PDLB / Ponce Financial Group, Inc. - Документы SEC, Годовой отчет, Доверенное заявление

Понсе Финансовая Группа, Инк.
US ˙ NasdaqGM ˙ US7323441060

Основная статистика
LEI 549300VUVEHMJWOD0Y07
CIK 1703489
SEC Filings
All companies that sell securities in the United States must register with the Securities and Exchange Commission (SEC) and file reports on a regular basis. These reports include company annual reports (10K, 10Q), news updates (8K), investor presentations (found in 8Ks), insider trades (form 4), ownership reports (13D, and 13G), and reports related to the specific securities sold, such as registration statements and prospectus. This page shows recent SEC filings related to Ponce Financial Group, Inc.
SEC Filings (Chronological Order)
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February 14, 2022 SC 13G/A

PDLB / PDL Community Bancorp / M3 PARTNERS LP Passive Investment

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G/A (Rule 13d-102) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO RULE 13d-1(b), (c), AND (d) AND AMENDMENTS THERETO FILED PURSUANT TO RULE 13d-2(b) (Amendment No. 1) PDL Community Bancorp (Name of Issuer) Common Stock (Title of Class of Securities) 69290X101 (CUSIP Number) December 31, 2021 (Date of Event Which Requi

January 27, 2022 EX-99.1

PONCE FINANCIAL GROUP, INC. AND PDL COMMUNITY BANCORP ANNOUNCE THE COMPLETION OF THE CONVERSION AND REORGANIZATION AND RELATED STOCK OFFERING

Exhibit 99.1 PONCE FINANCIAL GROUP, INC. AND PDL COMMUNITY BANCORP ANNOUNCE THE COMPLETION OF THE CONVERSION AND REORGANIZATION AND RELATED STOCK OFFERING Bronx, New York, January 27, 2022 ?Ponce Financial Group, Inc. (?Ponce Financial Group?) (NASDAQ: PDLB) and PDL Community Bancorp (?PDL?), announced that the conversion and reorganization of Ponce Bank Mutual Holding Company from the mutual to s

January 27, 2022 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 27, 2022 PDL Community Bancorp (Exact name of Registrant as Specified in Its Charter) Federal 001-38224 82-2857928 (State or Other Jurisdiction of Incorporation) (Commission F

January 7, 2022 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 7, 2022 PDL Community Bancorp (Exact name of Registrant as Specified in Its Charter) Federal 001-38224 82-2857928 (State or Other Jurisdiction of Incorporation) (Commission Fi

January 7, 2022 EX-99.1

PDL COMMUNITY BANCORP AND PONCE FINANCIAL GROUP, INC. ANNOUNCE RESULTS OF Ponce Bank Mutual Holding Company‎ MEMBER VOTE AND FINAL SUBSCRIPTION OFFERING RESULTS

Exhibit 99.1 PDL COMMUNITY BANCORP AND PONCE FINANCIAL GROUP, INC. ANNOUNCE RESULTS OF Ponce Bank Mutual Holding Company? MEMBER VOTE AND FINAL SUBSCRIPTION OFFERING RESULTS Bronx, New York, January 7, 2022 ? PDL Community Bancorp (?PDL?) (NASDAQ: PDLB), the holding company for Ponce Bank (the ?Bank?), Mortgage World Bankers, Inc. (?Mortgage World?) and Ponce Financial Group, Inc. (?Ponce Financia

January 3, 2022 8-K

Financial Statements and Exhibits, Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 28, 2021 PDL Community Bancorp (Exact name of Registrant as Specified in Its Charter) Federal 001-38224 82-2857928 (State or Other Jurisdiction of Incorporation) (Commission

December 28, 2021 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 28, 2021 PDL Community Bancorp (Exact name of Registrant as Specified in Its Charter) Federal 001-38224 82-2857928 (State or Other Jurisdiction of Incorporation) (Commission

December 28, 2021 EX-99.1

PDL COMMUNITY BANCORP AND PONCE FINANCIAL GROUP, INC. ANNOUNCE SUBSCRIPTION OFFERING RESULTS AND RESULTS OF PDL STOCKHOLDER VOTE; Ponce Bank Mutual Holding Company‎ ADJOURNS SPECIAL MEETING OF MEMBERS IN ORDER TO CONTINUE TO SOLICIT ADDITIONAL MEMBER

Exhibit 99.1 PDL COMMUNITY BANCORP AND PONCE FINANCIAL GROUP, INC. ANNOUNCE SUBSCRIPTION OFFERING RESULTS AND RESULTS OF PDL STOCKHOLDER VOTE; Ponce Bank Mutual Holding Company? ADJOURNS SPECIAL MEETING OF MEMBERS IN ORDER TO CONTINUE TO SOLICIT ADDITIONAL MEMBER VOTES Bronx, New York, December 28, 2021 ? PDL Community Bancorp (?PDL?) (NASDAQ: PDLB), the holding company for Ponce Bank (the ?Bank?)

December 21, 2021 EX-99.1

PDL Community Bancorp Announces Completion of Sale and Leaseback of Real Property

Exhibit 99.1 PDL Community Bancorp Announces Completion of Sale and Leaseback of Real Property New York (December 21, 2021): On December 16, 2021, Ponce Bank (the ?Bank?), a subsidiary of PDL Community Bancorp (the ?Company?), completed the sale of real property that the Bank owned, located at 37-60 82nd Street, Jackson Heights, Queens, New York (the ?Real Property?). The sale price of the Real Pr

December 21, 2021 8-K

Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 21, 2021 (December 16, 2021) PDL Community Bancorp (Exact name of Registrant as Specified in Its Charter) Federal 001-38224 82-2857928 (State or Other Jurisdiction of Incorpo

December 15, 2021 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 15, 2021 PDL Community Bancorp (Exact name of Registrant as Specified in Its Charter) Federal 001-38224 82-2857928 (State or Other Jurisdiction of Incorporation) (Commission

December 15, 2021 EX-99.1

PDL COMMUNITY BANCORP ANNOUNCES UPDATE WITH RESPECT TO ITS EMERGENCY CAPITAL INVESTMENT PROGRAM APPLICATION

Exhibit 99.1 PDL COMMUNITY BANCORP ANNOUNCES UPDATE WITH RESPECT TO ITS EMERGENCY CAPITAL INVESTMENT PROGRAM APPLICATION Bronx, New York, December 15, 2021 ? PDL Community Bancorp (?PDL? or the ?Company?) (NASDAQ: PDLB), the holding company for Ponce Bank (the ?Bank?), Mortgage World Bankers, Inc. (?Mortgage World?) and Ponce Financial Group, Inc. (?Ponce Financial Group?), the proposed holding co

December 15, 2021 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 15, 2021 PDL Community Bancorp (Exact name of Registrant as Specified in Its Charter) Federal 001-38224 82-2857928 (State or Other Jurisdiction of Incorporation) (Commission

December 15, 2021 EX-99.1

PDL COMMUNITY BANCORP AND PONCE FINANCIAL GROUP, INC. ANNOUNCE CONCLUSION OF SUBSCRIPTION STOCK OFFERING

Exhibit 99.1 PDL COMMUNITY BANCORP AND PONCE FINANCIAL GROUP, INC. ANNOUNCE CONCLUSION OF SUBSCRIPTION STOCK OFFERING Bronx, New York, December 15, 2021 ? PDL Community Bancorp (?PDL?) (NASDAQ: PDLB), the holding company for Ponce Bank (the ?Bank?), Mortgage World Bankers, Inc. (?Mortgage World?) and Ponce Financial Group, Inc. (?Ponce Financial Group?), the proposed stock holding company for the

November 16, 2021 EX-99.1

PONCE FINANCIAL GROUP, INC. TO COMMENCE STOCK OFFERING

Exhibit 99.1 PONCE FINANCIAL GROUP, INC. TO COMMENCE STOCK OFFERING New York, November 16, 2021 ? PDL Community Bancorp (?PDL?) (NASDAQ: PDLB), the holding company for Ponce Bank (the ?Bank?) and Mortgage World Bankers, Inc. (?Mortgage World?), today announced that Ponce Financial Group, Inc., a Maryland corporation, the proposed new holding company for the Bank and Mortgage World (?Ponce Financia

November 16, 2021 EX-1.1

Agency Agreement dated November 9, 2021, by and among PDL Community Bancorp, Ponce Financial Group, Inc., Ponce Bank Mutual Holding Company, Ponce Bank, and Janney Montgomery Scott LLC

EX-1.1 2 pdlb-ex1129.htm EX-1.1 Exhibit 1.1 Up to 12,075,000 Shares (Subject to increase up to 13,886,250 in shares the event of an increase in the pro forma market value of the Company’s Common Stock) PONCE FINANCIAL GROUP, INC. (a Maryland corporation) Common Stock (par value $0.01 per share) AGENCY AGREEMENT November 9, 2021 Janney Montgomery Scott LLC 1475 Peachtree St NE, Suite 800, Atlanta,

November 16, 2021 8-K

Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 9, 2021 PDL Community Bancorp (Exact name of Registrant as Specified in Its Charter) Federal 001-38224 82-2857928 (State or Other Jurisdiction of Incorporation) (Commission F

November 15, 2021 EX-2.2

Amended Plan of Conversion and Reorganization of Ponce Bank Mutual Holding Company dated September 15, 2021.

Exhibit 2.2 AMENDED PLAN OF CONVERSION AND REORGANIZATION OF PONCE BANK MUTUAL HOLDING COMPANY September 15, 2021 92037747v.4 AMENDED PLAN OF CONVERSION AND REORGANIZATION OF Ponce Bank Mutual Holding Company TABLE OF CONTENTS 1. INTRODUCTION 1 2. DEFINITIONS 1 3. PROCEDURES FOR CONVERSION 6 4. HOLDING COMPANY APPLICATIONS AND APPROVALS 8 5. SALE OF SUBSCRIPTION SHARES 8 6. PURCHASE PRICE AND NUMB

November 15, 2021 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q (Mark One) ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2021 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-38224 PDL Community Bancorp (Exact Name of Registrant as Specified in its Charter) Federal 82-2857928 (State or other jurisdiction of incorporation or organization) (I.

November 2, 2021 EX-99.1

As of

Exhibit 99.1 PDL Community Bancorp Announces 2021 Third Quarter Results New York (November 2, 2021): PDL Community Bancorp (the ?Company?) (NASDAQ: PDLB), the financial holding company for Ponce Bank (the ?Bank?) and Mortgage World Bankers, Inc. (?Mortgage World?), reported net income of $2.1 million, or $0.12 per basic and diluted share, for the third quarter of 2021, compared to net income of $5

November 2, 2021 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: (Date of earliest event reported): November 2, 2021 PDL Community Bancorp (Exact name of Registrant as Specified in Its Charter) Federal 001-38224 82-2857928 (State or Other Jurisdiction of Incorporation) (Commission

October 5, 2021 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 5, 2021 PDL Community Bancorp (Exact name of Registrant as Specified in Its Charter) Federal 001-38224 82-2857928 (State or Other Jurisdiction of Incorporation) (Commission Fi

September 1, 2021 8-K

Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 1, 2021 (August 30, 2021) PDL Community Bancorp (Exact name of Registrant as Specified in Its Charter) Federal 001-38224 82-2857928 (State or Other Jurisdiction of Incorpora

September 1, 2021 EX-99.1

PDL Community Bancorp Announces an Agreement of Sale and Leaseback of Real Property

Exhibit 99.1 PDL Community Bancorp Announces an Agreement of Sale and Leaseback of Real Property New York (September 1, 2021): On August 30, 2021, PFS Service Corp. (?PFS?), a service company subsidiary of Ponce Bank (the ?Bank?), a subsidiary of PDL Community Bancorp (the ?Company?), entered into an agreement to sell real property that PFS owns, located at 2244 Westchester Avenue, Bronx, New York

August 16, 2021 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q (Mark One) ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2021 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-38224 PDL Community Bancorp (Exact Name of Registrant as Specified in its Charter) Federal 82-2857928 (State or other jurisdiction of incorporation or organization) (I.

August 6, 2021 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: (Date of earliest event reported): August 5, 2021 PDL Community Bancorp (Exact name of Registrant as Specified in Its Charter) Federal 001-38224 82-2857928 (State or Other Jurisdiction of Incorporation) (Commission Fi

August 6, 2021 EX-99.1

As of

Exhibit 99.1 PDL Community Bancorp Announces 2021 Second Quarter Results New York (August 5, 2021): PDL Community Bancorp (the ?Company?) (NASDAQ: PDLB), the financial holding company for Ponce Bank (the ?Bank?) and Mortgage World Bankers, Inc. (?Mortgage World?), reported net income of $5.9 million, or $0.35 per basic and diluted share, for the second quarter of 2021, compared to net income of $2

July 19, 2021 EX-99.1

JOINT FILING AGREEMENT

EXHIBIT 1 JOINT FILING AGREEMENT In accordance with Rule 13d-1(k) under the Securities Exchange Act of 1934, as amended, the undersigned agree to the joint filing on behalf of each of them of a Statement on Schedule 13G (including any and all amendments thereto) with respect to the Common Stock of PDL Community Bancorp and further agree that this Joint Filing Agreement shall be included as an Exhibit to such joint filings.

July 19, 2021 SC 13G

PDLB / PDL Community Bancorp / M3 PARTNERS LP Passive Investment

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G (Rule 13d-102) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO RULE 13d-1(b), (c), AND (d) AND AMENDMENTS THERETO FILED PURSUANT TO RULE 13d-2(b) PDL Community Bancorp (Name of Issuer) Common Stock (Title of Class of Securities) 69290X101 (CUSIP Number) July 8, 2021 (Date of Event Which Requires Filing of This Statem

June 21, 2021 EX-99.1

Ponce Bank Receives $1,826,265 in Federal Economic Relief Funds To Aid Lending to Small Businesses in Communities in The Bronx, Manhattan, Brooklyn, Queens and Union City, New Jersey

Exhibit 99.1 Ponce Bank Receives $1,826,265 in Federal Economic Relief Funds To Aid Lending to Small Businesses in Communities in The Bronx, Manhattan, Brooklyn, Queens and Union City, New Jersey New York (June 21, 2021): PDL Community Bancorp (the ?Company?) is pleased to announce that on June 15, 2021, Ponce Bank (the ?Bank?), a subsidiary of the Company and the community bank champion of famili

June 21, 2021 8-K

Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 21, 2021 (June 15, 2021) PDL Community Bancorp (Exact name of Registrant as Specified in Its Charter) Federal 001-38224 82-2857928 (State or Other Jurisdiction of Incorporation)

June 8, 2021 EX-99.1

PDL Community Bancorp Announces Completion of Sale and Leaseback of Real Property

Exhibit 99.1 PDL Community Bancorp Announces Completion of Sale and Leaseback of Real Property New York (June 8, 2021): PDL Community Bancorp (the ?Company?) announces that on June 4, 2021, Ponce Bank (the ?Bank?), a subsidiary of the Company, completed the previously disclosed sale of real property that the Bank owned, located at 5560 Broadway, Bronx, New York (the ?Real Property?). The sale pric

June 8, 2021 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 8, 2021 (June 4, 2021) PDL Community Bancorp (Exact name of Registrant as Specified in Its Charter) Federal 001-38224 82-2857928 (State or Other Jurisdiction of Incorporation) (C

May 26, 2021 8-K

Financial Statements and Exhibits, Other Events, Submission of Matters to a Vote of Security Holders

8-K 1 pdlb-8k20210528.htm 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 26, 2021 (May 25, 2021) PDL Community Bancorp (Exact name of Registrant as Specified in Its Charter) Federal 001-38224 82-2857928 (State or Other Jur

May 26, 2021 EX-99.1

REMARKS OF CARLOS P. NAUDON PRESIDENT AND CEO PDL COMMUNITY BANCORP AND PONCE BANK THE 2021 ANNUAL SHAREHOLDERS’ MEETING PDL COMMUNITY BANCORP May 25, 2021

Exhibit 99.1 REMARKS OF CARLOS P. NAUDON PRESIDENT AND CEO PDL COMMUNITY BANCORP AND PONCE BANK THE 2021 ANNUAL SHAREHOLDERS? MEETING PDL COMMUNITY BANCORP May 25, 2021 Fellow stockholders, directors, officers and staff members: I thank you for attending our 2021 annual meeting. It is my pleasure and privilege to address you and have a discussion with you this morning. Our heartfelt condolences to

May 25, 2021 EX-99.1

PONCE BANK MUTUAL HOLDING COMPANY AND PDL COMMUNITY BANCORP ANNOUNCE ADOPTION OF A PLAN OF CONVERSION AND REORGANIZATION, RELATED SECOND-STEP STOCK OFFERING AND FUNDING OF THE PONCE DE LEON FOUNDATION

Exhibit 99.1 PONCE BANK MUTUAL HOLDING COMPANY AND PDL COMMUNITY BANCORP ANNOUNCE ADOPTION OF A PLAN OF CONVERSION AND REORGANIZATION, RELATED SECOND-STEP STOCK OFFERING AND FUNDING OF THE PONCE DE LEON FOUNDATION Bronx, NY, May 25, 2021 ? Ponce Bank Mutual Holding Company and PDL Community Bancorp (NASDAQ: PDLB), the holding company for Ponce Bank and Mortgage World Bankers, Inc., announced today

May 25, 2021 EX-2.1

Plan of Conversion and Reorganization of Ponce Bank Mutual Holding Company dated May 25, 2021

Exhibit 2.1 PLAN OF CONVERSION AND REORGANIZATION OF PONCE BANK MUTUAL HOLDING COMPANY May 25, 2021 PLAN OF CONVERSION AND REORGANIZATION OF Ponce Bank Mutual Holding Company TABLE OF CONTENTS 1. INTRODUCTION1 2. DEFINITIONS1 3. PROCEDURES FOR CONVERSION6 4. HOLDING COMPANY APPLICATIONS AND APPROVALS8 5. SALE OF SUBSCRIPTION SHARES8 6. PURCHASE PRICE AND NUMBER OF SUBSCRIPTION SHARES9 7. RETENTION

May 25, 2021 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 25, 2021 PDL Community Bancorp (Exact name of Registrant as Specified in Its Charter) Federal 001-38224 82-2857928 (State or Other Jurisdiction of Incorporation) (Commission File

May 24, 2021 EX-21.1

Subsidiaries of the Registrant

Exhibit 21.1 Subsidiaries of the Registrant (a)Subsidiaries of PDL Community Bancorp: Subsidiary NameState of Incorporation or Organization Ponce BankFederal Mortgage World Bankers, Inc.New York (b)Subsidiaries of Ponce Bank: Subsidiary NameState of Incorporation or Organization Ponce De Leon Mortgage CorporationNew York PFS Services Inc.New York

May 24, 2021 10-K/A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K/A Amendment No. 1

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K/A Amendment No. 1 ? ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2020 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 FOR THE TRANSITION PERIOD FROM TO Commission File Number 001-38224 PDL Comm

May 12, 2021 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q (Mark One) ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2021 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-38224 PDL Community Bancorp (Exact Name of Registrant as Specified in its Charter) Federal 82-2857928 (State or other jurisdiction of incorporation or organization) (I.

May 3, 2021 EX-99.1

As of

Exhibit 99.1 PDL Community Bancorp Announces 2021 First Quarter Results New York (April 30, 2021): PDL Community Bancorp (the ?Company?) (NASDAQ: PDLB), the financial holding company for Ponce Bank (the ?Bank?) and Mortgage World Bankers, Inc. (?Mortgage World?), reported net income of $2.5 million, or $0.15 per basic and diluted share, for the first quarter of 2021, compared to net income of $1.6

May 3, 2021 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: (Date of earliest event reported): April 30, 2021 PDL Community Bancorp (Exact name of Registrant as Specified in Its Charter) Federal 001-38224 82-2857928 (State or Other Jurisdiction of Incorporation) (Commission Fi

April 23, 2021 DEF 14A

- DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ? Filed by a Party other than the Registrant ? Check the appropriate box: ? Preliminary Proxy Statement ? Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ? Defin

March 29, 2021 10-K

Annual Report - 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2020 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 FOR THE TRANSITION PERIOD FROM TO Commission File Number 001-38224 PDL Community Bancorp (Exa

March 9, 2021 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: (Date of earliest event reported): March 8, 2021 PDL Community Bancorp (Exact name of Registrant as Specified in Its Charter) Federal 001-38224 82-2857928 (State or Other Jurisdiction of Incorporation) (Commission Fil

March 9, 2021 EX-99.1

As of

Exhibit 99.1 PDL Community Bancorp Announces 2020 Fourth Quarter Results New York (March 8, 2021): PDL Community Bancorp (the ?Company?) (NASDAQ: PDLB), the financial holding company for Ponce Bank (the ?Bank?) and Mortgage World Bankers, Inc. (?Mortgage World?), reported net income of $1.6 million, or $0.10 per basic and diluted share, for the fourth quarter of 2020, compared to net income of $4.

December 31, 2020 8-K

- 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: (Date of earliest event reported): December 31, 2020 (December 22, 2020) PDL Community Bancorp (Exact name of Registrant as Specified in Its Charter) Federal 001-38224 82-2857928 (State or Other Jurisdiction of Incorp

December 31, 2020 EX-99.1

PDL Community Bancorp Announces that PFS Service Corp. entered into a Contract of Sale of Real Property

Exhibit 99.1 PDL Community Bancorp Announces that PFS Service Corp. entered into a Contract of Sale of Real Property New York (December 31, 2020): On December 22, 2020, PDL Community Bancorp (the “Company”), through PFS Service Corp. (“PFS”), the service company of its subsidiary Ponce Bank (the “Bank”), entered into a contract of sale and leaseback of the real property that PFS owns located at 38

December 11, 2020 EX-99.1

PDL Community Bancorp Announces Share Repurchase Program

Exhibit 99.1 PDL Community Bancorp Announces Share Repurchase Program New York (December 11, 2020): PDL Community Bancorp (the “Company”) announced today that its Board of Directors has adopted a share repurchase program intended to enhance shareholder value effective December 14, 2020. Under the repurchase program, the Company may repurchase up to 852,302 shares of its common stock, or approximat

December 11, 2020 8-K

- 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: (Date of earliest event reported): December 11, 2020 PDL Community Bancorp (Exact name of Registrant as Specified in Its Charter) Federal 001-38224 82-2857928 (State or Other Jurisdiction of Incorporation) (Commission

November 12, 2020 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q

10-Q 1 pdlb-10q20200930.htm 10-Q UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2020 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commissi

November 3, 2020 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition - 8-K

n UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: (Date of earliest event reported): November 2, 2020 PDL Community Bancorp (Exact name of Registrant as Specified in Its Charter) Federal 001-38224 82-2857928 (State or Other Jurisdiction of Incorporation) (Commissio

November 3, 2020 EX-99.1

As of

Exhibit 99.1 PDL Community Bancorp Announces 2020 Third Quarter Results New York (November 2, 2020): PDL Community Bancorp (the “Company”) (NASDAQ: PDLB), the financial holding company for Ponce Bank (the “Bank”) and Mortgage World Bankers, Inc. (“Mortgage World”), reported net income of $4.0 million, or $0.24 per basic and diluted share, for the third quarter of 2020, compared to a net loss of ($

August 10, 2020 10-Q

Quarterly Report - 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2020 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-38224 PDL Community Bancorp (Exact Name of Registrant as Specified in its Charter) Federal 82-2857928 (State or other jurisdiction of incorporation or organization) (I.

July 31, 2020 EX-99.1

PDL Community Bancorp Announces Sale of real property related to former location of branch office

Exhibit 99.1 PDL Community Bancorp Announces Sale of real property related to former location of branch office New York (July 31, 2020): On July 27, 2020, Ponce Bank (the “Bank”), the subsidiary of PDL Community Bancorp (the “Company”), completed the sale of the real property that was owned by the Bank and was the former location of a branch banking office, located at 30 East 170th Street, Bronx,

July 31, 2020 EX-99.1

As of

Exhibit 99.1 PDL Community Bancorp Announces 2020 Second Quarter Results New York (July 31, 2020): PDL Community Bancorp (the “Company”) (NASDAQ: PDLB), the holding company for Ponce Bank (the “Bank”), reported a net loss of ($571,000), or ($0.03) per basic and diluted share, for the second quarter of 2020, compared to a net loss of ($1.2 million), or ($0.07) per basic and diluted share, for the p

July 31, 2020 8-K

Current Report

8-K 1 pdlb-8k20200727.htm 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: (Date of earliest event reported): July 31, 2020 (July 27, 2020) PDL Community Bancorp (Exact name of Registrant as Specified in Its Charter) Federal 001-38224 82-2857928 (State or Other

July 31, 2020 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

n UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: (Date of earliest event reported): July 31 2020 PDL Community Bancorp (Exact name of Registrant as Specified in Its Charter) Federal 001-38224 82-2857928 (State or Other Jurisdiction of Incorporation) (Commission Fi

July 14, 2020 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: (Date of earliest event reported): July 14, 2020 (July 10, 2020) PDL Community Bancorp (Exact name of Registrant as Specified in Its Charter) Federal 001-38224 82-2857928 (State or Other Jurisdiction of Incorporation)

July 14, 2020 EX-99.1

PDL Community Bancorp Announces Completion of the Acquisition of Mortgage World Bankers

Exhibit 99.1 PDL Community Bancorp Announces Completion of the Acquisition of Mortgage World Bankers NEW YORK, July 14, 2020 (GLOBE NEWSWIRE) - PDL Community Bancorp (the “Company”) (NASDAQ: PDLB), the holding company for Ponce Bank (the “Bank”), announced that on July 10, 2020 it had completed the acquisition of Mortgage World Bankers, Inc. (“MWB”). MWB is a mortgage banking company headquartered

June 11, 2020 EX-99.1

REMARKS OF CARLOS P. NAUDON PRESIDENT AND CEO PDL COMMUNITY BANCORP AND PONCE BANK THE 2020 ANNUAL SHAREHOLDERS’ MEETING PDL COMMUNITY BANCORP JUNE 9, 2020

Exhibit 99.1 REMARKS OF CARLOS P. NAUDON PRESIDENT AND CEO PDL COMMUNITY BANCORP AND PONCE BANK THE 2020 ANNUAL SHAREHOLDERS’ MEETING PDL COMMUNITY BANCORP JUNE 9, 2020 Fellow stockholders, directors, officers and staff members: I thank you for attending our 2020 annual meeting. It is my pleasure and privilege to address you and have a discussion with you this morning. It is unfortunate that the c

June 11, 2020 8-K

Financial Statements and Exhibits, Other Events, Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 11, 2020 (June 9, 2020) PDL Community Bancorp (Exact name of Registrant as Specified in Its Charter) Federal 001-38224 82-2857928 (State or Other Jurisdiction of Incorporation) (

June 3, 2020 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: (Date of earliest event reported): June 3, 2020 PDL Community Bancorp (Exact name of Registrant as Specified in Its Charter) Federal 001-38224 82-2857928 (State or Other Jurisdiction of Incorporation) (Commission File

June 3, 2020 EX-99.1

Ponce Bank Announces that it is Teaming Up with Grain Technology to Give Everyone A Little Credit

Exhibit 99.1 Ponce Bank Announces that it is Teaming Up with Grain Technology to Give Everyone A Little Credit New York (June 3, 2020): Ponce Bank, the wholly-owned subsidiary of PDL Community Bancorp, (NASDAQ: PDLB) teams with Grain Technology Inc. (“Grain”) to provide revolving lines of credit to those with little to no credit, or who’ve had their credit damaged, by transforming debit cards into

May 29, 2020 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: (Date of earliest event reported): May 29, 2020 PDL Community Bancorp (Exact name of Registrant as Specified in Its Charter) Federal 001-38224 82-2857928 (State or Other Jurisdiction of Incorporation) (Commission File

May 29, 2020 EX-99.1

PDL Community Bancorp Announces Share Repurchase Program

Exhibit 99.1 PDL Community Bancorp Announces Share Repurchase Program New York (May 29, 2020): PDL Community Bancorp (the “Company”) announced today that its Board of Directors has adopted a share repurchase program intended to enhance shareholder value effective June 1, 2020. Under the repurchase program, the Company may repurchase up to 864,987 shares of its common stock, or approximately 5% of

May 15, 2020 DEF 14A

- DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☒ Defin

May 15, 2020 10-Q

Quarterly Report - 10-Q

10-Q 1 pdlb-10q20200331.htm 10-Q UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2020 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission F

May 4, 2020 EX-99.1

As of

Exhibit 99.1 PDL Community Bancorp Announces 2020 First Quarter Results New York (May 1, 2020): PDL Community Bancorp (the “Company”) (NASDAQ: PDLB), the holding company for Ponce Bank (the “Bank”), reported a net loss of ($1.2 million), or ($0.07) per basic and diluted share, for the first quarter of 2020, compared to a net loss of ($7.5 million), or ($0.43) per basic and diluted share, for the p

May 4, 2020 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: (Date of earliest event reported): May 1, 2020 PDL Community Bancorp (Exact name of Registrant as Specified in Its Charter) Federal 001-38224 82-2857928 (State or Other Jurisdiction of Incorporation) (Commission File

April 24, 2020 10-K/A

Annual Report - 10-K/A

10-K/A 1 pdlb-10ka20191231.htm 10-K/A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K/A Amendment No. 1 ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2019 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 FOR THE TRANSITION PERIOD FROM TO Com

April 17, 2020 SC 13D/A

PDLB / PDL Community Bancorp / Ponce Bank Mutual Holding Co - SC 13D/A Activist Investment

SC 13D/A 1 cik1718422-sc13da.htm SC 13D/A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D/A Under the Securities Exchange Act of 1934 (Amendment No. 1)* PDL COMMUNITY BANCORP (Name of Issuer) Common Stock, $0.01 par value (Title of Class of Securities) 69290X101 (CUSIP Number) Daniel P. Weitzel, Esq. Locke Lord LLP 701 8th Street, NW Suite 700 Washington, DC 20

April 8, 2020 8-K

8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: (Date of earliest event reported): April 8, 2020 PDL Community Bancorp (Exact name of Registrant as Specified in Its Charter) Federal 001-38224 82-2857928 (State or Other Jurisdiction of Incorporation) (Commission Fil

April 8, 2020 EX-99.1

PDL Community Bancorp Announces Postponement of its Annual Meeting of Stockholders

Exhibit 99.1 PDL Community Bancorp Announces Postponement of its Annual Meeting of Stockholders New York (April 8, 2020): PDL Community Bancorp (the “Company”) announced today that its Board of Directors has postponed the Company’s annual meeting of stockholders which had been tentatively scheduled for May 12, 2020. The postponement will continue until such time as the Coronavirus (COVID-19) emerg

March 30, 2020 EX-99.1

PDL Community Bancorp Announces Termination of Share Repurchase Program

EX-99.1 2 pdlb-ex9916.htm EX-99.1 Exhibit 99.1 PDL Community Bancorp Announces Termination of Share Repurchase Program New York (March 30, 2020): PDL Community Bancorp (the “Company”) announced today that its Board of Directors had terminated, effective on March 27, 2020, the Company’s share repurchase program which was initiated on November 13, 2019. Under the repurchase program, the Company coul

March 30, 2020 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: (Date of earliest event reported): March 30, 2020 PDL Community Bancorp (Exact name of Registrant as Specified in Its Charter) Federal 001-38224 82-2857928 (State or Other Jurisdiction of Incorporation) (Commission Fi

March 17, 2020 10-K

PDLB / PDL Community Bancorp 10-K - Annual Report - 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2019 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 FOR THE TRANSITION PERIOD FROM TO Commission File Number 001-38224 PDL Community Bancorp (Exa

March 17, 2020 EX-4.2

Description of Registrant’s Securities Registered Pursuant to Section 12 of the Securities Exchange Act of 1934.

EX-4.2 2 pdlb-ex42987.htm EX-4.2 Exhibit 4.2 DESCRIPTION OF THE REGISTRANT’S SECURITIES REGISTERED PURSUANT TO SECTION 12 OF THE SECURITIES EXCHANGE ACT OF 1934 As of December 31, 2019, PDL Community Bancorp (the “Company”) had only one class of securities registered under Section 12 of the Securities Exchange Act of 1934, as amended: its common stock, par value $0.01 per share. The following summ

February 28, 2020 EX-99.1

As of

Exhibit 99.1 PDL Community Bancorp Announces 2019 Fourth Quarter Results New York (February 28, 2020): PDL Community Bancorp (the “Company”) (NASDAQ: PDLB), the holding company for Ponce Bank (the “Bank”), reported a net loss of ($7.5 million), or ($0.43) per basic and diluted share, for the fourth quarter of 2019, compared to net income of $709,000, or $0.04 per basic and diluted share, for the p

February 28, 2020 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: (Date of earliest event reported): February 28, 2020 PDL Community Bancorp (Exact name of Registrant as Specified in Its Charter) Federal 001-38224 82-2857928 (State or Other Jurisdiction of Incorporation) (Commission

November 13, 2019 EX-99.1

PDL Community Bancorp Announces Share Repurchase Program

Exhibit 99.1 PDL Community Bancorp Announces Share Repurchase Program New York (November 13, 2019): PDL Community Bancorp (the “Company”) announced today that its Board of Directors has adopted a share repurchase program intended to enhance shareholder value effective November 13, 2019. Under the repurchase program, the Company may repurchase up to 878,835 shares of its common stock, or approximat

November 13, 2019 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: (Date of earliest event reported): November 13, 2019 PDL Community Bancorp (Exact name of Registrant as Specified in Its Charter) Federal 001-38224 82-2857928 (State or Other Jurisdiction of Incorporation) (Commission

November 9, 2019 10-Q

PDLB / PDL Community Bancorp 10-Q - Quarterly Report - 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2019 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-38224 PDL Community Bancorp (Exact Name of Registrant as Specified in its Charter) Federal 82-2857928 (State or other jurisdiction of incorporation or organization) (I.

October 30, 2019 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: (Date of earliest event reported): October 30, 2019 PDL Community Bancorp (Exact name of Registrant as Specified in Its Charter) Federal 001-38224 82-2857928 (State or Other Jurisdiction of Incorporation) (Commission

October 30, 2019 EX-99.1

As of

Exhibit 99.1 PDL Community Bancorp Announces 2019 Third Quarter Results New York (October 30, 2019): PDL Community Bancorp (the “Company”) (NASDAQ: PDLB), the holding company for Ponce Bank (the “Bank”), reported net income of $709,000, or $0.04 per basic and diluted share, for the third quarter of 2019, compared to $950,000, or $0.05 per basic and diluted share, for the prior quarter and net inco

August 9, 2019 10-Q

PDLB / PDL Community Bancorp 10-Q - Quarterly Report - 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2019 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-38224 PDL Community Bancorp (Exact Name of Registrant as Specified in its Charter) Federal 82-2857928 (State or other jurisdiction of incorporation or organization) (I.

August 3, 2019 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: (Date of earliest event reported): August 2, 2019 PDL Community Bancorp (Exact name of Registrant as Specified in Its Charter) Federal 001-38224 82-2857928 (State or Other Jurisdiction of Incorporation) (Commission Fi

August 3, 2019 EX-99.1

As of

Exhibit 99.1 PDL Community Bancorp Announces 2019 Second Quarter Results New York (August 2, 2019): PDL Community Bancorp (the “Company”) (NASDAQ: PDLB), the holding company for Ponce Bank (the “Bank”), reported net income of $950,000, or $0.05 per basic and diluted share, for the second quarter of 2019, compared to $668,000, or $0.04 per basic and diluted share, for the prior quarter and net inco

May 20, 2019 EX-99.1

PDL Community Bancorp Announces Execution of Stock Purchase Agreement

Exhibit 99.1 PDL Community Bancorp Announces Execution of Stock Purchase Agreement New York (May 20, 2019): PDL Community Bancorp (the “Company”) (NASDAQ: PDLB), the holding company for Ponce Bank (the “Bank”), announced that it has entered into a definitive agreement whereby the Company will acquire all of the capital stock of Mortgage World Bankers, Inc. (“MWB”). MWB is a mortgage banking compan

May 20, 2019 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: (Date of earliest event reported): May 20, 2019 PDL Community Bancorp (Exact name of Registrant as Specified in Its Charter) Federal 001-38224 82-2857928 (State or Other Jurisdiction of Incorporation) (Commission File

May 13, 2019 10-Q

PDLB / PDL Community Bancorp 10-Q Quarterly Report 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2019 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-38224 PDL Community Bancorp (Exact Name of Registrant as Specified in its Charter) Federal 82-2857928 (State or other jurisdiction of incorporation or organization) (I.

May 10, 2019 8-K

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 1, 2019 PDL Community Bancorp (Exact name of Registrant as Specified in Its Charter) Federal 001-38224 82-2857928 (State or Other Jurisdiction of Incorporation) (Commission File N

May 7, 2019 EX-99.1

As of

Exhibit 99.1 PDL Community Bancorp Announces 2019 First Quarter Results New York (May 7, 2019): PDL Community Bancorp (the “Company”) (NASDAQ: PDLB), the holding company for Ponce Bank (the “Bank”), reported net income of $668,000 for the quarter ended March 31, 2019 compared to a net income of $941,000 for the quarter ended March 31, 2018. The decrease in quarterly net income amounted to $273,000

May 7, 2019 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: (Date of earliest event reported): May 7, 2019 PDL Community Bancorp (Exact name of Registrant as Specified in Its Charter) Federal 001-38224 82-2857928 (State or Other Jurisdiction of Incorporation) (Commission File

April 5, 2019 DEF 14A

PDLB / PDL Community Bancorp DEFINITIVE PROXY STATEMENT

Definitive Proxy Statement UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

March 29, 2019 10-K

PDLB / PDL Community Bancorp 10-K (Annual Report)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2018 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 FOR THE TRANSITION PERIOD FROM TO Commission File Number 001-38224 PDL Community B

March 22, 2019 EX-99.1

PDL Community Bancorp Announces Share Repurchase Program

Exhibit 99.1 PDL Community Bancorp Announces Share Repurchase Program New York (March 22, 2019): PDL Community Bancorp (the “Company”) announced today that its Board of Directors has adopted a share repurchase program effective March 25, 2019. Under the repurchase program, the Company may repurchase up to 923,151 shares of its common stock, or approximately 5% of the current outstanding shares, wh

March 22, 2019 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: (Date of earliest event reported): March 22, 2019 PDL Community Bancorp (Exact name of Registrant as Specified in Its Charter) Federal 001-38224 82-2857928 (State or Other Jurisdiction of Incorporation) (Commission Fi

March 20, 2019 EX-99.1

December 31,

EX-99.1 2 pdlb-ex9916.htm EX-99.1 Exhibit 99.1 PDL Community Bancorp Announces Results for the Year Ended December 31, 2018 New York (March 20, 2019): PDL Community Bancorp (the “Company”) (NASDAQ: PDLB), the holding company for Ponce Bank (the “Bank”), reported net income of $2.7 million for the year ended December 31, 2018 compared to a net loss of $4.4 million for the year ended December 31, 20

March 20, 2019 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: (Date of earliest event reported): March 20, 2019 PDL Community Bancorp (Exact name of Registrant as Specified in Its Charter) Federal 001-38224 82-2857928 (State or Other Jurisdiction of Incorporation) (Commission Fi

February 15, 2019 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: (Date of earliest event reported): February 7, 2019 PDL Community Bancorp (Exact name of Registrant as Specified in Its Charter) Federal 001-38224 82-2857928 (State or Other Jurisdiction of Incorporation) (Commission

January 30, 2019 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: (Date of earliest event reported): January 24, 2019 PDL Community Bancorp (Exact name of Registrant as Specified in Its Charter) Federal 001-38224 82-2857928 (State or Other Jurisdiction of Incorporation) (Commission

January 30, 2019 EX-99.1

PDL Community Bancorp and Ponce Bank Announce Appointment of New Director

Exhibit 99.1 PDL Community Bancorp and Ponce Bank Announce Appointment of New Director New York (January 30, 2019): Carlos P. Naudon, President and Chief Executive Officer and Steven A. Tsavaris, Executive Chairman of PDL Community Bancorp and Ponce Bank announced the election of María Alvarez to the Ponce Bank, PDL Community Bancorp, and Ponce Bank Mutual Holding Company Boards of Directors. Ms.

December 26, 2018 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: (Date of earliest event reported): December 19, 2018 PDL Community Bancorp (Exact name of Registrant as Specified in Its Charter) Federal 001-38224 82-2857928 (State or Other Jurisdiction of Incorporation) (Commission

December 12, 2018 EX-10.1

Specimen Form of Restricted Stock Unit Award Agreement for Employees (attached as Exhibit 10.1 to the Registrant’s Form 8-K (File No. 001-38224) filed with the Commission on December 12, 2018).

Exhibit 10.1 RESTRICTED STOCK UNIT AWARD AGREEMENT FOR EMPLOYEES UNDER THE PDL COMMUNITY BANCORP 2018 LONG-TERM INCENTIVE PLAN Name of Grantee: No. of Restricted Stock Units: Grant Date: Pursuant to the PDL Community Bancorp 2018 Long-Term Incentive Plan as amended through the date hereof (the “Plan”), PDL Community Bancorp (the “Company”) hereby grants to the Grantee named above the number of Res

December 12, 2018 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report: (Date of earliest event reported): December 04, 2018 PDL Community Bancorp (Exact name of registrant as specified in its charter) Federal (State or other jurisdiction of incorporation) 001-38224 (Commission file numbe

December 12, 2018 EX-10.4

Specimen Form of Stock Option Agreement for Non-Employee Directors (attached as Exhibit 10.4 to the Registrant’s Form 8-K (File No. 001-38224) filed with the Commission on December 12, 2018).

Exhibit 10.4 NON-QUALIFIED STOCK OPTION AGREEMENT FOR NON-EMPLOYEE DIRECTORS UNDER THE PDL COMMUNITY BANCORP 2018 LONG-TERM INCENTIVE PLAN Name of Optionee: No. of Option Shares: Option Exercise Price per Share: Grant Date: Expiration Date: Pursuant to the PDL Community Bancorp 2018 Long-Term Incentive Plan as amended through the date hereof (the “Plan”), PDL Community Bancorp (the “Company”) here

December 12, 2018 EX-10.3

Specimen Form of Stock Option Agreement for Employees (attached as Exhibit 10.3 to the Registrant’s Form 8-K (File No. 001-38224) filed with the Commission on December 12, 2018).

Exhibit 10.3 QUALIFIED STOCK OPTION AGREEMENT FOR EMPLOYEES UNDER THE PDL COMMUNITY BANCORP 2018 LONG-TERM INCENTIVE PLAN Name of Optionee: No. of Option Shares: Option Exercise Price per Share: Grant Date: Expiration Date: Pursuant to the PDL Community Bancorp 2018 Long-Term Incentive Plan as amended through the date hereof (the “Plan”), PDL Community Bancorp (the “Company”) hereby grants to the

December 12, 2018 EX-10.2

Specimen Form of Restricted Stock Unit Award Agreement for Non-Employee Directors (attached as Exhibit 10.2 to the Registrant’s Form 8-K (File No. 001-38224) filed with the Commission on December 12, 2018).

Exhibit 10.2 RESTRICTED STOCK UNIT AWARD AGREEMENT FOR NON-EMPLOYEE DIRECTORS UNDER THE PDL COMMUNITY BANCORP 2018 LONG-TERM INCENTIVE PLAN Name of Grantee: No. of Restricted Stock Units: Grant Date: Pursuant to the PDL Community Bancorp 2018 Long-Term Incentive Plan as amended through the date hereof (the “Plan”), PDL Community Bancorp (the “Company”) hereby grants to the Grantee named above the

November 14, 2018 10-Q

PDLB / PDL Community Bancorp 10-Q (Quarterly Report)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2018 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-38224 PDL Community Bancorp (Exact Name of Registrant as Specified in its Charter) Federal 82-2857928 (State or other jurisdiction of incorporation or organization) (I.

November 13, 2018 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: November 13, 2018 PDL Community Bancorp (Exact name of Registrant as Specified in Its Charter) Federal 001-38224 82-2857928 (State or Other Jurisdiction of Incorporation) (Commission File Number) (IRS Employer Identif

November 13, 2018 EX-99.1

As of

Exhibit 99.1 PDL Community Bancorp Announces 2018 Third Quarter Results New York (November 13, 2018): PDL Community Bancorp (the “Company”) (NASDAQ: PDLB), the holding company for Ponce Bank (the “Bank”), reported net income of $402,000, or $0.02 per basic and diluted share for the quarter ended September 30, 2018 compared to a net loss of $3.2 million for the same period in 2017. For the nine mon

November 1, 2018 8-K

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: October 30, 2018 PDL Community Bancorp (Exact name of Registrant as Specified in Its Charter) Federal 001-38224 82-2857928 (State or Other Jurisdiction of Incorporation) (Commission File Number) (IRS Employer Identifi

October 2, 2018 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: October 1, 2018 PDL Community Bancorp (Exact name of Registrant as Specified in Its Charter) Federal 001-38224 82-2857928 (State or Other Jurisdiction of Incorporation) (Commission File Number) (IRS Employer Identific

October 2, 2018 EX-99.1

PDL Community Bancorp Announces Changes in Ponce Bank’s Executive Management

Exhibit 99.1 PDL Community Bancorp Announces Changes in Ponce Bank’s Executive Management NEW YORK, Oct. 01, 2018 (GLOBE NEWWIRE) -The Board of Directors of Ponce Bank is pleased to announce that, effective September 28, 2018, Carlos P. Naudon will become President and Chief Executive Officer of Ponce Bank; he was formerly President and Chief Operating Officer. Mr. Naudon remains President and Chi

October 1, 2018 DEF 14A

PDLB / PDL Community Bancorp DEF 14A

DEF 14A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2))

August 13, 2018 10-Q

PDLB / PDL Community Bancorp 10-Q (Quarterly Report)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2018 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-38224 PDL Community Bancorp (Exact Name of Registrant as Specified in its Charter) Federal 82-2857928 (State or other jurisdiction of incorporation or organization) (I.

August 8, 2018 EX-99.1

As of

Exhibit 99.1 PDL Community Bancorp Announces 2018 Second Quarter Results New York (August 8, 2018): PDL Community Bancorp, (the “Company”) (NASDAQ: PDLB), the holding company for Ponce Bank (the “Bank”), reported net income of $699,000, or $0.04 per basic and diluted share for the quarter ended June 30, 2018 compared to net income of $1.1 million for the same period in 2017. For the six months end

August 8, 2018 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: August 8, 2018 PDL Community Bancorp (Exact name of Registrant as Specified in Its Charter) Federal 001-38224 82-2857928 (State or Other Jurisdiction of Incorporation) (Commission File Number) (IRS Employer Identifica

August 1, 2018 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: August 1, 2018 PDL Community Bancorp (Exact name of Registrant as Specified in Its Charter) Federal 001-38224 82-2857928 (State or Other Jurisdiction of Incorporation) (Commission File Number) (IRS Employer Identifica

August 1, 2018 EX-99.1

PDL Community Bancorp Announces Special Meeting of Stockholders

Exhibit 99.1 PDL Community Bancorp Announces Special Meeting of Stockholders New York, August 1, 2018 (Globe Newswire) — PDL Community Bancorp (NASDAQ:PDLB), parent of Ponce Bank, today announced that it will hold a special meeting of stockholders on October 30, 2018 to consider and vote upon a proposal to approve the PDL Community Bancorp 2018 Long-Term Incentive Plan. Shareholders of record as o

June 27, 2018 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: June 27, 2018 PDL Community Bancorp (Exact name of Registrant as Specified in Its Charter) Federal 001-38224 82-2857928 (State or Other Jurisdiction of Incorporation) (Commission File Number) (IRS Employer Identificat

June 27, 2018 EX-99.1

PDL Community Bancorp added to membership of the Russell 3000

Exhibit 99.1 PDL Community Bancorp added to membership of the Russell 3000® Index and Russell 2000® Index New York, June 27, 2018 (Globe Newswire) — PDL Community Bancorp, (the “Company”) (NASDAQ:PDLB), the holding company for Ponce Bank, today announced it was added to the Russell 3000® Index and the Russell 2000® Index effective on June 25, 2018 as part of the 2018 Russell indexes reconstitution

May 16, 2018 8-K

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: May 16, 2018 PDL Community Bancorp (Exact name of Registrant as Specified in Its Charter) Federal 001-38224 82-2857928 (State or Other Jurisdiction of Incorporation) (Commission File Number) (IRS Employer Identificati

May 14, 2018 10-Q

PDLB / PDL Community Bancorp 10-Q (Quarterly Report)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2018 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-38224 PDL Community Bancorp (Exact Name of Registrant as Specified in its Charter) Federal 82-2857928 (State or other jurisdiction of incorporation or organization) (I.

May 9, 2018 EX-99.1

As of

Exhibit 99.1 PDL Community Bancorp Announces 2018 First Quarter Results New York (May 9, 2018): PDL Community Bancorp, (the “Company”) (NASDAQ: PDLB), the holding company for Ponce Bank (the “Bank”), reported net income of $941,000, or $0.05 per basic and diluted share for the quarter ended March 31, 2018 compared to net income of $563,000 for the same period in 2017. The Company was formed on Sep

May 9, 2018 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: May 9, 2018 PDL Community Bancorp (Exact name of Registrant as Specified in Its Charter) Federal 001-38224 82-2857928 (State or Other Jurisdiction of Incorporation) (Commission File Number) (IRS Employer Identificatio

April 13, 2018 DEF 14A

PDLB / PDL Community Bancorp DEF 14A

DEF 14A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2))

April 2, 2018 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: April 2, 2018 PDL Community Bancorp (Exact name of Registrant as Specified in Its Charter) Federal 001-38224 82-2857928 (State or Other Jurisdiction of Incorporation) (Commission File Number) (IRS Employer Identificat

April 2, 2018 EX-99.1

As of

Exhibit 99.1 PDL Community Bancorp Announces Results for the Year Ended December 31, 2017 New York (April 2, 2018): PDL Community Bancorp, (the “Company”) (NASDAQ: PDLB), the holding company for Ponce Bank (the “Bank”), reported a net loss of $4.4 million for the year ended December 31, 2017 compared to net income of $1.4 million for the same period in 2016. The Company was formed on September 29,

April 2, 2018 10-K

PDLB / PDL Community Bancorp 10-K 2017-12-31 (Annual Report)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2017 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 FOR THE TRANSITION PERIOD FROM TO Commission File Number 001-38224 PDL Community B

November 14, 2017 EX-99.1

PDL Community Bancorp and Subsidiaries Consolidated Statements of Financial Condition September 30, 2017 (Unaudited) and December 31, 2016 (Dollars in thousands, except for share data)

Exhibit 99.1 PDL Community Bancorp Announces 2017 Third Quarter Results New York (November 14, 2017): PDL Community Bancorp, (the “Company”) (NASDAQ: PDLB), the holding company for Ponce Bank (the “Bank”), reported a net loss of $3.2 million for the quarter ended September 30, 2017 compared to net income of $282,000 for the same period in 2016. The Company reported a net loss of $1.5 million for t

November 14, 2017 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: November 14, 2017 PDL Community Bancorp (Exact name of Registrant as Specified in Its Charter) Federal 001-38224 82-2857928 (State or Other Jurisdiction of Incorporation) (Commission File Number) (IRS Employer Identif

November 14, 2017 10-Q

PDLB / PDL Community Bancorp 10-Q (Quarterly Report)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2017 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-38224 PDL Community Bancorp (Exact Name of Registrant as Specified in its Charter) Federal 82-2857928 (State or other jurisdiction of incorporation or organization) (I.

October 3, 2017 SC 13D

PDLB / PDL Community Bancorp / Ponce Bank Mutual Holding Co - SC 13D Activist Investment

SC 13D UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 13D Under the Securities Exchange Act of 1934 PDL COMMUNITY BANCORP (Name of Issuer) Common Stock, $0.01 par value per share (Title of Class of Securities) 69290X 101 (CUSIP Number) Daniel P. Weitzel, Esq. Locke Lord LLP 701 8th Street, NW Suite 700 Washington, DC 20001 (202) 220-6900 (Name, Address, Telephone

September 29, 2017 EX-99.1

PDL Community Bancorp Announces Completion of the Reorganization of Ponce De Leon Federal Bank and its Stock Offering

Exhibit 99.1 PDL Community Bancorp Announces Completion of the Reorganization of Ponce De Leon Federal Bank and its Stock Offering BRONX, New York, September 29, 2017 (GlobeNewswire) —PDL Community Bancorp (the “Company”), the federally-chartered holding company for Ponce Bank (the “Bank”), announced today that the reorganization of Ponce De Leon Federal Bank into a mutual holding company structur

September 29, 2017 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): September 29, 2017 PDL COMMUNITY BANCORP (Exact Name of Registrant as Specified in Charter) Federal 333-217275 82-2857928 (State or Other Jurisdiction of Incorporation) (Commission Fi

September 29, 2017 8-A12B

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-A FOR REGISTRATION OF CERTAIN CLASSES OF SECURITIES PURSUANT TO SECTION 12(b) OR (g) OF THE SECURITIES EXCHANGE ACT OF 1934 PDL COMMUNITY BANCORP (Exact Name of Registrant

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-A FOR REGISTRATION OF CERTAIN CLASSES OF SECURITIES PURSUANT TO SECTION 12(b) OR (g) OF THE SECURITIES EXCHANGE ACT OF 1934 PDL COMMUNITY BANCORP (Exact Name of Registrant as Specified in its Charter) United States of America 82-2857928 (State of incorporation or organization) (I.R.S. Employer Identification No.) 2244 W

September 19, 2017 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): September 18, 2017 PDL COMMUNITY BANCORP (Exact Name of Registrant as Specified in Charter) Federal 333-217275 Applied For (State or Other Jurisdiction of Incorporation) (Commission F

September 19, 2017 EX-99.1

Ponce De Leon Federal Bank Announces Member Approval of the Plan of Reorganization and Charitable Foundation

Exhibit 99.1 Ponce De Leon Federal Bank Announces Member Approval of the Plan of Reorganization and Charitable Foundation BRONX, New York, September 19, 2017 (GlobeNewswire) —Ponce De Leon Federal Bank (the “Bank”) announced today that at a special meeting of the members of the Bank held on September 18, 2017, the members of the Bank approved the Bank’s Plan of Reorganization from a Mutual Bank to

September 11, 2017 10-Q

PDLB / PDL Community Bancorp 10-Q (Quarterly Report)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2017 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 333-217275 PDL Community Bancorp (Exact Name of Registrant as Specified in its Charter) Federal Applied For (State or other jurisdiction of incorporation or organization) (I.

August 10, 2017 424B3

(Proposed Holding Company for Ponce Bank) Up to 7,224,663 Shares of Common Stock (Subject to increase to up to 8,308,362 shares)

Table of Contents Filed Pursuant to Rule 424(b)(3) Registration No. 333-217275 PROSPECTUS (Proposed Holding Company for Ponce Bank) Up to 7,224,663 Shares of Common Stock (Subject to increase to up to 8,308,362 shares) PDL Community Bancorp is offering up to 7,224,663 shares of its common stock for sale at $10.00 per share on a best efforts basis in connection with the reorganization of Ponce De L

August 2, 2017 EX-1.1

Agency Agreement dated July 31, 2017, by and among PDL Community Bancorp, Ponce De Leon Federal Bank, Ponce Bank Mutual Holdings Company, and Raymond James & Associates, Inc. (attached as Exhibit 1.1 to the Registrant’s Current Report on Form 8-K (File No. 333-217275) filed with the Commission on August 2, 2017.

Exhibit 1.1 EXECUTIONCOPY PDL COMMUNITY BANCORP Up to 7,224,663 Shares (subject to increase up to 8,308,362 shares) COMMON STOCK ($0.01 Par Value) Subscription Price $10.00 Per Share AGENCY AGREEMENT July 31, 2017 Raymond James & Associates, Inc. 880 Carillon Parkway St. Petersburg, FL 33716 Ladies and Gentlemen: Ponce De Leon Federal Bank, a federally chartered mutual savings bank headquartered i

August 2, 2017 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): July 31, 2017 PDL COMMUNITY BANCO

Form 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): July 31, 2017 PDL COMMUNITY BANCORP (Exact Name of Registrant as Specified in Charter) Federal 333-217275 Applied For (State or Other Jurisdiction of Incorporation) (Commissi

July 27, 2017 CORRESP

Atlanta | Austin | Boston | Chicago | Cincinnati | Dallas | Hartford | Hong Kong | Houston | London | Los Angeles | Miami Morristown | New Orleans | New York | Providence | Sacramento | San Francisco | Stamford | Washington DC | West Palm Beach

CORRESP 701 8th Street, N.W., Suite 700 Washington, DC 20001 Telephone: 202-220-6900 Fax: 202-220-6945 www.lockelord.com Daniel P. Weitzel Direct Telephone: 202-220-6963 Direct Fax: 202-661-2610 [email protected] July 27, 2017 VIA EDGAR Michael R. Clampitt Senior Staff Attorney Office of Financial Services United States Securities and Exchange Commission Washington, DC 20549 RE: Pre-Effective

July 27, 2017 EX-3.2

Bylaws of PDL Community Bancorp (attached as Exhibit 3.2 to the Registrant’s amendment No. 2 to the Form S-1 (File No. 333-217275) filed with the Commission on July 27, 2017).

Exhibit 3.2 PDL COMMUNITY BANCORP BYLAWS ARTICLE I - HOME OFFICE The home office of PDL Community Bancorp (the ?Company?) shall be at 2244 Westchester Avenue, Bronx, Bronx County, New York. ARTICLE II - SHAREHOLDERS Section 1. Place of Meetings. All annual and special meetings of shareholders shall be held at the home office of the Company or at such other convenient place as the board of director

July 27, 2017 CORRESP

July 27, 2017 VIA EDGAR

July 27, 2017 VIA EDGAR Securities and Exchange Commission 100 F Street, N.E. Washington, D.C. 20549 Re: PDL Community Bancorp Registration Statement on Form S-1 Registration Number 333-217275 Request for Acceleration of Effectiveness Ladies and Gentlemen: In accordance with Rule 461 of Regulation C promulgated under the Securities Act of 1933, as amended, we hereby join PDL Community Bancorp in r

July 27, 2017 EX-99.5

Risks Related to Our Business

EX-99.5 9 d371501dex995.htm EX-99.5 Exhibit 99.5 STOCK ORDER FORM SEND OVERNIGHT PACKAGES TO: Raymond James & Associates, Inc. PDL Community Bancorp Processing Center 222 S. Riverside Plaza, 7th Floor Chicago, IL 60606 1-(888) 317-2811 Deadline: The Subscription Offering ends at 12:00 p.m., noon, Eastern Time, on September 6, 2017. Your original Stock Order Form, properly executed and with the cor

July 27, 2017 CORRESP

PDL Community Bancorp 2244 Westchester Avenue Bronx, New York 10462

CORRESP 1 filename1.htm PDL Community Bancorp 2244 Westchester Avenue Bronx, New York 10462 July 27, 2017 VIA EDGAR U.S. Securities and Exchange Commission Division of Corporation Finance 100 F Street, N.E. Washington, D.C. 20549 Attn: Mr. Michael R. Clampitt Ms. Jessica Livingston Re: PDL Community Bancorp Registration Statement on Form S-1 File No. 333-217275 Acceleration Request Requested Date:

July 27, 2017 EX-4.1

Form of Common Stock Certificate of PDL Community Bancorp (attached as Exhibit 4.1 to the Registrant’s amendment No. 2 to the Form S-1 (File No, 333-217275) filed with the Commission on July 27, 2017).

EX-4.1 Exhibit 4.1 INCORPORATED UNDER THE LAWS OF THE UNITED STATES OF AMERICA No. Shares PDL COMMUNITY BANCORP Bronx, New York FULLY PAID AND NON-ASSESSABLE PAR VALUE $0.01 PER SHARE THIS CERTIFIES that is the owner of SHARES OF COMMON STOCK OF PDL COMMUNITY BANCORP a federally chartered subsidiary savings and loan holding company The shares evidenced by this certificate are transferable only on

July 27, 2017 EX-2.1

PONCE De LEON FEDERAL BANK AMENDMENT NO. 2 TO THE PLAN OF REORGANIZATION FROM A MUTUAL BANK TO A MUTUAL HOLDING COMPANY AND STOCK ISSUANCE PLAN TABLE OF CONTENTS 1. Introduction 1 2. Definitions 2 3. The Reorganization 8 4. Conditions to Implementati

EX-2.1 3 d371501dex21.htm EX-2.1 Exhibit 2.1 PONCE De LEON FEDERAL BANK AMENDMENT NO. 2 TO THE PLAN OF REORGANIZATION FROM A MUTUAL BANK TO A MUTUAL HOLDING COMPANY AND STOCK ISSUANCE PLAN TABLE OF CONTENTS 1. Introduction 1 2. Definitions 2 3. The Reorganization 8 4. Conditions to Implementation of the Reorganization 10 5. Special Meeting of Members 11 6. Rights of Members of the MHC 11 7. Conver

July 27, 2017 EX-1.2

PDL COMMUNITY BANCORP Up to 7,224,663 Shares (subject to increase up to 8,308,362 shares) COMMON STOCK ($0.01 Par Value) Subscription Price $10.00 Per Share AGENCY AGREEMENT , 2017

EX-1.2 2 d371501dex12.htm EX-1.2 Exhibit 1.2 PDL COMMUNITY BANCORP Up to 7,224,663 Shares (subject to increase up to 8,308,362 shares) COMMON STOCK ($0.01 Par Value) Subscription Price $10.00 Per Share AGENCY AGREEMENT , 2017 Raymond James & Associates, Inc. 880 Carillon Parkway St. Petersburg, FL 33716 Ladies and Gentlemen: Ponce De Leon Federal Bank, a federally chartered mutual savings bank hea

July 27, 2017 EX-99.4

Questions?—Please call our Stock Information Center, toll-free, at (888) 317-2811. Monday – Friday, 10:00 a.m. – 4:00 p.m., Eastern Time, except bank holidays.

Exhibit 99.4 Dear Member: We are writing to request your vote on important matters, and just as importantly, to tell you of an investment opportunity. Pursuant to a Plan of Reorganization from a Mutual Bank to a Mutual Holding Company and Stock Issuance Plan (the ?Plan?), Ponce De Leon Federal Bank will reorganize from a mutual bank (meaning no stockholders) to the mutual holding company form of o

July 27, 2017 S-1/A

As filed with the Securities and Exchange Commission on July 27, 2017

Table of Contents As filed with the Securities and Exchange Commission on July 27, 2017 Registration No.

May 22, 2017 EX-99.5

Risks Related to Our Business

EX-99.5 Exhibit 99.5 STOCK ORDER FORM PDL COMMUNITY BANCORP LOGO SEND OVERNIGHT PACKAGES TO: Raymond James & Associates, Inc. PDL Community Bancorp Processing Center 222 S. Riverside Plaza, 7th Floor Chicago, IL 60606 1-(888) - Deadline: The Subscription Offering ends at [] p.m., Eastern Time, on [Expiration Date]. Your original Stock Order Form, properly executed and with the correct payment, mus

May 22, 2017 CORRESP

Atlanta | Austin | Boston | Chicago | Cincinnati | Dallas | Hartford | Hong Kong | Houston | London | Los Angeles | Miami

701 8th Street, N.W., Suite 700 Washington, DC 20001 Telephone: 202-220-6900 Fax: 202-220-6945 www.lockelord.com Daniel P. Weitzel Direct Telephone: 202-220-6963 Direct Fax: 202-661-2610 [email protected] May 22, 2017 VIA EDGAR Michael R. Clampitt Senior Staff Attorney Office of Financial Services United States Securities and Exchange Commission Washington, DC 20549 RE: Pre-Effective Amendmen

May 22, 2017 EX-1.1

222 South Riverside Plaza – 7th Floor // Chicago, IL 60606 T 312.612.7785 // raymondjames.com Raymond James & Associates, Inc., member New York Stock Exchange/SIPC

EX-1.1 Exhibit 1.1 CONFIDENTIAL May 12, 2017 Ponce De Leon Federal Bank 2244 Westchester Street Bronx, New York 10462 Attention: Carlos P. Naudon President Dear Mr. Naudon: By letter dated December 2, 2016 (the “Engagement Letter”), Ponce De Leon Federal Bank (the “Bank”), on behalf of itself and the Company (as such term is defined in the Engagement Letter), and Raymond James & Associates, Inc.,

May 22, 2017 EX-3.2

PDL COMMUNITY BANCORP ARTICLE I - HOME OFFICE

Exhibit 3.2 PDL COMMUNITY BANCORP BYLAWS ARTICLE I - HOME OFFICE The home office of PDL Community Bancorp (the ?Company?) shall be at 2244 Westchester Avenue, Bronx, Bronx County, New York. ARTICLE II - SHAREHOLDERS Section 1. Place of Meetings. All annual and special meetings of shareholders shall be held at the home office of the Company or at such other convenient place as the board of director

May 22, 2017 EX-99.4

Questions? - Please call our Stock Information Center, toll-free, at [SIC PHONE]. Monday – Friday, 10:00 a.m. – 4:00 p.m., Eastern Time, except bank holidays.

EX-99.4 Exhibit 99.4 Dear Member: I am writing to tell you of an investment opportunity, and just as importantly, to request your vote on important matters. Pursuant to a Plan of Reorganization from a Mutual Bank to a Mutual Holding Company and Stock Issuance Plan (the “Plan”), Ponce De Leon Federal Bank will reorganize from a mutual bank (meaning no stockholders) to the mutual holding company for

May 22, 2017 EX-99.3

PRO FORMA VALUATION REPORT MUTUAL HOLDING COMPANY STOCK OFFERING

EX-99.3 7 d371501dex993.htm EX-99.3 Exhibit 99.3 PRO FORMA VALUATION REPORT MUTUAL HOLDING COMPANY STOCK OFFERING PDL Community Bancorp | Bronx, New York PROPOSED HOLDING COMPANY FOR: Ponce De Leon Federal Bank | Bronx, New York Dated as of May 5, 2017 1100 North Glebe Road Suite 600 Arlington, Virginia 22201 703.528.1700 rpfinancial.com May 5, 2017 Board of Directors Ponce Bank Mutual Holding Com

May 22, 2017 S-1/A

As filed with the Securities and Exchange Commission on May 22, 2017

Table of Contents As filed with the Securities and Exchange Commission on May 22, 2017 Registration No.

May 22, 2017 EX-3.1

Charter of PDL Community Bancorp (attached as Exhibit 3.1 to the Registrant’s amendment No. 1 to the Form S-1 (File No. 333-217275) filed with the Commission on May 22, 2017).

Exhibit 3.1 PDL COMMUNITY BANCORP STOCK HOLDING COMPANY CHARTER Section 1. Corporate title. The full corporate title of the mutual holding company subsidiary holding company is PDL Community Bancorp (the ?Company?). Section 2. Domicile. The domicile of the Company shall be in Bronx County, New York. Section 3. Duration. The duration of the Company is perpetual. Section 4. Purpose and powers. The p

April 12, 2017 EX-99.2

April 7, 2017

Exhibit 99.2 April 7, 2017 Board of Directors Ponce Bank Mutual Holding Company PDL Community Bancorp Ponce De Leon Federal Bank 2244 Westchester Avenue Bronx, New York 10462 Re: Plan of Reorganization and Stock Issuance Plan Ponce Bank Mutual Holding Company PDL Community Bancorp Ponce De Leon Federal Bank Members of the Board of Directors: All capitalized terms not otherwise defined in this lett

April 12, 2017 EX-10.7

Form of Employment Agreement to be entered into by and among Ponce Bank Mutual Holding Company, PDL Community Bancorp and Steven Tsavaris (attached as Exhibit 10.7 to the Registrant’s Form S-1 (File No. 333-217275) filed with the Commission on April 12, 2017).

EX-10.7 Exhibit 10.7 Employment Agreement This Employment Agreement (the “Agreement”) is made and entered into as of , 2017, by and among Steven A. Tsavaris (the “Executive”) on the one side, and on the other side Ponce Bank Mutual Holding Company, a federally chartered mutual holding company (the “MHC”), and PDL Community Bancorp, a federally chartered savings and loan holding company (the “Banco

April 12, 2017 EX-10.9

Form of Employment Agreement to be entered into by and among Ponce Bank Mutual Holding Company, PDL Community Bancorp and Frank Perez (attached as Exhibit 10.9 to the Registrant’s Form S-1 (File No. 333-217275) filed with the Commission on April 12, 2017).

Exhibit 10.9 Employment Agreement This Employment Agreement (the ?Agreement?) is made and entered into as of , 2017, by and among Frank Perez (the ?Executive?) on the one side, and on the other side Ponce Bank Mutual Holding Company, a federally chartered mutual holding company (the ?MHC?), and PDL Community Bancorp, a federally chartered savings and loan holding company (the ?Bancorp?). WHEREAS,

April 12, 2017 EX-99.1

November 1, 2016

EX-99.1 Exhibit 99.1 November 1, 2016 Mr. Carlos P. Naudon President and Chief Operating Officer Ponce De Leon Federal Bank 2244 Westchester Avenue Bronx, New York 02303 Dear Mr. Naudon: This letter sets forth the agreement between Ponce De Leon Federal Bank, Bronx, New York (the “Bank”), and RP® Financial, LC. (“RP Financial”), whereby RP Financial will provide the independent appraisal services

April 12, 2017 EX-3.1

Charter of PDL Community Bancorp (attached as Exhibit 3.1 to the Registrant’s amendment No. 1 to the Form S-1 (File No. 333-217275) filed with the Commission on May 22, 2017).

Exhibit 3.1 PONCE BANK MUTUAL HOLDING COMPANY FEDERAL MUTUAL HOLDING COMPANY CHARTER Section 1. Corporate title. The name of the mutual holding company is Ponce Bank Mutual Holding Company (the ?Mutual Holding Company?). Section 2. Home Office. The home office of the Mutual Holding Company shall be located in Bronx County, New York. Section 3. Duration. The duration of the Mutual Holding Company i

April 12, 2017 EX-10.5

Form of Employment Agreement to be entered into by and among Ponce Bank Mutual Holding Company, PDL Community Bancorp and Carlos P. Naudon (attached as Exhibit 10.5 to the Registrant’s Form S-1 (File No. 333-217275) filed with the Commission on April 12, 2017).

Exhibit 10.5 Employment Agreement This Employment Agreement (the ?Agreement?) is made and entered into as of , 2017, by and among Carlos P. Naudon (the ?Executive?) on the one side, and on the other side Ponce Bank Mutual Holding Company, a federally chartered mutual holding company (the ?MHC?), and PDL Community Bancorp, a federally chartered savings and loan holding company (the ?Bancorp?). WHER

April 12, 2017 S-1

As filed with the Securities and Exchange Commission on April 12, 2017

Table of Contents As filed with the Securities and Exchange Commission on April 12, 2017 Registration No.

April 12, 2017 EX-3.2

Bylaws of PDL Community Bancorp (attached as Exhibit 3.2 to the Registrant’s amendment No. 2 to the Form S-1 (File No. 333-217275) filed with the Commission on July 27, 2017.

EX-3.2 5 d371501dex32.htm EX-3.2 Exhibit 3.2 PONCE BANK MUTUAL HOLDING COMPANY BYLAWS Section 1. Annual meeting of members. The annual meeting of the members of Ponce Bank Mutual Holding Company (the “Mutual Holding Company”) for the election of directors and for the transaction of any other business of the Mutual Holding Company shall be held, as designated by the board of directors, at a locatio

April 12, 2017 EX-2.1

PONCE De LEON FEDERAL BANK AMENDMENT NO. 1 TO THE PLAN OF REORGANIZATION FROM A MUTUAL BANK TO A MUTUAL HOLDING COMPANY AND STOCK ISSUANCE PLAN TABLE OF CONTENTS 1. Introduction. 1 2. Definitions. 2 3. The Reorganization. 8 4. Conditions to Implement

Exhibit 2.1 PONCE De LEON FEDERAL BANK AMENDMENT NO. 1 TO THE PLAN OF REORGANIZATION FROM A MUTUAL BANK TO A MUTUAL HOLDING COMPANY AND STOCK ISSUANCE PLAN TABLE OF CONTENTS 1. Introduction. 1 2. Definitions. 2 3. The Reorganization. 8 4. Conditions to Implementation of the Reorganization. 10 5. Special Meeting of Members. 11 6. Rights of Members of the MHC. 11 7. Conversion of MHC to Stock Form.

April 12, 2017 EX-10.3

Ponce De Leon Federal Deferred Compensation Plan (attached as Exhibit 10.3 to the Registrant’s Form S-1 (File No. 333-217275) filed with the Commission on April 12, 2017).

Exhibit 10.3 7/31/13 Non-Qualified Deferred Compensation Plan, Basic Plan Document NONQUALIFIED DEFERRED COMPENSATION PLAN BASIC PLAN DOCUMENT (Including Code ?409A provisions) Base Document 7/31/13 Non-Qualified Deferred Compensation Plan, Basic Plan Document Nonqualified Deferred Compensation Prototype Plan NONQUALIFIED DEFERRED COMPENSATION PLAN BASIC PLAN DOCUMENT By execution of the Adoption

April 12, 2017 EX-10.1

Ponce Bank Employee Stock Ownership Plan (attached as Exhibit 10.1 to the Registrant’s Form S-1 (File No. 333-217275) filed with the Commission on April 12, 2017).

Exhibit 10.1 Ponce Bank Employee Stock Ownership Plan (Effective [ ], 2017) Table of Contents ARTICLE I INTRODUCTION 2 ARTICLE II DEFINITIONS 2 ARTICLE III ELIGIBILITY 10 ARTICLE IV VESTING 11 ARTICLE V CONTRIBUTIONS AND ALLOCATIONS 13 ARTICLE VI MAXIMUM LIMITATION ON ALLOCATIONS 14 ARTICLE VII INVESTMENT OF TRUST ASSETS 17 ARTICLE VIII COMPANY STOCK VALUATION 17 ARTICLE IX DISTRIBUTIONS 17 ARTICL

April 12, 2017 EX-10.8

Employment Agreement dated March 31, 2017, by and between Ponce De Leon Federal Bank and Frank Perez (attached as Exhibit 10.8 to the Registrant’s Form S-1 (File No. 333-217275) filed with the Commission on April 12, 2017).

Exhibit 10.8 Employment Agreement This Employment Agreement (the ?Agreement?) is made and entered into as of March 31, 2017, by and between Frank Perez (the ?Executive?) and Ponce De Leon Federal Bank, a federally chartered bank (the ?Bank?). WHEREAS, the Executive currently serves as Chief Financial Officer of the Bank; WHEREAS, it is contemplated that the Bank will become a wholly-owned subsidia

April 12, 2017 EX-99.3

PRO FORMA VALUATION REPORT MUTUAL HOLDING COMPANY STOCK OFFERING

Exhibit 99.3 PRO FORMA VALUATION REPORT MUTUAL HOLDING COMPANY STOCK OFFERING PDL Community Bancorp | Bronx, New York PROPOSED HOLDING COMPANY FOR: Ponce De Leon Federal Bank | Bronx, New York Dated as of February 24, 2017 1100 North Glebe Road Suite 600 Arlington, Virginia 22201 703.528.1700 rpfinancial.com February 24, 2017 Board of Directors Ponce Bank Mutual Holding Company PDL Community Banco

April 12, 2017 EX-4.1

PDL COMMUNITY BANCORP Bronx, New York FULLY PAID AND NON-ASSESSABLE PAR VALUE $0.01 PER SHARE

EX-4.1 Exhibit 4.1 No. INCORPORATED UNDER THE LAWS OF THE UNITED STATES OF AMERICA Shares PDL COMMUNITY BANCORP Bronx, New York FULLY PAID AND NON-ASSESSABLE PAR VALUE $0.01 PER SHARE THIS CERTIFIES that is the owner of SHARES OF COMMON STOCK OF PDL COMMUNITY BANCORP a federally chartered subsidiary savings and loan holding company The shares evidenced by this certificate are transferable only on

April 12, 2017 EX-1.1

880 Carillon Parkway // St. Petersburg, FL 33716 T 727.567.1000 // raymondjames.com Raymond James & Associates, Inc., member New York Stock Exchange/SIPC

EX-1.1 2 d371501dex11.htm EX-1.1 Exhibit 1.1 CONFIDENTIAL December 2, 2016 Ponce de Leon Federal Bank 2244 Westchester Street Bronx, NY 10462 Attention: Carlos P. Naudon, President Gentlemen: It is our understanding that Ponce de Leon Federal Bank (the “Bank”), on behalf of both itself and the Company (as defined herein), desires to retain the services of Raymond James & Associates, Inc. (“Raymond

April 12, 2017 EX-10.6

Employment Agreement dated March 23, 2017, by and between Ponce De Leon Federal Bank and Steven Tsavaris (attached as Exhibit 10.6 to the Registrant’s Form S-1 (File No. 333-217275) filed with the Commission on April 12, 2017).

EX-10.6 13 d371501dex106.htm EX-10.6 Exhibit 10.6 Employment Agreement This Employment Agreement (the “Agreement”) is made and entered into as of March 23, 2017, by and between Steven A. Tsavaris (the “Executive”) and Ponce De Leon Federal Bank, a federally chartered bank (the “Bank”). WHEREAS, the Executive currently serves as Chairman and Chief Executive Officer of the Bank; WHEREAS, it is conte

April 12, 2017 EX-10.4

Employment Agreement dated as of March 23, 2017, by and between Ponce de Leon Federal Bank and Carlos P. Naudon (attached as Exhibit 10.4 to the Registrant’s Form S-1 (File No. 333-217275) filed with the Commission on April 12, 2017).

Exhibit 10.4 Employment Agreement This Employment Agreement (the “Agreement”) is made and entered into as of March 23, 2017, by and between Carlos P. Naudon (the “Executive”) and Ponce De Leon Federal Bank, a federally chartered bank (the “Bank”). WHEREAS, the Executive currently serves as President and Chief Operating Officer of the Bank; WHEREAS, it is contemplated that the Bank will become a wh

April 12, 2017 EX-10.2

Ponce Bank ESOP Equalization Plan (attached as Exhibit 10.2 to the Registrant’s Form S-1 (File No. 333-217275) filed with the Commission on April 12, 2017).

EX-10.2 Exhibit 10.2 Ponce Bank ESOP Equalization Plan Table of Contents Article I Definitions 1 Article II Participation 3 2.1 Eligibility for Participation 3 2.2 Commencement of Participation 3 2.3 Termination of Participation 3 Article III Benefits to Members 3 3.1 Supplemental ESOP Benefits 3 Article IV Death Benefits 5 Article V Trust Fund 5 5.1 Establishment of Trust 5 5.2 Contributions to T

April 12, 2017 EX-21.1

Subsidiaries of the Registrant (attached as Exhibit 21.1 to the Registrant’s Form S-1 (File No. 333-217275) filed with the Commission on April 12, 2017).

Exhibit 21.1 Subsidiaries of the Registrant (a) Upon completion of the reorganization described in the Plan of Reorganization from a Mutual Bank to a Mutual Holding Company and Stock Issuance Plan filed with this Registration Statement as Exhibit 2.1, the subsidiaries of the registrant will be as follows: Subsidiary Name State of Incorporation or Organization Ponce Bank Federal (b) Upon completion

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