BLND / Blend Labs, Inc. - Документы SEC, Годовой отчет, Доверенное заявление

Бленд Лабс, Инк.
US ˙ NYSE

Основная статистика
CIK 1855747
SEC Filings
All companies that sell securities in the United States must register with the Securities and Exchange Commission (SEC) and file reports on a regular basis. These reports include company annual reports (10K, 10Q), news updates (8K), investor presentations (found in 8Ks), insider trades (form 4), ownership reports (13D, and 13G), and reports related to the specific securities sold, such as registration statements and prospectus. This page shows recent SEC filings related to Blend Labs, Inc.
SEC Filings (Chronological Order)
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August 7, 2025 EX-99.1

Blend Announces Second Quarter 2025 Financial Results Fourth Consecutive Quarter of YoY Revenue Growth; record RPO

Blend Announces Second Quarter 2025 Financial Results Fourth Consecutive Quarter of YoY Revenue Growth; record RPO August 7, 2025 SAN FRANCISCO - Blend Labs, Inc.

August 7, 2025 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): August 7, 2025 Blend Labs, Inc. (

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): August 7, 2025 Blend Labs, Inc. (Exact name of Registrant, as specified in its charter) Delaware 001-40599 45-5211045 (State or other jurisdiction of incorporation) (Commission File N

August 7, 2025 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): August 7, 2025 Blend Labs, Inc. (

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): August 7, 2025 Blend Labs, Inc. (Exact name of Registrant, as specified in its charter) Delaware 001-40599 45-5211045 (State or other jurisdiction of incorporation) (Commission File N

August 7, 2025 EX-99.1

Blend Announces Finance Leadership Transition Head of Blend taps Jason Ream to help lead next phase of growth and profitability

Blend Announces Finance Leadership Transition Head of Blend taps Jason Ream to help lead next phase of growth and profitability August 7, 2025 at 4:05 PM EST SAN FRANCISCO - Blend Labs, Inc.

August 7, 2025 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2025 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For transition period from to Commission File Number 001-40599 BLEND LABS, INC

June 13, 2025 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): June 11, 2025 Blend Labs, Inc. (E

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): June 11, 2025 Blend Labs, Inc. (Exact name of Registrant, as specified in its charter) Delaware 001-40599 45-5211045 (State or other jurisdiction of incorporation) (Commission File Nu

June 9, 2025 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): June 9, 2025 Blend Labs, Inc. (Ex

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): June 9, 2025 Blend Labs, Inc. (Exact name of Registrant, as specified in its charter) Delaware 001-40599 45-5211045 (State or other jurisdiction of incorporation) (Commission File Num

May 8, 2025 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): May 8, 2025 Blend Labs, Inc. (Exact name of Registrant, as specified in its charter) Delaware 001-40599 45-5211045 (State or other jurisdiction of incorporation) (Commission File Numb

May 8, 2025 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2025 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For transition period from to Commission File Number 001-40599 BLEND LABS, IN

May 8, 2025 EX-99.1

Blend Announces First Quarter 2025 Financial Results Third Consecutive Quarter of YoY Growth Fueled by Renewed Customer Momentum

Blend Announces First Quarter 2025 Financial Results Third Consecutive Quarter of YoY Growth Fueled by Renewed Customer Momentum May 8, 2025 •Continued execution on the strategic shift to a software-first model •Entered into an exclusive process with a leading title and mortgage services provider for potential sale of title insurance business •Platform revenue of $26.

April 28, 2025 DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A PROXY STATEMENT PURSUANT TO SECTION 14(a) OF THE SECURITIES EXCHANGE ACT OF 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A PROXY STATEMENT PURSUANT TO SECTION 14(a) OF THE SECURITIES EXCHANGE ACT OF 1934 Filed by the Registrant x Filed by a party other than the Registrant o Check the appropriate box: o Preliminary Proxy Statement o Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) o Definitive Proxy State

April 28, 2025 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A PROXY STATEMENT PURSUANT TO SECTION 14(a) OF THE SECURITIES EXCHANGE ACT OF 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A PROXY STATEMENT PURSUANT TO SECTION 14(a) OF THE SECURITIES EXCHANGE ACT OF 1934 Filed by the Registrant x Filed by a party other than the Registrant o Check the appropriate box: o Preliminary Proxy Statement o Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) x Definitive Proxy State

March 14, 2025 EX-FILING FEES

Filing Fee Table.

Exhibit 107.1 Calculation of Filing Fee Tables FORM S-8 (Form Type) BLEND LABS, INC. (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered Securities Security Type Security Class Title Fee Calculation Rule Amount Registered Proposed Maximum Offering Price Per Unit Per Share Maximum Aggregate Offering Price Fee Rate Amount of Registration Fee (1)  Equity  Class A common s

March 14, 2025 S-8

As filed with the Securities and Exchange Commission on March 13, 2025

As filed with the Securities and Exchange Commission on March 13, 2025 Registration No.

March 13, 2025 EX-19.1

Insider Trading Policy.

Exhibit 19.1 BLEND LABS, INC. INSIDER TRADING POLICY (Revised on March 13, 2025) The Board of Directors (the “Board”) of Blend Labs, Inc. (together with its affiliates and subsidiaries, the “Company,” “we,” “our,” or “Blend”) has adopted this Insider Trading Policy (the “Policy”) in order to take an active role in the prevention of insider trading violations by our officers, directors, employees a

March 13, 2025 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For transition period from to Commission File Number 001-40599 BLEND LABS, INC. (E

March 13, 2025 EX-21.1

List of subsidiaries of the registrant.

Exhibit 21.1 SUBSIDIARIES OF BLEND LABS, INC. Subsidiary Jurisdiction Blend Insurance Agency, Inc. Delaware Blend Operations, Inc. Delaware Blend Insights, Inc. Delaware Title365 Holding Co. California T365 Company LLC Pennsylvania Title365 Company California Title365 Signings Inc. Wyoming Title365 Company of Louisiana LLC Louisiana Title365 Company of Alabama LLC Alabama Blend Labs India Private

March 13, 2025 EX-10.18

ffer Letter between the registrant and

Exhibit 10.18 October 27, 2024 CONFIDENTIAL Offer Letter - Srinivasan Venkatramani Dear Srinivasan, Blend Labs, Inc. (“Blend” or the "Company") is pleased to offer you employment on the following terms: Position Your expected start date with the Company is December 2, 2024 (the actual date you begin your employment with the Company, the “Start Date”) and this letter agreement (this “Agreement”) se

March 13, 2025 EX-10.1

BLEND LABS, INC. CHANGE IN CONTROL SEVERANCE AGREEMENT

Exhibit 10.1 BLEND LABS, INC. CHANGE IN CONTROL SEVERANCE AGREEMENT This Change in Control Severance Agreement (the “Agreement”) is made between Blend Labs, Inc. (the “Company”) and (the “Executive”), effective as of (the “Effective Date”). This Agreement provides certain protections to the Executive in connection with a change in control of the Company or in connection with the involuntary termin

March 13, 2025 EX-10.19

Form of Severance

Exhibit 10.19 [DATE] CONFIDENTIAL [NAME] Re: Severance Benefits Dear [NAME]: This letter agreement (the “Agreement”) is entered into between [NAME] (“you”) and Blend Labs, Inc. (the “Company”) effective as of [DATE] (the “Effective Date”), to provide you certain protections in connection with the involuntary termination of your employment under the circumstances described in this Agreement. Your e

February 27, 2025 EX-99.1

Blend Announces Fourth Quarter and Full Year 2024 Financial Results Welcomes Major New Customers; Achieves Strong Revenue Through Difficult Macro

Blend Announces Fourth Quarter and Full Year 2024 Financial Results Welcomes Major New Customers; Achieves Strong Revenue Through Difficult Macro February 27, 2025 SAN FRANCISCO - Blend Labs, Inc.

February 27, 2025 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): February 27, 2025 Blend Labs, Inc. (Exact name of Registrant, as specified in its charter) Delaware 001-40599 45-5211045 (State or other jurisdiction of incorporation) (Commission Fil

February 10, 2025 EX-99

Members of the GA Partnership Committee (as of the date hereof)

EX-99 2 eh250585411scha.htm SCHEDULE A SCHEDULE A Members of the GA Partnership Committee (as of the date hereof) Name Address Citizenship William E. Ford (Chief Executive Officer) 55 East 52nd Street 33rd Floor New York, New York 10055 United States Gabriel Caillaux 23 Savile Row London W1S 2ET United Kingdom France Martín Escobari 55 East 52nd Street 33rd Floor New York, New York 10055 Bolivia a

November 7, 2024 SC 13G/A

BLND / Blend Labs, Inc. / Formation8 Partners Fund I, L.P. - SC 13G/A Passive Investment

SC 13G/A 1 d838912dsc13ga.htm SC 13G/A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 1)* Blend Labs, Inc. (Name of Issuer) Class A Common Stock, $0.00001 par value per share (Title of Class of Securities) 09352U108 (CUSIP Number) September 30, 2024 (Date of Event Which Requires Filing of this Statement)

November 6, 2024 EX-99.1

Blend Announces Third Quarter 2024 Financial Results Welcomes New Customers and Accomplishes Important Financial Milestones for the Business

Blend Announces Third Quarter 2024 Financial Results Welcomes New Customers and Accomplishes Important Financial Milestones for the Business November 6, 2024 SAN FRANCISCO - Blend Labs, Inc.

November 6, 2024 EX-10.1

orm of Change in Control Severance Agreement.

Exhibit 10.1 BLEND LABS, INC. CHANGE IN CONTROL SEVERANCE AGREEMENT This Change in Control Severance Agreement (the “Agreement”) is made between Blend Labs, Inc. (the “Company”) and (the “Executive”), effective as of (the “Effective Date”). This Agreement provides certain protections to the Executive in connection with a change in control of the Company or in connection with the involuntary termin

November 6, 2024 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): November 6, 2024 Blend Labs, Inc. (Exact name of Registrant, as specified in its charter) Delaware 001-40599 45-5211045 (State or other jurisdiction of incorporation) (Commission File

November 6, 2024 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For transition period from to Commission File Number 001-40599 BLEND LABS

August 8, 2024 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For transition period from to Commission File Number 001-40599 BLEND LABS, INC

August 8, 2024 EX-3.2

to the Company’s Form 8-K filed with the SEC on June 24, 2024)

Exhibit 3.2 AMENDED AND RESTATED CERTIFICATE OF DESIGNATIONS OF SERIES A CONVERTIBLE PERPETUAL PREFERRED STOCK, PAR VALUE $0.00001 PER SHARE, OF BLEND LABS, INC. Blend Labs, Inc., a corporation organized and existing under the laws of the State of Delaware (the “Company”), in accordance with the provisions of Section 103 of the Delaware General Corporation Law (as amended, supplemented or restated

August 8, 2024 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): August 7, 2024 Blend Labs, Inc. (Exact name of Registrant, as specified in its charter) Delaware 001-40599 45-5211045 (State or other jurisdiction of incorporation) (Commission File N

August 8, 2024 EX-99.1

Blend Announces Second Quarter 2024 Financial Results Meets Revenue Guidance and Outperforms Operating Loss Target in Second Quarter 2024

Blend Announces Second Quarter 2024 Financial Results Meets Revenue Guidance and Outperforms Operating Loss Target in Second Quarter 2024 August 8, 2024 SAN FRANCISCO - Blend Labs, Inc.

August 8, 2024 EX-3.1

ertificate of Amendment to Certificate of

Exhibit 3.1 CERTIFICATE OF AMENDMENT TO CERTIFICATE OF DESIGNATIONS OF SERIES A CONVERTIBLE PERPETUAL PREFERRED STOCK, PAR VALUE $0.00001 PER SHARE, OF BLEND LABS, INC. Blend Labs, Inc., a corporation organized and existing under the laws of the State of Delaware (the “Company”), does hereby certify as follows: FIRST: The Certificate of Designations of Series A Convertible Perpetual Preferred Stoc

June 24, 2024 8-K

Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): June 18, 2024 Blend Labs, Inc. (Exact name of Registrant, as specified in its charter) Delaware 001-40599 45-5211045 (State or other jurisdiction of incorporation) (Commission File Nu

June 24, 2024 EX-3.1

Certificate of Amendment to Certificate of Designatio

Exhibit 3.1 CERTIFICATE OF AMENDMENT TO CERTIFICATE OF DESIGNATIONS OF SERIES A CONVERTIBLE PERPETUAL PREFERRED STOCK, PAR VALUE $0.00001 PER SHARE, OF BLEND LABS, INC. Blend Labs, Inc., a corporation organized and existing under the laws of the State of Delaware (the “Company”), does hereby certify as follows: FIRST: The Certificate of Designations of Series A Convertible Perpetual Preferred Stoc

June 24, 2024 EX-3.2

Amended and Restated Certificate of Designations

Exhibit 3.2 AMENDED AND RESTATED CERTIFICATE OF DESIGNATIONS OF SERIES A CONVERTIBLE PERPETUAL PREFERRED STOCK, PAR VALUE $0.00001 PER SHARE, OF BLEND LABS, INC. Blend Labs, Inc., a corporation organized and existing under the laws of the State of Delaware (the “Company”), in accordance with the provisions of Section 103 of the Delaware General Corporation Law (as amended, supplemented or restated

June 14, 2024 8-K

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): June 12, 2024 Blend Labs, Inc. (Exact name of Registrant, as specified in its charter) Delaware 001-40599 45-5211045 (State or other jurisdiction of incorporation) (Commission File Nu

May 8, 2024 EX-4.2

between the registrant and Haveli Brooks Aggregator

Exhibit 4.2 REGISTRATION RIGHTS AGREEMENT REGISTRATION RIGHTS AGREEMENT, dated as of April 29, 2024 (the “Agreement”), is entered into by and between Blend Labs, Inc., a Delaware corporation (the “Company”) and Haveli Brooks Aggregator, L.P. (the “Investor”, and together with its successor any other party that may become a party hereto pursuant to Section 9(c), collectively the “Stockholders”, and

May 8, 2024 EX-99.1

Blend Announces First Quarter 2024 Financial Results Meets Revenue Guidance and Outperforms Operating Loss Target in First Quarter 2024

Blend Announces First Quarter 2024 Financial Results Meets Revenue Guidance and Outperforms Operating Loss Target in First Quarter 2024 May 8, 2024 SAN FRANCISCO - Blend Labs, Inc.

May 8, 2024 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For transition period from to Commission File Number 001-40599 BLEND LABS, IN

May 8, 2024 EX-10.4

dated April 29, 2024,

Exhibit 10.4 INVESTMENT AGREEMENT by and between BLEND LABS, INC., and HAVELI BROOKS AGGREGATOR, L.P. Dated as of April 29, 2024 TABLE OF CONTENTS PAGE Article I Definitions 1 Section I.1 Definitions 1 Article II Purchase and Sale 11 Section II.1 Purchase and Sale 11 Section II.2 Closing 11 Article III Representations and Warranties of the Company 11 Section III.1 Organization; Standing 12 Section

May 8, 2024 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): May 8, 2024 Blend Labs, Inc. (Exact name of Registrant, as specified in its charter) Delaware 001-40599 45-5211045 (State or other jurisdiction of incorporation) (Commission File Numb

May 8, 2024 EX-10.3

Compensation Policy, as amended.

Exhibit 10.3 BLEND LABS, INC. OUTSIDE DIRECTOR COMPENSATION POLICY Originally adopted and approved June 16, 2021, effective upon the effectiveness of the registration statement relating to the Company’s initial public offering Most recently amended on April 29, 2024, with such amendment effective as of the date of the Company’s 2024 Annual Meeting of Stockholders (the “Amendment Effective Date”) B

May 8, 2024 EX-4.1

Class A Common Stock between the registrant and Haveli Brooks Aggregator, L.P., dated as of April 2

Exhibit 4.1 THE OFFER AND SALE OF THIS WARRANT AND THE SHARES OF CLASS A COMMON STOCK ISSUABLE UPON EXERCISE HEREOF HAVE NOT BEEN REGISTERED UNDER THE ACT, OR THE SECURITIES LAWS OF ANY STATE AND, EXCEPT AND PURSUANT TO THE PROVISIONS OF SECTIONS 6 AND 7 BELOW, MAY NOT BE OFFERED, SOLD OR OTHERWISE TRANSFERRED, PLEDGED OR HYPOTHECATED UNLESS AND UNTIL REGISTERED UNDER SAID ACT AND APPLICABLE STATE

May 8, 2024 EX-10.2

Eric Woersching, dated as of April 26, 202

Exhibit 10.2 BLEND LABS, INC. April 26, 2024 Eric Woersching Re: Board of Directors of Blend Labs, Inc. Dear Eric: On behalf of Blend Labs, Inc. (“Blend” or the “Company”), we would like to extend the invitation to you to join the Company’s Board of Directors (the “Board”). Once you accept this invitation, we anticipate the Board moving quickly to formally appoint you as a member of the Board. As

May 8, 2024 EX-10.1

ffer Letter between the registrant and Bryan Sullivan, dated as of April 26, 2024.

Exhibit 10.1 BLEND LABS, INC. April 26, 2024 Bryan Sullivan Re: Board of Directors of Blend Labs, Inc. Dear Bryan: On behalf of Blend Labs, Inc. (“Blend” or the “Company”), we would like to extend the invitation to you to join the Company’s Board of Directors (the “Board”). Once you accept this invitation, we anticipate the Board moving quickly to formally appoint you as a member of the Board. As

May 8, 2024 EX-3.1

ertificate of

Exhibit 3.1 CERTIFICATE OF DESIGNATIONS OF SERIES A CONVERTIBLE PERPETUAL PREFERRED STOCK, PAR VALUE $0.00001 PER SHARE, OF BLEND LABS, INC. Pursuant to Section 151 of the Delaware General Corporation Law (as amended, supplemented or restated from time to time, the “DGCL”), Blend Labs, Inc., a corporation organized and existing under the laws of the State of Delaware (the “Company”), in accordance

May 6, 2024 SC 13D

BLND / Blend Labs, Inc. / Haveli Investments, L.P. - SC 13D Activist Investment

SC 13D 1 d835249dsc13d.htm SC 13D UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D Under the Securities Exchange Act of 1934 (Amendment No. )* Blend Labs, Inc. (Name of Issuer) Class A Common Stock (Title of Class of Securities) 09352U108 (CUSIP Number) Della P. Richardson Chief Compliance Officer and Deputy General Counsel Haveli Investments, L.P. 405 Colorado

May 6, 2024 EX-99.1

JOINT FILING AGREEMENT

EX-99.1 2 d835249dex991.htm EX-99.1 Exhibit 1 JOINT FILING AGREEMENT The undersigned acknowledge and agree that the foregoing statement on Schedule 13D is filed on behalf of each of the undersigned and that all subsequent amendments to such statement on Schedule 13D shall be filed on behalf of each of the undersigned without the necessity of filing additional joint filing agreements. The undersign

April 29, 2024 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A PROXY STATEMENT PURSUANT TO SECTION 14(a) OF THE SECURITIES EXCHANGE ACT OF 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A PROXY STATEMENT PURSUANT TO SECTION 14(a) OF THE SECURITIES EXCHANGE ACT OF 1934 Filed by the Registrant x Filed by a party other than the Registrant o Check the appropriate box: o Preliminary Proxy Statement o Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) x Definitive Proxy State

April 29, 2024 EX-3.1

Certificate of Designation

CERTIFICATE OF DESIGNATIONS OF SERIES A CONVERTIBLE PERPETUAL PREFERRED STOCK, PAR VALUE $0.

April 29, 2024 EX-4.1

Warrant by and between Blend Labs, Inc. and

Execution Version THE OFFER AND SALE OF THIS WARRANT AND THE SHARES OF CLASS A COMMON STOCK ISSUABLE UPON EXERCISE HEREOF HAVE NOT BEEN REGISTERED UNDER THE ACT, OR THE SECURITIES LAWS OF ANY STATE AND, EXCEPT AND PURSUANT TO THE PROVISIONS OF SECTIONS 6 AND 7 BELOW, MAY NOT BE OFFERED, SOLD OR OTHERWISE TRANSFERRED, PLEDGED OR HYPOTHECATED UNLESS AND UNTIL REGISTERED UNDER SAID ACT AND APPLICABLE STATE SECURITIES LAW OR, IN THE OPINION OF LEGAL COUNSEL IN FORM AND SUBSTANCE REASONABLY SATISFACTORY TO THE ISSUER OF THIS WARRANT, SUCH OFFER, SALE OR TRANSFER, PLEDGE OR HYPOTHECATION IS EXEMPT FROM REGISTRATION.

April 29, 2024 EX-10.2

Registration Rights Agreement by and between Blend Labs, Inc. and

Execution Version REGISTRATION RIGHTS AGREEMENT REGISTRATION RIGHTS AGREEMENT, dated as of April 29, 2024 (the “Agreement”), is entered into by and between Blend Labs, Inc.

April 29, 2024 EX-99.1

Blend Labs Announces Strategic Partnership with Haveli Investments, including $150 Million Investment Brian Sheth, Haveli’s Chief Investment Officer, to Join Blend’s Board

Blend Labs Announces Strategic Partnership with Haveli Investments, including $150 Million Investment Brian Sheth, Haveli’s Chief Investment Officer, to Join Blend’s Board April 29, 2024 4:05 PM Eastern Standard Time SAN FRANCISCO-(BUSINESS WIRE)-Blend Labs, Inc.

April 29, 2024 EX-10.1

, 2024, by and between Blend Labs, Inc. and

Execution Version INVESTMENT AGREEMENT by and between BLEND LABS, INC., and HAVELI BROOKS AGGREGATOR, L.P. Dated as of April 29, 2024 Active.39812068.12 TABLE OF CONTENTS PAGE Article I Definitions........................................................................................................................ 1 Section 1.01 Definitions........................................................

April 29, 2024 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): April 23, 2024 Blend Labs, Inc. (

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): April 23, 2024 Blend Labs, Inc. (Exact name of Registrant, as specified in its charter) Delaware 001-40599 45-5211045 (State or other jurisdiction of incorporation) (Commission File N

April 29, 2024 DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A PROXY STATEMENT PURSUANT TO SECTION 14(a) OF THE SECURITIES EXCHANGE ACT OF 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A PROXY STATEMENT PURSUANT TO SECTION 14(a) OF THE SECURITIES EXCHANGE ACT OF 1934 Filed by the Registrant x Filed by a party other than the Registrant o Check the appropriate box: o Preliminary Proxy Statement o Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) o Definitive Proxy State

March 15, 2024 EX-99.1

Blend Announces Fourth Quarter and Full Year 2023 Financial Results Meets Fourth Quarter 2023 Revenue Guidance and Delivers Strong Operating Loss Improvement in Every Quarter in 2023

Blend Announces Fourth Quarter and Full Year 2023 Financial Results Meets Fourth Quarter 2023 Revenue Guidance and Delivers Strong Operating Loss Improvement in Every Quarter in 2023 March 15, 2024 No changes to previously reported GAAP financial measures.

March 15, 2024 8-K/A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K/A Amendment No. 1 CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): March 14, 2024

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K/A Amendment No. 1 CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): March 14, 2024 Blend Labs, Inc. (Exact name of Registrant, as specified in its charter) Delaware 001-40599 45-5211045 (State or other jurisdiction of incorporation)

March 14, 2024 EX-FILING FEES

Filing Fee Table.

Exhibit 107.1 Calculation of Filing Fee Tables FORM S-8 (Form Type) BLEND LABS, INC. (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered Securities Security Type Security Class Title Fee Calculation Rule Amount Registered Proposed Maximum Offering Price Per Unit Per Share Maximum Aggregate Offering Price Fee Rate Amount of Registration Fee Equity Class A common stock,

March 14, 2024 EX-21.1

List of subsidiaries of the

Exhibit 21.1 SUBSIDIARIES OF BLEND LABS, INC. Subsidiary Jurisdiction Blend Brokerage, Inc. dba Blend Realty Delaware Blend Title Insurance Agency, Inc. Delaware Blend Insurance Agency, Inc. Delaware Blend Operations, Inc. Delaware Blend Insights, Inc. Delaware Blend Title of Utah, LLC Utah Title365 Holding Co. California T365 Company LLC Pennsylvania Title365 Company California Title365 Signings

March 14, 2024 EX-10.2

Blend Labs, Inc. 2021 Equity Incentive Plan and related form agreements.

Exhibit 10.2 BLEND LABS, INC. 2021 EQUITY INCENTIVE PLAN 1.Purposes of the Plan; Award Types. (a)Purposes of the Plan. The purposes of this Plan are to attract and retain personnel for positions with the Company Group, to provide additional incentive to Employees, Directors, and Consultants (collectively, “Service Providers”), and to promote the success of the Company’s business. (b)Award Types. T

March 14, 2024 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For transition period from to Commission File Number 001-40599 BLEND LABS, INC. (E

March 14, 2024 S-8

As filed with the Securities and Exchange Commission on March 14, 2024

S-8 1 d803774ds8.htm S-8 As filed with the Securities and Exchange Commission on March 14, 2024 Registration No. 333-     UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM S-8 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 BLEND LABS, INC. (Exact name of registrant as specified in its charter) Delaware 45-5211045 (State or other jurisdiction of incorporation or

March 14, 2024 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): March 14, 2024 Blend Labs, Inc. (

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): March 14, 2024 Blend Labs, Inc. (Exact name of Registrant, as specified in its charter) Delaware 001-40599 45-5211045 (State or other jurisdiction of incorporation) (Commission File N

March 14, 2024 EX-97.1

Compensation Recovery Policy

BLEND LABS, INC. COMPENSATION RECOVERY POLICY As adopted on November 22, 2023 Blend Labs, Inc. (the “Company”) is committed to strong corporate governance. As part of this commitment, the Company’s Board of Directors (the “Board”) has adopted this Compensation Recovery Policy (the “Policy”). The Policy is intended to further the Company’s pay-for-performance philosophy and to comply with applicabl

March 14, 2024 EX-10.22

Stockholders Agreement among the registrant, Title365 Holding Co., and Xome Holdings LLC, dated as of June 30, 2021.

EXECUTION VERSION STOCKHOLDERS AGREEMENT OF TITLE365 HOLDING CO. This STOCKHOLDERS AGREEMENT (this “Agreement”), dated as of June 30, 2021, is entered into by and among Title365 Holding Co., a California corporation (the “Company”), Blend Labs, Inc., a Delaware corporation (“Blend”), and Xome Holdings LLC., a Delaware limited liability company (“Mr. Cooper”). RECITALS WHEREAS, pursuant to that cer

March 14, 2024 EX-99.1

Blend Announces Fourth Quarter and Full Year 2023 Financial Results Meets Fourth Quarter 2023 Revenue Guidance and Delivers Strong Operating Loss Improvement in Every Quarter in 2023

Blend Announces Fourth Quarter and Full Year 2023 Financial Results Meets Fourth Quarter 2023 Revenue Guidance and Delivers Strong Operating Loss Improvement in Every Quarter in 2023 March 14, 2024 SAN FRANCISCO - Blend Labs, Inc.

February 13, 2024 SC 13G/A

BLND / Blend Labs, Inc. / Ghamsari Nima - SC 13G/A Passive Investment

SC 13G/A 1 d743744dsc13ga.htm SC 13G/A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 2)* BLEND LABS, INC. (Name of Issuer) Class A Common Stock (Title of Class of Securities) 09352U108 (CUSIP Number) December 31, 2023 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to d

February 13, 2024 SC 13G/A

BLND / Blend Labs, Inc. / VANGUARD GROUP INC - SCHEDULE 13G/A Passive Investment

SC 13G/A 1 tv0446-blendlabsincclassa.htm SCHEDULE 13G/A SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 (Amendment No.: 1)* Name of issuer: Blend Labs, Inc. Class A Title of Class of Securities: Common Stock CUSIP Number: 09352U108 Date of Event Which Requires Filing of this Statement: December 29, 2023 Check the appropriate box to d

February 13, 2024 SC 13G/A

BLND / Blend Labs, Inc. / GENERAL ATLANTIC LLC - AMENDMENT NO. 1 Passive Investment

SC 13G/A 1 eh24044745713ga1-blend.htm AMENDMENT NO. 1 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 1)* Blend Labs, Inc. (Name of Issuer) Class A common stock, par value $0.00001 per share (Title of Class of Securities) 09352U108 (CUSIP Number) December 31, 2023 (Date of Event Which Requires Filing of t

February 6, 2024 SC 13G/A

BLND / Blend Labs, Inc. / Temasek Holdings (Private) Ltd - SC 13G/A Passive Investment

SC 13G/A 1 d737393dsc13ga.htm SC 13G/A SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 13G (Rule 13d-102) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO § 240.13d-1(b), (c) AND (d) AND AMENDMENTS THERETO FILED PURSUANT TO § 240.13d-2 UNDER THE SECURITIES EXCHANGE ACT OF 1934 (Amendment No. 1)* Blend Labs, Inc. (Name of Issuer) Class A common stock, par value $0.00001

November 28, 2023 8-K

Entry into a Material Definitive Agreement, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): November 27, 2023 Blend Labs, Inc. (Exact name of Registrant, as specified in its charter) Delaware 001-40599 45-5211045 (State or other jurisdiction of incorporation) (Commission Fil

November 28, 2023 EX-10.1

Second Amendment to Credit Agreement between the registrant, the guarantors and lenders from time to time party thereto, and Blue Owl Technology Finance Corp., as administrative agent, dated as of November 27, 2023.

SECOND AMENDMENT TO CREDIT AGREEMENT This SECOND AMENDMENT TO CREDIT AGREEMENT (this “Amendment”) is entered into as of November 27, 2023, by and among Blend Labs, Inc.

November 7, 2023 EX-10.1

dated as of August 25, 2023.

Exhibit 10.1 Nima Ghamsari August 25, 2023 Dear Nima, We appreciate the impact you have had at Blend (“Blend” or “the Company”). Based on a recommendation of the Compensation Committee of the Company’s Board of Directors (the “Board”), the Board has adjusted your compensation in accordance with the terms of this letter agreement (the “Agreement”). Base Salary Your annual base salary was increased

November 7, 2023 EX-10.2

everance Agreement.

Exhibit 10.2 BLEND LABS, INC. CHANGE IN CONTROL SEVERANCE AGREEMENT This Change in Control Severance Agreement (the “Agreement”) is made between Blend Labs, Inc. (the “Company”) and (the “Executive”), effective as of (the “Effective Date”). This Agreement provides certain protections to the Executive in connection with a change in control of the Company or in connection with the involuntary termin

November 7, 2023 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): November 7, 2023 Blend Labs, Inc. (Exact name of Registrant, as specified in its charter) Delaware 001-40599 45-5211045 (State or other jurisdiction of incorporation) (Commission File

November 7, 2023 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For transition period from to Commission File Number 001-40599 BLEND LABS

November 7, 2023 EX-99.1

Blend Announces Third Quarter 2023 Financial Results Third Quarter Results Meet Revenue and Operating Loss Targets for Third Consecutive Quarter

Blend Announces Third Quarter 2023 Financial Results Third Quarter Results Meet Revenue and Operating Loss Targets for Third Consecutive Quarter November 7, 2023 SAN FRANCISCO - Blend Labs, Inc.

November 7, 2023 EX-10.3

Form of Award Letter

Exhibit 10.3 Name: Date: Dear , We appreciate the impact you have had at Blend (“Blend” or “the Company”). I will recommend to the Company’s Board of Directors or its designated committee (the Board of Directors or its designated committee, together, the “Committee”), [that your compensation be adjusted], [and] [that you be granted certain awards,] in accordance with the terms of this letter agree

September 25, 2023 8-K

Regulation FD Disclosure

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): September 25, 2023 Blend Labs, Inc. (Exact name of Registrant, as specified in its charter) Delaware 001-40599 45-5211045 (State or other jurisdiction of incorporation) (Commission Fi

August 25, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): August 23, 2023 Blend Labs, Inc.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): August 23, 2023 Blend Labs, Inc. (Exact name of Registrant, as specified in its charter) Delaware 001-40599 45-5211045 (State or other jurisdiction of incorporation) (Commission File

August 9, 2023 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For transition period from to Commission File Number 001-40599 BLEND LABS, INC

August 9, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): August 9, 2023 Blend Labs, Inc. (

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): August 9, 2023 Blend Labs, Inc. (Exact name of Registrant, as specified in its charter) Delaware 001-40599 45-5211045 (State or other jurisdiction of incorporation) (Commission File N

August 9, 2023 EX-99.1

Blend Announces Second Quarter 2023 Financial Results Second Quarter Results Exceed Guidance on Revenue and Non-GAAP Operating Loss; Accelerates Path to Profitability

Blend Announces Second Quarter 2023 Financial Results Second Quarter Results Exceed Guidance on Revenue and Non-GAAP Operating Loss; Accelerates Path to Profitability August 9, 2023 SAN FRANCISCO - Blend Labs, Inc.

June 20, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): June 15, 2023 Blend Labs, Inc. (E

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): June 15, 2023 Blend Labs, Inc. (Exact name of Registrant, as specified in its charter) Delaware 001-40599 45-5211045 (State or other jurisdiction of incorporation) (Commission File Nu

May 9, 2023 EX-99.1

Blend Announces First Quarter 2023 Financial Results First Quarter Results Exceed Guidance on Mortgage Origination Outperformance; Gross Margins and Operating Performance Improve

Blend Announces First Quarter 2023 Financial Results First Quarter Results Exceed Guidance on Mortgage Origination Outperformance; Gross Margins and Operating Performance Improve May 9, 2023 SAN FRANCISCO - Blend Labs, Inc.

May 9, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): May 4, 2023 Blend Labs, Inc. (Exa

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): May 4, 2023 Blend Labs, Inc. (Exact name of Registrant, as specified in its charter) Delaware 001-40599 45-5211045 (State or other jurisdiction of incorporation) (Commission File Numb

May 9, 2023 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For transition period from to Commission File Number 001-40599 BLEND LABS, IN

May 4, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): April 28, 2023 Blend Labs, Inc. (

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): April 28, 2023 Blend Labs, Inc. (Exact name of Registrant, as specified in its charter) Delaware 001-40599 45-5211045 (State or other jurisdiction of incorporation) (Commission File N

May 4, 2023 EX-99.1

###

Blend Receives Continued Listing Standard Notice from NYSE May 4, 2023 - Blend Labs, Inc.

May 1, 2023 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A PROXY STATEMENT PURSUANT TO SECTION 14(a) OF THE SECURITIES EXCHANGE ACT OF 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A PROXY STATEMENT PURSUANT TO SECTION 14(a) OF THE SECURITIES EXCHANGE ACT OF 1934 Filed by the Registrant x Filed by a party other than the Registrant o Check the appropriate box: o Preliminary Proxy Statement o Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) x Definitive Proxy State

May 1, 2023 DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A PROXY STATEMENT PURSUANT TO SECTION 14(a) OF THE SECURITIES EXCHANGE ACT OF 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A PROXY STATEMENT PURSUANT TO SECTION 14(a) OF THE SECURITIES EXCHANGE ACT OF 1934 Filed by the Registrant x Filed by a party other than the Registrant o Check the appropriate box: o Preliminary Proxy Statement o Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) o Definitive Proxy State

April 6, 2023 EX-16.1

Letter from Ernst & Young LLP to the Securities and Exchange Commission dated April 6, 2023.

April 6, 2023 Securities and Exchange Commission 100 F Street, N.E. Washington, DC 20549 Ladies and Gentlemen: We have read Item 4.01 of Form 8-K dated April 6, 2023, of Blend, Labs, Inc. and are in agreement with the statements contained in the second, third, and fourth paragraphs on page 2 therein. Regarding the registrant's statement concerning the lack of internal control to prepare financial

April 6, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): April 5, 2023 Blend Labs, Inc. (E

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): April 5, 2023 Blend Labs, Inc. (Exact name of Registrant, as specified in its charter) Delaware 001-40599 45-5211045 (State or other jurisdiction of incorporation) (Commission File Nu

March 16, 2023 EX-21.1

List of subsidiaries of the Registrant.

Exhibit 21.1 SUBSIDIARIES OF BLEND LABS, INC. Subsidiary Jurisdiction Blend Brokerage, Inc. dba Blend Realty Delaware Blend Title Insurance Agency, Inc. Delaware Blend Insurance Agency, Inc. Delaware Blend Operations, Inc. Delaware Blend Insights, Inc. Delaware Blend Title of Utah, LLC Utah Blend Processing, Inc. Delaware Blend Managing General Insurance Agency, Inc. Delaware Title365 Holding Co.

March 16, 2023 EX-10.7

Outside Director Compensation Policy.

OUTSIDE DIRECTOR COMPENSATION POLICY Originally adopted and approved June 16, 2021, effective upon the effectiveness of the registration statement relating to the Company’s initial public offering (the “Effective Date”) Most recently amended on January 10, 2023, with such amendment effective January 1, 2023 (the “Amendment Effective Date”) Blend Labs, Inc.

March 16, 2023 EX-10.22

between the registrant and Crystal Sumner, dated as of

Transition Agreement and General Release February 1, 2023 Dear Crystal Sumner: This Transition Agreement and Release (the “Agreement”) sets forth the agreement between you and Blend Labs, Inc.

March 16, 2023 EX-10.21

Discretionary Retention Bonus Letter between the registrant and Marc Greenberg, dated as of January 9, 2023

Name: Marc Greenberg Date: 01/09/2023 Dear Marc, In recognition of your contributions to Blend Labs, Inc.

March 16, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): March 16, 2023 Blend Labs, Inc. (

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): March 16, 2023 Blend Labs, Inc. (Exact name of Registrant, as specified in its charter) Delaware 001-40599 45-5211045 (State or other jurisdiction of incorporation) (Commission File N

March 16, 2023 EX-10.18

First Amendment to Credit Agreement between the registrant, the guarantors and lenders from time to time party thereto, and Owl Rock Technology Finance Corp., as administrative agent

amendment-creditagreemen EXECUTION VERSION US-DOCS\133960080.4 FIRST AMENDMENT TO CREDIT AGREEMENT This FIRST AMENDMENT TO CREDIT AGREEMENT (this “Amendment”) is entered into as of October 18, 2022, by and among Blend Labs, Inc., as Borrower (in such capacity, the “Borrower”), each of the Guarantors party hereto, and Owl Rock Technology Finance Corp. (“Owl Rock”), as Administrative Agent for the L

March 16, 2023 EX-10.19

Offer Letter between the registrant and Erin Lantz, dated as of January 5, 2023.

BLEND LABS, INC. January 5, 2023 Erin Lantz Re: Board of Directors of Blend Labs, Inc. Dear Erin: On behalf of Blend Labs, Inc. (“Blend” or the “Company”), we would like to extend the invitation to you to join the Company’s Board of Directors (the “Board”). Once you accept this invitation, we anticipate the Board moving quickly to formally appoint you as a member of the Board. As you may be aware,

March 16, 2023 EX-10.20

Offer Letter between the registrant and Amir Jafari, dated as of January 9, 2023.

Offer Letter January 9, 2023 Dear Amir Jafari, Blend Labs, Inc. (“Blend” or the "Company") is pleased to offer you employment on the following terms: Position Your initial role will be Head of Finance and Administration. Your anticipated start date is January 30, 2023 (the date you actually commence employment with the Company, the “Start Date”). This is a full-time position. While you render serv

March 16, 2023 EX-99.1

Blend Announces Fourth Quarter and Full Year 2022 Financial Results Blend delivers on 2022 total company revenue guidance amidst challenging economic conditions

Blend Announces Fourth Quarter and Full Year 2022 Financial Results Blend delivers on 2022 total company revenue guidance amidst challenging economic conditions March 16, 2023 SAN FRANCISCO - Blend Labs, Inc.

March 16, 2023 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2022 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For transition period from to Commission File Number 001-40599 BLEND LABS, INC. (E

March 16, 2023 EX-FILING FEES

Filing Fee Table.

Exhibit 107.1 Calculation of Filing Fee Tables FORM S-8 (Form Type) BLEND LABS, INC. (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered Securities Security Type Security Class Title Fee Calculation Rule Amount Registered Proposed Maximum Offering Price Per Unit Per Share Maximum Aggregate Offering Price Fee Rate Amount of Registration Fee Equity Class A common stock,

March 16, 2023 S-8

As filed with the Securities and Exchange Commission on March 16, 2023

S-8 As filed with the Securities and Exchange Commission on March 16, 2023 Registration No.

February 14, 2023 SC 13G/A

BLND / Blend Labs, Inc. / Ghamsari Nima - SC 13G/A Passive Investment

SC 13G/A 1 d428747dsc13ga.htm SC 13G/A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 1)* BLEND LABS, INC. (Name of Issuer) Class A Common Stock (Title of Class of Securities) 09352U108 (CUSIP Number) December 31, 2022 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to d

February 14, 2023 SC 13G/A

BLND / Blend Labs, Inc. / TIGER GLOBAL MANAGEMENT LLC Passive Investment

SC 13G/A 1 d993413713g-a.htm UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 2)* Blend Labs, Inc. (Name of Issuer) Class A Common Stock, par value $0.00001 per share (Title of Class of Securities) 09352U108 (CUSIP Number) December 31, 2022 (Date of Event Which Requires Filing of this Statement) Check the ap

February 14, 2023 SC 13G/A

BLND / Blend Labs, Inc. / Lightspeed Venture Partners IX, L.P. - SC 13G/A Passive Investment

SC 13G/A 1 tm235421d3sc13ga.htm SC 13G/A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 (Amendment No. 1)* Blend Labs, Inc. (Name of Issuer) Class A common stock, par value $0.00001 per share (Title of Class of Securities) 09352U108 (CUSIP Number) December 31, 2022 (Date of Event which Requires Filing of this Statement

February 9, 2023 SC 13G

BLND / Blend Labs, Inc. / VANGUARD GROUP INC - SCHEDULE 13G Passive Investment

SC 13G 1 tv0425-blendlabsincclassa.htm SCHEDULE 13G SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 Name of issuer: Blend Labs Inc. Class A Title of Class of Securities: Common Stock CUSIP Number: 09352U108 Date of Event Which Requires Filing of this Statement: December 30, 2022 Check the appropriate box to designate the rule pursuan

February 8, 2023 SC 13G/A

BLND / Blend Labs, Inc. / 8VC Co-Invest Fund I, L.P. - SC 13G/A Passive Investment

SC 13G/A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 1)* Blend Labs, Inc. (Name of Issuer) Class A Common Stock, $0.00001 par value per share (Title of Class of Securities) 09352U108 (CUSIP Number) December 31, 2022 (Date of Event which Requires Filing of this Statement) Check the appropriate box to d

January 10, 2023 EX-99.1

BLEND ANNOUNCES STRATEGIC AND FINANCIAL INITIATIVES TO ACHIEVE PATH TO PROFITABILITY Total cost reductions expected to deliver cumulative savings of over $100 million by end of 2023 relative to Q3 2022 when fully implemented Elevation of Blend Builde

BLEND ANNOUNCES STRATEGIC AND FINANCIAL INITIATIVES TO ACHIEVE PATH TO PROFITABILITY Total cost reductions expected to deliver cumulative savings of over $100 million by end of 2023 relative to Q3 2022 when fully implemented Elevation of Blend Builder enhances revenue generation and margin profile with platform-as-a-service component Leadership appointments highlight Blend’s transition to a platform company January 10, 2023 SAN FRANCISCO-(BUSINESS WIRE)- Blend (NYSE: BLND) announced today a series of specific initiatives that support its previously communicated plan to accelerate its path to profitability.

January 10, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): January 9, 2023 Blend Labs, Inc.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): January 9, 2023 Blend Labs, Inc. (Exact name of Registrant, as specified in its charter) Delaware 001-40599 45-5211045 (State or other jurisdiction of incorporation) (Commission File

November 10, 2022 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2022 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For transition period from to Commission File Number 001-40599 BLEND LABS

November 10, 2022 EX-99.1

Blend Announces Third Quarter 2022 Financial Results Total revenue of $55.4 million led by Platform revenue resilience, offset by lower Title365 revenue

Blend Announces Third Quarter 2022 Financial Results Total revenue of $55.4 million led by Platform revenue resilience, offset by lower Title365 revenue November 10, 2022 SAN FRANCISCO - (BUSINESS WIRE) - Blend Labs, Inc. (NYSE:BLND), a leader in cloud banking software, today announced its third quarter 2022 financial results. “Blend’s third quarter results reflect steady progress, including impor

November 10, 2022 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): November 9, 2022 Blend Labs, Inc.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): November 9, 2022 Blend Labs, Inc. (Exact name of Registrant, as specified in its charter) Delaware 001-40599 45-5211045 (State or other jurisdiction of incorporation) (Commission File

August 15, 2022 EX-99.1

Blend Announces Second Quarter 2022 Financial Results Total revenue of $65.5 million led by Mortgage Banking outperformance and Consumer Banking and Marketplace growth, offset by lower Title365 revenue

EX-99.1 2 exhibit991q22022xpressrel.htm EX-99.1 Blend Announces Second Quarter 2022 Financial Results Total revenue of $65.5 million led by Mortgage Banking outperformance and Consumer Banking and Marketplace growth, offset by lower Title365 revenue August 15, 2022 SAN FRANCISCO - (BUSINESS WIRE) - Blend Labs, Inc. (NYSE:BLND), a leader in cloud banking software, today announced its second quarter

August 15, 2022 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2022 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For transition period from to Commission File Number 001-40599 BLEND LABS, INC

August 15, 2022 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Costs Associated with Exit or Disposal Activities, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): August 11, 2022 Blend Labs, Inc. (Exact name of Registrant, as specified in its charter) Delaware 001-40599 45-5211045 (State or other jurisdiction of incorporation) (Commission File

June 29, 2022 8-K

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): June 28, 2022 Blend Labs, Inc. (Exact name of Registrant, as specified in its charter) Delaware 001-40599 45-5211045 (State or other jurisdiction of incorporation) (Commission File Nu

May 25, 2022 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): May 19, 2022 Blend Labs, Inc. (Exact name of Registrant, as specified in its charter) Delaware 001-40599 45-5211045 (State or other jurisdiction of incorporation) (Commission File Num

May 13, 2022 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2022 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For transition period from to Commission File Number 001-40599 BLEND LABS, IN

May 12, 2022 EX-99.1

Blend Announces First Quarter 2022 Financial Results Consolidated revenue of $71.5 million includes solid Blend Platform growth in declining U.S. mortgage market Blend maintains 2022 revenue outlook

Blend Announces First Quarter 2022 Financial Results Consolidated revenue of $71.5 million includes solid Blend Platform growth in declining U.S. mortgage market Blend maintains 2022 revenue outlook May 12, 2022 SAN FRANCISCO - (BUSINESS WIRE) - Blend Labs, Inc. (NYSE:BLND), a leader in cloud banking software, today announced its first quarter 2022 financial results. ?Blend?s first quarter reflect

May 12, 2022 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): May 12, 2022 Blend Labs, Inc. (Exact name of Registrant, as specified in its charter) Delaware 001-40599 45-5211045 (State or other jurisdiction of incorporation) (Commission File Num

May 2, 2022 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549

DEF 14A 1 blendlabsinc-proxy2022.htm DEF 14A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A PROXY STATEMENT PURSUANT TO SECTION 14(a) OF THE SECURITIES EXCHANGE ACT OF 1934 Filed by the Registrant ☒ Filed by a party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted

May 2, 2022 DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A PROXY STATEMENT PURSUANT TO SECTION 14(a) OF THE SECURITIES EXCHANGE ACT OF 1934 Filed by the Registrant ? Filed by a party other than the Registrant ? Check the appropriate box: ? Preliminary Proxy Statement ? Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ? Definitive Proxy State

April 19, 2022 8-K

Regulation FD Disclosure, Costs Associated with Exit or Disposal Activities

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): April 18, 2022 Blend Labs, Inc. (Exact name of Registrant, as specified in its charter) Delaware 001-40599 45-5211045 (State or other jurisdiction of incorporation) (Commission File N

March 31, 2022 EX-10.2

Blend Labs, Inc. 2021 Equity Incentive Plan and related form agreements.

Exhibit 10.2 BLEND LABS, INC. 2021 EQUITY INCENTIVE PLAN 1.Purposes of the Plan; Award Types. (a)Purposes of the Plan. The purposes of this Plan are to attract and retain personnel for positions with the Company Group, to provide additional incentive to Employees, Directors, and Consultants (collectively, ?Service Providers?), and to promote the success of the Company?s business. (b)Award Types. T

March 31, 2022 EX-21.1

List of subsidiaries of the Registrant

Exhibit 21.1 SUBSIDIARIES OF BLEND LABS, INC. Subsidiary Jurisdiction Blend Brokerage, Inc. dba Blend Realty Delaware Blend Title Insurance Agency, Inc. Delaware Blend Insurance Agency, Inc. Delaware Blend Operations, Inc. Delaware Blend Insights, Inc. Delaware Blend Title of Utah, LLC Utah Blend Processing, Inc. Delaware Blend Managing General Insurance Agency, Inc. Delaware Title365 Holding Co.

March 31, 2022 EX-10.17

Offer Letter between the registrant and Ciara Burnham, dated as of December 7, 2021.

Exhibit 10.17 BLEND LABS, INC. December 7, 2021 Ciara Burnham Re: Board of Directors of Blend Labs, Inc. Dear Ciara: On behalf of Blend Labs, Inc. (?Blend? or the ?Company?), we would like to extend the invitation to you to join the Company?s Board of Directors (the ?Board?). Once you accept this invitation, we anticipate the Board moving quickly to formally appoint you as a member of the Board. A

March 31, 2022 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ? ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2021 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For transition period from to Commission File Number 001-40599 BLEND LABS, INC. (E

March 31, 2022 EX-FILING FEES

Filing Fee Table.

Exhibit 107 Calculation of Filing Fee Tables FORM S-8 (Form Type) BLEND LABS, INC.

March 31, 2022 S-8

As filed with the Securities and Exchange Commission on March 31, 2022

As filed with the Securities and Exchange Commission on March 31, 2022 Registration No.

March 31, 2022 EX-99.1

Blend Announces Fourth Quarter and Full Year 2021 Financial Results Fourth Quarter Revenue Growth Driven by Blend Platform Segment Full Year 2022 Revenue Guidance Reflects Expected 35% Mortgage Industry Volume Decline from Full Year 2021 Level

Blend Announces Fourth Quarter and Full Year 2021 Financial Results Fourth Quarter Revenue Growth Driven by Blend Platform Segment Full Year 2022 Revenue Guidance Reflects Expected 35% Mortgage Industry Volume Decline from Full Year 2021 Level March 31, 2022 SAN FRANCISCO-(BUSINESS WIRE)- Blend Labs, Inc.

March 31, 2022 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): March 31, 2022 Blend Labs, Inc. (Exact name of Registrant, as specified in its charter) Delaware 001-40599 45-5211045 (State or other jurisdiction of incorporation) (Commission File N

March 31, 2022 EX-4.4

Description of Capital Stock.

EX-4.4 2 q42021-exhibit44.htm EX-4.4 Exhibit 4.4 DESCRIPTION OF CAPITAL STOCK General The following description summarizes certain important terms of the capital stock of Blend Labs, Inc. ("us," "our," "we," or the "Company") capital stock and certain provisions of our amended and restated certificate of incorporation and amended and restated bylaws as currently in effect. Because it is only a sum

February 14, 2022 SC 13G

BLND / Blend Labs, Inc. / Temasek Holdings (Private) Ltd - SC 13G Passive Investment

SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 13G (Rule 13d-102) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO ? 240.13d-1(b), (c) AND (d) AND AMENDMENTS THERETO FILED PURSUANT TO ? 240.13d-2 UNDER THE SECURITIES EXCHANGE ACT OF 1934 (Amendment No. )* Blend Labs, Inc. (Name of Issuer) Class A common stock, par value $0.00001 per share (Title of Class of Securities

February 14, 2022 EX-99.1

JOINT FILING AGREEMENT

Exhibit 1 JOINT FILING AGREEMENT The undersigned hereby agree that the foregoing statement on Schedule 13G is filed on behalf of each of the undersigned, and any amendments thereto executed by the undersigned shall be filed on behalf of each of the undersigned without the necessity of filing any additional joint filing agreement.

February 14, 2022 SC 13G

BLND / Blend Labs, Inc. / 8VC Co-Invest Fund I, L.P. - SC 13G Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. )* Blend Labs, Inc. (Name of Issuer) Class A Common Stock, $0.00001 par value per share (Title of Class of Securities) 09352U108 (CUSIP Number) December 31, 2021 (Date of Event which Requires Filing of this Statement) Check the appropriate box to designate t

February 14, 2022 SC 13G/A

BLND / Blend Labs, Inc. / COATUE MANAGEMENT LLC Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No.

February 14, 2022 EX-99.1

JOINT FILING AGREEMENT

Exhibit 99.1 JOINT FILING AGREEMENT The undersigned hereby agree that the statement on Schedule 13G, dated February 14, 2022 (the ?Schedule 13G?), with respect to the Class A common stock, par value $0.00001 per share, of Blend Labs, Inc. is, and any amendments thereto executed by each of us shall be, filed on behalf of each of us pursuant to and in accordance with the provisions of Rule 13d-1(k)(

February 14, 2022 SC 13G/A

BLND / Blend Labs, Inc. / TIGER GLOBAL MANAGEMENT LLC Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No.

February 14, 2022 SC 13G

BLND / Blend Labs, Inc. / Mhatre Ravi - SCHEDULE 13G Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 (Amendment No. )* Blend Labs, Inc. (Name of Issuer) Class A common stock, par value $0.00001 per share (Title of Class of Securities) 09352U108 (CUSIP Number) December 31, 2021 (Date of Event which Requires Filing of this Statement) Check the appropriate box to designate t

February 14, 2022 SC 13G

BLND / Blend Labs, Inc. / Formation8 Partners Fund I, L.P. - SC 13G Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. )* Blend Labs, Inc. (Name of Issuer) Class A Common Stock, $0.00001 par value per share (Title of Class of Securities) 09352U108 (CUSIP Number) December 31, 2021 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate t

February 14, 2022 SC 13G

BLND / Blend Labs, Inc. / Ghamsari Nima - SC 13G Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 * BLEND LABS, INC. (Name of Issuer) Class A Common Stock (Title of Class of Securities) 09352U108 (CUSIP Number) December 31, 2021 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which this Schedule is fil

February 14, 2022 SC 13G/A

BLND / Blend Labs, Inc. / COATUE MANAGEMENT LLC Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No.

February 14, 2022 EX-99.1

JOINT FILING AGREEMENT

Exhibit 1 JOINT FILING AGREEMENT The undersigned hereby agree that the foregoing statement on Schedule 13G is filed on behalf of each of the undersigned, and any amendments thereto executed by the undersigned shall be filed on behalf of each of the undersigned without the necessity of filing any additional joint filing agreement.

December 15, 2021 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): December 11, 2021 Blend Labs, Inc. (Exact name of Registrant, as specified in its charter) Delaware 001-40599 45-5211045 (State or other jurisdiction of incorporation) (Commission Fil

November 15, 2021 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2021 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For transition period from to Commission File Number 001-40599 BLEND LABS

November 10, 2021 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): November 10, 2021 Blend Labs, Inc. (Exact name of Registrant, as specified in its charter) Delaware 001-40599 45-5211045 (State or other jurisdiction of incorporation) (Commission Fil

November 10, 2021 EX-99.1

Blend Reports Third Quarter 2021 Financial Results Blend Platform segment achieves strong revenue growth driven by high retention, deepening of customer relationships and new logo wins; Raises full year 2021 revenue guidance midpoint by $13 million

Blend Reports Third Quarter 2021 Financial Results Blend Platform segment achieves strong revenue growth driven by high retention, deepening of customer relationships and new logo wins; Raises full year 2021 revenue guidance midpoint by $13 million November 10, 2021 SAN FRANCISCO-(BUSINESS WIRE)-Blend Labs, Inc.

August 24, 2021 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2021 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For transition period from to Commission File Number 001-40599 BLEND LABS, INC

August 24, 2021 EX-3.1

Amended and Restated Certificate of Incorporation of the Registrant.

Exhibit 3.1 AMENDED AND RESTATED CERTIFICATE OF INCORPORATION OF BLEND LABS, INC. Blend Labs, Inc., a corporation organized and existing under and by virtue of the provisions of the General Corporation Law of the State of Delaware (the ?Delaware General Corporation Law?), DOES HEREBY CERTIFY: FIRST: That the name of this corporation is Blend Labs, Inc. (the ?Corporation?) and that the Corporation

August 24, 2021 EX-3.2

Amended and Restated Bylaws of the registrant.

Exhibit 3.2 AMENDED AND RESTATED BYLAWS OF BLEND LABS INC. (adopted on June 29, 2021) (Effective upon the closing of the Company?s initial public offering) TABLE OF CONTENTS Page ARTICLE I - CORPORATE OFFICES 1 1.1 REGISTERED OFFICE 1 1.2 OTHER OFFICES 1 ARTICLE II - MEETINGS OF STOCKHOLDERS 1 2.1 PLACE OF MEETINGS 1 2.2 ANNUAL MEETING 1 2.3 SPECIAL MEETING 1 2.4 ADVANCE NOTICE PROCEDURES 2 2.5 NO

August 24, 2021 EX-10.12

Blend Labs, Inc. Stand-Alone Stock Option Agreement between the registrant and Nima Ghamsari, effective as of March 30, 2021, as amended July 5, 2021.

Exhibit 10.12 BLEND LABS, INC. STAND-ALONE STOCK OPTION AGREEMENT I.NOTICE OF STOCK OPTION GRANT Name: Nima Ghamsari Address: The undersigned Participant has been granted a Nonstatutory Stock Option to purchase Common Stock of the Company, subject to the terms and conditions of this Stand-Alone Stock Option Agreement (the ?Option Agreement?), as follows: Date of Grant: March 31, 2021 Exercise Pric

August 19, 2021 EX-99.1

Blend Reports Second Quarter 2021 Financial Results

EX-99.1 2 exhibit991q22021xpressrel.htm EX-99.1 Blend Reports Second Quarter 2021 Financial Results SAN FRANCISCO, Aug. 19, 2021 - Blend Labs, Inc. (NYSE:BLND), a leader in cloud banking software, today announced financial results for the second quarter ended June 30, 2021. Second Quarter Financial Highlights •Revenue of $32.1 million, up $10.1 million, or 46% year-over-year •Loss from operations

August 19, 2021 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): August 19, 2021 Blend Labs, Inc. (Exact name of Registrant, as specified in its charter) Delaware 001-40599 45-5211045 (State or other jurisdiction of incorporation) (Commission File

July 30, 2021 SC 13G

BLND / Blend Labs, Inc. / TIGER GLOBAL MANAGEMENT LLC Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No.

July 29, 2021 SC 13G

BLND / Blend Labs, Inc. / GENERAL ATLANTIC LLC - SCHEDULE 13G Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 Blend Labs, Inc. (Name of Issuer) Class A common stock, par value $0.00001 per share (Title of Class of Securities) 09352U108 (CUSIP Number) July 20, 2021 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to wh

July 22, 2021 SC 13G

BLND / Blend Labs, Inc. / COATUE MANAGEMENT LLC Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No.

July 16, 2021 S-8

As filed with the Securities and Exchange Commission on July 16, 2021

As filed with the Securities and Exchange Commission on July 16, 2021 Registration No.

July 16, 2021 424B4

Filed pursuant to Rule 424(b)(4) Registration No. 333-257223 Class A Common Stock 20,000,000 Shares This is an initial public offering of shares of Class A common stock of Blend Labs, Inc. Prior to this offering, there has been no public market for o

Table of Contents Filed pursuant to Rule 424(b)(4) Registration No. 333-257223 Class A Common Stock 20,000,000 Shares This is an initial public offering of shares of Class A common stock of Blend Labs, Inc. Prior to this offering, there has been no public market for our Class A common stock. The initial public offering price per share is $18.00. We have been approved to list our Class A common sto

July 13, 2021 CORRESP

July 13, 2021

July 13, 2021 VIA EDGAR U.S. Securities and Exchange Commission Division of Corporation Finance Office of Technology 100 F Street, N.E. Washington, D.C. 20549 Attention: Anna Abramson Jeff Kauten Melissa Kindelan Christine Dietz Re: Blend Labs, Inc. Registration Statement on Form S-1 File No. 333-257223 Acceleration Request Requested Date: July 15, 2021 Requested Time: 4:00 P.M. Eastern Time Ladie

July 13, 2021 8-A12B

Form 8-A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-A FOR REGISTRATION OF CERTAIN CLASSES OF SECURITIES PURSUANT TO SECTION 12(b) OR (g) OF THE SECURITIES EXCHANGE ACT OF 1934 Blend Labs, Inc. (Exact name of registrant as specified in its charter) Delaware 45-5211045 (State of incorporation or organization) (I.R.S. Employer Identification No.) 415 Kearny Street San Franc

July 13, 2021 CORRESP

July 13, 2021

July 13, 2021 VIA EDGAR U.S. Securities and Exchange Commission Division of Corporation Finance Office of Technology 100 F Street, N.E. Washington, D.C. 20549 Attention: Anna Abramson Jeff Kauten Melissa Kindelan Christine Dietz Re: Blend Labs, Inc. Registration Statement on Form S-1 File No. 333-257223 Acceleration Request Requested Date: July 15, 2021 Requested Time: 4:00 P.M. Eastern Time Ladie

July 6, 2021 EX-10.14

Blend Labs, Inc. Stand-Alone Stock Option Agreement between the registrant and Nima Ghamsari, dated as of March 31, 2021, as amended.

Exhibit 10.14 BLEND LABS, INC. STAND-ALONE STOCK OPTION AGREEMENT I. NOTICE OF STOCK OPTION GRANT Name: Nima Ghamsari Address: The undersigned Participant has been granted a Nonstatutory Stock Option to purchase Common Stock of the Company, subject to the terms and conditions of this Stand-Alone Stock Option Agreement (the ?Option Agreement?), as follows: Date of Grant: March 31, 2021 Exercise Pri

July 6, 2021 EX-10.2

Blend Labs, Inc. 2021 Equity Incentive Plan and related form agreements.

Exhibit 10.2 BLEND LABS, INC. 2021 EQUITY INCENTIVE PLAN 1. Purposes of the Plan; Award Types. (a) Purposes of the Plan. The purposes of this Plan are to attract and retain personnel for positions with the Company Group, to provide additional incentive to Employees, Directors, and Consultants (collectively, ?Service Providers?), and to promote the success of the Company?s business. (b) Award Types

July 6, 2021 EX-10.18

Credit Agreement between the registrant, the guarantors and lenders from time to time party thereto, and Owl Rock Technology Finance Corp., as administrative agent and collateral agent, dated as of June 30, 2021.

Exhibit 10.18 CREDIT AGREEMENT dated as of June 30, 2021 among BLEND LABS, INC, as Borrower, THE GUARANTORS FROM TIME TO TIME PARTY HERETO, THE LENDERS FROM TIME TO TIME PARTY HERETO, OWL ROCK TECHNOLOGY FINANCE CORP., as Administrative Agent and Collateral Agent OWL ROCK TECHNOLOGY ADVISORS LLC, as Lead Arranger and Bookrunner, and OR TECH LENDING LLC, OR LENDING LLC, and ORO BL LLC, as Co-Syndic

July 6, 2021 EX-1.1

Form of Underwriting Agreement.

Exhibit 1.1 Blend Labs, Inc. Common Stock Underwriting Agreement , 2021 Goldman Sachs & Co. LLC, Allen & Company LLC As representatives (the ?Representatives?) of the several Underwriters named in Schedule I hereto, c/o Goldman Sachs & Co. LLC, 200 West Street, New York, New York 10282-2198 c/o Allen & Company LLC, 711 Fifth Avenue, New York, New York 10022 Ladies and Gentlemen: Blend Labs, Inc.,

July 6, 2021 EX-21.1

List of subsidiaries of the registrant.

Exhibit 21.1 SUBSIDIARIES OF BLEND LABS, INC. Subsidiary Jurisdiction Blend Brokerage, Inc. dba Blend Realty Delaware Blend Title Insurance Agency, Inc. Delaware Blend Insurance Agency, Inc. Delaware Blend Operations, Inc. Delaware Blend Insights, Inc. Delaware Blend Title of Utah, LLC Utah Blend Title Company, Inc. California Title365 Holding Co. T365 Company LLC T365 Company Title365 Signings In

July 6, 2021 EX-4.1

Form of Class A common stock certificate of the Registrant.

EX-4.1 6 d162671dex41.htm EX-4.1 Exhibit 4.1 ZQ|CERT#|COY|CLS|RGSTRY|ACCT#|TRANSTYPE|RUN#|TRANS# Class A Common Stock Class A Common Stock PO PAR VALUE $.01 MR ADD ADD ADD ADD 43 2 1 A BOX DESIGNATION SAMPLE Certificate Shares 505006, Number * * 000000 ****************** (IF * * * 000000 ***************** ANY) ZQ00000000 **** 000000 **************** Louisville, BLEND LABS, INC. ***** 000000 ******

July 6, 2021 S-1/A

As filed with the Securities and Exchange Commission on July 6, 2021.

Table of Contents As filed with the Securities and Exchange Commission on July 6, 2021.

July 6, 2021 EX-3.1

Amended and Restated Certificate of Incorporation of the registrant, as amended and currently in effect.

Exhibit 3.1 AMENDED AND RESTATED CERTIFICATE OF INCORPORATION OF BLEND LABS, INC. Blend Labs, Inc., a corporation organized and existing under and by virtue of the General Corporation Law of the State of Delaware, does hereby certify that: 1. The name of this corporation is Blend Labs, Inc. 2. The Certificate of Incorporation of this corporation was originally filed with the Secretary of State of

July 6, 2021 EX-10.9

Confirmatory Employment Letter between the registrant and Timothy J. Mayopoulos, dated as of July 1, 2021.

Exhibit 10.9 July 1, 2021 CONFIDENTIAL Tim Mayopoulos Re: Confirmatory Employment Letter Dear Tim Mayopoulos: This letter agreement (the ?Agreement?) is entered into between Tim Mayopoulos (?you?) and Blend Labs, Inc. (the ?Company?) effective as of July 1, 2021 (the ?Effective Date?), to confirm the terms and conditions of your employment with the Company as of the Effective Date. This Agreement

July 6, 2021 EX-3.2

Form of Amended and Restated Certificate of Incorporation of the registrant, to be in effect upon completion of this offering.

Exhibit 3.2 AMENDED AND RESTATED CERTIFICATE OF INCORPORATION OF BLEND LABS, INC. Blend Labs, Inc., a corporation organized and existing under and by virtue of the provisions of the General Corporation Law of the State of Delaware (the ?Delaware General Corporation Law?), DOES HEREBY CERTIFY: FIRST: That the name of this corporation is Blend Labs, Inc. (the ?Corporation?) and that the Corporation

July 6, 2021 EX-10.8

Confirmatory Employment Letter between the registrant and Nima Ghamsari, dated as of July 1, 2021.

Exhibit 10.8 July 1, 2021 CONFIDENTIAL Nima Ghamsari Re: Confirmatory Employment Letter Dear Nima Ghamsari: This letter agreement (the ?Agreement?) is entered into between Nima Ghamsari (?you?) and Blend Labs, Inc. (the ?Company?) effective as of July 1, 2021 (the ?Effective Date?), to confirm the terms and conditions of your employment with the Company as of the Effective Date. Except as provided

July 6, 2021 EX-10.10

Confirmatory Employment Letter between the registrant and Crystal Sumner, dated as of June 29, 2021.

Exhibit 10.10 June 29, 2021 CONFIDENTIAL Crystal Sumner Re: Confirmatory Employment Letter Dear Crystal Sumner: This letter agreement (the ?Agreement?) is entered into between Crystal Sumner (?you?) and Blend Labs, Inc. (the ?Company?) effective as of June 29, 2021 (the ?Effective Date?), to confirm the terms and conditions of your employment with the Company as of the Effective Date. This Agreeme

July 6, 2021 EX-3.4

Form of Amended and Restated Bylaws of the registrant, to be in effect upon completion of this offering.

Exhibit 3.4 AMENDED AND RESTATED BYLAWS OF BLEND LABS INC. (adopted on July , 2021) (Effective upon the closing of the Company?s initial public offering) TABLE OF CONTENTS Page ARTICLE I - CORPORATE OFFICES 1 1.1 REGISTERED OFFICE 1 1.2 OTHER OFFICES 1 ARTICLE II - MEETINGS OF STOCKHOLDERS 1 2.1 PLACE OF MEETINGS 1 2.2 ANNUAL MEETING 1 2.3 SPECIAL MEETING 1 2.4 ADVANCE NOTICE PROCEDURES 2 2.5 NOTI

July 6, 2021 EX-10.16

Form of Equity Exchange Agreement between the registrant and Nima Ghamsari.

Exhibit 10.16 EQUITY EXCHANGE RIGHT AGREEMENT THIS EQUITY EXCHANGE RIGHT AGREEMENT (this ?Agreement?) is made and entered into as of July , 2021, by and between Blend Labs Inc., a Delaware corporation (the ?Company?), and Nima Ghamsari (the ?Executive?). WHEREAS, the Company?s board of directors (the ?Board?) has determined that it is in the best interests of the Company and its stockholders to im

July 6, 2021 EX-10.15

Form of Exchange Agreement between the registrant and Nima Ghamsari.

EX-10.15 18 d162671dex1015.htm EX-10.15 Exhibit 10.15 EXCHANGE AGREEMENT THIS EXCHANGE AGREEMENT (this “Agreement”) is made and entered into as of July , 2021, by and between Blend Labs Inc., a Delaware corporation (the “Company”), and stockholders of the Company listed on Schedule A hereto (collectively, “Exchange Stockholders”). WHEREAS, the Company’s board of directors (the “Board”) has determi

July 6, 2021 EX-10.11

Confirmatory Employment Letter between the registrant and Marc Greenberg, dated as of June 29, 2021.

EX-10.11 16 d162671dex1011.htm EX-10.11 Exhibit 10.11 June 29, 2021 CONFIDENTIAL Marc Greenberg Re: Confirmatory Employment Letter Dear Marc Greenberg: This letter agreement (the “Agreement”) is entered into between Marc Greenberg (“you”) and Blend Labs, Inc. (the “Company”) effective as of June 29, 2021 (the “Effective Date”), to confirm the terms and conditions of your employment with the Compan

July 6, 2021 EX-4.4

Warrant to Purchase Class A Common Stock between the registrant, OR Lending LLC, OR Tech Lending LLC, and OR BL LLC., dated as of July 2, 2021.

Exhibit 4.4 THIS WARRANT AND THE SHARES OF STOCK THAT MAY BE PURCHASED UPON THE EXERCISE OF THIS WARRANT HAVE BEEN ACQUIRED FOR INVESTMENT AND NOT FOR DISTRIBUTION, AND HAVE NOT BEEN REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED (THE ?ACT?). SUCH SECURITIES MAY NOT BE OFFERED FOR SALE, SOLD, PLEDGED OR HYPOTHECATED, OR OTHERWISE TRANSFERRED UNLESS AND UNTIL REGISTRATION UNDER THE ACT OR

July 6, 2021 EX-4.3

Warrant to Purchase Class A Common Stock between the registrant, Fifth Wall Ventures, L.P., and Fifth Wall Ventures SPV VII, L.P., dated as of March 6, 2018, as amended March 18, 2021.

Exhibit 4.3 THIS WARRANT AND THE SHARES OF STOCK THAT MAY BE PURCHASED UPON THE EXERCISE OF THIS WARRANT HAVE BEEN ACQUIRED FOR INVESTMENT AND NOT FOR DISTRIBUTION, AND HAVE NOT BEEN REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED (THE ?ACT?). SUCH SECURITIES MAY NOT BE OFFERED FOR SALE, SOLD, PLEDGED OR HYPOTHECATED, OR OTHERWISE TRANSFERRED UNLESS AND UNTIL REGISTRATION UNDER THE ACT OR

July 6, 2021 EX-10.1

Form of Indemnification Agreement between the registrant and each of its directors and executive officers.

EX-10.1 10 d162671dex101.htm EX-10.1 Exhibit 10.1 BLEND LABS, INC. INDEMNIFICATION AGREEMENT This Indemnification Agreement (this “Agreement”) is dated as of [insert date], and is between Blend Labs, Inc., a Delaware corporation (together with its subsidiaries, the “Company”), and [insert name] (“Indemnitee”). RECITALS A. Indemnitee’s service to the Company substantially benefits the Company. B. I

July 6, 2021 EX-10.6

Form of Change in Control Severance Agreement.

Exhibit 10.6 BLEND LABS, INC. CHANGE IN CONTROL SEVERANCE AGREEMENT This Change in Control Severance Agreement (the ?Agreement?) is made between Blend Labs, Inc. (the ?Company?) and (the ?Executive?), effective as of , 2021 (the ?Effective Date?). This Agreement provides certain protections to the Executive in connection with a change in control of the Company or in connection with the involuntary

June 25, 2021 CORRESP

June 25, 2021

Wilson Sonsini Goodrich & Rosati Professional Corporation 650 Page Mill Road Palo Alto, California 94304-1050 O: 650.

June 21, 2021 EX-10.5

Executive Incentive Compensation Plan.

Exhibit 10.5 BLEND LABS, INC. EXECUTIVE INCENTIVE COMPENSATION PLAN 1. Purposes of the Plan. The Plan is intended to increase stockholder value and the success of the Company by motivating Employees to (a) perform to the best of their abilities and (b) achieve the Company?s objectives. 2. Definitions. 2.1 ?Actual Award? means as to any Performance Period, the actual award (if any) payable to a Par

June 21, 2021 EX-4.2

Amended and Restated Investors’ Rights Agreement, among the registrant and certain holders of its capital stock, dated as of January 11, 2021.

EX-4.2 4 d162671dex42.htm EX-4.2 Exhibit 4.2 BLEND LABS, INC. AMENDED AND RESTATED INVESTORS’ RIGHTS AGREEMENT JANUARY 11, 2021 AMENDED AND RESTATED INVESTORS’ RIGHTS AGREEMENT This AMENDED AND RESTATED INVESTORS’ RIGHTS AGREEMENT (the “Agreement”) is made as of the 11 day of January, 2021, by and among BLEND LABS, INC., a Delaware corporation (the “Company”), and the investors listed on Schedule

June 21, 2021 EX-10.12

Offer Letter between the registrant and Erin Collard, dated as of March 29, 2021.

Exhibit 10.12 BLEND LABS, INC. March 29, 2021 Erin Collard Re: Board of Directors of Blend Labs, Inc. Dear Erin: The purpose of this letter agreement is to document the compensation you will receive for your next two years of service as a member of the Board of Directors (the ?Board?) of Blend Labs, Inc. (?Blend? or the ?Company?). We appreciate your valuable contributions as a member of the Board

June 21, 2021 EX-10.3

Blend Labs, Inc. 2012 Stock Plan and related form agreements.

Exhibit 10.3 BLEND LABS, INC. 2012 STOCK PLAN ADOPTED ON MAY 1, 2012 AMENDED ON JUNE 16, 2021 TABLE OF CONTENTS Page SECTION 1. ESTABLISHMENT AND PURPOSE 1 SECTION 2. ADMINISTRATION 1 (a) Committees of the Board of Directors 1 (b) Authority of the Board of Directors 1 SECTION 3. ELIGIBILITY 1 (a) General Rule 1 (b) Ten-Percent Stockholders 1 SECTION 4. STOCK SUBJECT TO PLAN 2 (a) Basic Limitation

June 21, 2021 EX-21.1

List of subsidiaries of the registrant.

EX-21.1 12 d162671dex211.htm EX-21.1 Exhibit 21.1 SUBSIDIARIES OF BLEND LABS, INC. Subsidiary Jurisdiction Blend Brokerage, Inc. dba Blend Realty Delaware Blend Title Insurance Agency, Inc. Delaware Blend Insurance Agency, Inc. Delaware Blend Operations, Inc. Delaware Blend Insights, Inc. Delaware Blend Title of Utah, LLC Utah Blend Title Company Inc. California

June 21, 2021 EX-3.3

Amended and Restated Bylaws of the registrant, as amended, as currently in effect.

Exhibit 3.3 BYLAWS OF BLEND LABS, INC. (A DELAWARE CORPORATION) TABLE OF CONTENTS Page ARTICLE I OFFICES 1 1.1 Registered Office 1 1.2 Offices 1 ARTICLE II MEETINGS OF STOCKHOLDERS 1 2.1 Location 1 2.2 Timing 1 2.3 Notice of Meeting 1 2.4 Stockholders? Records 1 2.5 Special Meetings 2 2.6 Notice of Meeting 2 2.7 Business Transacted at Special Meeting 2 2.8 Quorum; Meeting Adjournment; Presence by

June 21, 2021 EX-2.1

Stock Purchase Agreement among the registrant, Title365 Holding Co., Xome Holdings LLC and, for the purposes of certain sections of the agreement, Mr. Cooper Group Inc., dated as of March 12, 2021.

EXECUTION VERSION Exhibit 2.1 STOCK PURCHASE AGREEMENT by and among TITLE365 HOLDING CO., XOME HOLDINGS LLC, BLEND LABS, INC. and solely for the purposes of Section 4.02, Section 4.04, Section 6.06, Section 6.11 and Section 11.13 of this Agreement, MR. COOPER GROUP INC. Dated as of March 12, 2021 TABLE OF CONTENTS Page ARTICLE 1. DEFINITIONS 2 Section 1.01 Definitions 2 Section 1.02 Cross-Referenc

June 21, 2021 EX-10.13

Offer Letter between the registrant and Roger W. Ferguson, dated as of March 29, 2021.

Exhibit 10.13 BLEND LABS, INC. March 29, 2021 Roger Ferguson Re: Board of Directors of Blend Labs, Inc. Dear Roger: As we have discussed, we expect that you will be elected as a member of the Board of Directors (the ?Board?) of Blend Labs, Inc. (?Blend? or the ?Company?). We appreciate your willingness to accept this position, and we look forward to your valuable contributions. As you may be aware

June 21, 2021 EX-10.7

Outside Director Compensation Policy.

Exhibit 10.7 BLEND LABS, INC. OUTSIDE DIRECTOR COMPENSATION POLICY Adopted and approved June 16, 2021 Blend Labs, Inc. (the ?Company?) believes that the granting of compensation to its members of the Board of Directors (the ?Board,? and members of the Board, the ?Directors?) represents an effective tool to attract, retain, and reward Directors who are not employees of the Company (the ?Outside Dir

June 21, 2021 S-1

Power of Attorney (included on page II-7 of the original filing of this registration statement on Form S-1).

Table of Contents As filed with the Securities and Exchange Commission on June 21, 2021.

June 21, 2021 EX-10.4

Executive 2020 Bonus Plan.

Exhibit 10.4 2020 Executive Bonus Plan Plan Effective Date This Incentive Compensation Plan (the ?Plan?) is effective during the 2020 plan year beginning on January 1, 2020 and expected to end December 31, 2020 unless other events occur outlined in the ?liquidity event? section of this Agreement. Subsequent Terms This Plan is designed to reward contributions to company performance over a period of

June 21, 2021 EX-10.17

Office Lease between the registrant and 500 Pine Street Company LLC, dated as of December 1, 2016.

Exhibit 10.17 OFFICE LEASE 500 PINE STREET 500 PINE STREET COMPANY LLC, a Delaware limited liability company, as Landlord, and BLEND LABS, INC., a Delaware corporation as Tenant. TABLE OF CONTENTS Page 1. PREMISES, BUILDING, PROJECT, AND COMMON AREAS 1 2. LEASE TERM; OPTION TERM 2 3. BASE RENT; RENT ABATEMENT 6 4. ADDITIONAL RENT 7 5. USE OF PREMISES 14 6. SERVICES AND UTILITIES 15 7. REPAIRS 18 8

June 21, 2021 CORRESP

June 21, 2021

Wilson Sonsini Goodrich & Rosati Professional Corporation 650 Page Mill Road Palo Alto, California 94304-1050 O: 650.

May 28, 2021 DRSLTR

May 28, 2021

Wilson Sonsini Goodrich & Rosati Professional Corporation 650 Page Mill Road Palo Alto, California 94304-1050 O: 650.

May 28, 2021 DRS/A

As confidentially submitted to the Securities and Exchange Commission on May 28, 2021. This draft registration statement has not been publicly filed with the Securities and Exchange Commission and all information herein remains strictly confidential.

Table of Contents As confidentially submitted to the Securities and Exchange Commission on May 28, 2021.

April 15, 2021 DRS

As confidentially submitted to the Securities and Exchange Commission on April 15, 2021. This draft registration statement has not been publicly filed with the Securities and Exchange Commission and all information herein remains strictly confidentia

DRS 1 filename1.htm Table of Contents As confidentially submitted to the Securities and Exchange Commission on April 15, 2021. This draft registration statement has not been publicly filed with the Securities and Exchange Commission and all information herein remains strictly confidential. Registration No. 333- UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM S-1 REGIST

April 15, 2021 EX-10.5

BLEND LABS, INC. March 29, 2021

EX-10.5 4 filename4.htm Exhibit 10.5 BLEND LABS, INC. March 29, 2021 Erin Collard Re: Board of Directors of Blend Labs, Inc. Dear Erin: The purpose of this letter agreement is to document the compensation you will receive for your next two years of service as a member of the Board of Directors (the “Board”) of Blend Labs, Inc. (“Blend” or the “Company”). We appreciate your valuable contributions a

April 15, 2021 EX-10.7

OFFICE LEASE 500 PINE STREET 500 PINE STREET COMPANY LLC, a Delaware limited liability company, as Landlord, BLEND LABS, INC., a Delaware corporation as Tenant.

Exhibit 10.7 OFFICE LEASE 500 PINE STREET 500 PINE STREET COMPANY LLC, a Delaware limited liability company, as Landlord, and BLEND LABS, INC., a Delaware corporation as Tenant. TABLE OF CONTENTS Page 1. PREMISES, BUILDING, PROJECT, AND COMMON AREAS 1 2. LEASE TERM; OPTION TERM 2 3. BASE RENT; RENT ABATEMENT 6 4. ADDITIONAL RENT 7 5. USE OF PREMISES 14 6. SERVICES AND UTILITIES 15 7. REPAIRS 18 8.

April 15, 2021 EX-2.1

STOCK PURCHASE AGREEMENT by and among TITLE365 HOLDING CO., XOME HOLDINGS LLC, BLEND LABS, INC. solely for the purposes of Section 4.02, Section 4.04, Section 6.06, Section 6.11 and Section 11.13 of this Agreement, MR. COOPER GROUP INC. Dated as of M

EXECUTION VERSION Exhibit 2.1 STOCK PURCHASE AGREEMENT by and among TITLE365 HOLDING CO., XOME HOLDINGS LLC, BLEND LABS, INC. and solely for the purposes of Section 4.02, Section 4.04, Section 6.06, Section 6.11 and Section 11.13 of this Agreement, MR. COOPER GROUP INC. Dated as of March 12, 2021 TABLE OF CONTENTS Page ARTICLE 1. DEFINITIONS 2 Section 1.01 Definitions 2 Section 1.02 Cross-Referenc

April 15, 2021 EX-4.2

BLEND LABS, INC. AMENDED AND RESTATED INVESTORS’ RIGHTS AGREEMENT JANUARY 11, 2021

EX-4.2 3 filename3.htm Exhibit 4.2 BLEND LABS, INC. AMENDED AND RESTATED INVESTORS’ RIGHTS AGREEMENT JANUARY 11, 2021 AMENDED AND RESTATED INVESTORS’ RIGHTS AGREEMENT This AMENDED AND RESTATED INVESTORS’ RIGHTS AGREEMENT (the “Agreement”) is made as of the 11 day of January, 2021, by and among BLEND LABS, INC., a Delaware corporation (the “Company”), and the investors listed on Schedule A hereto,

April 15, 2021 EX-10.6

BLEND LABS, INC. March 29, 2021

EX-10.6 5 filename5.htm Exhibit 10.6 BLEND LABS, INC. March 29, 2021 Roger Ferguson Re: Board of Directors of Blend Labs, Inc. Dear Roger: As we have discussed, we expect that you will be elected as a member of the Board of Directors (the “Board”) of Blend Labs, Inc. (“Blend” or the “Company”). We appreciate your willingness to accept this position, and we look forward to your valuable contributio

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