KREF / KKR Real Estate Finance Trust Inc. - Документы SEC, Годовой отчет, Доверенное заявление

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2025 ☐ TRANSITION REPORT PURSUANT TO S

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2025 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-38082 KKR Real Estate Finance

Form of Restricted Stock Unit Grant Notice and Restricted Stock Unit Agreement.

Exhibit 10.3 RESTRICTED STOCK UNIT GRANT NOTICE UNDER THE KKR REAL ESTATE FINANCE TRUST INC. 2025 OMNIBUS INCENTIVE PLAN KKR Real Estate Finance Trust Inc. (the “Company”), pursuant to its 2025 Omnibus Incentive Plan (the “Plan”), hereby grants to the Participant set forth below the number of Restricted Stock Units (“RSUs”) set forth below. The RSUs are subject to all of the terms and conditions a

Second Quarter 2025 Supplemental Information JULY 22, 2025 2 Legal Disclosures This presentation has been prepared for KKR Real Estate Finance Trust Inc. (NYSE: KREF) for the benefit of its stockholders. This presentation is solely for informational

a2q25krefsupplementalvf Second Quarter 2025 Supplemental Information JULY 22, 2025 2 Legal Disclosures This presentation has been prepared for KKR Real Estate Finance Trust Inc.

Form of Restricted Stock Unit Grant Notice for Non-Employee Directors under the KKR Real Estate Finance Trust Inc. 2025 Omnibus Incentive Plan.

Exhibit 10.2 RESTRICTED STOCK UNIT GRANT NOTICE FOR NON-EMPLOYEE DIRECTORS UNDER THE KKR REAL ESTATE FINANCE TRUST INC. 2025 OMNIBUS INCENTIVE PLAN KKR Real Estate Finance Trust Inc. (the “Company”), pursuant to its 2025 Omnibus Incentive Plan (the “Plan”), hereby grants to the Participant set forth below the number of Restricted Stock Units (“RSUs”) set forth below. The RSUs are subject to all of

KKR REAL ESTATE FINANCE TRUST INC. REPORTS SECOND QUARTER 2025 FINANCIAL RESULTS

KKR REAL ESTATE FINANCE TRUST INC. REPORTS SECOND QUARTER 2025 FINANCIAL RESULTS New York, NY, July 22, 2025 - KKR Real Estate Finance Trust Inc. (the “Company” or “KREF”) (NYSE: KREF) today reported its financial results for the quarter ended June 30, 2025. Reported net loss attributable to common stockholders of ($35.4) million, or ($0.53) per diluted share of common stock, for the three months

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 22, 2025 KKR Real Estate Fin

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 22, 2025 KKR Real Estate Finance Trust Inc. (Exact name of registrant as specified in its charter) Maryland 001-38082 47-2009094 (State or other jurisdiction of incorporation) (C

www.KKRreit.com | NYSE: KREF May 6, 2025

www.KKRreit.com | NYSE: KREF May 6, 2025 VIA EDGAR Re: KKR Real Estate Finance Trust Inc. Registration Statement on Form S-3 File No. 333-286852 Securities and Exchange Commission Division of Corporation Finance Office of Real Estate and Construction 100 F Street, N.E. Washington, D.C. 20549 Attention: Stacie Gorman, Esq. Ladies and Gentlemen: Pursuant to Rule 461 under the Securities Act of 1933,

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 25, 2025 KKR Real Estate Fi

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 25, 2025 KKR Real Estate Finance Trust Inc. (Exact name of registrant as specified in its charter) Maryland 001-38082 47-2009094 (State or other jurisdiction of incorporation) (

INDENTURE Dated as of [____________], [____] KKR REAL ESTATE FINANCE TRUST INC., as Issuer THE BANK OF NEW YORK MELLON TRUST COMPANY, N.A., as Trustee Subordinated Debt Securities CERTAIN SECTIONS OF THIS INDENTURE RELATING TO SECTIONS 310 THROUGH 31

Exhibit 4.5 INDENTURE Dated as of [], [] Between KKR REAL ESTATE FINANCE TRUST INC., as Issuer and THE BANK OF NEW YORK MELLON TRUST COMPANY, N.A., as Trustee Subordinated Debt Securities CERTAIN SECTIONS OF THIS INDENTURE RELATING TO SECTIONS 310 THROUGH 318 INCLUSIVE, OF THE TRUST INDENTURE ACT OF 1939 Trust Indenture Act Section Indenture Section Section 310(a)(1) Section 609 (a)(2) Section 609

KKR Real Estate Finance Trust Inc. 2025 Omnibus Incentive Plan (incorporated by reference to Exhibit 10.1 to the Company’s Registration Statement on Form S-8 filed on April 30, 2025).

Exhibit 10.1 KKR REAL ESTATE FINANCE TRUST INC. 2025 OMNIBUS INCENTIVE PLAN 1. Purpose. The purpose of the KKR Real Estate Finance Trust Inc. 2025 Omnibus Incentive Plan is to provide a means through which the Company and other members of the Company Group may attract and retain key personnel and to provide a means whereby directors, officers, employees, consultants and advisors of the Company and

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM T-1 STATEMENT OF ELIGIBILITY UNDER THE TRUST INDENTURE ACT OF 1939 OF A CORPORATION DESIGNATED TO ACT AS TRUSTEE CHECK IF AN APPLICATION TO DETERMINE ELIGIBILITY OF A TRUSTE

Exhibit 25.1 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM T-1 STATEMENT OF ELIGIBILITY UNDER THE TRUST INDENTURE ACT OF 1939 OF A CORPORATION DESIGNATED TO ACT AS TRUSTEE CHECK IF AN APPLICATION TO DETERMINE ELIGIBILITY OF A TRUSTEE PURSUANT TO SECTION 305(b)(2) || THE BANK OF NEW YORK MELLON TRUST COMPANY, N.A. (Exact name of trustee as specified in its charter) 95

As filed with the Securities and Exchange Commission on April 30, 2025

TABLE OF CONTENTS As filed with the Securities and Exchange Commission on April 30, 2025 Registration Statement No.

As filed with the Securities and Exchange Commission on April 30, 2025.

As filed with the Securities and Exchange Commission on April 30, 2025. Registration No. 333- UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM S-8 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 KKR Real Estate Finance Trust Inc. (Exact name of registrant as specified in its charter) Maryland 47-2009094 (State or other jurisdiction of incorporation or organizati

Calculation of Filing Fee Tables Form S-8 (Form Type) KKR Real Estate Finance Trust Inc. (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered Securities

Exhibit 107.1 Calculation of Filing Fee Tables Form S-8 (Form Type) KKR Real Estate Finance Trust Inc. (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered Securities Security Type Security Class Title Fee Calculation Rule Amount Registered(1) Proposed Maximum Offering Price per Unit Maximum Aggregate Offering Price(2) Fee Rate Amount of Registration Fee Equity Common S

Simpson Thacher & Bartlett llp

Simpson Thacher & Bartlett llp 425 lexington avenue new york, ny 10017-3954 telephone: +1-212-455-2000 facsimile: +1-212-455-2502 Direct Dial Number +1-212-455-2948 E-mail Address jkaufman@stblaw.

INDENTURE Dated as of [____________], [____] Between KKR REAL ESTATE FINANCE TRUST INC., as Issuer and THE BANK OF NEW YORK MELLON TRUST COMPANY, N.A., as Trustee Senior Debt Securities CERTAIN SECTIONS OF THIS INDENTURE RELATING TO SECTIONS 310 THRO

Exhibit 4.4 INDENTURE Dated as of [], [] Between KKR REAL ESTATE FINANCE TRUST INC., as Issuer and THE BANK OF NEW YORK MELLON TRUST COMPANY, N.A., as Trustee Senior Debt Securities CERTAIN SECTIONS OF THIS INDENTURE RELATING TO SECTIONS 310 THROUGH 318 INCLUSIVE, OF THE TRUST INDENTURE ACT OF 1939 Trust Indenture Act Section Indenture Section Section 310(a)(1) Section 609 (a)(2) Section 609 (a)(3

Calculation of Filing Fee Table Form S-3 (Form Type) KKR Real Estate Finance Trust Inc. (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered Securities and Carry Forward Securities

Exhibit 107.1 Calculation of Filing Fee Table Form S-3 (Form Type) KKR Real Estate Finance Trust Inc. (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered Securities and Carry Forward Securities Security Type Security Class Title Fee Calculation or Carry Forward Rule Amount Registered Proposed Maximum Offering Price Per Unit Maximum Aggregate Offering Price Fee Rate Amo

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM T-1 STATEMENT OF ELIGIBILITY UNDER THE TRUST INDENTURE ACT OF 1939 OF A CORPORATION DESIGNATED TO ACT AS TRUSTEE CHECK IF AN APPLICATION TO DETERMINE ELIGIBILITY OF A TRUSTE

Exhibit 25.2 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM T-1 STATEMENT OF ELIGIBILITY UNDER THE TRUST INDENTURE ACT OF 1939 OF A CORPORATION DESIGNATED TO ACT AS TRUSTEE CHECK IF AN APPLICATION TO DETERMINE ELIGIBILITY OF A TRUSTEE PURSUANT TO SECTION 305(b)(2) || THE BANK OF NEW YORK MELLON TRUST COMPANY, N.A. (Exact name of trustee as specified in its charter) (J

Term Loan Credit Agreement, dated as of March 5, 2025, by and among KREF Holdings X LLC, KKR Real Estate Financing Holdings L.P., the guarantors from time to time party thereto, the lenders from time to time party thereto and Goldman Sachs USA, as administrative agent.

Exhibit 10.1 Execution Version TERM LOAN CREDIT AGREEMENT dated as of March 5, 2025 among KREF HOLDINGS X LLC, as the Borrower, KKR REAL ESTATE FINANCE HOLDINGS L.P., as Opco, THE GUARANTORS PARTY HERETO, THE FINANCIAL INSTITUTIONS PARTY HERETO, as Lenders, GOLDMAN SACHS BANK USA, as Administrative Agent, GOLDMAN SACHS BANK USA, KKR CAPITAL MARKETS LLC, MORGAN STANLEY SENIOR FUNDING, INC., MUFG BA

Fourth Amendment to Guaranty Agreement, effective as of March 6, 2025, between KKR Real Estate Finance Holdings L.P. and Morgan Stanley Bank, N.A.

Exhibit 10.4 FOURTH AMENDMENT TO GUARANTY AGREEMENT This Fourth Amendment to Guaranty Agreement (this “Amendment”), effective as of March 6, 2025, is by and between KKR REAL ESTATE FINANCE HOLDINGS L.P., a Delaware limited partnership (the “Guarantor”) and MORGAN STANLEY BANK, N.A., a national banking association (“Buyer”). Capitalized terms used but not otherwise defined herein shall have the mea

Amendment No. 8 to Guarantee Agreement, dated as of March 6, 2025 between Wells Fargo Bank, National Association and KKR Real Estate Finance Holdings L.P.

Exhibit 10.3 AMENDMENT NO. 8 TO GUARANTEE AGREEMENT AMENDMENT NO. 8 TO GUARANTEE AGREEMENT, dated as of March 6, 2025 (this “Amendment”), by and between WELLS FARGO BANK, NATIONAL ASSOCIATION, a national banking association (“Buyer”) and KKR REAL ESTATE FINANCE HOLDINGS L.P., a Delaware limited partnership (“Guarantor”). Capitalized terms used but not otherwise defined herein shall have the meanin

First Quarter 2025 Supplemental Information APRIL 23, 2025 2 Legal Disclosures This presentation has been prepared for KKR Real Estate Finance Trust Inc. (NYSE: KREF) for the benefit of its stockholders. This presentation is solely for informational

First Quarter 2025 Supplemental Information APRIL 23, 2025 2 Legal Disclosures This presentation has been prepared for KKR Real Estate Finance Trust Inc.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2025 ☐ TRANSITION REPORT PURSUANT TO

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2025 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-38082 KKR Real Estate Finance

KKR REAL ESTATE FINANCE TRUST INC. REPORTS FIRST QUARTER 2025 FINANCIAL RESULTS

KKR REAL ESTATE FINANCE TRUST INC. REPORTS FIRST QUARTER 2025 FINANCIAL RESULTS New York, NY, April 23, 2025 - KKR Real Estate Finance Trust Inc. (the “Company” or “KREF”) (NYSE: KREF) today reported its financial results for the quarter ended March 31, 2025. Reported net loss attributable to common stockholders of ($10.6) million, or ($0.15) per diluted share of common stock, for the three months

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 23, 2025 KKR Real Estate Finance Trust Inc. (Exact name of registrant as specified in its charter) Maryland 001-38082 47-2009094 (State or other jurisdiction of incorporation) (

Tenth Amendment, dated as of March 5, 2025, to the Credit Agreement among KREF Holdings X LLC, KKR Real Estate Finance Holdings L.P., the lenders party thereto and Morgan Stanley Senior Funding Inc., as administrative agent.

Exhibit 10.2 Execution Version TENTH AMENDMENT, dated as of March 5, 2025 (this “Amendment”), to the Credit Agreement (as defined below) among KREF Holdings X LLC, as the Borrower (the “Borrower”), KKR Real Estate Finance Holdings L.P., as Opco (“Opco”), the Lenders party hereto and Morgan Stanley Senior Funding, Inc., as Administrative Agent (the “Administrative Agent”). RECITALS A. The Borrower,

Third Amendment to Guaranty Agreement, effective as of March 6, 2025, between KKR Real Estate Finance Holdings L.P. and Morgan Stanley Bank, N.A. (as the assignee of all the rights and obligations of MUFG Bank Ltd. under the Program Documents).

Exhibit 10.5 THIRD AMENDMENT TO GUARANTY AGREEMENT THIRD AMENDMENT TO GUARANTY AGREEMENT, dated as of March 6, 2025 (this “Amendment”), between KKR REAL ESTATE FINANCE HOLDINGS L.P., a Delaware limited partnership (“Guarantor”) and MORGAN STANLEY BANK, N.A. (“Buyer”), as the assignee of all of the rights and obligations of MUFG BANK, LTD. under the Program Documents. Capitalized terms used but not

UNITED STATES

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☒   Filed by a Party other than the Registrant  ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☐ De

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

TABLE OF CONTENTS UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☒   Filed by a Party other than the Registrant  ☐ Check the appropriate box:  ☐ Preliminary Proxy Statement  ☐ Confidential, for Use of the Commission Only (as permitted by Ru

Entry into a Material Definitive Agreement, Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 5, 2025 KKR Real Estate Finance Trust Inc. (Exact name of registrant as specified in its charter) Maryland 001-38082 47-2009094 (State or other jurisdiction of incorporation) (C

Policy Relating to Recovery of Erroneously Awarded Compensation.

Exhibit 97.1 KKR REAL ESTATE FINANCE TRUST INC. Incentive Compensation Clawback Policy 1. Overview. The Compensation Committee (the “Committee”) of the Board of Directors (the “Board”) of KKR Real Estate Finance Trust Inc. (the “Company”) has adopted this Incentive Compensation Clawback Policy (the “Policy”) which requires the recoupment of certain incentive-based compensation in accordance with t

Policies and Procedures for Trading in Securities of KKR Real Estate Finance Trust Inc.

Exhibit 19.1 KKR REAL ESTATE FINANCE TRUST INC. POLICIES AND PROCEDURES FOR TRADING IN SECURITIES OF KKR REAL ESTATE FINANCE TRUST INC. I. GENERAL These policies and procedures (“Policy”) govern transactions involving securities of KKR Real Estate Finance Trust Inc. (together with its subsidiaries, the “Company”) by: (i) the directors, officers and employees (if any) of the Company and the officer

KKR REAL ESTATE FINANCE TRUST INC. REPORTS FOURTH QUARTER AND FULL YEAR 2024 FINANCIAL RESULTS

KKR REAL ESTATE FINANCE TRUST INC. REPORTS FOURTH QUARTER AND FULL YEAR 2024 FINANCIAL RESULTS New York, NY, February 3, 2025 - KKR Real Estate Finance Trust Inc. (the “Company” or “KREF”) (NYSE: KREF) today reported its financial results for the quarter and full year ended December 31, 2024. Reported Net Income attributable to common stockholders of $14.6 million and $13.1 million, or $0.21 and $

Fourth Quarter & Full Year 2024 Supplemental Information FEBRUARY 3, 2025 2 Legal Disclosures This presentation has been prepared for KKR Real Estate Finance Trust Inc. (NYSE: KREF) for the benefit of its stockholders. This presentation is solely for

Fourth Quarter & Full Year 2024 Supplemental Information FEBRUARY 3, 2025 2 Legal Disclosures This presentation has been prepared for KKR Real Estate Finance Trust Inc.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2024 ☐ TRANSITION REPORT PURSUANT TO SECTI

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2024 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-38082 KKR Real Estate Finance Trus

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 3, 2025 KKR Real Estate Finance Trust Inc. (Exact name of registrant as specified in its charter) Maryland 001-38082 47-2009094 (State or other jurisdiction of incorporation)

Subsidiaries of KKR Real Estate Finance Trust Inc.

Exhibit 21.1 The following is a list of the consolidated subsidiaries of KKR Real Estate Finance Trust Inc. as of February 3, 2025. Subsidiaries of the Registrant Subsidiary Jurisdiction of Organization KKR Real Estate Finance Holdings L.P. Delaware KREF Capital LLC Delaware KREF Capital REO LLC Delaware KREF Capital TRS LLC Delaware KREF Holdings I LLC Delaware KREF Holdings II LLC Delaware KREF

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 21, 2024 KKR Real Estate

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 21, 2024 KKR Real Estate Finance Trust Inc. (Exact name of registrant as specified in its charter) Maryland 001-38082 47-2009094 (State or other jurisdiction of incorporation)

Ninth Amendment, dated as of September 16, 2024, to the Credit Agreement among KREF Holdings X LLC, KKR Real Estate Finance Holdings L.P., Morgan Stanley Senior Funding Inc., as administrative agent, and the lenders party thereto

Exhibit 10.5 Execution Version NINTH AMENDMENT, dated as of September 16, 2024 (this “Amendment”), to the Credit Agreement (as defined below) among KREF Holdings X LLC, as the Borrower (the “Borrower”), KKR Real Estate Financing Holdings L.P., as Opco (“Opco”), the Lenders party hereto and Morgan Stanley Senior Funding, Inc., as Administrative Agent (the “Administrative Agent”). RECITALS A. The Bo

Amendment No. 7 to Guarantee Agreement, dated as of September 20, 2024, between Wells Fargo Bank, National Association and KKR Real Estate Finance Holdings L.P.

Exhibit 10.2 AMENDMENT NO. 7 TO GUARANTEE AGREEMENT AMENDMENT NO. 7 TO GUARANTEE AGREEMENT, dated as of September 20, 2024 (this “Amendment”), by and between WELLS FARGO BANK, NATIONAL ASSOCIATION, a national banking association (“Buyer”) and KKR REAL ESTATE FINANCE HOLDINGS L.P., a Delaware limited partnership (“Guarantor”). Capitalized terms used but not otherwise defined herein shall have the m

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2024 ☐ TRANSITION REPORT PURSUANT

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2024 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-38082 KKR Real Estate Fin

Amendment No. 4 to Amended and Restated Master Repurchase and Securities Contract, dated as of September 23, 2024, between KREF Lending I LLC and Wells Fargo Bank, National Association

Exhibit 10.1 EXECUTION VERSION AMENDMENT NO. 4 TO AMENDED AND RESTATED MASTER REPURCHASE AND SECURITIES CONTRACT AMENDMENT NO. 4 TO AMENDED AND RESTATED MASTER REPURCHASE AND SECURITIES CONTRACT, dated as of September 23, 2024 (this “Amendment”), by and between KREF LENDING I LLC, a Delaware limited liability company (“Seller”) and WELLS FARGO BANK, NATIONAL ASSOCIATION, a national banking associa

KKR REAL ESTATE FINANCE TRUST INC. REPORTS THIRD QUARTER 2024 FINANCIAL RESULTS

KKR REAL ESTATE FINANCE TRUST INC. REPORTS THIRD QUARTER 2024 FINANCIAL RESULTS New York, NY, October 21, 2024 - KKR Real Estate Finance Trust Inc. (the “Company” or “KREF”) (NYSE: KREF) today reported its financial results for the quarter ended September 30, 2024. Reported net loss attributable to common stockholders of ($13.0) million, or ($0.19) per diluted share of common stock, for the three

Third Quarter 2024 Supplemental Information OCTOBER 21, 2024 2 Legal Disclosures This presentation has been prepared for KKR Real Estate Finance Trust Inc. (NYSE: KREF) for the benefit of its stockholders. This presentation is solely for informationa

krefq324supplementalvf Third Quarter 2024 Supplemental Information OCTOBER 21, 2024 2 Legal Disclosures This presentation has been prepared for KKR Real Estate Finance Trust Inc.

Second Amendment to Guaranty Agreement, dated as of September 20, 2024, between KKR Real Estate Finance Holdings L.P. and Morgan Stanley Bank, N.A.. (as the assignee of all of the rights and obligations of MUFG Bank Ltd. under the Program Documents)

Exhibit 10.4 SECOND AMENDMENT TO GUARANTY AGREEMENT SECOND AMENDMENT TO GUARANTY AGREEMENT, dated as of September 20, 2024 (this “Amendment”), between KKR REAL ESTATE FINANCE HOLDINGS L.P., a Delaware limited partnership (“Guarantor”) and MORGAN STANLEY BANK, N.A. (“Buyer”), as the assignee of all of the rights and obligations of MUFG BANK, LTD. under the Program Documents. Capitalized terms used

Third Amendment to Guaranty Agreement, effective as of September 20, 2024, between KKR Real Estate Finance Holdings L.P. and Morgan Stanley Bank, N.A.

Exhibit 10.3 THIRD AMENDMENT TO GUARANTY AGREEMENT This Third Amendment to Guaranty Agreement (this “Amendment”), effective as of September 20, 2024, is by and between KKR REAL ESTATE FINANCE HOLDINGS L.P., a Delaware limited partnership (the “Guarantor”) and MORGAN STANLEY BANK, N.A., a national banking association (“Buyer”). Capitalized terms used but not otherwise defined herein shall have the

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 22, 2024 KKR Real Estate Fin

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 22, 2024 KKR Real Estate Finance Trust Inc. (Exact name of registrant as specified in its charter) Maryland 001-38082 47-2009094 (State or other jurisdiction of incorporation) (C

Fourth Omnibus Amendment and Reaffirmation Agreement, dated as of May 22, 2024, among KREF Lending IX LLC, KKR Real Estate Finance Holdings L.P., KREF Holdings IX LLC, KREF Capital LLC, Computershare Trust Company, N.A., and Morgan Stanley Bank, N.A. (as assignee of all the rights and obligations of MUFG Bank Ltd.)

Exhibit 10.1 EXECUTION COPY FOURTH OMNIBUS AMENDMENT AND REAFFIRMATION AGREEMENT FOURTH OMNIBUS AMENDMENT AND REAFFIRMATION AGREEMENT, dated as of May 22, 2024 (this “Amendment and Reaffirmation”), by and among KREF LENDING IX LLC, a Delaware limited liability company (“Seller”), KKR REAL ESTATE FINANCE HOLDINGS L.P., a Delaware limited partnership (“Guarantor”), KREF HOLDINGS IX LLC, a Delaware l

Second Quarter 2024 Supplemental Information JULY 22, 2024 2 Legal Disclosures This presentation has been prepared for KKR Real Estate Finance Trust Inc. (NYSE: KREF) for the benefit of its stockholders. This presentation is solely for informational

krefq224supplementalvf Second Quarter 2024 Supplemental Information JULY 22, 2024 2 Legal Disclosures This presentation has been prepared for KKR Real Estate Finance Trust Inc.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2024 ☐ TRANSITION REPORT PURSUANT TO S

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2024 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-38082 KKR Real Estate Finance

KKR REAL ESTATE FINANCE TRUST INC. REPORTS SECOND QUARTER 2024 FINANCIAL RESULTS

KKR REAL ESTATE FINANCE TRUST INC. REPORTS SECOND QUARTER 2024 FINANCIAL RESULTS New York, NY, July 22, 2024 - KKR Real Estate Finance Trust Inc. (the “Company” or “KREF”) (NYSE: KREF) today reported its financial results for the quarter ended June 30, 2024. Reported net income attributable to common stockholders of $20.2 million, or $0.29 per diluted share of common stock, for the three months en

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 19, 2024 KKR Real Estate Finance Trust Inc. (Exact name of registrant as specified in its charter) Maryland 001-38082 47-2009094 (State or other jurisdiction of incorporation) (

First Quarter 2024 Supplemental Information APRIL 23, 2024 2 Legal Disclosures This presentation has been prepared for KKR Real Estate Finance Trust Inc. (NYSE: KREF) for the benefit of its stockholders. This presentation is solely for informational

First Quarter 2024 Supplemental Information APRIL 23, 2024 2 Legal Disclosures This presentation has been prepared for KKR Real Estate Finance Trust Inc.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2024 ☐ TRANSITION REPORT PURSUANT TO

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2024 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-38082 KKR Real Estate Finance

KKR REAL ESTATE FINANCE TRUST INC. REPORTS FIRST QUARTER 2024 FINANCIAL RESULTS

KKR REAL ESTATE FINANCE TRUST INC. REPORTS FIRST QUARTER 2024 FINANCIAL RESULTS New York, NY, April 23, 2024 - KKR Real Estate Finance Trust Inc. (the “Company” or “KREF”) (NYSE: KREF) today reported its financial results for the quarter ended March 31, 2024. Reported net loss attributable to common stockholders of ($8.7) million, or ($0.13) per diluted share of common stock, for the three months

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 23, 2024 KKR Real Estate Finance Trust Inc. (Exact name of registrant as specified in its charter) Maryland 001-38082 47-2009094 (State or other jurisdiction of incorporation) (

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

TABLE OF CONTENTS UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☒   Filed by a Party other than the Registrant  ☐ Check the appropriate box:  ☐ Preliminary Proxy Statement  ☐ Confidential, for Use of the Commission Only (as permitted by Ru

UNITED STATES

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☒   Filed by a Party other than the Registrant  ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☐ De

KREF / KKR Real Estate Finance Trust Inc. / Nan Shan Life Insurance Co., Ltd. - FORM SC 13G/A Passive Investment

SC 13G/A 1 dp205673sc13ga-kkr.htm FORM SC 13G/A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 1)* KKR Real Estate Finance Trust Inc. (Name of Issuer) Common Stock, $0.01 par value per share (Title of Class of Securities) 48251K100 (CUSIP Number) December 31, 2023 (Date of Event which Requires Filing of

KREF / KKR Real Estate Finance Trust Inc. / VANGUARD GROUP INC - SCHEDULE 13G/A Passive Investment

SC 13G/A 1 tv01287-kkrrealestatefinance.htm SCHEDULE 13G/A SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 (Amendment No.: 3)* Name of issuer: KKR Real Estate Finance Trust Inc Title of Class of Securities: Common Stock CUSIP Number: 48251K100 Date of Event Which Requires Filing of this Statement: December 29, 2023 Check the appropri

First Amendment to Guaranty Agreement, dated as of December 31, 2018, between KKR Real Estate Finance Holdings L.P. and Morgan Stanley Bank, N.A.

Exhibit 10.13 EXECUTION VERSION FIRST AMENDMENT TO GUARANTY This First Amendment to Guaranty (this “Amendment”), effective as of December 31, 2018, is by and between KKR REAL ESTATE FINANCE HOLDINGS L.P., a Delaware limited partnership (the “Guarantor”) and MORGAN STANLEY BANK, N.A., a national banking association (“Buyer”). Capitalized terms used but not otherwise defined herein shall have the me

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 6, 2024 KKR Real Estate Finance Trust Inc. (Exact name of registrant as specified in its charter) Maryland 001-38082 47-2009094 (State or other jurisdiction of incorporation)

Subsidiaries of KKR Real Estate Finance Trust Inc.

Exhibit 21.1 The following is a list of the consolidated subsidiaries of KKR Real Estate Finance Trust Inc. as of February 5, 2024. Subsidiaries of the Registrant Subsidiary Jurisdiction of Organization KKR Real Estate Finance Holdings L.P. Delaware KREF Capital LLC Delaware KREF Capital TRS LLC Delaware KREF Holdings I LLC Delaware KREF Holdings II LLC Delaware KREF Holdings III LLC Delaware KREF

KKR REAL ESTATE FINANCE TRUST INC. REPORTS FOURTH QUARTER AND FULL YEAR 2023 FINANCIAL RESULTS

KKR REAL ESTATE FINANCE TRUST INC. REPORTS FOURTH QUARTER AND FULL YEAR 2023 FINANCIAL RESULTS New York, NY, February 6, 2024 - KKR Real Estate Finance Trust Inc. (the “Company” or “KREF”) (NYSE: KREF) today reported its financial results for the quarter and full year ended December 31, 2023. Reported net loss attributable to common stockholders of ($18.7) million and ($53.9) million, or ($0.27) a

Fourth Quarter & Full Year 2023 Supplemental Information FEBRUARY 6, 2024 2 Legal Disclosures This presentation has been prepared for KKR Real Estate Finance Trust Inc. (NYSE: KREF) for the benefit of its stockholders. This presentation is solely for

Fourth Quarter & Full Year 2023 Supplemental Information FEBRUARY 6, 2024 2 Legal Disclosures This presentation has been prepared for KKR Real Estate Finance Trust Inc.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2023 ☐ TRANSITION REPORT PURSUANT TO SECTI

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2023 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-38082 KKR Real Estate Finance Trus

Eighth Amendment, dated as of September 26, 2023, to the Credit Agreement among KREF Holdings X LLC, KKR Real Estate Finance Holdings L.P., Morgan Stanley Senior Funding Inc., as administrative agent, and the lenders party thereto (incorporated by reference to Exhibit 10.3 to the Company's Quarterly Report on Form 10-Q for the quarter ended September 30, 2023).

Exhibit 10.3 EXECUTION VERSION EIGHTH AMENDMENT, dated as of September 26, 2023 (this “Amendment”), to the Credit Agreement (as defined below) among KREF Holdings X LLC, as the Borrower (the “Borrower”), KKR Real Estate Financing Holdings L.P., as Opco (“Opco”), the Lenders party hereto and Morgan Stanley Senior Funding, Inc., as Administrative Agent (the “Administrative Agent”). RECITALS A. The B

First Amendment to Guaranty Agreement, dated as of September 26, 2023, between KKR Real Estate Finance Holdings L.P. and Morgan Stanley Mortgage Capital Holdings LLC.

Exhibit 10.6 Execution Version FIRST AMENDMENT TO GUARANTY AGREEMENT This First Amendment to Guaranty Agreement (this “Amendment”), effective as of September 26, 2023, is by and between KKR REAL ESTATE FINANCE HOLDINGS L.P., a Delaware limited partnership (the “Guarantor”) and MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS LLC (“Administrative Agent”), for the benefit of the Buyers from time to time par

Third Omnibus Amendment and Reaffirmation Agreement to the MUFG Repurchase Agreement, dated September 26, 2023, among KREF Lending IX LLC, KREF Holdings IX LLC, KREF Capital LLC, KKR Real Estate Finance Holdings L.P. and MUFG Bank, Ltd. (incorporated by reference to Exhibit 10.7 to the Company's Quarterly Report on Form 10-Q for the quarter ended September 30, 2023).

Exhibit 10.7 EXECUTION VERSION THIRD OMNIBUS AMENDMENT AND REAFFIRMATION AGREEMENT THIRD OMNIBUS AMENDMENT AND REAFFIRMATION AGREEMENT, dated as of September 26, 2023 (this “Amendment and Reaffirmation”), by and among KREF LENDING IX LLC, a Delaware limited liability company (“Seller”), KKR REAL ESTATE FINANCE HOLDINGS L.P., a Delaware limited partnership (“Guarantor”), KREF HOLDINGS IX LLC, a Del

KKR REAL ESTATE FINANCE TRUST INC. REPORTS THIRD QUARTER 2023 FINANCIAL RESULTS

KKR REAL ESTATE FINANCE TRUST INC. REPORTS THIRD QUARTER 2023 FINANCIAL RESULTS New York, NY, October 23, 2023 - KKR Real Estate Finance Trust Inc. (the “Company” or “KREF”) (NYSE: KREF) today reported its financial results for the quarter ended September 30, 2023. Reported net income attributable to common stockholders of $21.4 million, or $0.31 per diluted share of common stock, for the three mo

Tenth Amendment to Master Repurchase Agreement, dated September 6, 2023, among Morgan Stanley Bank, N.A., KREF Lending IV LLC, and KKR Real Estate Finance Holdings L.P. (incorporated by reference to Exhibit 10.4 to the Company's Quarterly Report on Form 10-Q for the quarter ended September 30, 2023).

Exhibit 10.4 Execution Version TENTH AMENDMENT TO MASTER REPURCHASE AGREEEMNT THIS TENTH AMENDMENT TO MASTER REPURCHASE AGREEMENT (this “Amendment”), dated as of September 6, 2023, by and among MORGAN STANLEY BANK, N.A. (“Buyer”), KREF LENDING IV LLC (“Seller”) and KKR REAL ESTATE FINANCE HOLDINGS L.P. (“Guarantor”) amends that certain Master Repurchase and Securities Contract Agreement, dated Dec

Second Amendment to Guaranty Agreement, dated as of September 26, 2023, between KKR Real Estate Finance Holdings L.P. and Morgan Stanley Bank, N.A. (incorporated by reference to Exhibit 10.2 to the Company's Quarterly Report on Form 10-Q for the quarter ended September 30, 2023).

Exhibit 10.2 Execution Version SECOND AMENDMENT TO GUARANTY AGREEMENT This Second Amendment to Guaranty Agreement (this “Amendment”), effective as of September 26, 2023, is by and between KKR REAL ESTATE FINANCE HOLDINGS L.P., a Delaware limited partnership (the “Guarantor”) and MORGAN STANLEY BANK, N.A., a national banking association (“Buyer”). Capitalized terms used but not otherwise defined he

Third Amendment to Guaranty, dated as of September 26, 2023, between KKR Real Estate Finance Holdings L.P. and Goldman Sachs Bank USA.

Exhibit 10.1 Execution Version THIRD AMENDMENT TO GUARANTY This Third Amendment to Guaranty (this “Amendment”), effective as of September 26, 2023, is by and between KKR REAL ESTATE FINANCE HOLDINGS L.P., a Delaware limited partnership (the “Guarantor”) and GOLDMAN SACHS BANK USA, a New York chartered bank (“Buyer”). Capitalized terms used but not otherwise defined herein shall have the meanings g

Amendment No. 6 to Guarantee Agreement, dated as of September 26, 2023, between Wells Fargo Bank, National Association and KKR Real Estate Finance Holdings L.P. (incorporated by reference to Exhibit 10.5 to the Company's Quarterly Report on Form 10-Q for the quarter ended September 30, 2023).

Exhibit 10.5 EXECUTION AMENDMENT NO. 6 TO GUARANTEE AGREEMENT AMENDMENT NO. 6 TO GUARANTEE AGREEMENT, dated as of September 26, 2023 (this “Amendment”), by and between WELLS FARGO BANK, NATIONAL ASSOCIATION, a national banking association (“Buyer”) and KKR REAL ESTATE FINANCE HOLDINGS, L.P., a Delaware limited partnership (“Guarantor”). Capitalized terms used but not otherwise defined herein shall

Third Quarter 2023 Supplemental Information OCTOBER 23, 2023 2 Legal Disclosures This presentation has been prepared for KKR Real Estate Finance Trust Inc. (NYSE: KREF) for the benefit of its stockholders. This presentation is solely for informationa

Third Quarter 2023 Supplemental Information OCTOBER 23, 2023 2 Legal Disclosures This presentation has been prepared for KKR Real Estate Finance Trust Inc.

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 23, 2023 KKR Real Estate Finance Trust Inc. (Exact name of registrant as specified in its charter) Maryland 001-38082 47-2009094 (State or other jurisdiction of incorporation)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2023 ☐ TRANSITION REPORT PURSUANT

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2023 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-38082 KKR Real Estate Fin

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2023 ☐ TRANSITION REPORT PURSUANT TO S

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2023 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-38082 KKR Real Estate Finance

Fourth Omnibus Amendment to Master Repurchase Agreement, dated as of December 5, 2022, by and among Morgan Stanley Mortgage Capital Holdings LLC, for the benefit of the Buyers identified therein, KREF Lending V LLC, and KKR Real Estate Finance Holdings L.P.

Exhibit 10.5 Execution Version CERTAIN INFORMATION, IDENTIFIED BY, AND REPLACED WITH, A MARK OF “[**]” HAS BEEN EXCLUDED FROM THIS DOCUMENT BECAUSE IT IS BOTH (I) NOT MATERIAL AND (II) IS THE TYPE THAT THE REGISTRANT TREATS AS PRIVATE OR CONFIDENTIAL. FOURTH OMNIBUS AMENDMENT THIS FOURTH OMNIBUS AMENDMENT (this “Amendment”), dated as of December 5, 2022 by and among MORGAN STANLEY MORTGAGE CAPITAL

Second Quarter 2023 Supplemental Information JULY 24, 2023 2 Legal Disclosures This presentation has been prepared for KKR Real Estate Finance Trust Inc. (NYSE: KREF) for the benefit of its stockholders. This presentation is solely for informational

krefq223supplementalvf Second Quarter 2023 Supplemental Information JULY 24, 2023 2 Legal Disclosures This presentation has been prepared for KKR Real Estate Finance Trust Inc.

First Amendment to Amended and Restated Loan and Servicing Agreement, dated as of June 27, 2023, among KREF Holdings VII LLC, KREF Lending VII LLC, PNC Bank, National Association, Midland Loan Services, a division of PNC Bank, National Association, the Initial Lender, and KKR Capital Markets LLC (incorporated by reference to Exhibit 10.2 to the Company's Quarterly Report on Form 10-Q for the quarter ended June 30, 2023).

Exhibit 10.2 Execution Version CERTAIN INFORMATION, IDENTIFIED BY, AND REPLACED WITH, A MARK OF “[**]” HAS BEEN EXCLUDED FROM THIS DOCUMENT BECAUSE IT IS BOTH (I) NOT MATERIAL AND (II) IS THE TYPE THAT THE REGISTRANT TREATS AS PRIVATE OR CONFIDENTIAL. FIRST AMENDMENT TO AMENDED AND RESTATED LOAN AND SERVICING AGREEMENT This First Amendment to Amended and Restated Loan and Servicing Agreement dated

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 24, 2023 KKR Real Estate Fin

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 24, 2023 KKR Real Estate Finance Trust Inc. (Exact name of registrant as specified in its charter) Maryland 001-38082 47-2009094 (State or other jurisdiction of incorporation) (C

KKR REAL ESTATE FINANCE TRUST INC. REPORTS SECOND QUARTER 2023 FINANCIAL RESULTS

KKR REAL ESTATE FINANCE TRUST INC. REPORTS SECOND QUARTER 2023 FINANCIAL RESULTS New York, NY, July 24, 2023 - KKR Real Estate Finance Trust Inc. (the “Company” or “KREF”) (NYSE: KREF) today reported its financial results for the quarter ended June 30, 2023. Reported net loss attributable to common stockholders of ($25.8) million, or ($0.37) per diluted share of common stock, for the three months

Supplemental Indenture No. 1, dated as of June 26, 2023, among KREF 2021-FL2 Ltd., KREF 2021-FL2 LLC, KREF CLO Loan Seller LLC, Wilmington Trust, National Association, and Wells Fargo Bank, National Association (incorporated by reference to Exhibit 4.1 to the Company's Quarterly Report on Form 10-Q for the quarter ended June 30, 2023).

Exhibit 4.1 SUPPLEMENTAL INDENTURE NO. 1 This SUPPLEMENTAL INDENTURE NO. 1, dated as of June 26, 2023 (this “Supplemental Indenture”), by and among KREF 2021-FL2 LTD., as issuer (the “Issuer”), KREF 2021-FL2 LLC, as co-issuer (the “Co-Issuer” and together with the Issuer, the “Co-Issuers”), KREF CLO LOAN SELLER LLC, as advancing agent (the “Advancing Agent”), WILMINGTON TRUST, NATIONAL ASSOCIATION

Amended and Restated Loan and Servicing Agreement, dated as of December 20, 2022, among KREF Holdings VII LLC, KREF Lending VII LLC, PNC Bank, National Association, Midland Loan Services, a division of PNC Bank, National Association, the Initial Lender, and KKR Capital Markets LLC (incorporated by reference to Exhibit 10.1 to the Company's Quarterly Report on Form 10-Q for the quarter ended June 30, 2023).

Exhibit 10.1 Execution Version CERTAIN INFORMATION, IDENTIFIED BY, AND REPLACED WITH, A MARK OF “[**]” HAS BEEN EXCLUDED FROM THIS DOCUMENT BECAUSE IT IS BOTH (I) NOT MATERIAL AND (II) IS THE TYPE THAT THE REGISTRANT TREATS AS PRIVATE OR CONFIDENTIAL. AMENDED AND RESTATED LOAN AND SERVICING AGREEMENT among KREF HOLDINGS VII LLC, as Holdings, KREF LENDING VII LLC, as the Borrower, PNC BANK, NATIONA

Sixth Amendment to Amended and Restated Master Repurchase Agreement, dated May 10, 2023, between KREF Lending III LLC, KREF Lending III TRS LLC, Goldman Sachs Bank USA and, solely with respect to Section 3 thereof, KREF Holdings III LLC and KKR Real Estate Finance Holdings L.P.

Exhibit 10.3 EXECUTION VERSION SIXTH AMENDMENT TO AMENDED AND RESTATED MASTER REPURCHASE AGREEMENT This Sixth Amendment to Amended and Restated Master Repurchase Agreement (this “Amendment”), dated as of May 10, 2023 is by and among KREF LENDING III LLC, a Delaware limited liability company (“QRS Seller”), KREF LENDING III TRS LLC, a Delaware limited liability company (“TRS Seller”; together with

Third Omnibus Amendment to Master Repurchase Agreement, dated as of June 24, 2022, by and among Morgan Stanley Mortgage Capital Holdings LLC, for the benefit of the Buyers identified therein, and KREF Lending V LLC.

Exhibit 10.4 Execution Version THIRD OMNIBUS AMENDMENT THIS THIRD OMNIBUS AMENDMENT (this “Amendment”), dated as of June 24, 2022, by and among MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS LLC (“Administrative Agent”), for the benefit of the Buyers from time to time party to the Repurchase Agreement (as defined below) (collectively, “Buyer”) and KREF LENDING V LLC (“Seller”), amends that certain Maste

Fifth Omnibus Amendment to Master Repurchase Agreement, dated as of April 28, 2023, by and among Morgan Stanley Mortgage Capital Holdings LLC, for the benefit of the Buyers identified therein, KREF Lending V LLC, and KKR Real Estate Finance Holdings L.P.

Exhibit 10.6 Execution Version FIFTH OMNIBUS AMENDMENT THIS FIFTH OMNIBUS AMENDMENT (this “Amendment”), dated as of April 28, 2023 by and among MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS LLC (“Administrative Agent”), for the benefit of the Buyers from time to time party to the Repurchase Agreement (as defined below) (collectively, “Buyer”), KREF LENDING V LLC (“Seller”) and KKR REAL ESTATE FINANCE H

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 21, 2023 KKR Real Estate Fi

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 21, 2023 KKR Real Estate Finance Trust Inc. (Exact name of registrant as specified in its charter) Maryland 001-38082 47-2009094 (State or other jurisdiction of incorporation) (

First Quarter 2023 Supplemental Information APRIL 24, 2023 2 Legal Disclosures This presentation has been prepared for KKR Real Estate Finance Trust Inc. (NYSE: KREF) for the benefit of its stockholders. This presentation is solely for informational

krefq123supplementalvf First Quarter 2023 Supplemental Information APRIL 24, 2023 2 Legal Disclosures This presentation has been prepared for KKR Real Estate Finance Trust Inc.

KKR REAL ESTATE FINANCE TRUST INC. REPORTS FIRST QUARTER 2023 FINANCIAL RESULTS

KKR REAL ESTATE FINANCE TRUST INC. REPORTS FIRST QUARTER 2023 FINANCIAL RESULTS New York, NY, April 24, 2023 - KKR Real Estate Finance Trust Inc. (the “Company” or “KREF”) (NYSE: KREF) today reported its financial results for the quarter ended March 31, 2023. Reported net loss attributable to common stockholders of ($30.8) million, or ($0.45) per diluted share of common stock, for the three months

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2023 ☐ TRANSITION REPORT PURSUANT TO

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2023 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-38082 KKR Real Estate Finance

Ninth Amendment to Master Repurchase Agreement, dated March 30, 2023, among Morgan Stanley Bank, N.A., KREF Lending IV LLC, and KKR Real Estate Finance Holdings L.P. (incorporated by reference to Exhibit 10.1 to the Company’s Quarterly Report on Form 10-Q for the quarter ended March 31, 2023).

Exhibit 10.1 Execution Version NINTH AMENDMENT TO MASTER REPURCHASE AGREEEMNT THIS NINTH AMENDMENT TO MASTER REPURCHASE AGREEMENT (this “Amendment”), dated as of March 30, 2023, by and among MORGAN STANLEY BANK, N.A. (“Buyer”), KREF LENDING IV LLC (“Seller”) and KKR REAL ESTATE FINANCE HOLDINGS L.P. (“Guarantor”) amends that certain Master Repurchase and Securities Contract Agreement, dated Decemb

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 24, 2023 KKR Real Estate Fi

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 24, 2023 KKR Real Estate Finance Trust Inc. (Exact name of registrant as specified in its charter) Maryland 001-38082 47-2009094 (State or other jurisdiction of incorporation) (

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.  )

TABLE OF CONTENTS UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.  ) Filed by the Registrant ☒   Filed by a Party other than the Registrant  ☐ Check the appropriate box:  ☐ Preliminary Proxy Statement  ☐ Confidential, for Use of the Commission Only (as permitted by R

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.  )

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.  ) Filed by the Registrant ☒   Filed by a Party other than the Registrant  ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☐ D

KREF / KKR Real Estate Finance Trust Inc / KKR Group Partnership L.P. - SC 13G/A Passive Investment

SC 13G/A 1 brhc10047854sc13ga.htm SC 13G/A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 5)* KKR Real Estate Finance Trust Inc. (Name of Issuer) Common Stock, $0.01 par value per share (Title of Class of Securities) 48251K100 (CUSIP Number) December 31, 2022 (Date of Event Which Requires Filing of this

KREF / KKR Real Estate Finance Trust Inc / VANGUARD GROUP INC - SCHEDULE 13G/A Passive Investment

SC 13G/A 1 tv01248-kkrrealestatefinance.htm SCHEDULE 13G/A SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 (Amendment No.: 2)* Name of issuer: KKR Real Estate Finance Trust Inc. Title of Class of Securities: REIT CUSIP Number: 48251K100 Date of Event Which Requires Filing of this Statement: December 30, 2022 Check the appropriate box

Subsidiaries of KKR Real Estate Finance Trust Inc.

Exhibit 21.1 The following is a list of the consolidated subsidiaries of KKR Real Estate Finance Trust Inc. as of February 3, 2023. Subsidiaries of the Registrant Subsidiary Jurisdiction of Organization KKR Real Estate Finance Holdings L.P. Delaware KREF Capital LLC Delaware KREF Capital TRS LLC Delaware KREF Holdings I LLC Delaware KREF Holdings II LLC Delaware KREF Holdings III LLC Delaware KREF

KKR REAL ESTATE FINANCE TRUST INC. REPORTS FOURTH QUARTER AND FULL YEAR 2022 FINANCIAL RESULTS

KKR REAL ESTATE FINANCE TRUST INC. REPORTS FOURTH QUARTER AND FULL YEAR 2022 FINANCIAL RESULTS New York, NY, February 7, 2023 - KKR Real Estate Finance Trust Inc. (the “Company” or “KREF”) (NYSE: KREF) today reported its financial results for the quarter and full year ended December 31, 2022. Reported net income attributable to common stockholders of $14.6 million and $15.4 million, or $0.21 and $

FOURTH QUARTER & FULL YEAR 2022 SUPPLEMENTAL INFORMATION FEBRUARY 7, 2023 2 Legal Disclosures This presentation has been prepared for KKR Real Estate Finance Trust Inc. (NYSE: KREF) for the benefit of its stockholders. This presentation is solely for

FOURTH QUARTER & FULL YEAR 2022 SUPPLEMENTAL INFORMATION FEBRUARY 7, 2023 2 Legal Disclosures This presentation has been prepared for KKR Real Estate Finance Trust Inc.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2022 ☐ TRANSITION REPORT PURSUANT TO SECTI

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2022 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-38082 KKR Real Estate Finance Trus

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 1, 2023 KKR Real Estate Finance Trust Inc. (Exact name of registrant as specified in its charter) Maryland 001-38082 47-2009094 (State or other jurisdiction of incorporation)

Second Omnibus Amendment and Reaffirmation Agreement to the MUFG Repurchase Agreement, dated August 23, 2022, among KREF Lending IX LLC, KREF Holdings IX LLC, KREF Capital LLC, KKR Real Estate Finance Holdings L.P. and MUFG Bank, Ltd. (incorporated by reference to Exhibit 10.1 to the Company’s Quarterly Report on Form 10-Q for the quarter ended September 30, 2022).

Exhibit 10.1 CERTAIN INFORMATION, IDENTIFIED BY, AND REPLACED WITH, A MARK OF ?[**]? HAS BEEN EXCLUDED FROM THIS DOCUMENT BECAUSE IT IS BOTH (I) NOT MATERIAL AND (II) IS THE TYPE THAT THE REGISTRANT TREATS AS PRIVATE OR CONFIDENTIAL. SECOND OMNIBUS AMENDMENT AND REAFFIRMATION AGREEMENT SECOND OMNIBUS AMENDMENT AND REAFFIRMATION AGREEMENT, dated as of August 23, 2022 (this ?Amendment and Reaffirmat

THIRD QUARTER 2022 SUPPLEMENTAL INFORMATION O C T O B E R 2 4 , 2 0 2 2 2 Legal Disclosures This presentation has been prepared for KKR Real Estate Finance Trust Inc. (NYSE: KREF) for the benefit of its stockholders. This presentation is solely for i

THIRD QUARTER 2022 SUPPLEMENTAL INFORMATION O C T O B E R 2 4 , 2 0 2 2 2 Legal Disclosures This presentation has been prepared for KKR Real Estate Finance Trust Inc.

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 24, 2022 KKR Real Estate Finance Trust Inc. (Exact name of registrant as specified in its charter) Maryland 001-38082 47-2009094 (State or other jurisdiction of incorporation)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2022 ☐ TRANSITION REPORT PURSUANT

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2022 ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-38082 KKR Real Estate Fin

KKR REAL ESTATE FINANCE TRUST INC. REPORTS THIRD QUARTER 2022 FINANCIAL RESULTS

KKR REAL ESTATE FINANCE TRUST INC. REPORTS THIRD QUARTER 2022 FINANCIAL RESULTS New York, NY, October 24, 2022 - KKR Real Estate Finance Trust Inc. (the ?Company? or ?KREF?) (NYSE: KREF) today reported its financial results for the quarter ended September 30, 2022. Reported net loss attributable to common stockholders of ($48.4) million, or ($0.70) per diluted share of common stock, for the three

Entry into a Material Definitive Agreement, Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): August 23, 2022 KKR Real Estate Finance Trust Inc. (Exact Name of Registrant as Specified in its Charter) Maryland 001-38082 47-2009094 (State or Other Jurisdiction of Incorporation)

SECOND QUARTER 2022 SUPPLEMENTAL INFORMATION J U L Y 2 5 , 2 0 2 2 2 Legal Disclosures This presentation has been prepared for KKR Real Estate Finance Trust Inc. (NYSE: KREF) for the benefit of its stockholders. This presentation is solely for inform

SECOND QUARTER 2022 SUPPLEMENTAL INFORMATION J U L Y 2 5 , 2 0 2 2 2 Legal Disclosures This presentation has been prepared for KKR Real Estate Finance Trust Inc.

KKR REAL ESTATE FINANCE TRUST INC. REPORTS SECOND QUARTER 2022 FINANCIAL RESULTS

KKR REAL ESTATE FINANCE TRUST INC. REPORTS SECOND QUARTER 2022 FINANCIAL RESULTS New York, NY, July 25, 2022 - KKR Real Estate Finance Trust Inc. (the ?Company? or ?KREF?) (NYSE: KREF) today reported its financial results for the quarter ended June 30, 2022. Reported net income attributable to common stockholders of $19.4 million, or $0.28 per diluted share of common stock, for the three months en

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2022 ☐ TRANSITION REPORT PURSUANT TO S

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2022 ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-38082 KKR Real Estate Finance

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 25, 2022 KKR Real Estate Finance Trust Inc. (Exact name of registrant as specified in its charter) Maryland 001-38082 47-2009094 (State or other jurisdiction of incorporation) (C

Entry into a Material Definitive Agreement, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 2, 2022 KKR Real Estate Finance Trust Inc. (Exact name of registrant as specified in its charter) Maryland 001-38082 47-2009094 (State or other jurisdiction of incorporation) (Co

KKR REAL ESTATE FINANCE TRUST INC. 7,000,000 Shares of Common Stock UNDERWRITING AGREEMENT

EX-1.1 2 ny20004466x1ex1-1.htm EXHIBIT 1.1 Exhibit 1.1 EXECUTION VERSION KKR REAL ESTATE FINANCE TRUST INC. 7,000,000 Shares of Common Stock UNDERWRITING AGREEMENT Dated: June 2, 2022 - 1 - Table of Contents Page SECTION 1. Representations and Warranties 2 SECTION 2. Sale and Delivery to Underwriters; Closing 16 SECTION 3. Covenants of the Company 17 SECTION 4. Covenants of the Manager 20 SECTION

7,000,000 Shares

TABLE OF CONTENTS Filed Pursuant to Rule 424(B)(2) Registration No. 333-261854 Prospectus Supplement (To Prospectus dated December 22, 2021) 7,000,000 Shares ? KKR Real Estate Finance Trust Inc. Common Stock KKR Real Estate Finance Trust Inc. is offering 2,750,000 shares of our common stock, par value $0.01 per share (the ?common stock?), and the selling stockholder named in this prospectus supple

Calculation of Filing Fee Tables 424(b)(2) (Form Type) KKR Real Estate Finance Trust Inc. (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered and Carry Forward Securities

Exhibit 107 Calculation of Filing Fee Tables 424(b)(2) (Form Type) KKR Real Estate Finance Trust Inc.

Subject to Completion. Dated June 2, 2022.

TABLE OF CONTENTS The information in this preliminary prospectus supplement and the accompanying prospectus is not complete and may be changed.

FIRST QUARTER 2022 SUPPLEMENTAL INFORMATION A P R I L 2 5 , 2 0 2 2 2 Legal Disclosures This presentation has been prepared for KKR Real Estate Finance Trust Inc. (NYSE: KREF) for the benefit of its stockholders. This presentation is solely for infor

FIRST QUARTER 2022 SUPPLEMENTAL INFORMATION A P R I L 2 5 , 2 0 2 2 2 Legal Disclosures This presentation has been prepared for KKR Real Estate Finance Trust Inc.

Limited Guaranty, dated as of July 27, 2021, made by KKR Real Estate Finance Holdings L.P. in favor of MUFG Union Bank, N.A. (incorporated by reference to Exhibit 10.2 to the Company’s Quarterly Report on Form 10-Q for the quarter ended March 31, 2022).

Exhibit 10.2 EXECUTION COPY LIMITED GUARANTY LIMITED GUARANTY, dated as of July 27, 2021 (as amended, restated, supplemented, or otherwise modified from time to time, this ?Guaranty?), made by KKR REAL ESTATE FINANCE HOLDINGS L.P., a Delaware limited partnership, having its principal place of business at c/o KKR Real Estate Finance Trust Inc., 30 Hudson Yards, Suite 7500, New York, New York 10001

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 25, 2022 KKR Real Estate Finance Trust Inc. (Exact name of registrant as specified in its charter) Maryland 001-38082 47-2009094 (State or other jurisdiction of incorporation) (

Lender Joinder Agreement No. 6, dated as of March 28, 2022, to the Credit Agreement among KREF Holdings X LLC, KKR Real Estate Finance Holdings L.P., Morgan Stanley Senior Funding Inc., as administrative agent, and the new lender party thereto (incorporated by reference to Exhibit 10.5 to the Company’s Quarterly Report on Form 10-Q for the quarter ended March 31, 2022).

Exhibit 10.5 Execution Version CERTAIN INFORMATION, IDENTIFIED BY, AND REPLACED WITH, A MARK OF ?[**]? HAS BEEN EXCLUDED FROM THIS DOCUMENT BECAUSE IT IS BOTH (I) NOT MATERIAL AND (II) IS THE TYPE THAT THE REGISTRANT TREATS AS PRIVATE OR CONFIDENTIAL. LENDER JOINDER AGREEMENT NO. 6 March 28, 2022 Reference is made to the Credit Agreement, dated as of December 20, 2018 (as amended by that certain S

Master Repurchase Agreement and Securities Contract, dated July 27, 2021, among MUFG Union Bank, N.A. and KREF Lending IX LLC (incorporated by reference to Exhibit 10.1 to the Company’s Quarterly Report on Form 10-Q for the quarter ended March 31, 2022).

Exhibit 10.1 EXECUTION VERSION MASTER REPURCHASE AGREEMENT AND SECURITIES CONTRACT Dated as of July 27, 2021 by and between KREF LENDING IX LLC, as Seller, and MUFG UNION BANK, N.A., as Buyer TABLE OF CONTENTS Page 1. APPLICABILITY 1 2. DEFINITIONS 1 3. INITIATION; CONFIRMATION; TERMINATION; FEES; EXTENSIONS 29 4. CASH SWEEP PERIOD 39 5. INCOME PAYMENTS AND PRINCIPAL PAYMENTS 40 6. SECURITY INTERE

Omnibus Amendment and Reaffirmation Agreement to the MUFG Repurchase Agreement, dated March 31, 2022, among KREF Lending IX LLC, KREF Holdings IX LLC, KREF Capital LLC, KKR Real Estate Finance Holdings L.P. and MUFG Bank, Ltd. (incorporated by reference to Exhibit 10.3 to the Company’s Quarterly Report on Form 10-Q for the quarter ended March 31, 2022).

Exhibit 10.3 EXECUTION VERSION OMNIBUS AMENDMENT AND REAFFIRMATION AGREEMENT OMNIBUS AMENDMENT AND REAFFIRMATION AGREEMENT, dated as of March 31, 2022 (this ?Amendment and Reaffirmation?), by KREF LENDING IX LLC, a Delaware limited liability company (?Seller?), KKR REAL ESTATE FINANCE HOLDINGS L.P., a Delaware limited partnership (?Guarantor?), KREF HOLDINGS IX LLC, a Delaware limited liability co

Lender Joinder Agreement No. 8, dated as of April 4, 2022, to the Credit Agreement among KREF Holdings X LLC, KKR Real Estate Finance Holdings L.P., Morgan Stanley Senior Funding Inc., as administrative agent, and the new lenders party thereto (incorporated by reference to Exhibit 10.7 to the Company’s Quarterly Report on Form 10-Q for the quarter ended March 31, 2022).

Exhibit 10.7 Execution Version CERTAIN INFORMATION, IDENTIFIED BY, AND REPLACED WITH, A MARK OF ?[**]? HAS BEEN EXCLUDED FROM THIS DOCUMENT BECAUSE IT IS BOTH (I) NOT MATERIAL AND (II) IS THE TYPE THAT THE REGISTRANT TREATS AS PRIVATE OR CONFIDENTIAL. LENDER JOINDER AGREEMENT NO. 8 April 4, 2022 Reference is made to the Credit Agreement, dated as of December 20, 2018 (as amended by that certain Si

KKR REAL ESTATE FINANCE TRUST INC. REPORTS FIRST QUARTER 2022 FINANCIAL RESULTS

KKR REAL ESTATE FINANCE TRUST INC. REPORTS FIRST QUARTER 2022 FINANCIAL RESULTS New York, NY, April 25, 2022 - KKR Real Estate Finance Trust Inc. (the ?Company? or ?KREF?) (NYSE: KREF) today reported its financial results for the quarter ended March 31, 2022. Reported net income attributable to common stockholders of $29.8 million, or $0.47 and $0.46 per basic and diluted share of common stock, re

Lender Joinder Agreement No. 7, dated as of March 31, 2022, to the Credit Agreement among KREF Holdings X LLC, KKR Real Estate Finance Holdings L.P., Morgan Stanley Senior Funding Inc., as administrative agent, and the new lenders party thereto (incorporated by reference to Exhibit 10.6 to the Company’s Quarterly Report on Form 10-Q for the quarter ended March 31, 2022).

Exhibit 10.6 Execution Version CERTAIN INFORMATION, IDENTIFIED BY, AND REPLACED WITH, A MARK OF ?[**]? HAS BEEN EXCLUDED FROM THIS DOCUMENT BECAUSE IT IS BOTH (I) NOT MATERIAL AND (II) IS THE TYPE THAT THE REGISTRANT TREATS AS PRIVATE OR CONFIDENTIAL. LENDER JOINDER AGREEMENT NO. 7 March 31, 2022 Reference is made to the Credit Agreement, dated as of December 20, 2018 (as amended by that certain S

Eighth Amendment to Master Repurchase Agreement, dated February 15, 2022, among Morgan Stanley Bank, N.A., KREF Lending IV LLC, and KKR Real Estate Finance Holdings L.P. (incorporated by reference to Exhibit 10.8 to the Company’s Quarterly Report on Form 10-Q for the quarter ended March 31, 2022).

Exhibit 10.8 Execution Version EIGHTH AMENDMENT TO MASTER REPURCHASE AGREEEMNT THIS EIGHTH AMENDMENT TO MASTER REPURCHASE AGREEMENT (this ?Amendment?), dated as of February 15, 2022, by and among MORGAN STANLEY BANK, N.A. (?Buyer?), KREF LENDING IV LLC (?Seller?) and KKR REAL ESTATE FINANCE HOLDINGS L.P. (?Guarantor?) amends that certain Master Repurchase and Securities Contract Agreement, dated D

Seventh Amendment, dated as of March 16, 2022, to the Credit Agreement among KREF Holdings X LLC, KKR Real Estate Finance Holdings L.P., Morgan Stanley Senior Funding Inc., as administrative agent, and the lenders party thereto (incorporated by reference to Exhibit 10.4 to the Company’s Quarterly Report on Form 10-Q for the quarter ended March 31, 2022).

Exhibit 10.4 Execution Version CERTAIN INFORMATION, IDENTIFIED BY, AND REPLACED WITH, A MARK OF ?[**]? HAS BEEN EXCLUDED FROM THIS DOCUMENT BECAUSE IT IS BOTH (I) NOT MATERIAL AND (II) IS THE TYPE THAT THE REGISTRANT TREATS AS PRIVATE OR CONFIDENTIAL. SEVENTH AMENDMENT, dated as of March 16, 2022 (this ?Amendment?), to the Credit Agreement (as defined below) among KREF Holdings X LLC, as the Borro

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2022 ☐ TRANSITION REPORT PURSUANT TO

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2022 ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-38082 KKR Real Estate Finance

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 22, 2022 KKR Real Estate Finance Trust Inc. (Exact name of registrant as specified in its charter) Maryland 001-38082 47-2009094 (State or other jurisdiction of incorporation) (

Entry into a Material Definitive Agreement, Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): March 31, 2022 KKR Real Estate Finance Trust Inc. (Exact Name of Registrant as Specified in its Charter) Maryland 001-38082 47-2009094 (State or Other Jurisdiction of Incorporation) (

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 15, 2022 KKR Real Estate Finance Trust Inc. (Exact name of registrant as specified in its charter) Maryland 001-38082 47-2009094 (State or other jurisdiction of incorporation) (

KKR Real Estate Finance Trust Inc. Directors and Officers Deferral Plan (incorporated by reference to Exhibit 10.1 to the Company’s Current Report on Form 8-K filed on March 21, 2022).

Exhibit 10.1 KKR REAL ESTATE FINANCE TRUST INC. DIRECTORS AND OFFICERS DEFERRAL PLAN 1. Purpose. The purpose of the KKR Real Estate Finance Trust Inc. Directors and Officers Deferral Plan (the ?Plan?) is to attract and retain the services of experienced individuals to serve as officers of the Company and/or on the Board by providing them with opportunities to defer income taxes on certain equity c

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.  )

TABLE OF CONTENTS UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.??) Filed by the Registrant ? ? ? Filed by a Party other than the Registrant ?? Check the appropriate box: ?? ? ? Preliminary Proxy Statement ?? ? ? Confidential, for Use of the Commission Only (as perm

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☒ Filed by a Party other than the Registran

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ? Filed by a Party other than the Registrant ?? Check the appropriate box: ? Preliminary Proxy Statement ? Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ? Defi

KKR REAL ESTATE FINANCE TRUST INC. 6,000,000 Shares of Common Stock UNDERWRITING AGREEMENT

EX-1.1 2 ny20002666x5ex1-1.htm EXHIBIT 1.1 Exhibit 1.1 EXECUTION VERSION KKR REAL ESTATE FINANCE TRUST INC. 6,000,000 Shares of Common Stock UNDERWRITING AGREEMENT Dated: March 2, 2022 Table of Contents Page SECTION 1. Representations and Warranties 2 SECTION 2. Sale and Delivery to Underwriters; Closing 14 SECTION 3. Covenants of the Company 15 SECTION 4. Covenants of the Manager 18 SECTION 5. Pa

Entry into a Material Definitive Agreement, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 7, 2022 (March 2, 2022) KKR Real Estate Finance Trust Inc. (Exact name of registrant as specified in its charter) Maryland 001-38082 47-2009094 (State or other jurisdiction of i

6,000,000 Shares

TABLE OF CONTENTS Filed Pursuant to Rule 424(B)(2) Registration No. 333-261854 Prospectus Supplement (To Prospectus dated December 22, 2021) 6,000,000 Shares ? KKR Real Estate Finance Trust Inc. Common Stock KKR Real Estate Finance Trust Inc. is offering 6,000,000 shares of our common stock, par value $0.01 per share (the ?common stock?). Our common stock is listed on the New York Stock Exchange (

Calculation of Filing Fee Tables (Form Type) KKR Real Estate Finance Trust Inc. (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered and Carry Forward Securities

Exhibit 107 EX-FILING FEES Calculation of Filing Fee Tables 424(b)(2) (Form Type) KKR Real Estate Finance Trust Inc.

Subject to Completion. Dated March 2, 2022.

TABLE OF CONTENTS The information in this preliminary prospectus supplement and the accompanying prospectus is not complete and may be changed.

KKR Real Estate Finance Trust Inc. Announces Closing of $1.0 Billion CLO

Exhibit 99.1 KKR Real Estate Finance Trust Inc. Announces Closing of $1.0 Billion CLO New York, NY ? KKR Real Estate Finance Trust Inc. (the ?Company? or ?KREF?) (NYSE: KREF) today announced the closing of KREF 2022-FL3, a $1.0 billion managed Commercial Real Estate Collateralized Loan Obligation (?FL3 CRE CLO?) on February 10, 2022. The FL3 CRE CLO finances two mortgage loans and 14 pari passu pa

Indenture, dated as of February 10, 2022, among KREF 2022-FL3 Ltd., KREF 2022-FL3 LLC, KREF CLO Loan Seller LLC, Wilmington Trust, National Association, and Computershare Trust Company, National Association (incorporated by reference to Exhibit 4.1 to the Company's Current Report on Form 8-K filed on February 16, 2022).

Exhibit 4.1 EXECUTION VERSION INDENTURE Dated as of February 10, 2022 by and among KREF 2022-FL3 LTD., as Issuer, KREF 2022-FL3 LLC, as Co-Issuer, KREF CLO LOAN SELLER LLC, as Advancing Agent, WILMINGTON TRUST, NATIONAL ASSOCIATION, as Trustee, and COMPUTERSHARE TRUST COMPANY, NATIONAL ASSOCIATION, as Note Administrator TABLE OF CONTENTS Page ARTICLE 1 DEFINITIONS Section 1.1 Definitions 3 Section

Regulation FD Disclosure, Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): February 10, 2022 KKR Real Estate Finance Trust Inc. (Exact Name of Registrant as Specified in its Charter) Maryland 001-38082 47-2009094 (State or Other Jurisdiction of Incorporation

KREF.PRA / KKR Real Estate Finance Trust Inc. 6.50% Series A Cumulative Redeemable Preferred Stock / Eagle Point Credit Management LLC - SC 13G/A Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 1)* KKR Real Estate Finance Trust Inc. (Name of Issuer) Preferred Stock (Title of Class of Securities) 48251K209 (CUSIP Number(s)) December 31, 2021 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursu

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 11, 2022 KKR Real Estate Finance Trust Inc. (Exact name of registrant as specified in its charter) Maryland 001-38082 47-2009094 (State or other jurisdiction of incorporation

Calculation of Filing Fee Tables 424(b)(5) (Form Type) KKR Real Estate Finance Trust Inc. (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered and Carry Forward Securities

EX-FILING FEES Calculation of Filing Fee Tables 424(b)(5) (Form Type) KKR Real Estate Finance Trust Inc.

KKR REAL ESTATE FINANCE TRUST INC. AMENDMENT NO. 1 TO EQUITY DISTRIBUTION AGREEMENT

EX-1.1 2 ny20002666x3ex1-1.htm EXHIBIT 1.1 Exhibit 1.1 KKR REAL ESTATE FINANCE TRUST INC. AMENDMENT NO. 1 TO EQUITY DISTRIBUTION AGREEMENT February 11, 2022 Wells Fargo Securities, LLC 375 Park Avenue New York, New York 10152 Goldman Sachs & Co. LLC 200 West Street New York, New York 10282 KKR Capital Markets LLC 30 Hudson Yards Suite 7500 New York, New York 10001 JMP Securities LLC 600 Montgomery

KKR Real Estate Finance Trust Inc. Common Stock

TABLE OF CONTENTS Filed Pursuant to Rule 424(b)(5) Registration No. 333-261854 Prospectus Supplement (To Prospectus dated December 22, 2021) $100,000,000 ? KKR Real Estate Finance Trust Inc. Common Stock We have entered into an equity distribution agreement, dated February 22, 2019, as amended through the date hereof, with Wells Fargo Securities, LLC, Goldman Sachs & Co. LLC, KKR Capital Markets L

POWER OF ATTORNEY

Exhibit 4 POWER OF ATTORNEY Know all men by these presents that Jeffrey Van Horn does hereby make, constitute and appoint David J.

KREF / KKR Real Estate Finance Trust Inc / VANGUARD GROUP INC - SCHEDULE 13G/A Passive Investment

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 (Amendment No.: 1)* Name of issuer: KKR Real Estate Finance Trust Inc. Title of Class of Securities: REIT CUSIP Number: 48251K100 Date of Event Which Requires Filing of this Statement: December 31, 2021 Check the appropriate box to designate the rule pursuant to which this Schedule is f

KREF / KKR Real Estate Finance Trust Inc / KKR Group Partnership L.P. - SC 13G/A Passive Investment

SC 13G/A 1 brhc10033526sc13ga.htm SC 13G/A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 4)* KKR Real Estate Finance Trust Inc. (Name of Issuer) Common Stock, $0.01 par value per share (Title of Class of Securities) 48251K100 (CUSIP Number) December 31, 2021 (Date of Event Which Requires Filing of this

Fifth Amendment to Amended and Restated Master Repurchase Agreement, dated October 29, 2021, between KREF Lending III LLC, KREF Lending III TRS LLC, Goldman Sachs Bank USA and, solely with respect to Section 3 thereof, KREF Holdings III LLC and KKR Real Estate Finance Holdings L.P

Exhibit 10.19 EXECUTION VERSION FIFTH AMENDMENT TO AMENDED AND RESTATED MASTER REPURCHASE This Fifth Amendment to Amended and Restated Master Repurchase Agreement (this ?Amendment?), dated as of October 29, 2021, is by and among KREF LENDING III LLC, a Delaware limited liability company (?QRS Seller?), KREF LENDING III TRS LLC, a Delaware limited liability company (?TRS Seller?; together with QRS

KKR REAL ESTATE FINANCE TRUST INC. REPORTS FOURTH QUARTER AND FULL YEAR 2021 FINANCIAL RESULTS

KKR REAL ESTATE FINANCE TRUST INC. REPORTS FOURTH QUARTER AND FULL YEAR 2021 FINANCIAL RESULTS New York, NY, February 8, 2022 - KKR Real Estate Finance Trust Inc. (the ?Company? or ?KREF?) (NYSE: KREF) today reported its financial results for the quarter and full year ended December 31, 2021. Reported net income attributable to common stockholders of $35.2 million and $125.6 million, or $0.59 and

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2021 ☐ TRANSITION REPORT PURSUANT TO SECTI

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ? ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2021 ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-38082 KKR Real E

KREF Transition Terms, dated as of December 20, 2021, between KKR Real Estate Finance Trust Inc. and Mostafa Nagaty (incorporated by reference to Exhibit 10.50 to the Company’s Annual Report on Form 10-K for the year ended December 31, 2021).

Exhibit 10.50 December 20, 2021 Mostafa Nagaty Re: KREF Transition Terms Dear Mostafa: This will confirm the terms of transition from your role as Chief Financial Officer and Treasurer of KKR Real Estate Finance Trust Inc. (?KREF?) that we have discussed following your expressed desire to step down from such role. Please acknowledge your agreement with these terms by signing and returning a copy o

Form of 2021 Restricted Stock Unit Grant Notice and Restricted Stock Unit Agreement (incorporated by reference to Exhibit 10.49 to the Company’s Annual Report on Form 10-K for the year ended December 31, 2021).

Exhibit 10.49 FORM OF RESTRICTED STOCK UNIT GRANT NOTICE UNDER THE AMENDED AND RESTATED KKR REAL ESTATE FINANCE TRUST INC. 2016 OMNIBUS INCENTIVE PLAN KKR Real Estate Finance Trust Inc. (the ?Company?), pursuant to its Amended and Restated 2016 Omnibus Incentive Plan (the ?Plan?), hereby grants to the Participant set forth below the number of Restricted Stock Units (?RSUs?) set forth below. The RS

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 8, 2022 KKR Real Estate Finance Trust Inc. (Exact name of registrant as specified in its charter) Maryland 001-38082 47-2009094 (State or other jurisdiction of incorporation)

Description of securities (incorporated by reference to Exhibit 4.1 to the Company’s Annual Report on Form 10-K for the year ended December 31, 2021).

Exhibit 4.1 DESCRIPTION OF THE REGISTRANT?S SECURITIES REGISTERED PURSUANT TO SECTION 12 OF THE SECURITIES EXCHANGE ACT OF 1934 As of December 31, 2021, KKR Real Estate Finance Trust Inc. had two classes of securities registered under Section 12 of the Securities Exchange Act of 1934, as amended (the ?Exchange Act?): its common stock, par value $0.01 per share (our ?common stock?), and its 6.50% S

Subsidiaries of KKR Real Estate Finance Trust Inc.

Exhibit 21.1 The following is a list of the consolidated subsidiaries of KKR Real Estate Finance Trust Inc. as of February 3, 2022. Subsidiaries of the Registrant Subsidiary Jurisdiction of Organization KKR Real Estate Finance Holdings L.P. Delaware KREF Capital LLC Delaware KREF Capital TRS LLC Delaware KREF Holdings I LLC Delaware KREF Holdings II LLC Delaware KREF Holdings III LLC Delaware KREF

Seventh Amendment to Master Repurchase Agreement, dated December 29, 2021, between Morgan Stanley Bank, N.A. and KREF Lending IV LLC and KKR Real Estate Finance Holdings L.P. (incorporated by reference to Exhibit 10.29 to the Company’s Annual Report on Form 10-K for the year ended December 31, 2021).

Exhibit 10.29 SEVENTH AMENDMENT TO MASTER REPURCHASE AGREEMENT THIS SEVENTH AMENDMENT TO MASTER REPURCHASE AGREEMENT (this ?Amendment?), dated December 29, 2021, by and among MORGAN STANLEY BANK, N.A. (?Buyer?), KREF LENDING IV LLC (?Seller?) and KKR REAL ESTATE FINANCE HOLDINGS L.P. (?Guarantor?) amends that certain Master Repurchase and Securities Contract Agreement, dated December 6, 2016, by a

KKR Real Estate Finance Trust Inc. Fourth Quarter and Full Year 2021 Supplemental Information February 8, 2022 Legal Disclosures 2 This presentation has been prepared for KKR Real Estate Finance Trust Inc. (NYSE: KREF) for the benefit of its stockhol

KKR Real Estate Finance Trust Inc. Fourth Quarter and Full Year 2021 Supplemental Information February 8, 2022 Legal Disclosures 2 This presentation has been prepared for KKR Real Estate Finance Trust Inc. (NYSE: KREF) for the benefit of its stockholders. This presentation is solely for informational purposes in connection with evaluating the business, operations and financial results of KKR Real

Regulation FD Disclosure, Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 1, 2022 KKR Real Estate Finance Trust Inc. (Exact name of registrant as specified in its charter) Maryland 001-38082 47-2009094 (State or other jurisdiction of incorporation)

Matthew Salem Appointed to Board of Directors of KKR Real Estate Finance Trust Inc.

Exhibit 99.1 Matthew Salem Appointed to Board of Directors of KKR Real Estate Finance Trust Inc. NEW YORK ? KKR Real Estate Finance Trust Inc. (the ?Company? or ?KREF?) (NYSE: KREF) announced that the Company?s Board of Directors elected Matthew Salem, the Company?s Chief Executive Officer, as a director effective February 1, 2022. Mr. Salem will continue to serve as the Company?s Chief Executive

Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year, Material Modification to Rights of Security Holders, Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): January 13, 2022 (January 12, 2022) KKR Real Estate Finance Trust Inc. (Exact Name of Registrant as Specified in its Charter) Maryland 001-38082 47-2009094 (State or Other Jurisdictio

Articles Supplementary, designating additional shares of the Company’s 6.50% Series A Cumulative Redeemable Preferred Stock (incorporated by reference to Exhibit 3.1 to the Company’s Current Report on Form 8-K filed on January 13, 2022).

Exhibit 3.1 KKR REAL ESTATE FINANCE TRUST INC. ARTICLES SUPPLEMENTARY 6.50% SERIES A CUMULATIVE REDEEMABLE PREFERRED STOCK KKR Real Estate Finance Trust Inc., a Maryland corporation (the ?Corporation?), hereby certifies to the State Department of Assessments and Taxation of Maryland (the ?SDAT?) that: FIRST: Pursuant to authority expressly vested in the Board of Directors of the Corporation (the ?

KKR REAL ESTATE FINANCE TRUST INC. 1,200,000 Shares of 6.50% Series A Cumulative Redeemable Preferred Stock UNDERWRITING AGREEMENT

Exhibit 1.2 EXECUTION VERSION KKR REAL ESTATE FINANCE TRUST INC. 1,200,000 Shares of 6.50% Series A Cumulative Redeemable Preferred Stock UNDERWRITING AGREEMENT Dated: January 11, 2022 -1- Table of Contents Page SECTION 1. Representations and Warranties 2 SECTION 2. Sale and Delivery to Underwriters; Closing 14 SECTION 3. Covenants of the Company 15 SECTION 4. Covenants of the Manager 18 SECTION 5

CALCULATION OF REGISTRATION FEE

TABLE OF CONTENTS Filed Pursuant to Rule 424(b)(5) Registration No. 333-261854 CALCULATION OF REGISTRATION FEE Title of Each Class of Securities to be Registered ? ? Amount to be Registered ? ? Maximum Offering Price Per Share ? ? Maximum Aggregate Offering Price ? ? Amount of Registration Fee(1)(2) 6.50% Series A Cumulative Redeemable Preferred Stock ? ? 1,200,000 ? ? $25.00 ? ? $30,000,000 ? ? $

KKR REAL ESTATE FINANCE TRUST INC. 4,400,000 Shares of 6.50% Series A Cumulative Redeemable Preferred Stock UNDERWRITING AGREEMENT

Exhibit 1.1 EXECUTION VERSION KKR REAL ESTATE FINANCE TRUST INC. 4,400,000 Shares of 6.50% Series A Cumulative Redeemable Preferred Stock UNDERWRITING AGREEMENT Dated: January 6, 2022 - 1 - Table of Contents Page SECTION 1. Representations and Warranties 2 SECTION 2. Sale and Delivery to Underwriters; Closing 14 SECTION 3. Covenants of the Company 15 SECTION 4. Covenants of the Manager 18 SECTION

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): January 12, 2022 (January 6, 2022) KKR Real Estate Finance Trust Inc. (Exact Name of Registrant as Specified in its Charter) Maryland 001-38082 47-2009094 (State or Other Jurisdiction

KKR Real Estate Finance Trust Inc. Pricing Term Sheet 6.50% Series A Cumulative Redeemable Preferred Stock (Reopening)

Issuer Free Writing Prospectus Filed pursuant to Rule 433 Registration No. 333-261854 January 6, 2022 KKR Real Estate Finance Trust Inc. Pricing Term Sheet 6.50% Series A Cumulative Redeemable Preferred Stock (Reopening) This pricing term sheet is qualified in its entirety by reference to the preliminary prospectus supplement dated January 6, 2022 and the accompanying prospectus (together, the ?Pr

CALCULATION OF REGISTRATION FEE

TABLE OF CONTENTS Filed Pursuant to Rule 424(b)(5) Registration No. 333-261854 CALCULATION OF REGISTRATION FEE Title of Each Class of Securities to be Registered ? ? Amount to be Registered(3) ? ? Maximum Offering Price Per Share ? ? Maximum Aggregate Offering Price(3) ? ? Amount of Registration Fee(1)(2) 6.50% Series A Cumulative Redeemable Preferred Stock ? ? 5,060,000 ? ? $25.00 ? ? $126,500,00

SUBJECT TO COMPLETION, DATED JANUARY 6, 2022

TABLE OF CONTENTS Filed Pursuant to Rule 424(b)(5) Registration No. 333-261854 SUBJECT TO COMPLETION, DATED JANUARY 6, 2022 The information in this preliminary prospectus supplement and the accompanying prospectus is not complete and may be changed. These securities may not be sold until the registration statement filed with the Securities and Exchange Commission is effective. This preliminary pro

As filed with the Securities and Exchange Commission on December 22, 2021

TABLE OF CONTENTS As filed with the Securities and Exchange Commission on December 22, 2021 Registration Statement No.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM T-1 STATEMENT OF ELIGIBILITY UNDER THE TRUST INDENTURE ACT OF 1939 OF A CORPORATION DESIGNATED TO ACT AS TRUSTEE CHECK IF AN APPLICATION TO DETERMINE ELIGIBILITY OF A TRUSTE

EX-25.2 7 ny20001764x1ex25-2.htm EXHIBIT 25.2 Exhibit 25.2 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM T-1 STATEMENT OF ELIGIBILITY UNDER THE TRUST INDENTURE ACT OF 1939 OF A CORPORATION DESIGNATED TO ACT AS TRUSTEE CHECK IF AN APPLICATION TO DETERMINE ELIGIBILITY OF A TRUSTEE PURSUANT TO SECTION 305(b)(2) || THE BANK OF NEW YORK MELLON TRUST COMPANY, N.A. (Exact n

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM T-1 STATEMENT OF ELIGIBILITY UNDER THE TRUST INDENTURE ACT OF 1939 OF A CORPORATION DESIGNATED TO ACT AS TRUSTEE CHECK IF AN APPLICATION TO DETERMINE ELIGIBILITY OF A TRUSTE

Exhibit 25.1 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM T-1 STATEMENT OF ELIGIBILITY UNDER THE TRUST INDENTURE ACT OF 1939 OF A CORPORATION DESIGNATED TO ACT AS TRUSTEE CHECK IF AN APPLICATION TO DETERMINE ELIGIBILITY OF A TRUSTEE PURSUANT TO SECTION 305(b)(2) || THE BANK OF NEW YORK MELLON TRUST COMPANY, N.A. (Exact name of trustee as specified in its charter) (J

Regulation FD Disclosure, Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 16, 2021 KKR Real Estate Finance Trust Inc. (Exact name of registrant as specified in its charter) Maryland 001-38082 47-2009094 (State or other jurisdiction of incorporation

KKR Real Estate Finance Trust Inc. Announces New CFO

EX-99.1 2 brhc10032109ex99-1.htm EXHIBIT 99.1 Exhibit 99.1 KKR Real Estate Finance Trust Inc. Announces New CFO NEW YORK — KKR Real Estate Finance Trust Inc. (the “Company” or “KREF”) (NYSE: KREF) today announced that Kendra Decious has been appointed Chief Financial Officer and Treasurer of the Company, effective March 2, 2022. Ms. Decious will replace Mostafa Nagaty, who resigned from the Compan

KKR REAL ESTATE FINANCE TRUST INC. 5,000,000 Shares of Common Stock UNDERWRITING AGREEMENT

Exhibit 1.1 EXECUTION VERSION KKR REAL ESTATE FINANCE TRUST INC. 5,000,000 Shares of Common Stock UNDERWRITING AGREEMENT Dated: October 27, 2021 -1- Table of Contents Page SECTION 1. Representations and Warranties 2 SECTION 2. Sale and Delivery to Underwriters; Closing 14 SECTION 3. Covenants of the Company 15 SECTION 4. Covenants of the Manager 18 SECTION 5. Payment of Expenses 18 SECTION 6. Cond

Entry into a Material Definitive Agreement, Material Modification to Rights of Security Holders, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 27, 2021 KKR Real Estate Finance Trust Inc. (Exact name of registrant as specified in its charter) Maryland 001-38082 47-2009094 (State or other jurisdiction of incorporation)

5,000,000 Shares

TABLE OF CONTENTS Filed Pursuant to Rule 424(B)(2) Registration No. 333-226167 Registration No. 333-229043 Prospectus Supplement (To Prospectus dated February 7, 2019) 5,000,000 Shares ? KKR Real Estate Finance Trust Inc. Common Stock KKR Real Estate Finance Trust Inc. is offering 5,000,000 shares of our common stock, par value $0.01 per share (the ?common stock?). Our common stock is listed on th

Subject to Completion. Dated October 27, 2021.

TABLE OF CONTENTS The information in this preliminary prospectus supplement and the accompanying prospectus is not complete and may be changed.

KKR Real Estate Finance Trust Inc. Third Quarter 2021 Supplemental Information October 25, 2021 Legal Disclosures 2 This presentation has been prepared for KKR Real Estate Finance Trust Inc. (NYSE: KREF) for the benefit of its stockholders. This pres

KKR Real Estate Finance Trust Inc. Third Quarter 2021 Supplemental Information October 25, 2021 Legal Disclosures 2 This presentation has been prepared for KKR Real Estate Finance Trust Inc. (NYSE: KREF) for the benefit of its stockholders. This presentation is solely for informational purposes in connection with evaluating the business, operations and financial results of KKR Real Estate Finance

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 25, 2021 KKR Real Estate Finance Trust Inc. (Exact name of registrant as specified in its charter) Maryland 001-38082 47-2009094 (State or other jurisdiction of incorporation)

KKR REAL ESTATE FINANCE TRUST INC. REPORTS THIRD QUARTER 2021 FINANCIAL RESULTS

KKR REAL ESTATE FINANCE TRUST INC. REPORTS THIRD QUARTER 2021 FINANCIAL RESULTS New York, NY, October 25, 2021 - KKR Real Estate Finance Trust Inc. (the ?Company? or ?KREF?) (NYSE: KREF) today reported its financial results for the quarter ended September 30, 2021. Reported net income attributable to common stockholders of $32.0 million, or $0.57 per diluted share of common stock, for the three mo

Amendment No. 3 to Amended and Restated Master Repurchase and Securities Contract, dated as of September 23, 2021, between KREF Lending I LLC and Wells Fargo Bank, National Association.

Exhibit 10.1 EXECUTION VERSION AMENDMENT NO. 3 TO AMENDED AND RESTATED MASTER REPURCHASE AND SECURITIES CONTRACT AMENDMENT NO. 3 TO AMENDED AND RESTATED MASTER REPURCHASE AND SECURITIES CONTRACT, dated as of September 23, 2021 (this ?Amendment?), by and between KREF LENDING I LLC, a Delaware limited liability company (?Seller?) and WELLS FARGO BANK, NATIONAL ASSOCIATION, a national banking associa

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2021 ☐ TRANSITION REPORT PURSUANT

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2021 ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-38082 KKR Real Estate Fin

INDENTURE Dated as of August 16, 2021 by and among KREF 2021-FL2 LTD., as Issuer, KREF 2021-FL2 LLC, as Co-Issuer, KREF CLO LOAN SELLER LLC, as Advancing Agent, WILMINGTON TRUST, NATIONAL ASSOCIATION, as Trustee, WELLS FARGO BANK, NATIONAL ASSOCIATIO

Exhibit 4.1 EXECUTION VERISON INDENTURE Dated as of August 16, 2021 by and among KREF 2021-FL2 LTD., as Issuer, KREF 2021-FL2 LLC, as Co-Issuer, KREF CLO LOAN SELLER LLC, as Advancing Agent, WILMINGTON TRUST, NATIONAL ASSOCIATION, as Trustee, and WELLS FARGO BANK, NATIONAL ASSOCIATION, as Note Administrator TABLE OF CONTENTS Page ARTICLE 1 DEFINITIONS Section 1.1 Definitions 3 Section 1.2 Interest

Regulation FD Disclosure, Entry into a Material Definitive Agreement, Termination of a Material Definitive Agreement, Financial Statements and Exhibits, Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): August 16, 2021 KKR Real Estate Finance Trust Inc. (Exact Name of Registrant as Specified in its Charter) Maryland 001-38082 47-2009094 (State or Other Jurisdiction of Incorporation)

KKR Real Estate Finance Trust Inc. Announces Closing of $1.3 Billion CLO

Exhibit 99.1 KKR Real Estate Finance Trust Inc. Announces Closing of $1.3 Billion CLO New York, NY ? August 18, 2021 ? KKR Real Estate Finance Trust Inc. (the ?Company? or ?KREF?) (NYSE: KREF) today announced the closing of KREF 2021-FL2, a $1.3 billion managed Commercial Real Estate Collateralized Loan Obligation (?FL2 CRE CLO?) on August 16, 2021. In conjunction with this transaction, the Compan

Second Omnibus Amendment to Master Repurchase Agreement, dated as of June 29, 2021, by and among Morgan Stanley Mortgage Capital Holdings LLC, Morgan Stanley Bank, N.A. and the other Buyers named therein, and KREF Lending V LLC.

Exhibit 10.6 Execution Version SECOND OMNIBUS AMENDMENT THIS SECOND OMNIBUS AMENDMENT (this ?Amendment?), dated as of June 29, 2021, by and among MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS LLC (?Administrative Agent?), for the benefit of the Buyers from time to time party to the Repurchase Agreement (as defined below) (collectively, ?Buyer?) and KREF LENDING V LLC (?Seller?), amends that certain Mas

Amendment No. 5 to Guarantee Agreement, dated as of June 30, 2021 between Wells Fargo Bank, National Association and KKR Real Estate Finance Holdings L.P.

Exhibit 10.5 EXECUTION VERSION AMENDMENT NO. 5 TO GUARANTEE AGREEMENT AMENDMENT NO. 5 TO GUARANTEE AGREEMENT, dated as of June 30, 2021 (this ?Amendment?), by and between WELLS FARGO BANK, NATIONAL ASSOCIATION, a national banking association (?Buyer?) and KKR REAL ESTATE FINANCE HOLDINGS, L.P., a Delaware limited partnership (?Guarantor?). Capitalized terms used but not otherwise defined herein sh

Fourth Amendment to Amended and Restated Master Repurchase Agreement, dated as of June 30, 2021, between KREF Lending III LLC, KREF Lending III TRS LLC, Goldman Sachs Bank USA and, solely with respect to Section 3 thereof, KREF Holdings III LLC and KKR Real Estate Finance Holdings L.P.

Exhibit 10.1 EXECUTION VERSION FOURTH AMENDMENT TO AMENDED AND RESTATED MASTER REPURCHASE AGREEMENT This Fourth Amendment to Amended and Restated Master Repurchase Agreement (this ?Amendment?), effective as of June 30, 2021, is by and among KREF LENDING III LLC, a Delaware limited liability company (?QRS Seller?), KREF LENDING III TRS LLC, a Delaware limited liability company (?TRS Seller?; togeth

Second Amendment to Guaranty, dated as of June 30, 2021, between KKR Real Estate Finance Holdings L.P. and Goldman Sachs Bank USA.

Exhibit 10.3 EXECUTION VERSION SECOND AMENDMENT TO GUARANTY This Second Amendment to Guaranty (this ?Amendment?), effective as of June 30, 2021, is by and between KKR REAL ESTATE FINANCE HOLDINGS L.P., a Delaware limited partnership (the ?Guarantor?) and GOLDMAN SACHS BANK USA, a New York chartered bank (?Buyer?). Capitalized terms used but not otherwise defined herein shall have the meanings give

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 26, 2021 KKR Real Estate Finance Trust Inc. (Exact name of registrant as specified in its charter) Maryland 001-38082 47-2009094 (State or other jurisdiction of incorporation) (C

Sixth Amendment to Master Repurchase Agreement, dated as of June 29, 2021, between Morgan Stanley Bank, N.A. and KREF Lending IV LLC and KKR Real Estate Finance Holdings L.P.

Exhibit 10.4 Execution Version SIXTH OMNIBUS AMENDMENT THIS SIXTH OMNIBUS AMENDMENT (this ?Amendment?), dated June 29, 2021, by and among MORGAN STANLEY BANK, N.A. (?Buyer?), KREF LENDING IV LLC (?Seller?) and KKR REAL ESTATE FINANCE HOLDINGS L.P. (?Guarantor?) amends that certain Master Repurchase and Securities Contract Agreement, dated December 6, 2016, by and between Buyer and Seller, as modif

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2021 ☐ TRANSITION REPORT PURSUANT TO S

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2021 ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-38082 KKR Real Estate Finance

KKR Real Estate Finance Trust Inc. Second Quarter 2021 Supplemental Information July 26, 2021 Legal Disclosures 2 This presentation has been prepared for KKR Real Estate Finance Trust Inc. (NYSE: KREF) for the benefit of its stockholders. This presen

KKR Real Estate Finance Trust Inc. Second Quarter 2021 Supplemental Information July 26, 2021 Legal Disclosures 2 This presentation has been prepared for KKR Real Estate Finance Trust Inc. (NYSE: KREF) for the benefit of its stockholders. This presentation is solely for informational purposes in connection with evaluating the business, operations and financial results of KKR Real Estate Finance Tr

First Amendment to Guaranty, dated as of December 31, 2018, between KKR Real Estate Finance Holdings L.P. and Goldman Sachs Bank USA

Exhibit 10.2 EXECUTION VERSION FIRST AMENDMENT TO GUARANTY This First Amendment to Guaranty (this ?Amendment?), effective as of December 31, 2018, is by and between KKR REAL ESTATE FINANCE HOLDINGS L.P., a Delaware limited partnership (the ?Guarantor?) and GOLDMAN SACHS BANK USA, a New York chartered bank (?Buyer?). Capitalized terms used but not otherwise defined herein shall have the meanings gi

KKR REAL ESTATE FINANCE TRUST INC. REPORTS SECOND QUARTER 2021 FINANCIAL RESULTS

KKR REAL ESTATE FINANCE TRUST INC. REPORTS SECOND QUARTER 2021 FINANCIAL RESULTS New York, NY, July 26, 2021 - KKR Real Estate Finance Trust Inc. (the ?Company? or ?KREF?) (NYSE: KREF) today reported its financial results for the quarter ended June 30, 2021. Reported net income attributable to common stockholders of $29.3 million, or $0.52 per diluted share of common stock, for the three months en

Entry into a Material Definitive Agreement, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 10, 2021 KKR Real Estate Finance Trust Inc. (Exact name of registrant as specified in its charter) Maryland 001-38082 47-2009094 (State or other jurisdiction of incorporation) (Co

KKR REAL ESTATE FINANCE TRUST INC.

Exhibit 1.1 EXECUTION VERSION KKR REAL ESTATE FINANCE TRUST INC. 5,000,000 Shares of Common Stock UNDERWRITING AGREEMENT Dated: May 10, 2021 -1- Table of Contents Page SECTION 1. Representations and Warranties 2 SECTION 2. Sale and Delivery to Underwriters; Closing 15 SECTION 3. Covenants of the Company 16 SECTION 4. Covenants of the Manager 19 SECTION 5. Covenants of the Selling Stockholders 20 S

5,000,000 Shares

TABLE OF CONTENTS Filed Pursuant to Rule 424(B)(7) Registration No. 333-226167 Registration No. 333-229043 Prospectus Supplement (To Prospectus dated February 7, 2019) 5,000,000 Shares ? KKR Real Estate Finance Trust Inc. Common Stock The selling stockholder named in this prospectus supplement is offering 5,000,000 shares of our common stock, par value $0.01 per share (the ?common stock?). We will

Subject to Completion. Dated May 10, 2021.

TABLE OF CONTENTS The information in this preliminary prospectus supplement and the accompanying prospectus is not complete and may be changed.

Quarterly Report - 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2021 ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-38082 KKR Real Estate Finance

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. __)*

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. )* KKR Real Estate Finance Trust Inc. (Name of Issuer) Preferred Stock (Title of Class of Securities) 48251K209 (CUSIP Number(s)) April 16, 2021 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant

Form of Restricted Stock Unit Grant Notice and Restricted Stock Unit Agreement for Non-Employee Director

Exhibit 10.1 RESTRICTED STOCK UNIT GRANT NOTICE FOR NON-EMPLOYEE DIRECTORS UNDER THE AMENDED AND RESTATED KKR REAL ESTATE FINANCE TRUST INC. 2016 OMNIBUS INCENTIVE PLAN KKR Real Estate Finance Trust Inc. (the ?Company?), pursuant to its Amended and Restated 2016 Omnibus Incentive Plan (the ?Plan?), hereby grants to the Participant set forth below the number of Restricted Stock Units (?RSUs?) set f

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 26, 2021 KKR Real Estate Finance Trust Inc. (Exact name of registrant as specified in its charter) Maryland 001-38082 47-2009094 (State or other jurisdiction of incorporation) (

KKR Real Estate Finance Trust Inc. First Quarter 2021 Supplemental Information April 26, 2021 Legal Disclosures 2 This presentation has been prepared for KKR Real Estate Finance Trust Inc. (NYSE: KREF) for the benefit of its stockholders. This presen

KKR Real Estate Finance Trust Inc. First Quarter 2021 Supplemental Information April 26, 2021 Legal Disclosures 2 This presentation has been prepared for KKR Real Estate Finance Trust Inc. (NYSE: KREF) for the benefit of its stockholders. This presentation is solely for informational purposes in connection with evaluating the business, operations and financial results of KKR Real Estate Finance Tr

KKR REAL ESTATE FINANCE TRUST INC. REPORTS FIRST QUARTER 2021 FINANCIAL RESULTS

KKR REAL ESTATE FINANCE TRUST INC. REPORTS FIRST QUARTER 2021 FINANCIAL RESULTS New York, NY, April 26, 2021 - KKR Real Estate Finance Trust Inc. (the ?Company? or ?KREF?) (NYSE: KREF) today reported its financial results for the quarter ended March 31, 2021. Reported net income attributable to common stockholders of $29.2 million, or $0.52 per diluted share of common stock, for the three months e

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 23, 2021 KKR Real Estate Finance Trust Inc. (Exact name of registrant as specified in its charter) Maryland 001-38082 47-2009094 (State or other jurisdiction of incorporation) (

- 8-A12B

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-A FOR REGISTRATION OF CERTAIN CLASSES OF SECURITIES PURSUANT TO SECTION 12(b) OR 12(g) OF THE SECURITIES EXCHANGE ACT OF 1934 KKR Real Estate Finance Trust Inc.

Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year, Material Modification to Rights of Security Holders, Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): April 14, 2021 KKR Real Estate Finance Trust Inc. (Exact Name of Registrant as Specified in its Charter) Maryland 001-38082 47-2009094 (State or Other Jurisdiction of Incorporation) (

INCORPORATED UNDER THE LAWS OF THE STATE OF MARYLAND

Exhibit 4.1 INCORPORATED UNDER THE LAWS OF THE STATE OF MARYLAND NUMBER SHARES ** ** ** ** CUSIP 48251K 209 SEE REVERSE FOR IMPORTANT NOTICE ON TRANSFER RESTRICTIONS AND OTHER INFORMATION KKR REAL ESTATE FINANCE TRUST INC. a Corporation Incorporated Under the Laws of the State of Maryland THIS CERTIFIES THAT ** ** is the registered owner of ** ( )** fully paid and non-assessable shares of 6.50% Se

KKR REAL ESTATE FINANCE TRUST INC. ARTICLES SUPPLEMENTARY 6.50% SERIES A CUMULATIVE REDEEMABLE PREFERRED STOCK

Exhibit 3.1 KKR REAL ESTATE FINANCE TRUST INC. ARTICLES SUPPLEMENTARY 6.50% SERIES A CUMULATIVE REDEEMABLE PREFERRED STOCK KKR Real Estate Finance Trust Inc., a Maryland corporation (the ?Corporation?), hereby certifies to the State Department of Assessments and Taxation of Maryland (the ?SDAT?) that: FIRST: Pursuant to authority expressly vested in the Board of Directors of the Corporation (the ?

KKR REAL ESTATE FINANCE TRUST INC. 6,000,000 Shares of 6.50% Series A Cumulative Redeemable Preferred Stock UNDERWRITING AGREEMENT

Exhibit 1.1 EXECUTION VERSION KKR REAL ESTATE FINANCE TRUST INC. 6,000,000 Shares of 6.50% Series A Cumulative Redeemable Preferred Stock UNDERWRITING AGREEMENT Dated: April 9, 2021 - 1 - Table of Contents Page SECTION 1. Representations and Warranties 2 SECTION 2. Sale and Delivery to Underwriters; Closing 14 SECTION 3. Covenants of the Company 15 SECTION 4. Covenants of the Manager 19 SECTION 5.

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): April 9, 2021 KKR Real Estate Finance Trust Inc. (Exact Name of Registrant as Specified in its Charter) Maryland 001-38082 47-2009094 (State or Other Jurisdiction of Incorporation) (C

KKR Real Estate Finance Trust Inc. 6,000,000 Shares 6.50% Series A Cumulative Redeemable Preferred Stock

TABLE OF CONTENTS Filed Pursuant to Rule 424(b)(5) Registration No. 333-229043 Registration No. 333-226167 Prospectus Supplement (To Prospectus dated February 7, 2019) ? KKR Real Estate Finance Trust Inc. 6,000,000 Shares 6.50% Series A Cumulative Redeemable Preferred Stock KKR Real Estate Finance Trust Inc. is offering 6,000,000 shares of our 6.50% Series A Cumulative Redeemable Preferred Stock (

KKR Real Estate Finance Trust Inc. Pricing Term Sheet 6.50% Series A Cumulative Redeemable Preferred Stock

Issuer Free Writing Prospectus Filed pursuant to Rule 433 Registration No. 333-229043 Registration No. 333-226167 April 9, 2021 KKR Real Estate Finance Trust Inc. Pricing Term Sheet 6.50% Series A Cumulative Redeemable Preferred Stock This pricing term sheet is qualified in its entirety by reference to the preliminary prospectus supplement dated April 9, 2021 and the accompanying prospectus (toget

Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): April 9, 2021 KKR Real Estate Finance Trust Inc. (Exact Name of Registrant as Specified in its Charter) Maryland 001-38082 47-2009094 (State or Other Jurisdiction of Incorporation) (C

SUBJECT TO COMPLETION, DATED APRIL 9, 2021

TABLE OF CONTENTS The information in this preliminary prospectus supplement and the accompanying prospectus is not complete and may be changed.

Joint Filing Agreement, dated as of March 31, 2021

Exhibit 99.1 JOINT FILING AGREEMENT This JOINT FILING AGREEMENT (this “Agreement”), is made and entered into as of March 31, 2021, by and among Townsend Holdings LLC, TTG KREF SA Holdco, LLC, TREA II AIV ERISA, L.P., TREA II AIV NON-ERISA, L.P., Lake Tahoe III, L.P., and GPF Real Estate Co-Investment L.P. (together, the “Parties”). The Parties hereby acknowledge and agree that the Amendment No. 3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 3)*

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 3)* KKR Real Estate Finance Trust Inc. (Name of Issuer) Common stock, par value $0.01 per share (Title of Class of Securities) 48251K100 (CUSIP Number) March 10, 2021 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to design

JOINT FILING AGREEMENT

Exhibit 99.1 JOINT FILING AGREEMENT This JOINT FILING AGREEMENT (this “Agreement”), is made and entered into as of March 25, 2021, by and among Townsend Holdings LLC, TTG KREF SA Holdco, LLC, TREA II AIV ERISA, L.P., TREA II AIV NON-ERISA, L.P., Lake Tahoe III, L.P., and GPF Real Estate Co-Investment L.P. (together, the “Parties”). The Parties hereby acknowledge and agree that the Amendment No. 2

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 2)*

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 2)* KKR Real Estate Finance Trust Inc. (Name of Issuer) Common stock, par value $0.01 per share (Title of Class of Securities) 48251K100 (CUSIP Number) December 31, 2020 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to des

- DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ? Filed by a Party other than the Registrant ?? Check the appropriate box: ? Preliminary Proxy Statement ? Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ? Defi

- DEF 14A

TABLE OF CONTENTS UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.??) Filed by the Registrant ? ? ? Filed by a Party other than the Registrant ?? Check the appropriate box: ?? ? ? Preliminary Proxy Statement ?? ? ? Confidential, for Use of the Commission Only (as perm

Annual Report - 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ? ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2020 ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-38082 KKR Real Estate Finance Trus

KKR REAL ESTATE FINANCE TRUST INC. REPORTS FOURTH QUARTER AND FULL YEAR 2020 FINANCIAL RESULTS

KKR REAL ESTATE FINANCE TRUST INC. REPORTS FOURTH QUARTER AND FULL YEAR 2020 FINANCIAL RESULTS New York, NY, February 16, 2021 - KKR Real Estate Finance Trust Inc. (the “Company” or “KREF”) (NYSE: KREF) today reported its financial results for the quarter and full year ended December 31, 2020. Reported net income attributable to common stockholders of $28.8 million and $53.6 million, or $0.52 and

Fourth Amendment to Master Repurchase Agreement, dated December 4, 2019, between Morgan Stanley Bank, N.A., KREF Lending IV LLC and KKR Real Estate Finance Holdings L.P.

Exhibit 10.22 FOURTH AMENDMENT TO MASTER REPURCHASE AGREEMENT THIS FOURTH AMENDMENT TO MASTER REPURCHASE AGREEMENT (this ?Amendment?), dated December 4, 2019, by and among MORGAN STANLEY BANK, N.A. (?Buyer?), KREF LENDING IV LLC (?Seller?) and KKR REAL ESTATE FINANCE HOLDINGS L.P. (?Guarantor?) amends that certain Master Repurchase and Securities Contract Agreement, dated December 6, 2016, by and

Subsidiaries of KKR Real Estate Finance Trust Inc.

Exhibit 21.1 The following is a list of the consolidated subsidiaries of KKR Real Estate Finance Trust Inc. as of February 16, 2021. Subsidiaries of the Registrant Subsidiary Jurisdiction of Organization KKR Real Estate Finance Holdings L.P. Delaware KREF Capital LLC Delaware KREF Capital TRS LLC Delaware KREF Holdings I LLC Delaware KREF Holdings II LLC Delaware KREF Holdings III LLC Delaware KRE

KKR Real Estate Finance Trust Inc. Fourth Quarter and Full Year 2020 Supplemental Information February 16, 2021 Legal Disclosures 2 This presentation has been prepared for KKR Real Estate Finance Trust Inc. (NYSE: KREF) for the benefit of its stockho

KKR Real Estate Finance Trust Inc. Fourth Quarter and Full Year 2020 Supplemental Information February 16, 2021 Legal Disclosures 2 This presentation has been prepared for KKR Real Estate Finance Trust Inc. (NYSE: KREF) for the benefit of its stockholders. This presentation is solely for informational purposes in connection with evaluating the business, operations and financial results of KKR Real

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 16, 2021 KKR Real Estate Finance Trust Inc. (Exact name of registrant as specified in its charter) Maryland 001-38082 47-2009094 (State or other jurisdiction of incorporation

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 3)* KKR Real Estate Finance Trust Inc. (Name of Issuer) Common Stock, $0.01 par value per share (Title of Cl

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 3)* KKR Real Estate Finance Trust Inc. (Name of Issuer) Common Stock, $0.01 par value per share (Title of Class of Securities) 48251K100 (CUSIP Number) December 31, 2020 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to des

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 Name of issuer: KKR Real Estate Finance Trust Inc. Title of Class of Securities: REIT CUSIP Number: 48251K100 Date of Event Which Requires Filing of this Statement: December 31, 2020 Check the appropriate box to designate the rule pursuant to which this Schedule is filed: ☒ Rule 13d-1(b

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www.KKRreit.com | NYSE: KREF VIA EDGAR October 26, 2020 United States Securities and Exchange Commission Division of Corporate Finance Office of Real Estate and Construction 100 F Street, N.E. Washington, D.C. 20549 Attention: Mr. Jeffrey Lewis, Staff Accountant, and Ms. Shannon Menjivar, Accounting Branch Chief Re: KKR Real Estate Finance Trust Inc. Form 10-K for the year ended December 31, 2019

Quarterly Report - 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2020 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-38082 KKR Real Estate Fin

KKR Real Estate Finance Trust Inc. 3rd Quarter 2020 Supplemental Information October 26, 2020 Legal Disclosures This presentation has been prepared for KKR Real Estate Finance Trust Inc. (NYSE: KREF) for the benefit of its stockholders. This presenta

krefq320supplementalvf KKR Real Estate Finance Trust Inc. 3rd Quarter 2020 Supplemental Information October 26, 2020 Legal Disclosures This presentation has been prepared for KKR Real Estate Finance Trust Inc. (NYSE: KREF) for the benefit of its stockholders. This presentation is solely for informational purposes in connection with evaluating the business, operations and financial results of KKR R

Financial Statements and Exhibits, Results of Operations and Financial Condition - 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 26, 2020 KKR Real Estate Finance Trust Inc. (Exact name of registrant as specified in its charter) Maryland 001-38082 47-2009094 (State or other jurisdiction of incorporation)

KKR REAL ESTATE FINANCE TRUST INC. REPORTS THIRD QUARTER 2020 FINANCIAL RESULTS

KKR REAL ESTATE FINANCE TRUST INC. REPORTS THIRD QUARTER 2020 FINANCIAL RESULTS New York, NY, October 26, 2020 - KKR Real Estate Finance Trust Inc. (the “Company” or “KREF”) (NYSE: KREF) today reported its financial results for the quarter ended September 30, 2020. Reported net income attributable to common stockholders of $31.4 million, or $0.56 per basic and diluted share of common stock, for th

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www.KKRreit.com | NYSE: KREF VIA EDGAR September 23, 2020 United States Securities and Exchange Commission Division of Corporate Finance Office of Real Estate and Construction 100 F Street, N.E. Washington, D.C. 20549 Attention: Mr. Jeffrey Lewis, Staff Accountant, and Ms. Shannon Menjivar, Accounting Branch Chief Re: KKR Real Estate Finance Trust Inc. Form 10-K for the year ended December 31, 201

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www.KKRreit.com | NYSE: KREF Confidential VIA EDGAR August 3, 2020 United States Securities and Exchange Commission Division of Corporate Finance Office of Real Estate and Construction 100 F Street, N.E. Washington, D.C. 20549 Attention: Mr. Jeffrey Lewis, Staff Accountant, and Ms. Shannon Menjivar, Accounting Branch Chief Re: KKR Real Estate Finance Trust Inc. Form 10-Q for the quarterly period e

KKR Real Estate Finance Trust Inc. 2nd Quarter 2020 Supplemental Information August 3, 2020 Legal Disclosures This presentation has been prepared for KKR Real Estate Finance Trust Inc. (NYSE: KREF) for the benefit of its stockholders. This presentati

krefq220supplementalvf KKR Real Estate Finance Trust Inc. 2nd Quarter 2020 Supplemental Information August 3, 2020 Legal Disclosures This presentation has been prepared for KKR Real Estate Finance Trust Inc. (NYSE: KREF) for the benefit of its stockholders. This presentation is solely for informational purposes in connection with evaluating the business, operations and financial results of KKR Rea

Third Amendment to Amended and Restated Master Repurchase Agreement, dated May 22, 2020, between KREF Lending III LLC, KREF Lending III TRS LLC, Goldman Sachs Bank USA and, solely with respect to Section 3 thereof, KREF Holdings III LLC and KKR Real Estate Finance Holdings L.P. (incorporated by reference to Exhibit 10.1 to the Company’s Quarterly Report on Form 10-Q for the quarter ended June 30, 2020).

Exhibit 10.1 EXECUTION VERSION THIRD AMENDMENT TO AMENDED AND RESTATED MASTER REPURCHASE This Third Amendment to Amended and Restated Master Repurchase Agreement (this “Amendment”), dated as of May 22, 2020, is by and among KREF LENDING III LLC, a Delaware limited liability company (“QRS Seller”), KREF LENDING III TRS LLC, a Delaware limited liability company (“TRS Seller”; together with QRS Selle

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 3, 2020 KKR Real Estate Finance Trust Inc. (Exact name of registrant as specified in its charter) Maryland 001-38082 47-2009094 (State or other jurisdiction of incorporation) (

KKR REAL ESTATE FINANCE TRUST INC. REPORTS SECOND QUARTER 2020 FINANCIAL RESULTS

KKR REAL ESTATE FINANCE TRUST INC. REPORTS SECOND QUARTER 2020 FINANCIAL RESULTS New York, NY, August 3, 2020 - KKR Real Estate Finance Trust Inc. (the “Company” or “KREF”) (NYSE: KREF) today reported its financial results for the quarter ended June 30, 2020. Reported net income attributable to common stockholders of $28.6 million, or $0.52 per basic and diluted share of common stock, inclusive of

Quarterly Report - 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2020 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-38082 KKR Real Estate Finance

Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): July 13, 2020 KKR Real Estate Finance Trust Inc. (Exact Name of Registrant as Specified in its Charter) Maryland 001-38082 47-2009094 (State or Other Jurisdiction of Incorporation) (C

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www.KKRreit.com | NYSE: KREF Confidential VIA EDGAR June 16, 2020 United States Securities and Exchange Commission Division of Corporate Finance Office of Real Estate and Construction 100 F Street, N.E. Washington, D.C. 20549 Attention: Mr. Jeffrey Lewis, Staff Accountant, and Ms. Shannon Menjivar, Accounting Branch Chief Re: KKR Real Estate Finance Trust Inc. Form 10-K for the year ended December

Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): June 15, 2020 KKR Real Estate Finance Trust Inc. (Exact Name of Registrant as Specified in its Charter) Maryland 001-38082 47-2009094 (State or Other Jurisdiction of Incorporation) (C