RM / Regional Management Corp. - Документы SEC, Годовой отчет, Доверенное заявление

FORM 8-K Item 1.01 Entry into a Material Definitive Agreement. Item 1.02 Termination of a Material Definitive Agreement. Item 2.03 Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant. Item

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 19, 2025 Regional Management Corp. (Exact name of Registrant as Specified in Its Charter) Delaware 001-35477 57-0847115 (State or Other Jurisdiction of Incorporation) (Commissi

Amendment No. 7 to the Credit Agreement

Execution Version Amendment No. 7 to the Credit Agreement This Amendment No.7 to the Credit Agreement, is entered into as of August 19, 2024 (this “Amendment”), by and among Regional Management Receivables V, LLC, a Delaware limited liability company, as borrower (the “Borrower”), Regional Management Corp., a Delaware corporation (“Regional Management”), as servicer (the “Servicer”), the lenders f

Loan and Security Agreement dated as of August 19, 2025 Bank of Montreal, as Agent and Collateral Agent Regional Management Corp. and certain of its direct and indirect Subsidiaries, as Borrowers The Financial Institutions Named Herein as Lenders

Execution Version Loan and Security Agreement dated as of August 19, 2025 among Bank of Montreal, as Agent and Collateral Agent and Regional Management Corp.

Third Amendment to Credit Agreement

Execution Version Third Amendment to Credit Agreement This Third Amendment to Credit Agreement, dated as of August 19, 2025 (this “Amendment”), is entered into by and among Regional Management Receivables VI, LLC, a Delaware limited liability company (the “Borrower”), Regional Management Corp.

AMENDMENT NO. 7 TO CREDIT AGREEMENT

EXECUTION COPY AMENDMENT NO. 7 TO CREDIT AGREEMENT THIS AMENDMENT NO. 7 TO CREDIT AGREEMENT, dated as of August 19, 2025 (this “Amendment”), is entered into by and among Regional Management Receivables IV, LLC, a Delaware limited liability company (“RMR IV” or the “Borrower”), Regional Management Corp., a Delaware corporation, as servicer (“Regional Management” or the “Servicer”), the “Lenders” pa

Third Amendment to Credit Agreement

Execution Version Third Amendment to Credit Agreement This Third Amendment to Credit Agreement, dated as of August 19, 2025 (this “Amendment”), is entered into by and among Regional Management Receivables VII, LLC, a Delaware limited liability company (the “Borrower”), Regional Management Corp.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2025 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period ended Commission File Number: 001-35477 Regional Management Cor

Legal Disclosures This document contains summarized information concerning Regional Management Corp. (the “Company”) and the Company’s business, operations, financial performance, and trends. No representation is made that the information in this doc

2Q 25 Earnings Presentation July 30, 2025 Exhibit 99.2 Legal Disclosures This document contains summarized information concerning Regional Management Corp. (the “Company”) and the Company’s business, operations, financial performance, and trends. No representation is made that the information in this document is complete. For additional financial, statistical, and business information, please see

Regional Management Corp. Announces Second Quarter 2025 Results - Net income of $10.1 million and diluted earnings per share of $1.03, up 20% year-over-year - - Record originations and 10.5% year-over-year portfolio growth drive record revenue - - Im

Exhibit 99.1 Regional Management Corp. Announces Second Quarter 2025 Results - Net income of $10.1 million and diluted earnings per share of $1.03, up 20% year-over-year - - Record originations and 10.5% year-over-year portfolio growth drive record revenue - - Improving credit performance, with 30+ day contractual delinquency and net credit loss rates better by 30 basis points and 80 basis points

FORM 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 30, 2025 Regional Management Corp. (Exact name of registrant as specified in its charter) Delaware 001-35477 57-0847115 (State or other jurisdiction of incorporation) (Commission

Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 15, 2025 Regional Management Corp. (Exact name of Registrant as Specified in Its Charter) Delaware 001-35477 57-0847115 (State or Other Jurisdiction of Incorporation) (Commission

Amendment No. 6 dated as of May 19, 2025, by and among Regional Management Corp., as servicer, Regional Management Receivables IV, LLC, as borrower, the lenders parties thereto, and Wells Fargo Bank, as administrative agent.

EXECUTION COPY AMENDMENT NO. 6 TO CREDIT AGREEMENT THIS AMENDMENT NO. 6 TO CREDIT AGREEMENT, dated as of May 19, 2025 (this “Amendment”), is entered into by and among Regional Management Receivables IV, LLC, a Delaware limited liability company (“RMR IV” or the “Borrower”), Regional Management Corp., a Delaware corporation, as servicer (“Regional Management” or the “Servicer”), the “Lenders” party

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2025 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period ended Commission File Number: 001-35477 Regional Management Co

Second Amended and Restated Bylaws of Regional Management Corp. (corrected version of previously filed exhibit)

Exhibit 3.2 Dated February 19, 2025 SECOND AMENDED AND RESTATED BY-LAWS OF REGIONAL MANAGEMENT CORP. ARTICLE I. STOCKHOLDERS Section 1. The annual meeting of the stockholders of Regional Management Corp. (the “Corporation”) for the purpose of electing directors and for the transaction of such other business as may properly be brought before the meeting shall be held on such date, and at such time

Legal Disclosures This document contains summarized information concerning Regional Management Corp. (the “Company”) and the Company’s business, operations, financial performance, and trends. No representation is made that the information in this doc

1Q 25 Earnings Presentation April 30, 2025 Exhibit 99.2 Legal Disclosures This document contains summarized information concerning Regional Management Corp. (the “Company”) and the Company’s business, operations, financial performance, and trends. No representation is made that the information in this document is complete. For additional financial, statistical, and business information, please see

Regional Management Corp. Announces First Quarter 2025 Results - Net income of $7.0 million and diluted earnings per share of $0.70 - - Record first quarter originations were up 20.2% from prior year, contributing to $146 million, or 8.4%, of year-ov

Exhibit 99.1 Regional Management Corp. Announces First Quarter 2025 Results - Net income of $7.0 million and diluted earnings per share of $0.70 - - Record first quarter originations were up 20.2% from prior year, contributing to $146 million, or 8.4%, of year-over-year portfolio growth - - Record first quarter revenue was up 6.0% year-over-year, or 7.4% on an adjusted basis - - Improving credit p

Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 30, 2025 Regional Management Corp. (Exact name of registrant as specified in its charter) Delaware 001-35477 57-0847115 (State or other jurisdiction of incorporation) (Commissio

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 14A INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 14A INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ☑ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission

Indenture, dated March 31, 2025, by and among Regional Management Issuance Trust 2025-1, as issuer, Regional Management Corp., as servicer, and Computershare Trust Company, N.A., as indenture trustee.

Exhibit 4.1 Execution Version INDENTURE Dated as of March 31, 2025 Regional Management Issuance Trust 2025-1 Series 2025-1 Asset-Backed Notes among REGIONAL MANAGEMENT ISSUANCE TRUST 2025-1, as Issuer REGIONAL MANAGEMENT CORP., as Servicer and COMPUTERSHARE TRUST COMPANY, NATIONAL ASSOCIATION, as Indenture Trustee and Securities Intermediary i DOCPROPERTY DOCXDOCID DMS=IManage Format=<>/<>v<> \* M

Regional Management Corp. Completes $265 Million Asset-Backed Securitization

Exhibit 99.1 Regional Management Corp. Completes $265 Million Asset-Backed Securitization Greenville, South Carolina – April 2, 2025 – Regional Management Corp. (NYSE: RM), a diversified consumer finance company, announced today that it has completed a $265 million asset-backed securitization, marking its 12th successful securitization. The Regional Management Issuance Trust 2025-1 (RMIT 2025-1) n

Sale and Servicing Agreement, dated March 31, 2025, by and among Regional Management Receivables III, LLC, as depositor, Regional Management Corp., as servicer, the subservicers party thereto, Regional Management Issuance Trust 2025-1, as issuer, and Regional Management North Carolina Receivables Trust, acting thereunder solely with respect to the 2025-1A SUBI.

Exhibit 10.1 Execution Version SALE AND SERVICING AGREEMENT Dated as of March 31, 2025 among REGIONAL MANAGEMENT RECEIVABLES III, LLC, as Depositor REGIONAL MANAGEMENT CORP., as Servicer THE SUBSERVICERS PARTY HERETO, as Subservicers REGIONAL MANAGEMENT ISSUANCE TRUST 2025-1, as Issuer and REGIONAL MANAGEMENT NORTH CAROLINA RECEIVABLES TRUST acting hereunder solely with respect to the 2025-1A SUBI

Regulation FD Disclosure, Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 31, 2025 Regional Management Corp. (Exact name of Registrant as Specified in Its Charter) Delaware 001-35477 57-0847115 (State or Other Jurisdiction of Incorporation) (Commissio

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 17, 2025 Regional Management Corp. (Exact name of Registrant as Specified in Its Charter) Delaware 001-35477 57-0847115 (State or Other Jurisdiction of Incorporation) (Commissio

Regional Management Corp. Appoints Julie Booth to Its Board of Directors

Exhibit 99.1 Regional Management Corp. Appoints Julie Booth to Its Board of Directors Greenville, South Carolina – March 13, 2025 – Regional Management Corp. (NYSE: RM), a diversified consumer finance company, today announced the appointment of Julie Booth to its Board of Directors, effective immediately. Ms. Booth most recently served as Chief Financial Officer and Treasurer of Rocket Companies (

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 13, 2025 Regional Management Corp. (Exact name of Registrant as Specified in Its Charter) Delaware 001-35477 57-0847115 (State or Other Jurisdiction of Incorporation) (Commissio

SFVegas Presentation February 2025

SFVegas Presentation February 2025 Legal Disclosures This document contains summarized information concerning Regional Management Corp.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 24, 2025 Regional Management Corp. (Exact name of Registrant as Specified in Its Charter) Delaware 001-35477 57-0847115 (State or Other Jurisdiction of Incorporation) (Commis

Filing Fee Table.

EXHIBIT 107 Calculation of Filing Fee Table Form S-8 (Form Type) Regional Management Corp.

As filed with the Securities and Exchange Commission on February 21, 2025

As filed with the Securities and Exchange Commission on February 21, 2025 Registration No.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-35477 Regional Management Corp.

Subsidiaries of Regional Management Corp.

EXHIBIT 21.1 Regional Management Corp. Schedule of Subsidiaries Name of Subsidiary State or Country of Incorporation Percentage of Voting Securities Owned by Immediate Parent Regional Finance Company of Arizona, LLC Delaware 100% Regional Finance Company of California, LLC Delaware 100% Regional Finance Company of Florida, LLC Delaware 100% Regional Finance Company of Georgia, LLC Delaware 100% Re

Regional Management Corp. Insider Trading Policy

Exhibit 19.1 Regional Management Corp. Insider Trading Policy 1. GENERAL These policies and procedures (this “Policy”) govern trading activity in securities of Regional Management Corp. (“RM” or the “Company”) by directors, executive officers, and employees. This Policy also applies to the following persons having a relationship with RM’s directors, executive officers, and employees: (1) spouses,

Second Amended and Restated Bylaws of Regional Management Corp.

Exhibit 3.2 Dated February 19, 2025 SECOND AMENDED AND RESTATED BY-LAWS OF REGIONAL MANAGEMENT CORP. ARTICLE I. STOCKHOLDERS Section 1. The annual meeting of the stockholders of Regional Management Corp. (the “Corporation”) for the purpose of electing directors and for the transaction of such other business as may properly be brought before the meeting shall be held on such date, and at such time

Second Amendment to Credit Agreement and Consent dated as of January 31, 2025, by and among Regional Management Corp., as servicer, Regional Management Receivables VI, LLC, as borrower, the lenders parties thereto, and Regions Bank, as administrative agent.

Execution Version Second Amendment to Credit Agreement and Consent This Second Amendment to Credit Agreement and Consent, dated as of January 31, 2025 (this “Amendment”), is entered into by and among Regional Management Receivables VI, LLC, a Delaware limited liability company (the “Borrower”), Regional Management Corp.

Regional Management Corp. Announces Fourth Quarter 2024 Results - Net income of $9.9 million and diluted earnings per share of $0.98 - - Record revenue and ending net receivables driven by $73 million of sequential portfolio growth - - Net credit los

Exhibit 99.1 Regional Management Corp. Announces Fourth Quarter 2024 Results - Net income of $9.9 million and diluted earnings per share of $0.98 - - Record revenue and ending net receivables driven by $73 million of sequential portfolio growth - - Net credit loss rate of 10.8% was 430 basis points better than the prior-year period - - Continued expense discipline with an operating expense ratio o

Legal Disclosures This document contains summarized information concerning Regional Management Corp. (the “Company”) and the Company’s business, operations, financial performance, and trends. No representation is made that the information in this doc

4Q 24 Earnings Presentation February 5, 2025 Exhibit 99.2 Legal Disclosures This document contains summarized information concerning Regional Management Corp. (the “Company”) and the Company’s business, operations, financial performance, and trends. No representation is made that the information in this document is complete. For additional financial, statistical, and business information, please s

Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 31, 2025 Regional Management Corp. (Exact name of registrant as specified in its charter) Delaware 001-35477 57-0847115 (State or other jurisdiction of incorporation) (Commiss

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 11, 2024 Regional Management Corp. (Exact name of Registrant as Specified in Its Charter) Delaware 001-35477 57-0847115 (State or Other Jurisdiction of Incorporation) (Commis

Investor Presentation December 12th, 2024

Investor Presentation December 12th, 2024 Legal Disclosures This document contains summarized information concerning Regional Management Corp.

Regional Management Corp. Announces Stock Repurchase Program and Growth Outlook

Exhibit 99.1 Regional Management Corp. Announces Stock Repurchase Program and Growth Outlook Greenville, South Carolina – December 2, 2024 – Regional Management Corp. (NYSE: RM), a diversified consumer finance company, today announced a $30 million stock repurchase program and growth expectations for 2025. “Having executed well throughout the economic cycle, we carry strong momentum and a healthy

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 02, 2024 Regional Management Corp. (Exact name of Registrant as Specified in Its Charter) Delaware 001-35477 57-0847115 (State or Other Jurisdiction of Incorporation) (Commis

Sale and Servicing Agreement, dated November 26, 2024, by and among Regional Management Receivables III, LLC, as depositor, Regional Management Corp., as servicer, the subservicers party thereto, Regional Management Issuance Trust 2024-2, as issuer, and Regional Management North Carolina Receivables Trust, acting thereunder solely with respect to the 2024-2A SUBI

Exhibit 10.2 Execution Version SALE AND SERVICING AGREEMENT Dated as of November 26, 2024 among REGIONAL MANAGEMENT RECEIVABLES III, LLC, as Depositor REGIONAL MANAGEMENT CORP., as Servicer THE SUBSERVICERS PARTY HERETO, as Subservicers REGIONAL MANAGEMENT ISSUANCE TRUST 2024-2, as Issuer and REGIONAL MANAGEMENT NORTH CAROLINA RECEIVABLES TRUST acting hereunder solely with respect to the 2024-2A S

Regulation FD Disclosure, Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 25, 2024 Regional Management Corp. (Exact name of Registrant as Specified in Its Charter) Delaware 001-35477 57-0847115 (State or Other Jurisdiction of Incorporation) (Commis

Amendment No. 6 to the Credit Agreement, dated as of November 25, 2024, by and among Regional Management Corp., as servicer, Regional Management Receivables V, LLC, as borrower, the lenders from time to time parties thereto, JPMorgan Chase Bank, N.A., as administrative agent, and Computershare Trust Company, National Association, as successor by merger to Wells Fargo Bank, National Association, acting through its Corporate Trust Services division, including its successors and permitted assigns, as account bank and backup servicer

Exhibit 10.1 Omnibus Amendment This Omnibus Amendment, dated as of November 25, 2024 (this “Amendment”), by and among Regional Management Receivables V, LLC, a Delaware limited liability company, as borrower (the “Borrower”), Regional Management Corp., a Delaware corporation (“Regional Management”), as servicer (the “Servicer”), the lenders from time to time parties hereto (the “Lenders”), JPMorga

Indenture, dated November 26, 2024, by and among Regional Management Issuance Trust 2024-2, as issuer, Regional Management Corp., as servicer, and Computershare Trust Company, N.A., as indenture trustee

Exhibit 4.1 Execution Version INDENTURE Dated as of November 26, 2024 Regional Management Issuance Trust 2024-2 Series 2024-2 Asset-Backed Notes among REGIONAL MANAGEMENT ISSUANCE TRUST 2024-2, as Issuer REGIONAL MANAGEMENT CORP., as Servicer and COMPUTERSHARE TRUST COMPANY, NATIONAL ASSOCIATION, as Indenture Trustee and Securities Intermediary i TABLE OF CONTENTS Page Article I. DEFINITIONS 3 Sec

Regional Management Corp. Completes $250 Million Asset-Backed Securitization

Exhibit 99.1 Regional Management Corp. Completes $250 Million Asset-Backed Securitization Greenville, South Carolina – November 27, 2024 – Regional Management Corp. (NYSE: RM), a diversified consumer finance company, announced today that it has completed a $250 million asset-backed securitization, marking its 11th successful securitization. The Regional Management Issuance Trust 2024-2 (RMIT 2024-

ABS Investor Presentation November 13th, 2024

ABS Investor Presentation November 13th, 2024 Legal Disclosures The information contained in this electronic presentation (the “Information”) is being provided to you on a confidential basis solely for your review and may not be downloaded, copied, reproduced, or redistributed, in whole or in part, directly or indirectly, by you.

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 12, 2024 Regional Management Corp. (Exact name of Registrant as Specified in Its Charter) Delaware 001-35477 57-0847115 (State or Other Jurisdiction of Incorporation) (Commis

RM / Regional Management Corp. / WELLINGTON MANAGEMENT GROUP LLP - SEC SCHEDULE 13G Passive Investment

SC 13G/A 1 SEC13GFiling.htm SEC SCHEDULE 13G UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 14 )* Regional Management Corp. (Name of Issuer) Common Stock (Title of Class of Securities) 75902K106 (CUSIP Number) September 30, 2024 (Date of Event Which Requires Filing of this Statement) Check the appropriat

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period ended Commission File Number: 001-35477 Regional Managemen

JOINT FILING AGREEMENT

JOINT FILING AGREEMENT The undersigned hereby agree that this Schedule 13G (the “Schedule 13G”) with respect to the common stock of Regional Management Corp.

RM / Regional Management Corp. / WELLINGTON TRUST Co N A - SEC SCHEDULE 13G Passive Investment

SC 13G/A 1 SEC13GFiling.htm SEC SCHEDULE 13G UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 8 )* Regional Management Corp. (Name of Issuer) Common Stock (Title of Class of Securities) 75902K106 (CUSIP Number) September 30, 2024 (Date of Event Which Requires Filing of this Statement) Check the appropriate

Regional Management Corp. Announces Third Quarter 2024 Results - Net income of $7.7 million and diluted earnings per share of $0.76, inclusive of a $4.3 million, or $0.42 per share, impact due to hurricane events occurring in the third quarter of 202

Exhibit 99.1 Regional Management Corp. Announces Third Quarter 2024 Results - Net income of $7.7 million and diluted earnings per share of $0.76, inclusive of a $4.3 million, or $0.42 per share, impact due to hurricane events occurring in the third quarter of 2024 - - Record revenue and ending net receivables driven by $46 million of sequential portfolio growth, an annualized growth rate of 10% -

Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 6, 2024 Regional Management Corp. (Exact name of registrant as specified in its charter) Delaware 001-35477 57-0847115 (State or other jurisdiction of incorporation) (Commiss

Legal Disclosures This document contains summarized information concerning Regional Management Corp. (the “Company”) and the Company’s business, operations, financial performance, and trends. No representation is made that the information in this doc

3Q 24 Earnings Presentation November 6, 2024 Exhibit 99.2 Legal Disclosures This document contains summarized information concerning Regional Management Corp. (the “Company”) and the Company’s business, operations, financial performance, and trends. No representation is made that the information in this document is complete. For additional financial, statistical, and business information, please s

Entry into a Material Definitive Agreement, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 03, 2024 Regional Management Corp. (Exact name of Registrant as Specified in Its Charter) Delaware 001-35477 57-0847115 (State or Other Jurisdiction of Incorporation) (Commiss

Second Amendment to Credit Agreement and Consent, dated as of October 3, 2024, by and among Regional Management Corp., as servicer, Regional Management Receivables VII, LLC, as borrower, the Bank of Montreal, as the committed lender, and BMO Capital Markets Corp., as administrative agent.

Execution Version Second Amendment to Credit Agreement and Consent This Second Amendment to Credit Agreement and Consent, dated as of October 3, 2024 (this “Amendment”), is entered into by and among Regional Management Receivables VII, LLC, a Delaware limited liability company (the “Borrower”), Regional Management Corp.

Form of Restricted Stock Award Agreement under the 2024 Long-Term Incentive Plan

REGIONAL MANAGEMENT CORP. 2024 LONG-TERM INCENTIVE PLAN RESTRICTED STOCK AWARD AGREEMENT THIS RESTRICTED STOCK AWARD AGREEMENT (the “Agreement”) is made effective as of the date set forth on the signature page hereto (hereinafter called the “Date of Grant”), between Regional Management Corp., a Delaware corporation (hereinafter called the “Company”), and the individual set forth on the signature p

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period ended Commission File Number: 001-35477 Regional Management Cor

Form of Restricted Stock Unit Award Agreement under the 2024 Long-Term Incentive Plan

REGIONAL MANAGEMENT CORP. 2024 LONG-TERM INCENTIVE PLAN RESTRICTED STOCK UNIT AWARD AGREEMENT THIS RESTRICTED STOCK UNIT AWARD AGREEMENT (the “Agreement”) is made effective as of the date set forth on the signature page hereto (hereinafter called the “Date of Grant”), between Regional Management Corp., a Delaware corporation (hereinafter called the “Company”), and the individual set forth on the s

Form of Nonqualified Stock Option Agreement under the 2024 Long-Term Incentive Plan

REGIONAL MANAGEMENT CORP. 2024 LONG-TERM INCENTIVE PLAN NONQUALIFIED STOCK OPTION AGREEMENT THIS NONQUALIFIED STOCK OPTION AGREEMENT (the “Agreement”) is made effective as of the date set forth on the signature page hereto (hereinafter called the “Date of Grant”), between Regional Management Corp., a Delaware corporation (hereinafter called the “Company”), and the individual set forth on the signa

Form of Stock Award Agreement under the 2024 Long-Term Incentive Plan

REGIONAL MANAGEMENT CORP. 2024 LONG-TERM INCENTIVE PLAN STOCK AWARD AGREEMENT THIS OTHER STOCK-BASED AWARD AGREEMENT FOR SHARES OF COMMON STOCK, or STOCK AWARD AGREEMENT (the “Agreement”), is made effective as of the date set forth on the signature page hereto (hereinafter called the “Date of Grant”), between Regional Management Corp., a Delaware corporation (hereinafter called the “Company”), and

Form of Performance Restricted Stock Unit Award Agreement under the 2024 Long-Term Incentive Pla

REGIONAL MANAGEMENT CORP. 2024 LONG-TERM INCENTIVE PLAN PERFORMANCE RESTRICTED STOCK UNIT AWARD AGREEMENT THIS PERFORMANCE RESTRICTED STOCK UNIT AWARD AGREEMENT (together with any Schedules attached hereto, the “Agreement”) is made effective as of the date set forth on the signature page hereto (hereinafter called the “Date of Grant”), between Regional Management Corp., a Delaware corporation (her

Regional Management Corp. Annual Incentive Plan

REGIONAL MANAGEMENT CORP. ANNUAL INCENTIVE PLAN (As Amended and Restated Effective May 16, 2024) 1. Purpose of the Plan; Eligibility The purpose of the Plan is to enable the Company to attract, retain, motivate, and reward selected officers and other employees of the Company and its Affiliates by providing them with the opportunity to earn incentive compensation awards (each, an “award” or “bonus”

Legal Disclosures This document contains summarized information concerning Regional Management Corp. (the “Company”) and the Company’s business, operations, financial performance, and trends. No representation is made that the information in this doc

2Q 24 Earnings Presentation July 31, 2024 Exhibit 99.2 Legal Disclosures This document contains summarized information concerning Regional Management Corp. (the “Company”) and the Company’s business, operations, financial performance, and trends. No representation is made that the information in this document is complete. For additional financial, statistical, and business information, please see

Regional Management Corp. Announces Second Quarter 2024 Results - Net income of $8.4 million and diluted earnings per share of $0.86, up 37% from $0.63 in the prior-year period - - Year-over-year growth in customer accounts, originations, and revenue

Exhibit 99.1 Regional Management Corp. Announces Second Quarter 2024 Results - Net income of $8.4 million and diluted earnings per share of $0.86, up 37% from $0.63 in the prior-year period - - Year-over-year growth in customer accounts, originations, and revenue of 7%; revenue growth driven by 5% ending net receivables growth and 80 bps increase in total revenue yield - - 30+ day contractual deli

Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 31, 2024 Regional Management Corp. (Exact name of registrant as specified in its charter) Delaware 001-35477 57-0847115 (State or other jurisdiction of incorporation) (Commission

Regional Management Corp. Completes $187 Million Asset-Backed Securitization

Regional Management Corp. Completes $187 Million Asset-Backed Securitization Greenville, South Carolina – June 13, 2024 – Regional Management Corp. (NYSE: RM), a diversified consumer finance company, announced today that it has completed a $187.3 million asset-backed securitization, marking its tenth successful securitization. The Regional Management Issuance Trust 2024-1 (RMIT 2024-1) notes were

Regulation FD Disclosure, Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant, Bankruptcy or Receivership

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K/A (Amendment No. 1) CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 13, 2024 Regional Management Corp. (Exact name of Registrant as Specified in Its Charter) Delaware 001-35477 57-0847115 (State or Other Jurisdiction of Incorp

Ninth Amendment to Seventh Amended and Restated Loan and Security Agreement, dated as of June 18, 2024, by and among Regional Management Corp. and its subsidiaries named as borrowers therein, the financial institutions named as lenders therein, and Wells Fargo Bank, National Association, as agent.

NINTH AMENDMENT TO SEVENTH AMENDED AND RESTATED LOAN AND SECURITY AGREEMENT This Ninth Amendment to Seventh Amended and Restated Loan and Security Agreement (“Amendment”) is dated as of June 18, 2024 by and among the financial institutions listed on the signature pages hereof (such financial institutions, together with their respective successors and assigns, are referred to hereinafter each individually as a “Lender” and collectively as the “Lenders”), Wells Fargo Bank, National Association, a national banking association (in its capacity as agent, together with its successors and permitted assigns in such capacity, the “Agent”), and Regional Management Corp.

Indenture, dated June 13, 2024, by and among Regional Management Issuance Trust 2024-1, as issuer, Regional Management Corp., as servicer, and Computershare Trust Company, N.A., as indenture trustee.

Execution Version INDENTURE Dated as of June 13, 2024 Regional Management Issuance Trust 2024-1, Series 2024-1 Asset-Backed Notes among REGIONAL MANAGEMENT ISSUANCE TRUST 2024-1, as Issuer REGIONAL MANAGEMENT CORP.

Indenture, dated June 13, 2024, by and among Regional Management Issuance Trust 2024-1, as issuer, Regional Management Corp., as servicer, and Computershare Trust Company, N.A., as indenture trustee.

Execution Version INDENTURE Dated as of June 13, 2024 Regional Management Issuance Trust 2024-1, Series 2024-1 Asset-Backed Notes among REGIONAL MANAGEMENT ISSUANCE TRUST 2024-1, as Issuer REGIONAL MANAGEMENT CORP.

Regulation FD Disclosure, Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 13, 2024 Regional Management Corp. (Exact name of Registrant as Specified in Its Charter) Delaware 001-35477 57-0847115 (State or Other Jurisdiction of Incorporation) (Commission

Ninth Amendment to Seventh Amended and Restated Loan and Security Agreement, dated as of June 18, 2024, by and among Regional Management Corp. and its subsidiaries named as borrowers therein, the financial institutions named as lenders therein, and Wells Fargo Bank, National Association, as agent.

NINTH AMENDMENT TO SEVENTH AMENDED AND RESTATED LOAN AND SECURITY AGREEMENT This Ninth Amendment to Seventh Amended and Restated Loan and Security Agreement (“Amendment”) is dated as of June 18, 2024 by and among the financial institutions listed on the signature pages hereof (such financial institutions, together with their respective successors and assigns, are referred to hereinafter each individually as a “Lender” and collectively as the “Lenders”), Wells Fargo Bank, National Association, a national banking association (in its capacity as agent, together with its successors and permitted assigns in such capacity, the “Agent”), and Regional Management Corp.

Sale and Servicing Agreement, dated June 13, 2024, by and among Regional Management Receivables III, LLC, as depositor, Regional Management Corp., as servicer, the subservicers party thereto, Regional Management Issuance Trust 2024-1, as issuer, and Regional Management North Carolina Receivables Trust, acting thereunder solely with respect to the 2024-1A SUBI.

Execution Version SALE AND SERVICING AGREEMENT Dated as of June 13, 2024 among REGIONAL MANAGEMENT RECEIVABLES III, LLC, as Depositor REGIONAL MANAGEMENT CORP.

Regional Management Corp. Completes $187 Million Asset-Backed Securitization

Regional Management Corp. Completes $187 Million Asset-Backed Securitization Greenville, South Carolina – June 13, 2024 – Regional Management Corp. (NYSE: RM), a diversified consumer finance company, announced today that it has completed a $187.3 million asset-backed securitization, marking its tenth successful securitization. The Regional Management Issuance Trust 2024-1 (RMIT 2024-1) notes were

Sale and Servicing Agreement, dated June 13, 2024, by and among Regional Management Receivables III, LLC, as depositor, Regional Management Corp., as servicer, the subservicers party thereto, Regional Management Issuance Trust 2024-1, as issuer, and Regional Management North Carolina Receivables Trust, acting thereunder solely with respect to the 2024-1A SUBI.

Execution Version SALE AND SERVICING AGREEMENT Dated as of June 13, 2024 among REGIONAL MANAGEMENT RECEIVABLES III, LLC, as Depositor REGIONAL MANAGEMENT CORP.

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 03, 2024 Regional Management Corp. (Exact name of Registrant as Specified in Its Charter) Delaware 001-35477 57-0847115 (State or Other Jurisdiction of Incorporation) (Commission

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K/A (Amendment No. 1) CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K/A (Amendment No. 1) CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 21, 2024 Regional Management Corp. (Exact name of Registrant as Specified in Its Charter) Delaware 001-35477 57-0847115 (State or Other Jurisdiction of Incorpo

ABS Investor Presentation May 22, 2024

ABS Investor Presentation May 22, 2024 Legal Disclosures The information contained in this electronic presentation (the “Information”) is being provided to you on a confidential basis solely for your review and may not be downloaded, copied, reproduced, or redistributed, in whole or in part, directly or indirectly, by you.

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 21, 2024 Regional Management Corp. (Exact name of Registrant as Specified in Its Charter) Delaware 001-35477 57-0847115 (State or Other Jurisdiction of Incorporation) (Commission

ABS Investor Presentation May 22, 2024

ABS Investor Presentation May 22, 2024 Legal Disclosures The information contained in this electronic presentation (the “Information”) is being provided to you on a confidential basis solely for your review and may not be downloaded, copied, reproduced, or redistributed, in whole or in part, directly or indirectly, by you.

Regional Management Corp. 2024 Long-Term incentive Plan

Exhibit 10.1 REGIONAL MANAGEMENT CORP. 2024 LONG-TERM INCENTIVE PLAN 1. Definitions In addition to other terms defined herein or in an Award Agreement or other applicable instrument, the following terms shall have the meanings given below: (a) Administrator means the Board and, upon its delegation of all or part of its authority to administer the Plan to the Committee, the Committee. (b) Affiliate

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits, Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 16, 2024 Regional Management Corp. (Exact name of Registrant as Specified in Its Charter) Delaware 001-35477 57-0847115 (State or Other Jurisdiction of Incorporation) (Commission

As filed with the Securities and Exchange Commission on May 16, 2024

As filed with the Securities and Exchange Commission on May 16, 2024 Registration No.

Filing Fee Table.

EXHIBIT 107 Calculation of Filing Fee Table Form S-8 (Form Type) Regional Management Corp.

Investor Presentation May 9th, 2024

Investor Presentation May 9th, 2024 Legal Disclosures This document contains summarized information concerning Regional Management Corp.

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 23, 2024 Regional Management Corp. (Exact name of Registrant as Specified in Its Charter) Delaware 001-35477 57-0847115 (State or Other Jurisdiction of Incorporation) (Commis

RM / Regional Management Corp. / Forager Fund, L.P. - SC 13G/A Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 2)* Regional Management Corp. (Name of Issuer) Common Stock, $0.10 par value (Title of Class of Securities) 75902K106 (CUSIP Number) May 3, 2024 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period ended Commission File Number: 001-35477 Regional Management Co

Legal Disclosures This document contains summarized information concerning Regional Management Corp. (the “Company”) and the Company’s business, operations, financial performance, and trends. No representation is made that the information in this doc

1Q 24 Earnings Presentation May 1, 2024 Exhibit 99.2 Legal Disclosures This document contains summarized information concerning Regional Management Corp. (the “Company”) and the Company’s business, operations, financial performance, and trends. No representation is made that the information in this document is complete. For additional financial, statistical, and business information, please see th

Regional Management Corp. Announces First Quarter 2024 Results - Net income of $15.2 million and diluted earnings per share of $1.56, up from $0.90 in the prior-year period - - 30+ day contractual delinquency rate of 7.1% as of March 31, 2024 - - Con

Exhibit 99.1 Regional Management Corp. Announces First Quarter 2024 Results - Net income of $15.2 million and diluted earnings per share of $1.56, up from $0.90 in the prior-year period - - 30+ day contractual delinquency rate of 7.1% as of March 31, 2024 - - Continued expense discipline with operating expense ratio of 13.7% - Greenville, South Carolina – May 1, 2024 – Regional Management Corp. (N

Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 1, 2024 Regional Management Corp. (Exact name of registrant as specified in its charter) Delaware 001-35477 57-0847115 (State or other jurisdiction of incorporation) (Commission F

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K/A (Amendment No. 1)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K/A (Amendment No. 1) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-35477 Regio

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 14A INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. 1)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 14A INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. 1) Filed by the Registrant ☑ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use

20 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 14A INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

20 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 14A INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ☑ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commiss

Omnibus Amendment to Credit Agreement and Account Control Agreement and Consent, dated as of March 29, 2024, by and among Regional Management Corp., as servicer, Regional Management Receivables IV, LLC, as borrower, the lenders party thereto, Wells Fargo Bank, National Association, as administrative agent, and Computershare Trust Company, N.A. (as successor to Wells Fargo Bank National Association), acting through its Corporate Trust Services division, as account bank and backup servicer

Execution Copy OMNIBUS AMENDMENT TO CREDIT AGREEMENT AND ACCOUNT CONTROL AGREEMENT AND CONSENT THIS OMNIBUS AMENDMENT AND CONSENT, dated as of March 29, 2024 (this “Amendment”), is entered into by and among Regional Management Receivables IV, LLC, a Delaware limited liability company (“RMR IV” or the “Borrower”), Regional Management Corp.

Entry into a Material Definitive Agreement, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 29, 2024 Regional Management Corp. (Exact name of registrant as specified in its charter) Delaware 001-35477 57-0847115 (State or other jurisdiction of incorporation) (Commissio

Amendment No. 5 to the Credit Agreement, dated as of March 29, 2024, by and among Regional Management Corp., as servicer, Regional Management Receivables V, LLC, as borrower, the lenders from time to time parties thereto, Wells Fargo Bank, National Association, acting through its Corporate Trust Services division, including its successors and permitted assigns, as account bank and backup servicer, and JPMorgan Chase Bank, N.A., as administrative agent

Execution Version Amendment No. 5 to Credit Agreement This Amendment No. 5 to Credit Agreement (this “Amendment”) is entered into as of March 29, 2024, by and among Regional Management Receivables V, LLC, a Delaware limited liability company, as borrower (the “Borrower”), Regional Management Corp., a Delaware corporation (“Regional Management”), as servicer (the “Servicer”), the lenders from time

First Amendment to Credit Agreement and Consent, dated as of March 29, 2024, by and among Regional Management Corp., as servicer, Regional Management Receivables VII, LLC, as borrower, the lenders parties thereto, and BMO Capital Markets Corp., as administrative agent

Execution Version First Amendment to Credit Agreement and Consent This First Amendment to Credit Agreement and Consent, dated as of March 29, 2024 (this “Amendment”), is entered into by and among Regional Management Receivables VII, LLC, a Delaware limited liability company (the “Borrower”), Regional Management Corp.

First Amendment to Credit Agreement and Consent, dated as of March 29, 2024, by and among Regional Management Corp., as servicer, Regional Management Receivables VI, LLC, as borrower, the lenders parties thereto, and Regions Bank, as administrative agent

Execution Version First Amendment to Credit Agreement and Consent This First Amendment to Credit Agreement and Consent, dated as of March 29, 2024 (this “Amendment”), is entered into by and among Regional Management Receivables VI, LLC, a Delaware limited liability company (the “Borrower”), Regional Management Corp.

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 23, 2024 Regional Management Corp. (Exact name of Registrant as Specified in Its Charter) Delaware 001-35477 57-0847115 (State or Other Jurisdiction of Incorporation) (Commis

SFVegas Presentation February 2024

SFVegas Presentation February 2024 Legal Disclosures 2 This document contains summarized information concerning Regional Management Corp.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-35477 Regional Management Corp.

Subsidiaries of Regional Management Corp.

EXHIBIT 21.1 Regional Management Corp. Schedule of Subsidiaries Name of Subsidiary State or Country of Incorporation Percentage of Voting Securities Owned by Immediate Parent Regional Finance Company of Arizona, LLC Delaware 100% Regional Finance Company of California, LLC Delaware 100% Regional Finance Company of Florida, LLC Delaware 100% Regional Finance Company of Georgia, LLC Delaware 100% Re

As filed with the Securities and Exchange Commission on February 22, 2024

As filed with the Securities and Exchange Commission on February 22, 2024 Registration No.

Filing Fee Table.

EXHIBIT 107 Calculation of Filing Fee Table Form S-8 (Form Type) Regional Management Corp.

Regional Management Corp. Dodd-Frank Act Compensation Recoupment (Clawback) Policy

REGIONAL MANAGEMENT CORP. DODD-FRANK ACT COMPENSATION RECOUPMENT (CLAWBACK) POLICY A. General. 1. Purpose. The Human Resources and Compensation Committee (the “Committee”) of the Board of Directors (the “Board”) of Regional Management Corp. (the “Company”) and the Board believe it is desirable and in the best interests of the Company and its shareholders to maintain a culture that emphasizes accou

RM / Regional Management Corp. / Forager Fund, L.P. - SC 13G/A Passive Investment

SC 13G/A 1 dlasc13ga.htm SC 13G/A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 1)* Regional Management Corp. (Name of Issuer) Common Stock, $0.10 par value (Title of Class of Securities) 75902K106 (CUSIP Number) December 31, 2023 (Date of Event Which Requires Filing of this Statement) Check the appropr

RM / Regional Management Corp. / DIMENSIONAL FUND ADVISORS LP - SEC SCHEDULE 13G Passive Investment

SC 13G/A 1 SEC13GFiling.htm SEC SCHEDULE 13G UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 7 )* Regional Management Corp (Name of Issuer) Common Stock (Title of Class of Securities) 75902K106 (CUSIP Number) December 29, 2023 (Date of Event Which Requires Filing of this Statement) Check the appropriate b

RM / Regional Management Corp. / WELLINGTON TRUST Co N A - SEC SCHEDULE 13G Passive Investment

SC 13G/A 1 SEC13GFiling.htm SEC SCHEDULE 13G UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 7 )* Regional Management Corp. (Name of Issuer) Common Stock (Title of Class of Securities) 75902K106 (CUSIP Number) December 29, 2023 (Date of Event Which Requires Filing of this Statement) Check the appropriate

RM / Regional Management Corp. / WELLINGTON MANAGEMENT GROUP LLP - SEC SCHEDULE 13G Passive Investment

SC 13G/A 1 SEC13GFiling.htm SEC SCHEDULE 13G UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 13 )* Regional Management Corp. (Name of Issuer) Common Stock (Title of Class of Securities) 75902K106 (CUSIP Number) December 29, 2023 (Date of Event Which Requires Filing of this Statement) Check the appropriate

Legal Disclosures This document contains summarized information concerning Regional Management Corp. (the “Company”) and the Company’s business, operations, financial performance, and trends. No representation is made that the information in this doc

4Q 2023 Earnings Presentation February 7th, 2024 Exhibit 99.2 Legal Disclosures This document contains summarized information concerning Regional Management Corp. (the “Company”) and the Company’s business, operations, financial performance, and trends. No representation is made that the information in this document is complete. For additional financial, statistical, and business information, plea

Eighth Amendment to Seventh Amended and Restated Loan and Security Agreement, dated as of February 5, 2024, by and among Regional Management Corp. and its subsidiaries named as borrowers therein, the financial institutions named as lenders therein, and Wells Fargo Bank, National Association, as agent

Exhibit 10.1 EIGHTH AMENDMENT TO SEVENTH AMENDED AND RESTATED LOAN AND SECURITY AGREEMENT This Eighth Amendment to Seventh Amended and Restated Loan and Security Agreement (“Amendment”) is dated as of February 5, 2024 by and among the financial institutions listed on the signature pages hereof (such financial institutions, together with their respective successors and assigns, are referred to here

Regulation FD Disclosure, Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 5, 2024 Regional Management Corp. (Exact name of registrant as specified in its charter) Delaware 001-35477 57-0847115 (State or other jurisdiction of incorporation) (Commiss

Regional Management Corp. Announces Fourth Quarter 2023 Results - Net loss of $7.6 million and diluted loss per share of $0.80, inclusive of a $12.6 million, or $1.34 per share, impact due to three discrete fourth quarter actions - - 30+ day contract

Exhibit 99.1 Regional Management Corp. Announces Fourth Quarter 2023 Results - Net loss of $7.6 million and diluted loss per share of $0.80, inclusive of a $12.6 million, or $1.34 per share, impact due to three discrete fourth quarter actions - - 30+ day contractual delinquency rate of 6.9% as of December 31, 2023 - - Fourth quarter ending net receivables of $1.8 billion - Greenville, South Caroli

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 31, 2023 Regional Management Corp. (Exact name of Registrant as Specified in Its Charter) Delaware 001-35477 57-0847115 (State or Other Jurisdiction of Incorporation) (Commis

Regional Management Corp. Announces Departure of Chief Operating Officer John Schachtel

Regional Management Corp. Announces Departure of Chief Operating Officer John Schachtel Greenville, South Carolina – January 3, 2024 – Regional Management Corp. (NYSE: RM), a diversified consumer finance company, today announced that Executive Vice President and Chief Operating Officer John Schachtel is leaving Regional Management. Rob Beck, President and Chief Executive Officer, and other members

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 10, 2023 Regional Management Corp. (Exact name of Registrant as Specified in Its Charter) Delaware 001-35477 57-0847115 (State or Other Jurisdiction of Incorporation) (Commis

Regional Management Corp. Mourns Passing of Board Member Philip Bancroft

Regional Management Corp. Mourns Passing of Board Member Philip Bancroft Greenville, South Carolina – November 10, 2023 – Regional Management Corp. (NYSE: RM), a diversified consumer finance company, issued a statement today announcing the loss of board member, Philip Bancroft, who unexpectedly passed away earlier this month. “We are deeply saddened by Phil’s sudden and untimely passing,” said Car

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period ended Commission File Number: 001-35477 Regional Managemen

Legal Disclosures This document contains summarized information concerning Regional Management Corp. (the “Company”) and the Company’s business, operations, financial performance, and trends. No representation is made that the information in this doc

3Q 2023 Earnings Presentation November 1st, 2023 Exhibit 99.2 Legal Disclosures This document contains summarized information concerning Regional Management Corp. (the “Company”) and the Company’s business, operations, financial performance, and trends. No representation is made that the information in this document is complete. For additional financial, statistical, and business information, plea

Regional Management Corp. Announces Third Quarter 2023 Results - Net income of $8.8 million and diluted earnings per share of $0.91 - - 30+ day contractual delinquency rate of 7.3% as of September 30, 2023 - - Third quarter ending net receivables of

Exhibit 99.1 Regional Management Corp. Announces Third Quarter 2023 Results - Net income of $8.8 million and diluted earnings per share of $0.91 - - 30+ day contractual delinquency rate of 7.3% as of September 30, 2023 - - Third quarter ending net receivables of $1.8 billion - Greenville, South Carolina – November 1, 2023 – Regional Management Corp. (NYSE: RM), a diversified consumer finance compa

Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 1, 2023 Regional Management Corp. (Exact name of registrant as specified in its charter) Delaware 001-35477 57-0847115 (State or other jurisdiction of incorporation) (Commiss

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 19, 2023 Regional Management Corp. (Exact name of Registrant as Specified in Its Charter) Delaware 001-35477 57-0847115 (State or Other Jurisdiction of Incorporation) (Commi

Investor Presentation September 20th, 2023

Investor Presentation September 20th, 2023 Legal Disclosures 2 This document contains summarized information concerning Regional Management Corp.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period ended Commission File Number: 001-35477 Regional Management Cor

Amendment No. 4 to the Credit Agreement dated as of April 13, 2023, by and among Regional Management Corp., as servicer, Regional Management Receivables IV, LLC, as borrower, the lenders and agents party thereto, Wells Fargo Bank, National Association, as administrative agent, and Wells Fargo Bank, National Association, acting through its Corporate Trust Services division, as account bank and backup servicer

Execution Version AMENDMENT NO. 4 TO CREDIT AGREEMENT THIS AMENDMENT NO. 4 TO CREDIT AGREEMENT, dated as of April 13, 2023 (this “Amendment”), is entered into by and among Regional Management Receivables IV, LLC, a Delaware limited liability company (the “Borrower”), Regional Management Corp., a Delaware corporation, as servicer (the “Servicer”), the “Lenders” party hereto, Wells Fargo Bank, Natio

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 2, 2023 Regional Managemen

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 2, 2023 Regional Management Corp. (Exact name of registrant as specified in its charter) Delaware 001-35477 57-0847115 (State or other jurisdiction of incorporation) (Commissio

Regional Management Corp. Announces Second Quarter 2023 Results - Net income of $6.0 million and diluted earnings per share of $0.63 - - 30+ day contractual delinquencies of 6.9% as of June 30, 2023, an improvement of 30 basis points compared to Marc

Exhibit 99.1 Regional Management Corp. Announces Second Quarter 2023 Results - Net income of $6.0 million and diluted earnings per share of $0.63 - - 30+ day contractual delinquencies of 6.9% as of June 30, 2023, an improvement of 30 basis points compared to March 31, 2023 - - Continued early indications of improved credit performance in the second quarter - Greenville, South Carolina – August 2,

Legal Disclosures This document contains summarized information concerning Regional Management Corp. (the “Company”) and the Company’s business, operations, financial performance, and trends. No representation is made that the information in this doc

2Q 2023 Earnings Presentation August 2nd, 2023 Exhibit 99.2 Legal Disclosures This document contains summarized information concerning Regional Management Corp. (the “Company”) and the Company’s business, operations, financial performance, and trends. No representation is made that the information in this document is complete. For additional financial, statistical, and business information, please

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 14, 2023 Regional Management Corp. (Exact name of Registrant as Specified in Its Charter) Delaware 001-35477 57-0847115 (State or Other Jurisdiction of Incorporation) (Commission

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 18, 2023 Regional Management Corp. (Exact name of Registrant as Specified in Its Charter) Delaware 001-35477 57-0847115 (State or Other Jurisdiction of Incorporation) (Commission

Entry into a Material Definitive Agreement, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 15, 2023 Regional Management Corp. (Exact name of Registrant as Specified in Its Charter) Delaware 001-35477 57-0847115 (State or Other Jurisdiction of Incorporation) (Commission

Amendment No. 5 to the Credit Agreement dated as of May 15, 2023, by and among Regional Management Corp., as servicer, Regional Management Receivables IV, LLC, as borrower, the lenders and agents party thereto, Wells Fargo Bank, National Association, as administrative agent, and Wells Fargo Bank, National Association, acting through its Corporate Trust Services division, as account bank and backup servicer

EX-10.1 2 rm-ex101.htm EX-10.1 Execution Version AMENDMENT NO. 5 TO CREDIT AGREEMENT THIS AMENDMENT NO. 5 TO CREDIT AGREEMENT, dated as of May 15, 2023 (this “Amendment”), is entered into by and among Regional Management Receivables IV, LLC, a Delaware limited liability company (“RMR IV” or the “Borrower”), Regional Management Corp., a Delaware corporation, as servicer (“Regional Management” or th

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period ended Commission File Number: 001-35477 Regional Management Co

Seventh Amendment to Seventh Amended and Restated Loan and Security Agreement, dated as of March 21, 2023, by and among Regional Management Corp. and its subsidiaries named as borrowers therein, the financial institutions named as lenders therein, and Wells Fargo Bank, National Association, as agent

SEVENTH AMENDMENT TO SEVENTH AMENDED AND RESTATED LOAN AND SECURITY AGREEMENT This Seventh Amendment to Seventh Amended and Restated Loan and Security Agreement (“Amendment”) is dated as of March 21, 2023 by and among the financial institutions listed on the signature pages hereof (such financial institutions, together with their respective successors and assigns, are referred to hereinafter each individually as a “Lender” and collectively as the “Lenders”), Wells Fargo Bank, National Association, a national banking association (in its capacity as agent, together with its successors and permitted assigns in such capacity, the “Agent”), and Regional Management Corp.

Regional Management Corp. Announces First Quarter 2023 Results - Net income of $8.7 million and diluted earnings per share of $0.90 - - 30+ day contractual delinquencies of 7.2% as of March 31, 2023 - - Continued early indications of improved credit

Exhibit 99.1 Regional Management Corp. Announces First Quarter 2023 Results - Net income of $8.7 million and diluted earnings per share of $0.90 - - 30+ day contractual delinquencies of 7.2% as of March 31, 2023 - - Continued early indications of improved credit performance in the first quarter - Greenville, South Carolina – May 3, 2023 – Regional Management Corp. (NYSE: RM), a diversified consume

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 3, 2023 Regional Management C

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 3, 2023 Regional Management Corp. (Exact name of registrant as specified in its charter) Delaware 001-35477 57-0847115 (State or other jurisdiction of incorporation) (Commission F

Legal Disclosures This document contains summarized information concerning Regional Management Corp. (the “Company”) and the Company’s business, operations, financial performance, and trends. No representation is made that the information in this doc

1Q 2023 Earnings Presentation May 3rd, 2023 Exhibit 99.2 Legal Disclosures This document contains summarized information concerning Regional Management Corp. (the “Company”) and the Company’s business, operations, financial performance, and trends. No representation is made that the information in this document is complete. For additional financial, statistical, and business information, please se

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 14A INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 14A INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ☑ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 06, 2023 Regional Management Corp. (Exact name of Registrant as Specified in Its Charter) Delaware 001-35477 57-0847115 (State or Other Jurisdiction of Incorporation) (Commissio

Regional Management Corp. Executive Severance and Change in Control Plan

Exhibit 10.1 REGIONAL MANAGEMENT CORP. EXECUTIVE SEVERANCE AND CHANGE IN CONTROL PLAN 1. Purpose This Executive Severance and Change in Control Plan has been established by Regional Management Corp. (the “Company”) to provide Participants with the opportunity to receive severance benefits in the event of certain terminations of employment. The Plan is intended to further the best interests of the

Credit Agreement, dated as of April 3, 2023, by and among Regional Management Corp., as servicer, Regional Management Receivables VII, LLC, as borrower, the lenders and agents parties thereto, BMO Capital Markets Corp., as administrative agent, and Computershare Trust Company, N.A., as securities intermediary and backup servicer

Exhibit 10.1 Execution Version CREDIT AGREEMENT Dated as of April 3, 2023 among REGIONAL MANAGEMENT RECEIVABLES VII, LLC, as Borrower, REGIONAL MANAGEMENT CORP., as Servicer, the LENDERS from time to time parties hereto, the AGENTS from time to time parties hereto, COMPUTERSHARE TRUST COMPANY, N.A., as Securities Intermediary and Backup Servicer, and BMO CAPITAL MARKETS CORP., as Administrative Ag

Entry into a Material Definitive Agreement, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 03, 2023 Regional Management Corp. (Exact name of Registrant as Specified in Its Charter) Delaware 001-35477 57-0847115 (State or Other Jurisdiction of Incorporation) (Commissio

Second Amendment to the Second Amended and Restated Credit Agreement, dated as of August 11, 2022, by and among Regional Management Corp., as servicer, Regional Management Receivables II, LLC, as borrower, the lenders and agents from time to time party thereto, Credit Suisse AG, New York Branch, as administrative agent and as structuring and syndication agent, and Wells Fargo Bank, National Association, acting through its corporate trust services division, as account bank and backup servicer

EXHIBIT 10.3.5 Execution Version SECOND AMENDMENT TO SECOND AMENDED AND RESTATED CREDIT AGREEMENT This SECOND AMENDMENT, dated as of August 11, 2022 (this “Second Amendment”), to the Second Amended and Restated Credit Agreement, dated as of April 14, 2021 (as amended by the First Amendment thereto, dated as of December 17, 2021, the “Credit Agreement”), among Regional Management Receivables II, LL

Amendment No. 2 to the Credit Agreement, dated as of August 11, 2022, by and among Regional Management Corp., as servicer, Regional Management Receivables V, LLC, as borrower, the lenders party thereto, JPMorgan Chase Bank, N.A., as administrative agent, and Wells Fargo, National Association, acting as its corporate trust services division, as account bank and backup servicer

EXHIBIT 10.5.3 [Execution Copy] Amendment No. 2 to Credit Agreement This Amendment No. 2 to Credit Agreement (this “Amendment”) is entered into as of August 11, 2022, by and among Regional Management Receivables V, LLC, a Delaware limited liability company, as borrower (the “Borrower”), Regional Management Corp., a Delaware corporation (“Regional Management”), as servicer (the “Servicer”), the len

Amendment No. 2 to the Credit Agreement, dated as of August 11, 2022, by and among Regional Management Corp., as servicer, Regional Management Receivables IV, LLC, as borrower, Wells Fargo Bank, National Association, as agent and committed lender, and Wells Fargo Bank, National Association, as administrative agent

EX-10.4-3 3 rm-ex1043342.htm EX-10.4-3 EXHIBIT 10.4.3 Execution Version AMENDMENT NO. 2 TO CREDIT AGREEMENT THIS AMENDMENT NO. 2 TO CREDIT AGREEMENT, dated as of August 11, 2022 (this “Amendment”), is entered into by and among Regional Management Receivables IV, LLC, a Delaware limited liability company (the “Borrower”), Regional Management Corp., a Delaware corporation, as servicer (the “Servicer

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2022 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-35477 Regional Management Corp.

Subsidiaries of Regional Management Corp.

EXHIBIT 21.1 Regional Management Corp. Schedule of Subsidiaries Name of Subsidiary State or Country of Incorporation Percentage of Voting Securities Owned by Immediate Parent Regional Finance Company of Arizona, LLC Delaware 100% Regional Finance Company of California, LLC Delaware 100% Regional Finance Company of Florida, LLC Delaware 100% Regional Finance Company of Georgia, LLC Delaware 100% Re

Amendment No. 3 to the Credit Agreement, dated as of September 30, 2022, by and among Regional Management Corp., as servicer, Regional Management Receivables V, LLC, as borrower, the lenders party thereto, JPMorgan Chase Bank, N.A., as administrative agent, and Wells Fargo, National Association, acting as its corporate trust services division, as account bank and backup servicer

EXHIBIT 10.5.4 Execution Version Amendment No. 3 to Credit Agreement This Amendment No. 3 to Credit Agreement (this “Amendment”) is entered into as of September 30, 2022 by and among Regional Management Receivables V, LLC, a Delaware limited liability company, as borrower (the “Borrower”), Regional Management Corp., a Delaware corporation (“Regional Management”), as servicer (the “Servicer”), the

Regional Management Corp. Announces Fourth Quarter 2022 Results - Net income of $2.4 million and diluted earnings per share of $0.25 - - Adjusted net income of $5.0 million and adjusted diluted earnings per share of $0.54 - - 30+ day contractual deli

Exhibit 99.1 Regional Management Corp. Announces Fourth Quarter 2022 Results - Net income of $2.4 million and diluted earnings per share of $0.25 - - Adjusted net income of $5.0 million and adjusted diluted earnings per share of $0.54 - - 30+ day contractual delinquencies of 7.1% as of December 31, 2022 - - Early indications of improved credit performance in the fourth quarter - Greenville, South

RM / Regional Management Corp / DIMENSIONAL FUND ADVISORS LP - SEC SCHEDULE 13G Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 6 )* Regional Management Corp (Name of Issuer) Common Stock (Title of Class of Securities) 75902K106 (CUSIP Number) December 30, 2022 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which th

Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K/A Amendment No. 1 CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 2, 2023 Regional Management Corp. (Exact name of registrant as specified in its charter) Delaware 001-35477 57-0847115 (State or other jurisdiction of incor

Regional Management Corp. Announces Fourth Quarter 2022 Results - Net income of $2.4 million and diluted earnings per share of $0.25 - - Adjusted net income of $5.0 million and adjusted diluted earnings per share of $0.54 - - 30+ day contractual deli

Exhibit 99.1 Regional Management Corp. Announces Fourth Quarter 2022 Results - Net income of $2.4 million and diluted earnings per share of $0.25 - - Adjusted net income of $5.0 million and adjusted diluted earnings per share of $0.54 - - 30+ day contractual delinquencies of 7.1% as of December 31, 2022 - - Early indications of improved credit performance in the fourth quarter - Greenville, South

Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 2, 2023 Regional Management Corp. (Exact name of registrant as specified in its charter) Delaware 001-35477 57-0847115 (State or other jurisdiction of incorporation) (Commiss

Credit Agreement, dated as of February 2, 2023, by and among Regional Management Corp., as servicer, Regional Management Receivables VI, LLC, as borrower, the lenders and agents parties thereto, Regions Bank, as administrative agent, and Computershare Trust Company, N.A., as securities intermediary and backup servicer

Exhibit 10.1 Execution Version CREDIT AGREEMENT Dated as of February 2, 2023 among REGIONAL MANAGEMENT RECEIVABLES VI, LLC, as Borrower, REGIONAL MANAGEMENT CORP., as Servicer, the LENDERS from time to time parties hereto, the AGENTS from time to time parties hereto, COMPUTERSHARE TRUST COMPANY, N.A., as Securities Intermediary and Backup Servicer, and REGIONS BANK, as Administrative Agent Regiona

Legal Disclosures This document contains summarized information concerning Regional Management Corp. (the “Company”) and the Company’s business, operations, financial performance, and trends. No representation is made that the information in this doc

4Q 2022 Earnings Presentation February 8th, 2023 Exhibit 99.2 Legal Disclosures This document contains summarized information concerning Regional Management Corp. (the “Company”) and the Company’s business, operations, financial performance, and trends. No representation is made that the information in this document is complete. For additional financial, statistical, and business information, plea

RM / Regional Management Corp / WELLINGTON TRUST Co N A - SEC SCHEDULE 13G Passive Investment

SC 13G/A 1 SEC13GFiling.htm SEC SCHEDULE 13G UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 6 )* Regional Management Corp. (Name of Issuer) Common Stock (Title of Class of Securities) 75902K106 (CUSIP Number) December 30, 2022 (Date of Event Which Requires Filing of this Statement) Check the appropriate

RM / Regional Management Corp / WELLINGTON MANAGEMENT GROUP LLP - SEC SCHEDULE 13G Passive Investment

SC 13G/A 1 SEC13GFiling.htm SEC SCHEDULE 13G UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 12 )* Regional Management Corp. (Name of Issuer) Common Stock (Title of Class of Securities) 75902K106 (CUSIP Number) December 30, 2022 (Date of Event Which Requires Filing of this Statement) Check the appropriate

RM / Regional Management Corp / Forager Capital Management, LLC - FORM SC 13G Passive Investment

SC 13G 1 rmcsc13g.htm FORM SC 13G UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. )* Regional Management Corp. (Name of Issuer) Common Stock, $0.10 par value (Title of Class of Securities) 75902K106 (CUSIP Number) December 31, 2022 (Date of Event Which Requires Filing of this Statement) Check the appropri

Entry into a Material Definitive Agreement, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 22, 2022 Regional Management Corp. (Exact name of registrant as specified in its charter) Delaware 001-35477 57-0847115 (State or other jurisdiction of incorporation) (Commis

RM / Regional Management Corp / BASSWOOD CAPITAL MANAGEMENT, L.L.C. - SCHEDULE 13D/A (AMENDMENT NO. 3) Activist Investment

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D/A Under the Securities Exchange Act of 1934 (Amendment No. 3)* Regional Management Corp. (Name of Issuer) Common Stock, $0.10 Par Value (Title of Class of Securities) 75902K106 (CUSIP Number) Matthew Lindenbaum Basswood Capital Management, L.L.C. 645 Madison Avenue, 10th Floor New York, NY 10022 (212) 521-9500 (Name, Address an

Sixth Amendment to Seventh Amended and Restated Loan and Security Agreement, dated as of November 22, 2022, by and among Regional Management Corp. and its subsidiaries named as borrowers therein, the financial institutions named as lenders therein, and Wells Fargo Bank, National Association, as agent

Exhibit 10.1 SIXTH AMENDMENT TO SEVENTH AMENDED AND RESTATED LOAN AND SECURITY AGREEMENT This Sixth Amendment to Seventh Amended and Restated Loan and Security Agreement (?Amendment?) is dated as of November 22, 2022 by and among the financial institutions listed on the signature pages hereof (such financial institutions, together with their respective successors and assigns, are referred to herei

Amendment No. 4 to the Credit Agreement, dated as of November 22, 2022, by and among Regional Management Corp., as servicer, Regional Management Receivables V, LLC, as borrower, the lenders party thereto, JPMorgan Chase Bank, N.A., as administrative agent, and Wells Fargo, National Association, acting as its corporate trust services division, as account bank and backup servicer

Exhibit 10.2 Execution Version AMENDMENT NO. 4 TO CREDIT AGREEMENT This AMENDMENT NO. 4 TO CREDIT AGREEMENT (this ?Amendment?) is entered into as of November 22, 2022, by and among REGIONAL MANAGEMENT RECEIVABLES V, LLC, a Delaware limited liability company, as borrower (the ?Borrower?), REGIONAL MANAGEMENT CORP., a Delaware corporation (?Regional Management?), as servicer (the ?Servicer?), the le

Letter Agreement, dated November 28, 2022, by and between Regional Management Corp. and Basswood Capital Management, L.L.C.

Exhibit 10.3 Regional Management Corp. 979 Batesville Road, Suite B Greer, South Carolina 29651 www.regionalmanagement.com November 28, 2022 Basswood Capital Management, L.L.C. 645 Madison Avenue, 10th Floor New York, NY 10022 Via Email: [email protected] Dear Justin: Reference is made to that certain Cooperation Agreement, dated as of January 26, 2018 (the ?Agreement?), by and between Basswood Cap

November 28, 2022

Regional Management Corp . 979 Batesville Road, Suite B Greer, South Carolina 29651 www.regionalmanagement .com November 28, 2022 Basswood Capital Management, L.L.C. 645 Madison Avenue, 10th Floor New York, NY 10022 Via Email: jcanninzzaro@bassw ood .com Dear Justin: Reference is made to that certain Cooperation Agreement, dated as of January 26, 2018 (the "Agreement"), by and between Basswood Cap

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2022 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period ended Commission File Number: 001-35477 Regional Managemen

Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 1, 2022 Regional Management Corp. (Exact name of registrant as specified in its charter) Delaware 001-35477 57-0847115 (State or other jurisdiction of incorporation) (Commiss

Legal Disclosures This document contains summarized information concerning Regional Management Corp. (the “Company”) and the Company’s business, operations, financial performance, and trends. No representation is made that the information in this doc

3Q 2022 Earnings Presentation November 1st, 2022 Exhibit 99.2 Legal Disclosures This document contains summarized information concerning Regional Management Corp. (the ?Company?) and the Company?s business, operations, financial performance, and trends. No representation is made that the information in this document is complete. For additional financial, statistical, and business information, plea

Regional Management Corp. Announces Third Quarter 2022 Results - Net income of $10.1 million and diluted earnings per share of $1.06 - - 22.3% year-over-year net finance receivables growth and 17.9% year-over-year revenue growth - - 30+ day contractu

Exhibit 99.1 Regional Management Corp. Announces Third Quarter 2022 Results - Net income of $10.1 million and diluted earnings per share of $1.06 - - 22.3% year-over-year net finance receivables growth and 17.9% year-over-year revenue growth - - 30+ day contractual delinquencies of 7.2% as of September 30, 2022 - Greenville, South Carolina ? November 1, 2022 ? Regional Management Corp. (NYSE: RM),

Indenture, dated October 20, 2022, by and among Regional Management Issuance Trust 2022-2B, as issuer, Regional Management Corp., as servicer, and Computershare Trust Company, N.A., as indenture trustee and securities intermediary

Exhibit 4.1 Execution Version INDENTURE Dated as of October 20, 2022 Regional Management Issuance Trust 2022-2B, Series 2022-2B Asset-Backed Notes among REGIONAL MANAGEMENT ISSUANCE TRUST 2022-2B, as Issuer REGIONAL MANAGEMENT CORP., as Servicer and COMPUTERSHARE TRUST COMPANY, NATIONAL ASSOCIATION, as Indenture Trustee and Securities Intermediary TABLE OF CONTENTS Page ARTICLE I. DEFINITIONS 3 Se

Regional Management Corp. Completes $200 Million Asset-Backed Securitization

Exhibit 99.1 Regional Management Corp. Completes $200 Million Asset-Backed Securitization Greenville, South Carolina ? October 20, 2022 ? Regional Management Corp. (NYSE: RM), a diversified consumer finance company, announced today that it has completed a $200 million asset-backed securitization, its ninth securitization. The securitization has a 2-year revolving period, and the Class A notes rece

Sale and Servicing Agreement, dated October 20, 2022, by and among Regional Management Receivables III, LLC, as depositor, Regional Management Corp., as servicer, the subservicers party thereto, Regional Management Issuance Trust 2022-2B, as issuer, and Regional Management North Carolina Receivables Trust, acting thereunder solely with respect to the 2022-2B SUBI

Exhibit 10.1 Execution Version SALE AND SERVICING AGREEMENT Dated as of October 20, 2022 among REGIONAL MANAGEMENT RECEIVABLES III, LLC, as Depositor REGIONAL MANAGEMENT CORP., as Servicer THE SUBSERVICERS PARTY HERETO, as Subservicers REGIONAL MANAGEMENT ISSUANCE TRUST 2022-2B, as Issuer and REGIONAL MANAGEMENT NORTH CAROLINA RECEIVABLES TRUST acting hereunder solely with respect to the 2022-2B S

Regulation FD Disclosure, Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 20, 2022 Regional Management Corp. (Exact name of registrant as specified in its charter) Delaware 001-35477 57-0847115 (State or other jurisdiction of incorporation) (Commiss

REGIONAL MANAGEMENT RM LISTED NYSE ABS Investor Presentation October 2022

Exhibit 99.1 REGIONAL MANAGEMENT RM LISTED NYSE ABS Investor Presentation October 2022 Legal Disclosures The information contained in this electronic presentation (the ?Information?) is being provided to you on a confidential basis solely for your review and may not be downloaded, copied, reproduced, or redistributed, in whole or in part, directly or indirectly, by you. The Information is provided

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 5, 2022 Regional Management Corp. (Exact name of registrant as specified in its charter) Delaware 001-35477 57-0847115 (State or other jurisdiction of incorporation) (Commissi

Amendment No. 3 to the Credit Agreement, dated as of September 7, 2022, by and among Regional Management Corp., as servicer, Regional Management Receivables IV, LLC, as borrower, Wells Fargo Bank, National Association, as agent and committed lender, and Wells Fargo Bank, National Association, as administrative agent

Exhibit 10.3 EXECUTION COPY AMENDMENT NO. 3 TO CREDIT AGREEMENT THIS AMENDMENT NO. 3 TO CREDIT AGREEMENT, dated as of September 7, 2022 and effective as of the Amendment Effective Date (as defined below) (this ?Amendment?), is entered into by and among Regional Management Receivables IV, LLC, a Delaware limited liability company (the ?Borrower?), Regional Management Corp., a Delaware corporation,

Third Amendment to the Second Amended and Restated Credit Agreement, dated as of September 7, 2022, by and among Regional Management Corp., as servicer, Regional Management Receivables II, LLC, as borrower, the lenders from time to time party thereto, Credit Suisse AG, New York Branch, as administrative agent and as structuring and syndication agent, and Wells Fargo Bank, National Association, acting through its corporate trust services division, as account bank and backup servicer.

Exhibit 10.2 EXECUTION VERSION THIRD AMENDMENT TO SECOND AMENDED AND RESTATED CREDIT AGREEMENT This THIRD AMENDMENT, dated as of September 7, 2022 (this ?Third Amendment?), to the Second Amended and Restated Credit Agreement, dated as of April 14, 2021 (as amended by the First Amendment thereto, dated as of December 17, 2021, and as further amended by the Second Amendment thereto, dated as of Augu

Entry into a Material Definitive Agreement, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 7, 2022 Regional Management Corp. (Exact name of registrant as specified in its charter) Delaware 001-35477 57-0847115 (State or other jurisdiction of incorporation) (Commis

Fifth Amendment to Seventh Amended and Restated Loan and Security Agreement, dated as of September 7, 2022, among Regional Management Corp. as a borrower and its subsidiaries named as borrowers therein, the financial institutions named as lenders therein, and Wells Fargo Bank, National Association, as agent

Exhibit 10.1 FIFTH AMENDMENT TO SEVENTH AMENDED AND RESTATED LOAN AND SECURITY AGREEMENT This Fifth Amendment to Seventh Amended and Restated Loan and Security Agreement (?Amendment?) is dated as of September 7, 2022 by and among the financial institutions listed on the signature pages hereof (such financial institutions, together with their respective successors and assigns, are referred to herei

RM / Regional Management Corp / BASSWOOD CAPITAL MANAGEMENT, L.L.C. - SCHEDULE 13D/A, AMENDMENT #2 Activist Investment

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D/A Under the Securities Exchange Act of 1934 (Amendment No. 2)* Regional Management Corp. (Name of Issuer) Common Stock, $0.10 Par Value (Title of Class of Securities) 75902K106 (CUSIP Number) Matthew Lindenbaum Basswood Capital Management, L.L.C. 645 Madison Avenue, 10th Floor New York, NY 10022 (212) 521-9500 (Name, Address an

JOINT FILING AGREEMENT PURSUANT TO RULE 13d-1(k)

Exhibit 99.3 JOINT FILING AGREEMENT PURSUANT TO RULE 13d-1(k) The undersigned acknowledge and agree that the foregoing statement on Schedule 13D is filed on behalf of each of the undersigned and that all subsequent amendments to this statement on Schedule 13D may be filed on behalf of each of the undersigned without the necessity of filing additional joint filing agreements. The undersigned acknow

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2022 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period ended Commission File Number: 001-35477 Regional Management Cor

Regional Management Corp. Announces Second Quarter 2022 Results - Net income of $12.0 million and diluted earnings per share of $1.24 - - 28.9% year-over-year net finance receivables growth and 23.3% year-over-year revenue growth - - 30+ day contract

Exhibit 99.1 Regional Management Corp. Announces Second Quarter 2022 Results - Net income of $12.0 million and diluted earnings per share of $1.24 - - 28.9% year-over-year net finance receivables growth and 23.3% year-over-year revenue growth - - 30+ day contractual delinquencies of 6.2% as of June 30, 2022, or 10 basis points better than June 30, 2019 pre-pandemic levels - - Multi-year low operat

Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 3, 2022 Regional Management Corp. (Exact name of registrant as specified in its charter) Delaware 001-35477 57-0847115 (State or other jurisdiction of incorporation) (Commissio

Legal Disclosures This document contains summarized information concerning Regional Management Corp. (the “Company”) and the Company’s business, operations, financial performance, and trends. No representation is made that the information in this doc

2Q 2022 Earnings Presentation August 3rd, 2022 Exhibit 99.2 Legal Disclosures This document contains summarized information concerning Regional Management Corp. (the ?Company?) and the Company?s business, operations, financial performance, and trends. No representation is made that the information in this document is complete. For additional financial, statistical, and business information, please

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 19, 2022 Regional Management Corp. (Exact name of registrant as specified in its charter) Delaware 001-35477 57-0847115 (State or other jurisdiction of incorporation) (Commission

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2022 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period ended Commission File Number: 001-35477 Regional Management Co

Declaration of Amendment to Regional Management Corp. 2015 Long-Term Incentive Plan (As Amended and Restated Effective May 20, 2021)

Exhibit 10.1 DECLARATION OF AMENDMENT TO REGIONAL MANAGEMENT CORP. 2015 LONG-TERM INCENTIVE PLAN (AS AMENDED AND RESTATED EFFECTIVE MAY 20, 2021) THIS DECLARATION OF AMENDMENT, is made effective as of February 17, 2022, by Regional Management Corp. (the ?Company?), to the Company?s 2015 Long-Term Incentive Plan, as Amended and Restated Effective May 20, 2021 (the ?Plan?). R E C I T A L S: WHEREAS,

Regional Management Corp. Announces First Quarter 2022 Results - Net income of $26.8 million and diluted earnings per share of $2.67 - - 30.8% year-over-year net finance receivables growth and 23.7% year-over-year revenue growth - - 30+ day contractu

Exhibit 99.1 Regional Management Corp. Announces First Quarter 2022 Results - Net income of $26.8 million and diluted earnings per share of $2.67 - - 30.8% year-over-year net finance receivables growth and 23.7% year-over-year revenue growth - - 30+ day contractual delinquencies of 5.7% as of March 31, 2022, an improvement of 30 basis points compared to December 31, 2021 - Greenville, South Caroli

Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 4, 2022 Regional Management Corp. (Exact name of registrant as specified in its charter) Delaware 001-35477 57-0847115 (State or other jurisdiction of incorporation) (Commission F

Legal Disclosures This document contains summarized information concerning Regional Management Corp. (the “Company”) and the Company’s business, operations, financial performance, and trends. No representation is made that the information in this doc

1Q 2022 Earnings Presentation May 4th, 2022 Exhibit 99.2 Legal Disclosures This document contains summarized information concerning Regional Management Corp. (the “Company”) and the Company’s business, operations, financial performance, and trends. No representation is made that the information in this document is complete. For additional financial, statistical, and business information, please se

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 14A INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 14A INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ? Filed by a Party other than the Registrant ? Check the appropriate box: ? Preliminary Proxy Statement ? Confidential, for Use of the Commission

Subsidiaries of Regional Management Corp.

EXHIBIT 21.1 Regional Management Corp. Schedule of Subsidiaries Name of Subsidiary State or Country of Incorporation Percentage of Voting Securities Owned by Immediate Parent Regional Finance Company of Arizona, LLC Delaware 100% Regional Finance Company of California, LLC Delaware 100% Regional Finance Company of Florida, LLC Delaware 100% Regional Finance Company of Georgia, LLC Delaware 100% Re

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ? ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2021 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-35477 Regional Management Corp.

Summary of Non-Employee Director Compensation Program

Exhibit 10.16 Description of Non-Employee Director Compensation Program Regional Management Corp. (the ?Company?) maintains a non-employee director compensation program pursuant to which, effective as of the date of the 2022 annual meeting of stockholders: ? each non-employee director receives an annual cash retainer of $70,000 payable in quarterly installments ($95,000 in the case of the chair or

Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 22, 2022 Regional Management Corp. (Exact name of registrant as specified in its charter) Delaware 001-35477 57-0847115 (State or other jurisdiction of incorporation) (Commis

Sale and Servicing Agreement, dated February 22, 2022, by and among Regional Management Receivables III, LLC, as depositor, Regional Management Corp., as servicer, the subservicers party thereto, Regional Management Issuance Trust 2022-1, as issuer, and Regional Management North Carolina Receivables Trust, acting thereunder solely with respect to the 2022-1A SUBI

Exhibit 10.1 SALE AND SERVICING AGREEMENT Dated as of February 22, 2022 among REGIONAL MANAGEMENT RECEIVABLES III, LLC, as Depositor REGIONAL MANAGEMENT CORP., as Servicer THE SUBSERVICERS PARTY HERETO, as Subservicers REGIONAL MANAGEMENT ISSUANCE TRUST 2022-1, as Issuer and REGIONAL MANAGEMENT NORTH CAROLINA RECEIVABLES TRUST acting hereunder solely with respect to the 2022-1A SUBI TABLE OF CONTE

Indenture, dated February 22, 2022, by and among Regional Management Issuance Trust 2022-1, as issuer, Regional Management Corp., as servicer, and Computershare Trust Company National Association, as indenture trustee

Exhibit 4.1 INDENTURE Dated as of February 22, 2022 Regional Management Issuance Trust 2022-1, Series 2022-1 Asset-Backed Notes among REGIONAL MANAGEMENT ISSUANCE TRUST 2022-1, as Issuer REGIONAL MANAGEMENT CORP., as Servicer and COMPUTERSHARE TRUST COMPANY, NATIONAL ASSOCIATION, as Indenture Trustee TABLE OF CONTENTS Page ARTICLE I. DEFINITIONS 3 Section 1.01 Definitions 3 ARTICLE II. THE NOTES 3

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 17, 2022 Regional Management Corp. (Exact name of registrant as specified in its charter) Delaware 001-35477 57-0847115 (State or other jurisdiction of incorporation) (Commis

Form of Performance Restricted Stock Unit Award Agreement

EX-10.1 2 d285735dex101.htm EX-10.1 Exhibit 10.1 REGIONAL MANAGEMENT CORP. 2015 LONG-TERM INCENTIVE PLAN (As Amended and Restated) PERFORMANCE RESTRICTED STOCK UNIT AWARD AGREEMENT THIS PERFORMANCE RESTRICTED STOCK UNIT AWARD AGREEMENT (together with any Schedules attached hereto, the “Agreement”) is made effective as of the date set forth on the signature page hereto (hereinafter called the “Date

Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 9, 2022 Regional Management Corp. (Exact name of registrant as specified in its charter) Delaware 001-35477 57-0847115 (State or other jurisdiction of incorporation) (Commiss

Regional Management Corp. Announces Fourth Quarter 2021 Results - Net income of $20.8 million and diluted earnings per share of $2.04 - - 22.6% year-over-year revenue growth and 26.5% year-over-year core net finance receivables growth - - 30+ day con

Exhibit 99.1 Regional Management Corp. Announces Fourth Quarter 2021 Results - Net income of $20.8 million and diluted earnings per share of $2.04 - - 22.6% year-over-year revenue growth and 26.5% year-over-year core net finance receivables growth - - 30+ day contractual delinquencies of 6.0% as of December 31, 2021, a 100 basis point improvement from December 31, 2019 - - Increases quarterly cash

Legal Disclosures This document contains summarized information concerning Regional Management Corp. (the “Company”) and the Company’s business, operations, financial performance, and trends. No representation is made that the information in this doc

Earnings Presentation February 9th, 2022 Exhibit 99.2 Legal Disclosures This document contains summarized information concerning Regional Management Corp. (the ?Company?) and the Company?s business, operations, financial performance, and trends. No representation is made that the information in this document is complete. For additional financial, statistical, and business information, please see t

RM / Regional Management Corp / DIMENSIONAL FUND ADVISORS LP - SEC SCHEDULE 13G Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 5 )* Regional Management Corp (Name of Issuer) Common Stock (Title of Class of Securities) 75902K106 (CUSIP Number) December 31, 2021 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which th

RM / Regional Management Corp / WELLINGTON TRUST Co N A - SEC SCHEDULE 13G Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 5 )* Regional Management Corp. (Name of Issuer) Common Stock (Title of Class of Securities) 75902K106 (CUSIP Number) December 31, 2021 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which t

RM / Regional Management Corp / WELLINGTON MANAGEMENT GROUP LLP - SEC SCHEDULE 13G Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 11 )* Regional Management Corp. (Name of Issuer) Common Stock (Title of Class of Securities) 75902K106 (CUSIP Number) December 31, 2021 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which

RM / Regional Management Corp / Glen Capital Partners Focus Fund, L.P. - SCHEDULE 13G/A Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 4)* Regional Management Corp. (Name of Issuer) Common Stock, $0.10 par value (Title of Class of Securities) 75902K106 (CUSIP Number) December 31, 2021 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pur

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 31, 2022 Regional Management Corp. (Exact name of registrant as specified in its charter) Delaware 001-35477 57-0847115 (State or other jurisdiction of incorporation) (Commiss

Legal Disclosures The information contained in this electronic presentation (the “Information”) is being provided to you on a confidential basis solely for your review and may not be downloaded, copied, reproduced, or redistributed, in whole or in pa

Exhibit 99.1 ABS Investor Presentation st January 31 , 2022 Legal Disclosures The information contained in this electronic presentation (the ?Information?) is being provided to you on a confidential basis solely for your review and may not be downloaded, copied, reproduced, or redistributed, in whole or in part, directly or indirectly, by you. The Information is provided to you solely for informat

Regional Management Corp. Appoints Philip Bancroft to Board of Directors

Exhibit 99.1 Regional Management Corp. Appoints Philip Bancroft to Board of Directors Greenville, South Carolina ? January 19, 2022 ? Regional Management Corp. (NYSE: RM), a diversified consumer finance company, today announced the appointment of Philip Bancroft to its Board of Directors, effective immediately. Mr. Bancroft is the former Chief Financial Officer and Executive Vice President of Chub

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K/A Amendment No. 1 CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 19, 2022 Regional Management Corp. (Exact name of registrant as specified in its charter) Delaware 001-35477 57-0847115 (State or other jurisdiction of incor

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 19, 2022 Regional Management Corp. (Exact name of registrant as specified in its charter) Delaware 001-35477 57-0847115 (State or other jurisdiction of incorporation) (Commiss

Regional Management Corp. Appoints Philip Bancroft to Board of Directors

Exhibit 99.1 Regional Management Corp. Appoints Philip Bancroft to Board of Directors Greenville, South Carolina ? January 19, 2022 ? Regional Management Corp. (NYSE: RM), a diversified consumer finance company, today announced the appointment of Philip Bancroft to its Board of Directors, effective immediately. Mr. Bancroft is the former Chief Financial Officer and current Executive Vice President

Fourth Amendment to Seventh Amended and Restated Loan and Security Agreement, dated as of December 17, 2021, by and among Regional Management Corp. and its subsidiaries named as borrowers therein, the financial institutions named as lenders therein, and Wells Fargo Bank, National Association, as agent

Exhibit 10.1 FOURTH AMENDMENT TO SEVENTH AMENDED AND RESTATED LOAN AND SECURITY AGREEMENT This Fourth Amendment to Seventh Amended and Restated Loan and Security Agreement (?Amendment?) is dated as of December 17, 2021 by and among the financial institutions listed on the signature pages hereof (such financial institutions, together with their respective successors and assigns, are referred to her

Amendment No. 1 to the Credit Agreement, dated as of December 17, 2021, by and among Regional Management Corp., as servicer, Regional Management Receivables IV, LLC, as borrower, Wells Fargo Bank, National Association, as agent and committed lender and Wells Fargo Bank, National Association, as administrative agent

Exhibit 10.3 Execution Copy AMENDMENT NO. 1 TO CREDIT AGREEMENT THIS AMENDMENT NO. 1 TO CREDIT AGREEMENT, dated as of December 17, 2021 (this ?Amendment?), is entered into by and among Regional Management Receivables IV, LLC, a Delaware limited liability company (the ?Borrower?), Regional Management Corp., a Delaware corporation, as servicer (the ?Servicer?), the ?Lenders? party hereto, and Wells

First Amendment to the Second Amended and Restated Credit Agreement, dated as of December 17, 2021, by and between Regional Management Corp., as servicer and Regional Management Receivables II, LLC, as borrower, as acknowledged and agreed to by the lenders party thereto, Credit Suisse AG, New York Branch, as administration agent, structuring agent and syndication agent, and Wells Fargo Bank, National Association, acting through its Corporate Trust Services division, as account bank and backup servicer

Exhibit 10.2 EXECUTION VERSION FIRST AMENDMENT TO SECOND AMENDED AND RESTATED CREDIT AGREEMENT This FIRST AMENDMENT, dated as of December 17, 2021 (this ?First Amendment?), to the Second Amended and Restated Credit Agreement, dated as of April 14, 2021 (the ?Credit Agreement?), among Regional Management Receivables II, LLC, as borrower (the ?Borrower?), Regional Management Corp. (?Regional Managem

Entry into a Material Definitive Agreement, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 17, 2021 Regional Management Corp. (Exact name of registrant as specified in its charter) Delaware 001-35477 57-0847115 (State or other jurisdiction of incorporation) (Commis

Amendment No.1 to the Credit Agreement, dated as of December 17, 2021, by and among Regional Management Corp., as servicer, Regional Management Receivables V, LLC, as borrower, the lenders from time to time parties thereto, Wells Fargo Bank, National Association, acting as its corporate trust services division, including its successors and permitted assigns, as account bank and backup servicer, and JPMorgan Chase Bank, N.A., as administrative agent

Exhibit 10.4 EXECUTION VERSION AMENDMENT NO. 1 TO CREDIT AGREEMENT This AMENDMENT NO. 1 TO CREDIT AGREEMENT (this ?Amendment?) is entered into as of December 17, 2021, by and among REGIONAL MANAGEMENT RECEIVABLES V, LLC, a Delaware limited liability company, as borrower (the ?Borrower?), REGIONAL MANAGEMENT CORP., a Delaware corporation (?Regional Management?), as servicer (the ?Servicer?), the le

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 18, 2021 Regional Management Corp. (Exact name of registrant as specified in its charter) Delaware 001-35477 57-0847115 (State or other jurisdiction of incorporation) (Commis

2 Legal Disclosures This document contains summarized information concerning Regional Management Corp. (the “Company”) and the Company’s business, operations, financial performance, and trends. No representation is made that the information in this d

Investor Presentation November 18, 2021 Exhibit 99.1 2 Legal Disclosures This document contains summarized information concerning Regional Management Corp. (the ?Company?) and the Company?s business, operations, financial performance, and trends. No representation is made that the information in this document is complete. For additional financial, statistical, and business information, please see

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2021 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period ended Commission File Number: 001-35477 Regional Managemen

Financial Statements and Exhibits, Changes in Registrant's Certifying Accountant, Results of Operations and Financial Condition, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 2, 2021 Regional Management Corp. (Exact name of registrant as specified in its charter) Delaware 001-35477 57-0847115 (State or other jurisdiction of incorporation) (Commiss

Legal Disclosures This document contains summarized information concerning Regional Management Corp. (the “Company”) and the Company’s business, operations, financial performance, and trends. No representation is made that the information in this doc

3Q 2021 Earnings Call Supplemental Presentation November 2, 2021 Exhibit 99.2 Legal Disclosures This document contains summarized information concerning Regional Management Corp. (the ?Company?) and the Company?s business, operations, financial performance, and trends. No representation is made that the information in this document is complete. For additional financial, statistical, and business i

Letter from RSM US LLP, dated November 2, 2021

Exhibit 16.1 [RSM US LLP Letterhead] November 2, 2021 Securities and Exchange Commission Washington, D.C. 20549 Commissioners: We have read Regional Management Corp.?s statements included under Item 4.01(a) of its Form 8-K filed on November 2, 2021 and we agree with such statements concerning our firm. /s/ RSM US LLP

Regional Management Corp. Announces Third Quarter 2021 Results - Net income of $22.2 million and diluted earnings per share of $2.11 - - 23.1% year-over-year revenue growth and 25.4% year-over-year core net finance receivables growth - - 30+ day cont

EX-99.1 3 rm-ex9916.htm EX-99.1 Exhibit 99.1 Regional Management Corp. Announces Third Quarter 2021 Results - Net income of $22.2 million and diluted earnings per share of $2.11 - - 23.1% year-over-year revenue growth and 25.4% year-over-year core net finance receivables growth - - 30+ day contractual delinquencies of 4.7% as of September 30, 2021, flat to prior year and 180 basis points below Sep

Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 8, 2021 Regional Management Corp. (Exact name of registrant as specified in its charter) Delaware 001-35477 57-0847115 (State or other jurisdiction of incorporation) (Commissi

Indenture, dated October 8, 2021, by and among Regional Management Issuance Trust 2021-3, as issuer, Regional Management Corp., as servicer, Wells Fargo Bank, N.A., as indenture trustee, and Wells Fargo Bank, N.A., as account bank

Exhibit 4.1 [Execution Version] INDENTURE Dated as of October 8, 2021 Regional Management Issuance Trust 2021-3, Series 2021-3 Asset-Backed Notes among REGIONAL MANAGEMENT ISSUANCE TRUST 2021-3, as Issuer REGIONAL MANAGEMENT CORP., as Servicer WELLS FARGO BANK, N.A., as Indenture Trustee and WELLS FARGO BANK, N.A., as Account Bank TABLE OF CONTENTS Page ARTICLE I. DEFINITIONS 3 Section 1.01 Defini

Sale and Servicing Agreement, dated October 8, 2021, by and among Regional Management Receivables III, LLC, as depositor, Regional Management Corp., as servicer, the subservicers party thereto, and Regional Management Issuance Trust 2021-3, as issuer

Exhibit 10.1 [Execution Version] SALE AND SERVICING AGREEMENT Dated as of October 8, 2021 among REGIONAL MANAGEMENT RECEIVABLES III, LLC, as Depositor REGIONAL MANAGEMENT CORP., as Servicer THE SUBSERVICERS PARTY HERETO, as Subservicers and REGIONAL MANAGEMENT ISSUANCE TRUST 2021-3, as Issuer TABLE OF CONTENTS Page ARTICLE I DEFINITIONS Section 1.01 Definitions 1 ARTICLE II CONVEYANCE OF LOANS Sec

Regional Management Corp. Announces Closing of $125 Million Private Asset-Backed Securitization

Exhibit 99.1 Regional Management Corp. Announces Closing of $125 Million Private Asset-Backed Securitization Greenville, South Carolina ? October 12, 2021 ? Regional Management Corp. (NYSE: RM), a diversified consumer finance company, announced today that it has closed a $125 million private asset-backed securitization with a large institutional investor. The sold notes were issued at a fixed coup

Entry into a Material Definitive Agreement, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 23, 2021 Regional Management Corp. (Exact name of registrant as specified in its charter) Delaware 001-35477 57-0847115 (State or other jurisdiction of incorporation) (Commissi

Third Amendment to Seventh Amended and Restated Loan and Security Agreement, dated as of August 23, 2021, by and among Regional Management Corp. and its subsidiaries named as borrowers therein, the financial institutions named as lenders therein, and Wells Fargo Bank, National Association, as agent

Exhibit 10.1 THIRD AMENDMENT TO SEVENTH AMENDED AND RESTATED LOAN AND SECURITY AGREEMENT This Third Amendment to Seventh Amended and Restated Loan and Security Agreement (?Amendment?) is dated as of August 23, 2021 by and among the financial institutions listed on the signature pages hereof (such financial institutions, together with their respective successors and assigns, are referred to hereina

Legal Disclosures This document contains summarized information concerning Regional Management Corp. (the “Company”) and the Company’s business, operations, financial performance, and trends. No representation is made that the information in this doc

2Q 2021 Earnings Call Supplemental Presentation August 3, 2021 Exhibit 99.2 Legal Disclosures This document contains summarized information concerning Regional Management Corp. (the ?Company?) and the Company?s business, operations, financial performance, and trends. No representation is made that the information in this document is complete. For additional financial, statistical, and business inf

Summary of Non-Employee Director Compensation Program

Exhibit 10.5 Description of Non-Employee Director Compensation Program Regional Management Corp. (the ?Company?) maintains a non-employee director compensation program pursuant to which, effective May 20, 2021: ? each non-employee director receives an annual cash retainer of $70,000 payable in quarterly installments ($95,000 in the case of the chair or lead independent director of the Board of Dir

Regional Management Corp. Announces Second Quarter 2021 Results - Net income of $20.2 million and diluted earnings per share of $1.87 - - 10.9% year-over-year revenue growth and 17.3% core net finance receivables growth - - Historically low 30+ day c

Exhibit 99.1 Regional Management Corp. Announces Second Quarter 2021 Results - Net income of $20.2 million and diluted earnings per share of $1.87 - - 10.9% year-over-year revenue growth and 17.3% core net finance receivables growth - - Historically low 30+ day contractual delinquencies of 3.6% as of June 30, 2021 - - Increases authorization under stock repurchase program from $30 million to $50 m

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2021 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period ended Commission File Number: 001-35477 Regional Management Cor

Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 3, 2021 Regional Management Corp. (Exact name of registrant as specified in its charter) Delaware 001-35477 57-0847115 (State or other jurisdiction of incorporation) (Commissio

Sale and Servicing Agreement, dated July 22, 2021, by and among Regional Management Receivables III, LLC, as depositor, Regional Management Corp., as servicer, the subservicers party thereto, Regional Management Issuance Trust 2021-2, as issuer, and Regional Management North Carolina Receivables Trust, acting thereunder solely with respect to the 2021-2A SUBI

Exhibit 10.1 [Execution Version] SALE AND SERVICING AGREEMENT Dated as of July 22, 2021 among REGIONAL MANAGEMENT RECEIVABLES III, LLC, as Depositor REGIONAL MANAGEMENT CORP., as Servicer THE SUBSERVICERS PARTY HERETO, as Subservicers REGIONAL MANAGEMENT ISSUANCE TRUST 2021-2, as Issuer and REGIONAL MANAGEMENT NORTH CAROLINA RECEIVABLES TRUST acting hereunder solely with respect to the 2021-2A SUB

Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 22, 2021 Regional Management Corp. (Exact name of registrant as specified in its charter) Delaware 001-35477 57-0847115 (State or other jurisdiction of incorporation) (Commission

Indenture, dated July 22, 2021, by and among Regional Management Issuance Trust 2021-2, as issuer, Regional Management Corp., as servicer, Wells Fargo Bank, N.A., as indenture trustee, and Wells Fargo Bank, N.A., as account bank

Exhibit 4.1 [EXECUTION VERSION] INDENTURE Dated as of July 22, 2021 Regional Management Issuance Trust 2021-2, Series 2021-2 Asset-Backed Notes among REGIONAL MANAGEMENT ISSUANCE TRUST 2021-2, as Issuer REGIONAL MANAGEMENT CORP., as Servicer WELLS FARGO BANK, N.A., as Indenture Trustee and WELLS FARGO BANK, N.A., as Account Bank TABLE OF CONTENTS Page ARTICLE I. DEFINITIONS 3 Section 1.01 Definiti

Legal Disclosures REGIONAL® MANAGEMENT The information contained in this electronic presentation (the “Information”) is being provided to you on a confidential basis solely for your review and may not be downloaded, copied, reproduced, or redistribut

Exhibit 99.1 Exhibit 99.1 REGIONAL? MANAGEMENT ABS Investor Presentation June 2021 Legal Disclosures REGIONAL? MANAGEMENT The information contained in this electronic presentation (the ?Information?) is being provided to you on a confidential basis solely for your review and may not be downloaded, copied, reproduced, or redistributed, in whole or in part, directly or indirectly, by you. The Inform

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 28, 2021 Regional Management Corp. (Exact name of registrant as specified in its charter) Delaware 001-35477 57-0847115 (State or other jurisdiction of incorporation) (Commission

As filed with the Securities and Exchange Commission on May 21, 2021

As filed with the Securities and Exchange Commission on May 21, 2021 Registration No.

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits, Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 20, 2021 Regional Management Corp. (Exact name of registrant as specified in its charter) Delaware 001-35477 57-0847115 (State or other jurisdiction of incorporation) (Commission

Regional Management Corp. 2015 Long-Term Incentive Plan (As Amended and Restated Effective May 20, 2021)

Exhibit 10.1 REGIONAL MANAGEMENT CORP. 2015 LONG-TERM INCENTIVE PLAN (As Amended and Restated Effective May 20, 2021) 1. Definitions In addition to other terms defined herein or in an Award Agreement, the following terms shall have the meanings given below: (a) Administrator means the Board and, upon its delegation of all or part of its authority to administer the Plan to the Committee, the Commit

Quarterly Report - 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2021 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period ended Commission File Number: 001-35477 Regional Management Co

Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 4, 2021 Regional Management Corp. (Exact name of registrant as specified in its charter) Delaware 001-35477 57-0847115 (State or other jurisdiction of incorporation) (Commission F

Regional Management Corp. Announces First Quarter 2021 Results - Record net income of $25.5 million and diluted earnings per share of $2.31 - - Core net finance receivables and total revenue each grew 1.7% year-over-year - - Historically low 30+ day

Exhibit 99.1 Regional Management Corp. Announces First Quarter 2021 Results - Record net income of $25.5 million and diluted earnings per share of $2.31 - - Core net finance receivables and total revenue each grew 1.7% year-over-year - - Historically low 30+ day contractual delinquencies of 4.3% as of March 31, 2021 - - Raises quarterly cash dividend by 25% to $0.25 per common share and announces

Legal Disclosures This document contains summarized information concerning Regional Management Corp. (the “Company”) and the Company’s business, operations, financial performance, and trends. No representation is made that the information in this doc

1Q 2021 Earnings Call Supplemental Presentation May 4, 2021 Exhibit 99.2 Legal Disclosures This document contains summarized information concerning Regional Management Corp. (the ?Company?) and the Company?s business, operations, financial performance, and trends. No representation is made that the information in this document is complete. For additional financial, statistical, and business inform