WAFD / WaFd, Inc - Документы SEC, Годовой отчет, Доверенное заявление

ВаФд, Инк.
US ˙ NasdaqGS ˙ US9388241096

Основная статистика
LEI D38AC76TAMYI50NBPX33
CIK 936528
SEC Filings
All companies that sell securities in the United States must register with the Securities and Exchange Commission (SEC) and file reports on a regular basis. These reports include company annual reports (10K, 10Q), news updates (8K), investor presentations (found in 8Ks), insider trades (form 4), ownership reports (13D, and 13G), and reports related to the specific securities sold, such as registration statements and prospectus. This page shows recent SEC filings related to WaFd, Inc
SEC Filings (Chronological Order)
На этой странице представлен полный хронологический список документов SEC, за исключением документов о собственности, которые мы предоставляем в других местах.
August 22, 2025 EX-99.1

This presentation contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Such statements are based upon the current beliefs and expectations of Washington Federal’s management and are subject t

wafdinvestorpresentation This presentation contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995.

August 22, 2025 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 22, 2025 WAFD, INC. (Exact

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 22, 2025 WAFD, INC. (Exact name of registrant as specified in its charter) Washington 001-34654 91-1661606 (State or other jurisdiction of incorporation or organization) (Commi

August 12, 2025 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 12, 2025 WAFD, INC. (Exact

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 12, 2025 WAFD, INC. (Exact name of registrant as specified in its charter) Washington 001-34654 91-1661606 (State or other jurisdiction of incorporation or organization) (Commi

August 5, 2025 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2025 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-34654 WAFD, INC.

July 18, 2025 EX-99.1

WaFd Announces Quarterly Earnings Per Share Of $0.73 Q3 Highlights

Exhibit 99.1 Thursday, July 17, 2025 FOR IMMEDIATE RELEASE WaFd Announces Quarterly Earnings Per Share Of $0.73 Q3 Highlights $62 Million $0.73 0.92% 10.2% Net Income Diluted Earnings per Common Share Return on Average Assets Return on Tangible Common Equity The third quarter delivered strong core earnings driven by improved margin and resultant net interest income. Our cost of funds in dollars de

July 18, 2025 EX-99.2

WaFd, Inc. Fact Sheet June 30, 2025 ($ in Thousands)

WaFd Inc. Announces Third Quarter 2025 Results WaFd, Inc. Fact Sheet June 30, 2025 ($ in Thousands) Exhibit 99.2 As of 12/24 As of 03/25 As of 06/25 Allowance for Credit Losses (ACL) - Total $ 225,022 $ 222,709 $ 219,268 ACL - Loans 204,522 202,709 198,768 ACL - Unfunded Commitments 20,500 20,000 20,500 Total ACL as a % of Gross Loans 1.00 % 1.01 % 1.03 % 12/24 QTR 12/24 YTD 03/25 QTR 03/25 YTD 06

July 18, 2025 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 17, 2025 WAFD, INC. (Exact name of registrant as specified in its charter) Washington 001-34654 91-1661606 (State or other jurisdiction of incorporation or organization) (Commiss

July 2, 2025 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 2, 2025 WAFD, INC. (Exact na

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 2, 2025 WAFD, INC. (Exact name of registrant as specified in its charter) Washington 001-34654 91-1661606 (State or other jurisdiction of incorporation or organization) (Commissi

June 23, 2025 11-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 11-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 11-K (Mark One) ý ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2024 OR ¨ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number: 001-34654 Washington Federal B

May 13, 2025 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 13, 2025 WAFD, INC. (Exact na

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 13, 2025 WAFD, INC. (Exact name of registrant as specified in its charter) Washington 001-34654 91-1661606 (State or other jurisdiction of incorporation or organization) (Commissi

May 5, 2025 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 5, 2025 WAFD, INC. (Exact nam

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 5, 2025 WAFD, INC. (Exact name of registrant as specified in its charter) Washington 001-34654 91-1661606 (State or other jurisdiction of incorporation or organization) (Commissio

May 5, 2025 EX-99.1

This presentation contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Such statements are based upon the current beliefs and expectations of Washington Federal’s management and are subject t

wafdinvestorpresentation This presentation contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995.

May 2, 2025 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2025 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-34654 WAFD, INC.

April 15, 2025 EX-99.1

WaFd Announces Quarterly Earnings Per Share Of $0.65 Q2 Highlights

Exhibit 99.1 Friday, April 11, 2025 FOR IMMEDIATE RELEASE WaFd Announces Quarterly Earnings Per Share Of $0.65 Q2 Highlights $56 Million $0.65 0.82% 7.68% Net Income Diluted Earnings per Common Share Return on Average Assets Return on Average Common Equity In the second quarter of fiscal 2025 our margin bounced back, expenses declined, and bottom-line results improved for shareholders. We are enth

April 15, 2025 EX-99.2

WaFd, Inc. Fact Sheet March 31, 2025 ($ in Thousands)

WaFd Inc. Announces Second Quarter 2025 Results WaFd, Inc. Fact Sheet March 31, 2025 ($ in Thousands) Exhibit 99.2 As of 09/24 As of 12/24 As of 03/25 Allowance for Credit Losses (ACL) - Total $ 225,253 $ 225,022 $ 222,709 ACL - Loans 203,753 204,522 202,709 ACL - Unfunded Commitments 21,500 20,500 20,000 Total ACL as a % of Gross Loans 1.01 % 1.00 % 1.01 % 09/24 QTR 09/24 YTD 12/24 QTR 12/24 YTD

April 15, 2025 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 11, 2025 WAFD, INC. (Exact name of registrant as specified in its charter) Washington 001-34654 91-1661606 (State or other jurisdiction of incorporation or organization) (Commis

April 2, 2025 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 2, 2025 WAFD, INC. (Exact name of registrant as specified in its charter) Washington 001-34654 91-1661606 (State or other jurisdiction of incorporation or organization) (Commiss

February 21, 2025 S-8

As filed with the Securities and Exchange Commission on February 21, 2025

As filed with the Securities and Exchange Commission on February 21, 2025 Registration No.

February 21, 2025 EX-99.1

Washington Federal, Inc. 2025 Stock Incentive Plan **

WAFD, INC. 2025 STOCK INCENTIVE PLAN (AS PROPOSED TO BE EFFECTIVE ON FEBRUARY 11, 2025) ARTICLE I PURPOSE OF THE PLAN The purpose of the WaFd, Inc. 2025 Stock Incentive Plan (the “Plan”) is to improve the growth and profitability of WaFd, Inc. (the “Corporation”) and its Subsidiaries by attracting and retaining qualified Eligible Persons, providing them with the opportunity to acquire a proprietar

February 21, 2025 EX-FILING FEES

Filing Fee Table

Exhibit 107 CALCULATION OF FILING FEE TABLE Form S-8 (Form Type) WaFd, Inc. (Exact name of registrant as specified in its charter) Table 1: Newly Registered Securities Security Type Security Class Title Fee Calculation Rule Amount Registered (1)(2) Proposed Maximum Offering Price Per Share(3) Maximum Aggregate Offering Price Fee Rate Amount of Registration Fee Equity Common Stock, $1.00 par value

February 13, 2025 EX-10.3

Form of Restricted Stock Unit Award Agreement under the 2025 Stock Incentive Plan *

FORM OF NOTICE OF RESTRICTED STOCK UNIT GRANT UNDER THE WAFD, INC. 2025 STOCK INCENTIVE PLAN WaFd, Inc., a Washington corporation (the “Company”), hereby grants to the individual named below (the “Participant”) the number of Restricted Stock Units (as defined in the Plan) set forth below (the “Restricted Stock Units” or “RSUs”). The Restricted Stock Units are subject to all of the terms and condit

February 13, 2025 EX-10.2

Form of Restricted Stock Award Agreement under the 2025 Stock Incentive Plan *

FORM OF RESTRICTED STOCK GRANT AGREEMENT WAFD, INC. (2025 Incentive Plan) THIS AGREEMENT is made this (hereinafter referred to as the “Date of Grant”) by and between WaFd, Inc. (the “Company”) and , an employee of the Company (the “Employee”). WHEREAS, the employee is currently the – of the Company; and WHEREAS, the Company desires to grant the Employee shares of restricted common stock, as descri

February 13, 2025 EX-10.4

Form of Option Award Agreement under the 2025 Stock Incentive Plan *

FORM OF NOTICE OF OPTION GRANT UNDER THE WAFD, INC. 2025 STOCK INCENTIVE PLAN WaFd, Inc., a Washington corporation (the “Company”), pursuant to the WaFd, Inc. 2025 Stock Incentive Plan (as may be amended from time to time, the “Plan”), hereby grants to the individual named below (the “Participant”) a Non-Statutory Stock Option (the “Option”) to purchase from the Company that number of shares of Co

February 13, 2025 EX-10.1

WaFd, Inc. 2025 Stock Incentive Plan *

WAFD, INC. 2025 STOCK INCENTIVE PLAN (AS PROPOSED TO BE EFFECTIVE ON FEBRUARY 11, 2025) ARTICLE I PURPOSE OF THE PLAN The purpose of the WaFd, Inc. 2025 Stock Incentive Plan (the “Plan”) is to improve the growth and profitability of WaFd, Inc. (the “Corporation”) and its Subsidiaries by attracting and retaining qualified Eligible Persons, providing them with the opportunity to acquire a proprietar

February 13, 2025 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits, Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 11, 2025 WAFD, INC. (Exact name of registrant as specified in its charter) Washington 001-34654 91-1661606 (State or other jurisdiction of incorporation or organization) (Com

February 11, 2025 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 11, 2025 WAFD, INC. (Exa

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 11, 2025 WAFD, INC. (Exact name of registrant as specified in its charter) Washington 001-34654 91-1661606 (State or other jurisdiction of incorporation or organization) (Com

February 11, 2025 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 11, 2025 WAFD, INC. (Exact name of registrant as specified in its charter) Washington 001-34654 91-1661606 (State or other jurisdiction of incorporation or organization) (Com

February 11, 2025 EX-99.1

This presentation contains forward‐looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Such statements are based upon the current beliefs and expectations of Washington Federal’s management and are subject t

This presentation contains forward‐looking statements within the meaning of the Private Securities Litigation Reform Act of 1995.

February 4, 2025 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended December 31, 2024 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-34654 WAFD, I

January 29, 2025 DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant x Filed by a Party other than the Registrant ¨ Check the appropriate box: o Preliminary Proxy Statement o Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) o Definitive Proxy State

January 21, 2025 EX-99.2

WaFd, Inc. Fact Sheet December 31, 2024 ($ in Thousands)

WaFd Inc. Announces First Quarter 2025 Results WaFd, Inc. Fact Sheet December 31, 2024 ($ in Thousands) Exhibit 99.2 As of 06/24 As of 09/24 As of 12/24 Allowance for Credit Losses (ACL) - Total $ 225,324 $ 225,253 $ 225,022 ACL - Loans 203,824 203,753 204,522 ACL - Unfunded Commitments 21,500 21,500 20,500 Total ACL as a % of Gross Loans 1.00 % 1.01 % 1.00 % 06/24 QTR 06/24 YTD 09/24 QTR 09/24 YT

January 21, 2025 EX-99.1

WaFd Announces Quarterly Earnings Per Share Of $0.54 Q1 Highlights

Exhibit 99.1 Thursday, January 16, 2025 FOR IMMEDIATE RELEASE WaFd Announces Quarterly Earnings Per Share Of $0.54 Q1 Highlights $47 Million $0.54 0.69% 6.42% Net Income Diluted Earnings per Common Share Return on Average Assets Return on Average Common Equity Net Interest Income and NIM ■$155 million net interest income for the quarter compared to $173 million in Q4 FY24. ■Net interest margin at

January 21, 2025 8-K

Regulation FD Disclosure, Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 16, 2025 WAFD, INC. (Exact name of registrant as specified in its charter) Washington 001-34654 91-1661606 (State or other jurisdiction of incorporation or organization) (Comm

January 21, 2025 EX-10.1

Transition Agreement and General Release

Transition Agreement Employee’s Initials JE Page 1 of 3 TRANSITION AGREEMENT AND GENERAL RELEASE This Transition Agreement and General Release (“Agreement”) is between James Endrizzi (“Employee”), Washington Federal Bank dba WaFd Bank (the “Bank”) and WaFd, Inc.

January 3, 2025 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 3, 2025 WAFD, INC. (Exact name of registrant as specified in its charter) Washington 001-34654 91-1661606 (State or other jurisdiction of incorporation or organization) (Commi

December 23, 2024 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant x Filed by a Party other than the Registrant ¨ Check the appropriate box: o Preliminary Proxy Statement o Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) x Definitive Proxy State

December 10, 2024 EX-99.1

This presentation contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Such statements are based upon the current beliefs and expectations of Washington Federal’s management and are subject t

This presentation contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995.

December 10, 2024 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 6, 2024 WAFD, INC. (Exact name of registrant as specified in its charter) Washington 001-34654 91-1661606 (State or other jurisdiction of incorporation or organization) (Comm

November 20, 2024 EX-97.1

WaFd, Inc. Clawback Policy

a2024clawbackpolicy Clawback Policy Effective October 2, 2023 Contents WaFd, Inc. – Clawback Policy Effective 10/2/23 CONFIDENTIAL & PROPRIETARY © 2023 WaFd Bank. All rights reserved. Page ii Contents 1. Objective ............................................................................................................................................. 3 2. Administration ........................

November 20, 2024 10-K

United States Securities and Exchange Commission Washington, D.C. 20549 FORM 10-K ____________________________________________________________ ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

United States Securities and Exchange Commission Washington, D.C. 20549 FORM 10-K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended September 30, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-34654 WAFD, INC. (Exact name o

November 20, 2024 EX-19.1

Trading Policy

a2024tradingxpolicy Trading Policy February 13, 2024 Contents Trading Policy Board Approved 2/13/24 CONFIDENTIAL & PROPRIETARY © 2024 WaFd Bank.

November 12, 2024 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 12, 2024 WAFD, INC. (Exact name of registrant as specified in its charter) Washington 001-34654 91-1661606 (State or other jurisdiction of incorporation or organization) (Com

October 31, 2024 SC 13G/A

WAFD / WaFd, Inc / DIMENSIONAL FUND ADVISORS LP - SEC SCHEDULE 13G Passive Investment

SC 13G/A 1 SEC13GFiling.htm SEC SCHEDULE 13G UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 11 )* WaFd Inc (Name of Issuer) Common Stock (Title of Class of Securities) 938824109 (CUSIP Number) September 30, 2024 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designat

October 18, 2024 EX-99.1

WaFd Inc. Announces Fourth Quarter and Fiscal 2024 Results

Exhibit 99.1 Thursday, October 17, 2024 FOR IMMEDIATE RELEASE WaFd Inc. Announces Fourth Quarter and Fiscal 2024 Results 2024 Highlights •Net Income was $200 million or $2.50 per diluted share for fiscal 2024 compared to $257 million or $3.72 per diluted share for 2023. •The year included the acquisition of California-based Luther Burbank Corporation which added $7.7 billion in assets and resulted

October 18, 2024 SC 13G/A

WAFD / WaFd, Inc / STATE STREET CORP Passive Investment

SC 13G/A 1 WaFdInc.htm SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. )* WAFD INC (Name of Issuer) COMMON STOCK (Title of Class of Securities) 938824109 (CUSIP Number) September 30, 2024 (Date of Event Which Requires Filing of This Statement) Check the appropriate box to designate the rule pursuant to which this Sched

October 18, 2024 EX-99.2

WaFd, Inc. Fact Sheet September 30, 2024 ($ in Thousands)

Exhibit 99.2 WaFd, Inc. Fact Sheet September 30, 2024 ($ in Thousands) As of 03/24 As of 06/24 As of 09/24 Allowance for Credit Losses (ACL) - Total $ 225,077 $ 225,324 $ 225,253 ACL - Loans 201,577 203,824 203,753 ACL Unfunded Commitments 23,500 21,500 21,500 Total ACL as a % of Gross Loans 1.00 % 1.00 % 1.01 % 03/24 QTR 03/24 YTD 06/24 QTR 06/24 YTD 09/24 QTR 09/24 YTD Loan Originations - Total

October 18, 2024 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 17, 2024 WAFD, INC. (Exact name of registrant as specified in its charter) Washington 001-34654 91-1661606 (State or other jurisdiction of incorporation or organization) (Comm

October 3, 2024 CORRESP

Via Edgar October 3, 2024 United States Securities and Exchange Commission Division of Corporation Finance 100 F. Street, N.E. Washington, D.C. 20549 Attn: Ben Phippen John Spitz Madeleine Joy Mateo Susan Block Re: WaFd, Inc. Form 10-K for Fiscal Yea

Via Edgar October 3, 2024 United States Securities and Exchange Commission Division of Corporation Finance 100 F.

October 2, 2024 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 2, 2024 WAFD, INC. (Exact name of registrant as specified in its charter) Washington 001-34654 91-1661606 (State or other jurisdiction of incorporation or organization) (Commi

August 29, 2024 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 28, 2024 WAFD, INC. (Exact name of registrant as specified in its charter) Washington 001-34654 91-1661606 (State or other jurisdiction of incorporation or organization) (Commi

August 29, 2024 EX-99.1

This presentation contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Such statements are based upon the current beliefs and expectations of Washington Federal’s management and are subject t

This presentation contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995.

August 23, 2024 EX-99.1

Financial Institutions Press Release August 22, 2024 1 KBRA Assigns Ratings to WaFd, Inc. New York (August 22, 2024) KBRA assigns a senior unsecured debt rating of BBB+, a subordinated debt rating of BBB, a preferred shares rating of BBB-, and a shor

kbraassignsratingstowafd Financial Institutions Press Release August 22, 2024 1 KBRA Assigns Ratings to WaFd, Inc.

August 23, 2024 EX-99.3

August 22, 2024 FOR IMMEDIATE RELEASE KBRA Initiates Ratings for WaFd SEATTLE, WASHINGTON – Today, Kroll Bond Rating Agency (“KBRA”) issued a press release assigning ratings to WaFd, Inc. (Nasdaq: WAFD) (the “Company”), and Washington Federal Bank (“

wafdbankkbraratingsrelea August 22, 2024 FOR IMMEDIATE RELEASE KBRA Initiates Ratings for WaFd SEATTLE, WASHINGTON – Today, Kroll Bond Rating Agency (“KBRA”) issued a press release assigning ratings to WaFd, Inc.

August 23, 2024 EX-99.2

August 22, 2024 1 Financial Institutions Rating Report WaFd, Inc. Company Profile ■ WaFd, Inc. (NASDAQ: WAFD) (“the company”) is the BHC for main subsidiary, Washington Federal Bank (“the bank”), which operates 210 branches across a 9-state footprint

wafdincratingreport August 22, 2024 1 Financial Institutions Rating Report WaFd, Inc.

August 23, 2024 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 22, 2024 WAFD, INC. (Exact

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 22, 2024 WAFD, INC. (Exact name of registrant as specified in its charter) Washington 001-34654 91-1661606 (State or other jurisdiction of incorporation or organization) (Commi

August 14, 2024 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 13, 2024 WAFD, INC. (Exact

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 13, 2024 WAFD, INC. (Exact name of registrant as specified in its charter) Washington 001-34654 91-1661606 (State or other jurisdiction of incorporation or organization) (Commi

August 2, 2024 EX-10.1

Agreement for the Purchase and Sale of Loans between Washington Federal Bank (dba WaFd Bank) and Bank of America, National Association as Amended

EXECUTION COPY USActive 60616844.2 AMENDMENT NO. 1 TO AGREEMENT FOR PURCHASE AND SALE OF LOANS Amendment No. 1, dated as of the 20th day of June, 2024 (this “Amendment”), to the Agreement (as defined below) by and between Washington Federal Bank (d/b/a WaFd Bank) (successor-by-merger to Luther Burbank Savings, a California banking corporation), as Seller (the “Seller”), and Bank of America, Nation

August 2, 2024 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2024 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-34654 WAFD, INC.

July 17, 2024 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 16, 2024 WAFD, INC. (Exact n

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 16, 2024 WAFD, INC. (Exact name of registrant as specified in its charter) Washington 001-34654 91-1661606 (State or other jurisdiction of incorporation or organization) (Commiss

July 17, 2024 EX-99.1

WaFd Continues Tracking to Plan Post-Acquisition; Announces Quarterly Earnings Per Share of $0.75

Exhibit 99.1 Tuesday, July 16, 2024 FOR IMMEDIATE RELEASE WaFd Continues Tracking to Plan Post-Acquisition; Announces Quarterly Earnings Per Share of $0.75 SEATTLE, WASHINGTON – WaFd, Inc. (Nasdaq: WAFD) (the "Company"), parent company of Washington Federal Bank ("WaFd Bank" or the "Bank"), today announced quarterly earnings of $64,560,000 for the quarter ended June 30, 2024, the first full quarte

July 17, 2024 EX-99.2

WaFd, Inc. Fact Sheet June 30, 2024 ($ in Thousands)

WaFd, Inc. Fact Sheet June 30, 2024 ($ in Thousands) Exhibit 99.2 As of 12/23 As of 03/24 As of 06/24 Allowance for Credit Losses (ACL) - Total $ 201,820 $ 225,077 $ 225,324 ACL - Loans 179,320 201,577 203,824 ACL - Unfunded Commitments 22,500 23,500 21,500 Total ACL as a % of Gross Loans 1.04 % 1.00 % 1.00 % 12/23 QTR 12/23 YTD 03/24 QTR 03/24 YTD 06/24 QTR 06/24 YTD Loan Originations - Total $ 8

July 3, 2024 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 2, 2024 WAFD, INC. (Exact name of registrant as specified in its charter) Washington 001-34654 91-1661606 (State or other jurisdiction of incorporation or organization) (Commissi

June 27, 2024 11-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 11-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 11-K (Mark One) ý ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2023 OR ¨ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number: 001-34654 Washington Federal B

June 21, 2024 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Completion of Acquisition or Disposition of Assets

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 21, 2024 WAFD, INC. (Exact name of registrant as specified in its charter) Washington 001-34654 91-1661606 (State or other jurisdiction of incorporation or organization) (Commiss

June 21, 2024 EX-99.1

June 21, 2024 FOR IMMEDIATE RELEASE WaFd Bank Completes Sale of $2.8 Billion in Multi-Family Loans SEATTLE, WASHINGTON – Washington Federal Bank ("WaFd Bank" or the "Bank"), the wholly owned subsidiary of WaFd, Inc. (Nasdaq: WAFD) (the "Company"), to

June 21, 2024 FOR IMMEDIATE RELEASE WaFd Bank Completes Sale of $2.8 Billion in Multi-Family Loans SEATTLE, WASHINGTON – Washington Federal Bank ("WaFd Bank" or the "Bank"), the wholly owned subsidiary of WaFd, Inc. (Nasdaq: WAFD) (the "Company"), today announced the consummation of the sale of approximately $2.8 billion of multifamily commercial real estate loans (“CRE”) to Bank of America, which

May 17, 2024 8-K

Entry into a Material Definitive Agreement, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 14, 2024 WAFD, INC. (Exact name of registrant as specified in its charter) Washington 001-34654 91-1661606 (State or other jurisdiction of incorporation or organization) (Commissi

May 17, 2024 EX-10.1

Agreement for the Purchase and Sale of Loans between Washington Federal Bank and Bank of America, National Association

REDACTED COPY USActive 60482051.5 766533816.2 Certain confidential information contained in this document and marked by [***] has been omitted because the Company has determined the information (i) is not material and (ii) is the type of information that the Company treats as private or confidential. AGREEMENT FOR PURCHASE AND SALE OF LOANS by and between WASHINGTON FEDERAL BANK (D/B/A WAFD BANK),

May 15, 2024 8-K/A

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K/A (Amendment No. 1) CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 14, 2024 WAFD, INC. (Exact name of registrant as specified in its charter) Washington 001-34654 91-1661606 (State or other jurisdiction of incorporation or org

May 14, 2024 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 14, 2024 WAFD, INC. (Exact name of registrant as specified in its charter) Washington 001-34654 91-1661606 (State or other jurisdiction of incorporation or organization) (Commissi

May 13, 2024 8-K/A

Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K/A CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 29, 2024 WAFD, INC. (Exact name of registrant as specified in its charter) Washington 001-34654 91-1661606 (State or other jurisdiction of incorporation or organization) (C

May 13, 2024 EX-99.1

Table of Contents Page Independent Auditor's Report 2 Consolidated Financial Statements: Consolidated statements of financial condition 4 Consolidated statements of income 5 Consolidated statements of comprehensive income 6 Consolidated statements of

Table of Contents Page Independent Auditor's Report 2 Consolidated Financial Statements: Consolidated statements of financial condition 4 Consolidated statements of income 5 Consolidated statements of comprehensive income 6 Consolidated statements of changes in stockholders' equity 7 Consolidated statements of cash flows 8 Notes to consolidated financial statements 9 Exhibit 99.

May 13, 2024 EX-99.2

UNAUDITED PRO FORMA CONDENSED COMBINED CONSOLIDATED FINANCIAL INFORMATION

Exhibit 99.2 UNAUDITED PRO FORMA CONDENSED COMBINED CONSOLIDATED FINANCIAL INFORMATION The following unaudited pro forma condensed combined financial information combines the historical financial results of operations of WaFd, Inc. (“WaFd”) and Luther Burbank Corporation (“LBC”) and reflects the acquisition of LBC by WaFd. The merger of WaFd and LBC (the “Corporate Merger”) closed after close of b

May 9, 2024 EX-99.1

This presentation contains forward‐looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Such statements are based upon the current beliefs and expectations of Washington Federal’s management and are subject t

This presentation contains forward‐looking statements within the meaning of the Private Securities Litigation Reform Act of 1995.

May 9, 2024 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 8, 2024 WAFD, INC. (Exact name of registrant as specified in its charter) Washington 001-34654 91-1661606 (State or other jurisdiction of incorporation or organization) (Commissio

May 3, 2024 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2024 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-34654 WAFD, INC.

April 23, 2024 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 22, 2024 WAFD, INC. (Exact

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 22, 2024 WAFD, INC. (Exact name of registrant as specified in its charter) Washington 001-34654 91-1661606 (State or other jurisdiction of incorporation or organization) (Commis

April 23, 2024 EX-99.2

WaFd, Inc. Fact Sheet March 31, 2024 ($ in Thousands)

WaFd, Inc. Fact Sheet March 31, 2024 ($ in Thousands) Exhibit 99.2 As of 09/23 As of 12/23 As of 03/24 Allowance for Credit Losses (ACL) - Total $ 201,707 $ 201,820 $ 225,077 ACL - Loans 177,207 179,320 201,577 ACL - Unfunded Commitments 24,500 22,500 23,500 Total ACL as a % of Gross Loans 1.03 % 1.04 % 1.00 % 09/23 QTR 09/23 YTD 12/23 QTR 12/23 YTD 03/24 QTR 03/24 YTD Loan Originations - Total $

April 23, 2024 EX-99.1

WaFd Reports Second Quarter Fiscal 2024 Results Following Completion of Merger of Luther Burbank Corporation

Exhibit 99.1 Monday, April 22, 2024 FOR IMMEDIATE RELEASE WaFd Reports Second Quarter Fiscal 2024 Results Following Completion of Merger of Luther Burbank Corporation SEATTLE, WASHINGTON – WaFd, Inc. (Nasdaq: WAFD) (the "Company"), parent company of Washington Federal Bank ("WaFd Bank" or the "Bank"), today announced quarterly earnings after successfully completing the merger of California-based L

April 3, 2024 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 3, 2024 WAFD, INC. (Exact name of registrant as specified in its charter) Washington 001-34654 91-1661606 (State or other jurisdiction of incorporation or organization) (Commiss

March 1, 2024 8-K

Financial Statements and Exhibits, Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant, Completion of Acquisition or Disposition of Assets

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 29, 2024 WAFD, INC. (Exact name of registrant as specified in its charter) Washington 001-34654 91-1661606 (State or other jurisdiction of incorporation or organization) (Com

February 20, 2024 8-K/A

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K/A Amendment No. 1 CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 30, 2024 WAFD, INC. (Exact name of registrant as specified in its charter) Washington 001-34654 91-1661606 (State or other jurisdiction of incorporation or o

February 20, 2024 EX-99.1

Tuesday, January 30, 2024 FOR IMMEDIATE RELEASE WaFd, Inc. Receives Regulatory Approval for Acquisition of Luther Burbank Corporation Seattle, WA – WaFd, Inc. (NASDAQ: WaFd), the parent company of Washington Federal Bank (“WaFd Bank”), and Luther Bur

Tuesday, January 30, 2024 FOR IMMEDIATE RELEASE WaFd, Inc. Receives Regulatory Approval for Acquisition of Luther Burbank Corporation Seattle, WA – WaFd, Inc. (NASDAQ: WaFd), the parent company of Washington Federal Bank (“WaFd Bank”), and Luther Burbank Corporation (NASDAQ: LBC, “Luther Burbank”), the parent company of Luther Burbank Savings, jointly announced today that they received the require

February 14, 2024 EX-99.1

Annual Shareholder Meeting February 13, 2024 Executive Management Committee 2 Kelli Holz Executive Vice President Chief Financial Officer Brent Beardall President and Chief Executive Officer Ryan Mauer Executive Vice President Chief Credit Officer Ca

Annual Shareholder Meeting February 13, 2024 Executive Management Committee 2 Kelli Holz Executive Vice President Chief Financial Officer Brent Beardall President and Chief Executive Officer Ryan Mauer Executive Vice President Chief Credit Officer Cathy Cooper Executive Vice President Chief Consumer Banker Kim Robison Executive Vice President Chief Operating Officer James Endrizzi Executive Vice President Chief Commercial Banker Board of Directors Brent Beardall Stephen M.

February 14, 2024 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 13, 2024 WAFD, INC. (Exact name of registrant as specified in its charter) Washington 001-34654 91-1661606 (State or other jurisdiction of incorporation or organization) (Com

February 13, 2024 EX-99.1

This presentation contains forward‐looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Such statements are based upon the current beliefs and expectations of Washington Federal’s management and are subject t

This presentation contains forward‐looking statements within the meaning of the Private Securities Litigation Reform Act of 1995.

February 13, 2024 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 12, 2024 WAFD, INC. (Exact name of registrant as specified in its charter) Washington 001-34654 91-1661606 (State or other jurisdiction of incorporation or organization) (Com

February 13, 2024 SC 13G/A

WAFD / WaFd, Inc / VANGUARD GROUP INC - SCHEDULE 13G/A Passive Investment

SC 13G/A 1 tv02249-wafdinc.htm SCHEDULE 13G/A SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 (Amendment No.: 13)* Name of issuer: WaFd Inc Title of Class of Securities: Common Stock CUSIP Number: 938824109 Date of Event Which Requires Filing of this Statement: December 29, 2023 Check the appropriate box to designate the rule pursuan

February 13, 2024 8-K

Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 13, 2024 WAFD, INC. (Exact name of registrant as specified in its charter) Washington 001-34654 91-1661606 (State or other jurisdiction of incorporation or organization) (Com

February 9, 2024 SC 13G/A

WAFD / WaFd, Inc / DIMENSIONAL FUND ADVISORS LP - SEC SCHEDULE 13G Passive Investment

SC 13G/A 1 SEC13GFiling.htm SEC SCHEDULE 13G UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 10 )* WaFd Inc (Name of Issuer) Common Stock (Title of Class of Securities) 938824109 (CUSIP Number) December 29, 2023 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate

January 31, 2024 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended December 31, 2023 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-34654 WAFD, I

January 30, 2024 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 30, 2024 WAFD, INC. (Exac

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 30, 2024 WAFD, INC. (Exact name of registrant as specified in its charter) Washington 001-34654 91-1661606 (State or other jurisdiction of incorporation or organization) (Comm

January 30, 2024 EX-99.1

Tuesday, January 30, 2024 FOR IMMEDIATE RELEASE WaFd, Inc. Receives Regulatory Approval for Acquisition of Luther Burbank Corporation Seattle, WA – WaFd, Inc. (NASDAQ: WaFd), the parent company of Washington Federal Bank (“WaFd Bank”), and Luther Bur

wafdandlbsmergerapproval Tuesday, January 30, 2024 FOR IMMEDIATE RELEASE WaFd, Inc.

January 18, 2024 EX-99.1

WaFd Announces Quarterly Earnings Per Share Of $0.85

Exhibit 99.1 Tuesday, January 16, 2024 FOR IMMEDIATE RELEASE WaFd Announces Quarterly Earnings Per Share Of $0.85 SEATTLE, WASHINGTON – WaFd, Inc. (Nasdaq: WAFD) (the "Company"), parent company of Washington Federal Bank ("WaFd Bank" or the "Bank"), today announced quarterly earnings of $58,453,000 for the quarter ended December 31, 2023, an increase of 16% from net earnings of $50,208,000 for the

January 18, 2024 EX-99.2

WaFd, Inc. Fact Sheet December 31, 2023 ($ in Thousands)

WaFd, Inc. Fact Sheet December 31, 2023 ($ in Thousands) Exhibit 99.2 As of 06/23 As of 09/23 As of 12/23 Allowance for Credit Losses (ACL) - Total $ 204,569 $ 201,707 $ 201,820 ACL - Loans 178,069 177,207 179,320 ACL - Unfunded Commitments 26,500 24,500 22,500 Total ACL as a % of Gross Loans 1.03 % 1.03 % 1.04 % 06/23 QTR 06/23 YTD 09/23 QTR 09/23 YTD 12/23 QTR 12/23 YTD Loan Originations - Total

January 18, 2024 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 16, 2024 WAFD, INC. (Exac

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 16, 2024 WAFD, INC. (Exact name of registrant as specified in its charter) Washington 001-34654 91-1661606 (State or other jurisdiction of incorporation or organization) (Comm

January 3, 2024 8-K

Regulation FD Disclosure

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 3, 2024 WAFD, INC. (Exact name of registrant as specified in its charter) Washington 001-34654 91-1661606 (State or other jurisdiction of incorporation or organization) (Commi

December 20, 2023 DEF 14A

SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant x Filed by a Party other than the Registrant ¨ Check the appropriate box: o Preliminary Proxy Statement o Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) x Definitive Proxy Statement o Definitive Additional Materials o Soliciting Material Pursuant to 240.

November 29, 2023 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 28, 2023 WAFD, INC. (Exact name of registrant as specified in its charter) Washington 001-34654 91-1661606 (State or other jurisdiction of incorporation or organization) (Com

November 17, 2023 EX-10.7

WaFd, Inc. Amended and Restated Non-Qualified Employee Stock Purchase Plan*

WASHINGTON FEDERAL INC. AMENDED AND RESTATED NON-QUALIFIED EMPLOYEE STOCK PURCHASE PLAN As of August 14, 2023 Section 1. Establishment of the Plan. The Washington Federal Inc. Non-Qualified Employee Stock Purchase Plan (as amended from time to time, the “Plan”) provides Eligible Persons with an opportunity to purchase Common Stock so that they may increase their proprietary interest in the success

November 17, 2023 10-K

United States Securities and Exchange Commission Washington, D.C. 20549 FORM 10-K ____________________________________________________________ ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

United States Securities and Exchange Commission Washington, D.C. 20549 FORM 10-K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended September 30, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-34654 WAFD, INC. (Exact name o

November 17, 2023 EX-3.2

Second Amended and Restated Bylaws of the Company

SECOND AMENDED AND RESTATED BYLAWS OF WAFD, INC. (Effective Date: September 29, 2023) ARTICLE I. OFFICES 1.1 Registered Office and Registered Agent. The registered office of WaFd, Inc. (the “Corporation”) shall be located in the State of Washington at such place as may be fixed from time to time by the Board of Directors upon filing of such notices as may be required by law, and the registered age

November 17, 2023 EX-97.1

WaFd, Inc. Clawback Policy

Clawback Policy Effective October 2, 2023 Contents WaFd, Inc. – Clawback Policy Effective 10/2/23 CONFIDENTIAL & PROPRIETARY © 2023 WaFd Bank. All rights reserved. Page ii Contents 1. Objective ............................................................................................................................................. 3 2. Administration ............................................

November 17, 2023 EX-3.1

Third Restated Articles of Incorporation of the Company, as amended

Page: 1 of 14 Work Order #: 2023092700625906 - 2 Received Date: 09/27/2023 Amount Received: $110.

November 14, 2023 8-K

Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 14, 2023 WAFD, INC. (Exact name of registrant as specified in its charter) Washington 001-34654 91-1661606 (State or other jurisdiction of incorporation or organization) (Com

October 18, 2023 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 17, 2023 WAFD, INC. (Exact name of registrant as specified in its charter) Washington 001-34654 91-1661606 (State or other jurisdiction of incorporation or organization) (Comm

October 18, 2023 EX-99.1

WaFd's Annual Earnings Per Share Increased 10% For 2023 Even After Net Interest Margin Contraction and Outsized Provision For Credit Losses

Exhibit 99.1 Tuesday, October 17, 2023 FOR IMMEDIATE RELEASE WaFd's Annual Earnings Per Share Increased 10% For 2023 Even After Net Interest Margin Contraction and Outsized Provision For Credit Losses SEATTLE, WASHINGTON – WaFd, Inc. (Nasdaq: WAFD) (the "Company"), parent company of WaFd Bank (the "Bank"), today announced record annual earnings of $257,426,000 for the fiscal year ended September 3

October 18, 2023 EX-99.2

WaFd, Inc. Fact Sheet September 30, 2023 ($ in Thousands)

Exhibit 99.2 WaFd, Inc. Fact Sheet September 30, 2023 ($ in Thousands) As of 03/23 As of 06/23 As of 09/23 Allowance for Credit Losses (ACL) - Total $ 205,920 $ 204,569 $ 201,707 ACL - Loans 177,420 178,069 177,207 ACL Unfunded Commitments 28,500 26,500 24,500 Total ACL as a % of Gross Loans 1.02 % 1.03 % 1.03 % 03/23 QTR 03/23 YTD 06/23 QTR 06/23 YTD 09/23 QTR 09/23 YTD Loan Originations - Total

September 28, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 27, 2023 WASHINGTON FED

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 27, 2023 WASHINGTON FEDERAL INC (Exact name of registrant as specified in its charter) Washington 001-34654 91-1661606 (State or other jurisdiction of incorporation or organ

September 26, 2023 8-K

Regulation FD Disclosure

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 26, 2023 WASHINGTON FEDERAL INC (Exact name of registrant as specified in its charter) Washington 001-34654 91-1661606 (State or other jurisdiction of incorporation or organ

August 21, 2023 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 18, 2023 WASHINGTON FEDERAL INC (Exact name of registrant as specified in its charter) Washington 001-34654 91-1661606 (State or other jurisdiction of incorporation or organiza

August 21, 2023 EX-99.1

This presentation contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Such statements are based upon the current beliefs and expectations of Washington Federal’s management and are subject t

This presentation contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995.

August 15, 2023 8-K

Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 15, 2023 WASHINGTON FEDERAL INC (Exact name of registrant as specified in its charter) Washington 001-34654 91-1661606 (State or other jurisdiction of incorporation or organiza

August 4, 2023 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2023 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-34654 WASHINGTON

July 17, 2023 EX-99.2

Washington Federal, Inc. Fact Sheet June 30, 2023 ($ in Thousands)

Washington Federal, Inc. Fact Sheet June 30, 2023 ($ in Thousands) Exhibit 99.2 As of 12/22 As of 03/23 As of 06/23 Allowance for Credit Losses (ACL) - Total $ 208,297 $ 205,920 $ 204,569 ACL - Loans 176,797 177,420 178,069 ACL - Unfunded Commitments 31,500 28,500 26,500 Total ACL as a % of Gross Loans 1.03 % 1.02 % 1.03 % 12/22 QTR 12/22 YTD 03/23 QTR 03/23 YTD 06/23 QTR 06/23 YTD Loan Originatio

July 17, 2023 EX-99.1

Washington Federal Announces Quarterly Earnings Per Share Of $0.89

Friday, July 14, 2023 FOR IMMEDIATE RELEASE Washington Federal Announces Quarterly Earnings Per Share Of $0.

July 17, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 14, 2023 WASHINGTON FEDERAL

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 14, 2023 WASHINGTON FEDERAL INC (Exact name of registrant as specified in its charter) Washington 001-34654 91-1661606 (State or other jurisdiction of incorporation or organizati

July 6, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 5, 2023 WASHINGTON FEDERAL I

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 5, 2023 WASHINGTON FEDERAL INC (Exact name of registrant as specified in its charter) Washington 001-34654 91-1661606 (State or other jurisdiction of incorporation or organizatio

June 22, 2023 11-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 11-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 11-K (Mark One) ý ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2022 OR ¨ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number: 001-34654 Washington Federal B

May 15, 2023 EX-99.1

This presentation contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Such statements are based upon the current beliefs and expectations of Washington Federal’s management and are subject t

This presentation contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995.

May 15, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 12, 2023 WASHINGTON FEDERAL I

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 12, 2023 WASHINGTON FEDERAL INC (Exact name of registrant as specified in its charter) Washington 001-34654 91-1661606 (State or other jurisdiction of incorporation or organizatio

May 9, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 5, 2023 WASHINGTON FEDERAL IN

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 5, 2023 WASHINGTON FEDERAL INC (Exact name of registrant as specified in its charter) Washington 001-34654 91-1661606 (State or other jurisdiction of incorporation or organization

May 9, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 9, 2023 WASHINGTON FEDERAL IN

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 9, 2023 WASHINGTON FEDERAL INC (Exact name of registrant as specified in its charter) Washington 001-34654 91-1661606 (State or other jurisdiction of incorporation or organization

May 5, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 4, 2023 WASHINGTON FEDERAL IN

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 4, 2023 WASHINGTON FEDERAL INC (Exact name of registrant as specified in its charter) Washington 001-34654 91-1661606 (State or other jurisdiction of incorporation or organization

May 5, 2023 EX-99.1

EXHIBIT 99.1 425 Pike Street 520 Third Street SEATTLE, WASHINGTON SANTA ROSA, CALIFORNIA www.wafdbank.com www.lutherburbanksavings.com WASHINGTON FEDERAL, INC. AND LUTHER BURBANK CORPORATION ANNOUNCE RECEIPT OF SHAREHOLDER APPROVAL FOR MERGER Washing

projectoceanside-drafpre EXHIBIT 99.1 425 Pike Street 520 Third Street SEATTLE, WASHINGTON SANTA ROSA, CALIFORNIA www.wafdbank.com www.lutherburbanksavings.com WASHINGTON FEDERAL, INC. AND LUTHER BURBANK CORPORATION ANNOUNCE RECEIPT OF SHAREHOLDER APPROVAL FOR MERGER Washington Federal, Inc. (NASDAQ: WAFD, “Washington Federal”), the parent company of Washington Federal Bank (“WaFd Bank”), and Luth

May 4, 2023 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2023 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-34654 WASHINGTON

April 18, 2023 425

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 18, 2023 WASHINGTON FEDERAL

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 18, 2023 WASHINGTON FEDERAL INC (Exact name of registrant as specified in its charter) Washington 001-34654 91-1661606 (State or other jurisdiction of incorporation or organizat

April 18, 2023 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 18, 2023 WASHINGTON FEDERAL INC (Exact name of registrant as specified in its charter) Washington 001-34654 91-1661606 (State or other jurisdiction of incorporation or organizat

April 14, 2023 EX-99.2

Washington Federal, Inc. Fact Sheet March 31, 2023 ($ in Thousands)

Washington Federal, Inc. Fact Sheet March 31, 2023 ($ in Thousands) Exhibit 99.2 As of 09/22 As of 12/22 As of 03/23 Allowance for Credit Losses (ACL) - Total $ 205,308 $ 208,297 $ 205,920 ACL - Loans 172,808 176,797 177,420 ACL - Unfunded Commitments 32,500 31,500 28,500 Total ACL as a % of Gross Loans 1.06 % 1.03 % 1.02 % 09/22 QTR 09/22 YTD 12/22 QTR 12/22 YTD 03/23 QTR 03/23 YTD Loan Originati

April 14, 2023 EX-99.1

Washington Federal Announces Quarterly Earnings Per Share Of $0.95

Thursday, April 13, 2023 FOR IMMEDIATE RELEASE Washington Federal Announces Quarterly Earnings Per Share Of $0.

April 14, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 13, 2023 WASHINGTON FEDERAL

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 13, 2023 WASHINGTON FEDERAL INC (Exact name of registrant as specified in its charter) Washington 001-34654 91-1661606 (State or other jurisdiction of incorporation or organizat

April 5, 2023 EX-99.1

Washington Federal, Inc. Non-Qualified Employee Stock Purchase Plan

exhibit991wafdemployeest BN 73435374v7 WASHINGTON FEDERAL INC. NON-QUALIFIED EMPLOYEE STOCK PURCHASE PLAN Section 1. Establishment of the Plan. The Washington Federal Inc. Non-Qualified Employee Stock Purchase Plan (as amended from time to time, the “Plan”) provides Eligible Persons with an opportunity to purchase Common Stock so that they may increase their proprietary interest in the success of

April 5, 2023 EX-99.2

First Amendment to the Washington Federal, Inc. Non-Qualified Employee Stock Purchase Plan

exhibit992firstamendment - 1 - FIRST AMENDMENT TO WASHINGTON FEDERAL INC. NON-QUALIFIED EMPLOYEE STOCK PURCHASE PLAN The Board of Directors of Washington Federal, Inc., a Washington corporation (the “Company”), adopted the Washington Federal Inc. Non-qualified Employee Stock Purchase Plan (the “Plan”) on December 18, 2022, which Plan was approved by the shareholders of the Company effective Februa

April 5, 2023 S-8

As filed with the Securities and Exchange Commission on April 5, 2023

As filed with the Securities and Exchange Commission on April 5, 2023 Registration No.

April 5, 2023 EX-FILING FEES

Filing Fee Table

Exhibit 107 CALCULATION OF FILING FEE TABLE Form S-8 (Form Type) Washington Federal, Inc.

April 4, 2023 8-K

Regulation FD Disclosure

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 4, 2023 WASHINGTON FEDERAL INC (Exact name of registrant as specified in its charter) Washington 001-34654 91-1661606 (State or other jurisdiction of incorporation or organizati

March 28, 2023 424B3

WASHINGTON FEDERAL, INC. 425 Pike Street Seattle, Washington 98101

424B3 Table of Contents Filed Pursuant to Rule 424(b)(3) Registration Statement No.

March 27, 2023 EX-99.1

Form of Proxy for the special meeting of Washington Federal

EX-99.1 Exhibit 99.1 WASHINGTON FEDERAL, INC. 425 PIKE STREET Exhibit 99.1 SEATTLE, WA 98101-2334 SCAN TO VIEW MATERIALS & VOTE VOTE BY INTERNET Before The Meeting - Go to www.proxyvote.com or scan the QR Barcode above Use the Internet to transmit your voting instructions and for electronic delivery of information. Vote by 11:59 p.m. Eastern Time on May 3, 2023 for shares held directly and by 11:5

March 27, 2023 EX-99.2

Form of Proxy for the special meeting of Luther Burbank

EX-99.2 Exhibit 99.2 LUTHER BURBANK CORPORATION Proxy for Special Meeting of Shareholders on May 4, 2023 Solicited on Behalf of the Board of Directors Smith, and each of them, with full power of substitution and power to act alone, as proxies to vote all the shares of Common Stock that the undersigned would be entitled to vote, if personally present and acting at the Special Meeting of Shareholder

March 27, 2023 S-4/A

As filed with the Securities and Exchange Commission on March 24, 2023

S-4/A Table of Contents As filed with the Securities and Exchange Commission on March 24, 2023 Registration No.

March 27, 2023 EX-99.4

Consent of Piper Sandler & Co.

EX-99.4 7 d433499dex994.htm EX-99.4 Exhibit 99.4 1251 AVENUE OF THE AMERICAS, 6TH FLOOR NEW YORK, NY 10020 P 212 466-7800 | TF 800 635-6851 Piper Sandler & Co. Since 1885. Member SIPC and NYSE. CONSENT OF PIPER SANDLER & CO. We hereby consent to the inclusion of our opinion letter to the Board of Directors of Luther Burbank Corporation (the “Company”) as an Appendix to the Joint Proxy Statement/Pr

March 27, 2023 CORRESP

WASHINGTON FEDERAL, INC. 425 Pike Street Seattle, Washington 98101

CORRESP WASHINGTON FEDERAL, INC. 425 Pike Street Seattle, Washington 98101 March 27, 2023 Securities and Exchange Commission 100 F Street, NE Washington, DC 20549 Attn: John Stickel Re: Washington Federal, Inc. Acceleration Request Registration Statement on Form S-4 Registration No. 333-270159 Ladies and Gentlemen: Pursuant to Rule 461 of the General Rules and Regulations under the Securities Act

March 16, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 15, 2023 WASHINGTON FEDERAL

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 15, 2023 WASHINGTON FEDERAL INC (Exact name of registrant as specified in its charter) Washington 001-34654 91-1661606 (State or other jurisdiction of incorporation or organizat

March 1, 2023 EX-FILING FEES

Filing Fee Table

EX-FILING FEES Exhibit 107 Calculation of Filing Fee Tables Form S-4 (Form Type) Washington Federal, Inc.

March 1, 2023 EX-99.4

Consent of Piper Sandler & Co.

Exhibit 99.4 1251 AVENUE OF THE AMERICAS, 6TH FLOOR NEW YORK, NY 10020 P 212 466-7800 | TF 800 635-6851 Piper Sandler & Co. Since 1885. Member SIPC and NYSE. CONSENT OF PIPER SANDLER & CO. We hereby consent to the inclusion of our opinion letter to the Board of Directors of Luther Burbank Corporation (the “Company”) as an Appendix to the Joint Proxy Statement/Prospectus relating to the proposed me

March 1, 2023 EX-99.3

Consent of Keefe, Bruyette & Woods, Inc.

Exhibit 99.3 CONSENT OF KEEFE, BRUYETTE & WOODS, INC. We hereby consent to the inclusion of our opinion letter to the Board of Directors of Washington Federal, Inc. (“Washington Federal”), as Appendix B to the Joint Proxy Statement/Prospectus which forms a part of the Registration Statement on Form S-4 filed on the date hereof (the “Registration Statement”) relating to the proposed merger of Luthe

March 1, 2023 EX-21

Subsidiaries of Washington Federal, Inc.

EX-21 Exhibit 21 Subsidiaries of Washington Federal, Inc. Subsidiary Jurisdiction of Incorporation/Organization/Charter WAFD Insurance Group, Inc. Washington Statewide Mortgage Services Company Washington Washington Services, Inc. Washington

March 1, 2023 S-4

Power of Attorney (included on signature page of this Registration Statement)†

S-4 Table of Contents As filed with the Securities and Exchange Commission on March 1, 2023 Registration No.

February 17, 2023 EX-99.1

Annual Shareholder Meeting February 14, 2023 Executive Management Committee 2 Kelli Holz EVP, Chief Financial Officer Brent Beardall President and Chief Executive Officer Ryan Mauer EVP, Chief Credit Officer Cathy Cooper EVP, Chief Consumer Banker Ki

Annual Shareholder Meeting February 14, 2023 Executive Management Committee 2 Kelli Holz EVP, Chief Financial Officer Brent Beardall President and Chief Executive Officer Ryan Mauer EVP, Chief Credit Officer Cathy Cooper EVP, Chief Consumer Banker Kim Robison EVP, Chief Operating Officer James Endrizzi EVP, Chief Commercial Banker Board of Directors Brent Beardall Stephen M.

February 17, 2023 EX-10.2

Amendment to WaFd Bank Deferred Compensation Plan

140214563 Amendment to WaFd Bank Deferred Compensation Plan Pursuant to the power to amend reserved to Washington Federal Bank (the “Company”) pursuant to Section 9.

February 17, 2023 8-K

Regulation FD Disclosure, Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits, Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 14, 2023 WASHINGTON FEDERAL INC (Exact name of registrant as specified in its charter) Washington 001-34654 91-1661606 (State or other jurisdiction of incorporation or organi

February 16, 2023 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 14, 2023 WASHINGTON FEDERAL INC (Exact name of registrant as specified in its charter) Washington 001-34654 91-1661606 (State or other jurisdiction of incorporation or organi

February 14, 2023 8-K

Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 14, 2023 WASHINGTON FEDERAL INC (Exact name of registrant as specified in its charter) Washington 001-34654 91-1661606 (State or other jurisdiction of incorporation or organi

February 13, 2023 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 13, 2023 WASHINGTON FEDERAL INC (Exact name of registrant as specified in its charter) Washington 001-34654 91-1661606 (State or other jurisdiction of incorporation or organi

February 10, 2023 SC 13G/A

WAFD / Washington Federal Inc. / DIMENSIONAL FUND ADVISORS LP - SEC SCHEDULE 13G Passive Investment

SC 13G/A 1 SEC13GFiling.htm SEC SCHEDULE 13G UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 9 )* Washington Federal Inc (Name of Issuer) Common Stock (Title of Class of Securities) 938824109 (CUSIP Number) December 30, 2022 (Date of Event Which Requires Filing of this Statement) Check the appropriate box

February 9, 2023 SC 13G/A

WAFD / Washington Federal Inc. / VANGUARD GROUP INC - SCHEDULE 13G/A Passive Investment

SC 13G/A 1 tv02223-washingtonfederalinc.htm SCHEDULE 13G/A SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 (Amendment No.: 12)* Name of issuer: Washington Federal Inc. Title of Class of Securities: Common Stock CUSIP Number: 938824109 Date of Event Which Requires Filing of this Statement: December 30, 2022 Check the appropriate box t

February 3, 2023 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended December 31, 2022 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-34654 WASHING

February 3, 2023 EX-10.1

WaFd Bank Deferred Compensation Plan

Content Copyright ©2018 Newport Group, Inc. All Rights Reserved. WAFD BANK DEFERRED COMPENSATION PLAN Effective Date January 1, 2023 WaFd Bank Deferred Compensation Plan Content Copyright ©2018 Newport Group, Inc. All Rights Reserved. Page 1 of 30 ARTICLE I Establishment and Purpose ..................................................................................................1 ARTICLE II Defin

January 27, 2023 425

January 27, 2023

425 1 jan272023wafdlbsretention4.htm 425 Filed by: Washington Federal, Inc. Pursuant to Rule 425 under the Securities Act of 1933 and deemed filed pursuant to Rule 14a-12 of the Securities Exchange Act of 1934 Subject Company: Luther Burbank Corporation Commission File No.: 001-38317 January 27, 2023 TO: Employees of Luther Burbank Savings FROM: Executive Management at WaFd Bank and Luther Burbank

January 26, 2023 EX-99.1

January 26, 2023 FOR IMMEDIATE RELEASE WaFd Bank President and CEO Brent Beardall Expected to Return Soon to Full-Time Duties Brent Beardall, President and CEO of Washington Federal, Inc. (Nasdaq: WAFD) and Washington Federal Bank (dba WaFd Bank), co

ceobrentbeardallreturnst January 26, 2023 FOR IMMEDIATE RELEASE WaFd Bank President and CEO Brent Beardall Expected to Return Soon to Full-Time Duties Brent Beardall, President and CEO of Washington Federal, Inc.

January 26, 2023 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 26, 2023 WASHINGTON FEDER

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 26, 2023 WASHINGTON FEDERAL INC (Exact name of registrant as specified in its charter) Washington 001-34654 91-1661606 (State or other jurisdiction of incorporation or organiz

January 13, 2023 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 12, 2023 WASHINGTON FEDERAL INC (Exact name of registrant as specified in its charter) Washington 001-34654 91-1661606 (State or other jurisdiction of incorporation or organiz

January 13, 2023 EX-99.2

Washington Federal, Inc. Fact Sheet December 31, 2022 ($ in Thousands)

EX-99.2 3 exhibit992december2022fac.htm EX-99.2 Washington Federal, Inc. Fact Sheet December 31, 2022 ($ in Thousands) Exhibit 99.2 As of 06/22 As of 09/22 As of 12/22 Allowance for Credit Losses (ACL) - Total $ 203,479 $ 205,308 $ 208,297 ACL - Loans 170,979 172,808 176,797 ACL - Unfunded Commitments 32,500 32,500 31,500 Total ACL as a % of Gross Loans 1.08 % 1.06 % 1.03 % 06/22 QTR 06/22 YTD 09/

January 13, 2023 EX-99.1

Washington Federal Announces Record Quarterly Earnings Per Share Of $1.16

Exhibit 99.1 Thursday, January 12, 2023 FOR IMMEDIATE RELEASE Washington Federal Announces Record Quarterly Earnings Per Share Of $1.16 SEATTLE, WASHINGTON – Washington Federal, Inc. (Nasdaq: WAFD) (the "Company"), parent company of Washington Federal Bank ("WaFd Bank"), today announced quarterly earnings of $79,509,000 for the quarter ended December 31, 2022, an increase of 58% from $50,281,000 f

January 6, 2023 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 1, 2023 WASHINGTON FEDERAL INC (Exact name of registrant as specified in its charter) Washington 001-34654 91-1661606 (State or other jurisdiction of incorporation or organiza

January 4, 2023 425

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 4, 2023 WASHINGTON FEDERA

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 4, 2023 WASHINGTON FEDERAL INC (Exact name of registrant as specified in its charter) Washington 001-34654 91-1661606 (State or other jurisdiction of incorporation or organiza

January 4, 2023 8-K

Regulation FD Disclosure

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 4, 2023 WASHINGTON FEDERAL INC (Exact name of registrant as specified in its charter) Washington 001-34654 91-1661606 (State or other jurisdiction of incorporation or organiza

January 3, 2023 8-K

Regulation FD Disclosure, Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 2, 2023 WASHINGTON FEDERAL INC (Exact name of registrant as specified in its charter) Washington 001-34654 91-1661606 (State or other jurisdiction of incorporation or organiza

January 3, 2023 EX-99.1

January 3, 2023 FOR IMMEDIATE RELEASE WaFd Bank President and CEO Brent Beardall in Stable Condition After Being Injured in Small Plane Crash Washington Federal (Nasdaq: WAFD) reports that on January 2, 2023, the President and CEO of Washington Feder

EX-99.1 2 publicstatmentbrentbeard.htm EX-99.1 January 3, 2023 FOR IMMEDIATE RELEASE WaFd Bank President and CEO Brent Beardall in Stable Condition After Being Injured in Small Plane Crash Washington Federal (Nasdaq: WAFD) reports that on January 2, 2023, the President and CEO of Washington Federal, Inc. and Washington Federal Bank (dba WaFd Bank), Brent Beardall, was one of four people on board a

January 3, 2023 EX-99.2

425 Pike Street Seattle, WA 98101 Update on Brent Beardall’s Condition Dear WaFd Bank Colleagues, Clients and Investors, We wish to update you on the condition of our President and CEO Brent Beardall and another banker, Utah Commercial Division Manag

425 Pike Street Seattle, WA 98101 Update on Brent Beardall?s Condition Dear WaFd Bank Colleagues, Clients and Investors, We wish to update you on the condition of our President and CEO Brent Beardall and another banker, Utah Commercial Division Manager Dane Margetts, who were injured in a plane crash on January 2nd in Provo, Utah.

December 22, 2022 S-3

As filed with the Securities and Exchange Commission on December 22, 2022

As filed with the Securities and Exchange Commission on December 22, 2022 Registration No.

December 22, 2022 EX-FILING FEES

Calculation of Filing Fees Tables*

EX-FILING FEES 2 wafdex107december212022.htm EX-FILING FEES Exhibit 107 Table 1: Newly Registered and Carry Forward Securities* Security Type Security Class Title Fee Calculation or Carry Forward Rule Amount Registered Proposed Maximum Offering Price Per Unit Maximum Aggregate Offering Price Fee Rate Amount of Registration Fee Carry Forward Form Type Carry Forward File Number Carry Forward Initial

December 20, 2022 DEF 14A

SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant x Filed by a Party other than the Registrant ? Check the appropriate box: o Preliminary Proxy Statement o Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) x Definitive Proxy Statement o Definitive Additional Materials o Soliciting Material Pursuant to 240.

December 19, 2022 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 15, 2022 WASHINGTON FEDERAL INC (Exact name of registrant as specified in its charter) Washington 001-34654 91-1661606 (State or other jurisdiction of incorporation or organi

December 12, 2022 425

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 12, 2022 WASHINGTON FEDE

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 12, 2022 WASHINGTON FEDERAL INC (Exact name of registrant as specified in its charter) Washington 001-34654 91-1661606 (State or other jurisdiction of incorporation or organi

December 12, 2022 EX-99.1

This presentation contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Such statements are based upon the current beliefs and expectations of Washington Federal’s management and are subject t

This presentation contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995.

December 12, 2022 EX-99.1

This presentation contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Such statements are based upon the current beliefs and expectations of Washington Federal’s management and are subject t

This presentation contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995.

December 12, 2022 8-K

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 12, 2022 WASHINGTON FEDERAL INC (Exact name of registrant as specified in its charter) Washington 001-34654 91-1661606 (State or other jurisdiction of incorporation or organi

December 8, 2022 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 2, 2022 WASHINGTON FEDERAL INC (Exact name of registrant as specified in its charter) Washington 001-34654 91-1661606 (State or other jurisdiction of incorporation or organiz

November 18, 2022 10-K

United States Securities and Exchange Commission Washington, D.C. 20549 FORM 10-K ____________________________________________________________ ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

United States Securities and Exchange Commission Washington, D.C. 20549 FORM 10-K ? ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended September 30, 2022 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-34654 WASHINGTON FEDERAL INC (

November 15, 2022 S-8

As filed with the Securities and Exchange Commission on November 15, 2022

As filed with the Securities and Exchange Commission on November 15, 2022 Registration No.

November 15, 2022 EX-99.2

ycle 3 Basic Plan Document (filed herewith)

cycle3basicplandocument THORSON MCDONALD WHITMAN & CURNUTT, P.C. DEFINED CONTRIBUTION PRE-APPROVED PLAN Defined Contribution Pre-Approved Plan © 2020 Thorson McDonald Whitman & Curnutt, P.C. or its suppliers i TABLE OF CONTENTS ARTICLE I, DEFINITIONS 1.01 Account ........................................................................................................................................

November 15, 2022 EX-FILING FEES

Filing Fee Table

Exhibit 107 CALCULATION OF FILING FEE TABLE Form S-8 (Form Type) Washington Federal, Inc.

November 15, 2022 EX-99.1

Washington Federal Bank

washingtonfederalbankcyc WASHINGTON FEDERAL BANK 401(k) PLAN CYCLE 3 RESTATEMENT) [Effective January 1, 2022] THORSON McDONALD WHITMAN & CURNUTT, PC DEFINED CONTRIBUTION PRE-APPROVED PLAN Non-Standardized Defined Contribution (PPD) © 2020 Thorson McDonald Whitman & Curnutt, PC or its suppliers C:\Users\blayne.

November 15, 2022 425

This filing relates to the proposed transaction between Washington Federal, Inc. (“

Filed by: Washington Federal, Inc. Pursuant to Rule 425 under the Securities Act of 1933 and deemed filed pursuant to Rule 14a-12 of the Securities Exchange Act of 1934 Subject Company: Luther Burbank Corporation Commission File No.: 001-38317 This filing relates to the proposed transaction between Washington Federal, Inc. (“WAFD”) and Luther Burbank Corporation (“Luther Burbank”), pursuant to the

November 14, 2022 425

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 13, 2022 WASHINGTON FEDE

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 13, 2022 WASHINGTON FEDERAL INC (Exact name of registrant as specified in its charter) Washington 001-34654 91-1661606 (State or other jurisdiction of incorporation or organi

November 14, 2022 425

ABOUT WAFD BANK

Filed by: Washington Federal, Inc. Pursuant to Rule 425 under the Securities Act of 1933 and deemed filed pursuant to Rule 14a-12 of the Securities Exchange Act of 1934 Subject Company: Luther Burbank Corporation Commission File No.: 001-38317 Questions & Answers Regarding the Combination of Luther Burbank Savings with WaFd Bank ABOUT WAFD BANK Q1. Who is WaFd Bank and where do they operate? A. Wa

November 14, 2022 EX-99.2

November 13, 2022 to Enter California Through the Acquisition of Santa Rosa, CA Seattle, WA 2 Forward Looking Statements This presentation contains “forward-looking statements” within the meaning of the Private Securities Litigation Reform Act of 199

November 13, 2022 to Enter California Through the Acquisition of Santa Rosa, CA Seattle, WA 2 Forward Looking Statements This presentation contains ?forward-looking statements? within the meaning of the Private Securities Litigation Reform Act of 1995 and the provisions of Section 27A of the Securities Act of 1933 and Section 21E of the Securities Exchange Act of 1934 regarding the financial condition, results of operations, business plans and the future performance of Washington Federal, Inc.

November 14, 2022 EX-2.1

Agreement and Plan of Reorganization by and between Washington Federal, Inc. and Luther Burbank Corporation dated as of November 13, 2022 **

EXECUTION VERSION AGREEMENT AND PLAN OF REORGANIZATION DATED AS OF NOVEMBER 13, 2022 BY AND BETWEEN WASHINGTON FEDERAL, INC.

November 14, 2022 425

WAFD and LBC Merger Announcement Call November 14, 2022 || 5:30am PT

425 1 nov142022wafdlbccallscript.htm 425 Filed by: Washington Federal, Inc. Pursuant to Rule 425 under the Securities Act of 1933 and deemed filed pursuant to Rule 14a-12 of the Securities Exchange Act of 1934 Subject Company: Luther Burbank Corporation Commission File No.: 001-38317 WAFD and LBC Merger Announcement Call November 14, 2022 || 5:30am PT (Operator) Good morning and welcome to the Was

November 14, 2022 EX-99.2

November 13, 2022 to Enter California Through the Acquisition of Santa Rosa, CA Seattle, WA 2 Forward Looking Statements This presentation contains “forward-looking statements” within the meaning of the Private Securities Litigation Reform Act of 199

ex992slidepresentationof November 13, 2022 to Enter California Through the Acquisition of Santa Rosa, CA Seattle, WA 2 Forward Looking Statements This presentation contains “forward-looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995 and the provisions of Section 27A of the Securities Act of 1933 and Section 21E of the Securities Exchange Act of 1934 regarding the financial condition, results of operations, business plans and the future performance of Washington Federal, Inc.

November 14, 2022 EX-99.1

425 Pike Street 520 Third Street SEATTLE, WASHINGTON SANTA ROSA, CALIFORNIA www.wafdbank.com www.lutherburbanksavings.com Company Release – 11/13/2022, 6:00 PM PST WASHINGTON FEDERAL, INC. AND LUTHER BURBANK CORPORATION ANNOUNCE DEFINITIVE MERGER AGR

425 Pike Street 520 Third Street SEATTLE, WASHINGTON SANTA ROSA, CALIFORNIA www.wafdbank.com www.lutherburbanksavings.com Company Release ? 11/13/2022, 6:00 PM PST WASHINGTON FEDERAL, INC. AND LUTHER BURBANK CORPORATION ANNOUNCE DEFINITIVE MERGER AGREEMENT TO FORM A $29 BILLION ASSET WESTERN US BANK Washington Federal, Inc. (NASDAQ: WAFD, ?Washington Federal?) and Luther Burbank Corporation (NASDA

November 14, 2022 EX-99.1

425 Pike Street 520 Third Street SEATTLE, WASHINGTON SANTA ROSA, CALIFORNIA www.wafdbank.com www.lutherburbanksavings.com Company Release – 11/13/2022, 6:00 PM PST WASHINGTON FEDERAL, INC. AND LUTHER BURBANK CORPORATION ANNOUNCE DEFINITIVE MERGER AGR

ex991jointpressreleaseda 425 Pike Street 520 Third Street SEATTLE, WASHINGTON SANTA ROSA, CALIFORNIA www.

November 14, 2022 EX-2.1

Agreement and Plan of Reorganization by and between Washington Federal, Inc. and Luther Burbank Corporation dated as of November 13, 2022. *

EXECUTION VERSION AGREEMENT AND PLAN OF REORGANIZATION DATED AS OF NOVEMBER 13, 2022 BY AND BETWEEN WASHINGTON FEDERAL, INC.

November 14, 2022 8-K

Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 13, 2022 WASHINGTON FEDERAL INC (Exact name of registrant as specified in its charter) Washington 001-34654 91-1661606 (State or other jurisdiction of incorporation or organi

November 8, 2022 8-K

Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 8, 2022 WASHINGTON FEDERAL INC (Exact name of registrant as specified in its charter) Washington 001-34654 91-1661606 (State or other jurisdiction of incorporation or organiz

October 14, 2022 EX-99.2

Washington Federal, Inc. Fact Sheet September 30, 2022 ($ in Thousands)

Exhibit 99.2 Washington Federal, Inc. Fact Sheet September 30, 2022 ($ in Thousands) As of 03/22 As of 06/22 As of 09/22 Allowance for Credit Losses (ACL) - Total $ 201,384 $ 203,479 $ 205,308 ACL - Loans 171,384 170,979 172,808 ACL Unfunded Commitments 30,000 32,500 32,500 Total ACL as a % of Gross Loans 1.13 % 1.08 % 1.06 % 03/22 QTR 03/22 YTD 06/22 QTR 06/22 YTD 09/22 QTR 09/22 YTD Loan Origina

October 14, 2022 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 13, 2022 WASHINGTON FEDERAL INC (Exact name of registrant as specified in its charter) Washington 001-34654 91-1661606 (State or other jurisdiction of incorporation or organiz

October 14, 2022 EX-99.1

Washington Federal Reports Record Earnings Per Share Increase of 42% For 2022

Exhibit 99.1 Thursday, October 13, 2022 FOR IMMEDIATE RELEASE Washington Federal Reports Record Earnings Per Share Increase of 42% For 2022 SEATTLE, WASHINGTON ? Washington Federal, Inc. (Nasdaq: WAFD) (the "Company"), parent company of Washington Federal Bank ("WaFd Bank"), today announced record annual earnings of $236,330,000 for the fiscal year ended September 30, 2022, an increase of $52,715,

October 5, 2022 8-K

Regulation FD Disclosure

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 5, 2022 WASHINGTON FEDERAL INC (Exact name of registrant as specified in its charter) Washington 001-34654 91-1661606 (State or other jurisdiction of incorporation or organiza

August 31, 2022 EX-99.1

Exhibit 99.1 Wednesday, August 31, 2022 FOR IMMEDIATE RELEASE WaFd Bank Promotes Chief Risk Officer Kelli Holz to Chief Financial Officer SEATTLE, WASHINGTON - Washington Federal, Inc. (Nasdaq: WAFD) (the “Company”), parent company of Washington Fede

Exhibit 99.1 Wednesday, August 31, 2022 FOR IMMEDIATE RELEASE WaFd Bank Promotes Chief Risk Officer Kelli Holz to Chief Financial Officer SEATTLE, WASHINGTON - Washington Federal, Inc. (Nasdaq: WAFD) (the ?Company?), parent company of Washington Federal Bank, ?WaFd Bank? today announced the promotion of Kelli Holz, veteran banker and current Senior Vice President Chief Risk Officer to Chief Financ

August 31, 2022 8-K

Regulation FD Disclosure, Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 31, 2022 WASHINGTON FEDERAL INC (Exact name of registrant as specified in its charter) Washington 001-34654 91-1661606 (State or other jurisdiction of incorporation or organiza

August 9, 2022 8-K

Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 9, 2022 WASHINGTON FEDERAL INC (Exact name of registrant as specified in its charter) Washington 001-34654 91-1661606 (State or other jurisdiction of incorporation or organizat

July 29, 2022 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2022 or ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-34654 WASHINGTON

July 29, 2022 8-K

Regulation FD Disclosure

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 29, 2022 WASHINGTON FEDERAL INC (Exact name of registrant as specified in its charter) Washington 001-34654 91-1661606 (State or other jurisdiction of incorporation or organizati

July 27, 2022 11-K/A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 11-K/A Amendment No. 1

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 11-K/A Amendment No. 1 (Mark One) ? ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2021 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number: 001-34654 Wa

July 14, 2022 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 13, 2022 WASHINGTON FEDERAL INC (Exact name of registrant as specified in its charter) Washington 001-34654 91-1661606 (State or other jurisdiction of incorporation or organizati

July 14, 2022 EX-99.1

Washington Federal Announces Quarterly Earnings Per Share Of $0.91

Wednesday, July 13, 2022 FOR IMMEDIATE RELEASE Washington Federal Announces Quarterly Earnings Per Share Of $0.

July 14, 2022 EX-99.2

Washington Federal, Inc. Fact Sheet June 30, 2022 ($ in Thousands)

Washington Federal, Inc. Fact Sheet June 30, 2022 ($ in Thousands) Exhibit 99.2 As of 12/21 As of 03/22 As of 06/22 Allowance for Credit Losses (ACL) - Total $ 201,411 $ 201,384 $ 203,479 ACL - Loans 171,411 171,384 170,979 ACL - Unfunded Commitments 30,000 30,000 32,500 Total ACL as a % of Gross Loans 1.18 % 1.13 % 1.08 % 12/21 QTR 12/21 YTD 03/22 QTR 03/22 YTD 06/22 QTR 06/22 YTD Loan Originatio

July 5, 2022 8-K

Regulation FD Disclosure

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 5, 2022 WASHINGTON FEDERAL INC (Exact name of registrant as specified in its charter) Washington 001-34654 91-1661606 (State or other jurisdiction of incorporation or organizatio

June 27, 2022 11-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 11-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 11-K (Mark One) ? ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2021 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number: 001-34654 Washington Federal B

May 10, 2022 8-K

Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 10, 2022 WASHINGTON FEDERAL INC (Exact name of registrant as specified in its charter) Washington 001-34654 91-1661606 (State or other jurisdiction of incorporation or organizatio

May 3, 2022 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2022 or ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-34654 WASHINGTON

April 14, 2022 EX-99.2

Washington Federal, Inc. Fact Sheet March 31, 2022 ($ in Thousands)

EX-99.2 3 exhibit992march2022factsh.htm EX-99.2 Washington Federal, Inc. Fact Sheet March 31, 2022 ($ in Thousands) Exhibit 99.2 As of 09/21 As of 12/21 As of 03/22 Allowance for Credit Losses (ACL) - Total $ 198,800 $ 201,411 $ 201,384 ACL - Loans 171,300 171,411 171,384 ACL Unfunded Commitments 27,500 30,000 30,000 Total ACL as a % of Gross Loans 1.22 % 1.18 % 1.13 % 09/21 QTR 09/21 YTD 12/21 QT

April 14, 2022 EX-99.1

Washington Federal Announces Quarterly Earnings Per Share Of $0.70

Wednesday, April 13, 2022 FOR IMMEDIATE RELEASE Washington Federal Announces Quarterly Earnings Per Share Of $0.

April 14, 2022 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 13, 2022 WASHINGTON FEDERAL INC (Exact name of registrant as specified in its charter) Washington 001-34654 91-1661606 (State or other jurisdiction of incorporation or organizat

April 4, 2022 8-K

Regulation FD Disclosure

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 4, 2022 WASHINGTON FEDERAL INC (Exact name of registrant as specified in its charter) Washington 001-34654 91-1661606 (State or other jurisdiction of incorporation or organizati

February 10, 2022 SC 13G/A

WAFD / Washington Federal Inc. / VANGUARD GROUP INC - SCHEDULE 13G/A Passive Investment

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 (Amendment No.: 11)* Name of issuer: Washington Federal Inc. Title of Class of Securities: Common Stock CUSIP Number: 938824109 Date of Event Which Requires Filing of this Statement: December 31, 2021 Check the appropriate box to designate the rule pursuant to which this Schedule is fil

February 8, 2022 SC 13G/A

WAFD / Washington Federal Inc. / DIMENSIONAL FUND ADVISORS LP - SEC SCHEDULE 13G Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 8 )* Washington Federal Inc (Name of Issuer) Common Stock (Title of Class of Securities) 938824109 (CUSIP Number) December 31, 2021 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which this

February 4, 2022 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 4, 2022 WASHINGTON FEDERAL INC (Exact name of registrant as specified in its charter) Washington 001-34654 91-1661606 (State or other jurisdiction of incorporation or organiz

February 4, 2022 EX-99.1

Friday, February 4, 2022 FOR IMMEDIATE RELEASE Washington Federal Bank Announces Completion of Conversion to Washington State Chartered Commercial Bank SEATTLE, WASHINGTON – Washington Federal Bank, the wholly owned subsidiary of Washington Federal,

Friday, February 4, 2022 FOR IMMEDIATE RELEASE Washington Federal Bank Announces Completion of Conversion to Washington State Chartered Commercial Bank SEATTLE, WASHINGTON ? Washington Federal Bank, the wholly owned subsidiary of Washington Federal, Inc.

January 31, 2022 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended December 31, 2021 or ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-34654 WASHING

January 26, 2022 EX-99.1

Annual Shareholder Meeting January 25, 2022 Executive Management Committee 2 Board of Directors 3 4 The annual report and proxy are at www.wafdbank.com or request a physical copy by emailing [email protected] . Anyone who wishes to revoke their proxy or

Annual Shareholder Meeting January 25, 2022 Executive Management Committee 2 Board of Directors 3 4 The annual report and proxy are at www.

January 26, 2022 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 25, 2022 WASHINGTON FEDERAL INC (Exact name of registrant as specified in its charter) Washington 001-34654 91-1661606 (State or other jurisdiction of incorporation or organiz

January 25, 2022 8-K

Regulation FD Disclosure, Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 25, 2022 WASHINGTON FEDERAL INC (Exact name of registrant as specified in its charter) Washington 001-34654 91-1661606 (State or other jurisdiction of incorporation or organiz

January 25, 2022 EX-99.1

Tuesday, January 25, 2022 FOR IMMEDIATE RELEASE Washington Federal Announces Increase in its Cash Dividend and Completion of its Board Succession Plan SEATTLE, WASHINGTON – Today, the Board of Directors of Washington Federal, Inc. (Nasdaq: WAFD) (the

Tuesday, January 25, 2022 FOR IMMEDIATE RELEASE Washington Federal Announces Increase in its Cash Dividend and Completion of its Board Succession Plan SEATTLE, WASHINGTON ? Today, the Board of Directors of Washington Federal, Inc.

January 25, 2022 8-K

Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 25, 2022 WASHINGTON FEDERAL INC (Exact name of registrant as specified in its charter) Washington 001-34654 91-1661606 (State or other jurisdiction of incorporation or organiz

January 14, 2022 EX-99.1

Washington Federal Announces Quarterly Earnings Per Share Of $0.71

Exhibit 99.1 Thursday, January 13, 2022 FOR IMMEDIATE RELEASE Washington Federal Announces Quarterly Earnings Per Share Of $0.71 SEATTLE, WASHINGTON ? Washington Federal, Inc. (Nasdaq: WAFD) (the "Company"), parent company of Washington Federal Bank, N.A. ("WaFd Bank"), today announced quarterly earnings of $50,281,000 for the quarter ended December 31, 2021, an increase of 29% from $38,951,000 fo

January 14, 2022 EX-99.2

Washington Federal, Inc. Fact Sheet December 31, 2021 ($ in Thousands)

Washington Federal, Inc. Fact Sheet December 31, 2021 ($ in Thousands) Exhibit 99.2 As of 06/21 As of 09/21 As of 12/21 Allowance for Credit Losses (ACL) - Total $ 198,284 $ 198,800 $ 201,411 ACL - Loans 170,784 171,300 171,411 ACL Unfunded Commitments 27,500 27,500 30,000 Total ACL as a % of Gross Loans 1.26 % 1.22 % 1.18 % 06/21 QTR 06/21 YTD 09/21 QTR 09/21 YTD 12/21 QTR 12/21 YTD Loan Originat

January 14, 2022 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 13, 2022 WASHINGTON FEDERAL INC (Exact name of registrant as specified in its charter) Washington 001-34654 91-1661606 (State or other jurisdiction of incorporation or organiz

January 3, 2022 8-K

Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 31, 2021 WASHINGTON FEDERAL INC (Exact name of registrant as specified in its charter) Washington 001-34654 91-1661606 (State or other jurisdiction of incorporation or organi

December 20, 2021 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 17, 2021 WASHINGTON FEDERAL INC (Exact name of registrant as specified in its charter) Washington 001-34654 91-1661606 (State or other jurisdiction of incorporation or organi

December 20, 2021 EX-99.1

UNITED STATES OF AMERICA DEPARTMENT OF THE TREASURY OFFICE OF THE COMPTROLLER OF THE CURRENCY In the Matter of: Washington Federal Bank, National Association Seattle, Washington ) ) ) ) ) AA-WE-2021-54 ORDER TERMINATING THE CONSENT ORDER WHEREAS, to

UNITED STATES OF AMERICA DEPARTMENT OF THE TREASURY OFFICE OF THE COMPTROLLER OF THE CURRENCY In the Matter of: Washington Federal Bank, National Association Seattle, Washington ) ) ) ) ) AA-WE-2021-54 ORDER TERMINATING THE CONSENT ORDER WHEREAS, to assure the safety and soundness of Washington Federal Bank, National Association, Seattle, Washington (?Bank?), and its compliance with laws and regul

December 6, 2021 DEF 14A

SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant x Filed by a Party other than the Registrant ? Check the appropriate box: o Preliminary Proxy Statement o Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) x Definitive Proxy Statement o Definitive Additional Materials o Soliciting Material Pursuant to 240.

November 19, 2021 EX-4.1

Description of Registrant's Securities

Exhibit 4.1 DESCRIPTION OF CAPITAL STOCK OF REGISTRANT REGISTERED PURSUANT TO SECTION 12 OF THE SECURITIES EXCHANGE ACT OF 1934 The following summary of Washington Federal, Inc.?s capital stock is based on and qualified by our Restated Articles of Incorporation, as amended (?Articles?) and our Amended and Restated Bylaws (?Bylaws?). For a complete description of the terms and provisions of our cap

November 19, 2021 10-K

United States Securities and Exchange Commission Washington, D.C. 20549 FORM 10-K

United States Securities and Exchange Commission Washington, D.C. 20549 FORM 10-K ? ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended September 30, 2021 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-34654 WASHINGTON FEDERAL INC (

November 19, 2021 EX-3.1

Restated Articles of Incorporation of the Company, as amended (incorporated by reference to Exhibit 3.1 to the Company’s Form 10-K filed with the SEC on November 19, 2021)

Page: 1 of 7 Page: 2 of 7 Page: 3 of 7 Page: 4 of 7 Page: 5 of 7 Page: 6 of 7 Page: 7 of 7

October 28, 2021 8-K

Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 26, 2021 WASHINGTON FEDERAL INC (Exact name of registrant as specified in its charter) Washington 001-34654 91-1661606 (State or other jurisdiction of incorporation or organiz

October 15, 2021 EX-99.2

Washington Federal, Inc. Fact Sheet September 30, 2021 ($ in Thousands)

Exhibit 99.2 Washington Federal, Inc. Fact Sheet September 30, 2021 ($ in Thousands) As of 03/21 As of 06/21 As of 09/21 Allowance for Credit Losses (ACL) - Total $ 199,153 $ 198,284 $ 198,800 ACL - Loans 172,653 170,784 171,300 ACL Unfunded Commitments 26,500 27,500 27,500 Total ACL as a % of Gross Loans 1.30 % 1.26 % 1.22 % 03/21 QTR 03/21 YTD 06/21 QTR 06/21 YTD 09/21 QTR 09/21 YTD Loan Origina

October 15, 2021 EX-99.1

Washington Federal Reports Earnings Per Share Of $2.39 For Fiscal 2021

Exhibit 99.1 Thursday, October 14, 2021 FOR IMMEDIATE RELEASE Washington Federal Reports Earnings Per Share Of $2.39 For Fiscal 2021 SEATTLE, WASHINGTON ? Washington Federal, Inc. (Nasdaq: WAFD) (the "Company"), parent company of Washington Federal Bank, N.A. ("WaFd Bank"), today announced annual earnings of $183,615,000 for the fiscal year ended September 30, 2021, an increase of $10,177,000 from

October 15, 2021 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 14, 2021 WASHINGTON FEDERAL INC (Exact name of registrant as specified in its charter) Washington 001-34654 91-1661606 (State or other jurisdiction of incorporation or organiz

October 1, 2021 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 30, 2021 WASHINGTON FEDERAL INC. (Exact name of registrant as specified in its charter) Washington 001-34654 91-1661606 (State or other jurisdiction of incorporation or orga

October 1, 2021 EX-99.1

264463585v.3 FOR IMMEDIATE RELEASE September 30, 2021 Washington Federal Bank, N.A. Agrees to Civil Money Penalty for AML/BSA Consent Order SEATTLE – Washington Federal Bank, N.A., dba WaFd Bank, (“WaFd Bank”), subsidiary of Washington Federal, Inc.

264463585v.3 FOR IMMEDIATE RELEASE September 30, 2021 Washington Federal Bank, N.A. Agrees to Civil Money Penalty for AML/BSA Consent Order SEATTLE ? Washington Federal Bank, N.A., dba WaFd Bank, (?WaFd Bank?), subsidiary of Washington Federal, Inc. (NASDAQ: WAFD) (?Washington Federal?) today announced that it has entered into an agreement with the Office of the Comptroller of the Currency (?OCC?)

October 1, 2021 EX-99.2

1 UNITED STATES OF AMERICA DEPARTMENT OF THE TREASURY OFFICE OF THE COMPTROLLER OF THE CURRENCY In the Matter of: Washington Federal Bank, National Association Seattle, Washington ) ) ) ) ) AA-WE-2021-38 CONSENT ORDER WHEREAS, the Office of the Compt

1 UNITED STATES OF AMERICA DEPARTMENT OF THE TREASURY OFFICE OF THE COMPTROLLER OF THE CURRENCY In the Matter of: Washington Federal Bank, National Association Seattle, Washington ) ) ) ) ) AA-WE-2021-38 CONSENT ORDER WHEREAS, the Office of the Comptroller of the Currency (?OCC?) has supervisory authority over Washington Federal Bank, National Association, Seattle, Washington (?Bank?); WHEREAS, the OCC intends to initiate civil money penalty proceedings against the Bank pursuant to 12 U.

September 29, 2021 8-K

Regulation FD Disclosure

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 29, 2021 WASHINGTON FEDERAL INC (Exact name of registrant as specified in its charter) Washington 001-34654 91-1661606 (State or other jurisdiction of incorporation or organ

August 2, 2021 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2021 or ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-34654 WASHINGTON

July 27, 2021 8-K

Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 27, 2021 WASHINGTON FEDERAL INC (Exact name of registrant as specified in its charter) Washington 001-34654 91-1661606 (State or other jurisdiction of incorporation or organizati

July 14, 2021 EX-99.1

Washington Federal Announces Quarterly Earnings Per Share Of $0.61

Exhibit 99.1 Tuesday, July 13, 2021 FOR IMMEDIATE RELEASE Washington Federal Announces Quarterly Earnings Per Share Of $0.61 SEATTLE, WASHINGTON ? Washington Federal, Inc. (Nasdaq: WAFD) (the "Company"), parent company of Washington Federal Bank, N.A. ("WaFd Bank"), today announced quarterly earnings of $47,422,000 for the quarter ended June 30, 2021, an increase of 36% from $34,852,000 for the qu

July 14, 2021 EX-99.2

Washington Federal, Inc. Fact Sheet June 30, 2021 ($ in Thousands)

Washington Federal, Inc. Fact Sheet June 30, 2021 ($ in Thousands) Exhibit 99.2 As of 12/20 As of 03/21 As of 06/21 Allowance for Credit Losses (ACL) - Total $ 196,689 $ 199,153 $ 198,284 ACL - Loans 170,189 172,653 170,784 ACL Unfunded Commitments 26,500 26,500 27,500 Total ACL as a % of Gross Loans 1.33 % 1.30 % 1.26 % 12/20 QTR 12/20 YTD 03/21 QTR 03/21 YTD 06/21 QTR 06/21 YTD Loan Originations

July 14, 2021 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 13, 2021 WASHINGTON FEDERAL INC (Exact name of registrant as specified in its charter) Washington 001-34654 91-1661606 (State or other jurisdiction of incorporation or organizati

July 12, 2021 8-K/A

Regulation FD Disclosure

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K/A CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 9, 2021 WASHINGTON FEDERAL INC (Exact name of registrant as specified in its charter) Washington 001-34654 91-1661606 (State or other jurisdiction of incorporation or organizat

Other Listings
DE:WAO 27,20 €
Fintel data has been cited in the following publications:
Daily Mail Fox Business Business Insider Wall Street Journal The Washington Post Bloomberg Financial Times Globe and Mail
NASDAQ.com Reuters The Guardian Associated Press FactCheck.org Snopes Politifact
Federal Register The Intercept Forbes Fortune Magazine TheStreet Time Magazine Canadian Broadcasting Corporation International Business Times
Cambridge University Press Investopedia MarketWatch NY Daily News Entrepreneur Newsweek Barron's El Economista