OCFC / OceanFirst Financial Corp. - Документы SEC, Годовой отчет, Доверенное заявление

OceanFirst Financial Corp.
US ˙ NasdaqGS ˙ US6752341080

Основная статистика
LEI 549300S643N80889EH26
CIK 1004702
SEC Filings
All companies that sell securities in the United States must register with the Securities and Exchange Commission (SEC) and file reports on a regular basis. These reports include company annual reports (10K, 10Q), news updates (8K), investor presentations (found in 8Ks), insider trades (form 4), ownership reports (13D, and 13G), and reports related to the specific securities sold, such as registration statements and prospectus. This page shows recent SEC filings related to OceanFirst Financial Corp.
SEC Filings (Chronological Order)
На этой странице представлен полный хронологический список документов SEC, за исключением документов о собственности, которые мы предоставляем в других местах.
September 2, 2025 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): September 2, 2025 OCEANFIRST FINANCIAL CO

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): September 2, 2025 OCEANFIRST FINANCIAL CORP.

September 2, 2025 EX-99.1

. . . (1) The 2Q 2025 Investor Presentation should be read in conjunction with the Earnings Release furnished as Exhibit 99.1 to Form 8-K filed with the SEC on July 24, 2025, and the Quarterly Report on Form 10-Q filed with the SEC on August 4, 2025.

ex991investorpresentatio . . . (1) The 2Q 2025 Investor Presentation should be read in conjunction with the Earnings Release furnished as Exhibit 99.1 to Form 8-K filed with the SEC on July 24, 2025, and the Quarterly Report on Form 10-Q filed with the SEC on August 4, 2025. OceanFirst Financial Corp. Investor Presentation(1) September 2025 Exhibit 99.1 . . .Legal Disclaimer FORWARD LOOKING STATEM

August 4, 2025 EX-32.0

CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350 AS ADDED BY SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

Exhibit 32.0 CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350 AS ADDED BY SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002 In connection with the Quarterly Report of OceanFirst Financial Corp. (the “Company”) on Form 10-Q for the period ending June 30, 2025 as filed with the Securities and Exchange Commission on the date hereof (the “Report”), the undersigned certify, pursuant to 18 U.S.C. §1350, as

August 4, 2025 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2025 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-11713 OceanFirst Financial Corp.

July 24, 2025 EX-99.1

OCEANFIRST FINANCIAL CORP. ANNOUNCES SECOND QUARTER FINANCIAL RESULTS

Press Release Exhibit 99.1 Company Contact: Patrick S. Barrett Chief Financial Officer OceanFirst Financial Corp. Tel: (732) 240-4500, ext. 27507 Email: [email protected] FOR IMMEDIATE RELEASE OCEANFIRST FINANCIAL CORP. ANNOUNCES SECOND QUARTER FINANCIAL RESULTS RED BANK, NEW JERSEY, July 24, 2025 - OceanFirst Financial Corp. (NASDAQ:OCFC) (the “Company”), the holding company for OceanFirst

July 24, 2025 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): July 24, 2025 OCEANFIRST FINANCIAL CORP.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): July 24, 2025 OCEANFIRST FINANCIAL CORP.

July 24, 2025 EX-99.2

. . . (1) The 2Q 2025 Earnings Release Supplement should be read in conjunction with the Earnings Release furnished as Exhibit 99.1 to Form 8-K filed with the SEC on July 24, 2025. OceanFirst Financial Corp. 2Q 2025 Earnings Release Supplement(1) Jul

ex992q22025-earningsrele . . . (1) The 2Q 2025 Earnings Release Supplement should be read in conjunction with the Earnings Release furnished as Exhibit 99.1 to Form 8-K filed with the SEC on July 24, 2025. OceanFirst Financial Corp. 2Q 2025 Earnings Release Supplement(1) July 2025 Exhibit 99.2 . . .Legal Disclaimer FORWARD LOOKING STATEMENTS. In addition to historical information, this presentatio

July 17, 2025 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): July 15, 2025 OCEANFIRST FINANCIAL CORP.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): July 15, 2025 OCEANFIRST FINANCIAL CORP.

July 17, 2025 EX-99.1

OCEANFIRST FINANCIAL CORP. ANNOUNCES 2025 STOCK REPURCHASE PROGRAM

Press Release Exhibit 99.1 Company Contact: Patrick S. Barrett Chief Financial Officer OceanFirst Financial Corp. Tel: (732) 240-4500, ext. 27507 Email: [email protected] FOR IMMEDIATE RELEASE OCEANFIRST FINANCIAL CORP. ANNOUNCES 2025 STOCK REPURCHASE PROGRAM RED BANK, NEW JERSEY, July 16, 2025—OceanFirst Financial Corp. (NASDAQ:“OCFC”), (the “Company”), the holding company for OceanFirst Ba

June 18, 2025 11-K

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 11-K

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 11-K (Mark One) ý ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2024. OR o TRANSITION REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number: 001-11713 A. Full title of the plan and the addre

May 21, 2025 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): May 19, 2025 OCEANFIRST FINANCIAL CORP.

May 2, 2025 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2025 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-11713 OceanFirst Financial Corp.

May 2, 2025 EX-32.0

CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350 AS ADDED BY SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

Exhibit 32.0 CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350 AS ADDED BY SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002 In connection with the Quarterly Report of OceanFirst Financial Corp. (the “Company”) on Form 10-Q for the period ending March 31, 2025 as filed with the Securities and Exchange Commission on the date hereof (the “Report”), the undersigned certify, pursuant to 18 U.S.C. §1350, as

April 24, 2025 EX-99.1

OCEANFIRST FINANCIAL CORP. ANNOUNCES FIRST QUARTER FINANCIAL RESULTS

Press Release Exhibit 99.1 Company Contact: Patrick S. Barrett Chief Financial Officer OceanFirst Financial Corp. Tel: (732) 240-4500, ext. 27507 Email: [email protected] FOR IMMEDIATE RELEASE OCEANFIRST FINANCIAL CORP. ANNOUNCES FIRST QUARTER FINANCIAL RESULTS RED BANK, NEW JERSEY, April 24, 2025 - OceanFirst Financial Corp. (NASDAQ:OCFC) (the “Company”), the holding company for OceanFirst

April 24, 2025 EX-99.2

. . . (1) The 1Q 2025 Earnings Release Supplement should be read in conjunction with the Earnings Release furnished as Exhibit 99.1 to Form 8-K filed with the SEC on April 24, 2025. Exhibit 99.2 OceanFirst Financial Corp. 1Q 2025 Earnings Release Sup

. . . (1) The 1Q 2025 Earnings Release Supplement should be read in conjunction with the Earnings Release furnished as Exhibit 99.1 to Form 8-K filed with the SEC on April 24, 2025. Exhibit 99.2 OceanFirst Financial Corp. 1Q 2025 Earnings Release Supplement(1) April 2025 . . .Legal Disclaimer FORWARD LOOKING STATEMENTS. In addition to historical information, this presentation contains certain forw

April 24, 2025 8-K

Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): April 24, 2025 OCEANFIRST FINANCIAL CORP.

April 18, 2025 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): April 18, 2025 OCEANFIRST FINANCIAL CORP.

April 18, 2025 EX-99.1

OCEANFIRST FINANCIAL CORP. DECLARES QUARTERLY CASH DIVIDEND FOR SERIES A PREFERRED STOCK

Press Release Exhibit 99.1 Company Contact: Patrick S. Barrett Chief Financial Officer OceanFirst Financial Corp. Tel: (732) 240-4500, ext. 27507 Email: [email protected] FOR IMMEDIATE RELEASE OCEANFIRST FINANCIAL CORP. DECLARES QUARTERLY CASH DIVIDEND FOR SERIES A PREFERRED STOCK RED BANK, NEW JERSEY, April 18, 2025 - OceanFirst Financial Corp. (NASDAQ:“OCFC”), (the “Company”), announced th

April 9, 2025 DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 SCHEDULE 14A PROXY STATEMENT PURSUANT TO SECTION 14(a) OF THE SECURITIES EXCHANGE ACT OF 1934 (Amendment No. )

OceanFirst Financial Corp - DEFA14A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 SCHEDULE 14A PROXY STATEMENT PURSUANT TO SECTION 14(a) OF THE SECURITIES EXCHANGE ACT OF 1934 (Amendment No.

April 9, 2025 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 SCHEDULE 14A PROXY STATEMENT PURSUANT TO SECTION 14(a) OF THE SECURITIES EXCHANGE ACT OF 1934 (Amendment No. )

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 SCHEDULE 14A PROXY STATEMENT PURSUANT TO SECTION 14(a) OF THE SECURITIES EXCHANGE ACT OF 1934 (Amendment No.

March 31, 2025 EX-10.1

OCEANFIRST BANK AMENDED AND RESTATED SUPPLEMENTAL EXECUTIVE RETIREMENT ACCOUNT AGREEMENT

Exhibit 10.1 OCEANFIRST BANK AMENDED AND RESTATED SUPPLEMENTAL EXECUTIVE RETIREMENT ACCOUNT AGREEMENT This AMENDED AND RESTATED SUPPLEMENTAL EXECUTIVE RETIREMENT ACCOUNT AGREEMENT (this “Agreement”) is entered into as of this 28th day of March 2025, by and between OceanFirst Bank, N.A., a national bank (the “Bank”), and Christopher D. Maher (the “Executive”), currently serving as Chairman and Chie

March 31, 2025 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): March 28, 2025 OCEANFIRST FINANCIAL CORP.

February 28, 2025 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 or 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2024 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to .

February 28, 2025 EX-19.0

Insider Trading Policy November 13 2024 Policies and procedures regarding insider trading and transactions, directors’ and proxy officers’ stock ownership guidelines and confidentiality of proprietary information.

Exhibit 19.0 Insider Trading Policy November 13 2024 Policies and procedures regarding insider trading and transactions, directors’ and proxy officers’ stock ownership guidelines and confidentiality of proprietary information. 1 Contents I. INTRODUCTION 3 II. PROHIBITION AGAINST TRADING WHILE IN POSSESSION OF UNDISCLOSED MATERIAL INFORMATION 3 III. “WINDOW” PERIOD POLICY FOR TRADING WHILE NOT IN P

January 23, 2025 8-K

Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): January 23, 2025 OCEANFIRST FINANCIAL CORP.

January 23, 2025 EX-99.1

OCEANFIRST FINANCIAL CORP. ANNOUNCES QUARTERLY AND ANNUAL FINANCIAL RESULTS

Press Release Exhibit 99.1 Company Contact: Patrick S. Barrett Chief Financial Officer OceanFirst Financial Corp. Tel: (732) 240-4500, ext. 27507 Email: [email protected] FOR IMMEDIATE RELEASE OCEANFIRST FINANCIAL CORP. ANNOUNCES QUARTERLY AND ANNUAL FINANCIAL RESULTS RED BANK, NEW JERSEY, January 23, 2025 - OceanFirst Financial Corp. (NASDAQ:“OCFC”) (the “Company”), the holding company for

January 23, 2025 EX-99.2

. . . (1) The 4Q 2024 Earnings Release Supplement should be read in conjunction with the Earnings Release furnished as Exhibit 99.1 to Form 8-K filed with the SEC on January 23, 2025. Exhibit 99.2 OceanFirst Financial Corp. 4Q 2024 Earnings Release S

. . . (1) The 4Q 2024 Earnings Release Supplement should be read in conjunction with the Earnings Release furnished as Exhibit 99.1 to Form 8-K filed with the SEC on January 23, 2025. Exhibit 99.2 OceanFirst Financial Corp. 4Q 2024 Earnings Release Supplement(1) January 2025 . . .Legal Disclaimer FORWARD LOOKING STATEMENTS. In addition to historical information, this presentation contains certain

January 21, 2025 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): January 21, 2025 OCEANFIRST FINANCIAL CORP.

January 21, 2025 EX-99.1

OCEANFIRST FINANCIAL CORP. DECLARES QUARTERLY CASH DIVIDEND FOR SERIES A PREFERRED STOCK

Press Release Exhibit 99.1 Company Contact: Patrick S. Barrett Chief Financial Officer OceanFirst Financial Corp. Tel: (732) 240-4500, ext. 27507 Email: [email protected] FOR IMMEDIATE RELEASE OCEANFIRST FINANCIAL CORP. DECLARES QUARTERLY CASH DIVIDEND FOR SERIES A PREFERRED STOCK RED BANK, NEW JERSEY, January 21, 2025 - OceanFirst Financial Corp. (NASDAQ:“OCFC”), (the “Company”), announced

November 6, 2024 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): November 6, 2024 OCEANFIRST FINANCIAL CORP.

November 6, 2024 EX-99.1

. . . 1 The 3Q 2024 Investor Presentation should be read in conjunction with the Earnings Release furnished as Exhibit 99.1 to Form 8-K filed with the SEC on October 17, 2024 and the Quarterly Report on Form 10-Q filed with the SEC on October 31, 202

. . . 1 The 3Q 2024 Investor Presentation should be read in conjunction with the Earnings Release furnished as Exhibit 99.1 to Form 8-K filed with the SEC on October 17, 2024 and the Quarterly Report on Form 10-Q filed with the SEC on October 31, 2024. Exhibit 99.1 OceanFirst Financial Corp. Investor Presentation1 November 2024 . . .Legal Disclaimer FORWARD LOOKING STATEMENTS. In addition to histo

October 31, 2024 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2024 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-11713 OceanFirst Financial Corp.

October 31, 2024 EX-32.0

CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350 AS ADDED BY SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

Exhibit 32.0 CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350 AS ADDED BY SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002 In connection with the Quarterly Report of OceanFirst Financial Corp. (the “Company”) on Form 10-Q for the period ending September 30, 2024 as filed with the Securities and Exchange Commission on the date hereof (the “Report”), the undersigned certify, pursuant to 18 U.S.C. §1350

October 18, 2024 EX-4.10

OCEANFIRST FINANCIAL CORP. Dated as of WILMINGTON TRUST, NATIONAL ASSOCIATION Reconciliation and tie between Trust Indenture Act of 1939 and Indenture* Trust Indenture Act Section Indenture Section § 310(a) 11.04(a), 16.02 (b) 11.01(f), 11.04(b), 11.

Exhibit 4.10 OCEANFIRST FINANCIAL CORP. INDENTURE Dated as of WILMINGTON TRUST, NATIONAL ASSOCIATION Trustee Reconciliation and tie between Trust Indenture Act of 1939 and Indenture* Trust Indenture Act Section Indenture Section § 310(a) 11.04(a), 16.02 (b) 11.01(f), 11.04(b), 11.05(1), 16.02 (b)(1) 11.04(b), 16.02 § 311 11.01(f), 16.02 § 312 14.02(d), 16.02 (b) 11.10, 16.02 (c) 11.10, 16.02 § 313

October 18, 2024 EX-25.1

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM T-1 o Check if an Application to Determine Eligibility of a Trustee Pursuant to Section 305(b)(2) WILMINGTON TRUST, NATIONAL ASSOCIATION (Exact name of trustee as specified

Exhibit 25.1 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM T-1 o Check if an Application to Determine Eligibility of a Trustee Pursuant to Section 305(b)(2) WILMINGTON TRUST, NATIONAL ASSOCIATION (Exact name of trustee as specified in its charter) 16-1486454 (I.R.S employer identification no.) 1100 North Market Street Wilmington, DE 19890-0001 (Address of principal e

October 18, 2024 EX-FILING FEES

Calculation of Filing Fee Tables Form S-3 (Form Type) OceanFirst Financial Corp. (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered Securities

EXHIBIT 107.1 Calculation of Filing Fee Tables Form S-3 (Form Type) OceanFirst Financial Corp. (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered Securities Security Type Security Class Title* Fee Calculation Rule Amount Registered (1) Proposed Maximum Aggregate Offering Price Per Share (1) Maximum Aggregate Offering Price (2) Fee Rate (2) Amount of Registration Fee (

October 18, 2024 S-3ASR

As filed with the Securities and Exchange Commission on October 18, 2024

As filed with the Securities and Exchange Commission on October 18, 2024 Registration No.

October 17, 2024 EX-99.1

OCEANFIRST FINANCIAL CORP. ANNOUNCES THIRD QUARTER FINANCIAL RESULTS

Press Release Exhibit 99.1 Company Contact: Patrick S. Barrett Chief Financial Officer OceanFirst Financial Corp. Tel: (732) 240-4500, ext. 27507 Email: [email protected] FOR IMMEDIATE RELEASE OCEANFIRST FINANCIAL CORP. ANNOUNCES THIRD QUARTER FINANCIAL RESULTS RED BANK, NEW JERSEY, October 17, 2024 - OceanFirst Financial Corp. (NASDAQ:OCFC) (the “Company”), the holding company for OceanFirs

October 17, 2024 8-K

Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): October 17, 2024 OCEANFIRST FINANCIAL CORP.

October 17, 2024 EX-99.2

. . . 1 The 3Q 2024 Earnings Release Supplement should be read in conjunction with the Earnings Release furnished as Exhibit 99.1 to Form 8-K filed with the SEC on October 17, 2024. Exhibit 99.2 OceanFirst Financial Corp. 3Q 2024 Earnings Release Sup

. . . 1 The 3Q 2024 Earnings Release Supplement should be read in conjunction with the Earnings Release furnished as Exhibit 99.1 to Form 8-K filed with the SEC on October 17, 2024. Exhibit 99.2 OceanFirst Financial Corp. 3Q 2024 Earnings Release Supplement1 October 2024 . . .Legal Disclaimer FORWARD LOOKING STATEMENTS. In addition to historical information, this news release contains certain forw

September 18, 2024 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): September 18, 2024 OCEANFIRST FINANCIAL CORP.

September 18, 2024 EX-99.1

OceanFirst Bank Announces Voluntary Settlement of Fair Lending Claims by the U.S. Department of Justice and U.S. Department of Housing and Urban Development Agrees to Commit $14 Million in Residential Lending Subsidy Programs in New Brunswick Area

Press Release Exhibit 99.1 Company Contact: Jill Apito Hewitt Director Corporate Communications OceanFirst Financial Corp. Tel: (732) 240-4500, ext. 27513 Email: [email protected] FOR IMMEDIATE RELEASE OceanFirst Bank Announces Voluntary Settlement of Fair Lending Claims by the U.S. Department of Justice and U.S. Department of Housing and Urban Development Agrees to Commit $14 Million in Resi

September 3, 2024 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): September 3, 2024 OCEANFIRST FINANCIAL CORP.

September 3, 2024 EX-99.1

. . . 1 The 2Q 2024 Investor Presentation should be read in conjunction with the Earnings Release furnished as Exhibit 99.1 to Form 8-K filed with the SEC on July 18, 2024 and the Quarterly Report on Form 10-Q filed with the SEC on August 1, 2024. Ex

. . . 1 The 2Q 2024 Investor Presentation should be read in conjunction with the Earnings Release furnished as Exhibit 99.1 to Form 8-K filed with the SEC on July 18, 2024 and the Quarterly Report on Form 10-Q filed with the SEC on August 1, 2024. Exhibit 99.1 OceanFirst Financial Corp. Investor Presentation1 September 2024 . . .Legal Disclaimer FORWARD LOOKING STATEMENTS. In addition to historica

August 1, 2024 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2024 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-11713 OceanFirst Financial Corp.

August 1, 2024 EX-32.0

CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350 AS ADDED BY SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

Exhibit 32.0 CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350 AS ADDED BY SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002 In connection with the Quarterly Report of OceanFirst Financial Corp. (the “Company”) on Form 10-Q for the period ending June 30, 2024 as filed with the Securities and Exchange Commission on the date hereof (the “Report”), the undersigned certify, pursuant to 18 U.S.C. §1350, as

July 18, 2024 EX-99.2

. . . 1 The 2Q 2024 Earnings Release Supplement should be read in conjunction with the Earnings Release furnished as Exhibit 99.1 to Form 8-K filed with the SEC on July 18, 2024. Exhibit 99.2 OceanFirst Financial Corp. 2Q 2024 Earnings Release Supple

. . . 1 The 2Q 2024 Earnings Release Supplement should be read in conjunction with the Earnings Release furnished as Exhibit 99.1 to Form 8-K filed with the SEC on July 18, 2024. Exhibit 99.2 OceanFirst Financial Corp. 2Q 2024 Earnings Release Supplement1 July 2024 . . .Legal Disclaimer FORWARD LOOKING STATEMENTS. In addition to historical information, this news release contains certain forward-lo

July 18, 2024 EX-99.1

OCEANFIRST FINANCIAL CORP. ANNOUNCES SECOND QUARTER FINANCIAL RESULTS

Press Release Exhibit 99.1 Company Contact: Patrick S. Barrett Chief Financial Officer OceanFirst Financial Corp. Tel: (732) 240-4500, ext. 27507 Email: [email protected] FOR IMMEDIATE RELEASE OCEANFIRST FINANCIAL CORP. ANNOUNCES SECOND QUARTER FINANCIAL RESULTS RED BANK, NEW JERSEY, July 18, 2024 - OceanFirst Financial Corp. (NASDAQ:OCFC) (the “Company”), the holding company for OceanFirst

July 18, 2024 8-K

Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): July 18, 2024 OCEANFIRST FINANCIAL CORP.

May 29, 2024 11-K

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 11-K

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 11-K (Mark One) ý ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2023. OR o TRANSITION REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number: 001-11713 A. Full title of the plan and the addre

May 28, 2024 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): May 21, 2024 OCEANFIRST FINANCIAL CORP.

May 17, 2024 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): May 17, 2024 OCEANFIRST FINANCIAL CORP.

May 17, 2024 EX-99.1

. . . 1 The 1Q 2024 Investor Presentation should be read in conjunction with the Earnings Release furnished as Exhibit 99.1 to Form 8-K filed with the SEC on April 18, 2024 and the Quarterly Report on Form 10-Q filed with the SEC on May 2, 2024. Exhi

. . . 1 The 1Q 2024 Investor Presentation should be read in conjunction with the Earnings Release furnished as Exhibit 99.1 to Form 8-K filed with the SEC on April 18, 2024 and the Quarterly Report on Form 10-Q filed with the SEC on May 2, 2024. Exhibit 99.1 OceanFirst Financial Corp. Investor Presentation1 May 2024 . . .Legal Disclaimer FORWARD LOOKING STATEMENTS. In addition to historical inform

May 2, 2024 EX-32.0

CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350 AS ADDED BY SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

Exhibit 32.0 CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350 AS ADDED BY SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002 In connection with the Quarterly Report of OceanFirst Financial Corp. (the “Company”) on Form 10-Q for the period ending March 31, 2024 as filed with the Securities and Exchange Commission on the date hereof (the “Report”), the undersigned certify, pursuant to 18 U.S.C. §1350, as

May 2, 2024 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2024 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-11713 OceanFirst Financial Corp.

April 18, 2024 8-K

Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): April 18, 2024 OCEANFIRST FINANCIAL CORP.

April 18, 2024 EX-99.1

OCEANFIRST FINANCIAL CORP. ANNOUNCES FIRST QUARTER FINANCIAL RESULTS

Press Release Exhibit 99.1 Company Contact: Patrick S. Barrett Chief Financial Officer OceanFirst Financial Corp. Tel: (732) 240-4500, ext. 27507 Email: [email protected] FOR IMMEDIATE RELEASE OCEANFIRST FINANCIAL CORP. ANNOUNCES FIRST QUARTER FINANCIAL RESULTS RED BANK, NEW JERSEY, April 18, 2024 - OceanFirst Financial Corp. (NASDAQ:OCFC) (the “Company”), the holding company for OceanFirst

April 18, 2024 EX-99.2

. . . 1 The 1Q 2024 Earnings Release Supplement should be read in conjunction with the Earnings Release furnished as Exhibit 99.1 to Form 8-K filed with the SEC on April 18, 2024. Exhibit 99.2 OceanFirst Financial Corp. 1Q 2024 Earnings Release Suppl

. . . 1 The 1Q 2024 Earnings Release Supplement should be read in conjunction with the Earnings Release furnished as Exhibit 99.1 to Form 8-K filed with the SEC on April 18, 2024. Exhibit 99.2 OceanFirst Financial Corp. 1Q 2024 Earnings Release Supplement1 April 2024 . . .Legal Disclaimer FORWARD LOOKING STATEMENTS. In addition to historical information, this news release contains certain forward-

April 11, 2024 DEF 14A

Message from our Chairman NOTICE of 2024 Annual Meeting of Stockholders Proxy Summary Corporate Governance Stockholder-Recommended Director Nominations Proposal 1 Election of Directors Stock Ownership Delinquent Section 16(a) Reports Senior Executive

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 SCHEDULE 14A PROXY STATEMENT PURSUANT TO SECTION 14(a) OF THE SECURITIES EXCHANGE ACT OF 1934 (Amendment No.

April 11, 2024 DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 SCHEDULE 14A PROXY STATEMENT PURSUANT TO SECTION 14(a) OF THE SECURITIES EXCHANGE ACT OF 1934 (Amendment No. )

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 SCHEDULE 14A PROXY STATEMENT PURSUANT TO SECTION 14(a) OF THE SECURITIES EXCHANGE ACT OF 1934 (Amendment No.

February 23, 2024 EX-97

Clawback Policy for Executive Officers OceanFirst Bank November 8th, 2023 The purpose of this Policy is to provide for the recovery for erroneous compensation in the event of an accounting restatement.

Exhibit 97 Clawback Policy for Executive Officers OceanFirst Bank November 8th, 2023 The purpose of this Policy is to provide for the recovery for erroneous compensation in the event of an accounting restatement.

February 23, 2024 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 or 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2023 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to .

February 14, 2024 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): February 14, 2024 OCEANFIRST FINANCIAL CORP.

February 14, 2024 EX-99.1

. . . 1 The 4Q 2023 Investor Presentation should be read in conjunction with the Earnings Release furnished as Exhibit 99.1 to Form 8-K filed with the SEC on January 18, 2024. Exhibit 99.1 OceanFirst Financial Corp. Investor Presentation1 February 20

. . . 1 The 4Q 2023 Investor Presentation should be read in conjunction with the Earnings Release furnished as Exhibit 99.1 to Form 8-K filed with the SEC on January 18, 2024. Exhibit 99.1 OceanFirst Financial Corp. Investor Presentation1 February 2024 . . .Legal Disclaimer FORWARD LOOKING STATEMENTS. In addition to historical information, this news release contains certain forward-looking stateme

February 13, 2024 SC 13G/A

OCFC / OceanFirst Financial Corp. / VANGUARD GROUP INC - SCHEDULE 13G/A Passive Investment

SC 13G/A 1 tv01588-oceanfirstfinancialc.htm SCHEDULE 13G/A SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 (Amendment No.: 1)* Name of issuer: OceanFirst Financial Corp Title of Class of Securities: Common Stock CUSIP Number: 675234108 Date of Event Which Requires Filing of this Statement: December 29, 2023 Check the appropriate box

February 9, 2024 SC 13G/A

OCFC / OceanFirst Financial Corp. / DIMENSIONAL FUND ADVISORS LP - SEC SCHEDULE 13G Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 1 )* OceanFirst Financial Corp (Name of Issuer) Common Stock (Title of Class of Securities) 675234108 (CUSIP Number) December 29, 2023 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which t

January 26, 2024 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): January 26, 2024 OCEANFIRST FINANCIAL CORP.

January 26, 2024 EX-99.1

. . . 1 The 4Q 2023 Investor Presentation should be read in conjunction with the Earnings Release furnished as Exhibit 99.1 to Form 8-K filed with the SEC on January 18, 2024. Exhibit 99.1 OceanFirst Financial Corp. Investor Presentation1 January 202

. . . 1 The 4Q 2023 Investor Presentation should be read in conjunction with the Earnings Release furnished as Exhibit 99.1 to Form 8-K filed with the SEC on January 18, 2024. Exhibit 99.1 OceanFirst Financial Corp. Investor Presentation1 January 2024 . . .Legal Disclaimer FORWARD LOOKING STATEMENTS. In addition to historical information, this news release contains certain forward-looking statemen

January 18, 2024 EX-99.1

OCEANFIRST FINANCIAL CORP. ANNOUNCES QUARTERLY AND ANNUAL EARNINGS AND FINANCIAL RESULTS

Press Release Exhibit 99.1 Company Contact: Patrick S. Barrett Chief Financial Officer OceanFirst Financial Corp. Tel: (732) 240-4500, ext. 27507 Email: [email protected] FOR IMMEDIATE RELEASE OCEANFIRST FINANCIAL CORP. ANNOUNCES QUARTERLY AND ANNUAL EARNINGS AND FINANCIAL RESULTS RED BANK, NEW JERSEY, January 18, 2024 - OceanFirst Financial Corp. (NASDAQ:“OCFC”) (the “Company”), the holding

January 18, 2024 EX-99.2

. . . 1 The 4Q 2023 Earnings Release Supplement should be read in conjunction with the Earnings Release furnished as Exhibit 99.1 to Form 8-K filed with the SEC on January 18, 2024. Exhibit 99.2 OceanFirst Financial Corp. 4Q 2023 Earnings Release Sup

ex992q4-23earningsreleas . . . 1 The 4Q 2023 Earnings Release Supplement should be read in conjunction with the Earnings Release furnished as Exhibit 99.1 to Form 8-K filed with the SEC on January 18, 2024. Exhibit 99.2 OceanFirst Financial Corp. 4Q 2023 Earnings Release Supplement1 January 2024 . . .Legal Disclaimer FORWARD LOOKING STATEMENTS. In addition to historical information, this news rele

January 18, 2024 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): January 18, 2024 OCEANFIRST FINANCI

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): January 18, 2024 OCEANFIRST FINANCIAL CORP.

November 7, 2023 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2023 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-11713 OceanFirst Financial Corp.

November 7, 2023 EX-32.0

CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350 AS ADDED BY SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

Exhibit 32.0 CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350 AS ADDED BY SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002 In connection with the Quarterly Report of OceanFirst Financial Corp. (the “Company”) on Form 10-Q for the period ending September 30, 2023 as filed with the Securities and Exchange Commission on the date hereof (the “Report”), the undersigned certify, pursuant to 18 U.S.C. §1350

October 31, 2023 EX-99.1

. . . 1 The 3Q 2023 Investor Presentation should be read in conjunction with the Earnings Release furnished as Exhibit 99.1 to Form 8-K filed with the SEC on October 19, 2023. Exhibit 99.1 OceanFirst Financial Corp. Investor Presentation October 2023

. . . 1 The 3Q 2023 Investor Presentation should be read in conjunction with the Earnings Release furnished as Exhibit 99.1 to Form 8-K filed with the SEC on October 19, 2023. Exhibit 99.1 OceanFirst Financial Corp. Investor Presentation October 2023 . . .Legal Disclaimer FORWARD LOOKING STATEMENTS. In addition to historical information, this news release contains certain forward-looking statement

October 31, 2023 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): October 31, 2023 OCEANFIRST FINANCIAL CORP.

October 19, 2023 8-K

Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): October 19, 2023 OCEANFIRST FINANCIAL CORP.

October 19, 2023 EX-99.2

. . . 1 The 3Q 2023 Earnings Release Supplement should be read in conjunction with the Earnings Release furnished as Exhibit 99.1 to Form 8-K filed with the SEC on October 19, 2023. Exhibit 99.2 OceanFirst Financial Corp. 3Q 2023 Earnings Release Sup

. . . 1 The 3Q 2023 Earnings Release Supplement should be read in conjunction with the Earnings Release furnished as Exhibit 99.1 to Form 8-K filed with the SEC on October 19, 2023. Exhibit 99.2 OceanFirst Financial Corp. 3Q 2023 Earnings Release Supplement1 October 2023 . . .Legal Disclaimer FORWARD LOOKING STATEMENTS. In addition to historical information, this news release contains certain forw

October 19, 2023 EX-99.1

OCEANFIRST FINANCIAL CORP. ANNOUNCES THIRD QUARTER FINANCIAL RESULTS

Press Release Exhibit 99.1 Company Contact: Patrick S. Barrett Chief Financial Officer OceanFirst Financial Corp. Tel: (732) 240-4500, ext. 27507 Email: [email protected] FOR IMMEDIATE RELEASE OCEANFIRST FINANCIAL CORP. ANNOUNCES THIRD QUARTER FINANCIAL RESULTS RED BANK, NEW JERSEY, October 19, 2023 - OceanFirst Financial Corp. (NASDAQ:OCFC) (the “Company”), the holding company for OceanFirs

September 19, 2023 EX-99.1

OCEANFIRST FINANCIAL CORP. ENHANCES BOARD AND ANNOUNCES CHIEF RISK OFFICER TRANSITION

Press Release Exhibit 99.1 FOR IMMEDIATE RELEASE Company Contact: Jill Hewitt Senior Vice President OceanFirst Financial Corp. Tel: (732) 240-4500, ext. 27513 Email: [email protected] OCEANFIRST FINANCIAL CORP. ENHANCES BOARD AND ANNOUNCES CHIEF RISK OFFICER TRANSITION RED BANK, NEW JERSEY, September 19, 2023 - OceanFirst Financial Corp. (NASDAQ:OCFC) today announced the appointment of three

September 19, 2023 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): September 18, 2023 OCEANFIRST FINANCIAL CORP.

September 14, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): September 14, 2023 OCEANFIRST FINANCIAL C

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): September 14, 2023 OCEANFIRST FINANCIAL CORP.

August 31, 2023 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): August 31, 2023 OCEANFIRST FINANCIAL CORP.

August 31, 2023 EX-99.1

. . . The 2Q 2023 Investor Presentation should be read in conjunction with the Earnings Release furnished as Exhibit 99.1 to Form 8-K filed with the SEC on July 20, 2023. Exhibit 99.1 OceanFirst Financial Corp. Investor Presentation August 2023 . . .

ex991august2023ocfcinves . . . The 2Q 2023 Investor Presentation should be read in conjunction with the Earnings Release furnished as Exhibit 99.1 to Form 8-K filed with the SEC on July 20, 2023. Exhibit 99.1 OceanFirst Financial Corp. Investor Presentation August 2023 . . .Legal Disclaimer FORWARD LOOKING STATEMENTS. In addition to historical information, this news release contains certain forwar

August 3, 2023 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2023 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-11713 OceanFirst Financial Corp.

August 3, 2023 EX-32.0

CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350 AS ADDED BY SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

Exhibit 32.0 CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350 AS ADDED BY SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002 In connection with the Quarterly Report of OceanFirst Financial Corp. (the “Company”) on Form 10-Q for the period ending June 30, 2023 as filed with the Securities and Exchange Commission on the date hereof (the “Report”), the undersigned certify, pursuant to 18 U.S.C. §1350, as

July 20, 2023 EX-99.1

OCEANFIRST FINANCIAL CORP. ANNOUNCES SECOND QUARTER FINANCIAL RESULTS

Press Release Exhibit 99.1 Company Contact: Patrick S. Barrett Chief Financial Officer OceanFirst Financial Corp. Tel: (732) 240-4500, ext. 7507 Email: [email protected] FOR IMMEDIATE RELEASE OCEANFIRST FINANCIAL CORP. ANNOUNCES SECOND QUARTER FINANCIAL RESULTS RED BANK, NEW JERSEY, July 20, 2023 - OceanFirst Financial Corp. (NASDAQ:OCFC) (the “Company”), the holding company for OceanFirst B

July 20, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): July 20, 2023 OCEANFIRST FINANCIAL CORP.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): July 20, 2023 OCEANFIRST FINANCIAL CORP.

July 20, 2023 EX-99.2

. . . 1 The 2Q 2023 Earnings Release Supplement should be read in conjunction with the Earnings Release furnished as Exhibit 99.1 to Form 8-K filed with the SEC on July 20, 2023. Exhibit 99.2 OceanFirst Financial Corp. 2Q 2023 Earnings Release Supple

ex992q2-23earningsreleas . . . 1 The 2Q 2023 Earnings Release Supplement should be read in conjunction with the Earnings Release furnished as Exhibit 99.1 to Form 8-K filed with the SEC on July 20, 2023. Exhibit 99.2 OceanFirst Financial Corp. 2Q 2023 Earnings Release Supplement1 July 2023 . . .Legal Disclaimer FORWARD LOOKING STATEMENTS. In addition to historical information, this news release co

June 14, 2023 EX-99.1

. . . 1 The 1Q 2023 Investor Presentation should be read in conjunction with the Earnings Release furnished as Exhibit 99.1 to Form 8-K filed with the SEC on April 20, 2023. Exhibit 99.1 OceanFirst Financial Corp. Investor Presentation June 2023 . .

ex991jun2023investorpres . . . 1 The 1Q 2023 Investor Presentation should be read in conjunction with the Earnings Release furnished as Exhibit 99.1 to Form 8-K filed with the SEC on April 20, 2023. Exhibit 99.1 OceanFirst Financial Corp. Investor Presentation June 2023 . . .Legal Disclaimer FORWARD LOOKING STATEMENTS. In addition to historical information, this news release contains certain forwa

June 14, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): June 14, 2023 OCEANFIRST FINANCIAL CORP.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): June 14, 2023 OCEANFIRST FINANCIAL CORP.

June 13, 2023 11-K

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 11-K

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 11-K (Mark One) ý ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2022. OR o TRANSITION REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number: 001-11713 A. Full title of the plan and the addre

May 25, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): May 23, 2023 OCEANFIRST FINANCIAL CORP. (

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): May 23, 2023 OCEANFIRST FINANCIAL CORP.

May 1, 2023 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2023 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-11713 OceanFirst Financial Corp.

May 1, 2023 EX-32.0

CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350 AS ADDED BY SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

Exhibit 32.0 CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350 AS ADDED BY SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002 In connection with the Quarterly Report of OceanFirst Financial Corp. (the “Company”) on Form 10-Q for the period ending March 31, 2023 as filed with the Securities and Exchange Commission on the date hereof (the “Report”), the undersigned certify, pursuant to 18 U.S.C. §1350, as

April 21, 2023 DEF 14A

NOTICE

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 SCHEDULE 14A PROXY STATEMENT PURSUANT TO SECTION 14(a) OF THE SECURITIES EXCHANGE ACT OF 1934 (Amendment No.

April 20, 2023 8-K

Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): April 20, 2023 OCEANFIRST FINANCIAL CORP.

April 20, 2023 EX-99.1

OCEANFIRST FINANCIAL CORP. ANNOUNCES FIRST QUARTER FINANCIAL RESULTS

Press Release Exhibit 99.1 Company Contact: Patrick S. Barrett Chief Financial Officer OceanFirst Financial Corp. Tel: (732) 240-4500, ext. 7507 Email: [email protected] FOR IMMEDIATE RELEASE OCEANFIRST FINANCIAL CORP. ANNOUNCES FIRST QUARTER FINANCIAL RESULTS RED BANK, NEW JERSEY, April 20, 2023 - OceanFirst Financial Corp. (NASDAQ:OCFC) (the “Company”), the holding company for OceanFirst B

April 20, 2023 EX-99.2

. . . 1 The 1Q 2023 Earnings Release Supplement should be read in conjunction with the Earnings Release furnished as Exhibit 99.1 to Form 8-K filed with the SEC on April 20, 2023. Exhibit 99.2 OceanFirst Financial Corp. 1Q 2023 Earnings Release Suppl

. . . 1 The 1Q 2023 Earnings Release Supplement should be read in conjunction with the Earnings Release furnished as Exhibit 99.1 to Form 8-K filed with the SEC on April 20, 2023. Exhibit 99.2 OceanFirst Financial Corp. 1Q 2023 Earnings Release Supplement1 April 2023 . . .Legal Disclaimer FORWARD LOOKING STATEMENTS. In addition to historical information, this news release contains certain forward-

April 18, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): April 18, 2023 OCEANFIRST FINANCIAL CORP.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): April 18, 2023 OCEANFIRST FINANCIAL CORP.

April 18, 2023 EX-99.1

OCEANFIRST FINANCIAL CORP. DECLARES QUARTERLY CASH DIVIDEND FOR SERIES A PREFERRED STOCK

Press Release Exhibit 99.1 Company Contact: Patrick S. Barrett Chief Financial Officer OceanFirst Financial Corp. Tel: (732) 240-4500, ext. 7507 Email: [email protected] FOR IMMEDIATE RELEASE OCEANFIRST FINANCIAL CORP. DECLARES QUARTERLY CASH DIVIDEND FOR SERIES A PREFERRED STOCK RED BANK, NEW JERSEY, April 18, 2023 - OceanFirst Financial Corp. (NASDAQ:“OCFC”), (the “Company”), announced tha

March 14, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): March 14, 2023 OCEANFIRST FINANCIAL CORP.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): March 14, 2023 OCEANFIRST FINANCIAL CORP.

February 24, 2023 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 or 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2022 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to .

February 10, 2023 SC 13G

OCFC / OceanFirst Financial Corp. / DIMENSIONAL FUND ADVISORS LP - SEC SCHEDULE 13G Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. )* OceanFirst Financial Corp (Name of Issuer) Common Stock (Title of Class of Securities) 675234108 (CUSIP Number) December 30, 2022 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which thi

February 9, 2023 SC 13G

OCFC / OceanFirst Financial Corp. / VANGUARD GROUP INC - SCHEDULE 13G Passive Investment

SC 13G 1 tv01556-oceanfirstfinancialc.htm SCHEDULE 13G SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 Name of issuer: OceanFirst Financial Corp. Title of Class of Securities: Common Stock CUSIP Number: 675234108 Date of Event Which Requires Filing of this Statement: December 30, 2022 Check the appropriate box to designate the rule p

February 2, 2023 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): January 30, 2023 OCEANFIRST FINANCIAL CORP.

January 20, 2023 8-K/A

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K/A AMENDMENT NO.

January 19, 2023 8-K

Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): January 19, 2023 OCEANFIRST FINANCIAL CORP.

January 19, 2023 EX-99.1

OCEANFIRST FINANCIAL CORP. ANNOUNCES RECORD QUARTERLY AND ANNUAL EARNINGS AND FINANCIAL RESULTS

Press Release Exhibit 99.1 Company Contact: Patrick S. Barrett Chief Financial Officer OceanFirst Financial Corp. Tel: (732) 240-4500, ext. 7507 Email: [email protected] FOR IMMEDIATE RELEASE OCEANFIRST FINANCIAL CORP. ANNOUNCES RECORD QUARTERLY AND ANNUAL EARNINGS AND FINANCIAL RESULTS RED BANK, NEW JERSEY, January 19, 2023 - OceanFirst Financial Corp. (NASDAQ:“OCFC”) (the “Company”), the h

January 19, 2023 EX-99.2

. . . 1 The 4Q 2022 Investor Presentation should be read in conjunction with the Earnings Release furnished as Exhibit 99.1 to Form 8-K filed with the SEC on January 19, 2023. Exhibit 99.2 OceanFirst Financial Corp. 4Q 2022 Investor Presentation1 Jan

. . . 1 The 4Q 2022 Investor Presentation should be read in conjunction with the Earnings Release furnished as Exhibit 99.1 to Form 8-K filed with the SEC on January 19, 2023. Exhibit 99.2 OceanFirst Financial Corp. 4Q 2022 Investor Presentation1 January 2023 . . .Legal Disclaimer FORWARD LOOKING STATEMENTS. In addition to historical information, this presentation contains certain forward-looking

November 30, 2022 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): November 29, 2022 OCEANFIRST FINANCIAL CO

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): November 29, 2022 OCEANFIRST FINANCIAL CORP.

November 10, 2022 RW

OCEANFIRST FINANCIAL CORP. 110 West Front Street Red Bank, New Jersey 07701

OCEANFIRST FINANCIAL CORP. 110 West Front Street Red Bank, New Jersey 07701 VIA EDGAR November 10, 2022 Division of Corporate Finance Office of Finance United States Securities and Exchange Commission 100 F Street, NE Washington, D.C. 20549-3628 Re: OceanFirst Financial Corp. Request for Withdrawal of Registration Statement on Form S-4 File No. 333-261868 Ladies and Gentlemen: Pursuant to Rule 477

November 9, 2022 EX-99.1

OCEANFIRST FINANCIAL CORP. AND PARTNERS BANCORP ANNOUNCE MUTUAL TERMINATION OF MERGER AGREEMENT

Exhibit 99.1 PRESS RELEASE Company Contact: For OceanFirst Financial Corp. For Partners Bancorp Patrick Barrett Lloyd B. Harrison Executive Vice President and Chief Executive Officer Chief Financial Officer Virginia Partners Bank/ OceanFirst Financial Corp. Maryland Partners Bank (a division of 732.240.4500 ext. 7507 Virginia Partners Bank) [email protected] 540.899.2234 FOR IMMEDIATE RELEAS

November 9, 2022 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): November 9, 2022 OCEANFIRST FINANCIAL COR

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): November 9, 2022 OCEANFIRST FINANCIAL CORP.

November 9, 2022 EX-32.0

CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350 AS ADDED BY SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

Exhibit 32.0 CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350 AS ADDED BY SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002 In connection with the Quarterly Report of OceanFirst Financial Corp. (the “Company”) on Form 10-Q for the period ending September 30, 2022 as filed with the Securities and Exchange Commission on the date hereof (the “Report”), the undersigned certify, pursuant to 18 U.S.C. §1350

November 9, 2022 EX-10.1

MUTUAL TERMINATION AGREEMENT

Exhibit 10.1 MUTUAL TERMINATION AGREEMENT This MUTUAL TERMINATION AGREEMENT (this “Agreement”), dated November 9, 2022, is made by and between OceanFirst Financial Corp., a Delaware corporation (“OCFC”), and Partners Bancorp, a Maryland corporation (“Partners”). W I T N E S E T H: WHEREAS, OCFC and Partners entered into that certain Agreement and Plan of Merger, dated November 4, 2021 (as amended,

November 9, 2022 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2022 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-11713 OceanFirst Financial Corp.

October 24, 2022 EX-99.2

. . . 1 The 3Q 2022 Investor Presentation should be read in conjunction with the Earnings Release furnished as Exhibit 99.1 to Form 8-K filed with the SEC on October 24, 2022. Exhibit 99.2 OceanFirst Financial Corp. 3Q 2022 Investor Presentation1 Oct

. . . 1 The 3Q 2022 Investor Presentation should be read in conjunction with the Earnings Release furnished as Exhibit 99.1 to Form 8-K filed with the SEC on October 24, 2022. Exhibit 99.2 OceanFirst Financial Corp. 3Q 2022 Investor Presentation1 October 2022 . . .Legal Disclaimer FORWARD LOOKING STATEMENTS. In addition to historical information, this news release contains certain forward-looking

October 24, 2022 EX-99.1

OCEANFIRST FINANCIAL CORP. ANNOUNCES THIRD QUARTER FINANCIAL RESULTS

Press Release Exhibit 99.1 Company Contact: Patrick S. Barrett Chief Financial Officer OceanFirst Financial Corp. Tel: (732) 240-4500, ext. 7507 Email: [email protected] FOR IMMEDIATE RELEASE OCEANFIRST FINANCIAL CORP. ANNOUNCES THIRD QUARTER FINANCIAL RESULTS RED BANK, NEW JERSEY, October 24, 2022 - OceanFirst Financial Corp. (NASDAQ:?OCFC?) (the ?Company?), the holding company for OceanFir

October 24, 2022 8-K

Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): October 24, 2022 OCEANFIRST FINANCIAL CORP.

October 21, 2022 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): October 21, 2022 OCEANFIRST FINANCIAL CORP.

October 21, 2022 EX-99.1

OCEANFIRST FINANCIAL CORP. DECLARES QUARTERLY CASH DIVIDEND FOR SERIES A PREFERRED STOCK

Press Release Exhibit 99.1 Company Contact: Patrick S. Barrett Chief Financial Officer OceanFirst Financial Corp. Tel: (732) 240-4500, ext. 7507 Email: [email protected] FOR IMMEDIATE RELEASE OCEANFIRST FINANCIAL CORP. DECLARES QUARTERLY CASH DIVIDEND FOR SERIES A PREFERRED STOCK RED BANK, NEW JERSEY, October 21, 2022 - OceanFirst Financial Corp. (NASDAQ:?OCFC?), (the ?Company?), announced t

August 4, 2022 EX-32.0

CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350 AS ADDED BY SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

Exhibit 32.0 CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350 AS ADDED BY SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002 In connection with the Quarterly Report of OceanFirst Financial Corp. (the “Company”) on Form 10-Q for the period ending June 30, 2022 as filed with the Securities and Exchange Commission on the date hereof (the “Report”), the undersigned certify, pursuant to 18 U.S.C. §1350, as

August 4, 2022 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2022 ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-11713 OceanFirst Financial Corp.

July 28, 2022 8-K

Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): July 28, 2022 OCEANFIRST FINANCIAL CORP.

July 28, 2022 EX-99.2

. . . 1 The 2Q 2022 Investor Presentation should be read in conjunction with the Earnings Release furnished as Exhibit 99.1 to Form 8-K filed with the SEC on July 28, 2022. Exhibit 99.2 OceanFirst Financial Corp. 2Q 2022 Investor Presentation1 July 2

. . . 1 The 2Q 2022 Investor Presentation should be read in conjunction with the Earnings Release furnished as Exhibit 99.1 to Form 8-K filed with the SEC on July 28, 2022. Exhibit 99.2 OceanFirst Financial Corp. 2Q 2022 Investor Presentation1 July 2022 . . .Legal Disclaimer FORWARD LOOKING STATEMENTS. In addition to historical information, this news release contains certain forward-looking statem

July 28, 2022 EX-99.1

OCEANFIRST FINANCIAL CORP. ANNOUNCES SECOND QUARTER FINANCIAL RESULTS

Press Release Exhibit 99.1 Company Contact: Patrick S. Barrett Chief Financial Officer OceanFirst Financial Corp. Tel: (732) 240-4500, ext. 7507 Email: [email protected] FOR IMMEDIATE RELEASE OCEANFIRST FINANCIAL CORP. ANNOUNCES SECOND QUARTER FINANCIAL RESULTS RED BANK, NEW JERSEY, July 28, 2022 - OceanFirst Financial Corp. (NASDAQ:?OCFC?), (the ?Company?), the holding company for OceanFirs

July 19, 2022 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): July 19, 2022 OCEANFIRST FINANCIAL CORP.

July 19, 2022 EX-99.1

OCEANFIRST FINANCIAL CORP. DECLARES QUARTERLY CASH DIVIDEND FOR SERIES A PREFERRED STOCK

Press Release Exhibit 99.1 Company Contact: Patrick S. Barrett Chief Financial Officer OceanFirst Financial Corp. Tel: (732) 240-4500, ext. 7507 Email: [email protected] FOR IMMEDIATE RELEASE OCEANFIRST FINANCIAL CORP. DECLARES QUARTERLY CASH DIVIDEND FOR SERIES A PREFERRED STOCK RED BANK, NEW JERSEY, July 19, 2022 - OceanFirst Financial Corp. (NASDAQ:?OCFC?), (the ?Company?), announced that

June 16, 2022 11-K

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 11-K

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 11-K (Mark One) ? ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2021. OR o TRANSITION REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number: 001-11713 A. Full title of the plan and the addre

May 31, 2022 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): May 25, 2022 OCEANFIRST FINANCIAL CORP.

May 10, 2022 CORRESP

OceanFirst Financial Corp. • 110 West Front Street • Red Bank, NJ 07701 • 1.888.623.2633 • oceanfirst.com • NASDAQ: OCFC

April 27, 2022 Office of Finance Division of Corporation Finance U.S. Securities and Exchange Commission 100 F Street NE Washington, D.C. 20549 Re: OceanFirst Financial Corp. 10-K Dear Sir or Madam, We acknowledge receipt of your comment letter dated April 19, 2022. A copy of the comment and our response is included below. Comment received: Form 10-K for the Fiscal Year Ended December 31, 2021 Ite

May 6, 2022 DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) x Filed by the Registrant ? Filed by a party other than the Registrant Check the appropriate box: ? Preliminary Proxy Statement ? Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)

May 5, 2022 EX-32.0

CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350 AS ADDED BY SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

Exhibit 32.0 CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350 AS ADDED BY SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002 In connection with the Quarterly Report of OceanFirst Financial Corp. (the “Company”) on Form 10-Q for the period ending March 31, 2022 as filed with the Securities and Exchange Commission on the date hereof (the “Report”), the undersigned certify, pursuant to 18 U.S.C. §1350, as

May 5, 2022 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2022 ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-11713 OceanFirst Financial Corp.

April 28, 2022 EX-99.1

OCEANFIRST FINANCIAL CORP. ANNOUNCES FIRST QUARTER FINANCIAL RESULTS

Press Release Exhibit 99.1 Company Contact: Michael J. Fitzpatrick Chief Financial Officer OceanFirst Financial Corp. Tel: (732) 240-4500, ext. 7506 Email: [email protected] FOR IMMEDIATE RELEASE OCEANFIRST FINANCIAL CORP. ANNOUNCES FIRST QUARTER FINANCIAL RESULTS RED BANK, NEW JERSEY, April 28, 2022 - OceanFirst Financial Corp. (NASDAQ:?OCFC?), (the ?Company?), the holding company for O

April 28, 2022 EX-99.2

. . . 1 The 1Q 2022 Investor Presentation should be read in conjunction with the Earnings Release furnished as Exhibit 99.2 to Form 8-K filed with the SEC on April 28, 2022. Exhibit 99.2 OceanFirst Financial Corp. 1Q 2022 Investor Presentation1 April

. . . 1 The 1Q 2022 Investor Presentation should be read in conjunction with the Earnings Release furnished as Exhibit 99.2 to Form 8-K filed with the SEC on April 28, 2022. Exhibit 99.2 OceanFirst Financial Corp. 1Q 2022 Investor Presentation1 April 2022 . . .Legal Disclaimer FORWARD LOOKING STATEMENTS. In addition to historical information, this news release contains certain forward-looking stat

April 28, 2022 8-K

Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): April 28, 2022 OCEANFIRST FINANCIAL CORP.

April 26, 2022 DEF 14A

Proxy Summary Corporate Governance Stockholder-Recommended Director Nominations Proposal 1 Election of Directors Stock Ownership Delinquent Section 16(a) Reports Senior Executive Officers Who Are Not Also Directors Compensation Discussion and Analysi

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 SCHEDULE 14A PROXY STATEMENT PURSUANT TO SECTION 14(a) OF THE SECURITIES EXCHANGE ACT OF 1934 (Amendment No.

April 19, 2022 EX-99.1

OCEANFIRST FINANCIAL CORP. DECLARES QUARTERLY CASH DIVIDEND FOR SERIES A PREFERRED STOCK

Press Release Exhibit 99.1 Company Contact: Michael J. Fitzpatrick Chief Financial Officer OceanFirst Financial Corp. Tel: (732) 240-4500, ext. 7506 Email: [email protected] FOR IMMEDIATE RELEASE OCEANFIRST FINANCIAL CORP. DECLARES QUARTERLY CASH DIVIDEND FOR SERIES A PREFERRED STOCK RED BANK, NEW JERSEY, April 19, 2022 - OceanFirst Financial Corp. (NASDAQ:?OCFC?), (the ?Company?), annou

April 19, 2022 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): April 19, 2022 OCEANFIRST FINANCIAL CORP.

March 25, 2022 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): March 25, 2022 OCEANFIRST FINANCIAL CORP.

March 17, 2022 EX-99.1

OCEANFIRST FINANCIAL CORP. ANNOUNCES RETIREMENT OF MICHAEL J. FITZPATRICK, CHIEF FINANCIAL OFFICER, AND SELECTION OF PATRICK S. BARRETT AS SUCCESSOR

Press Release Exhibit 99.1 Company Contact: Jill A. Hewitt Senior Vice President OceanFirst Financial Corp. Tel: (888) 623-2633, ext. 7513 Email: [email protected] FOR IMMEDIATE RELEASE OCEANFIRST FINANCIAL CORP. ANNOUNCES RETIREMENT OF MICHAEL J. FITZPATRICK, CHIEF FINANCIAL OFFICER, AND SELECTION OF PATRICK S. BARRETT AS SUCCESSOR RED BANK, NEW JERSEY, March 17, 2022 - OceanFirst Financial

March 17, 2022 EX-10.48

CONFIDENTIALITY AND EXECUTIVE RESTRICTION AGREEMENT

EX-10.48 3 exhibit1048confidentiality.htm EX-10.48 Exhibit 10.48 CONFIDENTIALITY AND EXECUTIVE RESTRICTION AGREEMENT This Confidentiality and Executive Restriction Agreement (“Confidentiality Agreement”) is between OceanFirst Financial Corp. and its successors and assigns, and Patrick Barrett. Capitalized terms not defined herein have the meanings set forth in the Executive Employment Agreement be

March 17, 2022 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): March 17, 2022 OCEANFIRST FINANCIAL CORP.

March 17, 2022 EX-10.47

EXECUTIVE EMPLOYMENT AGREEMENT OCEANFIRST FINANCIAL CORP., PATRICK BARRETT [HOLDING COMPANY OFFICER FORM]

Exhibit 10.47 EXECUTIVE EMPLOYMENT AGREEMENT between OCEANFIRST FINANCIAL CORP., and PATRICK BARRETT [HOLDING COMPANY OFFICER FORM] 1 EXECUTIVE EMPLOYMENT AGREEMENT This executive employment agreement (?Agreement?), effective March 17, 2022 (the ?Effective Date?), is between OceanFirst Financial Corp. (?Holding Company?), the holding company of OceanFirst Bank, N.A. (the ?Bank,? and together with

March 17, 2022 EX-10.49

EXECUTIVE CHANGE IN CONTROL AGREEMENT

Exhibit 10.49 EXECUTIVE CHANGE IN CONTROL AGREEMENT OceanFirst Financial Corp. (?Company?), and its successors and assigns, and Patrick Barrett (?Executive?) enter into this agreement (the ?CIC Agreement?) to provide certain benefits to Executive in the event that Executive?s employment is terminated as a result of a Change in Control, as defined below. This CIC Agreement is executed in conjunctio

March 3, 2022 EX-16.1

/s/ KPMG LLP

Exhibit 16.1 March 3, 2022 Securities and Exchange Commission Washington, D.C. 20549 Ladies and Gentlemen: We were previously principal accountants for OceanFirst Financial Corp. and subsidiaries (the Company) and, under the date of February 25, 2022, we reported on the consolidated financial statements of the Company as of December 31, 2021 and 2020 and for each of the years in the three-year per

March 3, 2022 8-K/A

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC FORM 8-K/A Amendment No.

February 28, 2022 EX-14.1

CODE OF ETHICS STANDARDS OF PERSONAL CONDUCT FEBRUARY 23, 2022

Exhibit 14.1 CODE OF ETHICS AND STANDARDS OF PERSONAL CONDUCT FEBRUARY 23, 2022 Contents I. PURPOSE 3 II. SCOPE 3 III. OVERALL POLICY 3 IV. SPECIFIC POLICIES 3 1.1 Conflicts of Interest 3 1.2 Protection of Confidential Information 3 1.3 Investments in Customers and Suppliers 4 1.4 Outside Activities 4 1.5 Board Directorships and Partnerships 4 1.6 Improper Payments 4 1.7 Trade Associations and Rel

February 28, 2022 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-K ? ANNUAL REPORT PURSUANT TO SECTION 13 or 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2021 ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to .

February 28, 2022 EX-14.2

OCEANFIRST FINANCIAL CORP. CODE OF ETHICS FOR SENIOR OFFICERS

Exhibit 14.2 OCEANFIRST FINANCIAL CORP. CODE OF ETHICS FOR SENIOR OFFICERS It is the policy of OceanFirst Financial Corp. (the ?Company?) that the Company?s Principal Executive Officer (?PEO?), Principal Financial Officer (?PFO?) and Principal Accounting Officer/Controller (collectively referred to herein as the ?Senior Officers?) adhere to and advocate the following principles governing their pro

February 28, 2022 EX-10.45

AMENDED AND RESTATED EXECUTIVE EMPLOYMENT AGREEMENT OCEANFIRST FINANCIAL CORP., GRACE VALLACCHI [HOLDING COMPANY OFFICER FORM]

Exhibit 10.45 AMENDED AND RESTATED EXECUTIVE EMPLOYMENT AGREEMENT between OCEANFIRST FINANCIAL CORP., and GRACE VALLACCHI [HOLDING COMPANY OFFICER FORM] 1 AMENDED AND RESTATED EXECUTIVE EMPLOYMENT AGREEMENT This Amended and Restated Executive Employment Agreement (?Agreement?), effective November 1, 2021 (the ?Effective Date?), is between OceanFirst Financial Corp. (?Holding Company?), the holding

February 11, 2022 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): February 9, 2022 OCEANFIRST FINANCIAL CORP.

February 8, 2022 SC 13G/A

OCFC / OceanFirst Financial Corp. / DIMENSIONAL FUND ADVISORS LP - SEC SCHEDULE 13G Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 3 )* OceanFirst Financial Corp (Name of Issuer) Common Stock (Title of Class of Securities) 675234108 (CUSIP Number) December 31, 2021 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which t

February 3, 2022 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): February 3, 2022 OCEANFIRST FINANCIAL CORP.

February 3, 2022 EX-99.1

OCEANFIRST FINANCIAL CORP. ANNOUNCES ACQUISITION OF TRIDENT ABSTRACT TITLE AGENCY, LLC

Press Release Company Contact: Exhibit 99.1 Michael J. Fitzpatrick Chief Financial Officer OceanFirst Financial Corp. (732) 240-4500, ext. 7506 [email protected] FOR IMMEDIATE RELEASE OCEANFIRST FINANCIAL CORP. ANNOUNCES ACQUISITION OF TRIDENT ABSTRACT TITLE AGENCY, LLC RED BANK, NEW JERSEY, February 3, 2022...OceanFirst Financial Corp. (NASDAQ: ?OCFC?), (the ?Company?), the holding comp

January 27, 2022 8-K

Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): January 27, 2022 OCEANFIRST FINANCIAL CORP.

January 27, 2022 EX-99.1

OCEANFIRST FINANCIAL CORP. ANNOUNCES QUARTERLY AND ANNUAL EARNINGS AND FINANCIAL RESULTS

Press Release Company Contact: Exhibit 99.1 Michael J. Fitzpatrick Chief Financial Officer OceanFirst Financial Corp. Tel: (732) 240-4500, ext. 7506 Email: [email protected] FOR IMMEDIATE RELEASE OCEANFIRST FINANCIAL CORP. ANNOUNCES QUARTERLY AND ANNUAL EARNINGS AND FINANCIAL RESULTS RED BANK, NEW JERSEY, JANUARY 27, 2022?OceanFirst Financial Corp. (NASDAQ:?OCFC?), (the ?Company?), the h

January 27, 2022 EX-99.2

. . . 1 The 4Q 2021 Investor Presentation is for the purpose and use in conjunction with the Earnings Release furnished as Exhibit 99.2 to Form 8-K on January 27, 2022. Exhibit 99.2 OceanFirst Financial Corp. 4Q 2021 Investor Presentation1 January 20

. . . 1 The 4Q 2021 Investor Presentation is for the purpose and use in conjunction with the Earnings Release furnished as Exhibit 99.2 to Form 8-K on January 27, 2022. Exhibit 99.2 OceanFirst Financial Corp. 4Q 2021 Investor Presentation1 January 2022 . . .Legal Disclaimer FORWARD LOOKING STATEMENTS. In addition to historical information, this presentation contains certain forward-looking stateme

January 21, 2022 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): January 21, 2022 OCEANFIRST FINANCIAL CORP.

January 21, 2022 EX-99.1

OCEANFIRST FINANCIAL CORP. DECLARES QUARTERLY CASH DIVIDEND FOR SERIES A PREFERRED STOCK

Press Release Exhibit 99.1 Company Contact: Michael J. Fitzpatrick Chief Financial Officer OceanFirst Financial Corp. Tel: (732) 240-4500, ext. 7506 Email: [email protected] FOR IMMEDIATE RELEASE OCEANFIRST FINANCIAL CORP. DECLARES QUARTERLY CASH DIVIDEND FOR SERIES A PREFERRED STOCK RED BANK, NEW JERSEY, January 21, 2022 - OceanFirst Financial Corp. (NASDAQ:?OCFC?), (the ?Company?), ann

January 18, 2022 424B3

MERGER PROPOSED — YOUR VOTE IS VERY IMPORTANT

Table of Contents Filed Pursuant to Rule 424(b)(3) Registration No. 333-261868 Prospectus Proxy Statement MERGER PROPOSED ? YOUR VOTE IS VERY IMPORTANT Dear Partners Stockholders: On November 4, 2021, OceanFirst Financial Corp., a Delaware corporation (which we refer to as ?OceanFirst?), the parent company of OceanFirst Bank, National Association (which we refer to as ?OceanFirst Bank?), entered i

January 14, 2022 CORRESP

OCEANFIRST FINANCIAL CORP. 110 West Front Street Red Bank, New Jersey 07701

OCEANFIRST FINANCIAL CORP. 110 West Front Street Red Bank, New Jersey 07701 VIA EDGAR January 14, 2022 Division of Corporate Finance Office of Finance United States Securities and Exchange Commission 100 F Street, NE Washington, D.C. 20549-3628 Re: OceanFirst Financial Corp. Registration Statement on Form S-4 File No. 333-261868 Filed December 23, 2021 Ladies and Gentlemen: The undersigned hereby

January 14, 2022 EX-99.1

Consent of Piper Sandler & Co.*

Exhibit 99.1 1251 AVENUE OF THE AMERICAS, 6TH FLOOR NEW YORK, NY 10020 P 212 466-7800 | TF 800 635-6851 Piper Sandler & Co. Since 1885. Member SIPC and NYSE. CONSENT OF PIPER SANDLER & CO. We hereby consent to the inclusion of our opinion letter to the Board of Directors of Partners Bancorp (the ?Company?) as an Annex to the Proxy Statement/Prospectus relating to the proposed merger of the Company

January 14, 2022 EX-99.2

Form of proxy card of Partners Bancorp*

Exhibit 99.2 ENDORSEMENTLINE SACKPACK MR A SAMPLE DESIGNATION (IF ANY) ADD 1 ADD 2 ADD 3 ADD 4 ADD 5 ADD 6 000000000.000000 ext 000000000.000000 ext 000000000.000000 ext 000000000.000000 ext Your vote matters ? here?s how to vote! You may vote online or by phone instead of mailing this card. Online Go to www.envisionreports.com/PTRS or scan the QR code ? login details are located in the shaded bar

January 14, 2022 S-4/A

As filed with the Securities and Exchange Commission on January 14, 2022

Table of Contents As filed with the Securities and Exchange Commission on January 14, 2022 Registration No.

December 23, 2021 S-4

As filed with the Securities and Exchange Commission on December 23, 2021

Table of Contents As filed with the Securities and Exchange Commission on December 23, 2021 Registration No.

December 23, 2021 EX-99.1

Consent of Piper Sandler & Co.

Exhibit 99.1 CONSENT OF PIPER SANDLER & CO. We hereby consent to the inclusion of our opinion letter to the Board of Directors of Partners Bancorp (the ?Company?) as an Annex to the Proxy Statement/Prospectus relating to the proposed merger of the Company with OceanFirst Financial Corp. contained in the Registration Statement on Form S-4, as filed with the Securities and Exchange Commission, and t

November 8, 2021 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): November 8, 2021 OCEANFIRST FINANCIAL CORP.

November 4, 2021 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2021 ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-11713 OceanFirst Financial Corp.

November 4, 2021 EX-2.1

Agreement and Plan of Merger, dated as of November 4, 2021, by and among OceanFirst Financial Corp., Coastal Merger Sub Corp. and Partners Bancorp*

Exhibit 2.1 AGREEMENT AND PLAN OF MERGER by and among OCEANFIRST FINANCIAL CORP., COASTAL MERGER SUB CORP. and PARTNERS BANCORP Dated as of November 4, 2021 TABLE OF CONTENTS Page Article I THE INTEGRATED MERGERS 1.1 The Integrated Mergers; Effective Time 2 1.2 Closing 3 1.3 Effects of the Integrated Mergers 3 1.4 Effects of First-Step Merger on Merger Sub Common Stock 3 1.5 Conversion of Company

November 4, 2021 EX-10.2

AMENDED AND RESTATED EXECUTIVE CHANGE IN CONTROL AGREEMENT

Exhibit 10.2 AMENDED AND RESTATED EXECUTIVE CHANGE IN CONTROL AGREEMENT OceanFirst Financial Corp. (?Company?), and its successors and assigns, and Grace Vallacchi (?Executive?) enter into this agreement (the ?CIC Agreement?) to provide certain benefits to Executive in the event that Executive?s employment is terminated as a result of a Change in Control, as defined below. This CIC Agreement is ex

November 4, 2021 425

FILED BY OCEANFIRST FINANCIAL CORP.

FILED BY OCEANFIRST FINANCIAL CORP. PURSUANT TO RULE 425 UNDER THE SECURITIES ACT OF 1933, AS AMENDED AND DEEMED FILED PURSUANT TO RULE 14A-12 UNDER THE SECURITIES EXCHANGE ACT OF 1934, AS AMENDED SUBJECT COMPANY: PARTNERS BANCORP COMMISSION FILE NUMBER: 033-21202 FOR EMPLOYEE INFORMATION ONLY November 4, 2021 THIS DOCUMENT IS FOR CURRENT EMPLOYEES OF VIRGINIA PARTNERS BANK, MARYLAND PARTNERS BANK

November 4, 2021 EX-99.2

OCEANFIRST FINANCIAL CORP. AND PARTNERS BANCORP ANNOUNCE MERGER AGREEMENT Accelerates OceanFirst’s Strategic Expansion into Attractive Baltimore / Washington D.C. Region and Adds High-Growth, Commercial-Oriented Franchise with Stable Deposit Base

Exhibit 99.2 PRESS RELEASE Contacts: For OceanFirst Financial Corp. For Partners Bancorp Michael Fitzpatrick Lloyd B. Harrison Executive Vice President and Chief Executive Officer Chief Financial Officer Virginia Partners Bank/ OceanFirst Financial Corp. Maryland Partners Bank (a division of 732.240.4500 ext. 7506 Virginia Partners Bank) [email protected] 540.899.2234 FOR IMMEDIATE RELEA

November 4, 2021 425

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): November 4, 2021 (November 4, 2021)

FILED BY OCEANFIRST FINANCIAL CORP. PURSUANT TO RULE 425 UNDER THE SECURITIES ACT OF 1933, AS AMENDED AND DEEMED FILED PURSUANT TO RULE 14A-12 UNDER THE SECURITIES EXCHANGE ACT OF 1934, AS AMENDED SUBJECT COMPANY: PARTNERS BANCORP COMMISSION FILE NUMBER: 033-21202 On November 4, 2021, OceanFirst Financial Corp. (?OCFC?) filed the attached Current Report on Form 8-K in relation to its proposed acqu

November 4, 2021 EX-10.1

AMENDED AND RESTATED EXECUTIVE EMPLOYMENT AGREEMENT OCEANFIRST FINANCIAL CORP., GRACE VALLACCHI [HOLDING COMPANY OFFICER FORM]

Exhibit 10.1 AMENDED AND RESTATED EXECUTIVE EMPLOYMENT AGREEMENT between OCEANFIRST FINANCIAL CORP., and GRACE VALLACCHI [HOLDING COMPANY OFFICER FORM] 1 AMENDED AND RESTATED EXECUTIVE EMPLOYMENT AGREEMENT This Amended and Restated Executive Employment Agreement (?Agreement?), effective November 2, 2021 (the ?Effective Date?), is between OceanFirst Financial Corp. (?Holding Company?), the holding

November 4, 2021 EX-32.0

CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350 AS ADDED BY SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

Exhibit 32.0 CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350 AS ADDED BY SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002 In connection with the Quarterly Report of OceanFirst Financial Corp. (the ?Company?) on Form 10-Q for the period ending September 30, 2021 as filed with the Securities and Exchange Commission on the date hereof (the ?Report?), the undersigned certify, pursuant to 18 U.S.C. ?1350

November 4, 2021 425

2

FILED BY OCEANFIRST FINANCIAL CORP. PURSUANT TO RULE 425 UNDER THE SECURITIES ACT OF 1933, AS AMENDED AND DEEMED FILED PURSUANT TO RULE 14A-12 UNDER THE SECURITIES EXCHANGE ACT OF 1934, AS AMENDED SUBJECT COMPANY: PARTNERS BANCORP COMMISSION FILE NUMBER: 033-21202 On November 4, 2021, OceanFirst Financial Corp. held a conference call regarding its previously announced proposed acquisition of Partn

November 4, 2021 425

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): November 4, 2021 (November 4, 2021)

FILED BY OCEANFIRST FINANCIAL CORP. PURSUANT TO RULE 425 UNDER THE SECURITIES ACT OF 1933, AS AMENDED AND DEEMED FILED PURSUANT TO RULE 14A-12 UNDER THE SECURITIES EXCHANGE ACT OF 1934, AS AMENDED SUBJECT COMPANY: PARTNERS BANCORP COMMISSION FILE NUMBER: 033-21202 On November 4, 2021, OceanFirst Financial Corp. (?OCFC?) filed the attached Current Report on Form 8-K in relation to its proposed acqu

November 4, 2021 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): November 4, 2021 (November 4, 2021) OCEANFIRST FINANCIAL CORP.

November 4, 2021 EX-10.1

Form of Support Agreement

Exhibit 10.1 VOTING AND SUPPORT AGREEMENT This VOTING AND SUPPORT AGREEMENT, dated as of November 4, 2021 (this ?Agreement?), is by and between OceanFirst Financial Corp., a Delaware corporation (?Parent?), and the undersigned stockholder (the ?Stockholder?) of Partners Bancorp, a Maryland corporation (the ?Company?). Capitalized terms used herein and not defined herein shall have the meanings spe

November 4, 2021 8-K

Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): November 4, 2021 (November 4, 2021) OCEANFIRST FINANCIAL CORP.

November 4, 2021 EX-99.1

Legal Disclaimer Cautionary Notes on Forward Looking Statements This communication contains “forward-looking statements” within the meaning of the federal securities laws, including Section 27A of the Securities Act of 1933, as amended, and Section 2

Investor Presentation Acquisition of Partners Bancorp Exhibit 99.1 Legal Disclaimer Cautionary Notes on Forward Looking Statements This communication contains ?forward-looking statements? within the meaning of the federal securities laws, including Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended. These forward-looking statem

October 29, 2021 EX-99.2

. . . 1 The 3Q 2021 Investor Presentation is for the purpose and use in conjunction with the Earnings Release furnished as Exhibit 99.1 to Form 8-K on October 28, 2021. Exhibit 99.2 OceanFirst Financial Corp. 3Q 2021 Investor Presentation1 October 20

. . . 1 The 3Q 2021 Investor Presentation is for the purpose and use in conjunction with the Earnings Release furnished as Exhibit 99.1 to Form 8-K on October 28, 2021. Exhibit 99.2 OceanFirst Financial Corp. 3Q 2021 Investor Presentation1 October 2021 . . .Legal Disclaimer FORWARD LOOKING STATEMENTS. In addition to historical information, this news release contains certain forward-looking stateme

October 29, 2021 EX-99.1

OCEANFIRST FINANCIAL CORP. ANNOUNCES THIRD QUARTER FINANCIAL RESULTS

Press Release Exhibit 99.1 Company Contact: Michael J. Fitzpatrick Chief Financial Officer OceanFirst Financial Corp. Tel: (732) 240-4500, ext. 7506 Email: [email protected] FOR IMMEDIATE RELEASE OCEANFIRST FINANCIAL CORP. ANNOUNCES THIRD QUARTER FINANCIAL RESULTS RED BANK, NEW JERSEY, October 28, 2021 - OceanFirst Financial Corp. (NASDAQ:?OCFC?), (the ?Company?), the holding company for

October 29, 2021 8-K

Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): October 28, 2021 OCEANFIRST FINANCIAL CORP.

October 28, 2021 EX-16.1

/s/ KPMG LLP

Exhibit 16.1 October 28, 2021 Securities and Exchange Commission Washington, D.C. 20549 Ladies and Gentlemen: We are currently principal accountants for OceanFirst Financial Corp. and subsidiaries (the Company), and, under the date of March 1, 2021, we reported on the consolidated financial statements of the Company as of December 31, 2020 and 2019 and for the each of years in the three year perio

October 28, 2021 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): October 25, 2021 OCEANFIRST FINANCIAL CORP.

October 19, 2021 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): October 19, 2021 OCEANFIRST FINANCIAL CORP.

October 19, 2021 EX-99.1

OCEANFIRST FINANCIAL CORP. DECLARES QUARTERLY CASH DIVIDEND FOR SERIES A PREFERRED STOCK

Press Release Exhibit 99.1 Company Contact: Michael J. Fitzpatrick Chief Financial Officer OceanFirst Financial Corp. Tel: (732) 240-4500, ext. 7506 Email: [email protected] FOR IMMEDIATE RELEASE OCEANFIRST FINANCIAL CORP. DECLARES QUARTERLY CASH DIVIDEND FOR SERIES A PREFERRED STOCK RED BANK, NEW JERSEY, October 19, 2021 - OceanFirst Financial Corp. (NASDAQ:?OCFC?), (the ?Company?), ann

September 7, 2021 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): September 7, 2021 OCEANFIRST FINANCIAL CORP.

September 7, 2021 EX-99.1

. . . OceanFirst Financial Corp. Investor Presentation September 2021 Exhibit 99.1 . . . Forward Looking Statements In addition to historical information, this presentation/release contains certain forward-looking statements within the meaning of the

. . . OceanFirst Financial Corp. Investor Presentation September 2021 Exhibit 99.1 . . . Forward Looking Statements In addition to historical information, this presentation/release contains certain forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995 which are based on certain assumptions and describe future plans, strategies and expectations of the

August 5, 2021 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2021 ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-11713 OceanFirst Financial Corp.

August 5, 2021 EX-32.0

CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350 AS ADDED BY SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

Exhibit 32.0 CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350 AS ADDED BY SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002 In connection with the Quarterly Report of OceanFirst Financial Corp. (the ?Company?) on Form 10-Q for the period ending June 30, 2021 as filed with the Securities and Exchange Commission on the date hereof (the ?Report?), the undersigned certify, pursuant to 18 U.S.C. ?1350, as

August 4, 2021 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): August 4, 2021 OCEANFIRST FINANCIAL CORP.

August 4, 2021 EX-99.1

First Bank and OceanFirst Bank Announce Definitive Agreement for First Bank to Acquire Two Branch Locations in Central New Jersey Region Transaction to include approximately $124 million in deposits and $14 million of loans, based on June 30, 2021 ba

Exhibit 99.1 FOR IMMEDIATE RELEASE FIRST BANK CONTACT: Patrick L. Ryan, President and CEO (609) 643-0168, [email protected] OCEANFIRST BANK CONTACT: Michael J. Fitzpatrick, Chief Financial Officer (732) 240-4500, ext. 7506, [email protected] First Bank and OceanFirst Bank Announce Definitive Agreement for First Bank to Acquire Two Branch Locations in Central New Jersey Region

July 29, 2021 EX-99.1

OCEANFIRST FINANCIAL CORP. ANNOUNCES SECOND QUARTER FINANCIAL RESULTS

Press Release Exhibit 99.1 Company Contact: Michael J. Fitzpatrick Chief Financial Officer OceanFirst Financial Corp. Tel: (732) 240-4500, ext. 7506 Email: [email protected] FOR IMMEDIATE RELEASE OCEANFIRST FINANCIAL CORP. ANNOUNCES SECOND QUARTER FINANCIAL RESULTS RED BANK, NEW JERSEY, July 29, 2021?OceanFirst Financial Corp. (NASDAQ:?OCFC?), (the ?Company?), the holding company for Oce

July 29, 2021 EX-99.2

. . . Q2 2021 Earnings Supplement1 July 29, 2021 1 The Q2 2021 Earnings Supplement is for the purpose and use in conjunction with our Earnings Release furnished as Exhibit 99.1 to our Form 8-K on July 29, 2021. Exhibit 99.2 . . . In addition to histo

. . . Q2 2021 Earnings Supplement1 July 29, 2021 1 The Q2 2021 Earnings Supplement is for the purpose and use in conjunction with our Earnings Release furnished as Exhibit 99.1 to our Form 8-K on July 29, 2021. Exhibit 99.2 . . . In addition to historical information, this news release contains certain forward-looking statements within the meaning of the Private Securities Litigation Reform Act of

July 29, 2021 8-K

Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): July 29, 2021 OCEANFIRST FINANCIAL CORP.

July 20, 2021 EX-99.1

OCEANFIRST FINANCIAL CORP. DECLARES QUARTERLY CASH DIVIDEND FOR SERIES A PREFERRED STOCK

Press Release Exhibit 99.1 Company Contact: Michael J. Fitzpatrick Chief Financial Officer OceanFirst Financial Corp. Tel: (732) 240-4500, ext. 7506 Email: [email protected] FOR IMMEDIATE RELEASE OCEANFIRST FINANCIAL CORP. DECLARES QUARTERLY CASH DIVIDEND FOR SERIES A PREFERRED STOCK RED BANK, NEW JERSEY, July 20, 2021?OceanFirst Financial Corp. (NASDAQ:?OCFC?), (the ?Company?), announce

July 20, 2021 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): July 20, 2021 OCEANFIRST FINANCIAL CORP.

June 25, 2021 EX-99.1

OCEANFIRST FINANCIAL CORP. ANNOUNCES 2021 STOCK REPURCHASE PROGRAM

Press Release Exhibit 99.1 Company Contact: Michael J. Fitzpatrick Chief Financial Officer OceanFirst Financial Corp. Tel: (732) 240-4500, ext. 7506 Email: [email protected] FOR IMMEDIATE RELEASE OCEANFIRST FINANCIAL CORP. ANNOUNCES 2021 STOCK REPURCHASE PROGRAM RED BANK, NEW JERSEY, June 25, 2021?OceanFirst Financial Corp. (NASDAQ:?OCFC?), (the ?Company?), the holding company for OceanF

June 25, 2021 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): June 25, 2021 OCEANFIRST FINANCIAL CORP.

June 24, 2021 S-8

As filing with the Securities and Exchange Commission June 24, 2021 UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM S-8 REGISTRATION STATEMENT THE SECURITIES ACT OF 1933 OCEANFIRST FINANCIAL CORP. (Exact name of registrant

Registration No.333- As filing with the Securities and Exchange Commission June 24, 2021 UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM S-8 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 OCEANFIRST FINANCIAL CORP. (Exact name of registrant as specified in its charter) Delaware 22-3412577 (State or other jurisdiction of incorporation or organization) (IRS Employ

June 21, 2021 11-K

Form 11-K

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 11-K (Mark One) ? ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2020. OR o TRANSITION REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number: 001-11713 A. Full title of the plan and the addre

May 24, 2021 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): May 24, 2021 OCEANFIRST FINANCIAL CORP.

May 6, 2021 10-Q

Quarterly Report - 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2021 ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-11713 OceanFirst Financial Corp.

May 6, 2021 EX-32.0

CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350 AS ADDED BY SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

Exhibit 32.0 CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350 AS ADDED BY SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002 In connection with the Quarterly Report of OceanFirst Financial Corp. (the “Company”) on Form 10-Q for the period ending March 31, 2021 as filed with the Securities and Exchange Commission on the date hereof (the “Report”), the undersigned certify, pursuant to 18 U.S.C. §1350, as

May 5, 2021 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): May 4, 2021 OCEANFIRST FINANCIAL CORP.

May 5, 2021 EX-99.1

. . . OceanFirst Financial Corp. Investor Presentation May 2021 Exhibit 99.1 . . . Forward Looking Statements In addition to historical information, this presentation contains certain forward-looking statements within the meaning of the Private Secur

. . . OceanFirst Financial Corp. Investor Presentation May 2021 Exhibit 99.1 . . . Forward Looking Statements In addition to historical information, this presentation contains certain forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995 which are based on certain assumptions and describe future plans, strategies and expectations of the Company. Thes

April 29, 2021 EX-99.2

. . . Q1 2021 Earnings Supplement1 April 29, 2021 1 The Q1 2021 Earnings Supplement is for the purpose and use in conjunction with our Earnings Release furnished as Exhibit 99.1 to our Form 8-K on April 29, 2021. Exhibit 99.2 . . . In addition to his

. . . Q1 2021 Earnings Supplement1 April 29, 2021 1 The Q1 2021 Earnings Supplement is for the purpose and use in conjunction with our Earnings Release furnished as Exhibit 99.1 to our Form 8-K on April 29, 2021. Exhibit 99.2 . . . In addition to historical information, this news release contains certain forward-looking statements within the meaning of the Private Securities Litigation Reform Act

April 29, 2021 EX-99.1

OCEANFIRST FINANCIAL CORP. ANNOUNCES FIRST QUARTER FINANCIAL RESULTS

Press Release Exhibit 99.1 Company Contact: Michael J. Fitzpatrick Chief Financial Officer OceanFirst Financial Corp. Tel: (732) 240-4500, ext. 7506 Email: [email protected] FOR IMMEDIATE RELEASE OCEANFIRST FINANCIAL CORP. ANNOUNCES FIRST QUARTER FINANCIAL RESULTS RED BANK, NEW JERSEY, April 29, 2021?OceanFirst Financial Corp. (NASDAQ:?OCFC?), (the ?Company?), the holding company for Oce

April 29, 2021 8-K

Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): April 29, 2021 OCEANFIRST FINANCIAL CORP.

April 20, 2021 DEF 14A

Schedule 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant Filed by a Party other than the Registrant Check the appropriate box: Preliminary Proxy Statement Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) Definitive Proxy Sta

April 20, 2021 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): April 20, 2021 OCEANFIRST FINANCIAL CORP.

April 20, 2021 EX-99.1

OCEANFIRST FINANCIAL CORP. DECLARES QUARTERLY CASH DIVIDEND FOR SERIES A PREFERRED STOCK

Press Release Exhibit 99.1 Company Contact: Michael J. Fitzpatrick Chief Financial Officer OceanFirst Financial Corp. Tel: (732) 240-4500, ext. 7506 Email: [email protected] FOR IMMEDIATE RELEASE OCEANFIRST FINANCIAL CORP. DECLARES QUARTERLY CASH DIVIDEND FOR SERIES A PREFERRED STOCK RED BANK, NEW JERSEY, April 20, 2021…OceanFirst Financial Corp. (NASDAQ:“OCFC”), (the “Company”), announc

March 1, 2021 10-K

Annual Report - 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-K ? ANNUAL REPORT PURSUANT TO SECTION 13 or 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2020 ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to .

March 1, 2021 EX-23.0

CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

Exhibit 23.0 CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM The Board of Directors OceanFirst Financial Corp.: We consent to the incorporation by reference in the registration statement (No. 333-240151; No. 333-220235; No. 333-222811; No. 333‑215270; No. 333-215269; No. 333-213307; No. 333-209590; No. 333-177243; No. 333-141746; and No. 333-34145) on Form S-8 and the registration stateme

March 1, 2021 EX-4.0

DESCRIPTION OF THE REGISTRANT’S SECURITIES REGISTERED PURSUANT TO SECTION 12 OF THE SECURITIES EXCHANGE ACT OF 1934

Exhibit 4.0(vi) DESCRIPTION OF THE REGISTRANT?S SECURITIES REGISTERED PURSUANT TO SECTION 12 OF THE SECURITIES EXCHANGE ACT OF 1934 As of December 31, 2020, OceanFirst Financial Corp. (?OceanFirst?), the registrant and the registered banking holding Company or OceanFirst Bank N.A. (?OceanFirst Bank?) had two classes of securities registered under Section 12 of the Securities Exchange Act of 1934,

February 26, 2021 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): February 26, 2021 OCEANFIRST FINANCIAL CORP.

February 12, 2021 SC 13G/A

SCHEDULE 13G

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 2 )* OceanFirst Financial Corp (Name of Issuer) Common Stock (Title of Class of Securities) 675234108 (CUSIP Number) December 31, 2020 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which t

February 10, 2021 SC 13G/A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 1) *

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 1) * OceanFirst Financial Corp (OCFC) (Name of Issuer) Common Stock (Title of Class of Securities) 675234108 (CUSIP Number) 12/31/2020 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which t

February 3, 2021 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): February 3, 2021 OCEANFIRST FINANCIAL CORP.

February 3, 2021 EX-99.1

. . . OceanFirst Financial Corp. Investor Presentation February 2021 Exhibit 99.1 . . . Forward Looking Statements In addition to historical information, this presentation contains certain forward-looking statements within the meaning of the Private

ex991-ocfcinvestorpresen . . . OceanFirst Financial Corp. Investor Presentation February 2021 Exhibit 99.1 . . . Forward Looking Statements In addition to historical information, this presentation contains certain forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995 which are based on certain assumptions and describe future plans, strategies and exp

January 28, 2021 8-K

Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): January 28, 2021 OCEANFIRST FINANCIAL CORP.

January 28, 2021 EX-99.1

OCEANFIRST FINANCIAL CORP. ANNOUNCES QUARTERLY AND ANNUAL EARNINGS AND FINANCIAL RESULTS

Press Release Company Contact: Exhibit 99.1 Michael J. Fitzpatrick Chief Financial Officer OceanFirst Financial Corp. Tel: (732) 240-4500, ext. 7506 Email: [email protected] FOR IMMEDIATE RELEASE OCEANFIRST FINANCIAL CORP. ANNOUNCES QUARTERLY AND ANNUAL EARNINGS AND FINANCIAL RESULTS RED BANK, NEW JERSEY, JANUARY 28, 2021…OceanFirst Financial Corp. (NASDAQ:“OCFC”), (the “Company”), the h

January 28, 2021 EX-99.2

. . . 4Q-20 Earnings Supplement1 January 28, 2021 1 The 4Q-20 Earnings Supplement is for the purpose and use in conjunction with our Earnings Release furnished as Exhibit 99.1 to our Form 8-K on January 28, 2021. Exhibit 99.2 . . . In addition to his

ex992-earningssupplement . . . 4Q-20 Earnings Supplement1 January 28, 2021 1 The 4Q-20 Earnings Supplement is for the purpose and use in conjunction with our Earnings Release furnished as Exhibit 99.1 to our Form 8-K on January 28, 2021. Exhibit 99.2 . . . In addition to historical information, this presentation contains certain forward-looking statements within the meaning of the Private Securiti

January 19, 2021 EX-99.1

OCEANFIRST FINANCIAL CORP. DECLARES QUARTERLY CASH DIVIDEND FOR SERIES A PREFERRED STOCK

Press Release Exhibit 99.1 Company Contact: Michael J. Fitzpatrick Chief Financial Officer OceanFirst Financial Corp. Tel: (732) 240-4500, ext. 7506 Email: [email protected] FOR IMMEDIATE RELEASE OCEANFIRST FINANCIAL CORP. DECLARES QUARTERLY CASH DIVIDEND FOR SERIES A PREFERRED STOCK RED BANK, NEW JERSEY, January 19, 2021…OceanFirst Financial Corp. (NASDAQ:“OCFC”), (the “Company”), annou

January 19, 2021 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): January 19, 2021 OCEANFIRST FINANCIAL CORP.

December 7, 2020 EX-99.1

. . . OceanFirst Financial Corp. December Update December 4, 2020 . . . Exhibit 99.1 . . . Forward Looking Statements In addition to historical information, this presentation contains certain forward-looking statements within the meaning of the Priva

exhibit991december2020 . . . OceanFirst Financial Corp. December Update December 4, 2020 . . . Exhibit 99.1 . . . Forward Looking Statements In addition to historical information, this presentation contains certain forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995 which are based on certain assumptions and describe future plans, strategies and ex

December 7, 2020 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): December 7, 2020 (December 4, 2020) OCEANFIRST FINANCIAL CORP.

November 19, 2020 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): November 19, 2020 OCEANFIRST FINANCIAL CORP.

November 19, 2020 EX-99.1

OCEANFIRST BANK ANNOUNCES APPOINTMENT OF JOSEPH J. LEBEL III AS PRESIDENT

Press Release Exhibit 99.1 Company Contact: Jill A. Hewitt Senior Vice President OceanFirst Financial Corp. 1.888.623.2633 ext. 7513 [email protected] OCEANFIRST BANK ANNOUNCES APPOINTMENT OF JOSEPH J. LEBEL III AS PRESIDENT RED BANK, NEW JERSEY, NOVEMBER 19, 2020?.OceanFirst Financial Corp. NASDAQ:OCFC) announces the Board of Directors has appointed Joseph J. Lebel III as President of its Oc

November 6, 2020 10-Q

Quarterly Report - 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2020 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-11713 OceanFirst Financial Corp.

November 6, 2020 EX-32.0

CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350 AS ADDED BY SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

Exhibit 32.0 CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350 AS ADDED BY SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002 In connection with the Quarterly Report of OceanFirst Financial Corp. (the “Company”) on Form 10-Q for the period ending September 30, 2020 as filed with the Securities and Exchange Commission on the date hereof (the “Report”), the undersigned certify, pursuant to 18 U.S.C. §1350

November 3, 2020 EX-99.1

Exhibit 99.1 . . . OceanFirst Financial Corp. Investor Presentation November 2020 INVESTOR PRESENTATION . . . Forward Looking Statements In addition to historical information, this presentation contains certain forward-looking statements within the m

ocfcinvestorpresentation Exhibit 99.1 . . . OceanFirst Financial Corp. Investor Presentation November 2020 INVESTOR PRESENTATION . . . Forward Looking Statements In addition to historical information, this presentation contains certain forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995 which are based on certain assumptions and describe future pla

November 3, 2020 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): November 2, 2020 OCEANFIRST FINANCIAL CORP.

October 30, 2020 8-K

Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): October 30, 2020 (October 29, 2020) OCEANFIRST FINANCIAL CORP.

October 30, 2020 EX-99.2

. . . OceanFirst Financial Corp. Supplement to Q3 2020 Financial Results October 29, 2020 . . . SUPPLEMENT TO Q3 2020 EARNINGS .PRESS . . RELEASE Forward Looking Statements In addition to historical information, this presentation contains certain for

ex992-ocfcsupplementalde . . . OceanFirst Financial Corp. Supplement to Q3 2020 Financial Results October 29, 2020 . . . SUPPLEMENT TO Q3 2020 EARNINGS .PRESS . . RELEASE Forward Looking Statements In addition to historical information, this presentation contains certain forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995 which are based on certain

October 30, 2020 EX-99.1

OCEANFIRST FINANCIAL CORP. ANNOUNCES THIRD QUARTER FINANCIAL RESULTS

Press Release Exhibit 99.1 Company Contact: Michael J. Fitzpatrick Chief Financial Officer OceanFirst Financial Corp. Tel: (732) 240-4500, ext. 7506 Email: [email protected] FOR IMMEDIATE RELEASE OCEANFIRST FINANCIAL CORP. ANNOUNCES THIRD QUARTER FINANCIAL RESULTS RED BANK, NEW JERSEY, October 29, 2020…OceanFirst Financial Corp. (NASDAQ:“OCFC”), (the “Company”), the holding company for O

October 20, 2020 EX-99.1

OCEANFIRST FINANCIAL CORP. DECLARES QUARTERLY CASH DIVIDEND FOR SERIES A PREFERRED STOCK

Press Release Exhibit 99.1 Company Contact: Michael J. Fitzpatrick Chief Financial Officer OceanFirst Financial Corp. Tel: (732) 240-4500, ext. 7506 Email: [email protected] FOR IMMEDIATE RELEASE OCEANFIRST FINANCIAL CORP. DECLARES QUARTERLY CASH DIVIDEND FOR SERIES A PREFERRED STOCK RED BANK, NEW JERSEY, October 20, 2020…OceanFirst Financial Corp. (NASDAQ:“OCFC”), (the “Company”), annou

October 20, 2020 8-K

- 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): October 20, 2020 OCEANFIRST FINANCIAL CORP.

September 24, 2020 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): September 24, 2020 OCEANFIRST FINANCIAL C

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): September 24, 2020 OCEANFIRST FINANCIAL CORP.

September 24, 2020 EX-99.1

OCEANFIRST FINANCIAL CORP. ANNOUNCES APPOINTMENT OF PATRICIA L. TURNER TO THE BOARD OF DIRECTORS

Press Release Exhibit 99.1 Company Contact: Jill Hewitt Senior Vice President OceanFirst Financial Corp. Tel: (732) 240-4500, ext. 7513 Email: [email protected] FOR IMMEDIATE RELEASE OCEANFIRST FINANCIAL CORP. ANNOUNCES APPOINTMENT OF PATRICIA L. TURNER TO THE BOARD OF DIRECTORS RED BANK, N.J., September 24, 2020…OceanFirst Financial Corp. (NASDAQ:OCFC), the holding company for OceanFirst Ban

September 9, 2020 8-K

- 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): September 9, 2020 OCEANFIRST FINANCIAL CORP.

September 9, 2020 EX-99.1

. . . Exhibit 99.1 OceanFirst Financial Corp. Investor Presentation September 2020 INVESTOR PRESENTATION . . . Forward Looking Statements In addition to historical information, this presentation contains certain forward-looking statements within the

a20200909ocfcinvestorpre . . . Exhibit 99.1 OceanFirst Financial Corp. Investor Presentation September 2020 INVESTOR PRESENTATION . . . Forward Looking Statements In addition to historical information, this presentation contains certain forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995 which are based on certain assumptions and describe future pl

August 10, 2020 10-Q

Quarterly Report - 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2020 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-11713 OceanFirst Financial Corp.

August 10, 2020 EX-32.0

CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350 AS ADDED BY SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

Exhibit 32.0 CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350 AS ADDED BY SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002 In connection with the Quarterly Report of OceanFirst Financial Corp. (the “Company”) on Form 10-Q for the period ending June 30, 2020 as filed with the Securities and Exchange Commission on the date hereof (the “Report”), the undersigned certify, pursuant to 18 U.S.C. §1350, as

July 28, 2020 S-8

- S-8

As filed with the Securities and Exchange Commission on July 28, 2020 Registration No.

July 24, 2020 8-K

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): July 24, 2020 OCEANFIRST FINANCIAL CORP.

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