q of Old Point Financial Corporation; 2. Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misle

August 10, 2020 10-Q

Quarterly Report - 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2020 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 000-12896 OLD POINT

August 10, 2020 EX-31.02

Certification of Chief Financial Officer pursuant to Section 302 of the Sarbanes-Oxley Act of 2002

Exhibit 31.2 CERTIFICATIONS I, Elizabeth T. Beale, certify that: 1. I have reviewed this quarterly report on Form 10-Q of Old Point Financial Corporation; 2. Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misle

August 10, 2020 EX-32.01

Certification of Chief Executive Officer and Chief Financial Officer pursuant to Section 906 of the Sarbanes-Oxley Act of 2002

Exhibit 32.1 CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350 AS ADOPTED PURSUANT TO SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002 In connection with the Quarterly Report of Old Point Financial Corporation (the “Company”) on Form 10-Q for the quarter ended June 30, 2020 as filed with the Securities and Exchange Commission on the date hereof (the “Report”), the undersigned Chief Executive Officer a

July 28, 2020 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 27, 2020 OLD POINT FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-12896 54-1265373 (State or other jurisdiction of incorporation) (Comm

July 28, 2020 EX-99.1

Old Point Releases Second Quarter 2020 Results

Exhibit 99.1 Old Point Releases Second Quarter 2020 Results Hampton, VA, July 27, 2020 (PRNewswire) – Old Point Financial Corporation (the Company or Old Point) (NASDAQ “OPOF”) reported net income of $2.5 million and earnings per diluted common share of $0.48 for the quarter ended June 30, 2020, as compared to net income of $1.6 million or $0.31 earnings per diluted common share for the second qua

June 1, 2020 8-K

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 26, 2020 OLD POINT FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-12896 54-1265373 (State or other jurisdiction of incorporation) (Commi

May 22, 2020 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 19, 2020 OLD POINT FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-12896 54-1265373 (State or other jurisdiction of incorporation) (Commi

May 22, 2020 EX-99.1

Old Point Financial Corporation Declares Quarterly Dividend

Exhibit 99.1 FOR IMMEDIATE RELEASE Old Point Financial Corporation Declares Quarterly Dividend HAMPTON, Va., May 21, 2020 (PRNewswire) – Old Point Financial Corporation declared a quarterly cash dividend of $0.12 per share on its common stock to be paid on June 26, 2020 to shareholders of record as of June 3, 2020. The dividend amount is the same as the prior quarter’s dividend and based on the st

May 11, 2020 10-Q

Quarterly Report - 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2020 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 000-12896 OLD POINT

May 7, 2020 EX-99.1

OLD POINT NATIONAL BANK SURPASSES 1,000 LOAN MILESTONE FOR PAYCHECK PROTECTION PROGRAM

Exhibit 99.1 OLD POINT NATIONAL BANK SURPASSES 1,000 LOAN MILESTONE FOR PAYCHECK PROTECTION PROGRAM HAMPTON, Va., May 6, 2020 – Old Point National Bank (Old Point) announced today that it has helped to save approximately 1,000 small businesses and over 10,000 jobs in its community of Hampton Roads, Virginia. As of May 5th, Old Point has successfully obtained Small Business Administration (SBA) app

May 7, 2020 EX-99.1

OLD POINT NATIONAL BANK SURPASSES 1,000 LOAN MILESTONE FOR PAYCHECK PROTECTION PROGRAM

Exhibit 99.1 OLD POINT NATIONAL BANK SURPASSES 1,000 LOAN MILESTONE FOR PAYCHECK PROTECTION PROGRAM HAMPTON, Va., May 6, 2020 – Old Point National Bank (Old Point) announced today that it has helped to save approximately 1,000 small businesses and over 10,000 jobs in its community of Hampton Roads, Virginia. As of May 5th, Old Point has successfully obtained Small Business Administration (SBA) app

May 7, 2020 EX-99.1

OLD POINT NATIONAL BANK SURPASSES 1,000 LOAN MILESTONE FOR PAYCHECK PROTECTION PROGRAM

Exhibit 99.1 OLD POINT NATIONAL BANK SURPASSES 1,000 LOAN MILESTONE FOR PAYCHECK PROTECTION PROGRAM HAMPTON, Va., May 6, 2020 – Old Point National Bank (Old Point) announced today that it has helped to save approximately 1,000 small businesses and over 10,000 jobs in its community of Hampton Roads, Virginia. As of May 5th, Old Point has successfully obtained Small Business Administration (SBA) app

May 7, 2020 EX-99.1

OLD POINT NATIONAL BANK SURPASSES 1,000 LOAN MILESTONE FOR PAYCHECK PROTECTION PROGRAM

Exhibit 99.1 OLD POINT NATIONAL BANK SURPASSES 1,000 LOAN MILESTONE FOR PAYCHECK PROTECTION PROGRAM HAMPTON, Va., May 6, 2020 – Old Point National Bank (Old Point) announced today that it has helped to save approximately 1,000 small businesses and over 10,000 jobs in its community of Hampton Roads, Virginia. As of May 5th, Old Point has successfully obtained Small Business Administration (SBA) app

May 7, 2020 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 6, 2020 OLD POINT FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-12896 54-1265373 (State or other jurisdiction of incorporation) (Commis

May 1, 2020 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 30, 2020 OLD POINT FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Virginia 000-12896 54-1265373 (State or other jurisdiction of incorporation) (Com

May 1, 2020 EX-99.1

Old Point Releases First Quarter 2020 Results

Exhibit 99.1 Old Point Releases First Quarter 2020 Results Hampton, VA, April 30, 2020 (PRNewswire) Old Point Financial Corporation (the Company or Old Point) (NASDAQ "OPOF") reported net income of $1.3 million and earnings per diluted common share of $0.24 for the quarter ended March 31, 2020, as compared to net income of $2.0 million or $0.39 earnings per diluted common share for the first quart

May 1, 2020 EX-99.1

Old Point Releases First Quarter 2020 Results

Exhibit 99.1 Old Point Releases First Quarter 2020 Results Hampton, VA, April 30, 2020 (PRNewswire) Old Point Financial Corporation (the Company or Old Point) (NASDAQ "OPOF") reported net income of $1.3 million and earnings per diluted common share of $0.24 for the quarter ended March 31, 2020, as compared to net income of $2.0 million or $0.39 earnings per diluted common share for the first quart

May 1, 2020 EX-99.1

Old Point Releases First Quarter 2020 Results

Exhibit 99.1 Old Point Releases First Quarter 2020 Results Hampton, VA, April 30, 2020 (PRNewswire) Old Point Financial Corporation (the Company or Old Point) (NASDAQ "OPOF") reported net income of $1.3 million and earnings per diluted common share of $0.24 for the quarter ended March 31, 2020, as compared to net income of $2.0 million or $0.39 earnings per diluted common share for the first quart

May 1, 2020 EX-99.1

Old Point Releases First Quarter 2020 Results

Exhibit 99.1 Old Point Releases First Quarter 2020 Results Hampton, VA, April 30, 2020 (PRNewswire) Old Point Financial Corporation (the Company or Old Point) (NASDAQ "OPOF") reported net income of $1.3 million and earnings per diluted common share of $0.24 for the quarter ended March 31, 2020, as compared to net income of $2.0 million or $0.39 earnings per diluted common share for the first quart

May 1, 2020 EX-99.1

Old Point Releases First Quarter 2020 Results

Exhibit 99.1 Old Point Releases First Quarter 2020 Results Hampton, VA, April 30, 2020 (PRNewswire) Old Point Financial Corporation (the Company or Old Point) (NASDAQ "OPOF") reported net income of $1.3 million and earnings per diluted common share of $0.24 for the quarter ended March 31, 2020, as compared to net income of $2.0 million or $0.39 earnings per diluted common share for the first quart

April 16, 2020 DEF 14A

OPOF / Old Point Financial Corp. DEF 14A - - DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☒ Definitive Proxy State

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