Основная статистика
| CIK | 1725033 |
SEC Filings
All companies that sell securities in the United States must register with the Securities and Exchange Commission (SEC) and file reports on a regular basis.
These reports include company annual reports (10K, 10Q), news updates (8K), investor presentations (found in 8Ks), insider trades (form 4), ownership reports (13D, and 13G), and reports related to the specific securities sold, such as registration statements and prospectus. This page shows recent SEC filings related to X Financial - Depositary Receipt (Common Stock)
SEC Filings (Chronological Order)
На этой странице представлен полный хронологический список документов SEC, за исключением документов о собственности, которые мы предоставляем в других местах.
| August 18, 2025 |
X Financial Reports Second Quarter 2025 Unaudited Financial Results Exhibit 99.1 X Financial Reports Second Quarter 2025 Unaudited Financial Results SHENZHEN, China, August 18, 2025 /PRNewswire/ - X Financial (NYSE: XYF) (“X Financial” or the “Company” or “we”), a leading Chinese fintech platform, today announced its unaudited financial results for the second quarter of fiscal year 2025 ended June 30, 2025. Second Quarter 2025 Operational Highlights · Total loan a |
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| August 18, 2025 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the Month of August 2025 Commission File Number: 001-38652 X Financial (Exact name of registrant as specified in its charter) 7-8F, Block A, Aerospace Science and Technology Plaza No. 168, Haide Third Avenu |
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| May 23, 2025 |
EX-16.1 2 tm2515793d1ex16-1.htm EXHIBIT 16.1 Exhibit 16.1 KPMG Huazhen LLP 8th Floor, KPMG Tower Oriental Plaza 1 East Chang An Avenue Beijing 100738 China Telephone +86 (10) 8508 5000 Fax +86 (10) 8518 5111 Internet kpmg.com/cn Date: May 23, 2025 Securities and Exchange Commission Washington, D.C. 20549 Ladies and Gentlemen: We were previously principal accountants for X |
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| May 23, 2025 |
6-K 1 tm2515793d16k.htm FORM 6-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of May 2025 Commission file number: 001-38652 X Financial (Exact name of registrant as specified in its charter) 7-8F, Block A, Aerospace Science and Technology Pl |
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| May 19, 2025 |
X Financial Reports First Quarter 2025 Unaudited Financial Results Exhibit 99.1 X Financial Reports First Quarter 2025 Unaudited Financial Results SHENZHEN, China, May 19, 2025 /PRNewswire/ - X Financial (NYSE: XYF) (“X Financial”, the “Company” or “we”), a leading Chinese fintech platform, today announced its unaudited financial results for the first quarter of fiscal year 2025 ended March 31, 2025. First Quarter 2025 Operational Highlights · Total loan amount f |
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| May 19, 2025 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the Month of May 2025 Commission File Number: 001-38652 X Financial (Exact name of registrant as specified in its charter) 7-8F, Block A, Aerospace Science and Technology Plaza No. 168, Haide Third Avenue, |
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| April 25, 2025 |
Exhibit 13.1 Certification by the Principal Executive Officer Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002 In connection with the annual report of X Financial (the “Company”) on Form 20-F for the year ended December 31, 2024 as filed with the Securities and Exchange Commission on the date hereof (the “Report”), I, Yue (Justin) Tang, Chief Executive Officer and Chairman of the Company, |
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| April 25, 2025 |
Exhibit 12.2 Certification by the Principal Financial Officer Pursuant to Section 302 of the Sarbanes-Oxley Act of 2002 I, Frank Fuya Zheng, certify that: 1. I have reviewed this Form-20-F of X Financial (the “Company”); 2. Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of |
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| April 25, 2025 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 20-F Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 20-F (Mark One) ☐ REGISTRATION STATEMENT PURSUANT TO SECTION 12(b) OR (g) OF THE SECURITIES EXCHANGE ACT OF 1934 OR ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF |
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| April 25, 2025 |
Exhibit 99.3 X Financial 7-8F, Block A, Aerospace Science and Technology Plaza No. 168, Haide Third Avenue, Nanshan District Shenzhen, 518067, the People’s Republic of China Dear Sir/Madam: We hereby consent to the use of our name and the summary of our opinion under the headings, “VIE Structure and Risks Relating to Our Corporate Structure”, “Risks Associated with Being Based in or Having the Maj |
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| April 25, 2025 |
Exhibit 12.1 Certification by the Principal Executive Officer Pursuant to Section 302 of the Sarbanes-Oxley Act of 2002 I, Yue (Justin) Tang, certify that: 1. I have reviewed this Form-20-F of X Financial (the “Company”); 2. Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of |
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| April 25, 2025 |
Consent of Independent Registered Public Accounting Firm Exhibit 15.1 KPMG Huazhen LLP 15th Floor China Resources Tower 2666 Keyuan South Road Nanshan District Shenzhen 518052 China Telephone +86 (755) 2547 1000 Fax +86 (755) 2547 3366 Internet kpmg.com/cn 毕马威华振会计师事务所 (特殊普通合伙) 中国深圳 南山区科苑南路2666号 中国华润大厦15楼 邮政编码:518052 电话 +86 (755) 2547 1000 传真 +86 (755) 2547 3366 网址 kpmg.com/cn Consent of Independent Registered Public Accounting Firm We consent to the inc |
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| April 25, 2025 |
Exhibit 13.2 Certification by the Principal Financial Officer Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002 In connection with the annual report of X Financial (the “Company”) on Form 20-F for the year ended December 31, 2024 as filed with the Securities and Exchange Commission on the date hereof (the “Report”), I, Frank Fuya Zheng, Chief Financial Officer of the Company, certify, purs |
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| March 19, 2025 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the Month of March 2025 Commission File Number: 001-38652 X Financial (Exact name of registrant as specified in its charter) 7-8F, Block A, Aerospace Science and Technology Plaza No. 168, Haide Third Avenue |
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| March 19, 2025 |
X Financial Reports Fourth Quarter and Fiscal Year 2024 Unaudited Financial Results Exhibit 99.1 X Financial Reports Fourth Quarter and Fiscal Year 2024 Unaudited Financial Results SHENZHEN, China, March 19, 2025 /PRNewswire/ - X Financial (NYSE: XYF) (the “Company” or “we”), a leading online personal finance company in China, today announced its unaudited financial results for the fourth quarter and fiscal year ended December 31, 2024. Fourth Quarter and Fiscal Year 2024 Operati |
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| December 23, 2024 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the Month of December, 2024 Commission File Number: 001-38652 X Financial (Exact name of registrant as specified in its charter) 7-8F, Block A, Aerospace Science and Technology Plaza No. 168, Haide Third Av |
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| December 19, 2024 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the Month of December 2024 Commission File Number: 001-38652 X Financial (Exact name of registrant as specified in its charter) 7-8F, Block A, Aerospace Science and Technology Plaza No. 168, Haide Third Ave |
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| December 19, 2024 |
X Financial Announces US$48.7 Million Share Repurchase from Major Shareholder Exhibit 99.1 X Financial Announces US$48.7 Million Share Repurchase from Major Shareholder SHENZHEN, China, December 19, 2024 /PRNewswire/ - X Financial (NYSE: XYF) (the “Company” or “we”), a leading online personal finance company in China, today announced that it has entered into a repurchase agreement with a major shareholder on December 16, 2024, pursuant to which the Company will repurchase 6 |
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| December 5, 2024 |
Consent of Independent Registered Public Accounting Firm Exhibit 15.1 Consent of Independent Registered Public Accounting Firm We consent to the incorporation by reference in the registration statement (No. 333-227938) on Form S-8 of our report dated April 29, 2024, except for the restatement as to the effectiveness of internal control over financial reporting for the material weakness related to lack of sufficient US GAAP knowledge by the financial rep |
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| December 5, 2024 |
Exhibit 12.2 Certification by the Principal Financial Officer Pursuant to Section 302 of the Sarbanes-Oxley Act of 2002 I, Frank Fuya Zheng, certify that: 1. I have reviewed this Amendment No. 1 to the annual report on Form 20-F of X Financial (the “Company”); 2. Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary t |
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| December 5, 2024 |
Exhibit 13.2 Certification by the Principal Financial Officer Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002 In connection with the Amendment No. 1 to the annual report of X Financial (the “Company”) on Form 20-F for the year ended December 31, 2023 as filed with the Securities and Exchange Commission on the date hereof (the “Report”), I, Frank Fuya Zheng, Chief Financial Officer of the |
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| December 5, 2024 |
Exhibit 12.1 Certification by the Principal Executive Officer Pursuant to Section 302 of the Sarbanes-Oxley Act of 2002 I, Yue (Justin) Tang, certify that: 1. I have reviewed this Amendment No. 1 to the annual report on Form 20-F of X Financial (the “Company”); 2. Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary |
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| December 5, 2024 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 AMENDMENT NO. 1 FORM 20-F Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 AMENDMENT NO. 1 TO FORM 20-F (Mark One) ☐ REGISTRATION STATEMENT PURSUANT TO SECTION 12(b) OR (g) OF THE SECURITIES EXCHANGE ACT OF 1934 OR ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECT |
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| December 5, 2024 |
Exhibit 13.1 Certification by the Principal Executive Officer Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002 In connection with the Amendment No. 1 to the annual report of X Financial (the “Company”) on Form 20-F for the year ended December 31, 2023 as filed with the Securities and Exchange Commission on the date hereof (the “Report”), I, Yue (Justin) Tang, Chief Executive Officer and C |
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| November 26, 2024 |
X Financial Reports Third Quarter 2024 Unaudited Financial Results Exhibit 99.1 X Financial Reports Third Quarter 2024 Unaudited Financial Results SHENZHEN, China, November 26, 2024 /PRNewswire/ - X Financial (NYSE: XYF) (the “Company” or “we”), a leading online personal finance company in China, today announced its unaudited financial results for the third quarter ended September 30, 2024. Third Quarter 2024 Operational Highlights Three Months Ended September 30 |
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| November 26, 2024 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the Month of November 2024 Commission File Number: 001-38652 X Financial (Exact name of registrant as specified in its charter) 7-8F, Block A, Aerospace Science and Technology Plaza No. 168, Haide Third Ave |
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| November 22, 2024 |
X FINANCIAL NOTICE OF ANNUAL GENERAL MEETING OF SHAREHOLDERS TO BE HELD ON DECEMBER 20, 2024 Exhibit 99.2 X FINANCIAL NOTICE OF ANNUAL GENERAL MEETING OF SHAREHOLDERS TO BE HELD ON DECEMBER 20, 2024 Notice is hereby given that X Financial, a Cayman Islands company (the “Company”), will hold its annual general meeting of shareholders at 10:00 a.m., local time, on December 20, 2024 (the “Annual General Meeting”) at 7/F – 8/F, Block A, Aerospace Science and Technology Plaza, No. 168 Haide Th |
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| November 22, 2024 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the Month of November 2024 Commission File Number: 001-38652 X Financial (Exact name of registrant as specified in its charter) Not Applicable (Translation of registrant’s name into English) Cayman Islands |
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| November 22, 2024 |
X Financial to Hold Annual General Meeting on December 20, 2024 Exhibit 99.1 X Financial to Hold Annual General Meeting on December 20, 2024 SHENZHEN, China, November 22, 2024 /PRNewswire/ - X Financial (NYSE: XYF) (the “Company” or “we”), a leading online personal finance company in China, today announced it will hold its 2024 annual general meeting of shareholders at 7/F – 8/F, Block A, Aerospace Science and Technology Plaza, No. 168 Haide Third Avenue, Nans |
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| August 21, 2024 |
X Financial Reports Second Quarter 2024 Unaudited Financial Results Exhibit 99.1 X Financial Reports Second Quarter 2024 Unaudited Financial Results SHENZHEN, China, August 21, 2024 /PRNewswire/ - X Financial (NYSE: XYF) (the “Company” or “we”), a leading online personal finance company in China, today announced its unaudited financial results for the second quarter ended June 30, 2024. Second Quarter 2024 Operational Highlights Three Months Ended Three Months End |
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| August 21, 2024 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the Month of August 2024 Commission File Number: 001-38652 X Financial (Exact name of registrant as specified in its charter) 7-8F, Block A, Aerospace Science and Technology Plaza No. 168, Haide Third Avenu |
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| July 15, 2024 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 AMENDMENT NO. 2 TO SCHEDULE TO TENDER OFFER STATEMENT UNDER SECTION 14(d)(1) OR 13(e)(1) OF THE SECURITIES EXCHANGE ACT OF 1934 X FINANCIAL (Name of Subject Company (Issuer) and Filing Person (as Offeror)) American Depositary Shares (Title of Class of Securities) 98372W202 (CUSIP Number of Class of Securities) Mr. Frank Fuya Z |
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| July 15, 2024 |
X Financial Announces Results of Tender Offer Exhibit (a)(5)(B) X Financial Announces Results of Tender Offer SHENZHEN, China, July 15, 2024 /PRNewswire/ - X Financial (NYSE: XYF) (the “Company” or “we”), a leading online personal finance company in China, announced today the results of its previously announced tender offer (the “Tender Offer”) to purchase up to 2 million American Depositary Shares (the “ADSs”) of the Company, each representing six Class A ordinary shares, par value $0. |
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| July 15, 2024 |
Exhibit 107 Calculation of Filing Fee Table SC TO-I/A (Form Type) X Financial (Exact Name of Registrant as Specified in its Charter) Table 1 - Transaction Valuation Transaction Valuation Fee Rate Amount of Filing Fee Fees to Be Paid $ 9,160,412. |
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| June 17, 2024 |
Lawrence Venick Partner 2206-19 Jardine House 1 Connaught Place Central Hong Kong, SAR Direct +852. |
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| June 17, 2024 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 AMENDMENT NO. 1 TO SCHEDULE TO TENDER OFFER STATEMENT UNDER SECTION 14(d)(1) OR 13(e)(1) OF THE SECURITIES EXCHANGE ACT OF 1934 X FINANCIAL (Name of Subject Company (Issuer) and Filing Person (as Offeror)) American Depositary Shares (Title of Class of Securities) 98372W202 (CUSIP Number of Class of Securities) Mr. Frank Fuya Z |
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| June 5, 2024 |
EXHIBIT (a)(1)(B) LETTER OF TRANSMITTAL For Tender of ADSs Pursuant to the Offer to Purchase, Dated June 5, 2024 by X FINANCIAL Up to 2,000,000 ADSs At a Cash Purchase Price of $4. |
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| June 5, 2024 |
EXHIBIT (a)(1)(F) Notice of Withdrawal For Tender of ADSs Pursuant to the Offer to Purchase, Dated June 5, 2024 by X FINANCIAL Up to 2 Million At a Cash Purchase Price of $4. |
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| June 5, 2024 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE TO TENDER OFFER STATEMENT UNDER SECTION 14(d)(1) OR 13(e)(1) OF THE SECURITIES EXCHANGE ACT OF 1934 X FINANCIAL (Name of Subject Company (Issuer) and Filing Person (as Offeror)) American Depositary Shares (Title of Class of Securities) 98372W202 (CUSIP Number of Class of Securities) Mr. Frank Fuya Zheng, Chief Financi |
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| June 5, 2024 |
Exhibit 107 Calculation of Filing Fee Table SC TO-I (Form Type) X Financial (Exact Name of Registrant as Specified in its Charter) Table 1 - Transaction Valuation Transaction Valuation Fee Rate Amount of Filing Fee Fees to Be Paid $9,040,000(1) 0. |
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| June 5, 2024 |
Exhibit (a)(1)(E) Offer to Purchase for Cash by X FINANCIAL Up to 2 Million of its American Depositary Shares At a Cash Purchase Price of $4. |
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| June 5, 2024 |
EXHIBIT (a)(1)(C) Notice of Guaranteed Delivery For Tender of ADSs X Financial THE OFFER, PRORATION PERIOD AND WITHDRAWAL RIGHTS WILL EXPIRE AT 5:00 P. |
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| June 5, 2024 |
TABLE OF CONTENTS Exhibit (a)(1)(A) Offer to Purchase for Cash By X FINANCIAL Of Up to 2,000,000 of its American Depositary Shares At a Purchase Price of $4. |
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| June 5, 2024 |
X Financial Commences a Tender Offer to Repurchase approximately $9.04 Million of its ADSs Exhibit (a)(5)(A) X Financial Commences a Tender Offer to Repurchase approximately $9. |
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| June 5, 2024 |
Exhibit (a)(1)(D) Offer to Purchase for Cash by X FINANCIAL Up to 2 Million of its American Depositary Shares At a Cash Purchase Price of $4. |
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| May 30, 2024 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the Month of May 2024 Commission File Number: 001-38652 X Financial (Exact name of registrant as specified in its charter) 7-8F, Block A, Aerospace Science and Technology Plaza No. 168, Haide Third Avenue, |
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| May 30, 2024 |
X Financial Reports First Quarter 2024 Unaudited Financial Results Exhibit 99.1 X Financial Reports First Quarter 2024 Unaudited Financial Results SHENZHEN, China, May 30, 2024 /PRNewswire/ - X Financial (NYSE: XYF) (the “Company” or “we”), a leading online personal finance company in China, today announced its unaudited financial results for the first quarter ended March 31, 2024. First Quarter 2024 Operational Highlights Three Months Ended March 31, 2023 Three |
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| April 29, 2024 |
Exhibit 4.10 Equity Pledge Agreement This Equity Pledge Agreement ("Agreement") is made and entered into in Shenzhen on October 15, 2021 by and among the following Parties: 1. Pledgee: Xiaoying (Beijing) Information Technology Co., Ltd. Registered Address: Room 32-1-1-135, Building No.32, Chuangye Middle Road, Haidian District, Beijing. 2. Pledgor: Tang Yue Domicile: XXXX. 3. Domestic Company: Bei |
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| April 29, 2024 |
Exhibit 12.1 Certification by the Principal Executive Officer Pursuant to Section 302 of the Sarbanes-Oxley Act of 2002 I, Yue (Justin) Tang, certify that: 1. I have reviewed this annual report on Form 20-F of X Financial (the “Company”); 2. Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements |
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| April 29, 2024 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 20-F Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 20-F (Mark One) ☐ REGISTRATION STATEMENT PURSUANT TO SECTION 12(b) OR (g) OF THE SECURITIES EXCHANGE ACT OF 1934 OR ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF |
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| April 29, 2024 |
Exhibit 99.3 X Financial 7-8F, Block A, Aerospace Science and Technology Plaza No. 168, Haide Third Avenue, Nanshan District Shenzhen, 518067, the People’s Republic of China Dear Sir/Madam: We hereby consent to the use of our name and the summary of our opinion under the headings, “VIE Structure and Risks Relating to Our Corporate Structure”, “Risks Associated with Being Based in or Having the Maj |
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| April 29, 2024 |
Exhibit 4.9 Power of Attorney Agreement This Power of Attorney Agreement ("Agreement") is made and entered into in Shenzhen, China on October 15, 2021 by and among the following Parties: 1.Tang Yue, ID Card No.: XXX; 2.Sun Jing, ID Card No.: XXX (together with Tang Yue, hereinafter collectively referred to as the "Existing Shareholders"); 3.Xiaoying (Beijing) Information Technology Co., Ltd. (here |
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| April 29, 2024 |
Exclusive Business Cooperation Agreement Exhibit 4.14 Exclusive Business Cooperation Agreement This Exclusive Business Cooperation Agreement ("Agreement") is made and entered into in Shenzhen on October 8, 2023 by and among the following Parties: 1.Xiaoying (Beijing) Information Technology Co., Ltd. (hereinafter referred to as the "WFOE") Registered Address: Room 32-1-1-135, Building No.32, Chuangye Middle Road, Haidian District, Beijing |
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| April 29, 2024 |
Exhibit 4.13 Spouse Consent Letter I, Zhao Feifei, the undersigned (ID No.: XXX), as the legal spouse of Tang Yue (ID No.: XXX, hereinafter referred to as "Tang Yue"), hereby (i) unconditionally and irrevocably agree that Tang Yue signs the following documents (hereinafter referred to as the "Transaction Documents"), and (ii) agree that the equity in Beijing Yingzhongtong Financial Information Ser |
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| April 29, 2024 |
Exhibit 4.19 Equity Pledge Agreement This Equity Pledge Agreement ("Agreement") is made and entered into in Shenzhen on October 8, 2023 by and among the following Parties: 1. Pledgee: Xiaoying (Beijing) Information Technology Co., Ltd. Registered Address: Room 32-1-1-135, Building No.32, Chuangye Middle Road, Haidian District, Beijing. 2. Pledgor: Shenzhen Man Ni Ou Investment Management Partnersh |
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| April 29, 2024 |
Exhibit 4.20 Equity Pledge Agreement This Equity Pledge Agreement ("Agreement") is made and entered into in Shenzhen on October 8, 2023 by and among the following Parties: 1. Pledgee: Xiaoying (Beijing) Information Technology Co., Ltd. Registered Address: Room 32-1-1-135, Building No.32, Chuangye Middle Road, Haidian District, Beijing. 2. Pledgor: Shenzhen Gu Fo Investment Management Partnership ( |
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| April 29, 2024 |
Exhibit 4.23 Spouse Consent Letter I, Zhao Feifei, the undersigned (ID No.: XXX), as the legal spouse of Tang Yue (ID No.: XXX, hereinafter referred to as "Tang Yue"), hereby (i) unconditionally and irrevocably agree that Tang Yue signs the following documents (hereinafter referred to as the "Transaction Documents"), and (ii) agree that the equity in Shenzhen Xiaoying Technology Co., Ltd. (hereina |
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| April 29, 2024 |
Exhibit 12.2 Certification by the Principal Financial Officer Pursuant to Section 302 of the Sarbanes-Oxley Act of 2002 I, Frank Fuya Zheng, certify that: 1. I have reviewed this annual report on Form 20-F of X Financial (the “Company”); 2. Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements m |
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| April 29, 2024 |
Consent of Independent Registered Public Accounting Firm Exhibit 15.1 Consent of Independent Registered Public Accounting Firm We consent to the incorporation by reference in the registration statement (No. 333-227938) on Form S-8 of our report dated April 29, 2024, with respect to the consolidated financial statements of X Financial and the effectiveness of internal control over financial reporting. /s/ KPMG Huazhen LLP Shenzhen, China April 29, 2024 |
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| April 29, 2024 |
X Financial ("the Company") CLAWBACK POLICY Exhibit 97.1 X Financial ("the Company") CLAWBACK POLICY Introduction The Board of Directors of the Company (the "Board") believes that it is in the best interests of the Company and its shareholders to create and maintain a culture that emphasizes integrity and accountability and that reinforces the Company's pay-for-performance compensation philosophy. The Board has therefore adopted this policy |
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| April 29, 2024 |
Exclusive Call Option Agreement Exhibit 4.12 Exclusive Call Option Agreement This Exclusive Call Option Agreement (“Agreement”) is made and entered into in Shenzhen on October 15, 2021 by and among the following Parties: 1.Xiaoying (Beijing) Information Technology Co., Ltd., a wholly foreign owned enterprise registered in the People’s Republic of China (“PRC”), having its registered address at Room 32-1-1-135, Building No.32, Ch |
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| April 29, 2024 |
Exhibit 13.1 Certification by the Principal Executive Officer Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002 In connection with the annual report of X Financial (the “Company”) on Form 20-F for the year ended December 31, 2023 as filed with the Securities and Exchange Commission on the date hereof (the “Report”), I, Yue (Justin) Tang, Chief Executive Officer and Chairman of the Company, |
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| April 29, 2024 |
Exclusive Business Cooperation Agreement Exhibit 4.8 Exclusive Business Cooperation Agreement This Exclusive Business Cooperation Agreement ("Agreement") is made and entered into in Shenzhen on October 15, 2021 by and among the following Parties: 1.Xiaoying (Beijing) Information Technology Co., Ltd. (hereinafter referred to as the "WFOE") Registered Address: Room 32-1-1-135, Building No.32, Chuangye Middle Road, Haidian District, Beijing |
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| April 29, 2024 |
Exhibit 4.17 Equity Pledge Agreement This Equity Pledge Agreement ("Agreement") is made and entered into in Shenzhen on October 8, 2023 by and among the following Parties: 1. Pledgee: Xiaoying (Beijing) Information Technology Co., Ltd. Registered Address: Room 32-1-1-135, Building No.32, Chuangye Middle Road, Haidian District, Beijing. 2. Pledgor: Zijinzhonghao (Zhejiang) Investment Co., Ltd. Domi |
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| April 29, 2024 |
Exclusive Call Option Agreement Exhibit 4.22 Exclusive Call Option Agreement This Exclusive Call Option Agreement ("Agreement") is made and entered into in Shenzhen on October 8, 2023 by and among the following Parties: 1.Xiaoying (Beijing) Information Technology Co., Ltd., a wholly foreign owned enterprise registered in the People's Republic of China ("PRC"), having its registered address at Room 32-1-1-135, Building No.32, Chu |
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| April 29, 2024 |
X FINANCIAL Statement of Policy Concerning Trading in Company Securities Adopted August, 2019 Exhibit 19.1 X FINANCIAL Statement of Policy Concerning Trading in Company Securities Adopted August, 2019 TABLE OF CONTENTS Page No. I. Summary of Policy Concerning Trading in Company Securities 1 II. The Use of Inside Information in Connection with Trading in Securities 1 A. General Rule. 1 B. Who Does the Policy Apply To? 2 C. Other Companies’ Stock. 3 D. Hedging and Derivatives. 3 E. Pledging |
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| April 29, 2024 |
Exhibit 4.16 Equity Pledge Agreement This Equity Pledge Agreement ("Agreement") is made and entered into in Shenzhen on October 8, 2023 by and among the following Parties: 1. Pledgee: Xiaoying (Beijing) Information Technology Co., Ltd. Registered Address: Room 32-1-1-135, Building No.32, Chuangye Middle Road, Haidian District, Beijing. 2. Pledgor: Tang Yue Domicile: ******. 3. Domestic Company: Sh |
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| April 29, 2024 |
Exhibit 4.11 Equity Pledge Agreement This Equity Pledge Agreement ("Agreement") is made and entered into in Shenzhen on October 15, 2021 by and among the following Parties: 1. Pledgee: Xiaoying (Beijing) Information Technology Co., Ltd. Registered Address: Room 32-1-1-135, Building No.32, Chuangye Middle Road, Haidian District, Beijing. 2. Pledgor: Sun Jing Domicile: XXX 3. Domestic Company: Beiji |
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| April 29, 2024 |
Exhibit 13.2 Certification by the Principal Financial Officer Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002 In connection with the annual report of X Financial (the “Company”) on Form 20-F for the year ended December 31, 2023 as filed with the Securities and Exchange Commission on the date hereof (the “Report”), I, Frank Fuya Zheng, Chief Financial Officer of the Company, certify, purs |
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| April 29, 2024 |
Shareholders’ Voting Rights Proxy Agreements Exhibit 4.15 Shareholders’ Voting Rights Proxy Agreements This Power of Attorney Agreement ("Agreement") is made and entered into in Shenzhen, China on October 8, 2023 by and among the following Parties: 1. Tang Yue, ID No.: XXX; 2. Zijinzhonghao (Zhejiang) Investment Co., Ltd., Credibility Code: 91120106556516141K; 3. Shenzhen Ao Li Hua Investment Management Partnership (Limited Partnership), Cre |
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| April 29, 2024 |
Exhibit 4.18 Equity Pledge Agreement This Equity Pledge Agreement ("Agreement") is made and entered into in Shenzhen on October 8, 2023 by and among the following Parties: 1. Pledgee: Xiaoying (Beijing) Information Technology Co., Ltd. Registered Address: Room 32-1-1-135, Building No.32, Chuangye Middle Road, Haidian District, Beijing. 2. Pledgor: Shenzhen Ao Li Hua Investment Management Partnersh |
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| April 29, 2024 |
Exhibit 4.21 Equity Pledge Agreement This Equity Pledge Agreement ("Agreement") is made and entered into in Shenzhen on October 8, 2023 by and among the following Parties: 1. Pledgee: Xiaoying (Beijing) Information Technology Co., Ltd. Registered Address: Room 32-1-1-135, Building No.32, Chuangye Middle Road, Haidian District, Beijing. 2. Pledgor: Shenzhen Bo Li Fu Investment Management Partnershi |
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| March 26, 2024 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the Month of March 2024 Commission File Number: 001-38652 X Financial (Exact name of registrant as specified in its charter) 7-8F, Block A, Aerospace Science and Technology Plaza No. 168, Haide Third Avenue |
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| March 26, 2024 |
X Financial Reports Fourth Quarter and Fiscal Year 2023 Unaudited Financial Results Exhibit 99.1 X Financial Reports Fourth Quarter and Fiscal Year 2023 Unaudited Financial Results SHENZHEN, China, March 26, 2024 /PRNewswire/ - X Financial (NYSE: XYF) (the “Company” or “we”), a leading online personal finance company in China, today announced its unaudited financial results for the fourth quarter and fiscal year ended December 31, 2023. Fourth Quarter and Fiscal Year 2023 Operati |
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| November 22, 2023 |
X Financial Reports Third Quarter 2023 Unaudited Financial Results Exhibit 99.1 X Financial Reports Third Quarter 2023 Unaudited Financial Results SHENZHEN, China, November 22, 2023 /PRNewswire/ - X Financial (NYSE: XYF) (the “Company” or “we”), a leading online personal finance company in China, today announced its unaudited financial results for the third quarter ended September 30, 2023. Third Quarter 2023 Operational Highlights Three Months Ended Three Months |
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| November 22, 2023 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the Month of November 2023 Commission File Number: 001-38652 X Financial (Exact name of registrant as specified in its charter) 7-8F, Block A, Aerospace Science and Technology Plaza No. 168, Haide Third Ave |
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| November 17, 2023 |
X Financial to Hold Annual General Meeting on December 22, 2023 Exhibit 99.1 X Financial to Hold Annual General Meeting on December 22, 2023 SHENZHEN, China, November 17, 2023 /PRNewswire/ - X Financial (NYSE: XYF) (the “Company” or “we”), a leading online personal finance company in China, today announced it will hold its 2023 annual general meeting of shareholders at 7/F – 8/F, Block A, Aerospace Science and Technology Plaza, No. 168 Haide Third Avenue, Nans |
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| November 17, 2023 |
X FINANCIAL NOTICE OF ANNUAL GENERAL MEETING OF SHAREHOLDERS TO BE HELD ON DECEMBER 22, 2023 Exhibit 99.2 X FINANCIAL NOTICE OF ANNUAL GENERAL MEETING OF SHAREHOLDERS TO BE HELD ON DECEMBER 22, 2023 Notice is hereby given that X Financial, a Cayman Islands company (the “Company”), will hold its annual general meeting of shareholders at 10:00 a.m., local time, on December 22, 2023 (the “Annual General Meeting”) at 7/F – 8/F, Block A, Aerospace Science and Technology Plaza, No. 168 Haide Th |
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| November 17, 2023 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the Month of November 2023 Commission File Number: 001-38652 X Financial (Exact name of registrant as specified in its charter) Not Applicable (Translation of registrant’s name into English) Cayman Islands |
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| August 28, 2023 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the Month of August 2023 Commission File Number: 001-38652 X Financial (Exact name of registrant as specified in its charter) 7-8F, Block A, Aerospace Science and Technology Plaza No. 168, Haide Third Avenu |
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| August 28, 2023 |
X Financial Reports Second Quarter 2023 Unaudited Financial Results Exhibit 99.1 X Financial Reports Second Quarter 2023 Unaudited Financial Results SHENZHEN, China, August 28, 2023 /PRNewswire/ - X Financial (NYSE: XYF) (the “Company” or “we”), a leading online personal finance company in China, today announced its unaudited financial results for the second quarter ended June 30, 2023. Second Quarter 2023 Operational Highlights Three Months Ended Three Months End |
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| May 24, 2023 |
X Financial Reports First Quarter 2023 Unaudited Financial Results Exhibit 99.1 X Financial Reports First Quarter 2023 Unaudited Financial Results SHENZHEN, China, May 24, 2023 /PRNewswire/ - X Financial (NYSE: XYF) (the “Company” or “we”), a leading online personal finance company in China, today announced its unaudited financial results for the first quarter ended March 31, 2023. First Quarter 2023 Operational Highlights Three Months Ended March 31, 2022 Three |
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| May 24, 2023 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the Month of May 2023 Commission File Number: 001-38652 X Financial (Exact name of registrant as specified in its charter) 7-8F, Block A, Aerospace Science and Technology Plaza No. 168, Haide Third Avenue, |
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| April 27, 2023 |
Exhibit 13.1 Certification by the Principal Executive Officer Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002 In connection with the annual report of X Financial (the “Company”) on Form 20-F for the year ended December 31, 2022 as filed with the Securities and Exchange Commission on the date hereof (the “Report”), I, Yue (Justin) Tang, Chief Executive Officer and Chairman of the Company, |
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| April 27, 2023 |
Consent of Han Kun Law Offices Exhibit 99.3 Date: April 27, 2023 X Financial 7-8F, Block A, Aerospace Science and Technology Plaza No. 168, Haide Third Avenue, Nanshan District Shenzhen, 518067, the People’s Republic of China Dear Sir/Madam: We hereby consent to the use of our name and the summary of our opinion under the headings, “VIE Structure and Risks Relating to Our Corporate Structure”, “Risks Associated with Being Based |
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| April 27, 2023 |
Exhibit 4.30 Exclusive Call Option Agreement This Exclusive Call Option Agreement ("Agreement") is made and entered into in [Shenzhen] on December 9, 2022 by and among the following Parties: 1.Xiaoying (Beijing) Information Technology Co., Ltd., a wholly foreign owned enterprise registered in the People's Republic of China ("PRC"), having its registered address at 4/F, South Tower, Daheng Scitech |
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| April 27, 2023 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 20-F Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 20-F (Mark One) ☐ REGISTRATION STATEMENT PURSUANT TO SECTION 12(b) OR (g) OF THE SECURITIES EXCHANGE ACT OF 1934 OR ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2022 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF |
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| April 27, 2023 |
Exhibit 15.1 Consent of Independent Registered Public Accounting Firm We consent to the incorporation by reference in the registration statement (No. 333–227938) on Form S-8 of our report dated April 27, 2023, with respect to the consolidated financial statements and financial statement Schedule I of X Financial. /s/ KPMG Huazhen LLP Shenzhen, China April 27, 2023 |
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| April 27, 2023 |
Exhibit 12.1 Certification by the Principal Executive Officer Pursuant to Section 302 of the Sarbanes-Oxley Act of 2002 I, Yue (Justin) Tang, certify that: 1. I have reviewed this annual report on Form 20-F of X Financial (the “Company”); 2. Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements |
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| April 27, 2023 |
Supplemental Submission Pursuant to Item 16I(a) of Form 20-F Exhibit 99.2 Supplemental Submission Pursuant to Item 16I(a) of Form 20-F X Financial (the “Company”) is submitting via EDGAR the following information as required under Item 16I(a) of Form 20-F in relation to the Holding Foreign Companies Accountable Act (the “HFCAA”). On May 26, 2022, the Company was conclusively identified by the U.S. Securities and Exchange Commission (the “SEC”) as a Commissi |
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| April 27, 2023 |
Exhibit 13.2 Certification by the Principal Financial Officer Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002 In connection with the annual report of X Financial (the “Company”) on Form 20-F for the year ended December 31, 2022 as filed with the Securities and Exchange Commission on the date hereof (the “Report”), I, Frank Fuya Zheng, Chief Financial Officer of the Company, certify, purs |
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| April 27, 2023 |
Exhibit 4.27 Exclusive Business Cooperation Agreement This Exclusive Business Cooperation Agreement ("Agreement") is made and entered into in [Shenzhen] on December 9, 2022 by and among the following Parties: 1.Xiaoying (Beijing) Information Technology Co., Ltd. (hereinafter referred to as the "WFOE") Registered Address: 4/F, South Tower, Daheng Scitech Mansion, No.3 Suzhou Street, Haidian Distric |
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| April 27, 2023 |
Exhibit 12.2 Certification by the Principal Financial Officer Pursuant to Section 302 of the Sarbanes-Oxley Act of 2002 I, Frank Fuya Zheng, certify that: 1. I have reviewed this annual report on Form 20-F of X Financial (the “Company”); 2. Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements m |
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| April 27, 2023 |
Exhibit 4.29 Equity Pledge Agreement This Equity Pledge Agreement ("Agreement") is made and entered into in [Shenzhen] on December 9, 2022 by and among the following Parties: 1. Pledgee: Xiaoying (Beijing) Information Technology Co., Ltd. Registered Address: 4/F, South Tower, Daheng Scitech Mansion, No.3 Suzhou Street, Haidian District, Beijing. 2. Pledgor: Shenzhen Lelebu Information Consulting C |
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| April 27, 2023 |
Exhibit 4.28 Power of Attorney Agreement This Power of Attorney Agreement ("Agreement") is made and entered into in [Shenzhen], China on December 9, 2022 by and among the following Parties: 1. Shenzhen Lelebu Information Consulting Co., Ltd. ("Existing Shareholder"); Registered Address: 16185, Building 3, Xunmei Technology Plaza, No.8 Keyuan Road, Science Park Community, Yuehai Street, Nanshan Dis |
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| March 30, 2023 |
6-K 1 tm2310861d16k.htm FORM 6-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the Month of March 2023 Commission File Number: 001-38652 X Financial (Exact name of registrant as specified in its charter) 7-8F, Block A, Aerospace Science and Technology |
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| March 30, 2023 |
X Financial Reports Fourth Quarter and Fiscal Year 2022 Unaudited Financial Results Exhibit 99.1 X Financial Reports Fourth Quarter and Fiscal Year 2022 Unaudited Financial Results SHENZHEN, China, March 30, 2023 /PRNewswire/ - X Financial (NYSE: XYF) (the “Company” or “we”), a leading online personal finance company in China, today announced its unaudited financial results for the fourth quarter and fiscal year ended December 31, 2022. Fourth Quarter and Fiscal Year 2022 Operati |
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| February 14, 2023 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 1)* X Financial (Name of Issuer) Class A ordinary shares, par value $0.0001 per share (Title of Class of Securities) 98372W202** (CUSIP Number) September 27, 2022 (Date of Event which Requires Filing of this Statement) Check the appropriate box to designate |
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| January 12, 2023 |
Exhibit 99.1 JOINT FILING AGREEMENT In accordance with Rule 13d-1(k) promulgated under the Securities Exchange Act of 1934, as amended, the undersigned hereby agree to the joint filing on behalf of each of them of a statement on Schedule 13D (including amendments thereto) with respect to the Class A ordinary shares, par value $0.0001 per share, and the Class B ordinary shares, par value $0.0001 pe |
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| January 12, 2023 |
XYF / X Financial / Mangrove Coast Investment Ltd - SC 13D/A Activist Investment UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D Under the Securities Exchange Act of 1934 (Amendment No. 2) X Financial (Name of Issuer) Class A ordinary shares, par value US$0.0001 per share (Title of Class of Securities) 98372W103(1) (CUSIP Number) Yue Tang 7-8F, Block A, Aerospace Science and Technology Plaza No. 168, Haide Third Avenue, Nanshan District She |
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| November 16, 2022 |
X Financial Reports Third Quarter 2022 Unaudited Financial Results Exhibit 99.1 X Financial Reports Third Quarter 2022 Unaudited Financial Results SHENZHEN, China, November 16, 2022 /PRNewswire/ - X Financial (NYSE: XYF) (the ?Company? or ?we?), a leading online personal finance company in China, today announced its unaudited financial results for the third quarter ended September 30, 2022. Third Quarter 2022 Financial Highlights ? Total net revenue in the third |
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| November 16, 2022 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the Month of November, 2022 Commission File Number: 001-38652 X Financial (Exact name of registrant as specified in its charter) 7-8F, Block A, Aerospace Science and Technology Plaza No. 168, Haide Third Av |
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| November 14, 2022 |
X FINANCIAL NOTICE OF ANNUAL GENERAL MEETING OF SHAREHOLDERS TO BE HELD ON DECEMBER 9, 2022 Exhibit 99.2 X FINANCIAL NOTICE OF ANNUAL GENERAL MEETING OF SHAREHOLDERS TO BE HELD ON DECEMBER 9, 2022 Notice is hereby given that X Financial, a Cayman Islands company (the ?Company?), will hold its annual general meeting of shareholders at 10:00 a.m., local time, on December 9, 2022 (the ?Annual General Meeting?) at 7/F ? 8/F, Block A, Aerospace Science and Technology Plaza, No. 168 Haide Thir |
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| November 14, 2022 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of November 2022 Commission File Number: 001-38652 X Financial Not Applicable (Translation of registrant?s name into English) Cayman Islands (Jurisdiction of incorporation or organization) 7-8F, B |
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| November 14, 2022 |
X Financial to Hold Annual General Meeting on December 9, 2022 Exhibit 99.1 X Financial to Hold Annual General Meeting on December 9, 2022 SHENZHEN, China, November 14, 2022 /PRNewswire/ - X Financial (NYSE: XYF) (the ?Company? or ?we?), a leading online personal finance company in China, today announced it will hold its 2022 annual general meeting of shareholders at 7/F ? 8/F, Block A, Aerospace Science and Technology Plaza, No. 168 Haide Third Avenue, Nansh |
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| September 30, 2022 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the Month of September, 2022 Commission File Number: 001-38652 X Financial (Exact name of registrant as specified in its charter) 7-8F, Block A, Aerospace Science and Technology Plaza No. 168, Haide Third A |
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| September 30, 2022 |
X Financial Upsizes Share Repurchase Program to US$20 Million Exhibit 99.1 X Financial Upsizes Share Repurchase Program to US$20 Million SHENZHEN, China, September 30, 2022 /PRNewswire/ - X Financial (NYSE: XYF) (the "Company" or ?we?), a leading online personal finance company in China, today announced the Company?s board of directors (the ?Board?) has authorized to upsize its share repurchase program to US$20 million from US$15 million (the ?Share Repurcha |
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| August 8, 2022 |
X Financial Reports Second Quarter 2022 Unaudited Financial Results Exhibit 99.1 X Financial Reports Second Quarter 2022 Unaudited Financial Results SHENZHEN, China, August 8, 2022 /PRNewswire/ - X Financial (NYSE: XYF) (the ?Company? or ?we?), a leading online personal finance company in China, today announced its unaudited financial results for the second quarter ended June 30, 2022. Second Quarter 2022 Financial Highlights ? Total net revenue in the second quar |
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| August 8, 2022 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the Month of August, 2022 Commission File Number: 001-38652 X Financial (Exact name of registrant as specified in its charter) 7-8F, Block A, Aerospace Science and Technology Plaza No. 168, Haide Third Aven |
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| May 23, 2022 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the Month of May, 2022 Commission File Number: 001-38652 X Financial (Exact name of registrant as specified in its charter) 7-8F, Block A, Aerospace Science and Technology Plaza No. 168, Haide Third Avenue, |
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| May 23, 2022 |
X Financial Reports First Quarter 2022 Unaudited Financial Results Exhibit 99.1 X Financial Reports First Quarter 2022 Unaudited Financial Results SHENZHEN, China, May 23, 2022 /PRNewswire/ - X Financial (NYSE: XYF) (the ?Company? or ?we?), a leading online personal finance company in China, today announced its unaudited financial results for the first quarter ended March 31, 2022. First Quarter 2022 Financial Highlights ? Total net revenue in the first quarter o |
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| May 10, 2022 |
X Financial Provides Update on its Status under the Holding Foreign Companies Accountable Act Exhibit 99.1 X Financial Provides Update on its Status under the Holding Foreign Companies Accountable Act SHENZHEN, China, May 6, 2022 /PRNewswire/ - X Financial (NYSE: XYF) (the "Company" or "we"), a leading online personal finance company in China, today announced updates on its status under the Holding Foreign Companies Accountable Act (the "HFCAA"). The Company is aware of the fact that it wa |
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| May 10, 2022 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the Month of May, 2022 Commission File Number: 001-38652 X Financial (Exact name of registrant as specified in its charter) 7-8F, Block A, Aerospace Science and Technology Plaza No. 168, Haide Third Avenue, |
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| April 28, 2022 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 20-F Table of Contents ? ? UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. |
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| April 28, 2022 |
Exhibit 12.1 Certification by the Principal Executive Officer Pursuant to Section 302 of the Sarbanes-Oxley Act of 2002 I, Yue (Justin) Tang, certify that: 1. I have reviewed this annual report on Form 20-F of X Financial (the “Company”); 2. Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements |
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| April 28, 2022 |
Exhibit 13.1 Certification by the Principal Executive Officer Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002 In connection with the annual report of X Financial (the “Company”) on Form 20-F for the year ended December 31, 2021 as filed with the Securities and Exchange Commission on the date hereof (the “Report”), I, Yue (Justin) Tang, Chief Executive Officer and Chairman of the Company, |
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| April 28, 2022 |
Exhibit 12.2 Certification by the Principal Financial Officer Pursuant to Section 302 of the Sarbanes-Oxley Act of 2002 I, Frank Fuya Zheng, certify that: 1. I have reviewed this annual report on Form 20-F of X Financial (the “Company”); 2. Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements m |
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| April 28, 2022 |
Share Purchase Agreement dated November 1, 2021 (English Translation) Exhibit 10.1 (Confidential) Contract No.: Share Purchase Agreement On Shenyang Tianxinhao Technology Co., Ltd. November 1, 2021 ? Contents ? ? ? Article Page Article 1 Definitions ? 3 Article 2 Share Transfer ? 5 Article 3 Transfer Price and Payment ? 5 Article 4 Conditions Precedent to Closing ? 6 Article 5 Closing Date and Post-Closing Obligations ? 7 Article 6 Representations and Warranties of |
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| April 28, 2022 |
Exhibit 13.2 Certification by the Principal Financial Officer Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002 In connection with the annual report of X Financial (the “Company”) on Form 20-F for the year ended December 31, 2021 as filed with the Securities and Exchange Commission on the date hereof (the “Report”), I, Frank Fuya Zheng, Chief Financial Officer of the Company, certify, purs |
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| April 28, 2022 |
Exhibit 15.1 Consent of Independent Registered Public Accounting Firm We consent to the incorporation by reference in the registration statement (No. 333–227938) on Form S-8 of our report dated April 28, 2022, with respect to the consolidated financial statements and financial statement schedule I of X Financial. /s/ KPMG Huazhen LLP Shenzhen, China April 28, 2022 |
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| April 28, 2022 |
Shareholder Agreement dated November 1, 2021 (English Translation) Exhibit 10.2 (Confidential) Contract No.: Shareholder Agreement On Shenyang Tianxinhao Technology Co., Ltd. AMONG SHENZHEN YINGAIGOU TRADE CO., LTD. (????????????) SHENZHEN SUNHOPE INVESTMENT DEVELOPMENT CO., LTD. (?????????????) AND SHENYANG TIANXINHAO TECHNOLOGY CO., LTD. (???????????) November 1, 2021 ? Contents ? ? ? ? Recital 3 Section 1 Definitions ? 3 Section 2 Basic Information of Company |
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| April 28, 2022 |
Consolidated Financial Statements of Shenyang Tianxinhao Technology Limited as of December 31, 2021 Table of Contents Exhibit 99.1 ? ? ? ? SHENYANG TIANXINHAO TECHNOLOGY LIMITED FINANCIAL STATEMENTS FOR THE PERIOD FROM NOVEMBER 2 TO DECEMBER 31 2021 ? ? Table of Contents ? SHENYANG TIANXINHAO TECHNOLOGY LIMITED INDEX TO FINANCIAL STATEMENTS Financial Statements PAGE(S) ? ? ? REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM F-2 BALANCE SHEETS AS OF DECEMBER 31, 2021 F-3 STATEMENTS OF COMPR |
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| March 30, 2022 |
Exhibit 99.1 X Financial Reports Fourth Quarter and Fiscal Year 2021 Unaudited Financial Results X Financial Approved a Share Repurchase Plan SHENZHEN, China, March 30, 2022 /PRNewswire/ - X Financial (NYSE: XYF) (the "Company" or ?we?), a leading online personal finance company in China, today announced its unaudited financial results for the fourth quarter and fiscal year ended December 31, 2021 |
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| March 30, 2022 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the Month of March, 2022 Commission File Number: 001-38652 X Financial (Exact name of registrant as specified in its charter) 7-8F, Block A, Aerospace Science and Technology Plaza No. 168, Haide Third Avenu |
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| December 29, 2021 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the Month of December 2021 Commission File Number: 001-38652 X Financial (Exact name of registrant as specified in its charter) 7-8F, Block A, Aerospace Science and Technology Plaza No. 168, Haide Third Ave |
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| December 29, 2021 |
X Financial Announces Results of 2021 Annual General Meeting of Shareholders Exhibit 99.1 X Financial Announces Results of 2021 Annual General Meeting of Shareholders SHENZHEN, China, December 29, 2021 /PRNewswire/ - X Financial (NYSE: XYF) (the "Company" or ?we?), a leading online personal finance company in China, today announced the results of the Company's 2021 Annual General Meeting of Shareholders (the ?AGM?), which was held at 7/F ? 8/F, Block A, Aerospace Science a |
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| November 22, 2021 |
X Financial Reports Third Quarter 2021 Unaudited Financial Results Exhibit 99.1 X Financial Reports Third Quarter 2021 Unaudited Financial Results SHENZHEN, China, November 22, 2021 /PRNewswire/ - X Financial (NYSE: XYF) (the "Company" or ?we?), a leading online personal finance company in China, today announced its unaudited financial results for the third quarter ended September 30, 2021. Third Quarter 2021 Financial Highlights ? Total net revenue in the third |
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| November 22, 2021 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the Month of November, 2021 Commission File Number: 001-38652 X Financial (Exact name of registrant as specified in its charter) 7-8F, Block A, Aerospace Science and Technology Plaza No. 168, Haide Third Av |
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| November 19, 2021 |
X FINANCIAL NOTICE OF ANNUAL GENERAL MEETING OF SHAREHOLDERS TO BE HELD ON DECEMBER 29, 2021 Exhibit 99.1 X FINANCIAL NOTICE OF ANNUAL GENERAL MEETING OF SHAREHOLDERS TO BE HELD ON DECEMBER 29, 2021 Notice is hereby given that X Financial, a Cayman Islands company (the ?Company?), will hold its annual general meeting of shareholders at 10:00 a.m., local time, on December 29, 2021 (the ?Annual General Meeting?) at 7/F ? 8/F, Block A, Aerospace Science and Technology Plaza, No. 168 Haide Th |
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| November 19, 2021 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of November 2021 Commission File Number: 001-38652 X Financial Not Applicable (Translation of registrant?s name into English) Cayman Islands (Jurisdiction of incorporation or organization) 7-8F, B |
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| November 19, 2021 |
Exhibit 99.3 17907 X FINANCIAL VIF Proof 4 Annual General Meeting of X FINANCIAL Date: December 29, 2021 See Voting Instruction On Reverse Side. Please make your marks like this: x Use pen only MAIL Mark, sign and date your Voting Instruction Form. Detach your Voting Instruction Form. Return your Voting Instruction Form in the postage-paid envelope provided. Please separate carefully at the perfor |
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| November 19, 2021 |
Exhibit 99.2 X FINANCIAL (incorporated in the Cayman Islands with limited liability) FORM OF PROXY FOR THE ANNUAL GENERAL MEETING to be held on December 29, 2021 (or any adjourned or postponed meeting thereof) I/we, the undersigned acknowledges receipt of the Notice of Annual General Meeting of Shareholders and Proxy Statement and, being the registered holder of Class A Ordinary Shares1, par value |
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| August 9, 2021 |
X Financial Reports Second Quarter 2021 Unaudited Financial Results Exhibit 99.1 X Financial Reports Second Quarter 2021 Unaudited Financial Results SHENZHEN, China, August 9, 2021 /PRNewswire/ - X Financial (NYSE: XYF) (the "Company" or ?we?), a leading online personal finance company in China, today announced its unaudited financial results for the second quarter ended June 30, 2021. Second Quarter 2021 Financial Highlights ? Total net revenue in the second quar |
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| August 9, 2021 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the Month of August, 2021 Commission File Number: 001-38652 X Financial (Exact name of registrant as specified in its charter) 7-8F, Block A, Aerospace Science and Technology Plaza No. 168, Haide Third Aven |
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| June 15, 2021 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the Month of June, 2021 Commission File Number: 001-38652 X Financial (Exact name of registrant as specified in its charter) 7-8F, Block A, Aerospace Science and Technology Plaza No. 168, Haide Third Avenue |
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| June 15, 2021 |
X Financial Reports First Quarter 2021 Unaudited Financial Results Exhibit 99.1 X Financial Reports First Quarter 2021 Unaudited Financial Results SHENZHEN, China, June 15, 2021 /PRNewswire/ - X Financial (NYSE: XYF) (the "Company" or ?we?), a leading online personal finance company in China, today announced its unaudited financial results for the first quarter ended March 31, 2021. First Quarter 2021 Financial Highlights ? Total net revenue in the first quarter |
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| May 26, 2021 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the Month of May, 2021 Commission File Number: 001-38652 X Financial (Exact name of registrant as specified in its charter) 7-8F, Block A, Aerospace Science and Technology Plaza No. 168, Haide Third Avenue, |
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| May 26, 2021 |
X Financial Obtains National Online Microcredit Business Operating License Exhibit 99.1 X Financial Obtains National Online Microcredit Business Operating License SHENZHEN, China, May 26, 2021 /PRNewswire/ ? X Financial (NYSE: XYF) (the ?Company? or ?we?), a leading technology-driven personal finance company in China, today announced that Shenzhen Xiaoying Technology Co., Ltd. (?Shenzhen Xiaoying?), a VIE of the Company, has received a letter from the Local Financial Reg |
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| May 24, 2021 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the Month of May, 2021 Commission File Number: 001-38652 X Financial (Exact name of registrant as specified in its charter) 7-8F, Block A, Aerospace Science and Technology Plaza No. 168, Haide Third Avenue, |
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| May 24, 2021 |
X Financial Announces Leadership Changes Exhibit 99.1 X Financial Announces Leadership Changes SHENZHEN, China, May 24, 2021 /PRNewswire/ ? X Financial (NYSE: XYF) (the ?Company? or ?we?), a leading technology-driven personal finance company in China, today announced that Mr. Shaoyong (Simon) Cheng has been appointed as the Vice Chairman of the Board of Directors and has resigned as President of the Company with effect from May 24, 2021 |
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| May 14, 2021 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 20-F Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 20-F (Mark One) o REGISTRATION STATEMENT PURSUANT TO SECTION 12(b) OR (g) OF THE SECURITIES EXCHANGE ACT OF 1934 OR x ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2020 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF |
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| May 14, 2021 |
Exhibit 12.2 Certification by the Principal Financial Officer Pursuant to Section 302 of the Sarbanes-Oxley Act of 2002 I, Frank Fuya Zheng, certify that: 1. I have reviewed this annual report on Form 20-F of X Financial (the “Company”); 2. Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements m |
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| May 14, 2021 |
Exhibit 4.36 Security Deposit Pledge Guarantee Agreement Agreement No.: 20195237 Date: December 23, 2019 Party A: ZhongAn Online P&C Insurance Co., Ltd. (hereinafter referred to as ?Party A? or ?ZhongAn Insurance?) Registered Address: 4-5/F, Associate Mission Building, 169 Yuanmingyuan Road, Huangpu District, Shanghai Legal Representative: OU Yaping Party B: Shenzhen Tangren Financing Guarantee Co |
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| May 14, 2021 |
Exhibit 13.2 Certification by the Principal Financial Officer Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002 In connection with the annual report of X Financial (the “Company”) on Form 20-F for the year ended December 31, 2020 as filed with the Securities and Exchange Commission on the date hereof (the “Report”), I, Frank Fuya Zheng, Chief Financial Officer of the Company, certify, purs |
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| May 14, 2021 |
Consent of Deloitte Touche Tohmatsu Certified Public Accountants LLP EX-15.3 13 a21-47881ex15d3.htm EX-15.3 Exhibit 15.3 CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM We consent to the incorporation by reference in the Registration Statement on Form S-8 (No. 333-227938) of our report dated April 25, 2019 relating to the consolidated financial statements and financial statement schedule of X Financial and its subsidiaries and its consolidated variable int |
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| May 14, 2021 |
EX-15.1 12 a21-47881ex15d1.htm EX-15.1 Exhibit 15.1 Consent of Independent Registered Public Accounting Firm The Board of Directors X Financial: We consent to the incorporation by reference in the registration statement on Form S-8 (No. 333–227938) of X Financial of our report dated May 14, 2021, with respect to the consolidated balance sheet of X Financial as of December 31, 2020 and 2019, and th |
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| May 14, 2021 |
Exhibit 4.38 Security Deposit Pledge Guarantee Agreement Agreement No.: 20201653 Date: June 19, 2020 Party A: ZhongAn Online P&C Insurance Co., Ltd. (hereinafter referred to as ?Party A? or ?ZhongAn Insurance?) Registered Address: 4-5/F, Associate Mission Building, 169 Yuanmingyuan Road, Huangpu District, Shanghai Legal Representative: OU Yaping Party B: Shenzhen Xiaoying Puhui Technology Co., Ltd |
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| May 14, 2021 |
Exhibit 12.1 Certification by the Principal Executive Officer Pursuant to Section 302 of the Sarbanes-Oxley Act of 2002 I, Yue (Justin) Tang, certify that: 1. I have reviewed this annual report on Form 20-F of X Financial (the “Company”); 2. Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements |
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| May 14, 2021 |
Exhibit 4.37 Supplementary Agreement to Security Deposit Pledge Guarantee Agreement Agreement No.: 20201886 Date: July 8, 2020 This Supplementary Agreement shall be made and entered into on July 8, 2020 in Xuhui District, Shanghai by and between: Party A: ZhongAn Online P&C Insurance Co., Ltd. (hereinafter referred to as ?Party A? or ?ZhongAn Insurance?) Registered Address: 4-5/F, Associate Missio |
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| May 14, 2021 |
Exhibit 4.39 **** CERTAIN INFORMATION (INDICATED BY ASTERISKS IN BRACKETS) HAS BEEN OMITTED FROM THIS DOCUMENT BECAUSE IT IS BOTH (1) NOT MATERIAL AND (2) WOULD BE COMPETITIVELY HARMFUL IF PUBLICLY DISCLOSED. Supplementary Agreement to Security Deposit Pledge Guarantee Agreement Agreement No.: 20201654 Date: June 19, 2020 Party A: ZhongAn Online P&C Insurance Co., Ltd. Registered Address: 4-5/F, A |
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| May 14, 2021 |
Exhibit 4.35 Tripartite Cooperation Agreement Agreement No.: 20193948 Date: November 8, 2019 Party A: ZhongAn Online P&C Insurance Co., Ltd. (?ZhongAn Insurance?) Registered Address: 4-5/F, Associate Mission Building, 169 Yuanmingyuan Road, Huangpu District, Shanghai Legal Representative: OU Yaping Party B: Shenzhen Xiaoying Puhui Technology Co., Ltd. (?Xiaoying Puhui?) Registered Address: Shenzhe |
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| May 14, 2021 |
Exhibit 13.1 Certification by the Principal Executive Officer Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002 In connection with the annual report of X Financial (the ?Company?) on Form 20-F for the year ended December 31, 2020 as filed with the Securities and Exchange Commission on the date hereof (the ?Report?), I, Yue (Justin) Tang, Chief Executive Officer and Chairman of the Company, |
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| April 29, 2021 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 12b-25 NOTIFICATION OF LATE FILING (Check one): o Form 10-K x Form 20-F o Form 11-K o Form 10-Q o Form 10-D o Form N-CEN o Form N-CSR For Period Ended: December 31, 2020 o Transition Report on Form 10-K o Transition Report on Form 20-F o Transition Report on Form 11-K o Transition Report on Form 10-Q For the Transition Pe |
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| April 23, 2021 |
Current Report of Foreign Issuer - 6-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the Month of April, 2021 Commission File Number: 001-38652 X Financial (Exact name of registrant as specified in its charter) 7-8F, Block A, Aerospace Science and Technology Plaza No. 168, Haide Third Avenu |
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| April 23, 2021 |
X Financial Reports Fourth Quarter and Fiscal Year 2020 Unaudited Financial Results Exhibit 99.1 X Financial Reports Fourth Quarter and Fiscal Year 2020 Unaudited Financial Results SHENZHEN, China, April 23, 2021 /PRNewswire/ ? X Financial (NYSE: XYF) (the ?Company? or ?we?), a leading technology-driven personal finance company in China, today announced its unaudited financial results for the fourth quarter and fiscal year ended December 31, 2020. Fourth Quarter 2020 Financial Hi |
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| March 2, 2021 |
Current Report of Foreign Issuer - 6-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the Month of March, 2021 Commission File Number: 001-38652 X Financial (Exact name of registrant as specified in its charter) 7-8F, Block A, Aerospace Science and Technology Plaza No. 168, Haide Third Avenu |
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| March 2, 2021 |
X Financial Announces its Investment in a VC Fund Managed by Dragonfly Ventures II, L.P. Exhibit 99.1 X Financial Announces its Investment in a VC Fund Managed by Dragonfly Ventures II, L.P. SHENZHEN, China, March 2, 2021 /PRNewswire/ ? X Financial (NYSE: XYF) (the ?Company? or ?we?), a leading technology-driven personal finance company in China, today announced commitment to invest in an aggregate amount of US$10 million in a VC fund managed by Dragonfly Ventures II, L.P. (?Dragonfly |
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| December 3, 2020 |
Current Report of Foreign Issuer - 6-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the Month of December, 2020 Commission File Number: 001-38652 X Financial (Exact name of registrant as specified in its charter) 7-8F, Block A, Aerospace Science and Technology Plaza No. 168, Haide Third Av |
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| December 3, 2020 |
X Financial Regains Compliance with NYSE Minimum Price Continued Listing Criterion Exhibit 99.1 X Financial Regains Compliance with NYSE Minimum Price Continued Listing Criterion SHENZHEN, China, December 3, 2020 /PRNewswire/ — X Financial (NYSE: XYF) (the “Company” or “we”), a leading technology-driven personal finance company in China, today announced that it has received a notification letter from the New York Stock Exchange (the “NYSE”) dated December 2, 2020, informing the |
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| December 1, 2020 |
X Financial Reports Third Quarter 2020 Unaudited Financial Results Exhibit 99.1 X Financial Reports Third Quarter 2020 Unaudited Financial Results SHENZHEN, China, December 1, 2020 /PRNewswire/ — X Financial (NYSE: XYF) (the “Company” or “we”), a leading technology-driven personal finance company in China, today announced its unaudited financial results for the third quarter ended September 30, 2020. Third Quarter 2020 Financial Highlights · Total net revenue was |
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| December 1, 2020 |
Current Report of Foreign Issuer - 6-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the Month of December, 2020 Commission File Number: 001-38652 X Financial (Exact name of registrant as specified in its charter) 7-8F, Block A, Aerospace Science and Technology Plaza No. 168, Haide Third Av |
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| November 10, 2020 |
X Financial Announces ADS Ratio Change EX-99.1 2 a20-355701ex99d1.htm EX-99.1 Exhibit 99.1 X Financial Announces ADS Ratio Change SHENZHEN, China, November 10, 2020 /PRNewswire/ — X Financial (NYSE: XYF) (the “Company” or “we”), a leading technology-driven personal finance company in China, today announced that it will change the ratio of its American depositary shares (“ADSs”) representing its Class A ordinary shares from one (1) ADS |
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| November 10, 2020 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the Month of November, 2020 Commission File Number: 001-38652 X Financial (Exact name of registrant as specified in its charter) 7-8F, Block A, Aerospace Science and Technology Plaza No. 168, Haide Third Av |
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| November 9, 2020 |
Exhibit 99.2 X Financial (incorporated in the Cayman Islands with limited liability) (NYSE Ticker: XYF) NOTICE OF ANNUAL GENERAL MEETING To be held on December 11, 2020 (or any adjourned or postponed meeting thereof) NOTICE IS HEREBY GIVEN that an annual general meeting (the “AGM”) of X Financial (the “Company”) will be held at its offices at 7/F, Block A, Aerospace Science and Technology Plaza, N |
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| November 9, 2020 |
Current Report of Foreign Issuer - 6-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the Month of November, 2020 Commission File Number: 001-38652 X Financial (Exact name of registrant as specified in its charter) 7-8F, Block A, Aerospace Science and Technology Plaza No. 168, Haide Third Av |
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| November 9, 2020 |
X Financial to Hold Annual General Meeting on December 11, 2020 Exhibit 99.1 X Financial to Hold Annual General Meeting on December 11, 2020 SHENZHEN, China, November 9, 2020 /PRNewswire/ — X Financial (NYSE: XYF) (the “Company” or “we”), a leading technology-driven personal finance company in China, today announced that it will hold its 2020 annual general meeting of shareholders at its offices at 7/F, Block A, Aerospace Science and Technology Plaza, No.168 H |
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| October 26, 2020 |
October 26, 2020 Ms. Michelle Miller Mr. Mark Brunhofer Division of Corporation Finance Office of Finance U.S. Securities and Exchange Commission 100 F Street, NE Washington, D.C. 20549 Re: X Financial Form 20-F for Fiscal Year Ended December 31, 2019 Filed June 4, 2020 Comment Letter Dated September 14, 2020 File No. 001-38652 Dear Ms. Miller and Mr. Brunhofer: We provide the following response t |
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| October 6, 2020 |
XYF / X Financial / Mangrove Coast Investment Ltd - SC 13D/A Activist Investment UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D Under the Securities Exchange Act of 1934 (Amendment No. 1) X Financial (Name of Issuer) Class A ordinary shares, par value US$0.0001 per share (Title of Class of Securities) 98372W103(1) (CUSIP Number) Yue Tang 7-8F, Block A, Aerospace Science and Technology Plaza No. 168, Haide Third Avenue, Nanshan District She |
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| October 6, 2020 |
EX-99.2 3 a20-324431ex99d2.htm EX-99.2 Exhibit 99.2 SHARE TRANSFER AGREEMENT THIS SHARE TRANSFER AGREEMENT (this “Agreement”) is entered into on September 28, 2020 (the “Signing Date”) by and between: (1) PURPLE MOUNTAIN HOLDING LTD., an exempted company duly incorporated with limited liability under the Laws of the British Virgin Islands (the “Transferee”), (2) GOLDEN WISE INTERNATIONAL LIMITED, |
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| October 6, 2020 |
Exhibit 99.1 JOINT FILING AGREEMENT In accordance with Rule 13d-1(k) promulgated under the Securities Exchange Act of 1934, as amended, the undersigned hereby agree to the joint filing on behalf of each of them of a statement on Schedule 13D (including amendments thereto) with respect to the Class A ordinary shares, par value $0.0001 per share, and the Class B ordinary shares, par value $0.0001 pe |
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| August 31, 2020 |
August 31, 2020 Ms. Michelle Miller Mr. Mark Brunhofer Division of Corporation Finance Office of Finance U.S. Securities and Exchange Commission 100 F Street, NE Washington, D.C. 20549 Re: X Financial Form 20-F for Fiscal Year Ended December 31, 2019 Filed June 4, 2020 Comment Letter Dated August 11, 2020 File No. 001-38652 Dear Ms. Miller and Mr. Brunhofer: We provide the following response to th |
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| August 24, 2020 |
August 24, 2020 Ms. Michelle Miller Mr. Mark Brunhofer Division of Corporation Finance Office of Finance U.S. Securities and Exchange Commission 100 F Street, NE Washington, D.C. 20549 Re: X Financial Form 20-F for Fiscal Year Ended December 31, 2019 Filed June 4, 2020 Comment Letter Dated August 11, 2020 File No. 001-38652 Dear Ms. Miller and Mr. Brunhofer: X Financial (the ?Company?) acknowledge |
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| August 20, 2020 |
X Financial Appoints New Chief Financial Officer Exhibit 99.2 X Financial Appoints New Chief Financial Officer SHENZHEN, China, Aug. 20, 2020 /PRNewswire/ — X Financial (NYSE: XYF) (the “Company”), a leading technology-driven personal finance company in China, today announced that it has appointed Mr. Frank Fuya Zheng as the Company’s Chief Financial Officer, effective August 24, 2020. Mr. Zheng will succeed Mr. Kevin Jie Zhang, who has resigned |
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| August 20, 2020 |
Current Report of Foreign Issuer - 6-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the Month of August, 2020 Commission File Number: 001-38652 X Financial (Exact name of registrant as specified in its charter) 7-8F, Block A, Aerospace Science and Technology Plaza No. 168, Haide Third Aven |
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| August 20, 2020 |
X Financial Reports Second Quarter 2020 Unaudited Financial Results Exhibit 99.1 X Financial Reports Second Quarter 2020 Unaudited Financial Results SHENZHEN, China, Aug. 20, 2020 /PRNewswire/ — X Financial (NYSE: XYF) (the “Company” or “we”), a leading technology-driven personal finance company in China, today announced its unaudited financial results for the second quarter ended June 30, 2020. Second Quarter 2020 Financial Highlights · Total net revenue decrease |
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| June 29, 2020 |
Current Report of Foreign Issuer - 6-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the Month of June, 2020 Commission File Number: 001-38652 X Financial (Exact name of registrant as specified in its charter) 7-8F, Block A, Aerospace Science and Technology Plaza No. 168, Haide Third Avenue |
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| June 29, 2020 |
X Financial Reports First Quarter 2020 Unaudited Financial Results Exhibit 99.1 X Financial Reports First Quarter 2020 Unaudited Financial Results SHENZHEN, China, June 29, 2020 /PRNewswire/ — X Financial (NYSE: XYF) (the “Company” or “we”), a leading technology-driven personal finance company in China, today announced its unaudited financial results for the first quarter ended March 31, 2020. First Quarter 2020 Financial Highlights · Net revenues decreased by 31 |
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| June 4, 2020 |
Exhibit 12.2 Certification by the Principal Financial Officer Pursuant to Section 302 of the Sarbanes-Oxley Act of 2002 I, Jie (Kevin) Zhang, certify that: 1. I have reviewed this annual report on Form 20-F of X Financial (the “Company”); 2. Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements |
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| June 4, 2020 |
Exhibit 15.3 June 4, 2020 Securities and Exchange Commission 100 F Street, N.E. Washington, D.C. 20549-7561 Dear Sirs/Madams: We have read Item 16F of X Financial Form 20-F dated June 4, 2020 and have the following comments: 1. We agree with the statements made in the paragraph 2, 3, 4 and 5 of Item 16F for which we have a basis on which to comment on, and we agree with, the disclosures. 2. We hav |
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| June 4, 2020 |
Exhibit 4.34 Power of Attorney Date: July 1, 2018 The undersigned, Shenzhen Gamma Capital Management Co., Ltd. an enterprise incorporated in the People’s Republic of China (the “PRC”), with Unified Social Credit Code of 91440300360046969C, holding 100% of the entire registered capital (the “Equity”) of Shenzhen Beier Assets Management Co., Ltd. (“Domestic Company”), hereby irrevocably authorize: X |
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| June 4, 2020 |
20-F 1 a20-7098120f.htm 20-F Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 20-F (Mark One) o REGISTRATION STATEMENT PURSUANT TO SECTION 12(b) OR (g) OF THE SECURITIES EXCHANGE ACT OF 1934 OR x ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2019 OR o TRANSITION REPORT PURSUA |
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| June 4, 2020 |
Exhibit 15.1 June 4, 2020 7-8F, Block A, Aerospace Science and Technology Plaza No. 168, Haide Third Avenue, Nanshan District Shenzhen, 518067, the Peoples Republic of China Dear Sir/Madam: We hereby consent to the reference of our name and the summary of our opinion under the headings, Item 3. Key InformationD. Risk FactorsRisks Related to Our Corporate Structure, Item 4. Information on the |
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| June 4, 2020 |
Exhibit 12.1 Certification by the Principal Executive Officer Pursuant to Section 302 of the Sarbanes-Oxley Act of 2002 I, Yue (Justin) Tang, certify that: 1. I have reviewed this annual report on Form 20-F of X Financial (the “Company”); 2. Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements |
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| June 4, 2020 |
Consent of Deloitte Touche Tohmatsu Certified Public Accountants LLP Exhibit 15.4 CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM We consent to the incorporation by reference in the Registration Statement on Form S-8 (No. 333-227938) of our report dated April 25, 2019 relating to the consolidated financial statements and financial statement schedule of X Financial and its subsidiaries and its consolidated variable interest entities (the “Group”) as of and |
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| June 4, 2020 |
Exhibit 4.33 Equity Pledge Contract This Equity Pledge Contract (this “Contract”) is made and entered into by and among the following Parties on July 1, 2018 in Beijing, the People’s Republic of China (the “PRC”): Party A: Xiaoying (Beijing) Information Technology Co., Ltd., Room 32-1-1-135, Building No.32, Chuangye Middle Road, Haidian District, Beijing (“Pledgee”). Party B: Shenzhen Gamma Capita |
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| June 4, 2020 |
Exhibit 13.2 Certification by the Principal Financial Officer Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002 In connection with the annual report of X Financial (the “Company”) on Form 20-F for the year ended December 31, 2019 as filed with the Securities and Exchange Commission on the date hereof (the “Report”), I, Jie (Kevin) Zhang, Chief Financial Officer of the Company, certify, pur |
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| June 4, 2020 |
Exhibit 13.1 Certification by the Principal Executive Officer Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002 In connection with the annual report of X Financial (the “Company”) on Form 20-F for the year ended December 31, 2019 as filed with the Securities and Exchange Commission on the date hereof (the “Report”), I, Yue (Justin) Tang, Chief Executive Officer and Chairman of the Company, |
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| June 4, 2020 |
Exhibit 15.2 Consent of Independent Registered Public Accounting Firm The Board of Directors X Financial: We consent to the incorporation by reference in the registration statement on Form S-8 (No. 333—227938) of X Financial of our report dated June 4, 2020, with respect to the consolidated balance sheet of X Financial as of December 31, 2019, and the related consolidated statements of comprehensi |
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| June 4, 2020 |
Exhibit 4.31 Exclusive Business Cooperation Agreement This Exclusive Business Cooperation Agreement (“Agreement”) is made and entered into by and between the following Parties on July 1, 2018 in Beijing, the People’s Republic of China (the “PRC”): Party A: Xiaoying (Beijing) Information Technology Co., Ltd. Address: Room 32-1-1-135, Building No.32, Chuangye Middle Road, Haidian District, Beijing P |
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| June 4, 2020 |
Exhibit 2.4 DESCRIPTION OF SECURITIES REGISTERED UNDER SECTION 12 OF THE EXCHANGE ACT As of December 31, 2019 X Financial (the “Company,” “we,” “us,” and “our”) had the following series of securities registered pursuant to Section 12(b) of the Exchange Act: Title of each class Trading symbol Name of each exchange on which registered American depositary shares, each ADS represents two Class A ordin |
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| June 4, 2020 |
Exhibit 4.32 Exclusive Call Option Contract This Exclusive Call Option Contract (this “Contract”) is made and entered into by and among the following Parties on July 1, 2018 in Beijing, the People’s Republic of China (the “PRC”): Party A: Xiaoying (Beijing) Information Technology Co., Ltd., Room 32-1-1-135, Building No.32, Chuangye Middle Road, Haidian District, Beijing. Party B: Shenzhen Gamma Ca |
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| May 28, 2020 |
Current Report of Foreign Issuer - 6-K 6-K 1 a20-2121316k.htm 6-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the Month of May, 2020 Commission File Number: 001-38652 X Financial (Exact name of registrant as specified in its charter) 7-8F, Block A, Aerospace Science and Technology Plaza N |
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| May 28, 2020 |
X Financial Announces Receipt of NYSE Non-compliance Letter Regarding ADS Trading Price Exhibit 99.1 X Financial Announces Receipt of NYSE Non-compliance Letter Regarding ADS Trading Price SHENZHEN, China, May 28, 2020 /PRNewswire/ — X Financial (NYSE: XYF) (the “Company” or “we”), a leading technology-driven personal finance company in China, today announced that it has received a letter from the New York Stock Exchange (the “NYSE”) dated April 28, 2020, notifying X Financial that ( |
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| April 28, 2020 |
Current Report of Foreign Issuer - 6-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the Month of April, 2020 Commission File Number: 001-38652 X Financial (Exact name of registrant as specified in its charter) 7-8F, Block A, Aerospace Science and Technology Plaza No. 168, Haide Third Avenu |
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| April 27, 2020 |
X Financial Reports Fourth Quarter and Fiscal Year 2019 Unaudited Financial Results Exhibit 99.1 X Financial Reports Fourth Quarter and Fiscal Year 2019 Unaudited Financial Results SHENZHEN, China, April 28, 2020 /PRNewswire/ — X Financial (NYSE: XYF) (the “Company” or “we”), a leading technology-driven personal finance company in China, today announced its unaudited financial results for the fourth quarter and fiscal year ended December 31, 2019. Fourth Quarter 2019 Financial Hi |
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| April 27, 2020 |
Current Report of Foreign Issuer - 6-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the Month of April, 2020 Commission File Number: 001-38652 X Financial (Exact name of registrant as specified in its charter) 7-8F, Block A, Aerospace Science and Technology Plaza No. 168, Haide Third Avenu |
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| April 27, 2020 |
Current Report of Foreign Issuer - 6-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 6-K/A REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the Month of April, 2020 Commission File Number: 001-38652 X Financial (Exact name of registrant as specified in its charter) 7-8F, Block A, Aerospace Science and Technology Plaza No. 168, Haide Third Ave |
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| February 10, 2020 |
XYF / X Financial 6-K - Current Report of Foreign Issuer - 6-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the Month of February, 2020 Commission File Number: 001-38652 X Financial (Exact name of registrant as specified in its charter) 7-8F, Block A, Aerospace Science and Technology Plaza No. 168, Haide Third Av |
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| January 17, 2020 |
XYF / X Financial / Fenglei Qian - SC 13G/A Passive Investment SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G (Rule 13d-102) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO RULES 13d-1 (b), (c) AND (d) AND AMENDMENTS THERETO FILED PURSUANT TO 13d-2 Under the Securities Exchange Act of 1934 (Amendment No. 1 )* X Financial (Name of Issuer) Class A ordinary shares, par value US$0.0001 per share (Title of Class of Securities) 98 |
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| December 19, 2019 |
Exhibit 99.1 JOINT FILING AGREEMENT In accordance with Rule 13d-1(k) promulgated under the Securities Exchange Act of 1934, as amended, the undersigned hereby agree to the joint filing on behalf of each of them of a statement on Schedule 13D (including amendments thereto) with respect to the Class A ordinary shares, par value $0.0001 per share, and the Class B ordinary shares, par value $0.0001 pe |
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| December 19, 2019 |
XYF / X Financial / Mangrove Coast Investment Ltd - SC 13D Activist Investment UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D Under the Securities Exchange Act of 1934 (Amendment No. ) X Financial (Name of Issuer) Class A ordinary shares, par value US$0.0001 per share (Title of Class of Securities) 98372W103(1) (CUSIP Number) Yue Tang 7-8F, Block A, Aerospace Science and Technology Plaza No. 168, Haide Third Avenue, Nanshan District Shen |
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| November 20, 2019 |
XYF / X Financial 6-K - Current Report of Foreign Issuer - 6-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the Month of November, 2019 Commission File Number: 001-38652 X Financial (Exact name of registrant as specified in its charter) 7-8F, Block A, Aerospace Science and Technology Plaza No. 168, Haide Third Av |
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| November 20, 2019 |
X Financial Reports Third Quarter 2019 Unaudited Financial Results Exhibit 99.1 X Financial Reports Third Quarter 2019 Unaudited Financial Results SHENZHEN, China, November 21, 2019 /PRNewswire/ — X Financial (NYSE: XYF) (the “Company” or “we”), a leading technology-driven personal finance company in China, today announced its unaudited financial results for the third quarter ended September 30, 2019. Third Quarter 2019 Financial Highlights · Net revenues in the |
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| October 11, 2019 |
XYF / X Financial 6-K - Current Report of Foreign Issuer - 6-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the Month of October, 2019 Commission File Number: 001-38652 X Financial (Exact name of registrant as specified in its charter) 7-8F, Block A, Aerospace Science and Technology Plaza No. 168, Haide Third Ave |
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| October 11, 2019 |
X Financial to Hold Annual General Meeting on November 29, 2019 Exhibit 99.1 X Financial to Hold Annual General Meeting on November 29, 2019 SHENZHEN, China, October 11, 2019 /PRNewswire/ — X Financial (NYSE: XYF) (the “Company” or “we”), a leading technology-driven personal finance company in China, today announced that it will hold its 2019 annual general meeting of shareholders at its offices at 4/F, South Block, Daheng Tech Building, No.3 Suzhou St., Haidi |
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| October 11, 2019 |
Exhibit 99.2 X Financial (incorporated in the Cayman Islands with limited liability) (NYSE Ticker: XYF) NOTICE OF ANNUAL GENERAL MEETING To be held on November 29, 2019 (or any adjourned or postponed meeting thereof) NOTICE IS HEREBY GIVEN that an annual general meeting (the “AGM”) of X Financial (the “Company”) will be held at its offices at 4/F, South Block, Daheng Tech Building, No.3 Suzhou St. |
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| August 19, 2019 |
XYF / X Financial 6-K - Current Report of Foreign Issuer - 6-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the Month of August, 2019 Commission File Number: 001-38652 X Financial (Exact name of registrant as specified in its charter) 7-8F, Block A, Aerospace Science and Technology Plaza No. 168, Haide Third Aven |
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| August 19, 2019 |
X Financial Reports Second Quarter 2019 Unaudited Financial Results Exhibit 99.1 X Financial Reports Second Quarter 2019 Unaudited Financial Results SHENZHEN, China, August 19, 2019 /PRNewswire/ — X Financial (NYSE: XYF) (the “Company” or “we”), a leading technology-driven personal finance company in China, today announced its unaudited financial results for the second quarter ended June 30, 2019. Second Quarter 2019 Financial Highlights · Net income attributable |
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| May 24, 2019 |
XYF / X Financial / Fenglei Qian - SC 13G Passive Investment SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G (Rule 13d-102) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO RULES 13d-1 (b), (c) AND (d) AND AMENDMENTS THERETO FILED PURSUANT TO 13d-2 Under the Securities Exchange Act of 1934 (Amendment No. )* X Financial (Name of Issuer) Class A ordinary shares, par value US$0.0001 per share (Title of Class of Securities) 9837 |
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| May 20, 2019 |
X Financial Reports First Quarter 2019 Unaudited Financial Results EX-99.1 2 a19-102491ex99d1.htm EX-99.1 Exhibit 99.1 X Financial Reports First Quarter 2019 Unaudited Financial Results SHENZHEN, China, May 21, 2019 /PRNewswire/ — X Financial (NYSE: XYF) (the “Company” or “we”), a leading technology-driven personal finance company in China, today announced its unaudited financial results for the first quarter ended March 31, 2019. First Quarter 2019 Financial Hig |
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| May 20, 2019 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the Month of May, 2019 Commission File Number: 001-38652 X Financial (Exact name of registrant as specified in its charter) 7-8F, Block A, Aerospace Science and Technology Plaza No. 168, Haide Third Avenue, |
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| April 25, 2019 |
Exhibit 13.2 Certification by the Chief Financial Officer Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002 In connection with the annual report of X Financial (the ?Company?) on Form 20-F for the year ended December 31, 2018 as filed with the Securities and Exchange Commission on the date hereof (the ?Report?), I, Jie (Kevin) Zhang, Chief Financial Officer of the Company, certify, pursuan |
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| April 25, 2019 |
Exhibit 13.1 Certification by the Chief Executive Officer Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002 In connection with the annual report of X Financial (the “Company”) on Form 20-F for the year ended December 31, 2018 as filed with the Securities and Exchange Commission on the date hereof (the “Report”), I, Yue (Justin) Tang, Chief Executive Officer and Chairman of the Company, cer |
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| April 25, 2019 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 20-F Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 20-F (Mark One) o REGISTRATION STATEMENT PURSUANT TO SECTION 12(b) OR (g) OF THE SECURITIES EXCHANGE ACT OF 1934 OR x ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2018 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF |
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| April 25, 2019 |
Exhibit 12.1 Certification by the Chief Executive Officer Pursuant to Section 302 of the Sarbanes-Oxley Act of 2002 I, Yue (Justin) Tang, certify that: 1. I have reviewed this annual report on Form 20-F of X Financial(the ?Company?); 2. Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, |
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| April 25, 2019 |
Exhibit 12.2 Certification by the Chief Financial Officer Pursuant to Section 302 of the Sarbanes-Oxley Act of 2002 I, Jie (Kevin) Zhang, certify that: 1. I have reviewed this annual report on Form 20-F of X Financial (the ?Company?); 2. Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made |
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| April 25, 2019 |
Consent of Deloitte Touche Tohmatsu Certified Public Accountants LLP Exhibit 15.2 CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM We consent to the incorporation by reference in the Registration Statement on Form S-8 (No. 333-227938) of our report dated April 25, 2019 relating to the consolidated financial statements and financial statement schedule of X Financial and its subsidiaries and its consolidated variable interest entities (the “Group”) (which our |
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| April 25, 2019 |
Exhibit 15.1 April 25, 2019 7-8F, Block A, Aerospace Science and Technology Plaza No. 168, Haide Third Avenue, Nanshan District Shenzhen, 518067, the People?s Republic of China Dear Sir/Madam: We hereby consent to the reference of our name under the heading ?Item 4. Information on the Company?C. Organizational Structure? in X Financial?s Annual Report on Form 20-F for the year ended December 31, 2 |
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| March 18, 2019 |
6-K 1 a19-674116k.htm 6-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the Month of March, 2019 Commission File Number: 001-38652 X Financial (Exact name of registrant as specified in its charter) 7-8F, Block A, Aerospace Science and Technology Plaza |
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| March 18, 2019 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the Month of March, 2019 Commission File Number: 001-38652 X Financial (Exact name of registrant as specified in its charter) 7-8F, Block A, Aerospace Science and Technology Plaza No. 168, Haide Third Avenu |
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| March 18, 2019 |
X Financial Reports Fourth Quarter and Fiscal Year 2018 Unaudited Financial Results Exhibit 99.1 X Financial Reports Fourth Quarter and Fiscal Year 2018 Unaudited Financial Results SHENZHEN, China, March 18, 2019 /PRNewswire/ — X Financial (NYSE: XYF) (the “Company” or “we”), a leading technology-driven personal finance company in China, today announced its unaudited financial results for the fourth quarter and fiscal year ended December 31, 2018. Fourth Quarter 2018 Financial Hi |
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| March 18, 2019 |
X Financial Announces Dividend of US $0.10 per ADS for Fiscal Year of 2018 Exhibit 99.1 X Financial Announces Dividend of US $0.10 per ADS for Fiscal Year of 2018 SHENZHEN, China, March 18, 2019 /PRNewswire/ ? X Financial (NYSE: XYF) (the ?Company? or ?we?), a leading technology-driven personal finance company in China, today announced the Company?s Board of Directors (the ?Board?) has approved an annual cash dividend policy for fiscal year 2018. The amount of cash divid |
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| February 15, 2019 |
Exhibit A JOINT FILING AGREEMENT The undersigned hereby agree that the foregoing statement on Schedule 13G is filed on behalf of each of the undersigned in accordance with the provisions of Rule 13d-1(k) under the Securities Exchange Act of 1934, as amended, and that all subsequent amendments to this statement on Schedule 13G may be filed on behalf of each of the undersigned without the necessity of filing additional joint filing agreements. |
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| February 15, 2019 |
XYF / X Financial / Mangrove Coast Investment Ltd - SC 13G Passive Investment SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G (Rule 13d-102) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO RULES 13d-1 (b), (c) AND (d) AND AMENDMENTS THERETO FILED PURSUANT TO 13d-2 Under the Securities Exchange Act of 1934 (Amendment No. )* X Financial (Name of Issuer) Class A ordinary shares, par value US$0.0001 per share (Title of Class of Securities) 9837 |
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| February 14, 2019 |
XYF / X Financial / All Trade Base Investment Ltd - SC 13G Passive Investment UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G (Rule 13d-102) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO RULES 13d-1 (b), (c) AND (d) AND AMENDMENTS THERETO FILED PURSUANT TO 13d-2 Under the Securities Exchange Act of 1934 (Amendment No. )* X Financial (Name of Issuer) Class A ordinary shares, par value US$0.0001 per share (Title of Class of Se |
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| February 14, 2019 |
XYF / X Financial / Dragon Destiny Ltd - SC 13G Passive Investment SC 13G 1 a19-45492sc13g.htm SC 13G UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G (Rule 13d-102) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO RULES 13d-1 (b), (c) AND (d) AND AMENDMENTS THERETO FILED PURSUANT TO 13d-2 Under the Securities Exchange Act of 1934 (Amendment No. )* X Financial (Name of Issuer) Class A ordinary shares, par value US$0.0 |
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| February 14, 2019 |
Exhibit A JOINT FILING AGREEMENT The undersigned hereby agree that the foregoing statement on Schedule 13G is filed on behalf of each of the undersigned in accordance with the provisions of Rule 13d-1(k) under the Securities Exchange Act of 1934, as amended, and that all subsequent amendments to this statement on Schedule 13G may be filed on behalf of each of the undersigned without the necessity of filing additional joint filing agreements. |
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| February 14, 2019 |
EX-99.A 2 a19-45493ex99da.htm EXHIBIT A Exhibit A JOINT FILING AGREEMENT The undersigned hereby agree that the foregoing statement on Schedule 13G is filed on behalf of each of the undersigned in accordance with the provisions of Rule 13d-1(k) under the Securities Exchange Act of 1934, as amended, and that all subsequent amendments to this statement on Schedule 13G may be filed on behalf of each o |
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| February 14, 2019 |
XYF / X Financial / Deal Vanguard Ltd - SC 13G Passive Investment UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G (Rule 13d-102) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO RULES 13d-1 (b), (c) AND (d) AND AMENDMENTS THERETO FILED PURSUANT TO 13d-2 Under the Securities Exchange Act of 1934 (Amendment No. )* X Financial (Name of Issuer) Class A ordinary shares, par value US$0.0001 per share (Title of Class of Se |
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| February 14, 2019 |
EX-99.A 2 a19-45491ex99da.htm EXHIBIT A Exhibit A JOINT FILING AGREEMENT The undersigned hereby agree that the foregoing statement on Schedule 13G is filed on behalf of each of the undersigned in accordance with the provisions of Rule 13d-1(k) under the Securities Exchange Act of 1934, as amended, and that all subsequent amendments to this statement on Schedule 13G may be filed on behalf of each o |
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| February 14, 2019 |
EX-99.A 2 a19-45494ex99da.htm EXHIBIT A Exhibit A JOINT FILING AGREEMENT The undersigned hereby agree that the foregoing statement on Schedule 13G is filed on behalf of each of the undersigned in accordance with the provisions of Rule 13d-1(k) under the Securities Exchange Act of 1934, as amended, and that all subsequent amendments to this statement on Schedule 13G may be filed on behalf of each o |
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| February 14, 2019 |
XYF / X Financial / Pine Cove Global Ltd - SC 13G Passive Investment UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G (Rule 13d-102) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO RULES 13d-1 (b), (c) AND (d) AND AMENDMENTS THERETO FILED PURSUANT TO 13d-2 Under the Securities Exchange Act of 1934 (Amendment No. )* X Financial (Name of Issuer) Class A ordinary shares, par value US$0.0001 per share (Title of Class of Se |
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| January 11, 2019 |
X Financial to Share Credit Data with Baihang Credit Exhibit 99.1 X Financial to Share Credit Data with Baihang Credit SHENZHEN, CHINA, January 11, 2019 ? X Financial (NYSE: XYF) (the ?Company?), a leading technology-driven personal finance company in China, today announced that it has signed the ?Credit Information Sharing Cooperation Agreement? with Baihang Zhengxin (?Baihang Credit?). X Financial is among the first batch of financial institutions |
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| January 11, 2019 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the Month of January, 2019 Commission File Number: 001-38652 X Financial (Exact name of registrant as specified in its charter) 7-8F, Block A, Aerospace Science and Technology Plaza No. 168, Haide Third Ave |
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| January 10, 2019 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the Month of January, 2019 Commission File Number: 001-38652 X Financial (Exact name of registrant as specified in its charter) 7-8F, Block A, Aerospace Science and Technology Plaza No. 168, Haide Third Ave |
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| January 10, 2019 |
X Financial Engages AIBank as Custodian Bank Exhibit 99.1 X Financial Engages AIBank as Custodian Bank SHENZHEN, January 10, 2019 /PRNewswire/ ? X Financial (NYSE: XYF) (the ?Company?), a leading technology-driven personal finance company in China, today announced that it has engaged Citic AIBank Corp. (?AIBank?) as its custodian bank, a significant step in X Financial?s strategy to strengthen trust and security in its platform. AIBank?s cus |
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| November 23, 2018 |
Exhibit 99.1 X Financial Recognized as a Fast-Growing High-Tech Company at Deloitte?s ?2018 China Technology Fast 50 & Rising Star? Award Ceremony SHENZHEN, China, November 23, 2018 /PRNewswire/ ? X Financial (NYSE: XYF) (the ?Company?), a leading technology-driven personal finance company in China, today announced that it has been recognized as a fast-growing high-tech company at Deloitte?s 2018 |
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| November 23, 2018 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the Month of November, 2018 Commission File Number: 001-38652 X Financial (Exact name of registrant as specified in its charter) 7-8F, Block A, Aerospace Science and Technology Plaza No. 168, Haide Third Av |
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| November 19, 2018 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the Month of November, 2018 Commission File Number: 001-38652 X Financial (Exact name of registrant as specified in its charter) 7-8F, Block A, Aerospace Science and Technology Plaza No. 168, Haide Third Av |
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| November 19, 2018 |
X Financial Reports Third Quarter 2018 Unaudited Financial Results Exhibit 99.1 X Financial Reports Third Quarter 2018 Unaudited Financial Results SHENZHEN, China, November 19, 2018 /PRNewswire/ — X Financial (NYSE: XYF) (the “Company” or “we”), a leading technology-driven personal finance company in China, today announced its unaudited financial results for the third quarter ended September 30, 2018. Third Quarter 2018 Financial Highlights · Net revenue in the t |
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| November 16, 2018 |
X Financial Signs Strategic Cooperation Agreement with CITIC Trust Exhibit 99.1 X Financial Signs Strategic Cooperation Agreement with CITIC Trust SHENZHEN, China, Nov. 14, 2018 /PRNewswire/ ? X Financial (NYSE: XYF) (the ?Company?), a leading technology-driven personal finance company in China, today announced that it has signed a strategic cooperation agreement with CITIC Trust Co., Ltd. (?CITIC Trust?), China?s largest trust company in terms of assets under ma |
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| November 16, 2018 |
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the Month of November, 2018 Commission File Number: 001-38652 X Financial (Exact name of registrant as specified in its charter) 7-8F, Block A, Aerospace Science and Technology Plaza No. 168, Haide Third Av |
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| October 23, 2018 |
As filed with the Securities and Exchange Commission on October 23, 2018 As filed with the Securities and Exchange Commission on October 23, 2018 Registration No. |
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| September 20, 2018 |
11,000,000 American Depositary Shares X Financial Representing 22,000,000 Class A Ordinary Shares 424B3 1 a17-2853219424b3.htm 424B3 Filed Pursuant to Rule 424(b)(3) Registration Statement No. 333-227065 Prospectus Supplement No. 1 to Prospectus dated September 18, 2018 11,000,000 American Depositary Shares X Financial Representing 22,000,000 Class A Ordinary Shares This Prospectus Supplement No. 1 supplements and amends our prospectus dated September 18, 2018 (the “Prospectus”), relating to t |
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| September 19, 2018 |
11,000,000 American Depositary Shares X Financial Representing 22,000,000 Class A Ordinary Shares Use these links to rapidly review the document TABLE OF CONTENTS X FINANCIAL INDEX TO CONSOLIDATED FINANCIAL STATEMENTS Table of Contents Filed Pursuant to Rule 424(b)(4) Registration No. |
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| September 17, 2018 |
As filed with the Securities and Exchange Commission on September 17, 2018 Use these links to rapidly review the document TABLE OF CONTENTS X FINANCIAL INDEX TO CONSOLIDATED FINANCIAL STATEMENTS Table of Contents As filed with the Securities and Exchange Commission on September 17, 2018 Registration No. |
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| September 17, 2018 |
Issuer Free Writing Prospectus Filed Pursuant to Rule 433 Registration No. 333-227065 September 17, 2018 X Financial X Financial, or our company, has filed a registration statement on Form F-1, including a prospectus, with the Securities and Exchange Commission, or the SEC, for the offering to which this free writing prospectus relates. Before you invest, you should read the prospectus in that reg |
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| September 17, 2018 |
September 17, 2018 Deutsche Bank Securities Inc. 60 Wall Street, 2nd Floor New York, New York 10005 United States Morgan Stanley & Co. International plc 25 Cabot Square Canary Wharf London E14 4QA United Kingdom as representatives of the several underwriters VIA EDGAR Mr. Michael Clampitt Office of Financial Services Division of Corporation Finance U.S. Securities and Exchange Commission 100 F Str |
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| September 17, 2018 |
September 17, 2018 VIA EDGAR Mr. Michael Clampitt Office of Financial Services Division of Corporation Finance U.S. Securities and Exchange Commission 100 F Street, NE Washington, D.C. 20549 Re: X Financial (CIK No. 0001725033) Registration Statement on Form F-1, as amended (File No. 333-227065) Registration Statement on Form 8-A (File No. 001-38652) Dear Mr. Clampitt: In accordance with Rule 461 |
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| September 12, 2018 |
New York Paris Northern California Madrid Washington DC Tokyo S?o Paulo Beijing London Hong Kong Davis Polk & Wardwell LLP ? ? ? ? ? ? ? ? ? 86 10 8567 5000 tel 2201 China World Office 2 86 10 8567 5123 fax 1 Jian Guo Men Wai Avenue ????????????1? Chaoyang District ?????2?2201? Beijing 100004 September 12, 2018 Re: X Financial (CIK No. |
